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Compare Atlas Travel Insurance by WorldTrips

Compare travel insurance benefits offered by Atlas America Insurance and Atlas Premium Travel Insurance and Atlas Essential Travel Insurance plans. These three US travel insurance plans are comprehensive benefit visitor insurance plans for international travel which offer coverage for acute onset of pre-existing conditions. Compare price and benefits to find the best US travel medical insurance plan for your needs.


Best Travel Medical Insurance Plans For Visitors to USA

Atlas visitor medical insurance cost comparison

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 Atlas America 
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Atlas Premium
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Atlas Essential
Atlas America
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Atlas Premium
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Atlas Essential
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 Atlas Travel Medical Insurance Benefits
Medical maximum option help Age 80 or older - $10K; Age 65 to 79 - $50K, $100K; All others - $50K, $100K, $250K, $500K, $1M, or $2M. Age 80 or older - $20K; Age 65 to 79 - $50K, $100K; All others - $50K, $100K, $250K, $500K, $1M or $2M. Age 80 or older - $10K; Age 65 to 79 - $50K, $100K; All others - $50K, $100K, $250K, $500K, or $1M.
Coinsurance help The plan pays 100% of eligible expenses after the deductible up to the overall maximum limit. The plan pays 100% of eligible expenses after the deductible up to the overall maximum limit. Within the PPO : We will pay 75% of eligible expenses after the deductible to the overall maximum limit
Outside the PPO : Usual, reasonable, and customary. You may be responsible for any charges exceeding the payable amount.
Deductible Options help $0, $100, $250, $500, $1K, $2.5K or $5K $0, $100, $250, $500, $1K, $2.5K, or $5K $0, $100, $250, $500, $1K, $2.5K or $5K
Renewability help Up to 364 days Up to 364 days Up to 364 days
 Medical Benefits
Hospital room and board help Average semi-private room rate, including nursing services Average semi-private room rate, including nursing services Average semi-private room rate, including nursing services
Intensive care unit help Up to the overall maximum limit Up to the overall maximum limit Up to the overall maximum limit
Hospital indemnity help $100 per day of inpatient hospitalization (not subject to deductible or coinsurance). $100 per day of inpatient hospitalization (not subject to deductible or coinsurance). Not Available
Urgent Care Clinic help Claims incurred in the U.S.- Up to $15 co-payment. (co-payment is waived for members with a $0 deductible)
Claims incurred outside the U.S. - No co-payment.		 Claims incurred in the U.S.- Up to $15 co-payment. (co-payment is waived for members with a $0 deductible)
Claims incurred outside the U.S. - No co-payment.		 Claims incurred in the U.S.- Up to $15 co-payment. (co-payment is waived for members with a $0 deductible)
Claims incurred outside the U.S. - No co-payment.
Outpatient physical therapy and chiropractic care Up to $50 maximum per day. Must be ordered in advance by a physician (not subject to deductible or coinsurance). Up to $50 maximum per day. Must be ordered in advance by a physician (not subject to deductible or coinsurance). Up to $50 maximum per day. Must be ordered in advance by a physician (not subject to deductible or coinsurance).>
 Emergency Services
Emergency local ambulance help Usual, reasonable and customary charges when covered illness or injury results in hospitalization as inpatient. Usual, reasonable and customary charges when covered illness or injury results in hospitalization as inpatient. Usual, reasonable and customary charges when covered illness or injury results in hospitalization as inpatient.
Hospital emergency room help Outside the U.S: No co-payment.
Inside the U.S: Up to $200 co-payment for each use of emergency room for an illness unless you are admitted to the hospital. (no co-payment for emergency room treatment of an injury)		 Outside the U.S: No co-payment.
Inside the U.S: Up to $200 co-payment for each use of emergency room for an illness unless you are admitted to the hospital. (no co-payment for emergency room treatment of an injury)		 Outside the U.S: No co-payment.
Inside the U.S: Up to $200 co-payment for each use of emergency room for an illness unless you are admitted to the hospital. (no co-payment for emergency room treatment of an injury)
 Dental
