Travel Insurance for Barcelona
Compare Schengen-compliant travel medical insurance for your trip to Barcelona starting from just $1 per day. Plans can include the required €30,000 medical coverage for Schengen visa applications, along with options for emergency medical expenses, seniors, COVID-19 coverage, and eligible pre-existing conditions.
Whether you are planning a vacation, business trip, or exploring Spain, compare travel insurance plans for Barcelona and get the coverage and policy documents you need for your trip.
Find the Right Barcelona Travel Insurance in 10 Seconds
Tell us who you're traveling as, and we'll surface the cheapest, most popular, and best-rated Barcelona travel insurance plans that fit - no long forms required.
Need a Schengen Visa
Non-US / non-EU citizens applying for a Barcelona visa
US Citizen Visiting
Visa-exempt travelers who want optional medical + trip cover
Senior Traveler (65+)
Age-appropriate coverage with pre-existing options
Pre-Existing Condition
Acute onset & broader pre-existing condition coverage
Top Picks for Schengen Visa Travelers
Which Schengen Travel Insurance Is Right for Your Barcelona Trip?
- Cheapest Travel Insurance for a Barcelona Schengen Visa – Atlas International Insurance: Affordable Schengen-compliant travel medical coverage starting at around $1/day*, with benefits for eligible medical emergencies, evacuation, and repatriation.
- Best Travel Insurance for a Barcelona Schengen Visa – Patriot International Lite: Offers strong international medical coverage and acute onset of pre-existing condition coverage for eligible travelers up to age 70.
- Best Schengen Travel Insurance for Travelers with Cardiac Conditions – Safe Travels International: Provides travel medical benefits and coverage for eligible acute onset of certain pre-existing conditions, including eligible cardiac conditions, subject to plan terms.
- Best Schengen Travel Insurance for Acute Onset of Pre-Existing Conditions – Travel Medical Global Choice: Offers acute onset of pre-existing condition coverage for eligible travelers up to age 79, along with international emergency medical benefits.
Why Do You Need Travel Insurance for Barcelona?
Barcelona attracts travelers for its architecture, beaches, food, museums, nightlife, and attractions such as Sagrada Família, Park Güell, La Rambla, and the Gothic Quarter. A medical emergency, unexpected hospitalization, lost baggage, or travel disruption can add significant costs to a trip.
For travelers visiting Barcelona on a Schengen visa, travel medical insurance is particularly important because the visa requires qualifying medical coverage for the Schengen area. A suitable policy can help cover eligible emergency medical expenses, emergency evacuation, and repatriation during your stay.
Travel Insurance for a Barcelona Vacation
Whether you are spending a long weekend in Barcelona or combining Spain with destinations such as Madrid, Seville, Paris, Rome, or Lisbon, choose a travel insurance plan that covers your entire trip. Look for benefits that can protect you against unexpected medical expenses, emergency evacuation, baggage problems, and other covered travel disruptions.
If Barcelona is only one stop on a multi-country European itinerary, make sure your policy covers all Schengen destinations included in your trip and remains valid for the full travel period.
Barcelona Schengen Visa Insurance Requirements
Travelers who need a Schengen visa to visit Barcelona must have qualifying travel medical insurance that meets the Schengen visa requirements. The policy should provide at least €30,000 in medical coverage and include benefits for emergency medical treatment, emergency hospitalization, and repatriation, as applicable under the Schengen requirements.
The insurance should be valid throughout the Schengen Area and cover the entire period of the planned stay.
Barcelona Visa Insurance Requirements
- Minimum €30,000 (~USD $35,000)
Schengen visa travel medical insurance minimum 30000 euros requirement (~USD $35,000 as of May 2026) for emergency medical treatment and repatriation. - Valid in All 29 Schengen States
The policy must be valid across all 29 Schengen countries, not just Spain. - Medical Repatriation Coverage
Must cover emergency medical care and repatriation of remains in the event of death. - Entire Duration of Stay
The policy must be valid for the complete duration of your Schengen Area stay. - 100% Coverage / No Deductible
The policy should offer 100% coverage with no excess or deductible clause. - Instant Official Insurance Letter
Carry digital and printed copies. You may be asked for proof at border checks or during visa processing.
How Much Does Travel Insurance for Barcelona Cost?
Costs depend on whether you need Schengen-compliant visa insurance or optional US-citizen travel medical cover, plus your age, trip length, and medical maximum. Use the tabs below to compare.
| Plan | Age 25 | Age 35 | Age 45 | Age 55 | Age 65 | Age 75 |
|---|---|---|---|---|---|---|
| Atlas International Cheapest | $8 | $9 | $12 | $18 | $32 | $58 |
| Patriot International Lite Most Chosen | $10 | $11 | $16 | $24 | $42 | $74 |
| Atlas International Premium | $11 | $13 | $22 | $37 | $54 | $86 |
| Travel Medical Global Choice | $11 | $14 | $24 | $44 | $71 | $105 |
| Safe Travels International | $20 | $20 | $32 | $56 | $83 | $124 |
| Plan | Deductible | Age 20 | Age 40 | Age 60 | Age 70 |
|---|---|---|---|---|---|
| Atlas Essential International Cheapest | $250 | $20 | $40 | $86 | $263 |
| Atlas International | $250 | $27 | $54 | $117 | $212 |
| VisitorSecure | $100 | $29 | $34 | $55 | $96 |
| Patriot International Lite | $250 | $29 | $55 | $121 | $214 |
| Atlas Premium Best Coverage | $250 | $38 | $61 | $132 | $240 |
Factors That Affect the Cost of Travel Insurance for Barcelona
Age is an important factor when calculating travel insurance premiums. Older travelers may pay more because medical coverage can carry a higher risk.
The length of your stay in Barcelona can affect the premium. Longer trips generally require coverage for a greater number of days and may cost more.
Plans with higher medical maximums and broader benefits generally cost more than plans with lower coverage limits.
Choosing a higher deductible can reduce the premium, while selecting a lower deductible generally increases the cost of the policy.
Fixed-benefit plans are generally more affordable, while comprehensive plans offer broader medical protection and higher reimbursement limits.
Additional benefits such as emergency medical evacuation, trip interruption, adventure sports coverage, or eligible pre-existing condition benefits can affect the overall premium.
