Travel insurance for France from USA

Travel Insurance from USA to France

Who Needs to Apply for France Schengen Visa?

Individuals who are not citizens of the European Union (EU), European Economic Area (EEA), or Switzerland and who plan to stay in France for up to 90 days within a 180-day period for tourism, business, or family visits need to apply for French Schengen Visa. This visa allows travel to France and other Schengen Area countries. Exceptions may apply depending on the nationality of the traveler, as some countries have visa exemption agreements with the Schengen Zone.

How to Apply for a French Schengen Visa?

To apply for a Schengen Visa to France, follow these steps:

• Choose the correct visa based on your travel purpose (tourism, business, etc.)
• Fill out the Schengen visa application form.
• Gather required documents, including valid passport, travel insurance, proof of accommodation and financial means, flight reservation.
• Book an appointment with the French consulate or visa center.
• Submit your application, biometric data, and documents at the consulate.
• Pay the visa application fee.
• Processing usually takes around 15 days.
• Pick up your approved visa from the consulate.

France Visa Travel Insurance Requirements

U.S. citizens with valid passports traveling for tourism or business can enter France without a visa for a period of 90 days within each six-month period. Entry into France for short-term tourism (90 days) or business requires that your passport be valid for at least three months beyond your intended date of departure from the Schengen Area. If your passport does not meet the Schengen requirements, you may be refused boarding by the airline at your point of origin or while transferring planes.

What Are the France Travel Insurance Requirements for US Citizens?

Which Is the Cheapest Travel Insurance With Trip Cancellation Coverage for France?

Which Is the Best Travel Insurance With Trip Cancellation Coverage for France?

Which Is Cheapest Travel Health Insurance for France from USA?

* The price shown is for a 30-day trip with a $50,000 maximum coverage and a $250 deductible for a 20-year-old traveler.

Which Is Best Travel Medical Insurance for France from USA?

* The price shown is for a 30-day trip with a $50,000 maximum coverage and a $250 deductible for a 20-year-old traveler.

Healthcare and Medical Costs in France

Do I Need American Traveler Insurance With Trip Cancellation Coverage?

US citizens are advised to consider purchasing trip protection insurance, particularly when traveling beyond their home state. Travel insurance for US citizens visiting Europe tailored for US vacationers offer coverage that includes the traveler's health and trip expense costs.

Coverage benefits typically encompass trip cancellation, delay, Covid quarantine travel insurance, medical evacuation, injury of family member, travel companion or pet, theft of passport, traffic accident, inclement weather resulting in delay or cancellation of common carrier.

1. Non refundable cost of the trip.
2. Unexpected medical expenses of the traveler.
3. Loss or damage to the insured’s possessions.

International Travel Health Insurance From USA

American Travel Insurance Plans and Coverage Options

What Does Trip Cancellation Insurance Cover?

At American Visitor Insurance, we assist travelers from nearly anywhere as they travel away from home! It is important to consider purchasing an insurance plan to cover trip cancellation.

• Provides a refund for non-reimbursable deposits and trip costs if something prevents taking the trip between payment and departure.
• Cost of such insurance depends more on the trip cost than the length of the trip (most have maximum day limits).
• Plans available for high-cost trips (exceeding $10,000 per person, e.g., safaris, long cruises) and modestly priced trips.
• Benefits usually cover 100% of non-refundable trip costs.
  • Often reduced to 75% for the ‘Cancel for Any Reason’ benefit.
• Coverage during the trip includes:
  • Unexpected medical expenses
  • Trip interruption (if unable to complete trip due to illness, weather, etc.)
  • Trip delay (missed flights or connections, help to catch cruise if necessary)
  • Baggage loss
• Assistance for pets or children traveling with you.

When Can I Buy the Trip Cancellation Plan?

• You can buy the trip cancellation plan at any time before your travel dates.
• Since you are insuring the value of your trip, it is better to purchase as soon as possible in case something happens that interferes with your travel.
• Example: If you’ve planned a trip for next October and later find out you must be in court at that time — if you haven’t already purchased your trip cancellation plan, you will not be able to get a refund because you already know about the conflict.
• You always get a 10-day ‘free look’ period after purchasing your plan.
• This allows you to review the policy and ensure it’s the product you really want.

