Travel insurance for South Korea from USA

Travel Insurance from USA to South Korea

USA travelers going to South Korea will find themselves in a captivating destination that seamlessly blends ancient traditions with modernity.

Why Travel Insurance Is Important for US Citizens Traveling to South Korea?

• Insurance for tourists is highly recommended for US citizens traveling to South Korea.
• The travel insurance for South Korea cost is around 5% of the trip cost and easily provides value worth more than its cost.

If you plan on engaging in adventure activities in South Korea, confirm that US tourist insurance to South Korea covers all such activities.

What Are the South Korea Travel Insurance Requirements for U.S. Travelers?

American travelers do not require travel insurance when entering South Korea for short-term stays (up to 90 days) for tourism, business, or family visits., but travel insurance in Korea is highly recommended to cover:

• ✅ Emergency medical expenses (hospital visits, treatments, prescriptions)
• ✅ Medical evacuation or repatriation in cases of serious illness or injury
• ✅ Trip cancellation or interruption
• ✅ Lost, stolen, or delayed baggage
• ✅ 24-hour assistance services

For students or other long-term stays and work in their requirements, insurance may be a requirement as part of their visa process. A comprehensive travel insurance plan helps travelers to protect against unexpected costs and ensures peace of mind during your trip.

Travel Insurance for Green Card Holders Visiting to South Korea

For U.S. Green Card holder traveling to South Korea, buying US travel insurance is strongly recommended due to unexpected medical costs, trip disruptions, and emergency situations while outside the USA.

• 💵 Healthcare in South Korea is expensive for international travelers.
• 🚑 There may be a need for emergency medical evacuation to reach a good facility or return to the US.
• 🛡️ Patriot International travel Insurance is one of the best international plans for U.S. Green Card holders visiting South Korea.

Which Is the Cheapest Travel Insurance With Trip Cancellation Coverage for South Korea?

Which Is the Best Travel Insurance With Trip Cancellation Coverage for South Korea?

Which Is Cheapest Travel Health Insurance for South Korea from USA?

* The price shown is for a 30-day trip with a $50,000 maximum coverage and a $250 deductible for a 20-year-old traveler.

Which Is Best Travel Medical Insurance for South Korea from USA?

* The price shown is for a 30-day trip with a $50,000 maximum coverage and a $250 deductible for a 20-year-old traveler.

Healthcare and Medical Costs in South Korea

Do I Need American Traveler Insurance With Trip Cancellation Coverage?

US citizens are advised to consider purchasing trip protection insurance, particularly when traveling beyond their home state. Travel insurance for US citizens visiting Europe tailored for US vacationers offer coverage that includes the traveler's health and trip expense costs.

Coverage benefits typically encompass trip cancellation, delay, Covid quarantine travel insurance, medical evacuation, injury of family member, travel companion or pet, theft of passport, traffic accident, inclement weather resulting in delay or cancellation of common carrier.

1. Non refundable cost of the trip.
2. Unexpected medical expenses of the traveler.
3. Loss or damage to the insured’s possessions.

International Travel Health Insurance From USA

American Travel Insurance Plans and Coverage Options

What Does Trip Cancellation Insurance Cover?

At American Visitor Insurance, we assist travelers from nearly anywhere as they travel away from home! It is important to consider purchasing an insurance plan to cover trip cancellation.

• Provides a refund for non-reimbursable deposits and trip costs if something prevents taking the trip between payment and departure.
• Cost of such insurance depends more on the trip cost than the length of the trip (most have maximum day limits).
• Plans available for high-cost trips (exceeding $10,000 per person, e.g., safaris, long cruises) and modestly priced trips.
• Benefits usually cover 100% of non-refundable trip costs.
  • Often reduced to 75% for the ‘Cancel for Any Reason’ benefit.
• Coverage during the trip includes:
  • Unexpected medical expenses
  • Trip interruption (if unable to complete trip due to illness, weather, etc.)
  • Trip delay (missed flights or connections, help to catch cruise if necessary)
  • Baggage loss
• Assistance for pets or children traveling with you.

When Can I Buy the Trip Cancellation Plan?

• You can buy the trip cancellation plan at any time before your travel dates.
• Since you are insuring the value of your trip, it is better to purchase as soon as possible in case something happens that interferes with your travel.
• Example: If you’ve planned a trip for next October and later find out you must be in court at that time — if you haven’t already purchased your trip cancellation plan, you will not be able to get a refund because you already know about the conflict.
• You always get a 10-day ‘free look’ period after purchasing your plan.
• This allows you to review the policy and ensure it’s the product you really want.

