Travel Insurance Forum

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Best travel insurance for Covid-19 coverage

Healthcare has evolved as the most vital aspect in the present situation of Covid-19 pandemic where having an effective coverage for coronavirus is essential for all international travelers. At American Visitor Insurance, we aim to provide travelers with the most suitable Covid travel insurance plan to ease the financial risks of international travel with insurance comparison tool. Based on the traveler’s requirement and with information of the traveler like travelers age, duration of travel, the maximum coverage required, deductible and the need of coverage our comparison function will show the available travel insurance plans. The search can be then tapered down to the most specific plans as per your requirements with the coverage for Covid illness which are competitive and affordable plans.

Travel health insurance forum

Insurance availability for people living inside and outside the US for 6 months
questionHi,

How is the "living outside the US for at least 6 months in a year visiting the US" part determined?

Thank you,
Amy

questionDear Amy,

We tried to speak over the phone and could not continue due to bad connection.

We have plans for people visiting US and US residents traveling outside of the US. There are plans that provide worldwide coverage including and excluding the US.Some plans restrict the purchase if a visitor has been living in the US for more than 6 months without prior insurance.Other plans do not have any arrival time restriction at all.

The way it is determined is when you fill out the online application while trying to buy the plan.

Let me know if this answered your question?

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910
questionHi,

I'm a non US citizen travelling to Costa Rica next week. Please can you suggest any good travel insurance for non US citizens to Costa Rica which satisfies the Quarantine and other Costa Rica government requirements?

Thank you,
Michael

questionHi Michael,

Thank you for contacting us for Costa Rica travel insurance for Non US citizens.
You can purchase the Safe Travels International Cost Saver by Trawick International. This plan also meets the Costa Rican requirements.
Here is the link of the plan in our website:
Safe Travels International Cost Saver:
Safe Travels Voyager Plan Details Brochure Buy Now

Let us know if we can help you any further.

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : February2021
questionHi,

Do you have any plan that satisfies the Costa Rican requirements for travel to Costa Rica for a Non US resident?

Thank you,
Henry

questionDear Henry,

We have a Costa Rica travel insurance from Trawick International called Safe Travels International Cost Saver which includes the $2000 lodging quarantine benefits. This plan is available for Non US Citizens . To get all the information on the policy, you can go here:
Safe Travels International Cost Saver:
Safe Travels Voyager Plan Details Brochure Buy Now

Do let us know if we can assist you further.

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : November2020
questionHi,

Can I make sure if Travel insurance would cover COVID-19 ? Also, I can book the insurance at any point and I can purchase it even though I am already in the US?.

Thank you,
Timo

questionDear Timo,

We are recommending that you take a look at this great comprehensive plan called Safe Travels USA Cost Saver. It is offered by Trawick International and as the name implies is very economical sometimes costing less than even fixed plans! You have very flexible options for maximum and deductibles. It will cover you for your travel to the US and elsewhere outside your home country.

Yes, this policy will cover future sickness due to coronavirus. If you are in the incubation period when you buy, it will be considered pre-existing condition.
Yes, you can still purchase this plan even though you are already in the US.
This plan will cost you about $97 with a $1 million maximum and a $0 deductible for 44 days (May 18 to June 30; age 22).
To get a quote and or make your purchase, you can use this link for Safe Travels USA Cost Saver:
Buy Now

To get all the details of the policy, including the brochure, PPO network, etc, use this link:
Safe Travels Visitors to USA Plan Details Brochure Buy Now

Do let us know if we can assist you further.

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionHi,

We are now back in Australia and need to extend medical insurance for my wife only. My 2 sons and I are covered by medicare but my wife Nicola, who is waiting for a residency visa is not. She is a UK citizen with no medical issues.

Thank you,
Aaron

questionDear Aaron

Thank you for contacting us at American Visitor Insurance for your travel health insurance needs! Here are some international plans that are suitable for your wife:
Atlas International: This plan has international provider network called Equian and provides excellent comprehensive coverage. Here you can find all the details on this plan:



Trawick Insurance Logo Plan Details Brochure Buy Now
You can also have a look at our international plans by getting a quote here: Visitors medical insurance

Please let us know if you need anything further.

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionHi,

My Son (Indian Citizen) is a student in USA and is visiting us in Singapore and Thailand for about 3 weeks.
Do you have any suitable Travel Insurance for him?

Thanks,
Sridhar

questionDear Sridhar,

Thank you for contacting us at American Visitor Insurance for your international travel insurance needs! Here is a great economical option for your travel outside the US. You can put your "home" country as the US if you live in the US, your citizenship is where you passport is issued, and your destination is where you are traveling to on your vacation. If you are a Non US citizen living outside of the US, you are eligible to buy this plan except your destination should not be US. Persons under 65 get $20,000 for the acute onset of a pre-existing condition and can purchase up to $1 million maximum coverage for their trip outside the US. Safe Travels International from Trawick International (travel outside of US), here are links for your convenience:

Safe Travels International Plan Details Brochure Buy Now
Please let us know if we can help you further in any way.

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionHi,

My wife and I, both seniors need advise on the type of policy I should get. I am travelling from New York to Toronto, Canada by Greyhound Bus on Wednesday, December 17, 2019

Thanks and best regards,
Imran

questionDear Imran,

Thank you for contacting us at American Visitor Insurance for travel health insurance to Canada
Travel Insurance covers for any unexpected sickness and injury while you are outside your home country. Unexpected medical/hospital related expenses including emergency evacuation and repatriation is covered by travel insurance. This covers baggage loss, baggage delay, trip interruption as well. But if you need cover for trip cancellation then you need to buy trip cancellation insurance which is slightly different from travel insurance but also covers all trip related costs along with some coverage for medical related expense as well. Here is the difference between Travel health insurance and trip cancellation insurance: For you, travel insurance would be suitable. Please get Toronto Visitors Insurance quotes and view the available plans for your criteria. Please let us know if we can help you in any further.

Please let us know if we can help you further in any way.

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionHello,

I'm travelling to the UK and the United States from India. I am a citizen of India and need Travel Insurance for the duration of March 13th 2019 to September 12 2019. I'm 68 years old female and I take medicine for Diabetic Blood Pressure. I want a deductible $500 or equivalent in British Pound with a coverage of $100,000 or equivalent in British Pound.
Please send me a quote.
Thanks,
Jessy

questionDear Jessy,

Thank you for contacting us at American Visitor Insurance for your travel health insurance needs!You can get quick quotes from our visitor compare tool.
The Atlas Travel or Atlas America plan from Tokiomarine HCC is comprehensive and has excellent coverage for your needs:
This plan provides coverage of $100,000 medical maximum for acute onset ofpre-existing conditions, except for chronic and congenital conditions. There is no co insurance and the plan pays 100% for claims incurred after the deductible.For you, for the age and time period details that you have given, the plan costs $1,105.84 with a policy maximum of $100,000 and a deductible of $500 for 6 months.

Atlas America insurance Plan Details Brochure Buy Now
Please let us know if we can help you further in any way.

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionHi,

My wife and I are planning to be in Ontario, Canada and desire health insurance for a period of about 6 months. I have filled out the application form but do not wish to pay the premium unless I know the application is accepted. What questions health status are needed to complete an application ? I am 90 yrs of age and my wife is 84.
I look forward to your reply as to how to proceed with the application.