Does Trip Insurance Cover Pre-Existing Conditions?

Many travel insurance plans offer a waiver of the pre-existing medical condition exclusion if you purchase your policy within 14 to 21 days of your initial trip deposit.

However, the iTravelInsured Travel LX plan gives you more flexibility and allows you to qualify for the waiver if buy the iTravelInsured Travel LX insurance within 24 hours of your final trip payment.

This flexibility provides travelers the ability to buy trip cancellation insurance with pre-existing conditions coverage up to the final trip payment. This provides valuable peace of mind and greater medical coverage for seniors with existing health conditions.

While we hope your trip goes smoothly and you stay happy and healthy, it’s reassuring to know that you’ll be protected even if unexpected issues arise — from the minor inconvenience of a missed connection to the major challenge of seeking medical care abroad or having to cancel your trip altogether.

Which is the Best Trip Cancellation Insurance for U.S. Seniors?

For senior travelers, iTravelInsured Choice Insurance from IMG is a top option. Designed for trips under $10,000 per person, it offers:

• Trip cancellation & interruption for pre-paid, non-refundable expenses
• Medical coverage up to $100,000 and emergency medical evacuation up to $500,000
• Add-ons: Cancel for Any Reason (CFAR), enhanced medical coverage, cruise protection, and sports coverage
• Pre-existing condition waiver if purchased within 21 days of the initial trip deposit

For trips over $10,000 or those seeking higher limits, iTravelInsured Travel SE and LX plans are recommended:

• iTravelInsured Travel SE: Trip costs up to $150,000, medical coverage up to $250,000
• iTravelInsured Travel LX: Trip costs up to $150,000, medical coverage up to $500,000

Both include trip cancellation, interruption, evacuation, and optional add-ons similar to Choice

For detailed guidance on choosing the right plan, check out our page on best trip cancellation insurance for seniors.

How Much Does France Travel Insurance from USA Cost?

Trip Cancellation Insurance

This table gives the average trip cancellation insurance cost for different ages. Approximate cost of Trip insurance plans is for a 15 days trip length and $1,000 trip cost.

Travel Medical Insurance for US Citizens Traveling Outside USA

Average one-month travel health insurance costs by age are shown in the table below.

How Much Does Travel Insurance Cost for a Week? How Much Does Travel Insurance Cost for 2 Weeks?

Travel insurance costs typically ranges between $5 to $40 for a week and $9 to $80 for two weeks.

You can compare quotes using American Visitor Insurance trip insurance cost calculator. The price depends on factors such as coverage type, trip destination, and total trip cost. Basic plans are more affordable, while comprehensive options, including trip cancellation, medical emergencies, and baggage protection, tend to cost more.

How Much Does Travel Insurance Cost for 6 Months?

For a 40-year-old traveler, the cost of travel insurance for a 6 month trip typically ranges around $122 to $1,050, based different coverage options on American Visitor Insurance. The price depends on factors such as coverage levels, the destination, and the type of policy selected.

How to Estimate Trip Cost for Travel Insurance?

Customers always ask me how much they should put down to insure their trips. This is a very important question to consider. Firstly, because it directly affects the cost of your insurance policy and secondly because it will put a maximum on your trip cancelation and interruption benefit. First of all, you can only ever get back the non-refundable portion of your trip cost. And, you must be able to show the loss.

How to Reduce the Trip Cancellation Insurance Cost?

• Trip cancellation insurance is expensive as it covers high-value, unpredictable risks that can result in large financial losses for vacationers.
• Trip cancellation insurance covers flights, hotels, cruises, and tours bookings and reservations, which can be thousands of dollars.
• It covers a wide range of cancellation reasons like Illness, death in the family, natural disasters, and job loss.
• Some Cancel for Any Reason (CFAR) travel insurance allow cancellation for any reason, often reimbursing 50-75% of trip costs.
• The more expensive your trip, the higher the insurance cost.
• Older travelers pay more because they have a higher chance of medical emergencies leading to trip cancellations.

What Factors Affect the Travel Insurance Cost from the US to France?

