Compare Atlas Travel insurance vs Atlas International insurance, Buy Atlas America visitor insurance online

Atlas America travel Insurance cost comparison

Email results

Age

Spouse

Start Date

End Date

Coverage

Citizenship

GET QUOTE

General definition of pre-existing condition:
"A condition a person has been diagnosed with, is being treated for, or has with reasonable medical certainty before the start of the plan". So a person does not need to know they have the condition for it to be considered pre-existing (a diagnosis is not required).

Acute onset of pre-existing condition:
Acute onset of pre-existing conditions means sudden, unexpected emergency due to a pre-existing condition that can be dangerous to life and the traveler cannot wait to get treatment in the home country but to receive treatment immediately. It should be noted that for acute onset coverage, treatment must be sought within the defined time period for the plan and chronic and congenital conditions may not be covered.

Atlas travel insurance plans for coverage of pre-existing conditions

Atlas America Visitor Insurance	Atlas Premium Visitor Insurance
What is a Pre-Existing Condition definition?
Acute onset of a pre-existing condition is a sudden and unexpected outbreak or recurrence that is of short duration, is rapidly progressive, and requires urgent care. A pre-existing condition that is chronic or congenital, or that gradually becomes worse over time, is not acute onset of a pre-existing condition. The Acute Onset of Pre-existing Condition benefit will only apply if all of the following conditions are met: The Acute onset of a Pre-Existing Condition does not directly or indirectly relate to a chronic condition or congenital condition. Treatment must be obtained within twenty-four (24) hours of the sudden and unexpected outbreak or reoccurrence. You must be under eighty (80) years of age; You must not be traveling against or in disregard of the recommendations, established treatment programs, or medical advice of a physician or other healthcare provider; You must not be traveling with the intent or purpose to seek or obtain treatment for the pre-existing condition; You must be traveling outside your home country	Atlas Travel and Atlas Premium provide a limited benefit up to the medical coverage lifetime maximum for eligible medical expenses. If you are younger than 80, you may be covered for an acute onset of a **pre-existing condition. This also includes up to a $25,000 lifetime maximum for emergency medical evacuation. An acute onset of a pre-existing condition is a sudden and unexpected outbreak or recurrence of a pre-existing condition which occurs spontaneously and without advance warning either in the form of physician recommendations or symptoms. Treatment must be obtained within 24 hours of the sudden and unexpected outbreak or recurrence. Chronic and congenital conditions, complications or consequences of a chronic or congenital condition, or conditions that gradually become worse over time are excluded from coverage.
What are the Pre - Existing Coverage options available for visitors?
Acute Onset of Pre-Existing Condition	Acute Onset of Pre-Existing Condition
What types of pre-conditions are covered?
Acute Onset of Pre-Existing Condition Sudden and unexpected outbreak or recurrence	Acute Onset of Pre-Existing Condition Sudden and unexpected outbreak or recurrence
Is there any look back period for pre-existing condition coverage? If so what is the look back period for pre-existing conditions?Are there any medical tests required to buy pre existing visitor insurance?
2 years; Pre-existing conditions are not covered prior to start of visitor insurance coverage	No look back period
Do you need a medical report of the person with the pre-existing condition?
No	No
Will we get a document stating that we have insurance and stating that the pre-existing condition is covered?
This plan does not provide a separate document	This plan does not provide a separate document
What is pre-certification?
There is no pre-certification requirements under Atlas America plan.	You must call the plan provider to make sure that the procedure / medical coverage that you seek is indeed covered by your plan.
Up to what age is the coverage available?
Coverage is available up to 79 years	Coverage is available up to 79 years

How much does Atlas insurance for US visitors cost?

Atlas visitor insurance for USA starts from $78 per month with options up to $154 per month. The cost depends on the age of the visitor, medical maximum coverage and deductible.

