Visitor Insurance USA, Tourist insurance USA

Find the best visitors insurance USA, foreign students, all US visa’s and Schengen visa.

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US travelers insurance, Travel health insurance USA

An overview

Visitors insurance in USA, Travel insurance for USA visitors

Visitors insurance USA is required for international travelers given the high cost of health care outside one's home country, particularly in the USA and Europe. In the United States, international tourists are not eligible to buy US domestic insurance and need tourist health insurance. While the Affordable care Act (ACA or Obamacare) is available for US residents, it is not available for international tourists in the US. The tourist insurance USA we offer do not satisfy Affordable Care Act (ACA) requirements, however this is not a requirement for US tourists. At American Visitor Insurance, tourists can compare the best travel insurance plans by different US insurance providers and buy the policy that best suits your budget and needs.

Our American visitors insurance plans do provide excellent coverage for both small ailments as well as catastrophic conditions (out-patient expenses and hospitalization). This travel insurance for visitors to the US is important for all travelers especially for older travelers and parents visiting the US or Canada given their vulnerability while traveling in unfamiliar conditions. For tourists visiting Europe, we have plans that satisfy Schengen visa requirements. US citizens traveling overseas can buy travel health insurance USA as well as trip cancellation insurance to insure their vacation expenses, this is important since US domestic insurance and Medicare has limited coverage outside the US.

We work with several reputed US insurers to offer a wide range of temporary visitors insurance in USA options. Our visitor medical insurance USA plans do not need underwriting approval and provide coverage as early as the following day. We have a friendly US visitors medical insurance comparison tool that provides quotes for visitors travel insurance for USA as well as highlights important coverage benefits. This facility helps visitors find the best medical insurance for travel to USA for their specific requirements.

Different types of US Visitors insurance

Fixed Benefit travel insurance

A fixed benefit travel insurance plan is the cheapest travel insurance plan option. Fixed benefit travel insurance is cheap because it has a fixed limit of coverage for different medical benefits.
Fixed benefit travel insurance plans work well in case of small ailments but can be inadequate in the event of a serious medical ailment or hospitalisation.

Comprehensive travel insurance

Comprehensive travel insurance plans provide exhaustive coverage for health expenses up to the policy medical maximum amount. In contrast to fixed benefit plans there are no limits for each benefit. Comprehensive insurance is more expensive when compared to fixed benefit plans but provides significantly better coverage in case of a medical emergency or hospitalisation.

Testimonials - From Our Customers


"We want to appreciate the fine service provided by your friendly employees from the NJ office, in helping us navigate insurance plans and successfully purchase plans for my parents. They are extremely courteous, patient, efficient and knowledgeable. Thanks again!"


"I recently visited your website for the first time to buy insurance for travel to US. I found the information very good. Your customer support was fantastic and awesome. You were so dedicated to take care of my inquiries. I would rate your service 100/100."


"Thank you for such helpful information. You've impressed me as I have contacted other companies and haven't gotten half of the information from them that you have sent me. I will take what you've said into consideration and hope to be in touch soon."

US visitors insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

US visitors insurance providers

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Steps to buy
US visitor travel insurance online

 Step 1: Finding the available US travel insurance plans

Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.

Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.

Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.

Review the travel insurance documents received by email closely for coverage details and relevant contact numbers

Step by step travel insurance
Travel insurance

US citizen travel insurance

US citizens

Traveling while exciting, usually involves some risks; the high cost of health care and unexpected travel emergencies creates the need for good travel insurance. US Citizens travelling both within and outside of the US borders need the best travel insurance.

US citizens travelling beyond the radius of 100 miles from their residence are eligible for domestic travel insurance along with for all overseas travel for which there is international travel insurance.

The travel industry has been severely disrupted with the Covid19 pandemic, the Ukraine war, hurricanes and extreme weather conditions associated with changing travel rules, shortage of staff in airlines and airports, long airport security checks, delayed or cancelled flights, long waits at airports, lost or delayed baggage, Coronavirus sickness and Quarantine requirements.

All of these factors often result in forced changes to one’s travel plans and this can result in huge financial loss, especially if there is an expensive vacation planned with connecting airline tickets, hotels or cruise bookings. Buying the best Cruise travel insurance is recommended for cruise vacations.