Emergency dental treatment help Up to $300 (not subject to deductible or coinsurance) Up to $300 (not subject to deductible or coinsurance) Up to $300 (not subject to deductible or coinsurance)
 Acute Onset of Pre-Existing Condition
Acute Onset of Pre-Existing Conditions help Under 80 years of age,covers up to overall maximum limit. covers up to $25K lifetime maximum (excludes chronic and congenital conditions) Under 80 years of age,covers up to overall maximum limit. covers up to $25K lifetime maximum (excludes chronic and congenital conditions) Not Covered
 Life
AD&D help Members under age 18: Up to $5K lifetime maximum.
Members age 18-69: Up to $25K lifetime maximum.
Members age 70-74: Up to $12.5K lifetime maximum. Members age 75 and older: Up to $6,250 lifetime maximum.
$250K maximum benefit any one family or group.
Accidental death & dismemberment buy up: $25K		 Members under age 18: Up to $5K lifetime maximum.
Members age 18-69: Up to $25K lifetime maximum.
Members age 70-74: Up to $12.5K lifetime maximum. Members age 75 and older: Up to $6,250 lifetime maximum.
$250K maximum benefit any one family or group.
Accidental death & dismemberment buy up: $25K		 Not Covered
Common carrier AD&D help Up to $50K for ages 18 through 69
Up to $10K under age 18
Up to $25K for ages 70 through 74
Up to $12.5K for ages 75 and older
Maximum of $250K for any one family or group.		 Up to $50K for ages 18 through 69
Up to $10K under age 18
Up to $25K for ages 70 through 74
Up to $12.5K for ages 75 and older
Maximum of $250K for any one family or groupe		 Not Covered
 Evacuation
Emergency medical evacuation help $1M lifetime maximum, except as provided under acute onset of pre-existing condition. Up to $1M lifetime maximum, except as provided under *Acute Onset of Pre-existing Condition. Not subject to deductible or overall maximum limit Up to $500K lifetime maximum, not subject to deductible or coinsurance.
Emergency reunion help Up to $100K, maximum of 15 days (not subject to deductible or coinsurance) Up to $150K, subject to a maximum of 15 days (not subject to deductible) Not Covered
Return of mortal remains or cremation/burial help Equal to the elected overall maximum limit - not subject to deductible or coinsurance or subject to the overall maximum limit. Equal to the elected overall maximum limit - not subject to deductible or coinsurance or subject to the overall maximum limit. Up to $25K lifetime maximum (not subject to deductible, or coinsurance, or overall maximum limit.
Return of minor children help Up to $50K (not subject to deductible or coinsurance). Up to $50K (not subject to deductible or coinsurance). Not Available
Political evacuation and repatriation help Up to $100K lifetime maximum (not subject to deductible or coinsurance). Up to $150K lifetime maximum. (not subject to deductible or coinsurance). Not Available
Natural disaster evacuation help Up to $250 a day for 5 days (not subject to deductible or coinsurance). Up to $500 a day for 5 days (not subject to deductible or coinsurance). Not Available
Trip interruption help Up to $10K (not subject to deductible or coinsurance) Up to $15K (not subject to deductible or coinsurance) Not Available
Trip Delay Up to $100 a day after a 12-hour delay period requiring an unplanned overnight stay(2 days maximum. Not subject to deductible or coinsurance) Up to $200 a day after a 12-hour delay period requiring an unplanned overnight stay(2 days maximum. Not subject to deductible or coinsurance) Not Available
Terrorism help Up to $50K lifetime maximum for eligible medical expenses only. Up to $50K lifetime maximum, eligible medical expenses only. Up to $50K lifetime maximum for eligible medical expenses only.
Optional Personal Liability Rider Up to $75K lifetime maximum - not subject to deductible or overall maximum limit. Not Available Not Available
Unique Advantages
  • Atlas America Insurance is designed for travelers on H1B/H4 visa holders or students on OPT status.
  • Covers treatment of complications of pregnancy during the first 26 weeks of pregnancy.
  • Atlas Premium provides coverage with higher benefit limits.
  • It is ideal for shorter trip or you are seeking more extensive coverage as you travel abroad.
  • Atlas Essential Insurance is best for travelers with less premium insurance.
  • Atlas Essential offers less benefits.
 Travel Insurance
Underwriter Lloyds, London Lloyds, London Lloyds, London
Rating help A++ (Superior)
Standard & Poor’s Rating: AA-		 A++ (Superior)
Standard & Poor’s Rating: AA-		 A++ (Superior)
Standard & Poor’s Rating: AA-
Brochure and Details

