Best visitors insurance coverage

Find the best visitors insurance USA, travel insurance for USA visitors, US international travelers, foreign students, all US visa’s and Schengen visa.

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Does the traveler need Schengen Visa Insurance or Long term Europe Visa insurance?

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Does the traveler have any pre-existing medical conditions?

Type of Insurance?

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Visitor insurance USA, Best visitors insurance for visiting USA

Buy best travel health insurance coverage

It is important for international travelers to have best visitor health insurance USA coverage when they travel outside their country of residence. These are some of the important factors to consider while buying best visitor insurance USA for visitors:

An Overview of International travel insurance for tourists

Important definitions Advantages Disadvantages
Travel health insurance USA plans
Fixed benefit US travel insurance: These plans have specific benefit limits for different medical expenses. These limits are not the same as the plan medical maximum. These plans do not have any sub-limits to get visitor coverage for specific medical conditions. This is the cheapest travel insurance but with basic coverage. These plans have a restricted visitor coverage, and is limited to specific ailments or illness.
Comprehensive travel insurance USA: These plans do not have benefit limits based on the type of medical expense. Benefits for covered medical expenses go all the way up to the plan maximum (less deductible and co-insurance) Cost depends mainly on age of traveler. Comprehensive travel insurance paying up to the policy maximum More Expensive than fixed benefits
Pre-existing conditions coverage
Acute Onset of a Pre-Existing Condition If the insured person is diagnosed with a disease or medical condition, this visitors coverage is very important. Most expensive for full pre-existing conditions coverage, and cheapest where pre-existing conditions is not covered at all.
Full Pre-existing Conditions
Travelers can renew their existing policy online. Extension of insurance policy should be done before the expiry date. Visitors need to stay on the same policy without break in coverage Some plans are not renewable. Here a new policy should be purchased and existing ailments are considered pre-existing and may not be covered.
Provider Network
A Provider network (PPO) is a network of participating providers like hospitals and doctors, that are affiliated with the insurance company. Most insurance plans have nationwide PPO network. The billing by hospitals is lower within a PPO network. PPO also offer more services like vision, dental or prescription drugs when compared to Non PPO plans. PPO network might not be in the hospital which you would like to visit
Some US visitors need medical insurance for maternity. A few visitors insurance plans and some student medical insurance plans offer limited coverage for maternity. This covers complications of pregnancy and new born care. Some plans cover new born care up to 31 days only
Different type of Visas with some specific insurance requirements
J1 visa holders need insurance according to US authority requirements. F1 visa holders are usually mandated by Universities to have students insurance. Schengen visa insurance is needed while applying for Schengen visa. In the USA and other countries health care is very expensive and hence visa health insurance is mandatory. You need to select a policy that aligns with the intended length of your stay if not you need to extended the policy or need to buy new policy.
US citizens traveling outside USA
Travel Medical Insurance Focus on the health of the traveler No coverage for the vacation related expenses.
Trip cancellation insurance Designed to cover the entire cost of the trip Coverage also vacation related expenses. Higher cost than travel medical insurance.
Adventure sports
Some travel medical insurance plans offer adventure sports coverage for activities such as bungee jumping, skydiving, or wildlife safaris These plans involve a high level of risk these can be covered -


Reliability: A.M Rating evaluates the financial stability and reliability of the insurance company.

Benefit Period: The greater the benefit period the better the coverage.

Deductible: Deductible is what the customer pays before the insurer pays anything.

Coinsurance: Coinsurance is the what the customer should pay for any given expense after paying the deductible. The Co-insurance is typically a percentage of the bill (20%, 25 % etc…)

Coverage types
  • Per period of coverage - Amount of benefit applies to claims throughout policy period
  • Per injury - Benefit amount applies to individual sickness or injury.
Coverage regions
  • Including USA - These plan provide coverage in USA
  • Excluding USA - Coverage extends outside the USA
  • Including USA, Canada and Mexico - Coverage is in USA, Canada and Mexico
Coverage duration
  • Longer duration for Expatriates - Plans purchased for longer duration are little expensive
  • Shorter duration for vacationers (travel health insurance and trip cancellation plans) - Plans purchased for shorter duration are cheaper
Select the best
Travel health insurance for foreigners in USA

Visitor insurance USA, American travel insurance - FAQs

01. Why should we compare visitor insurance to get the best coverage?

Visitor medical insurance plans that are available seem appear very similar on the first glance, however while many of these visitors insurance plans common benefits and similar prices, different visitors have their unique requirements. Each visitors health insurance plan might have additional coverages or some specific constraints. In order to choose the best plan based on ones’ requirements, it is important to compare visitors insurance coverage provided by different visitor travel insurance plans.