Plan Name	Plan maximum	Age 40	Age 60	Age 70
Atlas America	$50,000 - $2,000,000	$78 - $154	$177 - $378	$365 - $444 (upto 100,000)
Atlas Premium America	$50,000 - $100,000	$98 - $121	$222 - $282	$444 - $554
Atlas Essential America	$50,000 - $1,000,000	$58 - $109	$131 - $226	$263 - $328 (upto 100,000)

The average cost of visitors travel insurance for USA is based on quotes for one month. Source: AMERICAN VISITOR INSURANCE®

FEATURES
Eligible Plan for USA Coverage
Parents Eligible to be insured
Acute on set of Pre-existing Cover
Renewable and Cancellable
Deductible Choice
A.M. Best Rating of atlas travel medical insurance plans
Covid coverage
Provider
Buy now

Atlas America
Yes
Yes
Yes, covers up to 79 years
Yes
$0 to $5K
A++ (Superior) Standard & Poor’s Rating: AA-
Yes
WorldTrips
Buy Now

Atlas Premium
Yes
Yes
Yes, covers up to 79 years
Yes
$0 to $5K
A++ (Superior) Standard & Poor’s Rating: AA-
Yes
WorldTrips
Buy Now

Atlas Essential
Yes
Yes
Not Covered
Yes
$0 to $5K
A++ (Superior) Standard & Poor’s Rating: AA-
Yes
WorldTrips
Buy Now

Atlas America travel insurance - Key Highlights

This plan is a comprehensive plan that provides worldwide coverage including or excluding the US.
This plan is available to both Non-US citizens and US citizens traveling outside their home country.
The deductible options for this plan are $0, $100, $250, $500, $1K, $2.5K and $5K per Certificate period.
The policy maximum options available with this plan are $50K, $100K,250K, $500K, $1M or $2M for people up to the age of 65 For people in the age range of 65 to 79, the options are $50K and $100K and for people above 80 the only option is $10K.
You will be eligible for coverage of acute onset of pre-existing conditions if you are younger than 80 and all the conditions mentioned in the brochure are met. This includes a $25K lifetime maximum for emergency medical evacuation.
Claims incurred in the US, there will be $200 emergency room co-payment for each use of the emergency room for illness unless you are admitted to the hospital. For claims outside the US, there is no co-payment. No co-payment for treatment of injury in emergency room.
Claims incurred in the US, there will be $15 Urgent Care center co-payment for each visit and the co-payment is waived for members with $0 deductible . For claims outside the US, there is no co-payment.
Trip Interruption coverage available for upto $10K not subject to deductible
Travel Delay coverage is available for upto $100 a day for a 12 hour delay requiring an unplanned overnight stay. This is subject to a maximum of 2 days - not subject to deductible.
Lost checked luggage up to $1K - not subject to deductible.
Political Evacuation available up to $100K lifetime maximum not subject to deductible.
Bedside visit up to $1500 not subject to deductible.
Crisis Response - Ransom, Personal belongings and crisis response fees and expenses coverage is available as follows: Not subject to deductible or overall maximum limit - Up to age 18 - $10K per member, from age 18 to 69 - $50K per member, age 70 to 74 - $25K and for age 75+ $12.5K.
Emergency Medical Evacuation is covered for $1M lifetime maximum except as provided under acute onset of pre-existing condition (Not subject to deductible or overall maximum limit)

