International travel insurance for US citizens to Europe

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Do you want to insure trip cost as well as the health of the traveler?


Please click here to buy Travel Insurance for Quarantine coverage

Traveler's residence
Travelers (Age)
Trip cost($)/person

Trip start date
Trip end date

Travel insurance with trip protection coverage - Highlights

Trip cancellation

Reimbursement for loss of pre-paid, non-refundable payments.

Medical evacuation

Transportation to or between hospitals as needed.

Trip delay

Reimbursement of food and lodging expenses due to delay in travel.

Lost baggage

Pays sum for lost or delayed luggage by airline.

Medical expenses

Covers cost of treatment for sickness or injury during your vacation.

Age & Citizenship
Start date
End date

Travel medical insurance with no trip protection - Highlights

Health care expenses

Covers medical costs for sickness or accidents during travel.

Doctor visit

Covers cost of clinic or doctor visit.

Pharmacy drugs

Expenses from doctor prescribed eligible medications.

Medical evacuation

Transportation to or between hospitals as needed.

Repat of remains

Return of moral remains to home country or local burial.


Pandemic travel information for US travelers

Travel regulations in the US have been in a state of flux since the Covid19 pandemic with international travel continuing despite the Delta and Omicron variants. Fully vaccinated international travelers are allowed to the US by air, and from June 2022, they are currently no longer need to show proof of vaccine.

During the peak of the pandemic international travelers who are not vaccinated, including US citizens and US Green card holders were asked to take a Covid19 test 24 hours before flying to the US.

Travelers had to provide complete contact details of their stay in the US. The one day testing requirement applied for travelers who cannot produce a proof of vaccination.

However, with increased vaccination and the reduction in fatalities due to Covid, these travel restrictions have been relaxed. However given these uncertain circumstances, it is important to buy good travel insurance with Covid coverage.

This becomes vital should the traveler be forced to Quarantine as a result of a positive Covid test. Travelers can find the cheapest Covid travel insurance available using the tools in our website.

Importance of US citizen travel insurance for Europe

Travel insurance is very important for US travelers to Europe even if it is not mandatory. The Covid pandemic and the Ukraine war have made the value of travel insurance self-evident. Given these conditions, traveling to Europe has become more challenging due to the many disruptions that are beyond ones control.

It is not mandatory for US citizens to buy travel insurance for Europe as they do not need to apply for a Schengen visa for short visits. However if US citizens are traveling for more than 90 days, they need to buy travel insurance. A travel insurance with trip protection coverage can protect the traveler from financial difficulty in the event of delay or cancellation of flights, loss of baggage as well as any medical emergency or accident with the traveler. Some travel insurance also provide coverage for quarantine expenses should one test positive for Covid19 while traveling. In fact Covid quarantine travel insurance is being mandated by some countries while issuing travel visas.

Given all of this, it is advisable for US citizens on a Europe vacation to buy travel insurance which covers trip investment expenses. US citizen travel insurance for Europe with a focus on trip expenses provide financial security for trip related expenses like trip cancellation, trip delay, baggage loss and medical evacuation.

Some Europe travel insurance plans provide the option of 'Cancel for Any reason' (CFAR) by providing a refund of up to 75% of the trip cost if one cancels the trip for any reason. Should the traveler cancel the trip because of a medical emergency, without travel insurance, they will be left stranded and responsible for all the costs associated with the trip. Having reliable travel insurance will ensure that the travelers can recoup some of the trip expenses should they face adverse circumstances during travel.

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Tourists, Cruises, Students, J1 visa, OPT status, Immigrants...
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Factors to consider while buying travel insurance

American traveler insurance including trip cancellation coverage

US citizens should consider buying travel insurance especially if traveling outside their home state. The travel insurance plans are designed for US vacationers with coverage for insuring the health of the traveler as well the trip expenses cost. Some examples of coverage benefits are trip cancellation, trip delay, Covid quarantine travel insurance, medical evacuation, injury of family member, travel companion or pet, theft of passport, traffic accident, inclement weather resulting in delay or cancellation of common carrier.

Travelers can also include the Cancel for Any reason (CFAR) travel insurance which gives travelers the option of cancelling their travel and recouping most of their non-refundable trip expenses. Travel insurance provides coverage in the following ways:
  1. Non refundable cost of the trip.
  2. Unexpected medical expenses of the traveler.
  3. Loss or damage to the insured’s possessions.
Following are the trip insurance plans:
Resources for US air travelers

Information about US mobile passport control and TSA pre check for US passport holders.