General definition of pre-existing condition:
"A condition a person has been diagnosed with, is being treated for, or has with reasonable medical certainty before the start of the plan". So a person does not need to know they have the condition for it to be considered pre-existing (a diagnosis is not required).

Acute onset of pre-existing condition:
Acute onset of pre-existing conditions means sudden, unexpected emergency due to a pre-existing condition that can be dangerous to life and the traveler cannot wait to get treatment in the home country but to receive treatment immediately. It should be noted that for acute onset coverage, treatment must be sought within the defined time period for the plan and chronic and congenital conditions may not be covered.

Best ways to travel abroad

Atlas Travel Medical Insurance Reviews

International travel involves high risks and uncertainties. A sudden mishap like sickness or accidental injuries which results in hospitalization can lead to a big financial loss. Travel risks include trip interruption, trip delay, trip cancellation, loss of baggage, loss of passport, emergency evacuation and more. In destinations like the US where the health care is sophisticated and extremely high. The travelers to the US must buy good and adequate Visitor medical insurance which would cover most of the expenses. World Trips offer Atlas travel insurance which is quite popular among International tourists to USA. WorldTrips Atlas Travel Insurance ratings by AM Best Rating is A++ (Superior).

Here the visitor can compare US visitor insurance cost of Atlas America Insurance, Atlas Premium Insurance and Atlas Essential Insurance are the two best visitors insurance for USA. Atlas Premium insurance offers high end coverage for travelers looking for extensive coverage.

Factors to consider while comparing WorldTrips Atlas Insurance

Following are some of the insurance aspects that an international tourist needs to focus on while comparing among Atlas America Insurance, Atlas Premium Insurance and Atlas Essential Insurance:
1

Compare medical maximum coverage

This the maximum coverage that the plan would offer for the medical expenses. Atlas America insurance offers maximum coverage up to 2 million, Atlas Premium Insurance offers coverage up to 2 million and Atlas Essential Insurance offers coverage up to 1 million. Atlas Premium offers $20K maximum for older travelers above 80 years , Atlas America Insurance offers $10K maximum for older travelers above 80 years and Atlas Essential Insurance offers $10K maximum for older travelers above 80 years.

2

Compare deductible options

This is the initial amount the traveler needs to pay before the insurance actually start paying. Remember higher deductible have less premium than a plan with lower deductible. Atlas America insurance, Atlas Premium Insurance and Atlas Essential Insurance these plans offers a set of deductible options for the travelers to choose from. Atlas America insurance, Atlas Premium Insurance and Atlas Essential Insurance Insurance have a range of deductible option from $0 up to $5K.

3

Compare provider network

It is a network of health care providers. Insurance companies form these in order to control the costs of health care. An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.