Thanks,
John S

questionDear John,

Thanks for your inquiry with American Visitor Insurance! There are no questions that you need to answer about your health status. Filling out of the application needs to be done online on our website. Once you are done with selecting the plan, you can click the "Buy" button next to it and complete the online application and purchase the plan by paying through your credit card. Once your transaction is completed successfully, you will receive a confirmation email that will have the policy details along with the ID card attached to it.
You can select among the comprehensive plans we have. Here is a plan that is recommend for both of you.

Safe Travels Outbound:
safe travels outbound insurace Plan Details Brochure Buy Now
You can see other plans, by taking a quote in our quote facility here if interested:andnbsp Know more

Please let us know if you have any further questions

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionHi,

I am resident of Washington State, trying to buy visitor medical insurance (Atlas Travel Insurance) for my mother she is in India. She is planning to visit USA in August for 2 months. In the form it said "This insurance is not available if individual is residing in US". My mother is not residing in US but I am who is buying insurance for her. I assume it is covered individual should not be in Washington which is true in this case. Please confirm I am ok to buy this insurance for mother who is currently in India.

Thank you,
Gupta

questionDear Gupta,

Thank you for contacting us for your insurance needs. The Atlas travel plan is a good comprehensive plan and very popular with tourists to the US because if you stay within their PPO network (group of doctors and hospitals) you do not have to pay any coinsurance (usually 20% of the first $5,000 of medical expenses). The plan also covers "acute onset of pre-existing conditions" for persons under 70 years of age and adventure sports for no additional charge.
You can buy Atlas travel insurance plan online.
You can review and peruse Atlas insurance details(PPO, claims, brochure).

Atlas America insurance Plan Details Brochure Buy Now

This is another comprehensive plan that provides good pre existing condition coverage:
INF Elite Network:
Elite Network Logo Plan Details Brochure Buy Now

Please let us know if you have any further questions

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionHello,

I have a 19 yo son living and working in America on a P1 visa, he is an Australian, currently he has health insurance with Bupa international and I am interested in getting a quote from you and understanding what is covered. I would appreciate a call if possible.

Thanks,
Penny

questionDear Penny,

Thank you for contacting us at American Visitor Insurance for your US visitor health Insurance needs!
for your travel health insurance needs! We provide travel medical insurance plans for visitors, students and people who travel outside their home country for various purposes. These usually serve temporary protection for people who are outside their home country. They cover any unexpected sickness and injury. They do cover acute onset or sudden recurrence of a pre-existing conditions. They cover sports activities. There are plans that cover hazardous sports. There is dental coverage and coverage for baggage loss. Emergency Medical Evacuation and Repatriation of Remains are covered benefits. The coverage depends on factors like: Age, Duration of coverage, Policy Maximum selected, Selected Deductible and residential status. You can compare and buy the best visitor health insurance plan. Here is our page with some useful resources: Insurance features

Please let us know if we can help you in any further.

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionHello,
I am a US resident and Indian citizen. I need travel insurance to travel to India. Would you have any option for me that is suitable for my residential status?

Thanks,
Shyam

questionDear Shyam,

Thank you for contacting us at American Visitor Insurance for your international travel insurance needs!
Here are the details of the plan that you can purchase for your needs!

PATRIOT GO TRAVEL plan from IMG:
Patriot gotravel Plan Details Brochure Buy Now
In this BUY link, after giving all the details about your age...you can give your "Country of citizenship" as "India" and then "Primary destination country" as "India" as well. Then, you will be asked if you are residing in the primary destination country, for which you will have to select "No". Then you will be given the price information for the plan and you can continue to purchase it.

Please let us know if we can help you in any further.

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionHello,
I am looking at the insurance that I can buy for multiple trips from Canada to US. I am a US citizen currently in Canada. I am 71 and I need information on the pricing of the plans. Are they monthly payment plans? In this page /insurance/annual-multitrip.asp, is the price the correct price? Can you let me know if this is the right plan for me?

Thanks,
Cheryl

questionDear Cheryl,

Thank you for contacting us at American Visitor Insurance for your US visitor medical Insurance needs!
You are right! The price information is right. It is the same price for people through age 75. You can also check the Patriot Multi Trip travel insurance brochure for more information.
Please have a look at the rates in page 6.

and yes, the trip duration is calculated for 30 days per trip OR 45 days per trip.

You can buy the Patriot Multi trip insurance plan here. Please let us know if we can help you in any further.

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionHello,

My nephew is in Australia. He reached there in Australia on 26th Feb’18.arlier plan is that he will stay there for 2 years but now he has to come back due to his mother not well. I have booked (from Delhi) his ticket for 17th March’18. This time automatic travel insurance not come while making payment. I want to take travel insurance for him. Please guide how we can take travel insurance for him.
Can I take travel insurance from India thru your online web portal?
Please advise.

Regards,
Neeraj

questionDear Neeraj,

Thank you for contacting us at American Visitor Insurance for your international travel insurance needs!
Travel Insurance also known as visitor health insurance provides coverage for unexpected sickness and injury while the person is out of his/her home country. In this case, your nephew should consider Australia as his home country where he currently resides even though he is an Indian passport holder and is visiting India.
Please use our best insurance coverage interface and get quotes of different companies. You can buy these policies online.

Please let us know if we can help you in any further.

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionHi,

I am leaving rather urgently for Spain on Feb 1. I have a one-way ticket for now but plan to return on the 21st or 23rd of February. I will not stay for the entire month.
I simply very urgently need to find an affordable travel health insurance coverage plan to ensure I am safe wihle there. Anything that covers sudden reoccurange of existing conditions and also medical evacuation (that is like a ride to the ER>=?) and ER visit would be most everything I need.
I would say an option for help with replacement of prescriptions, should our luggage be lost or stolen at any point in the trip...but that seems unlikely. it does seem concerning though that you have to hang on to all prescribed medicine you came with, when there are many options for medicine to be lost on trips, which could present a dangerous situation.
Anyway, can anyone call me to find am affordable program?
Thanks,
Lauren

questionDear Lauren,

Thank you for contacting us at American Visitor Insurance for your international travel insurance needs!
Here is the link to our product page on our site: Atals International
You can get all information by seeing the Atlas travel insurance brochure. You can buy the Atlas insurance policy online.
This policy is very popular with international travelers and has many excellent features. In particular, their coverage of "acute onset" of pre-existing conditions up to the maximum of the plan for medical expenses and an additional $25,000 for emergency medical evacuation can put your mind at ease. The plan will not provide coverage for regular prescription drugs to existing ailments. It does satisfy Schengen visa requirements and you can print out the visa letter if needed from the client zone about 45 minutes after your purchase.
This plan covers the lost checked luggage charges which is $500 limit per certificate period not subjected to deductible and coinsurance. Please have a look at the Atlas America Insurance brochure for the more information.

Atlas international insurance Plan Details Brochure Buy Now

Please let us know if you need further help.

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionHi,

We are 2 British citizens aged 58 and 62, we are in the US and Canada from 18th Feb through to 28th March, we need to be covered for skiing, can you cover us?

Thanks,
John

questionDear John,

Thank you for contacting us at American Visitor Insurance for your international travel insurance needs!
Yes, we do have plans that provide sports coverage for skiing.
Here is a comprehensive plan that you can use for your sports activity. This plan also has coverage for acute onset of pre existing conditions. This is available for Non US citizens visiting the US and Canada.
Atlas America plan from the company Tokio Marine HCC: Here you can find all information on this plan.

Atlas America insurance Plan Details Brochure Buy Now

Please let us know if we can help you in any further.