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US expatriate insurance

Health insurance for U.S. expats is essential for providing access to quality healthcare while living abroad. Expatriates often need coverage that goes beyond what their domestic U.S. health insurance provides because most U.S.-based health insurance plans do not cover medical expenses incurred outside the United States.

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Travel insurance for US citizens visiting Europe

When it comes to international travel, there are more places to visit than ever before! Europe however remains one of the favorite destinations for Americans. Many Americans have their roots in Europe, and would like to visit the land of their ancestors. Europe remains a hot destination for several different reasons such as it history, culture, diverse culinary choices, wine, beaches to name a few. This range of options attracts tourists with eclectic tastes.

For Europe, US travelers make up 5% of the international tourist arrivals. In 2015 alone, 1 in 4 of US travelers were recorded in Europe and this number continues to grow. Improving economic conditions and favorable exchange rates on key currencies such as Euro and Pound is attracting more Americans to Europe and making the region even more appealing and affordable option to US travelers. Current estimates show that total percent of US visitors increased by 11% in 2015 from the past and is expected to further increase by 2020. Many regions of Europe appeal to the US travelers with the regions of Southern and Western Mediterranean benefitting the most. Traditional destinations like the UK, France, Italy and Spain remain very popular. However new destinations in eastern Europe like Czech republic, Slovakia, Croatia, Romania are increasing becoming popular.

US citizens do not need to apply for a Schengen visa for a short visit, but do need to get a visa for long stays in Europe. US travellers must be aware that their domestic US insurance provides little or no health insurance coverage outside the US borders, this is true of Medicare as well. To make the European holiday experience memorable it is very important that you plan your trip well as far as visitor health insurance is concerned. You need to purchase Long term Europe travel health insurance to make sure you are covered for any unexpected illness or injury in a totally new place which puts your mind at ease during your travel. The insurance resources section provides information about the important insurance features and helps you make an informed decision.

American Visitor Insurance has several plans suitable for international travel outside the US. Please visit Schengen Visa Insurance for US citizens travelling to Europe to see the plan information. Here you can find the plans that are most suitable for international travel outside US. Click on the plan to view the details and you can view the plan benefits in the brochure of the plan.

Long term Europe visa insurance

US citizens who want to stay in any of the 26 Schengen countries for more than 90 days in a 180 day period need a Long Stay Visa. One of the requirements for this visa is proof of travel medical insurance with coverage up to 30,000 Euro (or the equivalent in US dollars) which is valid during the whole stay in the Schengen countries.

Schengen visa insurance

The insurance company should provide a visa letter stating coverage amounts for medical expenses, emergency medical evacuation and repatriation while in Europe (or 'unlimited' if there is no limit of coverage). US travelers travelling frequently to the Schengen countries can buy the Annual travel insurance for Schengen visa.

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Travel insurance for European cruise

Best time for cruising along the rivers of Europe namely Main, Danube, Rhine from Amsterdam to Budapest is all round the year. If you visit in the months of April and May, you get to see the beautiful Dutch tulip gardens. During Christmas which is the peak time for market sales, December is the best time. For a pleasant weather and calm waters, September month is the best time to visit.

Best European River Cruises

Rhine River Cruises

Rhine River

The water falls over white limestone into its original riverbed.

Danube River Cruises

Danube River

The river Danube is a truly international river, which flows through ten countries.

Rhone River Cruises

Rhone River

The river's source is the Rhône Glacier, at the east edge of the Swiss canton of Valais.

Douro River Cruises

Douro River

“River of Gold” because in the day, the river was the method of transport for the fine wines.

US senior citizen travel insurance

Schengen Visa Travel Insurance

Schengen Visa group travel insurance quote

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Travel medical insurance for long term Europe Visa

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Travel insurance for US citizens visiting Europe

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Visitor medical insurance for Europeans visiting USA

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Schengen Visa Insurance or Europe Travel Insurance for Senior citizens

Popular tourist destinations in Europe

Buy travel insurance for Venice


Venice may conjure up images of romantic gondola rides down the Grand Canal, but this European city isn't only for swooning lovebirds.