What Is the Cheapest Travel Insurance for a Barcelona Schengen Visa?
Atlas International is an affordable option for travelers visiting Barcelona, Spain, with coverage starting at around $1 per day*.
The plan provides Schengen-compliant travel medical coverage for eligible travelers, including benefits for emergency medical treatment, emergency evacuation, and repatriation. It may also provide acute onset of pre-existing condition coverage for eligible travelers up to age 79, subject to the plan's terms, conditions, and eligibility requirements.
Atlas International
- Medical coverage $50K–$2M
- Evacuation up to $1,000,000
- Acute pre-existing (under 80)
- $0 deductible option
What Is the Best Travel Insurance for a Barcelona Schengen Visa?
Patriot International Lite is a strong option for travelers seeking Barcelona Schengen visa insurance, offering comprehensive international medical benefits and acute onset of pre-existing condition coverage for eligible travelers up to age 70. Travelers can also compare Safe Travels International and Travel Medical Global Choice for different levels of medical protection and pre-existing condition benefits.
Patriot International Lite
- Medical coverage $50K–$1M
- Evacuation up to $1,000,000
- Acute pre-existing (under 70)
- IPA global provider network
Travel Medical Global Choice
- Medical coverage $50K–$1M
- Evacuation up to $500,000
- Acute pre-existing (under 79)
- Wellabroad.com network
Safe Travels International
- Medical coverage $50K–$1M
- Evacuation up to $1,000,000
- Cardiac coverage for 70+
- Pre-existing recurrence up to $2,500
Travel Medical Insurance for Barcelona
Healthcare in Barcelona is generally accessible, but visitors may still face substantial out-of-pocket expenses when receiving medical treatment. Travel medical insurance can help eligible travelers manage unexpected costs from illnesses or accidents during their trip.
Depending on the plan, coverage may include:
Helps cover eligible costs for sickness or injury, including emergency doctor visits, hospitalization, and medical treatment during your Barcelona trip.
Provides coverage for eligible transportation to the nearest appropriate medical facility when medically necessary during your trip to Barcelona.
Provides benefits for eligible repatriation of remains in the event of death during your Barcelona trip, subject to the policy terms.
Selected travel insurance plans may reimburse eligible non-refundable trip costs when a covered event causes you to cancel or interrupt your Barcelona vacation.
Some plans provide coverage for the acute onset of eligible pre-existing conditions, subject to age limits, eligibility requirements, exclusions, and policy terms.
Selected plans may provide benefits for eligible baggage loss or delay and covered travel delays during your Barcelona trip.
Coverage varies by plan, so travelers should review the policy certificate and exclusions before purchasing.
Does Schengen Travel Insurance Cover Pre-Existing Conditions?
Some travel insurance plans for a Barcelona trip provide coverage for the acute onset of pre-existing conditions. Travel Medical Global Choice is an option for eligible travelers looking for acute onset coverage, with eligibility extending up to age 79. Safe Travels International, Atlas International, and Patriot International Lite may also provide acute onset benefits for eligible travelers, depending on the traveler's age, medical condition, plan eligibility, and policy terms.
For travelers with existing medical conditions, review the plan's definition of acute onset of a pre-existing condition carefully before purchasing.
Find the Best Travel Health Insurance for Barcelona
What Are the Best Travel Insurance?
Compare some of the best international travel insurance plans for U.S. citizens and residents traveling outside the United States. Review coverage benefits, policy maximums, deductibles, and travel durations to find a plan that fits your needs.
- Travel medical insurance for U.S. citizens and residents traveling outside the USA
- Available for up to 180 days
- Emergency sickness coverage up to $500,000
- COVID-19 covered as any other sickness
- Coverage for travelers outside their home country, excluding the U.S. and its territories
- Deductible options from $0 to $2,500
- Policy maximums from $50,000 to $2,000,000
- Renewable up to 24 continuous months
- COVID-19 covered as any other illness or injury
- Designed for travelers seeking comprehensive medical coverage
- Policy maximums from $1,000,000 to $8,000,000
- Deductible options from $0 to $25,000
- Renewable up to 24 continuous months
- COVID-19 covered as any other illness or injury
- Travel medical insurance coverage outside the USA for U.S. citizens
- Available for up to 365 days
- Maximum coverage up to $2,000,000
- Offers coverage for COVID-19 expenses
- U.S. travel health insurance for U.S. citizens outside the USA
- Available from 5 to 364 days
- Maximum coverage up to $5,000,000
- Travel Medical Choice Insurance offers coverage for COVID-19 expenses
- Short-term fixed-benefit travel insurance for U.S. citizens outside the USA
- Designed for travelers looking for affordable coverage
- Plan maximum options up to $130,000
- Provides coverage for eligible medical expenses
- Offers coverage outside the USA
- Deductible options from $0 to $1,000
- Policy maximums from $50,000 to $150,000
- Emergency medical evacuation coverage up to $500,000
- Offers coverage for travelers outside their home country
- COVID-19 covered as any other illness under the medical expense maximum
- COVID-19 testing covered when medically necessary
- Maximum age for plan eligibility is 64
What Are the Best Expat Insurance?
Compare and buy the best expatriate insurance plans. Expat insurance provides long-term comprehensive global medical coverage for individuals and families living and working outside their home country.
- Ideal for U.S. expatriates living and working outside their home country
- Designed for global citizens who need international medical coverage
- Provides long-term global health insurance protection
- Suitable for individuals and families living abroad
- Unlimited annual and lifetime medical maximum
- Designed for expatriates and global citizens living outside their home country
- Covers eligible pre-existing conditions with creditable coverage
- Comprehensive international medical insurance for long-term stays abroad
What Are the Best Trip Cancellation Insurance?
Trip cancellation insurance helps protect both your health and the cost of non-refundable trip expenses if your trip is canceled or interrupted due to a covered reason.
