Reimbursement for loss of pre-paid, non-refundable payments.
Transportation to or between hospitals as needed.
Reimbursement of food and lodging expenses due to delay in travel.
Pays sum for lost or delayed luggage by airline.
Covers cost of treatment for sickness or injury during your vacation.
The Caribbean is a dream destination for travelers seeking sun, sand, and a vibrant cultural experience. This region is made up of numerous countries and territories, each offering its own unique charm. From the white-sand beaches of the Bahamas and the pristine waters of the Cayman Islands to the lush rainforests of Dominica and the vibrant nightlife of Jamaica, the Caribbean has something to suit every traveler's taste. Immerse yourself in the rhythmic beats of reggae and calypso music, savor delicious Caribbean cuisine, and explore the diverse marine life through snorkeling or diving. The region's rich history, influenced by indigenous peoples, European colonization, and African heritage, is reflected in its architecture, museums, and festivals. Whether you're seeking relaxation on the beach, thrilling water sports, or cultural immersion, the Caribbean offers endless possibilities for an unforgettable vacation.
Travel insurance is highly recommended for US citizens traveling to Caribbean, given the adventurous nature of a holiday in Caribbean. Caribbean travel insurance it provides coverage and protection in case of unforeseen events or emergencies during the trip. Given the dramatic weather changes around the globe resulting in disruptions in flights, travel insurance is really a necessity. The cost of travel insurance Caribbean is around 5% of the trip cost and easily provides value worth more than its cost. Travel insurance from US for the Caribbean typically includes medical coverage for illnesses or injuries, trip cancellation or interruption coverage, baggage loss or delay coverage, and emergency assistance services. Compare different international travel insurance for the Caribbean on American Visitor Insurance and choose one that best suits your needs. Having travel insurance for the Caribbean from US ensures that you can enjoy their vacation with peace of mind, knowing they are financially protected and have access to support services if needed.
Tropical Caribbean islands attract hundreds of thousands of American tourists every year. Some of the popular holiday destinations are Aruba, Bonaire, Curacao, Bermuda, New Providence, The Bahamas, Cayman Islands, St John, US Virgin Islands, Barbados, Cancun and Cozumel in the Mexican Yucatan peninsula, St Lucia, Ocho Rios - Jamaica...The list of attractive destinations is long and enticing, however Americans holidaying in Caribbean must realise that their domestic medical insurance plans will not always provide coverage outside US national borders.
Traveling while exciting, usually involves some risks; the high cost of health care and unexpected travel emergencies creates the need for good travel insurance. US Citizens travelling both within and outside of the US borders need the best travel insurance. US citizens travelling beyond the radius of 100 miles from their residence are eligible for domestic travel insurance along with for all overseas travel for which there is international travel insurance.
The travel industry has been severely disrupted with the Ukraine war, hurricanes and extreme weather conditions associated with changing travel rules, shortage of staff in airlines and airports, long airport security checks, delayed or cancelled flights, long waits at airports, lost or delayed baggage.
All of these factors often result in forced changes to one’s travel plans and this can result in huge financial loss, especially if there is an expensive vacation planned with connecting airline tickets, hotels or cruise bookings. Buying the best Cruise travel insurance is recommended for cruise vacations.
Sometimes there are situations like work related problems, travelers or family members health conditions, that bring in change in travel plans that are outside of the traveler’s control. Travel insurance with cancel for any reasons offers coverage for such situations and provides complete flexibility in travel plans to cover the trip itself.
While travelling along with the investment in the journey itself, the most important part of the travel is the health of the traveler. Travel insurance for US older travelers is particularly important as there is an increased risk of unexpected health emergency or accidents during the travel which can be very expensive.There are also US citizens travel insurance with pre-existing conditions coverage which provide cover for unanticipated acute onset of pre-existing ailments, again very important for senior citizens.There are also US citizens travel insurance with pre-existing conditions coverage which provide cover for unanticipated acute onset of pre-existing ailments, again very important for senior citizens.All of these expenses can be covered by the best US travel insurance. US travel insurance plans offers coverage to minimize the traveler’s expenses especially since US Medicare and other domestic health insurance provide little or no coverage outside the US borders. Travel insurance is crucial and becomes the main insurance coverage for US citizens when they lack other health insurance.