Does Trip Insurance Cover Pre-Existing Conditions?

Many travel insurance plans offer a waiver of the pre-existing medical condition exclusion if you purchase your policy within 14 to 21 days of your initial trip deposit. For older travelers or those with existing health conditions, buying a plan within this window can provide valuable peace of mind with more complete medical coverage.

While we hope your trip goes smoothly and you stay happy and healthy, it’s reassuring to know that you’ll be protected even if unexpected issues arise — from the minor inconvenience of a missed connection to the major challenge of seeking medical care abroad or having to cancel your trip altogether.

At American Visitor Insurance, we’re here to help you find the right travel insurance plan for your needs — so you can travel with confidence knowing you’re in good hands.

Which is the Best Trip Cancellation Insurance for U.S. Seniors?

For senior travelers, iTravelInsured Choice Insurance from IMG is a top option. Designed for trips under $10,000 per person, it offers:

• Trip cancellation & interruption for pre-paid, non-refundable expenses
• Medical coverage up to $100,000 and emergency medical evacuation up to $500,000
• Add-ons: Cancel for Any Reason (CFAR), enhanced medical coverage, cruise protection, and sports coverage
• Pre-existing condition waiver if purchased within 21 days of the initial trip deposit

For trips over $10,000 or those seeking higher limits, iTravelInsured Travel SE and LX plans are recommended:

• iTravelInsured Travel SE: Trip costs up to $150,000, medical coverage up to $250,000
• iTravelInsured Travel LX: Trip costs up to $150,000, medical coverage up to $500,000

Both include trip cancellation, interruption, evacuation, and optional add-ons similar to Choice

For detailed guidance on choosing the right plan, check out our page on best trip cancellation insurance for seniors.

How Much Does South Korea Travel Insurance from USA Cost?

Trip Cancellation Insurance

This table gives the average trip cancellation insurance cost for different ages. Approximate cost of Trip insurance plans is for a 40-year-old traveler, 15 days trip length and $1,000 trip cost.

Travel Medical Insurance for US Citizens Traveling Outside USA

Average one-month travel health insurance costs by age are shown in the table below.

How Much Does Travel Insurance Cost for a Week? How Much Does Travel Insurance Cost for 2 Weeks?

Travel insurance costs typically ranges between $5 to $40 for a week and $9 to $80 for two weeks.

You can compare quotes using American Visitor Insurance trip insurance cost calculator. The price depends on factors such as coverage type, trip destination, and total trip cost. Basic plans are more affordable, while comprehensive options, including trip cancellation, medical emergencies, and baggage protection, tend to cost more.

How Much Does Travel Insurance Cost for 6 Months?

For a 40-year-old traveler, the cost of travel insurance for a 6 month trip typically ranges around $122 to $1,050, based different coverage options on American Visitor Insurance. The price depends on factors such as coverage levels, the destination, and the type of policy selected.

How to Estimate Trip Cost for Travel Insurance?

Customers always ask me how much they should put down to insure their trips. This is a very important question to consider. Firstly, because it directly affects the cost of your insurance policy and secondly because it will put a maximum on your trip cancelation and interruption benefit. First of all, you can only ever get back the non-refundable portion of your trip cost. And, you must be able to show the loss.

How to Reduce the Trip Cancellation Insurance Cost?

• Trip cancellation insurance is expensive as it covers high-value, unpredictable risks that can result in large financial losses for vacationers.
• Trip cancellation insurance covers flights, hotels, cruises, and tours bookings and reservations, which can be thousands of dollars.
• It covers a wide range of cancellation reasons like Illness, death in the family, natural disasters, and job loss.
• Some Cancel for Any Reason (CFAR) travel insurance allow cancellation for any reason, often reimbursing 50-75% of trip costs.
• The more expensive your trip, the higher the insurance cost.
• Older travelers pay more because they have a higher chance of medical emergencies leading to trip cancellations.

What Factors Affect the Travel Insurance Cost from the US to South Korea?

There are several key factors that determine the cost of South Korea travel medical insurance from the USA:

Do U.S. Citizens Need a Visa for South Korea?