- Trip cancellation coverage up to 100% of insured trip cost
- Available for U.S. residents on domestic and worldwide trips
- COVID quarantine benefit included
- Covered trip delay accommodation up to $2,000 ($125 per person per day)
- Trip cancellation coverage up to 100% of insured trip cost
- Available for U.S. residents on domestic and worldwide trips
- COVID quarantine benefit included
- Covered trip delay accommodation up to $2,500 ($250 per person per day)
- Trip cancellation coverage up to 100% of insured trip cost
- Inexpensive coverage for trip cancellation and interruption
- COVID quarantine benefit included
- Covered trip delay accommodation up to $500 ($125 per person per day)
- Trip cancellation coverage up to 100% of trip cost insured
- Provides protection for eligible non-refundable trip expenses
- Designed for travelers seeking trip protection
- Trip cancellation coverage up to 100% of trip cost insured
- Trip cancellation coverage from $150 to $10,000
- Designed to protect eligible prepaid trip expenses
- Trip cancellation coverage up to $30,000
- Maximum trip length of 90 days
- Designed for single-trip travel protection
- Trip cancellation coverage up to 100% of trip cost insured
- Trip cancellation coverage from $150 to $10,000
- Provides protection for eligible prepaid trip expenses
- Offered by Trawick International
- Option to add a "Cancel for Any Reason" waiver
- Covers trips up to 90 days
- Cancellation coverage must be purchased within 10 days of the initial trip deposit date
- Basic plan trip cancellation maximum: $15,000
- Plus plan trip cancellation maximum: $100,000
- Elite plan trip cancellation maximum: $100,000
- Designed for travelers seeking flexible trip protection options
- Trip cancellation coverage up to 100% of trip cost
- Maximum trip cancellation coverage up to $30,000
- Provides coverage for U.S. residents traveling outside their home country
- Trip cancellation coverage up to 100% of trip cost
- Maximum trip cancellation coverage up to $100,000
- Provides coverage for U.S. residents traveling outside their home country
Best Senior Citizen Travel Insurance for US Travelers
Older travelers traveling outside their home country may have specific travel medical insurance needs. Compare some of the best travel health insurance options for senior U.S. travelers.
- Designed for senior U.S. travelers traveling outside their home country
- Available for single trips
- Coverage available from 5 days to 365 days
- Provides international travel medical protection for eligible travelers
- Designed for senior U.S. travelers taking multiple trips abroad
- Annual travel insurance plan covering a 12-month period
- Maximum of 30 days for each overseas trip
- Suitable for frequent international travelers
- Affordable international travel health insurance for U.S. citizens
- Coverage for eligible medical and emergency evacuation expenses
- Designed for short international trips
- Available for coverage periods up to 12 months
- Renewable long-term international travel health insurance for U.S. citizens
- Provides coverage for eligible medical and emergency evacuation expenses
- Available for coverage periods up to 12 months
- Suitable for travelers seeking longer-term international medical protection
Which Are the Best Annual Travel Insurance for Frequent Travelers?
U.S. residents traveling over 100 miles from home
- Emergency Medical Evacuation: $250,000
- Pre-existing Coverage: Not covered
- Trip Interruption: $5,000
- Baggage & Personal Effects: $2,500 ($250/item; $500 max for valuables)
- Repatriation of Remains: $150,000
- Maximum Age Insured: 99
Up to 70 days per trip
U.S. residents with a primary health plan traveling abroad
- Emergency Medical Evacuation: $250,000
- Pre-existing Condition Coverage: Up to $50,000
- Repatriation of Remains: $15,000
- Sports Coverage: Hazardous activities up to $25,000
- Maximum Age Insured: 95
Up to 70 days per trip
International travelers seeking comprehensive coverage
- Emergency Medical Evacuation: $500,000
- Pre-existing Condition Coverage: Includes medical services & evacuation
- Baggage & Personal Effects: Up to $500 per trip ($100 per item)
- Repatriation of Remains: $25,000
- Sports Coverage: Hazardous activities up to $25,000
- Maximum Age Insured: 95
30, 60, or 90 days per trip
U.S. & non-U.S. citizens traveling abroad
- Emergency Medical Evacuation: Up to Policy maximum
- Pre-existing Condition Coverage: Sudden & unexpected recurrence up to $5,000
- Lost Luggage: Max $150 per item / $500 total
- Optional Riders Available
- Maximum Age Insured: 79
30 or 45 days per trip
U.S. & non-U.S. citizens traveling abroad
- Emergency Medical Evacuation: $1,000,000 lifetime max
- Acute Onset of Pre-existing Conditions: Covered up to max limit (under 79)
- Lost Luggage: Up to $10,000
- Trip Interruption: Up to $10,000
- Border Entry Protection: $500 for B-2 visa holders denied entry
- Sports Coverage: Vacation sports injuries & illnesses
- Maximum Age Insured: 79
30 or 45 days per trip
Travelers age 65+
- Emergency Medical Evacuation: $1,000,000
- Sudden & Unexpected Recurrence of Pre-existing Conditions: $2,500
- Lost Luggage: $250 per item / $50 max per item
- Trip Interruption: Up to $5,000
- Repatriation of Remains: Up to $50,000
- Eligibility: 65–99 years
30, 45 or 60 days per trip
U.S. residents traveling abroad
- Emergency Medical Evacuation: $1,000,000
- Acute Onset of Pre-existing Conditions: $20,000 (<69 yrs) / $5,000 (70–79 yrs)
- Lost Luggage: $150 per item / $600 per occurrence
- Trip Interruption: Up to $5,000
- Dental Emergency: $500 per occurrence
- Maximum Age Insured: 80
- Baggage Delay (6 hours): Up to $100 per day
Maximum Age: 99
Frequent Travelers
Covers multiple trips throughout the year with three plans:
- Safe Travels Annual Select: Essential coverage for trip cancellation, medical emergencies, and lost baggage.
- Safe Travels Annual Preferred: Includes Basic benefits plus $5,000 Trip Cancellation & Interruption, $20,000 Emergency Medical Expense, and baggage coverage.
- Safe Travels Annual Prime: Includes Deluxe benefits plus $10,000 Trip Cancellation & Interruption, $50,000 Medical Expense, and Sports Equipment Rental Coverage.
Why Travelers in Barcelona Actually File Claims
Sudden Illness Near Sagrada Família
Falling sick while touring Gaudí landmarks or the Gothic Quarter. Travel medical insurance covers the doctor visit, treatment, and any hospital admission.