There are several key factors that determine the cost of France travel medical insurance from the USA:

General Information About France

What Are the Popular Tourist Destination Cities in France?

Paris

Lourdes

Nice

What Are the Travel Tips for France?

France is a captivating destination known for its rich culture, world-class cuisine, and timeless beauty. From iconic landmarks to charming villages, it offers unforgettable experiences for every traveler:

• Travel Insurance for Visa Applicants: Provide proof of travel medical insurance covering at least €30,000 for emergencies, valid for your entire stay across all Schengen countries.
• Entry Requirements for France: Your passport must be valid for 3 months beyond departure (issued within 10 years), and you must obtain the appropriate Schengen visa if required.
• Safety & Health:Tap water is safe, carry travel insurance, and dial 112 for emergencies across the EU.
• When to Visit: Spring and fall offer great weather with fewer crowds, summer is lively with beaches and festivals, and winter is perfect for skiing or cozy city escapes.
• Money & Payments: The euro (€) is used, cards are widely accepted, carry some cash for small buys, and tipping is optional but a 5–10% tip for good service is appreciated.

Best Travel Health Insurance in France for US Students

For U.S. students studying in France, some of the best international student health insurance options are:

• GeoBlue Navigator for Student, offering comprehensive coverage for Preventative Care, Outpatient Medical Care, and access to a global network of doctors and offers unlimited annual maximum.
• StudentSecure from WorldTrips providing varying levels of coverage with benefits like medical expenses, maternity, pre-existing conditions, emergency evacuation, and mental health coverage.
• IMG Patriot Exchange offers coverage for hospitalization, doctor visits, emergency medical evacuation, pre-existing conditions, prescription drugs, and more, ensuring that US students have access to necessary medical care while away from home.

The cost for the Francen health insurance for US students varies depending on the age of the student and the duration of coverage required. The older the student the higher will be the cost. The longer the duration of France student health insurance required, the higher will be the cost. It's important to compare US student health insurance for France based on coverage needs, budget, duration of stay, and university requirements, ensuring to read the policy details carefully.

Types of Travel Insurance for US Citizens Visiting France

Annual Multi-Trip Travel Insurance for France from USA

• Ideal for frequent travelers such as business professionals or digital nomads making multiple international trips per year.
• The Annual multi-trip insurance for travelling to France provides coverage for unlimited trips within a 12-month period, with each trip usually lasting 30-90 days.
• Offers significant savings compared to purchasing separate insurance for each trip.
• Ensures continuous coverage throughout the year without needing to buy a new policy for every trip.
• Particularly useful and cost-effective for business travelers.
• Requires the traveler to have primary health insurance in their home country.

US expatriate insurance

Health insurance for U.S. expats is essential for providing access to quality healthcare while living abroad. Expatriates often need coverage that goes beyond what their domestic U.S. health insurance provides because most U.S.-based health insurance plans do not cover medical expenses incurred outside the United States.

Travel Insurance for US Seniors With Medicare Coverage

• US citizens should realise that Medicare and its supplements provide very little coverage outside US borders.
• There is a travel health insurance plan specifically designed for older American travelers.
• Indianapolis based International Medical Group (IMG) offers GlobeHopper Senior an affordable overseas travel medical insurance option for US citizens and US permanent residents 65 years and older.

The GlobeHopper Senior plan is available either as

• Provides $1 million coverage up to the age of 79 years
• Provides $100,000 coverage for travelers 80 years and older
• Includes $2,500 cover for sudden unexpected recurrence of a pre-existing condition
• Includes $25,000 coverage for emergency medical evacuation

How Do I Get Travel Insurance for France from USA?

Getting travel insurance for France online is fast, easy, and secure. Follow these steps:

Travel Insurance to France From USA - FAQs

What Is the Best Medical Evacuation Travel Insurance for France?

What Are the Popular Cruises in France?

Rhine River

Seine River

Rhone River

Mediterranean Sea

Group Travel Insurance for France

Embassy of France in United States

What Are the Popular France Overseas Destinations?

Guadeloupe

French Guiana

Martinique

Reunion

Mayotte

French Polynesia

Bora Bora

Tahiti