Valid Passport: Ensure that your passport is valid for at least six months beyond your intended departure date from the Caribbean country you plan to visit. Some countries in the Caribbean may have specific passport validity requirements, so verify the requirements for each country you plan to visit.
Visa Requirements: Check the visa requirements for US citizens traveling to the Caribbean countries you plan to visit. Most countries in the Caribbean allow US citizens to enter without a visa for tourism or short stays. However, verify the specific requirements for each country, as they may differ.
Travel health insurance: It's advisable to have comprehensive travel health insurance for the Caribbean that covers medical expenses and emergency evacuation in case of unforeseen circumstances during your trip.
The entry and exit requirements will be different for different islands in the Caribbean. If the traveler shows proof of US citizenship and a return or onward ticket, they are allowed to stay in most nations for up to 2 or 3 months. Some nations, however, require that you have a valid passport. For authoritative information on a country's entry and exit requirements and on its customs and currency regulations, contact its embassy, consulate, or tourist office in the United States.
US citizens are advised to consider purchasing trip protection insurance, particularly when traveling beyond their home state. Travel insurance for US citizens visiting Europe tailored for US vacationers offer coverage that includes the traveler's health and trip expense costs. Coverage benefits typically encompass trip cancellation, delay, Covid quarantine travel insurance, medical evacuation, injury of family member, travel companion or pet, theft of passport, traffic accident, inclement weather resulting in delay or cancellation of common carrier.
Travelers can also include the Cancel for Any reason (CFAR) insurance which gives travelers the option of cancelling their travel and recouping most of their non-refundable trip expenses. This insurance provides coverage in the following ways:Following are the best trip insurance plans:
The trip insurance offered by IMG is a three-tiered series of plans: Travel Lite, Travel SE and Travel LX. These plans offer coverage for unexpected medical expenses dues to accident or sickness as well as insure your trip expense investment in case of a trip cancellation or delay.
Travel LX insurance has 'Cancel for any reason' benefit included and provides coverage up to $100,000. The Travel SE and Travel LX plans offer Trip Delay benefit up a maximum of $2,000 per person and $2,500 per person respectively which satisfy many countries Covid travel insurance quarantine requirements.
Compare IMG Trip insurance »Safe Travels Trip protection insurance plans for trip cancellation expenses from Trawick International offer coverage for non refundable trip expenses incurred when a trip is cancelled. These are popular plans for trip related expenses.
The Safe Travels Voyager insurance and SafeTravels Armor have an optional benefit that is the 'Cancel for any Reason' which is available as a rider at an additional cost.
The Safe Travels Voyager insurance and Safe travels Explorer insurance is quite popular as it offers Covid19 quarantine accommodation coverage.
Compare Safe Travels Trip Protection insurance »The Trip Protection Series by Seven Corners offers plans with good, better, best plan with Trip Protection Basic and Trip Protection Choice. There is an additional cost for the number of days which exceed 30 days, but you can have a trip last up to 180 days.
Trip Protection Elite from Seven Corners offers cancel for any reason for residents of Missouri, New York, Pennsylvania and Washington travelling in the United States /internationally. you can have a trip last up to 90 days.
There is also the optional coverage for loss of ski days and equipment and lost golf rounds and rental. Note that insuring a trip for $0 to $500 gives the same, lowest rate available.
Compare Trip Protection insurance plans »Travel Insurance Select Insurance and Trip Care Complete Insurance from Travel Insurance Services, offers choice of three options to meet your needs and budget: Elite, Plus, and Basic. These plans includes coverage for trip cancellation, trip interruption, trip delay, medical expense, emergency evacuation, and baggage loss/delay coverage. Each option includes different features, benefits, and coverage limits.