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionHi,

I am trying to get travel insurance for My father who is 84 years old and is a resident of the City of TORONTO, in the Province of ONTARIO, in the Country of Canada. Would he qualify for travel insurance to go the The United States of America, Washington DC. He is leaving Canada on Dec 17, 2017 and returning to Canada on January 6, 2018. Please let me know.

Thank you kindly,
Angela

questionDear Angela,

Thank you for contacting us at American Visitor Insurance for your US visitor medical Insurance needs!
INF Elite Network:
Here is an excellent comprehensive plan from INF that provides coverage for people up to the age of 99. The policy maximum available with this plan is $75,000 and this plan provides full pre existing condition coverage for a maximum of $20,000 for age renege 70 to 99.
Elite Network Logo Plan Details Brochure Buy Now

We have this another comprehensive plan from the company Trawick International. It provides a policy maximum of $50,000 for people above 65 years of age. So, this plan provides a policy maximum of $50,000 for your father. It is unique in offering coverage for "acute onset" of pre-existing conditions for up to $25,000 for persons over 70 and under 90 years of age. The price of the policy for younger travelers makes it an economical option for coverage of acute onset of pre-existing conditions up to the medical maximum for those under 70 years. Here is the plan information.
Safe Travels USA Comprehensive plan from the company Trawick International: This plan costs $65.52 for all three of you for a policy maximum of $50,000 and a deductible of $250 for the duration you specified. You can change the policy maximum and the deductible amount as per your preference.

Safe travel USA comprehensive Plan Details Brochure Buy Now

If you want to know some fixed plans available, then here are 2 fixed plans which provide good coverage
INF Premier plan:
Here is a fixed benefits plan from INF that provides full pre-existing condition cover for people up to age of 99. To know the exact amount of coverage, it is dependent on the deductible chosen.
premier-plan Logo Plan Details Brochure Buy Now

Inbound USA Basic:
This is a fixed benefits plan from Seven Corners that provides coverage up to the age of 99 and covers acute onset of pre existing condition.
This plan can provide a policy maximum as high as $100,000.
Inbound Immigrant Insurance Plan Details Brochure Buy Now

Please see here to understand the difference between fixed and comprehensive plans
If you are interested to view the other options then you can look here: Visitor insurance for seniors (Above 80 years)
Please let us know if we can help you in any further.

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionHello,

I am currently living in Germany and pregnant (will be 22 weeks when I travel) and I am planning a short trip from Frankfurt am Main to Las Vegas (USA) from October 12th to October 23rd with my 40-year old partner and my 2-year old daughter (I myself am 41). I'd like to get a travel and health insurance for all of us that covers also my pregnancy and the cancellation of said trip if I am not allowed to travel (so far everything is normal and I have planned an appointment for before the trip and will get a doctors' certificate, but better safe than sorry!) The whole cost of the trip is around 4000 andeuro;). Do you have any plan that could fit us and if so, would you be so kind as to send me the description and a quote? If you need any more information please do not hesitate to write to me.

Thank you very much in advance,
Lorena

questionDear Lorena,

Thank you for contacting us at American Visitor Insurance for your US visitor health insurance needs!
Our visitor insurance plans do not cover pregnancy for an already existing pregnancy. But there is one visitor plan that is comprehensive and covers any pregnancy complications only for the first 26 weeks of pregnancy.
Here is the plan information.
ATLAS AMERICA plan from the company Tokiomarine HCC:
This plan costs $65.52 for all three of you for a policy maximum of $50,000 and a deductible of $250 for the duration you specified. You can change the policy maximum and the deductible amount as per your preference.

Atlas America Plan Details Brochure Buy Now

2. Atlas America from TokioMarine HCC:
For trip cancellation, you will have to purchase the trip insurance plan separately as the travel plan does not provide coverage for trip cancellation and you can get the quote for your trip at the link:
Trip Protection Quotes
Please note that you can purchase the trip insurance plan only if you have a US mailing address. If not, you are not eligible to purchase these trip insurance plans.
Here is a link where you can see the difference between the travel plan and the trip plan:
Trip Protection vs Travel Medical
Please let us know if we can help you in any further.

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionDear customer support,

I had a question regarding primary insurance for GeoBlue voyager essential. I was told my insurance would not cover me if i traveled outside the country for more than 1 month. Can I still apply for the GeoBlue Voyager Essential even if they cancel my insurance. I will be traveling to Australia for no more than 6 months.

Thanks!
Picos

questionDear Picos,

Thank you for contacting us at American Visitor Insurance for your international travel insurance needs!
for your travel health insurance needs! The Geoblue Voyager Essential plan is available for stay outside of the US for a max of 6 months. You need to purchase the insurance while you are in your home country and your home country should be the US. If you satisfy these requirements then you can buy the Voyager Essential plan from Geoblue. Here are the details: -

Voyager Essential Plan Details Brochure Buy Now

Do feel free to contact us if you need any more information regarding your insurance options.

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionDear customer support,

I would like to ask about the insurance package for my dad and my son. My son is going to stay with me in the U.S for 10 months from August, my dad staying is 6 months only. I'm looking for reasonable packs for them. Please let me know if you have any options.

Thanks!
Tram

questionDear Tram,

There are several options available for you. You can compare the different plan options, their coverage and prices.

Visitors Medical Compare

You can get the Atlas America plan details below -

Atlas America Plan Details Brochure Buy Now

Another excellent comprehensive option would be :
INF Elite Network:
Elite Network Logo Plan Details Brochure Buy Now
This plan provides full coverage for pre-existing conditions and is available to anyone up to 99 years.

Seven Corners have upgraded their fixed plans and have made them more attractive to customers. Here is an excellent fixed plan:
Inbound USA Basic:
This is a fixed plan but provides coverage for acute onset of pre existing conditions and has many other benefits.
Inbound Immigrant Insurance Plan Details Brochure Buy Now

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionDear customer support,

I am interested in purchasing a travelers and medical insurance for my parents who will be visiting the USA and Canada on Tourist visas. I would like to confirm if the "Insurance Coverage" "ALL INCL USA" includes both USA and Canada?

Thanks!
Dennis

questionDear Dennis,

Thank you for contacting us at American Visitor Insurance for your US visitor health insurance needs!
for your travel health insurance needs! That is a great question which, naturally, has a slightly complicated answer.
The short answer is that YES, most plans which cover the US also cover outside US as well, so that choice "ALL INCL USA" will give you those plans. The slightly complex part of the answer is that you generally pay more if you are visiting the US. Depending on the timing of the trips you might want to consider two policies: one to cover days in the US and one to cover while outside. This assumes that they won't be crossing back and forth between borders (or the purchasing process gets time consuming).
If you want a specific quote, please give us dates (while in US and while outside), ages of your parents and let us know if they have any preexisting medical conditions that you are worried about while they are traveling. We can work out a few options for you so you can compare prices between splitting up the trip or purchasing one policy for their whole voyage.

Please let us know if we can help you in any further.

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionDear customer support,

I would like to purchase travel insurance for my daughter. She is 25, a Canadian Citizen but has residency in Japan. We are travelling to Florida from Dec 31 to Jan 13. There are many policies offered on this site, and I am not familiar with the terms. Could you help me by recommending a policy that would cover medical expenses while travelling in Florida.

Thanks,
Karen

questionDear Karen,

Thank you for contacting us at American Visitor Insurance for your international travel insurance needs!
Here is a comprehensive option that you can consider for your daughter.

