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Protect Your Trip with Hurricane & Weather Insurance

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Travel insurance for U.S. citizens with trip protection coverage - Highlights

airplanemode_inactive

Trip cancellation

Reimbursement for loss of pre-paid, non-refundable payments.

ambulance

Medical evacuation

Transportation to or between hospitals as needed.

work_history

Trip delay

Reimbursement of food and lodging expenses due to delay in travel.

luggage

Lost baggage

Pays sum for lost or delayed luggage by airline.

home_health

Medical expenses

Covers cost of treatment for sickness or injury during your vacation.

🌪️What Is Hurricane & Weather Travel Insurance?

Hurricane and Weather Travel Insurance benefit from American Visitor Insurance helps travelers protect their trip investment from unexpected weather disruptions such as hurricanes, tropical storms, and severe weather conditions. This coverage reimburses prepaid, non-refundable travel expenses if a trip is canceled, delayed, or interrupted due to adverse weather events. By purchasing your policy before a storm is named, you can enjoy peace of mind knowing your trip is protected during hurricane season, especially if you are vacationing in Florida or the Caribbean Islands.

Key Features :
  • Trip Cancellation - Reimburses prepaid, non-refundable costs if your trip is canceled due to a hurricane or severe weather.
  • Trip Interruption - Covers unused expenses if you must end your trip early because of weather disruptions.
  • Travel Delay - Pays for meals, lodging, and transport when travel is delayed by weather.
  • Missed Connection - Provides compensation if you miss a flight, cruise, or tour due to weather delays.

☁️ Why Add a Hurricane & Weather Benefit to Your Travel Insurance Plan?

A Hurricane and Weather benefit helps protect travelers from financial losses caused by hurricanes, tropical storms, or severe weather. It can cover trip cancellation, trip interruption, travel delays, missed connections, and extra expenses if your destination becomes unsafe or uninhabitable.

To be eligible, the plan must be purchased before a storm is officially named, ensuring coverage for unexpected weather events. Plans from American Visitor Insurance provide peace of mind and safeguard your trip investment during hurricane season.

🌍 Hurricane & Weather Insurance Reviews

“ It was a pleasant experience. The representative from American Visitor Insurance was very patient and helpful in addressing all my questions. Thank you for your excellent service. ”

Carol

Carol

“ The online quote process was simple and straightforward. I had a question and got a prompt, friendly reply from the team. ”

Charles

Charles

“ It was very helpful to speak to someone about our policy choices. Your website is relatively easy to use and to navigate to find the information. ”

Rachel

Rachel

What Is the Best Travel Insurance Plan to Have for Hurricane Season?

The best travel insurance plan for hurricane season is one that offers strong trip cancellation, interruption, and delay benefits specifically for weather-related events. Plans that include a hurricane and weather travel insurance benefit can reimburse you for non-refundable expenses if your trip is canceled or interrupted due to storms, hurricanes, or severe weather conditions.

iTravelInsured Choice Comprehensive

star Rating: A edit_square Underwriter: SiriusPoint America

IMG Itravelinsured Choice is perfect for families traveling within the U.S. or cruising overseas, couples and solo travelers exploring the globe, weekend escapes, business trips, and almost any journey in between.

Key benefits :
  • NOAA hurricane warning or watch at destination.
  • The plan provides trip cost coverage of up to $10,000.
  • The plan includes emergency medical evacuation coverage of up to $500,000 per person.

iTravelInsured Travel SE Comprehensive

star Rating: A edit_square Underwriter: SiriusPoint America

The iTravelInsured Travel SE plan is our most popular family plan for domestic and international destinations. Travel insurance is available whether traveling on a cruise, tour, or vacation abroad.

Key benefits :
  • NOAA hurricane alert or terrorist incident at destination.
  • Travelers can choose trip cost up to $150,000
  • Medical evacuation and Repatriation of Remains covered up to $500,000.

iTravelInsured Travel LX Comprehensive

star Rating: A edit_square Underwriter: SiriusPoint America

iTravelInsured Travel LX you can recover non-refundable, unused payments and deposits when a trip is cancelled or interrupted for a variety of covered reasons. Benefits are also provided for travel delays, baggage delays, and emergency medical treatment while you’re away from home.

Key benefits :
  • NOAA hurricane warning or watch at destination.
  • Travelers can choose trip cost up to $150,000
  • Medical evacuation and Repatriation of Remains covered up to $1,000,000.

Travelex Ultimate Comprehensive

star Rating: A+ (Superior) edit_square Underwriter: Zurich American Insurance Company

Travelex Ultimate Insurance is the most comprehensive travel insurance plan offered by Travelex. It offers premium coverage for trip cancellations, interruptions, delays, lost or damaged baggage, emergency medical expenses, and medical evacuation.

Key benefits :
  • Coverage applies if an officially named hurricane causes your trip to be canceled, delayed, or interrupted
  • Travelers can choose trip cost up to $50,000
  • Medical evacuation and Repatriation of Remains covered up to $1,000,000.
  • Medical coverage covered Up to $250,000 per person.

🌀 Can I Buy Travel Insurance After a Hurricane Is Named?

You can buy travel insurance after a hurricane is named, but coverage for that specific storm will not apply. Once a hurricane or tropical storm is officially named by the National Hurricane Center, it becomes a foreseen event, meaning any trip cancellations, interruptions, or delays caused by that storm are not covered.

However, you can still purchase travel insurance for other unforeseen events such as medical emergencies, baggage loss, or future weather issues unrelated to the named storm. To ensure hurricane related coverage, it’s best to buy your travel insurance early before a storm is named or forecasted.

📄 What Hurricane & Weather Travel Insurance Does Not Cover?

  • Named Storms After Policy Purchase – If a hurricane or storm has already been named or forecasted when you buy the plan, weather-related coverage for that storm is not included.
  • Non-Weather-Related Issues – Losses caused by personal reasons, negligence, or unrelated emergencies (e.g., illness, missing a flight for non-weather reasons) are not included.
  • Foreseeable Events – Trips affected by events that were already known or expected (like seasonal storms or predicted hurricanes) may not be covered.
  • Optional or Unrelated Travel Costs – Extra expenses not listed in the policy, such as upgrades, optional excursions, or non-refundable deposits outside the covered trip components.

Have Questions?

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❓Best Hurricane & Weather insurance – FAQs

1. What does Hurricane & Weather Travel Insurance cover?

It covers trip cancellation, trip interruption, travel delays, and missed connections caused by hurricanes, tropical storms, or severe weather.

2. Can I buy coverage after a hurricane is named?

No. Coverage only applies if the policy is purchased before the storm is officially named.

3. Does Hurricane & Weather Travel Insurance cover medical emergencies?

No, not directly. Hurricane & Weather Travel Insurance is primarily designed to protect your trip investment such as reimbursing non-refundable flights, hotels, and cruise costs if your travel is disrupted by severe weather.

4. Does it cover missed flights due to weather?

Yes, if the flight is delayed or canceled due to severe weather, you may be eligible for missed connection or trip delay reimbursement.

5. Why should I add the Hurricane Travel Insurance benefit to my coverage?

It protects your trip investment and gives peace of mind during hurricane season, ensuring you don’t lose money if severe weather disrupts your travel plans.

6. Does it cover cruise cancellations due to hurricanes?

Yes, most plans reimburse non-refundable cruise fares if a hurricane forces cancellation, delay, or itinerary change.

7. Will it cover additional hotel or transportation costs if my trip is delayed by weather?

Yes, many plans include trip delay benefits, which pay for lodging, meals, and transport if you’re stranded due to severe weather.

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