We get many international student customers that are interested in purchasing insurance for a dependent while they are on an F1 visa. The dependent, on F2 visa, can purchase F2 visa health insurance for themselves. The only issue becomes what the requirements of the institution for the insurance.
If the institution has no particular requirements, then the person on F2 visa can purchase any policy available to a visitor. For those visitor medical insurance policies. If there are specific requirements, then you might want to call one of our customer care representatives who can help you choose from appropriate policies.
The only student policy available to an F2 visa holder without an F1 visa holder also being on the same policy as primary insured is the Patriot Exchange Insurance plan offered by International Medical Group (IMG). IMG will insure an F2 visa holder even if the F1 visa holder is already insured by the institution. The Patriot Exchange is a very economical policy with many good benefits.
One advantage of the policy is that if the insured has access to a health center, they only pay a $5 copay (instead of the usual $100 deductible). As a copay, this is payable at EACH visit, however, even several visits will be cheaper than the $100 deductible. A disadvantage to the policy is that there is no maternity coverage and no coverage for pre-existing conditions. For a complete information on the policy, please see Patriot Exchange Insurance Brochure.
Travelling during pandemic is quite risky and International travelers traveling to the US or who are already in the US need adequate health insurance coverage away from home. Travelers can buy cheap and affordable travel insurance cover at American Visitor insurance easily.
As always, we encourage you to consult one of our licensed agents to help you wade through the options if there are any concerns or questions. And, as ever, we wish you safe and happy travels!
US health Insurance benefits for F2 visa holders often include coverage for various medical expenses and emergencies. Here are some common benefits typically provided by F2 visa insurance plans:
Consider factors such as network coverage, deductible amounts, and co-payment requirements when choosing an insurance plan for F2 visa.
Students and scholars on F or J visas have the Maternity coverage However, the benefits have been reduced a few years ago such that the best coverage is 80% coverage of costs, so the students will have to be aware that they will be responsible for a portion of all costs. Also note that unless their wife is the J1 visa holder they will have to be the primary on the policy and the wife (with J2) will be secondary. Also note that prices are different for the primary and the spouse, so when students quote the prices, quote them for two people at the same time since the cost will be much higher for the wife's coverage.
There are four policies that cover maternity at an 80% coverage without a set limit on benefits. Here is the list in order of their approximate cost. Note that conception has to occur after the start of the plan and most plans ask that students must let them know at least three months before the delivery date.
"I am always appreciating good business conduct and when I am coming back here for the longer time span.."
"Thank you for your prompt response. Your prompt response will be highly appreciated.."
"Thank you American Visitor Insurance! You went way beyond what I would expect from an insurance co.."
The cheapest F2 visa medical insurance is Atlas Essential America starting at $37 per month. Another option for affordable F2 visa medical insurance is Patriot America Lite. Both plans offer flexible coverage durations from 5 to 364 days and are excellent choices for dependents of F1 visa holders seeking reliable and budget-friendly health insurance.
Review student insurance plan benefits.
Some of the top recommended best health insurance plas for F2 visa dependents are Patriot America Plus by International Medical Group, Atlas America from WorldTrips, Safe Travels USA Comprehensive from Trawick International. These plans are well-suited for travelers to the U.S., offering robust medical coverage along with benefits for the acute onset of pre-existing conditions.
The F2 Visa insurance is very important for dependents of F1 visa holders. When an F1 visa holder joins an US university, the F2 visa is issued to dependents (spouse and children less than 21 years). Typically US universities insist that F1 visa holder have proper student medical insurance offered by the college, however this requirement is usually not insisted on F2 visa holders either by the university or by the US immigration authorities.
Given the typical student budget of most F1 and F2 visa holders, and the fact that it is not mandatory, it is not uncommon to find them ignoring buying proper health insurance. However ignoring to buy health insurance for f2 visa holders can be a big mistake.
In our experience, the F2 visa holders are typical children quite likely to need healthcare or even a young spouse who along with regular health care might need maternity coverage. Given the very high cost of US healthcare for f2 visa holders, it is really prudent to have adequate health insurance for F2 visa holders (health insurance for spouse visa).
The student insurance offered by many US universities are expensive but since it is often mandatory, F1 visa holders have to buy the University student insurance. This is often not the case for F2 visa insurance, and the F2 visa holder can buy other medical insurance outside of the University option.
Here at American Visitor Insurance we offer affordable health insurance for F2 visas or spouse visa insurance. Patriot Exchange is one of the best best health insurance for f1 student's dependants which an F2 visa holder can buy even if the corresponding F1 visa holder is not enrolled in the same plan.
Along with this Patriot exchange student insurance, F2 visa holders can also buy other health insurance for f2 dependent visa which are affordable and work well for F2 visa holders. F2 visa holders can buy the most appropriate medical insurance for F2 visa in USA to their specific needs by comparing different US medical insurance for f2 visa holders.
There is no single plan which fits the bill for the being the best health insurance for F2 visa holders. The most suitable F2 dependent health insurance USA for different customers will depend on several factors such as the budget and any existing medical ailments.
However the Patriot Exchange student insurance offered by International Medical Group (IMG) is the only student medical insurance plan that F2 visa holders can buy even if the related F1 visa holder is not insured on this plan. All other student insurance plans will be available to F2 visa holder only if the F1 visa holder is also on the same student insurance policy.
However F2 visa holders are eligible to buy US visitor medical insurance which work quite well for their needs.
Given the high cost of US healthcare, it is prudent to buy medical insurance while on a F2 visa. While an F2 visa holder cannot purchase US domestic health insurance, they can purchase US visitor health insurance for an F2 Visa holder from well reputed US insurance providers.
Even if the person is already in the US on their trip, they can still purchase medical insurance for F2 visa holders starting the next day until they return home. The US F2 visa travel insurance must be purchased before anything happens in order to be covered.
Patriot Exchange Insurance is one of the best international student health insurance for F1 Visa student's dependents which an F2 visa holder. The F2 visa holder can buy even if the corresponding F1 visa holder is not enrolled in the same plan.
An F2 Visa is a non-immigrant Visa issued by the United States to dependents (spouses and unmarried children under 21 years old) of F1 Visa holders, who are international students pursuing academic programs in the U.S.
Commonly asked questions about F2 Visa health insurance.
Learn more »You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide, INF insurance, HTH Worldwide and Venbrook International.