Travel Insurance Select Plus and Elite plans offers "Optional cancel for any reason benefit" if purchased within 21 days of the date initial payment/deposit is received. (not available to residents of NY) and Trip Care Complete Insurance also offers "Optional cancel for any reason benefit" up to 75% of Trip Cost.
American travel insurance coverage for theft gear often include coverage for lost, stolen, or damaged personal belongings, which can include gear such as cameras, laptops, sports equipment, and other valuables. At American Visitor Insurance best travel insurance coverage for theft gear is offered by popular comprehensive plans from top rated insurance providers.
Travel insurance for US citizens visiting Europe with emergency medical evacuation coverage is crucial, particularly for those visiting areas with limited medical resources or engaging in high-risk activities. It's a vital feature of many travel insurance policies, providing essential aid and financial support in the event of a serious illness or injury that necessitates transportation to a medical facility or repatriation to the United States. The best travel insurance plans for medical evacuation cover the expenses of transferring you to the closest suitable medical facility when local care is insufficient.
Flight cancellations can be a significant inconvenience, but having travel insurance can help mitigate the impact. When dealing with a canceled flight, it’s important to know your rights and how to claim compensation or seek reimbursement. Travel insurance can provide coverage for canceled flights, which is particularly useful if you encounter unexpected disruptions during your trip.
Annual vacation that is once in a lifetime experience could be very expensive. Planning a vacation involves expenses from booking air tickets, cruise reservations, hotel bookings which is done months in advance. As life is not certain, we cannot predict what can happen in the future which can resulting in cancelling an expensive vacation or trip or making other trip arrangements.
Sometimes while on a trip an emergency medical situation may arise which can result in hospitalization and huge medical bills. Other risks involved maybe baggage loss, flight delay, trip interruption, loss of passport which can cripple your life savings. Buying Trip protection insurance for Caribbean can be a life and money saver which will cover most of the trip investment expenses and expenses arising from emergency travel and medical expenses.
Buy Trip Cancellation InsuranceGoing on a cruise vacation is truly exciting, however one must take suitable action to ensure that the cruise vacation is not a disappointment. Vacationers are likely to book for the cruise well in advance of the actual travel dates, and it is possible that one is not able to make the cruise as planned.
Best Cruise trip insurance ensures that vacationers can vacation investment should there be a disruption and one cannot make the cruise. Most cruises offers Cruise protection, but that is not the same as trip insurance for cruises.
A cruise protection usually gives vouchers for the traveler if they miss the cruise, but getting money back is not the norm, which is what trip insurance for cruises offer.
Quite often groups travel overseas together. The groups could be traveling for varied reasons such as employees on training, groups of tourists holidaying, members of a missionary organization, groups of students attending a sporting or academic event. Since the regular domestic health insurance will usually not cover you outside your home country you can buy cheap Group travel health insurance for visiting Caribbean. The group travel plans are cheaper when compared to individual travel medical insurance. There is usually a discount of about 10% or more in group travel policies when compared to individual visitor health insurance for the same destination.
Emergency medical evacuation insurance commonly called “Medevac insurance” are popular among US citizens travelling to Caribbean offer coverage for expenses arising from international security evacuation, medical evacuation and repatriation.
The Atlas Medevac insurance from WorldTrips and Medical Evacuation and Repatriation plan from Seven corners covers Emergency medical evacuation for US citizens.
