Enter Travel Destination - Enter Travel Destination - Enter Travel Destination -Safe Travels International Cost Saver plan provides travel Medical and other benefits the plan including $2,500 of Unexpected Recurrence of a Pre-existing Condition benefit. This plan is for anyone while traveling from their Home Country but not to the United States of America. It can be purchased for a minimum of 5 days up to a maximum 364 days. If a minimum of 5 days is purchased, the policy term may be extended with uninterrupted coverage for up to 364 days. This plan is not available to US citizens. or to anyone who has been outside their Home Country for more than 365 days prior to the coverage startingThis plan does not cover COVID -19.
Accident and Sickness Medical Expense
Unexpected Recurrence of a Pre-Existing Condition
Schengen visa
Political and Natural Disasters Evacuation
Comprehensive plan
Cardiac Conditions Limit
For Claim Status please contact 866-669-9004. These claims are not available in the Claims Portal.
Email: GBGClaims@cbpinsure.com
Mail claim form and all necessary documents to:
Co-ordinated Benefit Plans LLC on Behalf of Global Benefits Group
PO Box 2069
Fairhope AL 36533
Claims are processed at CBP
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
Contact our customer service team, we are here to help you!
Compare best Safe Travels International Cost Saver travel medical Insurance quotes.
Compare Safe Travels International Cost Saver quotes »Not Covered
The Safe Travels International Cost saver travel insurance plan by Trawick international is available for any travelers travelling outside their home country but does not cover for travel from US, in US and to US.
There is a minimum premium of $10.00 for this plan. This plan is available up to 89+ years.
| Hospital room and board | The average semi private room rate |
| ICU Room and Board Charges | Three times the average semi private room rate |
| Well Doctor Visit | Pays up to $125. One visit per person per policy period. This visit must occur within 21 days after the coverage is effective. Initial purchase of 30 days is necessary. Please register here for this benefit Click here. |
| Outpatient Medical | Covered |
| Cardiac Conditions | Up to $25k per Policy Period for ages up to 69 or $15k per Policy Period for ages 70 and over per Policy Period |
| Physiotherapy/Physical Medicine/Chiropractic | Limited to $50 per visit, one visit per day and 10 visits per Policy Period. |
| X-rays, Prescriptions and Ambulance | Covered |
| Ancillary Hospital Expenses | Covered |
| Physician's Non-Surgical Visits | Covered |
| Physician's Surgical Expenses | Covered |
| Assistant Physician's Surgical Expenses | Covered |
| Anesthesiologist Expenses | Covered |
| Prescription Drugs | Covered |
| Emergency Medical Treatment of Pregnancy | $2.5k per Policy Period |
| Emergency local ambulance | Covered |
| Dental Treatment (Injury and emergency alleviation of pain) | $500 per Policy Period |
| Emergency medical evacuation | 100% up to $2M |
| Medically necessary repatriation | 100% up to $15k per Policy Period |
| Trip interruption | $7.5k (Per Policy Period does not cover lost trip cost) |
| Emergency reunion | 15k |
| Return of mortal remains or cremation/burial | 100% up to $1M |
| Return of minor children | 5k |
| Political Evacuation | 25k |
| Natural Disaster Evacuation | $10k per Policy Period, Up to $250 per day to a max of 5 days for Reasonable Expenses |
| Lost luggage | $1k per Policy Period |
| Hospital Confinement | $150 per night up to a maximum of 15 nights |
| Benefit Period | We will pay eligible medical expenses for up to 90 days beginning on the first day of diagnosis or treatment of a covered Sickness or Injury while a covered person is outside their home country |
| Local Burial/Cremation | $5k Per Policy Period |
| Accidental Death & Dismemberment Principal Sum | $25k |
| Unexpected Recurrence of a Pre-Existing Condition | The first $20k of Covered Expenses up to age 65 or the first $10k of Covered Expenses for age 65 or over |
| Coma Benefit | $10k |
| Accidental Death & Dismemberment - Felonious Assault and Violent Crime | $50k |
| Adaptive Home and Vehicle | $5k |
| Seatbelt Benefit | 10% up to $50k |
| Airbag Benefit | 10% up to $50k |
| Hijacking and Air or Water Piracy | Covered |
Here are some travel insurance tips for travelers with pre-existing conditions
The following are the important factors to consider while purchasing visitors insurance for pre-existing conditions
The visitor health insurance plans which cover pre-existing conditions clearly define what is a pre-existing condition, the look back period for pre-existing condition, whether the travel insurance coverage is limited to acute onset of pre-existing conditions or if it provides full coverage for pre-existing conditions and the coverage limit within the policy for pre-existing conditions. Any visitors travel health insurance coverage for pre-existing conditions will depend on all these factors.
Safe Travels USA Comprehensive and Safe Travels Elite plans from Trawick International offer Acute onset of Pre-existing condition coverage up to 89 years. Safe Travels USA and Safe Travels USA Cost Saver cover unexpected recurrence of a pre-existing medical conditions up to $1000 for age up to 89 years for residents visiting USA and worldwide.