02. Is it worth it to get visitor health coverage in USA?

Yes, it is very important and definitely worth it to get the best visitor health insurance coverage in the USA. There are several reasons to get visitors insurance, the most factor important being the extremely high cost of healthcare in the US. The US Government health website details the very high cost of US healthcare costs. While it is exciting to visit the US, being forced to visit an US hospital can be traumatic if one does not have proper visitors health insurance coverage. In the context of very high US healthcare costs, the cost of visitors insurance is not high, so it is very important to get the best visitors health insurance coverage while traveling in the United States.

03. What is the best health insurance for visitors to USA? What is the best travel insurance for USA? What is the best visitor insurance USA?

There are different factors for buying best health insurance for USA visitors. Visitors should compare fixed benefits and comprehensive visitor insurance plans. Foreign visitors to USA travel insurance customers should understand the concepts of deductibles and co-insurance and Pre-existing conditions travel health insurance. A prudent and well informed traveler will make the correct choice while buying tourist insurance in USA for his or her unique needs. While the best travel insurance for USA varies from traveler to traveler, the following list can be considered the best health insurance for foreign visitors to USA based on their popularity.

04. Does this travel insurance have direct settlement or payment?

Some of the travel insurance plans provide direct settlement and some may not. This is something that the customer can clarify directly by talking to the insurance company. This information may not be available in the brochure of the plan or the policy letter. It is also dependent on the medical provider.

05. What is the best visitor insurance coverage for international travel?

This is exactly the question that our website is dedicated to answering. We strive to be a one-stop shopping comparison site giving you a range of us visitor health insurance coverage options for different situations. Whether you want to insure your parents or other family members who are visiting the US, or traveling overseas for a short vacation, we provide a range of excellent visitor health insurance coverage options! What is the value of a special cruise with your family? We have a visitor insurance plan for that.

Do you need insurance to meet Schengen visa requirements to travel to Europe? Are you traveling from the US to Europe or the Caribbean for a vacation ? We can find the ideal travel insurance coverage for your needs. Are you a older traveler with controlled diabetic who is planning a vacation abroad? We have a plan that can set your mind at ease and cover whatever may befall you. Remember we have licensed agents that can assist you to in finding the right plan.

06. Is it too late to get visitor insurance coverage in the USA?

It is never too late to buy travel health insurance in the USA unless the traveler is already sick or injured. As long as the traveler is healthy, you can purchase a policy nearly any time you need to have visitors insurance coverage for future accident or illness. There are a few policies for coverage in the US which have time limits on when you can purchase them since your latest arrival to the US. However, there are other companies who do not mind how long you have been in the country. We will help you find the best visitor insurance for your needs!

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Visitors insurance, Visitor insurance USA

New US immigrant insurance
Affordable travel insurance Online

Fixed benefits US travel insurance have specific benefit limits for different covered medical expenses... Click here to read more

Best international travel insurance

We also offer international travel insurance plans covering pre-existing conditions which many older travelers look for... Click here to read more

Compare US travel insurance online

Compare quotes online for best travel insurance online, Fixed vs comprehensive travel insurance USA, Comparison of travel insurance from top rated insurance providers. Buy the best US travel insurance for visiting USA... Click here to read more

Select the visitor insurance in USA plans that you want to compare

F Fixed Benefits Plans
C Comprehensive Plans

International travel insurance for global destinations

International travel insurance for USA

Travel insurance for USA
  • J visa insurance for US Exchange scholars and their dependents (J1 visa insurance and J2 visa insurance)
  • Snowbird travel insurance for USA travelers from Canada and the UK (for warmer USA weather during winter)

Visitor insurance USA, Tourist insurance USA information

Visitor insurance resources

Visitor insurance resources

International travel insurance resources for travel emergency while outside your home country.

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Factors for travel insurance

Factors for travel insurance

Important factors to consider while deciding on the best visitors medical insurance.

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Types of visitor insurance

Types of visitor insurance

Understanding different types of US visitor health insurance options, fixed benefits vs comprehensive coverage.

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Claims Procedure

Claims Procedure

Helping travelers with the insurance claims process for getting medical care in a hospital.

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USA visa health insurance, Visitor visa health insurance USA

US visitors insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

US visitors insurance providers