Injury on Barceloneta Beach
An accident while swimming or doing water sports on Barcelona's beaches - emergency care, hospitalization, and evacuation if required are covered.
Lost Luggage at BCN Airport
Bags delayed or lost in transit through Barcelona–El Prat. Comprehensive plans reimburse essentials until your luggage arrives.
Popular Tourist Attractions in Barcelona
Museu de Zoologia
The Museu de Zoologia is a Moorish-inspired building created for the 1888 World Exhibition and is popularly known as the Castle of Three Dragons. Visitors exploring Barcelona can consider suitable travel insurance for Barcelona to help protect against unexpected medical expenses and other covered travel-related risks.
Park Güell
Park Güell is beautifully landscaped and features architectural elements in Antoni Gaudí's distinctive style. It is one of Barcelona's most popular attractions and a must-see for visitors exploring the city. Having appropriate Barcelona travel insurance can help provide protection against unexpected medical expenses during your trip.
Barcelona's Social Hub – La Rambla
La Rambla is at the heart of Barcelona's social life. This broad, tree-lined avenue runs through the Old Town and is surrounded by shops, restaurants, historic buildings, and cultural attractions. Travelers can consider travel insurance for Barcelona to help manage unexpected medical expenses and other covered travel risks.
Sagrada Familia
The Sagrada Familia is Barcelona's iconic basilica designed by Antoni Gaudí and is one of the city's most recognized landmarks. Visitors can explore its remarkable architecture and artistic details while enjoying their Barcelona trip. Suitable travel insurance to Spain can help protect travelers against unexpected medical expenses and other eligible travel-related costs.
Popular Tourist Destination Cities in Spain
Barcelona
Barcelona is one of Spain's most popular travel destinations, known for its stunning architecture, Mediterranean beaches, and vibrant culture. Visitors can explore iconic landmarks like the Sagrada Família, stroll along Las Ramblas, and enjoy world-class cuisine. It is an excellent destination for history, art, and seaside relaxation.
Travel Insurance for Barcelona →
Palma de Mallorca
Palma de Mallorca, the capital of Mallorca, is famous for its beautiful coastline, Gothic cathedral, and charming old town. Travelers can enjoy sandy beaches, waterfront promenades, and vibrant local markets. It is a perfect destination for both sightseeing and relaxing holidays.
Travel Insurance for Palma de Mallorca →
Bilbao
Bilbao is a vibrant city in northern Spain, renowned for its modern architecture and rich Basque culture. The city is home to the iconic Guggenheim Museum, scenic riverside walks, and excellent local cuisine. It offers a unique blend of history, art, and innovation.
Travel Insurance for Bilbao →
Madrid
Madrid, Spain's capital, offers world-class museums, grand boulevards, and beautiful royal landmarks. Visitors can explore the Royal Palace, Plaza Mayor, and lively shopping streets while enjoying authentic Spanish cuisine. It is an ideal destination for culture and history enthusiasts.
Travel Insurance for Madrid →
Seville
Seville is the heart of Andalusia, celebrated for its historic monuments, flamenco culture, and beautiful plazas. Travelers can visit the Seville Cathedral, Plaza de España, and the Alcázar while experiencing traditional Spanish charm. The city is perfect for cultural and architectural exploration.
Travel Insurance for Seville →
Malaga
Malaga is a lively Costa del Sol destination known for its sunny beaches, historic center, and artistic heritage. Visitors can explore the Picasso Museum, Alcazaba fortress, and vibrant marina while enjoying the Mediterranean climate. It is ideal for beach holidays and city breaks.
Travel Insurance for Malaga →
Valencia
Valencia combines historic charm with modern architecture, making it one of Spain's most diverse cities. Travelers can visit the City of Arts and Sciences, beautiful beaches, and the historic old town while tasting authentic paella. It is an excellent destination for families and cultural travelers.
Travel Insurance for Valencia →What Are the Popular Cruises in Spain?
Douro River
The Duero River flows through northern Spain, passing vineyards, historic towns, and scenic landscapes before entering Portugal. It is famous for its wine-producing regions, river cruises, and picturesque countryside, making it a relaxing destination for nature and culture lovers.
Travel Insurance for Douro River →
Mediterranean cruise
A Mediterranean cruise offers travelers the opportunity to visit multiple European coastal destinations on a single trip. Popular ports include Spain, Italy, France, and Spain, where visitors can enjoy historic landmarks, beautiful beaches, and local cuisine. It is an ideal way to experience the diverse cultures and scenic coastlines of the Mediterranean.
Travel Insurance for Mediterranean cruise →Travel Insurance for Barcelona - Frequently Asked Questions
Yes. Most plans on this page, including Atlas International and Patriot International Lite, are single-trip policies priced for the exact length of your Barcelona or Spain trip. Annual/multi-trip options are also available separately for travelers making more than one visit to Spain per year.
Eligibility above age 80 varies by provider and plan. Several comprehensive plans on this page accept travelers up to age 99, subject to the plan's terms and any age-based premium adjustments, while some fixed-benefit plans cap eligibility earlier. Compare plan eligibility ages before applying if you're traveling with a parent or relative over 80.
US citizens visiting Spain for tourism don't need a Schengen visa for stays under 90 days, so private travel medical insurance is optional rather than a visa requirement. It's still strongly recommended, since Medicare and most US domestic health plans provide little to no coverage in Spain, and a hospital visit is paid out of pocket without it.
Get Your Barcelona Travel Insurance Quote
Compare Schengen-compliant travel insurance plans for Barcelona.
Compare plans that meet Schengen visa insurance requirements, including options for seniors and travelers with pre-existing conditions. Get the coverage you need for your trip to Barcelona.
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Trip Insurance vs Travel Health Coverage vs Global Medical Insurance
Learn the differences between trip insurance, travel medical insurance, and global health insurance.
International Travel Insurance for Barcelona Residents
Health Insurance for Visitors to the USA
Patriot America Plus Insurance is a comprehensive visitor health insurance plan designed for international travelers visiting the USA.
- Offers coverage for eligible COVID-19 illness.
- Covers acute onset of pre-existing conditions up to the policy maximum for eligible travelers up to age 70.
- Available for eligible U.S. citizens visiting the USA.