Sometimes there are situations like work related problems, travelers or family members health conditions, that bring in change in travel plans that are outside of the traveler’s control. Travel insurance with cancel for any reasons offers coverage for such situations and provides complete flexibility in travel plans to cover the trip itself.

While travelling along with the investment in the journey itself, the most important part of the travel is the health of the traveler. Travel insurance for older travelers is particularly important as there is an increased risk of unexpected health emergency or accidents during the travel which can be very expensive. All of these expenses can be covered by the best US travel insurance. US travel insurance plans offers coverage to minimize the traveler’s expenses especially since US Medicare and other domestic health insurance provide little or no coverage outside the US borders. Travel insurance is crucial and becomes the main insurance coverage for US citizens when they lack other health insurance.

Covid quarantine travel insurance

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Covid Quarantine travel insurance for US residents

Trip cancellation insurance

US residents wanting to have trip cancellation benefits, can choose from some trip cancellation plans that also offer this trip delay benefit (specifically the Safe Travels Voyager offers $250 per person (testing positive) per day up to a total of $3000. You can upgrade this benefit to $4,000 ($300/day) or $7000 ($500/day) to meet your needs. Safe Travels Explorer Insurance is the trip cancellation insurance which offers coverage for quarantine up to $1,000.

Travel medical insurance

The Safe Travels Outbound is a travel medical insurance plan offered by Trawick International. It has options of $50,000 to $500,000 medical maximum with deductible options of $0 to $2,500. The base plan offers a $2000 benefit for trip delay which can be used in case of quarantine. It is paid at $150 per person (testing positive) per day up to a total of $2000 (so up to about 13 days total). You can upgrade this benefit to $4,000 ($300/day) or $7000 ($500/day) to meet your needs.

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Globe travel insurance

Covid Quarantine trip insurance for Non US residents

During these challenging times, travel has become unpredictable, and trip delays can occur due to several external reasons such as flight delays or cancellations, cruises delays, delays in airports, baggage loss or baggage delay, the Ukraine war and last but not the least, another Covid19 outbreak resulting in full or partial lockdowns. Given the new sub-variants of Covid19, it is prudent for all international travelers to buy Covid travel insurance with trip delay benefits.

Non-US residents can buy the Safe Travels International to get the $2000 trip delay benefit which will work as quarantine coverage that can be used for travel outside one’s home country and outside the USA. Currently we have no US travel insurance plans to cover quarantine costs while in the US.

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Importance of covid19 travel insurance

The Covid19 pandemic and the war in Ukraine, have made the value of travel insurance self-evident. Traveling has become more challenging due to the many disruptions that can occur beyond ones control. Getting the best pandemic travel insurance is invaluable as good travel insurance is the most important value addition that can be made to one's trip. A travel insurance policy can protect the traveler from financial difficulty in the event of a medical emergency or accident. Some travel insurance plan also include coverage for quarantine expenses should one test positive for Covid19 while traveling.

In fact Covid quarantine travel insurance is being mandated by some countries while issuing entry visas. Good travel insurance will also provide financial help should one need to cancel the trip. Should the traveler cancel the trip because of a medical emergency, without travel insurance, he/she will be left stranded and responsible for all the costs associated with cancelling the trip.

Some travel insurance plans with 'Cancel for Any reason' (CFAR) benefit provide a refund of up to 75% of the trip cost if one cancels the trip for any reason. Having reliable travel insurance in place will ensure that the travelers will be able to recoup some of these trip costs.

Covid19 travel insurance

The Covid19 pandemic has had a very disruptive impact on the travel industry. Even though most countries have opened their borders for international travel despite the new Covid19 variants, the pandemic has reinforced the importance of good travel insurance. We offer many travel insurance plans that cover Covid-19 just like any other illness that travelers can contract during travel.

Given the risks involved in international travel, it is advisable to get travel medical insurance with wide benefits including trip cancellation, cancel for any reason, travel delay or interruption, baggage or personal belongings loss, medical expenses for COVID-19, emergency medical evacuation and repatriation. At American visitor insurance travelers can choose from a wide range of choices by comparing travel insurance with Covid-19 coverage plans.