ATLAS AMERICA:

Atlas America Plan Details Brochure Buy Now

This plan covers Non US citizens visiting US. This plan covers acute onset of pre existing conditions up to the age of 80 years. The above weblink has all the information about the plan.
Please let us know if you need help any further.

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionDear customer support,

I want to purchase the policy patriot America plus. Does this cover me if I go to Mexico.?

Thanks,
Dorit

questionDear Dorit,

Thank you for contacting us at American Visitor Insurance for your US visitor medical insurance needs!
Here is the plan that you can choose for your trip to Mexico. This is a comprehensive option and is eligible for Non US citizens traveling outside their home country.

PATRIOT PLATINUM from IMG:
For all information on the plan (claims form, PPO network link, etc), please visit:
Patriot Platinum Plan Details Brochure Buy Now

Please let us know if we can help you in any further.

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionHi,

Please find details below
  • Nationality : Indian
  • Temporary resident : Canada
  • Departure : Canada
  • Arrival : India
Primary destination should be india or canada?
Please address the best plan.

Thanks,
Thanseer

questionDear Thanseer,

Thank you for contacting us for your insurance needs.The Patriot insurance plan offered by IMG iis specifically designed for short term visits and also covers some for baggage loss and trip interruption. You must put India as your destination country and you must purchase at least 5 days of a policy, although it will not cover you in India.

Patriot America Plan Details Brochure Buy Now

This company has recently made a new policy which covers "acute onset of pre-existing conditions" for persons under 70 years of age. That policy is called Patriot America Plus and is in all other ways the same as the Patriot America policy.

Patriot America Plus Plan Details Brochure Buy Now

Here is an alternate comprehensive plan in case there is any difficulty in purchasing the above plans:
INF Elite Network:
Elite Network Logo Plan Details Brochure Buy Now

This plan covers both US citizens and Non US citizens coming to the US. This provides full pre existing condition coverage and covers up to the age 99 years

Feel free to call or email us with any questions or comments you may have.

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionHello,

I woukd like to inquire about the travel insurance for visa in greece. But i am invited by my fiance there.d sponsorship covers everything about my travel. My question is that is he the one who will inquire about it or can i just do it?

Thanks,
Fatima

question Dear Fatima,

Thank you for contacting us at American Visitor Insurance for your international travel insurance needs!
with your inquiry. You are certainly free to purchase insurance for yourself (or he can as well) for your trip to Greece. For your trip to Europe here is the policy we suggest that satisfies Schengen state consulate requirement:

Atlas International:

Atlas International Plan Details Brochure Buy Now

After you have purchased the plan and when you get your certificate number please go to the following Website : ID-Card

- You will be taken to a page that requests your certificate ID and date of birth. Enter this information. (the page also asks for a password but you can ignore this)
- You will then be entered in to your account. Look for a link 'Visa Letter'. You must print this out (it is a PDF file) and take it with the rest of the policy documents to the consulate.

You can review all your options and prices here:

Schengen Visa

If you have any questions, please feel free to contact us at 1-877-340-7910 and we are more than happy to help by answering your queries.
Thank you for providing us an opportunity to be of service to you!

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionHello,

I am travelling to Mexico for 16 days. I am an Indian student studying in US. I require a travel insurance which specifically covers baggage loss/ theft and accident coverage. Could you please help?

Thanks,
Mruganka

questionDear Mruganka,
Thank you for contacting us at American Visitor Insurance for your international travel insurance needs!
for your travel health insurance needs! For your trip to Mexico, the plan I recommend is the Patriot America by IMG. This is a comprehensive travel medical insurance that will cover you for new sickness and emergency. This plan will also cover lost luggage up to $250.00 and Identity Theft Assistance up to $500.00

Patriot America Plan Details Brochure Buy Now

Please let us know if we can help you in any further.

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionHi,

Is a personal liability rider available for the Patriot International Insurance? If so, can you provide me with the rider details and pricing.
Thanks,
Steven

questionDear Steven,

The only policy I know of with a personal liability rider is Atlas International (for travel outside the US) or Atlas America for travel to the US. See links below (you can use the buy link to get a quote and if you choose the rider that will be included in the quoted price). I will attach the detailed coverage document of the policy. The liability rider details begin on page 18 of that document.
To purchase and/or get a quote for the Atlas International plan:

Atlas International Plan Details Brochure Buy Now

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionHello,

I am a Canadian resident currently in France for three months.
Next Monday I leave for 13 days in India. Is there a medical insurance available that I can buy for my time in India. Also, it is important that I can be assured for any emergencies with my hear. I had three stents over three years ago with no problems since then, but I take aspirin, a statin and a blood pressure pill as security against future problems. I would appreciate your help if there is an insurance that will cover me.

Thanks,
Jim

questionDear Jim,

Americanvisitorinsurance.com is a US-based agency and can provide insurance for your international travel (anywhere outside your home country). We work with several highly rated health insurance companies to offer a wide choice of medical policies for international travelers, which will also work for Canadians visiting India. The plan cost (or premium) will depend on:
  • Traveler’s age
  • Maximum coverage requested
  • Deductible
  • Length of the trip
Our plans which are offered by US companies work well for traveling to different countries around the globe, including traveling to India. You can get details using our visitors medical Insurance compare tool.
Fill in the information requested, hit 'Get Quote' and you will be able to get quotes of eligible policies. Along with comparing quotes, you can review the detailed plan brochure as well as purchase the selected policy online.
If you have any further questions about a plan or if you want us to make a recommendation. Answer the questions above and call us or email us. It's a toll free number in Canada and US, but I don't know how it works abroad - 877-340-7910.

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionHi,

I need travel insurance to travel back from US to India. Can you suggest me plan?
Thanks,
Depak

questionDear Depak,

Thank you for contacting us at American Visitor Insurance for your international travel insurance needs!
PATRIOT TRIP:
This plan is a trip insurance plan from the insurance company IMG(International Medical Group). I took a quote on the below page:

Travel Insurance

In this link I clicked on the "Trip Insurance" and I filled out the "Traveler's residence" as Indiana. I did not know which state you resided in US. You can enter the state that you reside. I put the age as 35 as you had already told. I put the trip cost which is flight cost as $1,200. Please change to the right actual cost of the trip. I put the start and end date such that it accounted for 4 days. The cost of this plan came up to $49.20.
This link will ask you for the information again to give a quote and then you can continue to fill out the online application form.

Plan Details Brochure Buy Now

Please let us know if we can help you in any further.

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionHi,

I need visitor insurance for my father who is visiting US for brief period of time. I am wondering if the insurer provides a hard copy of the policy as well to my mailing address?
Thanks,
Rashmi

questionDear Rashmi,

Please find below a link to the brochure for Inbound USA.

Atlas International Plan Details Brochure Buy Now

I have sent in a request to the plan administrator to send you a copy of the card and a brochure via mail. It usually takes 3 days to process this request and a few days for the mail.
If you have any questions please do not hesitate to call us.

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionHi,

I need a visitor insurance to visit Arizona in US. I am a Canadian citizen and 69 years old. Are their policies available for me?

Thanks for your help!
Regards,
Ron

questionDear Ron,

It was nice talking to your wife a short while ago. Thank you for calling American Visitor Insurance with your inquiry. We work with several highly rated health insurance companies to offer a wide choice of medical policies for visitors to the US.
Your wife mentioned that you want coverage specifically for pre-existing conditions, in that case, the best policy for you is Patriot America Plus which I mentioned to your wife.