Atlas International travel insurance - Key Highlights

This plan is a comprehensive international plan that is available for Non US citizens and US citizens traveling outside their home country.
The deductible options for this plan are $0, $100, $250, $500, $1K , $2.5K and $5K per Certificate period
The policy maximum options available with this plan are $50K, $100K ,$250K ,$500K , $1M or $2M for people up to the age of 65 For people in the age range of 65 to 79, the options are $50K and $100K and for people above 80 the only option is $10K.
No co-insurance percentage is applicable with this plan and the plan pays 100% after the deductible up to the overall limit.
Claims incurred in the US, there will be $200 emergency room co-payment for each use of the emergency room for illness unless you are admitted to the hospital. For claims outside the US, there is no co-payment. No co-payment for treatment of injury in emergency room.
Claims incurred in the US, there will be $15 Urgent Care center co-payment for each visit and the co-payment is waived for members with $0 deductible . For claims outside the US, there is no co-payment.
Trip Interruption coverage available for up to $10K not subject to deductible.
Travel Delay coverage is available for up to $100 a day for a 12 hour delay requiring an unplanned overnight stay. This is subject to a maximum of 2 days - not subject to deductible.
Lost checked luggage up to $1K - not subject to deductible.
Political Evacuation available up to $100K lifetime maximum not subject to deductible.
Bedside visit up to $1500 not subject to deductible.
Crisis Response - Ransom, Personal belongings and crisis response fees and expenses coverage is available as follows: Not subject to deductible or overall maximum limit - Up to age 18 - $10K per member, from age 18 to 69 - $50K per member, age 70 to 74 - $25K and for age 75+ $12.5K.
Emergency Medical Evacuation is covered for $1M lifetime maximum except as provided under acute onset of pre-existing condition (Not subject to deductible or overall maximum limit)

Atlas Essential travel insurance - Key Highlights

The deductible options for this plan are $0, $100, $250, $500, $1K, $2.5K and $5K per Certificate period.
The policy maximum options available with this plan are $50K, $100K,250K, $500K, or $1M for people up to the age of 65 For people in the age range of 65 to 79, the options are $50K and $100K and for people above 80 the only option is $10K.
Co-insurance with this plan for expenses incurred within the PPO, 75% of the expenses after the deductible is paid by the company and rest needs to be paid by you(insured).
Claims incurred in the US, there will be $200 emergency room co-payment for each use of the emergency room for illness unless you are admitted to the hospital. For claims outside the US, there is no co-payment. No co-payment for treatment of injury in emergency room.
Claims incurred in the US, there will be $15 Urgent Care center co-payment for each visit and the co-payment is waived for members with $0 deductible. For claims outside the US, there is no co-payment.
Emergency Medical Evacuation is covered for $500K lifetime maximum(Not subject to deductible, co-insurance or overall maximum limit).

Atlas Premium travel insurance - Key Highlights

The deductible options for this plan are $0, $100, $250, $500, $1K , $2.5K and $5K per Certificate period
The policy maximum options available with this plan are $50K, $100K ,$250K ,$500K , $1M or $2M for people up to the age of 65 For people in the age range of 65 to 79, the options are $50K and $100K and for people above 80 the only option is $20K.
No co-insurance percentage is applicable with this plan and the plan pays 100% after the deductible up to the overall limit.
Claims incurred in the US, there will be $200 emergency room co-payment for each use of the emergency room for illness unless you are admitted to the hospital. For claims outside the US, there is no co-payment. No co-payment for treatment of injury in emergency room.
Claims incurred in the US, there will be $15 Urgent Care center co-payment for each visit and the co-payment is waived for members with $0 deductible . For claims outside the US, there is no co-payment.
Trip Interruption coverage available for up to $15K not subject to deductible.
Travel Delay coverage is available for up to $200 a day for a 12 hour delay requiring an unplanned overnight stay. This is subject to a maximum of 2 days - not subject to deductible.
Lost checked luggage up to $2K - not subject to deductible.
Political Evacuation available up to $150K lifetime maximum not subject to deductible.
Bedside visit up to $1500 not subject to deductible.
Crisis Response - Ransom, Personal belongings and crisis response fees and expenses coverage is available as follows: Not subject to deductible or overall maximum limit - Up to age 18 - $10K per member, from age 18 to 69 - $100K per member, age 70 to 74 - $25K and for age 75+ $12.5K.
Emergency Medical Evacuation is covered for $1M lifetime maximum except as provided under acute onset of pre-existing condition (Not subject to deductible or overall maximum limit)

Best visitor medical insurance – FAQ’s

Is WorldTrips travel insurance a reliable insurance company? Is WorldTrips insurance a good insurance company?