4

Compare coinsurance options

Atlas America insurance
  • The plan pays 100% of eligible expenses after the deductible up to the overall maximum limit.
Atlas Premium insurance
  • The plan pays 100% of eligible expenses after the deductible up to the overall maximum limit.
Atlas Essential Insurance
  • Within the PPO: The pay 75% of eligible expenses after the deductible to the overall maximum limit.
  • Outside the PPO: Usual, reasonable, and customary. You may be responsible for any charges exceeding the payable amount.
5

Contrast the renewability options

Sometime the travel plans may change and a US visitor may be required to extend their period of stay. Atlas America Insurance can be renewed for 364 days while Atlas Premium Insurance and Atlas Essential also can be renewed up to a total of 364 days.

6

Compare eligibility options

Both these US visitor insurance plans offer comprehensive medical coverage to Non US citizens visiting US for a short period. Atlas America Insurance is quite popular among h1b/ h4 visa holders and students on opt status as it has not limitation on buying insurance if they are already in the US for quite some time.

7

Acute onset of Pre-existing conditions coverage

Atlas America Pre-Existing Condition Travel Insurance
  • Covers up to 79 years
Atlas Premium Pre-Existing Condition Travel Insurance
  • Covers up to 79 years
Atlas Essential Pre-Existing Condition Travel Insurance
  • Not covered

Atlas travel insurance plans for coverage of pre-existing conditions

Atlas America Visitor Insurance

Atlas Premium Visitor Insurance
What is a Pre-Existing Condition definition?

Acute onset of a pre-existing condition is a sudden and unexpected outbreak or recurrence that is of short duration, is rapidly progressive, and requires urgent care. A pre-existing condition that is chronic or congenital, or that gradually becomes worse over time, is not acute onset of a pre-existing condition.

The Acute Onset of Pre-existing Condition benefit will only apply if all of the following conditions are met:

  1. The Acute onset of a Pre-Existing Condition does not directly or indirectly relate to a chronic condition or congenital condition.
  2. Treatment must be obtained within twenty-four (24) hours of the sudden and unexpected outbreak or reoccurrence.
  3. You must be under eighty (80) years of age;
  4. You must not be traveling against or in disregard of the recommendations, established treatment programs, or medical advice of a physician or other healthcare provider;
  5. You must not be traveling with the intent or purpose to seek or obtain treatment for the pre-existing condition;
  6. You must be traveling outside your home country

Atlas Travel and Atlas Premium provide a limited benefit up to the medical coverage lifetime maximum for eligible medical expenses. If you are younger than 80, you may be covered for an acute onset of a **pre-existing condition. This also includes up to a $25,000 lifetime maximum for emergency medical evacuation.

An acute onset of a pre-existing condition is a sudden and unexpected outbreak or recurrence of a pre-existing condition which occurs spontaneously and without advance warning either in the form of physician recommendations or symptoms. Treatment must be obtained within 24 hours of the sudden and unexpected outbreak or recurrence. Chronic and congenital conditions, complications or consequences of a chronic or congenital condition, or conditions that gradually become worse over time are excluded from coverage.
What are the Pre - Existing Coverage options available for visitors?
Acute Onset of Pre-Existing Condition Acute Onset of Pre-Existing Condition
What types of pre-conditions are covered?
  1. Acute Onset of Pre-Existing Condition
  2. Sudden and unexpected outbreak or recurrence
  1. Acute Onset of Pre-Existing Condition
  2. Sudden and unexpected outbreak or recurrence
Is there any look back period for pre-existing condition coverage? If so what is the look back period for pre-existing conditions?Are there any medical tests required to buy pre existing visitor insurance?
2 years; Pre-existing conditions are not covered prior to start of visitor insurance coverage No look back period
Do you need a medical report of the person with the pre-existing condition?
No No
Will we get a document stating that we have insurance and stating that the pre-existing condition is covered?
This plan does not provide a separate document This plan does not provide a separate document
What is pre-certification?
There is no pre-certification requirements under Atlas America plan. You must call the plan provider to make sure that the procedure / medical coverage that you seek is indeed covered by your plan.
Up to what age is the coverage available?
Coverage is available up to 79 years Coverage is available up to 79 years

How much does visitors insurance for USA cost?