Covid Omicron travel insurance: The international travel situation remains uncertain as we are still dealing with the on-going (seemingly endless) pandemic. Thanks to vaccinations, international travel is opening and people are feeling a little more confident to take to the skies to visit distant lands. Heaven knows we can all use a break from our daily grind! Some countries are now requiring specific COVID coverage for visitors to their countries regardless of vaccination status. Some countries waive insurance requirements for those who are fully vaccinated (note that the definition of "fully" vaccinated changes over time). Some countries have threatened to close their doors to unvaccinated travelers.

So, travel during COVID is a bit more challenging than before, but not impossible. Luckily, here at American Visitor Insurance we have a range of products to fit most needs, particularly to meet country requirements for travel at very economical prices. Furthermore, a growing number of travelers from the US are wanting to be sure that some sort of "quarantine" coverage is on their policies. The US currently does not require a negative COVID test to travel to the US. However, if you test positive, you might be forced into quarantine or isolation for some days until you can test negative (hopefully, 5 days, but can be longer and may depend on your host country). Luckily, we have a plan now for US residents that includes this Covid Quarantine expenses coverage.

The United States has reopened its borders for international travelers post the Covid19 pandemic. All international travelers are now allowed by air to the US irrespective of their vaccination status. However, international travel has become more challenging due to the Covid19 pandemic. Given the high cost of healthcare and the increased stress of healthcare systems around the globe, it is especially important to have the best US tourist insurance or pandemic travel insurance while traveling both within the US or overseas. This reduces the risk of being stranded while traveling with a health crisis. At American Visitor Insurance, we are committed to getting you the best health insurance for USA visitors in these uncertain times.

International travelers can find the ideal Covid19 travel insurance in USA by comparing several travel insurance plans with Covid19 coverage. The compare USA travelers health insurance tool displays the best visitors health insurance plans based on traveler requirements.

We also offer travel insurance plans which include trip cancellation coverage. There are several trip cancellation plans some which also offer coverage for Cancel for any reason, as well as coverage for quarantine in case of Covid19 sickness.
Many of these are nations are insisting on travel medical insurance with Covid coverage (not a bad idea, really!). Some in fact are making it mandatory to have COVID19 travel insurance coverage with Quarantine included. This is a significant as many countries that do have their own insurance for their citizens, will NOT cover COVID-19 at this time, particularly if the travel is to a country on a travel ban or travel caution list.
As ever, we wish you safe and happy travels!

International Travel Insurance Segments

Visitors insurance for Parents
Health insurance for parents visiting USA
Visitor insurance for Canada
Travel insurance for Canada and Canadians visiting USA.
Travel insurance for Covid19
Visitors travel insurance for Coronavirus.
Schengen visa insurance for Europe travel
Schengen Insurance to satisfy consulate requirements.
Trip cancellation insurance
Travel insurance covering trip investment expenses.
Travel health insurance USA
USA visitor visa travel insurance.
Cruises Travel Insurance
Find the best travel insurance for cruises.
US visa insurance
Travel insurance for different US visas.

Single Trip Travel Insurance

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Single Trip vs MultiTrip Insurance

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How to buy Visitors insurance in USA?

  1. Select a travel insurance category & provide basic information.
  2. Review US visa travel health insurance based on price, benefits.
  3. Compare selected international travel insurance USA plans.
  4. Buy best travel medical insurance online to get instant policy.
  5. Refer to travel insurance claims process to use the policy.
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Select the different categories based on the needs and requirements.

Why American visitor insurance?

  • Best temporary usa visitors insurance options
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  • Relevant travel insurance USA blogs, articles and FAQ's
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American travel insurance - Frequently asked questions

Does travel insurance cover covid19 illness?

There are some USA Covid travel insurance plans available for travel that cover covid19 as a new illness. International travelers can compare best Covid travel insurance plans and buy it online.

These US covid travel insurance plans are available for visitors to the US, US citizens and US residents traveling abroad as well as non US travelers traveling outside their home country.

Is it worth it to get visitor health insurance USA?

There are many reasons to get visitors health insurance usa. The cost of health insurance for visitors to US is quite affordable when compare to cost of healthcare in the US. A small cost for US visitor medical insurance can bring significant peace of mind. And, IF you should become ill or injured while traveling you will no doubt consider it the greatest investment you ever made. Of course, we all hope that our travels are smooth and pleasant.