Patriot America Plus Plan Details Brochure Buy Now

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionHi,

My husband and I will come to los angeles on 3rd November. Actually, I used to do breast check and pop smir test every 6 month and also I am worry about treatment expense of I need to know which plan is convenient for green card holder or am i eligible and how much does it cost?

Thanks,
Sepideh

questionDear Sepideh,

Thank you for contacting us at American Visitor Insurance for your US visitor health insurance needs!
You are eligible to purchase any of our insurance travel plans. These plans will cover new illness and emergency for people traveling outside their home country. Routine exams such as mammogram and pap smear will not be covered. Any pre-existing conditions will also be not covered by any of our plans.
To get a quote, read brochures and buy a plan, you may use link below:
Best Coverage
Please let us know if we can help you in any further.

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionHi,

My name is Daniel Nicolae and I have planned a trip to the US for late august 2014. I live in Romania and have 26 years old and I suffer from beta-thalassemia major and need blood transfusions every 2-3 weeks.
I will be staying in New York for a couple of weeks and then in Phoenix, AZ and Los Angeles, CA at some relatives for a quite long time and I'll definitely need blood transfusions all this time.
For this matter what health insurance should I purchase that will cover the cost of the treatment and be accepted at the hospitals in NY,Phoenix and LA?
I really need some advice so I can be stress free during my trip and enjoy my stay!
Thank you and I wait for your response!
Daniel N


questionDear Daniel,

Thanks for contacting us with your inquiry! Our Insurance plans provide coverage for unexpected sickness and injury during your visit to US. Your condition will be treated as a pre existing condition. Our Insurance plans provide coverage only for ACUTE ONSET of a pre existing condition only when a condition is declared acute onset/emergency by the medical provider. There is no coverage available for routine work in the insurance plans.

If you need health insurance coverage for any unexpected sickness or injury, please visit our compare facility and get quote summary for various plans available at the below link:

Visitors medical compare

Any kind of planned treatment will not be covered under this plan
Feel free to contact us in case of any questions or concerns.

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionHi,

I am a US citizen traveling abroad to the EU for work. Is there coverage available for me in both the US and the EU? Does American Visitor Insurance cover that as well?

Thank you!
Eric

questionDear Eric,

Thanks for contacting us with your Insurance needs! These plans cover people traveling outside their home country. You can consider these options for your situation!

1. ATLAS INTERNATIONAL:
Atlas International Plan Details Brochure Buy Now

2. PATRIOT INTERNATIONAL:
Patriot International Plan Details Brochure Buy Now

3. SAFE TRAVELS OUTBOUND :
Safe Travels International Plan Details Brochure Buy Now

Please let us know in case of any further questions

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionHi,

I am want to purchase Health Insurance for 15 day for travel to Great Britain. I will be there from Sept 4th to Sept 17th.
I am 59 years old - can you recommend the best policy for me during my travels?
Thank You,
Gary

questionDear Gary,

Depending on your "nationality" please find plans available for you.
Here are the plans available for US citizen traveling to Great Britain :

The first option is the Atlas International by HCC. This plan is good for US and Non-US citizen

Atlas International Plan Details Brochure Buy Now

The second option is Diplomat International by Global Underwriters. This plan is also good for US and Non-US citizen.

Diplomat International Plan Details Brochure Buy Now

The third and last option is the Patriot International by IMG.This is for US citizen only

Patriot International Plan Details Brochure Buy Now

If you are a non US citizen, these are your plan options: The first option is Patriot Platinum by IMG

Patriot Platinum Plan Details Brochure Buy Now

To find out more options, please find this link:

Visitor medical compare

Please let us know if we can help you in any further.

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionHi,

I am an US citizen but currently reside in Europe. What plan is available for me?

Thanks,
Rachel
questionDear Rachel,

Thank you for contacting us at American Visitor Insurance for your international travel insurance needs!
Given below are details of plans that will cover US citizens who reside outside of the US while they visit the US. These plans define "home country" as where a person has a fixed residence, not necessarily their country of citizenship. So, as long as you intend to return to your country of residence, they will cover you.

1. ATLAS INTERNATIONAL:

Atlas International Plan Details Brochure Buy Now

2. SAFE TRAVELS OUTBOUND :

Safe Travels International Plan Details Brochure Buy Now

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionHello,

I'm trying to buy a plan from your website.
I'm a visiting scholar from Turkey. I'm going to come to the US and stay there for 9 months. I've decided on Plan B. But when I tried to buy, it ask me my destination country" which is not relevant in my case because it is obvious that I'm coming to the US. Which country should I choose in that step? Here is the link where I was asked for the destination. buy immigrant secure insurance
and secondly, can I give a US address as mailing address because I will be on my way to there in one week.

Best regards,
Pinky

questionDear Pinky,

You will have to put down "United States" for your destination country. It is not obvious since these policies can be used anywhere outside your own home country. Unfortunately, choosing the US makes it more expensive, but there's no getting around that problem. Please select "United States" and continue with the application. You should be able to make the purchase without a problem from wherever you like.

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionHello,

Hi, my mother age 68 is visiting me to UK, I intend getting plan A (upto $25,000) for a period of 6 months for her.
Can u kindly answer the following please,
1, do u cover UK, if not than can u recommend some other company?
2, Can you kindly explain Your "exiting / pre condition" in easy language please,
she has high blood pressure.

Kind regards
Adil

questonDear Adil,

Thanks for contacting us with your inquiry!
Yes. We have policies that provide coverage outside of USA. Please visit our compare facility at the below link to get quote information:

Visitors medical compare.

If you have any questions or need help in choosing a plan, please contact us over phone or email and we will be glad to assist you.

Regarding the pre existing conditions: Pre existing condition is a condition in an individual that exists before the coverage becomes effective. When a policy provides coverage for pre existing condition it means that only the unexpected emergency situation that is due to the pre existing condition will be covered but not all cases. Routine doctor visits and check ups are not usually covered.

Hope this helps!

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionHello,

I have a multiple visitor visa for Canada and travel lot there within a year so would like to use your visitor medical program for 12 months to use in Vancouver, Canada.
Would you please guide me that in your programs is there a medical insurance that coverage maternity expenses in Canada for visitors and what are the conditions of programs and the fee chart. I am not pregnant yet but just wanted to know if in future I have this plan can I use your programs or not.
Many thanks

Best Regards,
Mahtab

questionDear Mahtab,

hank you for contacting us for your travel health insurance needs! You are qualified to buy any of our travel medical insurance. As with your inquiry about pregnancy coverage, I am sorry to tell you that our plans do not pregnancy. The only option we have is by Atlas America. But this plan only offers coverage for complications of pregnancy during the first 26 weeks of gestation. To view the eligible plans please go to our compare facility at

Visitors Medical Compare

Fill in the information requested, hit 'Get Quote' and you will be able to get quotes of eligible policies. Along with comparing quotes, you can review the detailed plan brochure as well as purchase the selected policy online.

To understand the difference between the fixed and comprehensive plans, please refer to - Fixed vs Comprehensive Coverage

While doing your quote, you should select "All nations including USA and Canada" as your Select country/countries where coverage is required.

If you have any further questions about a plan or if you need help making a purchase online please call us at 877-340-7910.

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionHi,

I have purchased Visitors Care plan from IMG and it is effective since Sep 17th 2013 and I have been renewing it every month. But this time it is allowing me to renew only until Sep 17th 2014 and not further. Can you please help?