The travel insurance for USA starts from $78 per month with options up to $154 per month. The cost depends on the age of the visitor, medical maximum coverage and deductible.

Plan Name Plan maximum Age 40 Age 60 Age 70
Atlas America $50,000 - $2,000,000 $78 - $154 $177 - $378 $365 - $444 (upto 100,000)
Atlas Premium America $50,000 - $100,000 $98 - $121 $222 - $282 $444 - $554
Atlas Essential America $50,000 - $1,000,000 $58 - $109 $131 - $226 $263 - $328 (upto 100,000)

The average cost of visitors travel insurance for USA is based on quotes for one month. Source: AMERICAN VISITOR INSURANCE®

  • FEATURES
  • Eligible Plan for USA Coverage
  • Parents Eligible to be insured
  • Acute on set of Pre-existing Cover
  • Renewable and Cancellable
  • Deductible Choice
  • A.M. Best Rating of atlas travel medical insurance plans
  • Covid coverage
  • Underwriter
  • Provider
  • Buy now
  • Atlas America
  • Yes
  • Yes
  • Yes, covers up to 79 years
  • Yes
  • $0 to $5K
  • A++ (Superior) Standard & Poor’s Rating: AA-
  • Yes
  • Lloyds, London
  • WorldTrips
  • Buy Now
  • Atlas Premium
  • Yes
  • Yes
  • Yes, covers up to 79 years
  • Yes
  • $0 to $5K
  • A++ (Superior) Standard & Poor’s Rating: AA-
  • Yes
  • Lloyds, London
  • WorldTrips
  • Buy Now
  • Atlas Essential
  • Yes
  • Yes
  • Not Covered
  • Yes
  • $0 to $5K
  • A++ (Superior) Standard & Poor’s Rating: AA-
  • Yes
  • Lloyds, London
  • WorldTrips
  • Buy Now
Need Help
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Atlas America vs Atlas Premium vs Atlas Essential Insurance - FAQs

  • Is WorldTrips travel insurance a reliable insurance company? Is WorldTrips insurance a good insurance company?

    WorldTrips, a member of Tokio Marine HCC group of companies since 1998 has been offering several travel insurance and trip cancellation products for international travelers across the globe. Their Atlas travel insurance and Visitors Secure products are popular for product excellence, by giving affordable options for travelers to customize to meet the requirements of unique traveler needs. Individuals traveling for vacation, business men, students and group insurance works well for travelers traveling overseas. This Indianapolis based company is the first company to enable their products and services for visitors via the internet for both US citizens and non–US citizens traveling abroad and to the US.

    Is WorldTrips insurance a legit company?

    WorldTrips for over 23 years is a well-recognized company in the US and across the globe for their vast network of hospitals and healthcare support system .The company offers several travel insurance plans for travelers with financial support , access to the best healthcare support and 24/7 emergency travel assistance.

    Can I buy travel insurance from WorldTrips?

    WorldTrips insurance previously known as Tokio Marine HCC – Medical Insurance Services Group has received A+ rating from the from S&P Global Ratings. WorldTrips travel insurance reviews indicate that it currently offers travel medical insurance for over 180 countries and trip protection insurance products for the US residents.

    Why should I buy travel insurance from WorldTrips insurance?

    World trips offers coverage around the world with the fully comprehensive travel medical insurance and trip protection products .WorldTrips was acquired by Tokio Marine in 2015 and functions as a member since the acquisition. WorldTrips insurance offer some of the unique travel medical and trip protection plans for international travelers worldwide.

    Can visitors to USA buy Atlas America insurance who are already in USA for quite some time?

    Yes, Atlas America insurance is a good option for visitors to US who have been here for some time and do not have a current insurance coverage. It is also an excellent plan for international students who are on the OPT status, H1B visa holders and for Spouses of H1B visa holders on the H4 visa status.