- Designed for international travelers who need comprehensive medical coverage while in the USA.
Visitors Protect Insurance provides comprehensive medical protection for eligible international visitors traveling to the USA.
- Offers coverage for eligible COVID-19 illness.
- Pre-existing condition coverage up to $25,000 for ages 69 and below.
- Pre-existing condition coverage up to $20,000 for ages 70 and above.
- Deductible for pre-existing condition coverage can be up to $1,500.
Atlas America Insurance is a comprehensive travel medical insurance plan for international visitors traveling to the USA.
- Offers coverage for eligible COVID-19 illness.
- Covers acute onset of pre-existing conditions up to the policy maximum for eligible travelers up to age 79.
- Provides international travel medical coverage while visiting the USA.
Diplomat America Insurance is a comprehensive visitor medical insurance plan designed for eligible travelers visiting the USA.
- Offers coverage for eligible COVID-19 sickness.
- Available for eligible U.S. citizens visiting the USA.
- Provides travel medical protection for eligible visitors.
Safe Travels USA Comprehensive provides comprehensive travel medical coverage for eligible visitors traveling to the United States.
- Covers acute onset of pre-existing conditions up to the policy maximum for eligible travelers up to age 69.
- Available for visitors up to age 89.
- Designed for international visitors who need comprehensive medical protection in the USA.
Travel Medical Choice Insurance offers travel medical coverage for eligible international visitors traveling to the USA.
- Offers coverage for eligible COVID-19 sickness.
- Covers treatment of acute onset of pre-existing conditions for eligible travelers up to age 79.
- Designed for travelers looking for comprehensive travel medical protection.
INF Elite Insurance is a comprehensive visitor health insurance plan with broad pre-existing condition benefits for eligible travelers.
- Offers coverage for eligible COVID-19 illness.
- Treats COVID-19 as a new sickness when covered under the plan.
- Offers comprehensive pre-existing condition coverage for eligible travelers up to age 99.
Best travel insurance for pre-existing conditions, Best Visitors insurance with pre-existing conditions coverage
A pre-existing condition is a medical ailment that existed before the start of the visitors insurance cover. One of the biggest concerns for travelers is selecting medical insurance with pre-existing condition coverage. It is recommended to find good visitor insurance with pre-existing conditions coverage, which is particularly important for older travelers and parents.Patriot America Plus Insurance provides comprehensive travel medical coverage for eligible visitors traveling to the USA.
- Covers acute onset of pre-existing conditions up to the chosen maximum limit for eligible travelers up to age 70.
- Offers coverage for eligible COVID-19 illness.
- Available for eligible U.S. citizens visiting the USA.
Visitors Protect Insurance provides comprehensive medical coverage for eligible individuals traveling to the USA, Mexico, or Canada.
- Covers pre-existing conditions up to $25,000 for ages 69 and below.
- Covers pre-existing conditions up to $20,000 for ages 70 and above.
- Pre-existing condition coverage is subject to a deductible of up to $1,500.
- Available for individuals traveling outside their country of residence.
Atlas America Insurance is a comprehensive travel medical insurance plan for international visitors traveling to the USA.
- Covers acute onset of pre-existing conditions up to the chosen maximum limit for eligible travelers up to age 79.
- Offers coverage for eligible COVID-19 illness.
Safe Travels USA Comprehensive provides comprehensive travel medical coverage with acute onset of pre-existing condition benefits for eligible travelers.
- Acute Onset of a Pre-Existing Condition: Up to age 69, the limit is up to the Medical Maximum purchased per Period of Coverage. Cardiac disease coverage is limited to $25,000 up to age 69, with a $25,000 Maximum Lifetime Limit for Emergency Medical Evacuation.
- Repeat recurrence within the same policy period is not considered an acute onset of a pre-existing condition and is not eligible for additional coverage.
- Offers coverage for visitors up to age 89.
- Not available to individuals who have been residing in the United States for more than 365 days before the Effective Date.
Safe Travels USA provides visitor medical insurance with limited coverage for the sudden, unexpected recurrence of a pre-existing condition.
- Covers up to $1,000 for a sudden, unexpected recurrence of a pre-existing condition.
- Offers coverage for eligible COVID-19 illness.
- Available for visitors up to age 89.
- Not available to individuals who have been residing in the United States for more than 365 days before the Effective Date.
Safe Travels USA Cost Saver provides visitor insurance with limited coverage for an unexpected recurrence of a pre-existing medical condition.
- Covers unexpected recurrence of a pre-existing medical condition up to $1,000.
- Not available to individuals who have been residing in the United States for more than 365 days before the Effective Date.
- Eligible for foreign residents visiting the USA and worldwide.
- Offers coverage for visitors up to age 89.
Travel Medical Choice Insurance offers coverage for treatment of acute onset of pre-existing conditions.
- For cardiac conditions and stroke, coverage is $50,000 for ages 14 days to 69 years and $5,000 for ages 70 to 79 years.
- For other acute onset pre-existing conditions, coverage is $75,000 for ages 14 days to 69 years and $7,500 for ages 70 to 79 years.
- Provides travel medical coverage for eligible visitors.
Travel Medical Basic Insurance provides comprehensive travel medical insurance with coverage for acute onset of pre-existing conditions.
- Policy maximums range from $50,000 to $1,000,000.
- For travelers above age 80, the policy maximum is $10,000.
- Acute onset of pre-existing conditions is covered up to $25,000 for ages under 69.
- Coverage for ages 70 to 79 is up to $2,500.
INF Elite Insurance is a comprehensive visitor insurance plan offering pre-existing condition coverage.
- Offers comprehensive pre-existing condition coverage.
- With a $150,000 policy maximum, pre-existing condition coverage is up to $25,000 with a $1,500 deductible for ages 0 to 69.
- With a $75,000 policy maximum, pre-existing condition coverage is up to $20,000 with a $1,500 deductible for ages 70 to 99.
- Minimum purchase period is 3 months.
INF Elite 90 Insurance provides comprehensive coverage with pre-existing condition benefits and 90% coverage of eligible medical expenses.
- Offers comprehensive pre-existing condition coverage.
- Covers eligible pre-existing complications from COVID-19.
- With a $150,000 policy maximum, pre-existing condition coverage is up to $25,000 for ages 0 to 69.