WorldTrips, a member of Tokio Marine HCC group of companies since 1998 has been offering several travel insurance and trip cancellation products for international travelers across the globe. Their Atlas travel insurance and Visitors Secure products are popular for product excellence, by giving affordable options for travelers to customize to meet the requirements of unique traveler needs. Individuals traveling for vacation, business men, students and group insurance works well for travelers traveling overseas. This Indianapolis based company is the first company to enable their products and services for visitors via the internet for both US citizens and non–US citizens traveling abroad and to the US.

What is Atlas International travel insurance?

Atlas International Insurance is a comprehensive travel medical insurance plan designed for individuals traveling outside their home country, excluding the United States. It offers coverage for unexpected medical expenses, trip interruptions, emergency medical evacuation, and more.

Who should buy Atlas International insurance?

Atlas International insurance is ideal for international travelers, including tourists, students, business travelers, and those participating in international missions or vacations. It is best suited for trips outside the U.S.

What is the coverage for pre-existing conditions?

Atlas America travel insurance offers coverage for the acute onset of pre-existing conditions for travelers under age 80. Coverage limits vary based on age and plan selected

What is the coverage for pre-existing conditions?

Atlas America travel insurance offers coverage for the acute onset of pre-existing conditions for travelers under age 80. Coverage limits vary based on age and plan selected

Is WorldTrips insurance a legit company?

WorldTrips for over 23 years is a well-recognized company in the US and across the globe for their vast network of hospitals and healthcare support system .The company offers several travel insurance plans for travelers with financial support , access to the best healthcare support and 24/7 emergency travel assistance.

Can I buy travel insurance from WorldTrips?

WorldTrips insurance previously known as Tokio Marine HCC – Medical Insurance Services Group has received A+ rating from the from S&P Global Ratings. WorldTrips travel insurance reviews indicate that it currently offers travel medical insurance for over 180 countries and trip protection insurance products for the US residents.

Why should I buy travel insurance from WorldTrips insurance?

World trips offers coverage around the world with the fully comprehensive travel medical insurance and trip protection products .WorldTrips was acquired by Tokio Marine in 2015 and functions as a member since the acquisition. WorldTrips insurance offer some of the unique travel medical and trip protection plans for international travelers worldwide.

Can visitors to USA buy Atlas America insurance who are already in USA for quite some time?

Yes, Atlas America insurance is a good option for visitors to US who have been here for some time and do not have a current insurance coverage. It is also an excellent plan for international students who are on the OPT status, H1B visa holders and for Spouses of H1B visa holders on the H4 visa status.

Does Atlas America insurance offer coverage for sports?

Atlas America covers eligible injuries and illness incurred while taking part in many popular vacation sports - skiing, snowboarding, snorkelling, water skiing, and others - at no additional cost. Certain extreme sports are excluded from coverage.

Does Atlas America offer coverage for maternity?

Well, Atlas America offers coverage for complications of pregnancy during the first 26 weeks of gestation.

Can I extend my medical coverage from Atlas America insurance if I want to extend my duration of stay in USA?

Yes, US Visitors who had initially bought for less than 364 days can renew Atlas America insurance online up to 364 days.

Does Atlas America insurance cover pre-existing conditions?

Atlas America is a best travel insurance pre existing conditions Insurance that offers coverage for acute onset of pre-existing are covered up to the age of 80 years. It excludes coverage for chronic and congenital conditions. For visitors aged up to 70 years, it offers coverage up to overall maximum limit. Visitors aged between 70 to 79 years can get coverage up to the overall maximum limit or $100K, whichever is lower.

How to use Atlas America visitor medical insurance in case of emergency in the United states?

Visitors can review this article on how to use Atlas America visitor medical insurance in case of emergency in the United States.

Does the Atlas America plan cover 100% outside PPO. Does it cover outside the United States and pay100% inside and outside PPO?