These plans are ideal for regular travelers who make many overseas trips annually. The Annual multi-trip insurance for travelling to Caribbean plans provide coverage for a whole year, while having a maximum limit for the length of each international trip. Business travelers find the annual trip plans very useful and price effective, as opposed to buying insurance for each of their overseas trips. One of the requirement is that the traveler must have primary health insurance in the home country
Even though it might not be mandatory to have medical insurance for USA travelers to Caribbean. However the war in Ukraine, international travel has become more uncertain with disrupted flights and pandemic restriction, it is very important to buy good short term travel insurance from USA to the Caribbean to insure oneself against being forced to pay for unexpected expenses and healthcare facilities while on a vacation.
At American visitor insurance we offer travel insurance for US citizens which work well as health insurance for US visitors to Caribbean. International travelers can compare different health insurance for visitors in Caribbean and buy the best travel insurance for the Caribbean according to their specific USA to Caribbean travel insurance requirements.
Given the fact that US domestic health insurance provides little coverage in Caribbean, and the relatively low cost of travel insurance to Caribbean, it is important for international travelers to buy best travel insurance for the Caribbean for a trip to Caribbean.
Excellent question and we try hard to find the best answer to this question! Given the unique needs of different travelers there is not one Caribbean travel insurance plan that is always the best for everyone. If you are a traveler with concerns about an existing medical conditions, then you will be looking at different plans as opposed to a different traveler without any life-threatening pre-existing condition.
We endeavor to give our visitors as much information as possible so they can find the best Caribbean travel insurance plan. Our travel insurance quote comparison tool helps travelers compare different visitor travel insurance plans based on price and coverages in an objective manner. If you want some more guidance, our licensed agents are here to help you with your choice!
The regular US health insurance including Medicare provide little to no health insurance coverage outside US borders. International travel insurance provides health coverage and financial protection in case of unexpected events such as medical emergencies, trip cancellations or interruptions, lost baggage, or travel delays typically. Given that travel insurance usually costs only around 5% of the total trip cost, it is very logical for US citizens traveling overseas to buy the best travel insurance for the Caribbean. Healthcare costs can be high in Caribbean, and travel insurance ensures that you have medical evacuation if needed and access to good medical assistance and treatment.
The travel insurance coverage will vary depending on the policy and insurance provider, but it typically includes
The cost of travel insurance can vary depending on several factors, including the duration of your trip, your age, the level of coverage you choose, and any additional add-ons or options you select. On average, travel insurance for a US citizen visiting Caribbean can range from $50 to $200 for a week-long trip, which is between 5% to 8% of the trip cost. It is recommended to obtain quotes from different insurance providers on American Visitor Insurance to compare prices and coverage options.
Coverage for pre-existing medical conditions can vary depending on the insurance policy. Some travel insurance plans offer coverage for acute onset of a pre-existing conditions, while others may exclude them. It is important to carefully review the policy details and any exclusions or limitations related to pre-existing conditions using the comparison facility available on American Visitor Insurance.
Travel insurance is not mandatory for US citizens visiting Caribbean. However, even if not mandatory, travel insurance for the Caribbean is highly recommended so as to have adequate coverage in case of unexpected travel or health related emergencies. Without travel insurance, you may be personally responsible for covering the costs associated with medical emergencies, trip cancellations, or lost belongings, which can be significant.
When choosing travel insurance for your trip to Caribbean, consider the following factors
When buying travel health insurance for the Caribbean, it is important to compare travel insurance policies from multiple providers to find the best coverage at the best price. This is achieved with ease at American Visitor Insurance, where prices and benefits of the different plans are displayed in an user friendly comparison tool. As a traveler, you should also carefully review the policy's brochure and understand the exclusions that are not covered.
The Caribbean Islands is a region where the weather is largely formed by the sea temperatures and rainfall and annually witnesses many hurricanes. As a result the Caribbean is also known as the core of Hurricane Alley. The Caribbean thanks to its tropical weather, and amazing beaches provides excellent opportunities for tourists to explore, enjoy the scenery, and to just unwind and relax. Thanks to the mild tropical weather a trip to the Caribbean can be made at any time throughout the year. However during the months between June and November the Caribbean experiences a higher risk of hurricanes. It is therefore important for travelers to buy international travel insurance to the Caribbean. While in the Caribbean it is recommended to purchase good health insurance for foreign visitors which offers Trip protection travel insurance coverage in the event of a hurricane so that the traveler can be assured that the trip is covered and feel safe. A good travel health insurance plan will cover unexpected sickness or injury either due to the weather or any other reason.