For Non-US citizens traveling outside their home country excluding the US Safe Travels International and Safe Travels International Cost saver covers unexpected recurrence of a pre-existing medical conditions up to $1k. Another plan Safe Travels Outbound has a pre-existing conditions look back period up to 6 months for US citizens and US residents traveling outside the US.
There are many international travelers who travel with medical ailments and it is important for them to be well informed about visitors insurance for pre-existing conditions. Most US travel insurance plans exclude coverage for pre-existing conditions. The definition of pre-existing conditions varies for different insurance providers as they have a ‘look back’ period and any medical ailments during this look back period would be considered pre-existing.
At American Visitor Insurance, we have plans which provide coverage for acute onset of a pre-existing condition up to a clearly defined limit in the policy document. All of these details can be best understood by using our facility for comparing visitors insurance for pre-existing conditions and reviewing the policy brochures.
Unfortunately, this simple question has a complicated answer. The answer is: it depends. Firstly, it depends on whether you are a US resident traveling outside the US or a visitor to the US. US residents can purchase trip cancellation insurance like the Safe Travels Voyager, Safe Travels Single Trip Protection, Safe Travels First Class Trip Protection, Safe Travels Explorer Plus and Safe Travels Journey plans and they can cover acute onset of pre-existing conditions. These plans however may have specific requirements in order to waive the usual exclusion of coverage for pre-existing conditions (like purchase them within a certain number of days of your initial trip deposit or that you have a primary domestic insurance plan in the US), so you should check these details carefully if this is important to you.
Non-US residents or US residents traveling into the US have much more limited options to insure their pre-existing conditions are covered. Some plans offer coverage for "acute onset" of pre-existing conditions. However, this is misleading, since a careful look at their definition excludes chronic or congenital disorders from such coverage. Chronic illnesses are those that worsen over time and congenital disorders are issues one is born with. They exclude emergencies due to chronic illness because they will say that is not "acute" it is simply a worsening of your condition. There is a policy we know of that offer temporary medical insurance with coverage for acute onset of pre-existing conditions. It is Trawick International’s Safe Travels USA Comprehensive.
Firstly, they define pre-existing conditions in the following way: A pre-existing condition is a condition for which the insured received treatment or took medication for in the previous 12 months before the start of the policy. If the medication dosage has not changed and is taken as a maintenance medication, this would NOT count as a flare up or treatment of the condition. In that case, very stable conditions that have no flare ups in the past 12 months are not even excluded as pre-existing conditions. Conditions that have had flare ups or doctor recommended treatment or change in medication, are still covered by the plans but with a higher deductible and a lower maximum.
Trawick International’s Safe Travels USA Comprehensive covers Acute onset of Pre-existing condition coverage up to 69 years the limit is up to the Medical Maximum purchased per Period of Coverage. For any coverage related to cardiac disease, coverage is limited to $25,000 up to age 69 years and $15,000 for ages 70 and above. Above 70 years the Acute Onset benefits is reduced to a Maximum of $35k, with a $25k Maximum Lifetime Limit for Emergency Medical Evacuation. Any repeat recurrence within the same policy period will no longer be considered Acute onset of Pre-existing condition coverage and will not be eligible for additional coverage.
Safe Travels USA Comprehensive and Safe Travels Elite from Trawick International offers acute onset of Pre-existing condition coverage up to 89 years, Safe Travels USA and Safe Travels USA Cost Saver covers unexpected recurrence of a pre-existing medical conditions up to $1k for age up to 89 years for residents visiting USA and worldwide. For the Non-US citizens traveling outside their home country excluding the US Safe Travels International and Safe Travels International Cost saver covers unexpected recurrence of a pre-existing medical conditions up to $1k. Another plan Safe Travels Outbound have pre-existing conditions look back period up to 6 months for US citizens and US residents traveling outside of the US.
The "Acute Onset of a Pre-Existing Condition" is a sudden and unexpected outbreak or recurrence of a pre-existing medical condition which occurs without any advance warning either in the form of physician recommendations or symptoms and requires immediate care (within 24 hours of first symptoms).
A Pre-Existing Condition that is a chronic or congenital condition or that gradually becomes worse over time will not be considered acute onset. The acute onset coverage benefit does not include coverage for known, scheduled, required, or expected medical care, drugs or treatment existent or necessary prior to the effective date of coverage. An example of this might be someone who has a food allergy or bee allergy and is unknowingly exposed to their allergen and requires immediate medical attention.
Complete the travel insurance quote request form by providing details of the traveler and insurance requirements.
Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.
Purchase the plan that fits your requirements and budget best by using a credit card and completing the online application.
Review the travel insurance policy documents received by email closely for coverage details and relevant contact numbers.
The cost of travel insurance is directly proportional to the age of the traveler. The older the traveler and greater will be the cost of the visitors health insurance.
Comprehensive travel insurance which provide exhaustive coverage are more expensive than fixed benefit travel insurance.
The price of visitors medical insurance is directly dependant on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.
Travel insurance depends on the coverage region. The cost for visitor health insurance for the United States is most expensive.
The longer the duration of visitor medical insurance required, the higher will be the cost.
Frequently asked questions and answer about travel insurance plans
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