    Does Atlas America insurance offer coverage for sports?

    Atlas America covers eligible injuries and illness incurred while taking part in many popular vacation sports - skiing, snowboarding, snorkelling, water skiing, and others - at no additional cost. Certain extreme sports are excluded from coverage.

    Does Atlas America offer coverage for maternity?

    Well, Atlas America offers coverage for complications of pregnancy during the first 26 weeks of gestation.

    Can I extend my medical coverage from Atlas America insurance if I want to extend my duration of stay in USA?

    Yes, US Visitors who had initially bought for less than 364 days can renew Atlas America insurance online up to 364 days.

    Does Atlas America insurance cover pre-existing conditions?

    Atlas America is a best travel insurance pre existing conditions Insurance that offers coverage for acute onset of pre-existing are covered up to the age of 80 years. It excludes coverage for chronic and congenital conditions. For visitors aged up to 70 years, it offers coverage up to overall maximum limit. Visitors aged between 70 to 79 years can get coverage up to the overall maximum limit or $100K, whichever is lower.

    How to use Atlas America visitor medical insurance in case of emergency in the United states?

    Visitors can review this article on how to use Atlas America visitor medical insurance in case of emergency in the United States.

    Does the Atlas America plan cover 100% outside PPO. Does it cover outside the United States and pay100% inside and outside PPO?

    The Atlas America plan covers 100% of the expenses outside PPO. Yes, it provides worldwide coverage including and excluding USA.

    What are the US state and country restrictions to buy Atlas America Visitors Insurance plan?

    The Atlas Series is not available to individuals who are physically located in the states of New York, Maryland, or Washington; or in the countries of Canada or Australia at time of purchase.

    How does Atlas America insurance offer coverage for medical expenses?

    Atlas America insurance offers comprehensive coverage for visitors to USA. After the deductible amount. If the US visitor or traveler seeks treatment with the provider network namely “First Health care network or United health care.”. When Traveling Outside the United States, you need to visit Equian International Provider Network to find healthcare provider or doctor nearest you outside the US. In the US, after the deductible amount, Atlas America insurance pays 100% up to maximum limit. For detailed working example of how it works, you can review Atlas America insurance working example.

    Does Atlas America insurance satisfy US visa requirements?

    As a visitor to the United States, you will need to have a visa issued in your passport to be allowed in to country. You can find out whether or not you need a US visa by reviewing the visa waiver program list of countries by the US government. The type of visa that you need will be based on the reason of your travel to the US. Atlas America insurance offered by WorldTrips works ideally for visitors to the US applying for any of these visas.
    Some of the common US visas are:


  • Is WorldTrips travel insurance a reliable insurance company? Is WorldTrips insurance a good insurance company?
    WorldTrips, a member of Tokio Marine HCC group of companies since 1998 has been offering several travel insurance and trip cancellation products for international travelers across the globe. Their Atlas travel insurance and Visitors Secure products are popular for product excellence, by giving affordable options for travelers to customize to meet the requirements of unique traveler needs. Individuals traveling for vacation, business men, students and group insurance works well for travelers traveling overseas. This Indianapolis based company is the first company to enable their products and services for visitors via the internet for both US citizens and non–US citizens traveling abroad and to the US.
    Is there coverage for Covid-19 illness in WorldTrips travel insurance?
    WorldTrips covid insurance is provided with the Atlas travel insurance plan to include coverage for Covid19 illness in their insurance coverage. The Atlas travel insurance products are available for both US Citizens and Non–US citizens. Travelers can get a quote among the various options they offer according to the travel requirements.
    Is WorldTrips insurance a legit company?
    WorldTrips for over 23 years is a well-recognized company in the US and across the globe for their vast network of hospitals and healthcare support system .The company offers several travel insurance plans for travelers with financial support , access to the best healthcare support and 24/7 emergency travel assistance.
    Can I buy travel insurance from WorldTrips?
    WorldTrips insurance previously known as Tokio Marine HCC – Medical Insurance Services Group has received A+ rating from the from S&P Global Ratings. WorldTrips travel insurance reviews indicate that it currently offers travel medical insurance for over 180 countries and trip protection insurance products for the US residents.
    What cover does Worldtrip offer in their WorldTrips Covid travel insurance? Does it have Quarantine coverage for US travelers?
    WorldTrips covid insurance includes coverage for covid19 illness just like any other illness in their Atlas travel insurance plans. The coverage for quarantine must be purchased for a minimum of 30 days along with the quarantine order by a physician or a government authority. Atlas insurance offers $50 per day for each day that travelers are quarantined abroad for a maximum of 10 days. The quarantine order should be based on the positive Covid-19 test report. The quarantine coverage is not available in the home country or it is not subject to deductible.
    Why should I buy travel insurance from WorldTrips insurance?
    World trips offers coverage around the world with the fully comprehensive travel medical insurance and trip protection products .WorldTrips was acquired by Tokio Marine in 2015 and functions as a member since the acquisition. WorldTrips insurance offer some of the unique travel medical and trip protection plans for international travelers worldwide.
    Does Atlas Premium Insurance cover covid illness?
    worldTrips Covid19 travel insurance by Atlas Premium travel insurance for coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.
    Does Atlas Premium insurance satisfy US visa requirements?
    As a visitor to the United States, you will need to have a visa issued in your passport to be allowed in to country. You can find out whether or not you need a US visa by reviewing the visa waiver program list of countries by the US government. The type of visa that you need will be based on the reason of your travel to the US. Atlas America insurance offered by WorldTrips works ideally for visitors to the US applying for any of these visas.
    Some of the common US visas are:
  • What cover does Worldtrip offer in their WorldTrips Covid travel insurance? Does it have Quarantine coverage for US travelers?
    WorldTrips covid insurance includes coverage for covid19 illness just like any other illness in their Atlas travel insurance plans. The coverage for quarantine must be purchased for a minimum of 30 days along with the quarantine order by a physician or a government authority. Atlas insurance offers $50 per day for each day that travelers are quarantined abroad for a maximum of 10 days. The quarantine order should be based on the positive Covid-19 test report. The quarantine coverage is not available in the home country or it is not subject to deductible.
    Why should I buy travel insurance from WorldTrips insurance?
    World trips offers coverage around the world with the fully comprehensive travel medical insurance and trip protection products .WorldTrips was acquired by Tokio Marine in 2015 and functions as a member since the acquisition. WorldTrips insurance offer some of the unique travel medical and trip protection plans for international travelers worldwide.
    Does Atlas Essential Insurance cover covid illness?
    worldTrips Covid19 travel insurance by Atlas Premium travel insurance for coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

Costa Rica travel insurance forum

group
Hi,
I am looking to compare Atlas Premium and Atlast Essential insurance for my father who is not a resident of the USA but is going to be here for 6months. He is 77years and has a pre-existing condition- prostate cancer. I would appreciate it if you could share where I could find a list of in-network oncologists in IL and MN. Also, if the drug Zoladex LA is covered by any of the plans.
Thank you,
Deepa Sethi

Dear Zack,

With the Atlas Premium plan only acute onset or sudden recurrence of the pre existing conditions are covered. Any routine work or prescription medication for the pre existing conditions are not covered.

With the Atlas Essential plan pre existing condition coverage is excluded.

Most of the insurance plans cover only acute onset of pre-existing conditions and not the other routine expenses associated with the condition.
Please let us know if we can help you in any further.

Sincerely,
www.americanvisitorinsurance.com
Customer care
(877) 340 7910

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airplanemode_inactive Atlas Travel insurance restrictions

The Atlas Series is not available to individuals who are physically located in the states of New York, Maryland, or Washington; or in the countries of Canada or Australia at time of purchase.

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