The Atlas America plan covers 100% of the expenses outside PPO. Yes, it provides worldwide coverage including and excluding USA.

What are the US state and country restrictions to buy Atlas America Visitors Insurance plan?

The Atlas Series is not available to individuals who are physically located in the states of New York, Maryland, or Washington; or in the countries of Canada or Australia at time of purchase.

How does Atlas America insurance offer coverage for medical expenses?

Atlas America insurance offers comprehensive coverage for visitors to USA. After the deductible amount. If the US visitor or traveler seeks treatment with the provider network namely “First Health care network or United health care.”. When Traveling Outside the United States, you need to visit Equian International Provider Network to find healthcare provider or doctor nearest you outside the US. In the US, after the deductible amount, Atlas America insurance pays 100% up to maximum limit. For detailed working example of how it works, you can review Atlas America insurance working example.
Does Atlas America insurance satisfy US visa requirements?
As a visitor to the United States, you will need to have a visa issued in your passport to be allowed in to country. You can find out whether or not you need a US visa by reviewing the visa waiver program list of countries by the US government. The type of visa that you need will be based on the reason of your travel to the US. Atlas America insurance offered by WorldTrips works ideally for visitors to the US applying for any of these visas.
Some of the common US visas are:

Visitor visa or Tourist Visa

Student visa (F1 visa)

Fiancee visa

J visa (exchange scholar visa)

H1B work visa
Is WorldTrips travel insurance a reliable insurance company? Is WorldTrips insurance a good insurance company?

WorldTrips, a member of Tokio Marine HCC group of companies since 1998 has been offering several travel insurance and trip cancellation products for international travelers across the globe. Their Atlas travel insurance and Visitors Secure products are popular for product excellence, by giving affordable options for travelers to customize to meet the requirements of unique traveler needs. Individuals traveling for vacation, business men, students and group insurance works well for travelers traveling overseas. This Indianapolis based company is the first company to enable their products and services for visitors via the internet for both US citizens and non–US citizens traveling abroad and to the US.

Is there coverage for Covid-19 illness in WorldTrips travel insurance?

WorldTrips covid insurance is provided with the Atlas travel insurance plan to include coverage for Covid19 illness in their insurance coverage. The Atlas travel insurance products are available for both US Citizens and Non–US citizens. Travelers can get a quote among the various options they offer according to the travel requirements.

Is WorldTrips insurance a legit company?

WorldTrips for over 23 years is a well-recognized company in the US and across the globe for their vast network of hospitals and healthcare support system .The company offers several travel insurance plans for travelers with financial support , access to the best healthcare support and 24/7 emergency travel assistance.

Can I buy travel insurance from WorldTrips?

WorldTrips insurance previously known as Tokio Marine HCC – Medical Insurance Services Group has received A+ rating from the from S&P Global Ratings. WorldTrips travel insurance reviews indicate that it currently offers travel medical insurance for over 180 countries and trip protection insurance products for the US residents.

What cover does Worldtrip offer in their WorldTrips Covid travel insurance? Does it have Quarantine coverage for US travelers?

WorldTrips covid insurance includes coverage for covid19 illness just like any other illness in their Atlas travel insurance plans. The coverage for quarantine must be purchased for a minimum of 30 days along with the quarantine order by a physician or a government authority. Atlas insurance offers $50 per day for each day that travelers are quarantined abroad for a maximum of 10 days. The quarantine order should be based on the positive Covid-19 test report. The quarantine coverage is not available in the home country or it is not subject to deductible.

Why should I buy travel insurance from WorldTrips insurance?

World trips offers coverage around the world with the fully comprehensive travel medical insurance and trip protection products .WorldTrips was acquired by Tokio Marine in 2015 and functions as a member since the acquisition. WorldTrips insurance offer some of the unique travel medical and trip protection plans for international travelers worldwide.