Thanks
Muffaq

questionDear Muffaq,

Thank you for your renewal yesterday! We contacted IMG and as per that your plan Visitors Care has a max policy time period of 2 years until which it can be renewed. But when you are in the 11th month of your policy and want to renew it further, it will let you renew it for only a month since they want you to complete the 12 month period and then you can continue renewing further for one more year. That is the reason why you were allowed to renew until Sep 17th. You can now go ahead anytime to the below renewal link and renew it further for your preferred end date.
Renew Visitors Care from International Medical Group
Hope this is helpful!

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionHello!

I am trying to buy Patriot America NON-US citizen Tourist Visa insurance for my father Mr Rahman.
I am having problems in step 1 Demographic information page.
His home country/country of citizenship is Bangladesh-Passport from Bangladesh.
He will return to Bangladesh from USA after his trip finishing on 15.02.2015.He has arrived in LA on 03/11/14.
So his primary destination is Bangladesh.
In Home country section, in the drop down box, I cannot find Bangladesh there to select.
Could you please look at this matter quickly and get back to me? I need to start his insurance soon.

Thank you!
Shaila

questionDear Shaila,

The primary destination for your father is the USA and not Bangladesh. He needs to be insured while in the US, and this will also cover him on his return journey back to Bangladesh. However, the primary destination is the US while the home country is Bangladesh. As you are aware, you can buy the Patriot America policy at -

patriot america Plan Details Brochure Buy Now

Please let us know if we can help you in any further.

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionHello!

Please assist me with a quote for my family traveling to US temporary.
Here is the insurer's information:
Name: Mr Liu
DOB: Feb 15 1964
Gender: Male
Time of Staying: Oct 17th, 2014 to Dec 27th, 2014
Look forward to hearing from you promptly.
Thank you!
Michelle

questionDear Mr Michelle,

Here are some great plans for visitors coming to the US.
INF Elite network plan:
This is a comprehensive plan from INF and provides very good coverage for pre existing conditions up to the age of 99.
Elite Network Logo Plan Details Brochure Buy Now

INF Premier plan:
This is a fixed plan and has some great benefits for pre existing conditions coverage.
premier-plan Logo Plan Details Brochure Buy Now

Inbound USA Basic:
This is a fixed plan and has coverage for acute onset of pre existing condition . This plan provides a high policy maximum of $100,000 for people above 70.
Inbound Immigrant Insurance Plan Details Brochure Buy Now

Atlas America:
is best if your visitor has a pre-existing condition you are worried about. Let us know if you have further questions or concerns.
Atlas America Plan Details Brochure Buy Now

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionDear Sir/Madam

Patriot America:
  • If some thing happens in the first month of coverage, will that be treated as pre existing in the second month of renewal.
  • If a person is over 65 and has purchased Patriot America before 30 days after arrival in the US for one month and let the plan lapse, does the person qualify to purchase it again?
Thank you!
Dandan

questionDear Dandan,

Thank you for contacting us at American Visitor Insurance for your international travel insurance needs!
Here are the answers to your questions we spoke about over the phone:

patriot america Plan Details Brochure Buy Now

Patriot America:
  • If some thing happens in the first month of coverage, will that be treated as pre existing in the second month of renewal.
    Answer: No. If you renew the current plan before it expires it would not be treated as a pre existing condition. If however your old plan expires and you purchase a new Patriot America plan then yes, it will be treated as a pre existing condition.
  • If a person is over 65 and has purchased Patriot America before 30 days after arrival in the US for one month and let the plan lapse, does the person qualify to purchase it again?
    Answer: No. If the person has let the plan lapse and if it has been over 30 days and the person is over 65, they do not qualify to purchase the plan again.
Liaison Travel Choice Liaison Travel Choice plan from Seven Corners:

Does outpatient include Urgent Care and emergency room treatment?
Answer: Yes, it is same for everything.

Can I buy 2 plans at the same time and use them?
Answer: No, you cannot be over-insured, and therefore cannot buy two plans at the same time for the same coverage. You can however buy two complementary plans where the secondary plan supplements coverage which is not offered in the primary plan.

Please let us know if we can help you in any further.

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionDear Sir/Madam

Will your Liaison Continent Plan E travel insurance cover my 17-year old daughter if:
1.She's already at the destination
2.She's a US Green Card Holder/US Permanent Resident that resides in the state of California

Thank you.
Lewis Whitcombe

questionDear Lewis,

Thank you for your email query. Here are the responses -
  1. Liaison Choice will cover her if she is already in the destination
  2. It will not cover her as a Permanent resident in California. It will cover her if she resides outside the USA and is only visiting the US for a short stay. Here are other plans that are available for Green Card holders.
There is one fixed option renewable for up to 5 years:
1) Inbound Immigrant:
This plan is designed for immigrants who intend to stay on in the United States. The plan is renewable for up to 5 years.
To review details of the plan (including price):
Inbound Immigrant Plan Details Brochure Buy Now

There are three comprehensive options:
2) Patriot America or Patriot Platinum
To review details (including price) of this plan please click on this link:
Patriot America Plan Details Brochure Buy Now

Similarly, the Patriot Platinum plan has some coverage for pre-existing conditions. Please see the brochure for details. This plan has more options available for persons over 70.

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionDear Sir/Madam

Could you please send me the list of the hospital covered by you in the USA hospital in the follow cities?
Basil Abdul Fattah
Chicago
Newyork


questionDear Abdul,

The hospitals in the PPO network depend on the plan that you choose. As you are aware, we work with several different insurance providers and different plans. When you use our comparison tool at Visitor medical compare, the hospital network weblink for the corresponding insurance plan is displayed in the third column under 'plan details'. Alternatively, if you send me the name of a specific plan that you are interested in, I can send you the PPO network for that plan.

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionDear Sir/Madam

My uncle aged 84 years , holds Immigrant Visa to USA, plans to travel to USA to visit his children ( wife passed away) for over six months -\ From April 3 To October 6 , 2014
He is generally ok - no diabetes, blood pressure etc; ONLY has some knee pain problems, and a bit of acidity, for which he takes medicines. Able to move about and live alone reasonably well without much trouble.
AS I AM ANXIOUS TO ENSURE HE IS COVERED BY INSURANCE FOR HIS TRAVEL, I WRITE THIS TO ENQUIRE IF IT IS POSSIBLE TO GET COVERAGE FOR HIS TRIP - WHAT IS PREMIUM IN Rupees to be paid - ANY other conditions attached to the policy, please explain.
Shall be grateful for your reply - I am unable to understand form in website and hence this query; Request your response -
Kind regards,
Seetha

questionDear Seetha,

For people above 80 years of age, there are fewer options. Here they are:
If you prefer economical option, then fixed plans are the right ones for you:
Inbound USA Basic:
This is a fixed plan from Seven Corners and provides coverage as high as $100,000
Inbound Immigrant Insurance Plan Details Brochure Buy Now

INF Premier plan:
This is a fixed plan from INF and provides coverage for pre existing conditions up to the age of 99. Pre existing conditions are covered for $15,000/$20,000 for a chosen deductible of $1000 and $5000 respectively for people above 70
premier-plan Logo Plan Details Brochure Buy Now

If you prefer a comprehensive option, then here are the plans:
INF Elite Network:
This is a comprehensive plan and covers pre existing conditions up to the age of 99.
Elite Network Logo Plan Details Brochure Buy Now

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionHi,

I will be studying in Switzerland - Neuchatel (from 27-3-14 to 20-7-2015), and my university if asking for an health insurance proof that covers my whole stay in the country.
They also asked that my insurance company needs to sign and stamp a Swiss Health Insurance Exemption Form.
Could you tell me if you can do that, and if yes, give me a price quote?