- With a $75,000 policy maximum, pre-existing condition coverage is up to $20,000 for ages 70 to 99.
- Covers 90% of eligible medical expenses.
- Minimum purchase period is 3 months.
INF Elite Plus Insurance provides comprehensive coverage with pre-existing condition benefits plus preventive and maintenance care.
- Covers preventive and maintenance care, including full-body physicals.
- Covers eligible pre-existing complications from COVID-19.
- With a $150,000 policy maximum, pre-existing condition coverage is up to $25,000 for ages 0 to 69.
- With a $75,000 policy maximum, pre-existing condition coverage is up to $20,000 for ages 70 to 99.
- Includes coverage for eligible vaccines such as TDAP and flu vaccines.
- Minimum purchase period is 3 months.
Visitors Care Insurance is a fixed benefit visitor insurance plan with an optional pre-existing condition rider.
- Optional pre-existing condition rider provides coverage for stroke or myocardial infarction (heart attack).
- Pre-existing condition rider is available for travelers of any age.
- Plan can be renewed for up to 2 years.
Visit USA Insurance is medical insurance for tourists, holiday travelers, parents of students studying in the United States, new immigrants, and visiting scholars.
- Designed for tourists and holiday travelers visiting the USA.
- Suitable for parents visiting students in the United States.
- Available in three plan options to meet different coverage needs and budgets.
Visitor Secure Insurance offers visitor medical insurance with acute onset of pre-existing condition coverage.
- Offers coverage for acute onset of pre-existing conditions up to age 70.
- Plan can be renewed for up to 364 days.
Travelers and parents over 60 visiting the United States often need medical insurance with age-appropriate benefits, emergency medical coverage, and options for pre-existing conditions. Below is a comparison of popular visitor medical insurance plans for travelers age 60 and older, including comprehensive and fixed-benefit options.
WorldTrips Travel Insurance
Travel medical insurance options for older travelers visiting the USA, including plans with acute onset of pre-existing condition coverage.
Atlas America
Atlas America is a popular travel medical insurance option for older visitors traveling to the United States.
- Available for travelers under age 80, subject to plan eligibility.
- Provides coverage for acute onset of pre-existing conditions for eligible travelers up to age 79.
- Comprehensive travel medical coverage for eligible illnesses and injuries.
- Suitable for seniors looking for travel health insurance for a visit to the USA.
Atlas Premium
Atlas Premium is another WorldTrips option with higher coverage available for certain benefits compared with Atlas America. Travelers can also compare Atlas travel insurance plans before purchasing.
Seven Corners Travel Insurance
Travel medical insurance options for older visitors, including plans with acute onset of pre-existing condition coverage.
Travel Medical Basic
Travel Medical Basic provides travel medical coverage for eligible travelers visiting the USA.
- Acute onset of pre-existing conditions is covered up to $25,000 for travelers under age 70.
- Acute onset coverage is available up to $2,500 for travelers ages 70–79.
- Designed for travelers who need medical protection while outside their home country.
IMG Travel Insurance
International Medical Group (IMG) offers several travel medical insurance options for older travelers, including plans with pre-existing condition benefits.
Patriot America Plus
Patriot America Plus is a comprehensive travel medical insurance plan designed for eligible travelers visiting the United States.
- Offers acute onset of pre-existing condition coverage for eligible travelers under age 70.
- Coverage is available up to the selected policy maximum, subject to plan terms and conditions.
- Designed for international travelers visiting the USA.
Visitors Protect
- Policy maximum options range from $50,000 to $250,000.
- Available for individuals traveling outside their country of residence to the USA, Mexico, or Canada.
- Includes benefits such as medical evacuation, emergency reunion, repatriation of remains, and accidental death and dismemberment, subject to the policy terms.
Patriot Platinum
Patriot Platinum provides acute onset of pre-existing condition coverage for eligible travelers up to age 70, with coverage available up to $1,000,000 depending on the selected plan. Medical evacuation coverage is available up to $25,000.
INF Travel Insurance for Older Travelers
INF offers comprehensive and fixed-benefit travel medical insurance options for older non-U.S. citizens visiting the United States. Comprehensive plans may be especially useful for travelers who need broader benefits for pre-existing conditions.
INF Elite
- Comprehensive plan with coverage for eligible pre-existing conditions.
- Coverage may include doctor appointments, blood tests, specialist care, urgent care, and hospital services, subject to plan terms.
- Provides up to $25,000 for eligible pre-existing conditions for travelers up to age 69, subject to a $1,500 deductible.
- Minimum purchase period of 3 months.
INF Elite Plus
- Comprehensive coverage with benefits for eligible pre-existing conditions.
- Includes preventive and maintenance care and full-body physicals, subject to plan terms.
- Coverage for eligible pre-existing conditions may be available up to $25,000 for travelers up to age 69, subject to a $1,500 deductible.
- Minimum purchase period of 3 months.
INF Elite 90
- Comprehensive plan with coverage for eligible pre-existing conditions.
- Coverage may include doctor appointments, laboratory tests, specialist care, urgent care, and hospital stays, subject to the policy terms.
- Provides up to $25,000 for eligible pre-existing conditions for travelers up to age 69, subject to a $1,500 deductible.
- Covers eligible accidents and sickness while traveling to the USA, Canada, and Mexico.
- Covers 90% of eligible medical expenses, subject to the policy terms.
- Minimum purchase period of 3 months.
INF Traveler USA 90
- Covers 90% of eligible medical expenses, subject to the policy terms.
- Eligible accident and sickness coverage while traveling to the USA, Canada, and Mexico.
- Does not cover pre-existing conditions.
- Minimum purchase period of 30 days.
INF Traveler USA
- Comprehensive travel medical insurance for eligible travelers visiting the USA.
- Unlike the INF comprehensive plans listed above, this plan does not cover pre-existing conditions.
How to Choose Travel Insurance for Seniors Over 60
The best travel medical insurance for a senior traveler depends on age, destination, trip length, medical history, desired policy maximum, deductible, and the type of pre-existing condition coverage available under the plan.
- Check the age limit: Some plans have different benefits or eligibility rules for travelers over 70, 80, or 90.