The best travel insurance plan will leave the traveler safe from any financial shock. A good trip insurance plan will insure the cost of medical emergencies while abroad and make one feel safe as unexpected emergency which can happen at any time and may create a financial burden on one’s dream holiday. Vacationers should review carefully the terms and conditions of the coverage provided in the policy document, the deductibles, benefit limits and the exclusions before the travel insurance purchase. Travelers can use the American Visitor Insurance website to compare and buy travel insurance for foreign visitors.
The compare travel insurance utility displays the best travel insurance plans based on the travelers requirements. Travelers can further filter the plans based on different factors including travel insurance coverage for Trip Insurance. The traveler can review these filtered plans based on price and other coverage benefits to select the insurance plan that they like best.
Note: All emergency which are arise due to a pre-existing condition will not be covered unless specified in the policy document.
The travel insurance coverage with trip cancellation and interruption can also insure the travelers baggage. If one’s baggage gets lost, damaged or delayed one can claim when after completing the trip. One can also get some support for basic requirements till the baggage arrives.
Complete the travel insurance quote form by providing traveler details and the insurance requirements.
Compare price and the benefits of the different travel insurance options to identify what fits your needs best.
Buy the plan that fits your needs and budget by using a credit card and completing the online application.
Review the travel insurance policy documents received by email for coverage details and relevant contact numbers.
The cost of Europe long term visa insurance depends on the following:
The travel insurance price is directly proportional to the age of the traveler. The older the traveler and higher is the cost of the travel insurance.
Comprehensive travel insurance which provide exhaustive coverage are more expensive. Traveler can select between single trip or multi trip travel insurance.
The price of travel health insurance is directly dependant on the maximum medical coverage and inversely dependant on the deductible of the plan chosen.
Travel insurance depends on the coverage region. The cost for travel health insurance in some countries (USA …) is more expensive than others.
The longer the duration of visitor medical insurance required, the higher will be the cost.
Additional add-on benefits like adventure sports coverage … will increase the cost of coverage.
Travel medical insurance focuses on the traveler’s health. Since US domestic health insurance plans have little coverage outside national borders, travel health insurance is important as it covers expenses rising from unexpected medical treatment of injury. Some travel health insurance also provide coverage for acute onset of pre-existing ailments, but do not cover preventive care or for regular treatment of pre-existing ailments.
Get quotes »Expatriates who will be living outside their home country for an extended period should buy the Long term global medical insurance plans. These plans are like the domestic health insurance within the US and include coverage for preventive care, routine dental and medical check-up, prescriptions and medications, maternity (covered after a year). These plans are reviewed by the underwriter before being approved and can be renewed annually.
Get quotes »Confused whether to buy trip, travel or global health insurance? Understand the differences
Click here to read more »Many US and Canadian nationals look to spend their sunset years in Latin America and the Caribbean. There are many factors which make the Caribbean an alluring retirement destination. Some of the notable factors are listed below:
US senior citizens with Medicare need international travel insurance as Medicare offers limited or no coverage outside USA. Traveling overseas involves risks especially for older travelers and costs of medical evacuation and health care outside the United States is expensive. Buying Medicare Supplemental international Travel insurance coverage for older US travelers is strongly recommended.
Indianapolis based International Medical Group (IMG) offers GlobeHopper Senior travel health insurance as affordable overseas travel medical insurance for US senior citizens and US permanent residents 65 years and older.