Thanks
Hassan E

questionDear Hassan E,

Thank you for contacting us at American Visitor Insurance for your US visitor medical Insurance needs!
You can use the link below to get price quote, download brochures and purchase your plan:

Visitors medical compare.

Once you've made your purchase, you can send us the form to be filled by the insurance company.
Please let us know if we can help you in any further.

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionHi,

Last year we purchased IMG Visitor Care from you for my parents. We would like to purchase the same coverage and plan again. You may still have their details on file, their info is copied below. I'm also thinking of getting the Heart Care Plus for both of them. Also, the duration will be for 6 months, starting from June 13th.

Thank You
Suganya Selvarajah

questionDear Suganya Selvarajah

Thank you for your email and contacting us for your insurance needs this year as well. While we have the information from our earlier about your parents, we will not be able to issue a new policy based on that information. You will need to purchase the Visitor's Care insurance policy again.
Please feel free to contact us if you need any clarification regarding the process.

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionHi,

I'm booking medical insurance through your site. i have found a policy with Patriot America which suits me needs.
I am a UK citizen , and i will be visiting the USA from June 7th to oct 1st. Although a UK citizen, i will be arriving from and returning to Indonesia, after my time in the USA, ie not leaving from and returning to the UK.
I have booked travel insurance a couple times with you before and i was told this does not matter, however as i am filling in the online form for the insurance policy, it does not give me an option to change the 'leaving from' and 'returning to' box, giving only the option of 'leaving from' and 'returning to' home country. Does this matter?
will it affect my coverage?
Looking forward to hearing from you so that i can complete my purchase.
many thanks
Kate

questionDear Kate

his will not impact your coverage in any way. You should enter the dates that you are in the USA (June 7th to Oct 1st).
Again you can compare quotes and buy the Patriot America plan using our compare tool at -

Visitors medical compare

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionHi,

I'm trying to buy Inbound USA Insurance for my guests visiting USA from India.
I'm a resident of WA state.
Looks like there's a change in policies of Seven Corner, so it is not allowing me to buy the Insurance coverage.
I'm getting an alert saying "We are unable to deliver coverage to anyone with a correspondence address in the state of Maryland or Washington."
Now my questions:
* Can I buy Inbound USA Insurance coverage for my guests with my cousin's correspondence address, who is living in NJ state?
* If a policy is bought with NJ address as correspondence, and if they visit WA state, will they be able to get medical coverage in WA?
Please advise.
Regards
Srinivas Gumma

questionDear Srinivas Gumma

The answer to both your questions is 'Yes'. You can buy the policy with the NJ address, and that your guests will be covered in WA.
You can purchase Inbound USA online at -

Inbound USA Basic:
Inbound usa Plan Details Brochure Buy Now

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionDear sir/Madam Srinivas Gumma

I am interested to buy Visitor Secure plan from HCCMIS for my 74 year old mother. I have some questions. Can you please clarify them?
1. How does this plan work as far as PPO network is concerned? Do they have to visit a facility inside the network or can they go out of the network and receive coverage as there is no co insurance for this fixed plan?
2. Are the claims paid by direct billing or have they got to pay it first and get reimbursed?
3. If the money is reimbursed on whose name will it be reimbursed?
4. Are there any specific medical conditions you know of that might need a pre certification for this plan?
Thanks for your help!
Siva

questionDear Siva

Thank you for contacting us at American Visitor Insurance for your international travel insurance needs!
Here are the answers for your questions:

1. How does this plan work as far as PPO network is concerned?
Ans: At HCCMIS we contract with the Coventry National Network, but members are able to see any provider they choose. It is obviously in their best interest to visit participating providers for repricing and direct billing purposes, but they would have coverage for covered expenses regardless.

2. Are the claims paid by direct billing or have they got to pay it first and get reimbursed?
Ans: We have direct pay capabilities with all of our plans, including VisitorSecure. With most claims incurred in the US we usually pay directly to the providers, especially if they are part of the Coventry National Network. In the event that the provider does not want to accept our promise to pay, we would reimburse the member for their expenses accordingly based on their coverage.

3. If the money is reimbursed on whose name will it be reimbursed?
Ans: If it is on a reimbursement basis, we would issue the reimbursement in the form of a check to the member directly. In the event the member prefers payment to another individual, or via another form of payment, i.e. wire transfer, those requests can usually be accommodated.

4. Are there any specific medical conditions you know of that might need a pre certification for this plan?
Ans:?The following expenses must always be Pre-certified: - Inpatient care -Durable Medical Equipment - any Surgery or Surgical Procedure - Computerized Tomography (CAT Scan) - care in an Extended Care Facility - Magnetic Resonance Imaging (MRI)

However, they always recommend that their service department be contacted when in need of service so that they may assist with locating a participating provider, taking care of the pre-certification, and confirm their benefits. Of course, in the event of an emergency, there is a window of up to 48 hours after the service to receive the pre-certification. That pre-certification can also be done by a family member or representative if the member is unable to.

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionHi,

I'm a European citizen travelling to the US for 20 days and I would like to know if I'm eligible for the VisitorSecure plan.
Thank you in advance for your response.
Yours faithfully,
Noemi Rodriguez

question Dear Noemi

All travelers to the US may buy the Visitor Secure insurance plan online.

If you have any other questions please let us know.

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionHi,

II'm a full time student in Cairo university, Egypt and I'm traveling to USA to attend a conference. Am I eligible for a StudentSecure insurance.
Regards,
Amgad Naiem

questionDear Amgad Naiem

No. You are not eligible for the student plans because you are not enrolled full time in an institution in the US. However, you can purchase any visitor health insurance plan that you like. You can use the link below to peruse options. I recommend a comprehensive plan for you.

Visitors's medical compare

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionHi,

I am looking at your K1 Visa Insurance and wondered if this policy continues until you become a resident? Or if it just covers you until you are married?
Thank you,
Jeremy Brooks

questionDear Jeremy Brooks

You may use most of those plans until you switch form the K1 visa to another status. You can review the available plans at -

Visitors's medical compare

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionHi,

Good Day,
Am Lex by the name, an event planner from United Kingdom.
Please advise if you can book health insurance on visitor care for people moving from U.K to U.S.A.
Thank You
-LEX RIVERA

questionDear sir/madam LEX RIVERA

Yes you can purchase insurance for people from the UK coming to the USA.
For short term insurance options (less than 1 year), you can compare plans and buy online at - Visitors's medical compare
For longer term insurance needs of more than one year, you can look at the options at - US Immigrant Insurance
Do feel free to contact us for any clarification.

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionHi,

would like some help with an insurance suggestion for our daughter;
Age: 29
She is a Swedish citizen living in New York since 2007, working in Fashion business , do businesstravelling to Europe about 6-7 weeks a year.
Which health insurance should she choose?
Thanks for your help
Regards
Roland Svahn

questionDear Roland Svahn

Thank you for contacting us at American Visitor Insurance for your US visitor medical Insurance needs!
Here are the details for a good short term medical plan open to your child.
Patriot America: COMPREHENSIVE PLAN

Patriot America Plan Details Brochure Buy Now If you have any further questions about a plan or if you need help making a purchase online please call me at 1877-340-7910.
Thank you for providing us an opportunity to be of service to you!