- Review pre-existing condition coverage: Understand whether the plan covers an acute onset or broader treatment for pre-existing conditions.
- Compare policy maximums: Higher medical maximums can be important when traveling to countries with expensive healthcare.
- Compare deductibles and coinsurance: A lower premium may come with a higher deductible or greater cost sharing.
- Check emergency benefits: Review emergency medical evacuation, hospitalization, urgent care, and other important benefits.
- Read the policy wording: Coverage, exclusions, eligibility, and pre-existing condition definitions vary by plan.
Compare Senior Travel Insurance Plans
Compare travel medical insurance options based on age, coverage, pre-existing condition benefits, deductibles, and policy maximums before choosing a plan for your trip.
*Benefits, eligibility, age limits, deductibles, policy maximums, and coverage for pre-existing conditions vary by plan and are subject to the policy terms, conditions, limitations, and exclusions. Review the certificate of insurance before purchasing.
Older Traveler Medical Insurance for Above 70 Years
Senior travelers may find it difficult to get suitable travel insurance. The plans below offer different levels of coverage, benefits, and pricing depending on the traveler's age and coverage needs.
Trawick International
Trawick International offers travel medical insurance options for senior travelers, including coverage for acute onset of pre-existing conditions.
Safe Travels USA Comprehensive
Safe Travels USA Comprehensive is a popular option for travelers above age 70 who need coverage for acute onset of pre-existing conditions.
- Offers coverage for acute onset of pre-existing conditions for people above age 70.
- Provides up to $25,000 in coverage for acute onset of pre-existing conditions.
WorldTrips Travel Insurance
WorldTrips offers travel medical insurance plans with enhanced acute onset of pre-existing condition benefits for eligible senior travelers.
Atlas America
- Offers upgraded benefits for acute onset of pre-existing conditions up to age 80.
- A higher policy maximum option is available for people above 70 up to age 79.
Atlas Premium
- Offers upgraded benefits for acute onset of pre-existing conditions up to age 80.
- A higher policy maximum option is available for people above 70 up to age 79.
IMG Travel Insurance
International Medical Group (IMG) offers several travel medical insurance options for older travelers, including plans with pre-existing condition benefits.
Patriot Platinum
- Offers pre-existing condition coverage up to $2,500 for any condition.
- Comprehensive and fixed-benefit plan options are available in the $50,000 range.
Visitors Protect
- Travelers must be at least 14 days old and under 99 years to be covered by this plan.
- Offers coverage from 90 days to 12 months.
- For ages 70 and above, pre-existing condition coverage is available up to $20,000 with a deductible of up to $1,500.
Visitors Care
- Offers limited coverage of $2,500.
- Provides coverage for acute onset of pre-existing conditions with sublimits up to the chosen plan maximum.
Seven Corners Travel Insurance
Seven Corners offers travel medical insurance options for international travelers, including plans available to older travelers.
Travel Medical Choice
- Travelers must be at least 14 days old and under 99 years to be covered by this plan.
- Coverage can include yourself, your legal spouse, domestic partner or civil partner, unmarried children under age 19, and traveling companions.
INF Travel Insurance
INF offers several travel medical insurance plans for older travelers, including options with full or limited pre-existing condition coverage.
INF Elite Plan
- Provides a maximum of $20,000 for people over 70 up to age 99 for coverage of pre-existing conditions.
- Provides full pre-existing condition coverage and is designed for people who need coverage for pre-existing conditions.
INF Elite 90 Plan
- Provides a maximum of $20,000 for people over 70 up to age 99 for coverage of pre-existing conditions.
- Covers 90% of eligible medical expenses.
- Pre-existing complications from COVID-19 are covered.
- Provides full pre-existing condition coverage.
INF Elite Plus Plan
- Covers preventive and maintenance care and full-body physicals.
- Coverage is available for TDAP, flu, and other vaccines.
- Provides a maximum of $20,000 for people over 70 up to age 99 for coverage of pre-existing conditions.
- Covers 90% of eligible medical expenses.
- Pre-existing complications from COVID-19 are covered.
- Provides full pre-existing condition coverage.
INF Traveler USA 90
- Provides a policy maximum of $75,000 for people over 70 up to age 99.
- Does not cover pre-existing conditions, including acute onset of pre-existing conditions.
- Covers 90% of eligible medical expenses.
- A minimum purchase of 30 days is required.
INF Traveler USA
- Provides a policy maximum of $75,000 for people over 70 up to age 99.
- Does not cover pre-existing conditions, including acute onset of pre-existing conditions.
Senior Citizen Travel Insurance for Above 80 Years
Visitor insurance for 80-year-old travelers visiting the USA is available with suitable benefits for senior travelers. Compare health insurance options for travelers over 80 from reputed US insurance companies and find plans that offer coverage based on age, medical needs, and travel requirements.
Trawick International
Trawick International offers travel medical insurance options for senior travelers, including plans with acute onset of pre-existing condition benefits.
Safe Travels USA Comprehensive
- Provides a policy maximum of $50,000.
- Provides $25,000 in coverage for acute onset of pre-existing conditions.
- Provides $15,000 for heart-related pre-existing conditions.
Safe Travels USA Cost Saver
- Available for non-US citizens and non-US residents traveling outside their home country but not to the United States.
- Includes emergency medical evacuation, repatriation, and security evacuation benefits.
- Ideal for foreign residents visiting the USA and then traveling to other countries worldwide.
- Travelers on a transit visa in the US can also purchase this plan.
Safe Travels USA
- Provides coverage to non-US citizens who reside outside the USA and are traveling outside their home country to visit the United States.
- Can also cover travelers visiting a combination of the United States and other countries worldwide.
- This policy is not available to green card holders in the USA.
- This policy is not available to anyone age 90 or above.
Safe Travels Elite Diamond Plus
- Available for people traveling to the USA who are not US citizens, US residents, or green card holders.
- Available for travelers from ages 70 to 89 years.
IMG Travel Insurance
IMG offers travel medical insurance options for senior travelers, including plans with pre-existing condition benefits.
Visitors Protect
- Available for individuals traveling outside their country of residence to the US, Mexico, or Canada.
- Available for travelers from 14 days old to 99 years.