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Paris, France's capital, is a major European city and a global center for art, fashion, gastronomy and culture.

Buy travel insurance for Amsterdam


There's more to Amsterdam than its notorious coffee shop culture and Red Light District. Spend the day biking along the city's canals and stylish streets.

Buy travel insurance for Athens


Athens was made for history buffs and architecture aficionados, but it also serves as a great European getaway for the everyday travel.

Factors to consider while buying Schengen visa travel insurance

General - FAQ's

01. Which is the best travel insurance for Europe from USA?

We have many popular travel insurance options from USA to Europe that we recommend, specifically if you need a Schengen visa insurance letter for the Schengen tourist visa for Europe. The cheapest travel medical insurance Europe will depend on the age(s) of the traveler.

We have designed our website to help travelers choose the best US travel health insurance to Europe that is both economic and appropriate for them. You can compare Europe travel insurance quotes by filling the travel dates and travelers ages in the USA travel health insurance for Europe quote form.

02. Do I need travel insurance for Europe?

If you are a US national then short term medical insurance plan while traveling Europe is not mandatory for US citizens. However you need travel insurance as American going to Europe for more than 90 days. Travel insurance for Europe trip from USA for Schengen visa is mandatory if you want a long term stay (over 90 days) in Europe which satisfies Schengen travel insurance requirements.

Also, given the high cost of health care in Europe and the fact that US domestic health insurance provides little coverage in Europe, and the nominal cost of travel medical insurance Europe, it is prudent for international travelers to buy good travel insurance for Europe trip from USA.

03. Do I need quarantine travel insurance?

Covid19 pandemic has made international travel challenging. Most countries are allowing international travelers with certain rules and requirements. These countries are trying to shield their citizens by enforcing strict safety measures for international travelers. Many countries are insisting on travel insurance with Covid19 quarantine coverage should the traveler test positive for Covid19 and need to accommodate somewhere.

04. Will my travel insurance cover covid quarantine?

A few travel insurance companies have designed covid travel insurance for quarantine coverage. They cover the quarantine lodging expenses in case the traveller is tested positive. The trip delay benefit in a few plans are used for accommodation expenses per day up to a set maximum limit based on the plan.

05. Which travel insurance is best for Europe?

There is no single Schengen travel insurance plan which will work best for all travelers to Europe. The best Schengen visa travel insurance plans will vary from traveler to traveler depending on their unique needs. While some Europe travelers will look for the cheapest Schengen visa insurance cost specifically to satisfy the Schengen visa requirements, others will look for the most comprehensive Schengen travel insurance coverage.

The price will be higher if you need health insurance for Europe travelers with pre-existing conditions. It is recommended to compare different low cost Schengen visa travel insurance plans based on price as well as the different benefits coverage options. Europe travelers should also read different Schengen travel insurance reviews before buying a Schengen visa travel insurance plan.

06. How can I get Schengen visa medical insurance?

Travelers to Europe applying for the Schengen visa can buy Schengen visa travel insurance on American Visitor Insurance. While it ironic to buy travel insurance for Europe on American Visitor insurance, we offer several international travel insurance plans that specifically satisfy Schengen visa requirements as mandated by Schengen state consulates.

Our compare Schengen visa insurance quote facility lists a range of cheap travel insurance that satisfy Schengen visa insurance requirements. After buying the Schengen travel medical insurance on our website travelers can immediately download the required Schengen visa letter to be used while applying for the Schengen visa.

07. How much is Europe travel insurance for Schengen visa?

The cost for the Schengen visa travel insurance depends mainly on the age of the traveler and the duration of coverage required. The older the traveler the higher will be the cost. The longer the duration of travel insurance coverage Schengen visa required, the greater will be the cost for the travel insurance for Schengen visa.

The Schengen visa insurance application quote facility on our website lists the travel insurance that satisfy Schengen visa consulate requirements. You can find the cheapest insurance for schengen visa on our website.

08. How do I get cheap Schengen visa travel insurance?

The cheapest Schengen travel insurance is surely dependent on the travelers' requirements. The traveler will have to do research online to find the cheapest travel insurance for schengen visa based on his or her requirements. It is advisable to compare cheapest travel medical insurance for Schengen visa before buying the cheap travel medical insurance for Schengen visa that satisfies Schengen consulate requirements.

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