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionHi,

I'm in New York, and my dependants will join me on September 14, so I'd like to purchase the insurance before...may I purchase it and go month by month payment?
Thanks
Magda

questionDear Magda

With the two policies I am going to recommend, you must purchase three months first in order to extend or renew those policies. After the first three months, you could then extend them month by month for up to 12 months total. After 12 months, you must purchase a new policy.
If your requirements are for a maximum PER INJURY/SICKNESS, then I recommend Visitor's Care through IMGlobal. Here are the links:

Visitor’s Care Plan Details Brochure Buy Now

If your requirements are for a maximum PER POLICY PERIOD, then I recommend Patriot America also through IMGlobal. Here are those links:

Patriot America Plan Details Brochure Buy Now
If you have other questions, feel free to contact us again.

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionHi,

I bought a visitor's medical insurance for my mother when she was visiting United States for the period from May 7, 2011 to June 25, 2011. My mother is planning to visit again in December and stay for a couple of months. I was wondering whether it is legal to buy the same insurance again? I think at the time of purchase I read somewhere that it has to be at least 6 months since her last visit when she is eligible for it again. I could not find this information anywhere this time.
Thank you,
Maria Chinchevaya

question Dear Maria

It is perfectly legal to purchase the same policy. This is a Visitors Care policy and you can purchase it by clicking on the link below:

Visitor’s Care Plan Details Brochure Buy Now

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionHi,

My family and I just moved to USA to stay a few years.
Our brazilian nanny also came with us and we want to give her a health insurance plan for 12 month - we are not sure if she will stay in USA for less or more than 1 year.
In your website I saw some plan that interested me.
Please suggest me insurance policy to buy.
Thanks
Victor

questionDear Victor

It appears you wanted to view some plans on our website that would cover your nanny.
Here is a sample:

Visitors Care:

Visitor’s Care Plan Details Brochure Buy Now

Liaison Choice plan. This plan provides coverage only inside the US
Liaison Travel Choic Plan Details Brochure Buy Now

These plans are both open to Nanny’s and provide you several different levels of coverage to choose from.
If you have specific questions about this plan please email and let us know, or you can call on 1877-340-7910.

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionHi,

I wonder what should I do , if I want to add heart care and extend my coverage from 3/Jun/2012 to 5/Jun/2012 ( when I am back to Australia ) .
Best regards
Kamaledin Razavizadeh

question Dear Kamaledin Razavizadeh

You can extend the coverage in the last month of your policy before it expires if you purchased at least 3 months of coverage the first time you bought it. You cannot, however, change the terms of the policy, merely extend the length of time covered in this way. If you want new terms for the policy, you can let your old policy expire and purchase a new one.
Here are links for your convenience:

Visitor’s Care Plan Details Brochure Buy Now

Renew Visitors Care from International Medical Group Online.
Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020
questionDear Sir or Madam

My name is LCDR Marcin Kaluzniak. I am from Poland. I need to buy an insurance for my dependants who will come with me to US. I need insurance for my wife and son. This insurance should meet all DSCA requirements. The time we will stay in US is from Aug, 3rd 2015 to Jul, 31st 2016.
Please contact me as soon as possible.
Looking forward for hearing from you.
Marcin Kaluzniak Poland

questionDear Marcin Kaluzniak

Thank you for contacting us at American Visitor Insurance for your international travel insurance needs!
  • The plan I recommend for your family is the Global Medical Platinum plan by IMG.
  • This plan has a lifetime policy amount of $8,000,000 per individual.
  • The deductible ranges from $100 to $10,000 per period of coverage.
  • You have to buy this plan for one year of coverage.
  • This plan can be renewed for continuous of coverage.
  • You may choose to pay the premium monthly, quarterly,semi-annually, or annually.
  • The maternity coverage will begin after 10 months of waiting period.
  • The coverage for maternity is up to $50,000 with additional $1,000 deductible.
Use link below for the details of the plan:

Global Medical Platinum Plan Details Brochure Buy Now

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed & Updated : April2020

Related Forum Entries

  1. Visitors Insurance Forum
    1. Travel Insurance
    2. US citizens visiting USA
    3. US citizens traveling outside USA
    4. US citizens visiting Australia
    5. Pre Existing Conditions
    6. Coverage for Australians
    7. Senior Citizens
    8. Family
    9. Maternity
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    11. Puerto Ricans visiting mainland USA
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    13. Liaison Travel Policy
    14. How an insurance plan works?
    15. FAQs Forum
  2. Student Insurance Forum
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  3. Adventure Sports Coverage
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Forum Entries x
  1. Visitors Insurance Forum
    1. Travel Insurance
    2. US citizens visiting USA
    3. US citizens travelling outside USA
    4. Pre Existing Conditions
    5. Coverage for Australians
    6. Senior Citizens
    7. Family
    8. Maternity
    9. Atlas Travel Policy
    10. Patriot Travel Policy
    11. Liaison Travel
    12. How an insurance plan works?
    13. FAQs Forum
  2. Student Insurance Forum
    1. Student Secure Insurance
    2. Study USA Insurance
    3. Patriot Exchange
    4. Student Health Advantage
    5. OPT Insurance
    6. F2 Visa Insurance
  3. Adventure Sports Coverage
    1. Motorcross Coverage
  4. J1 Visa Insurance Forum
    1. J2 Visa Insurance
    2. Study USA Insurance
    3. Patriot Exchange
    4. Family
    5. Maternity
    6. Evacuation-Repatriation Insurance
    7. University Insurance
  5. H1/H4 Visa Insurance Forum
  6. K1 Visa Insurance Forum
  7. International Health Insurance Forum
  8. Green Card Holders
  9. Schengen Visa Insurance Forum
  10. Insurance Cancellation Forum
  11. Insurance Clarification Forum
    1. Buying Insurance
    2. Coverage
    3. Renewal
  12. Direct Billing & Claims Forum
  13. Safe Travel Forum
  14. Visitor Insurance FAQs
  15. Visitor Insurance Blogs

Frequently asked questions

What is the best health insurance for visitors to USA?

There are different factors for buying best health insurance for USA visitors. Visitors should compare fixed benefits and comprehensive visitor insurance plans. Foreign visitors to USA travel insurance customers should understand the concepts of deductibles and co-insurance and Pre-existing conditions travel health insurance. A prudent and well informed traveler will make the correct choice while buying tourist insurance in USA for his or her unique needs.

There is no denying that travel insurance to USA is unfortunately very expensive. The main reason for this is simply because the cost of healthcare in the USA is very expensive and the travel insurance USA costs are directly related to the healthcare costs. One more factor for some USA travel insurance plans to be very expensive is that there are specially designed travel insurance for USA plans available for older travelers, with higher medical coverage as well as some plans with coverage for pre-existing ailments.

There are many international travel health insurance plans for coverage both in the USA as well as around the world offered by US insurance providers. Given the several travel insurance international options, it can be confusing to find the best health insurance for international travel for your needs. What is very useful in making this decision is to compare travel insurance USA of different companies. The travel insurance comparison allows travelers compare prices as well as coverage benefits in an objective manner. The traveler can change relevant factors like the medical maximum coverage required, the international traveler insurance deductible, any international travel health insurance plans with coverage for pre-existing ailments, travel insurance international coverage for Covid19 ... The global travel insurance comparison also allows travelers to buy the best travel insurance based on ones needs by completing an online application and paying using a credt card. One completing the purchase the travel insurance plan is emailed to the customer.

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