Does Atlas Premium Insurance cover covid illness?

worldTrips Covid19 travel insurance by Atlas Premium travel insurance for coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.
Does Atlas Premium insurance satisfy US visa requirements?
As a visitor to the United States, you will need to have a visa issued in your passport to be allowed in to country. You can find out whether or not you need a US visa by reviewing the visa waiver program list of countries by the US government. The type of visa that you need will be based on the reason of your travel to the US. Atlas America insurance offered by WorldTrips works ideally for visitors to the US applying for any of these visas.
Some of the common US visas are:

Visitor visa or Tourist Visa

Student visa (F1 visa)

Fiancee visa

J visa (exchange scholar visa)

H1B work visa
What cover does Worldtrip offer in their WorldTrips Covid travel insurance? Does it have Quarantine coverage for US travelers?

WorldTrips covid insurance includes coverage for covid19 illness just like any other illness in their Atlas travel insurance plans. The coverage for quarantine must be purchased for a minimum of 30 days along with the quarantine order by a physician or a government authority. Atlas insurance offers $50 per day for each day that travelers are quarantined abroad for a maximum of 10 days. The quarantine order should be based on the positive Covid-19 test report. The quarantine coverage is not available in the home country or it is not subject to deductible.

Why should I buy travel insurance from WorldTrips insurance?

World trips offers coverage around the world with the fully comprehensive travel medical insurance and trip protection products .WorldTrips was acquired by Tokio Marine in 2015 and functions as a member since the acquisition. WorldTrips insurance offer some of the unique travel medical and trip protection plans for international travelers worldwide.

Does Atlas Essential Insurance cover covid illness?

worldTrips Covid19 travel insurance by Atlas Premium travel insurance for coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