- For travelers age 70 and above, pre-existing condition coverage is available up to $20,000 with a deductible of up to $1,500.
INF Travel Insurance
INF offers several travel medical insurance plans for senior travelers, including options with full pre-existing condition coverage.
INF Elite Plan
- Provides a maximum of $20,000 for people over 70 up to age 99 for coverage of pre-existing conditions.
- Provides full pre-existing condition coverage.
INF Elite 90 Plan
- Provides a maximum of $20,000 for people over 70 up to age 99 for coverage of pre-existing conditions.
- Covers 90% of eligible medical expenses.
- Pre-existing complications from COVID-19 are covered.
- Provides full pre-existing condition coverage.
INF Safe Traveler USA 90
- Provides a policy maximum of $75,000 for people over 70 up to age 99.
- Does not cover pre-existing conditions, including acute onset of pre-existing conditions.
- Covers 90% of eligible medical expenses.
- A minimum purchase of 30 days is required.
INF Elite Plus Plan
- Covers preventive and maintenance care and full-body physicals.
- Provides coverage for TDAP, flu, and other vaccines.
- Provides a maximum of $20,000 for people over 70 up to age 99 for coverage of pre-existing conditions.
- Covers 90% of eligible medical expenses.
- Pre-existing complications from COVID-19 are covered.
- Provides full pre-existing condition coverage.
INF Traveler USA
- Provides a policy maximum of $75,000 for people over 70 up to age 99.
- Does not cover pre-existing conditions, including acute onset of pre-existing conditions.
INF Premier
- This fixed plan provides full pre-existing condition coverage, including doctor appointments, blood tests, specialty care, urgent care visits, and hospital stays.
- For ages 70 to 99 and a $100,000 policy maximum, pre-existing condition coverage is available up to $15,000 or $25,000 with a deductible of $1,000 or $5,000.
New US Immigrant Health Insurance
New immigrants coming to the United States may need adequate health insurance coverage to help manage the high cost of healthcare. Having appropriate medical insurance can provide financial protection against unexpected medical expenses after arriving in the USA.
At American Visitor Insurance, you can compare US medical immigrant insurance plans designed for new immigrants. After purchasing a plan, customers receive their policy documents by email, making it easier to have proof of coverage available when needed.
New US Immigrant Insurance Guides
Learn more about US immigrant health insurance, compare different types of coverage, and understand how immigrant insurance differs from visitors insurance.
Compare popular US immigrant insurance plans for people settling in the USA, traveling outside the country, or waiting for their Green Card.
- Compare popular immigrant insurance plans
- Understand different coverage options
- Plans for new US immigrants
Learn the key differences between visitors insurance and US immigrant health insurance and determine which type of coverage may be appropriate for your situation.
- Visitors insurance vs. immigrant insurance
- Compare eligibility and coverage
- Understand which plan may fit your needs
Learn about health insurance considerations for new immigrants coming to the United States and why having appropriate medical coverage can be important.
- Health insurance considerations
- Coverage for new immigrants
- Understand available options
Do You Need Travel Insurance for Barcelona?
Travel insurance is strongly recommended when visiting Barcelona, Spain, especially for international travelers. A comprehensive travel insurance plan can help cover unexpected medical expenses, emergency medical treatment, hospitalization, medical evacuation, trip cancellation, trip interruption, and baggage-related problems during your trip. If you are traveling to Barcelona as part of a Schengen visa trip, make sure your travel medical insurance meets the applicable Schengen requirements.
Travel Insurance for Travelers Visiting Barcelona
Travelers visiting Barcelona may have different insurance needs depending on their age, health, purpose of travel, and length of stay. Explore coverage options for seniors, pre-existing conditions, students, and travelers visiting the USA after their Barcelona trip.
Senior Travel Insurance
Compare travel medical insurance options for senior travelers visiting Barcelona, Spain, with coverage designed around their international travel needs.
Compare Senior Travel InsurancePre-existing Condition Coverage
Explore travel insurance options that may provide coverage for eligible pre-existing conditions, subject to plan terms and exclusions.
Compare Pre-existing ConditionStudent Travel Insurance
International students can compare health insurance options for studying, traveling, or spending an extended period abroad.
Compare Student Insurance PlansH1B & H4 Visa Insurance
Learn about health insurance options for H1B and H4 visa holders and other non-immigrants who need medical coverage while in the USA.
Compare H1B & H4 Visa InsuranceBarcelona Travel Insurance Information
Travel Insurance Resources
Explore useful travel insurance resources for visitors planning a trip to Barcelona, Spain, including medical coverage and travel protection options.
Travel Insurance Features »Travel Insurance Buying Guide
Learn what to consider when comparing insurance for your Barcelona trip, including coverage limits, deductibles, policy benefits, and exclusions.
Travel Insurance Cost Guide »Travel Insurance Coverage Options
Compare comprehensive and fixed-benefit plans to understand the differences in medical coverage and choose an option that suits your international trip.
Compare Travel Insurance Plans »Travel Insurance Claims Process
Learn how the claims process works and what steps travelers may need to take when seeking assistance for an eligible medical or travel-related claim.
Travel Insurance Claims Guide »Travel Tips for Visiting Barcelona
Prepare for your Barcelona trip with practical travel tips covering safety, health precautions, packing essentials, transportation, local customs, and ways to stay comfortable while exploring the city and surrounding areas.
Whether you're visiting Barcelona for a vacation, business trip, cruise, or cultural getaway, planning ahead can help you avoid common travel problems and enjoy your time in Spain with greater peace of mind.
Explore Travel TipsWhat Are the Famous Destinations in the USA?
Explore Popular US States and US Cities
Explore the most popular US states and cities visited by tourists, business travelers, students, and visitors with travel insurance information.
Which Are the Best Travel Insurance Companies in the USA?
You can choose from some of the most trusted U.S. travel insurance providers through American Visitor Insurance. These companies offer reliable coverage, including emergency medical care, hospitalization, and medical evacuation benefits while traveling internationally.
Top providers include International Medical Group (IMG), Seven Corners, WorldTrips, Global Underwriters, Trawick International, and Blue Cross Blue Shield (BCBS) travel insurance options, Berkshire Hathaway Travel Protection (BHTP), Travelex Travel Insurance.