US travel Insurance is for the unexpected, whether that is an airline strike, a death in the family back home, or finding yourself in a hospital in a foreign country. A short-term health insurance for visitors to America policy can take care of you in any of those situations and quite often for much less than your flight and accommodations.

Why is travel insurance to USA so expensive?

There is no denying that travel insurance to USA is sadly very expensive. The main reason for this is simply because the cost of healthcare in the USA is very expensive and the travel insurance USA costs are directly related to the healthcare costs.

One more factor for some USA travel insurance plans to be very expensive is that there are specially designed travel insurance USA plans available for older travelers, with higher medical coverage as well as some plans with coverage for pre-existing ailments.

What is the best visitor insurance USA for international travel?

This is precisely the question that our entire website is dedicated to answering. We strive to be a one-stop shopping comparison site giving you a range of usa travel insurance options for your situation. Do you want to insure your parents or other family members who are visiting the US? We can give you a range of excellent visitor medical insurance options! What is the value of a special cruise with your family? We have a travel insurance usa plan for that.

Do you need insurance to meet Schengen visa requirements? Are you traveling from the US to Europe or the Caribbean for a vacation ? We can get you an ideal tourist medical insurance in USA. Are you a older traveller with well-controlled diabetic who is planning a vacation abroad? We have a plan that can set your mind at ease and cover whatever may befall you. Remember we have licensed agents that can assist you in finding the right tourist health insurance in USA.

Is it too late to buy visitor insurance in USA?

It's NEVER too late to buy medical insurance for visitors to usa unless the traveler is already sick or injured. As long as the traveler is fine, health insurance to the visitors of US can be purchased at any time to provide coverage in case of future accident or illness.

There are a few policies for coverage in the US which have time limits on when you can purchase them since your latest arrival to the US. However, there are companies who do not mind how long you have been in the country. Find the best time to buy travel insurance

Where can I buy Schengen travel insurance?

You can purchase Schengen Travel insurance right here at American Visitor Insurance. You can compare prices from different companies all of which provide a "Schengen visa insurance letter" for your visa interview. This letter is downloadable immediately after purchase.

Can I get Covid-19 coverage for Omicron Variant?

Yes, if a traveler has purchased travel insurance with Covid-19 cover then this includes the Omicron and Delta variants. It typically covers coronavirus illness as any other illness under the medical benefits of the travel insurance cover regardless of the variant.

I have a Covid-19 travel insurance. Am I covered for quarantine?

There are several travel insurance plans that offer coverage for Covid-19 quarantine related expenses, however the insured traveler need to add the quarantine benefit while purchasing the policy. Travelers can call the insurance providers for more details.

Am I covered for Delta Plus and Omicron Covid-19 virus in my existing travel insurance?

If the existing travel insurance has Covid-19 coverage included, then this includes the Omicron and Delta variants as the coverage is irrespective of the variant and the insured traveler can get the covid-19 benefits when required according to the coverage benefit.

Does US travel insurances cover pre-existing conditions? Can I get international health insurance with a pre-existing condition?

While most US travelers insurance plan do not cover pre-existing conditions, however some US travel insurance plans cover acute onset of pre-existing conditions. INF insurance is the one provider who offers travel insurance with coverage for pre-existing conditions.

What counts as a pre-existing medical condition for travel insurance?

Any pre-existing medical condition is something that the traveler has before or when he/she buys the travel insurance plan. The pre-existing condition can be an illness or any injury. Some other examples of pre-existing conditions are cancer, diabetes or asthma/respiratory issues.

Is high blood pressure considered a pre-existing condition for travel insurance?

Most travel insurance plans will consider blood pressure as a pre-existing condition for travel insurance. However the INF insurance offer travel insurance that covers pre-existing conditions ranging including Blood pressure. The INF Premier & INF Elite travel insurance for preexisting conditions are two INF plans with coverage for blood pressure.

Resourceful visitors health insurance for B2 visa holders

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Visitor insurance resources

International travel insurance resources for travel emergency while outside your home country.

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Factors for travel insurance

Important factors for travel insurance to consider while deciding on the best visitors medical insurance.

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Types of visitor insurance

Different types of US visitor health insurance options, fixed benefits vs comprehensive coverage.

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Claims procedure

Helping travelers with the insurance claims process for getting medical care in a hospital.

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