The GlobeHopper Senior plan is available either as the GlobeHopper Single-Trip plan for coverage from 5 days to 365 days, or as a GlobeHopper Multi-trip plan which covers 12 months with a maximum of 30 days per each overseas trip. The GlobeHopper Senior plan is very popular since it provides coverage of $1 million up to the age of 79 years and $100,000 for travelers more than 80 years old. The plan includes $2,500 cover for sudden unexpected recurrence of a pre-existing condition and $25,000 for emergency medical evacuation.
Know More »US Expatriates living in the Caribbran and outside the United States get limited coverage from their US health insurance including Medicare. They also do not qualify for domestic health insurance in the adopted country of living. In this situation, expatriate medical insurance plans are important. Expats can buy US expatriate health insurance plans to begin coverage from the day you leave the US or after you have already arrived in your adopted country.
Know More »My husband and I have been living in the UK since March 2020 and will continue to live and work here until 2023. However, we are U.S. citizens and own an apartment in New York City.
We intend to travel to New York in a couple of week’s time and would like to make sure that we have sufficient medical coverage during our time in the U.S., roughly 6 weeks.
I want to make sure before I purchase a policy with your company that it is valid for a New York long-term resident, although currently living outside the U.S., to purchase such a plan. The reason for my need to purchase the plan is my health insurance coverage through my employer is currently in the U.K., not the U.S. I have read some information on the internet that U.S. citizens living abroad, or perhaps even New York residents, might not be able to buy such medical insurance protection.
Please advise me if I am covered if I get something like the Patriot Platinum plan for me and my husband for our upcoming 6-week trip to the U.S.
Thank you,
Scott Davis
Hi Scott,
Thanks for your inquiry!
Yes, you can get coverage from the Patriot Platinum plan. Here are the plan details:
Let us know if we can help you any further.
Regards,
Customer careI purchased a plan earlier this year to the U.S. and it gave me great peace of mind, thank you. I’m still living in the UK (I’m a US citizen), and plan to travel to the U.S in December and get on a cruise ship that will sail to the Caribbean. I couldn’t see any details in any of your plans on what is covered aboard a cruise ship. can you provide me information on which plan I need to select to make sure I’m covered on cruise ships?
Thanks,You are covered on cruise ships as well. We have travel insurance plans and trip insurance plans that provide medical coverage on cruise ships. The difference between travel insurance and trip insurance plans is that the trip insurance provides coverage for trip cancellation and covers the cost of the cruise tickets in case of cancellation. Trip cancellation coverage is not available with the travel insurance plan.
Please have a look at this page here where you can compare them:
Travel insurancePlease do not hesitate to get back to us in case of any questions
Regards,
Customer careFor clarity’s sake, does your travel insurance plan (for example Patriot Platinum) cover healthcare issues while on a cruise ship?
Secondly, does that Patriot Platinum plan cover trip cancellation in the event we got sick during our cruise and needed to be airlifted to a hospital?
If not, is there a single plan that covers both?
Thank you,Here is a trip insurance plan that covers trip cancellation as well medical emergency and other unexpected incidents.
Safe Travels Voyager Insurance plan from Trawick InternationalPlease go through the above link and let us know if you have any questions.
To get quote and purchase this plan online, please visit the above BUY link:
Let us know if you have any questions
Regards,
Customer careFAQs about travel insurance for the Caribbean travelers.
Click here to read more »Blog about travel health insurance Caribbean travelers.
Click here to read more »Customer Queries for USA travelers to Caribbean travelers.
Click here to read more »You can find different sections of insurance types.
Travel Insurance for US Citizens
Travel insurance for Quarantine coverage
Senior Citizens travel insurance over 65
Long stay Europe visa insurance
US citizen expatriate insurance
International travel medicare coverage
US citizens traveling outside USA Forum
US citizens traveling to Europe Blog
US citizens traveling outside USA Blog
Travel insurance FAQs for US Citizens
GlobeHopper Senior Insurance
Travel insurance for US citizens visiting USA