Atlas travel insurance comparison Atlas America versus Atlas Premium versus Atlas Essential	Atlas America Plan Maximum Deductible Buy Now	Atlas Premium Plan Maximum Deductible Buy Now	Atlas Essential Plan Maximum Deductible Buy Now
Atlas Travel Medical Insurance Benefits
Medical maximum option help	Age 80 or older - $10K; Age 65 to 79 - $50K, $100K; All others - $50K, $100K, $250K, $500K, $1M, or $2M.	Age 80 or older - $20K; Age 65 to 79 - $50K, $100K; All others - $50K, $100K, $250K, $500K, $1M or $2M.	Age 80 or older - $10K; Age 65 to 79 - $50K, $100K; All others - $50K, $100K, $250K, $500K, or $1M.
Coinsurance help	The plan pays 100% of eligible expenses after the deductible up to the overall maximum limit.	The plan pays 100% of eligible expenses after the deductible up to the overall maximum limit.	Within the PPO : We will pay 75% of eligible expenses after the deductible to the overall maximum limit Outside the PPO : Usual, reasonable, and customary. You may be responsible for any charges exceeding the payable amount.
Deductible Options help	$0, $100, $250, $500, $1K, $2.5K or $5K	$0, $100, $250, $500, $1K, $2.5K, or $5K	$0, $100, $250, $500, $1K, $2.5K or $5K
Renewability help	Up to 364 days	Up to 364 days	Up to 364 days
Medical Benefits
Hospital room and board help	Average semi-private room rate, including nursing services	Average semi-private room rate, including nursing services	Average semi-private room rate, including nursing services
Intensive care unit help	Up to the overall maximum limit	Up to the overall maximum limit	Up to the overall maximum limit
Hospital indemnity help	$100 per day of inpatient hospitalization (not subject to deductible or coinsurance).	$100 per day of inpatient hospitalization (not subject to deductible or coinsurance).	Not Available
Urgent Care Clinic help	Claims incurred in the U.S.- Up to $15 co-payment. (co-payment is waived for members with a $0 deductible) Claims incurred outside the U.S. - No co-payment.	Claims incurred in the U.S.- Up to $15 co-payment. (co-payment is waived for members with a $0 deductible) Claims incurred outside the U.S. - No co-payment.	Claims incurred in the U.S.- Up to $15 co-payment. (co-payment is waived for members with a $0 deductible) Claims incurred outside the U.S. - No co-payment.
Outpatient physical therapy and chiropractic care	Up to $50 maximum per day. Must be ordered in advance by a physician (not subject to deductible or coinsurance).	Up to $50 maximum per day. Must be ordered in advance by a physician (not subject to deductible or coinsurance).	Up to $50 maximum per day. Must be ordered in advance by a physician (not subject to deductible or coinsurance).>
Emergency Services
Emergency local ambulance help	Usual, reasonable and customary charges when covered illness or injury results in hospitalization as inpatient.	Usual, reasonable and customary charges when covered illness or injury results in hospitalization as inpatient.	Usual, reasonable and customary charges when covered illness or injury results in hospitalization as inpatient.
Hospital emergency room help	Outside the U.S: No co-payment. Inside the U.S: Up to $200 co-payment for each use of emergency room for an illness unless you are admitted to the hospital. (no co-payment for emergency room treatment of an injury)	Outside the U.S: No co-payment. Inside the U.S: Up to $200 co-payment for each use of emergency room for an illness unless you are admitted to the hospital. (no co-payment for emergency room treatment of an injury)	Outside the U.S: No co-payment. Inside the U.S: Up to $200 co-payment for each use of emergency room for an illness unless you are admitted to the hospital. (no co-payment for emergency room treatment of an injury)
Dental
Emergency dental treatment help	Up to $300 (not subject to deductible or coinsurance)	Up to $300 (not subject to deductible or coinsurance)	Up to $300 (not subject to deductible or coinsurance)
Acute Onset of Pre-Existing Condition
Acute Onset of Pre-Existing Conditions help	Under 80 years of age,covers up to overall maximum limit. covers up to $25K lifetime maximum (excludes chronic and congenital conditions)	Under 80 years of age,covers up to overall maximum limit. covers up to $25K lifetime maximum (excludes chronic and congenital conditions)	Not Covered
Life
AD&D help	Members under age 18: Up to $5K lifetime maximum. Members age 18-69: Up to $25K lifetime maximum. Members age 70-74: Up to $12.5K lifetime maximum. Members age 75 and older: Up to $6,250 lifetime maximum. $250K maximum benefit any one family or group. Accidental death & dismemberment buy up: $25K	Members under age 18: Up to $5K lifetime maximum. Members age 18-69: Up to $25K lifetime maximum. Members age 70-74: Up to $12.5K lifetime maximum. Members age 75 and older: Up to $6,250 lifetime maximum. $250K maximum benefit any one family or group. Accidental death & dismemberment buy up: $25K	Not Covered
Common carrier AD&D help	Up to $50K for ages 18 through 69 Up to $10K under age 18 Up to $25K for ages 70 through 74 Up to $12.5K for ages 75 and older Maximum of $250K for any one family or group.	Up to $50K for ages 18 through 69 Up to $10K under age 18 Up to $25K for ages 70 through 74 Up to $12.5K for ages 75 and older Maximum of $250K for any one family or groupe	Not Covered
Evacuation
Emergency medical evacuation help	$1M lifetime maximum, except as provided under acute onset of pre-existing condition.	Up to $1M lifetime maximum, except as provided under *Acute Onset of Pre-existing Condition. Not subject to deductible or overall maximum limit	Up to $500K lifetime maximum, not subject to deductible or coinsurance.
Emergency reunion help	Up to $100K, maximum of 15 days (not subject to deductible or coinsurance)	Up to $150K, subject to a maximum of 15 days (not subject to deductible)	Not Covered
Return of mortal remains or cremation/burial help	Equal to the elected overall maximum limit - not subject to deductible or coinsurance or subject to the overall maximum limit.	Equal to the elected overall maximum limit - not subject to deductible or coinsurance or subject to the overall maximum limit.	Up to $25K lifetime maximum (not subject to deductible, or coinsurance, or overall maximum limit.
Return of minor children help	Up to $50K (not subject to deductible or coinsurance).	Up to $50K (not subject to deductible or coinsurance).	Not Available
Political evacuation and repatriation help	Up to $100K lifetime maximum (not subject to deductible or coinsurance).	Up to $150K lifetime maximum. (not subject to deductible or coinsurance).	Not Available
Natural disaster evacuation help	Up to $250 a day for 5 days (not subject to deductible or coinsurance).	Up to $500 a day for 5 days (not subject to deductible or coinsurance).	Not Available
Trip interruption help	Up to $10K (not subject to deductible or coinsurance)	Up to $15K (not subject to deductible or coinsurance)	Not Available
Trip Delay	Up to $100 a day after a 12-hour delay period requiring an unplanned overnight stay(2 days maximum. Not subject to deductible or coinsurance)	Up to $200 a day after a 12-hour delay period requiring an unplanned overnight stay(2 days maximum. Not subject to deductible or coinsurance)	Not Available
Terrorism help	Up to $50K lifetime maximum for eligible medical expenses only.	Up to $50K lifetime maximum, eligible medical expenses only.	Up to $50K lifetime maximum for eligible medical expenses only.
Optional Personal Liability Rider	Up to $75K lifetime maximum - not subject to deductible or overall maximum limit.	Not Available	Not Available
Unique Advantages	Atlas America Insurance is designed for travelers on H1B/H4 visa holders or students on OPT status. Covers treatment of complications of pregnancy during the first 26 weeks of pregnancy.	Atlas Premium provides coverage with higher benefit limits. It is ideal for shorter trip or you are seeking more extensive coverage as you travel abroad.	Atlas Essential Insurance is best for travelers with less premium insurance. Atlas Essential offers less benefits.
Travel Insurance
Underwriter	TMHCC Insurance SPC Ltd and Houston Casualty Company	TMHCC Insurance SPC Ltd and Houston Casualty Company	TMHCC Insurance SPC Ltd and Houston Casualty Company
Rating help	A++ (Superior) Standard & Poor’s Rating: AA-	A++ (Superior) Standard & Poor’s Rating: AA-	A++ (Superior) Standard & Poor’s Rating: AA-
Brochure and Details	» Atlas America Brochure » Atlas America Details » Atlas America Reviews	» Atlas Premium Brochure » Atlas Premium Details » Atlas Premium Reviews	» Atlas Essential Brochure » Atlas Essential Details » Atlas Essential Reviews

