American Visitor Insurance can help you find the best nanny insurance plans which can ensure health care coverage for the Nanny while in the US or outside their home country. The plans we offer focus on providing coverage for medical expenses resulting from sudden illness or injuries during their period of coverage. These plans can be renewed up to 5 years and support periodic renewals. Nanny insurance plans do not cover pre-existing conditions and have limited pregnancy coverage. We have the popular comprehensive and fixed plans listed out below. Feel free to quote them to view the price information.
#1 Maximum Coverage is the maximum eligible medical expenses that the plan will cover.
#2 Deductible is the amount of expenses that must be paid out of pocket before an insurer will pay any expenses.
The recently introduced Affordable Care Act (popularly known as Obamacare) makes it mandatory for all US residents to have health insurance. Nannies or baby sitters who come to America from different countries might not be considered as US resident depending on their visa status, and hence Obamacare might not be applicable.
However, Nannies should still ensure that they are covered by good health insurance. It is beneficial both for the sponsor/employer and for the nanny given the high cost of healthcare in the US. This is also true for nannies outside their home country.
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Nanny health insurance is most essential need while living a foreign country.
Read the steps to use the plan in case of an emergency.
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