• U.S. citizens planning to travel to South Korea as a tourist, for business purposes, or to visit friends and family for 90 days or less, do not need a visa as long as they have a valid U.S. passport. Travelers from visa waiver countries are required to have a Korea Electronic Travel Authorization (K-ETA), however, U.S. citizens are temporarily exempt from K-ETA requirements for a 90-day stay.
• Although with the exemption, applying for K-ETA voluntarily can help speed up immigration processing.
• A visa is required for visits longer than 90 days, for work, study, teaching, investing or for other non-tourist purposes. Special visa types such as student ,work or teaching visas should be obtained in advance from a Korean consulate or embassy.

General Information About South Korea

What Are the Travel Tips for South Korea?

Planning for a trip out to South Korea may be exciting, given its abundant culture, vibrant cities, and beautiful nature. Here are a few important tips for travel, to help to make your trip seamless and enjoyable:

• Check entry requirements: U.S. passport holders, do not need to apply for a Korea Electronic Travel Authorization (K-ETA). From January 1, 2026, the K-ETA will be required again. You may also be able to fill out an online arrivals card in advance, to help speed up your time at the airport.
• Time of Year: The best time to visit Korea is in the spring (April to June) when the cherry blossoms are blooming, or in the autumn (September to November) for mild weather and fall leaves. Summer is usually hot and humid, and winter can be very cold, but good weather for snow sports.
• Get a T-money card: This is a rechargeable card that can be used for public transport such as subway, bus and taxi.
• Essential apps: It is recommended to download Naver Maps or Kakao Maps for navigation as Google Maps does not consistently work for public transport in Korea. It is also recommended to use the Kakao T app for taxis.
• Etiquette: Know basic phrases (eg: Annyeonghaseyo (hello) and Kamsahamnida (thank you)) offer seats to elders, give and receive with both hands, and eat together as a group while not tipping.

Best Travel Health Insurance in Korea for US Students

For U.S. students studying in South Korea, some of the best international student health insurance options are:

• GeoBlue Navigator for Student, offering comprehensive coverage for Preventative Care, Outpatient Medical Care, and access to a global network of doctors and offers unlimited annual maximum.
• StudentSecure from WorldTrips providing varying levels of coverage with benefits like medical expenses, maternity, pre-existing conditions, emergency evacuation, and mental health coverage.
• IMG Patriot Exchange offers coverage for hospitalization, doctor visits, emergency medical evacuation, pre-existing conditions, prescription drugs, and more, ensuring that US students have access to necessary medical care while away from home.

The cost for the Korean health insurance for US students varies depending on the age of the student and the duration of coverage required. The older the student the higher will be the cost. The longer the duration of Korea student health insurance required, the higher will be the cost. It's important to compare US student health insurance for Korea based on coverage needs, budget, duration of stay, and university requirements, ensuring to read the policy details carefully.

Types of Travel Insurance for US Citizens Visiting South Korea

How Do Single Trip and Annual Travel Insurance Plans Compare for Frequent Travelers in Korea?

When deciding between single-trip and annual (multi-trip) travel insurance for frequent trips to South Korea, it's essential to weigh factors like cost, convenience, coverage, and your travel frequency. Here's a comprehensive comparison to help you choose the best option.

US expatriate insurance

Health insurance for U.S. expats is essential for providing access to quality healthcare while living abroad. Expatriates often need coverage that goes beyond what their domestic U.S. health insurance provides because most U.S.-based health insurance plans do not cover medical expenses incurred outside the United States.

Travel Insurance for US Seniors With Medicare Coverage

• US citizens should realise that Medicare and its supplements provide very little coverage outside US borders.
• There is a travel health insurance plan specifically designed for older American travelers.
• Indianapolis based International Medical Group (IMG) offers GlobeHopper Senior an affordable overseas travel medical insurance option for US citizens and US permanent residents 65 years and older.

The GlobeHopper Senior plan is available either as

• Provides $1 million coverage up to the age of 79 years
• Provides $100,000 coverage for travelers 80 years and older
• Includes $2,500 cover for sudden unexpected recurrence of a pre-existing condition
• Includes $25,000 coverage for emergency medical evacuation

How Do I Get Travel Insurance for South Korea from USA?

Getting travel insurance for South Korea online is fast, easy, and secure. Follow these steps:

Travel Insurance to South Korea From USA - FAQs

Group Travel Insurance for South Korea

U.S. Embassy and Consulates in South Korea

South Korean Embassy and Consulates in the United States

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