Compare Atlas Travel Insurance by WorldTrips

Best Visitor medical insurance plans to USA

Atlas America travel Insurance cost comparison

Atlas America visitor insurance reviews

Factors to consider when comparing Atlas America visitor insurance

Compare medical maximum coverage

Compare deductible options

Compare provider network

Compare coinsurance options

Contrast the renewability options

Compare eligibility options

Acute onset of Pre-existing conditions coverage

Atlas travel insurance plans for coverage of pre-existing conditions

Atlas America Visitor Insurance

Atlas Premium Visitor Insurance

How much does Atlas insurance for US visitors cost?

Atlas America travel insurance - Key Highlights

Atlas International travel insurance - Key Highlights

Atlas Essential travel insurance - Key Highlights

Atlas Premium travel insurance - Key Highlights

Best visitor medical insurance – FAQ’s

Costa Rica travel insurance forum

International travelers have purchased Atlas insurance to visit these destinations

Compare Atlas America travel Insurance

Review WorldTrips Atlas America Online

Atlas America Insurance forum

Atlas America Insurance FAQs

Compare travel medical insurance

Covid19 Travel insurance

Factors for travel insurance

Types of the travel insurance

Senior citizens travel insurance

Visitor health insurance

Travel Insurance USA Forum

Travel Insurance FAQ

Travel Insurance Blog

Travel Insurance Claims

airplanemode_inactive Atlas Travel insurance restrictions

WorldTrips resourceful travel insurance links

Disclaimer