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Compare IMG Global Medical Insurance Plans

Global Medical insurance is ideal for US expatriates and for those global citizens living and working outside their home country. It offers long term comprehensive medical coverage with benefits like preventive care, pre-existing conditions coverage, maternity and wellness benefits. It offers worldwide coverage allowing the travelers to choose their choice of coverage region and also different payment options. International health insurance comparison and review benefits and coverage limits of International Medical Group (IMG) Global Medical plans to find best international health insurance plan for your needs.

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Compare Global Medical Plans from IMG(Global plans from Medical Group)

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Age
Gender
Payment Type
Coverage
Citizenship
Global Medical Bronze
Plan Maximum
$1,000,000
Deductible
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Global Medical Silver
Plan Maximum
$5,000,000
Deductible
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Global Medical Gold
Plan Maximum
$5,000,000
Deductible
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Global Medical Platinum
Plan Maximum
$8,000,000
Deductible
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  Covid19 coverage
Covered Covered Covered Covered
  Plan maximum per injury/sickness
$50,000 $75,000 $100,000 $130,000
  Inpatient
Hospital room and board
Subject to deductible and coinsurance for average semiprivate room rate Subject to deductible and coinsurance for average semiprivate room rate.All subject to $600 per day /240 day maximum Subject to deductible and coinsurance for average semiprivate room rate Subject to deductible and coinsurance for average semiprivate room rate
Intensive care unit
Subject to deductible and coinsurance Subject to deductible and coinsurance.$1,500 limit per day - 180 days of coverage per event Subject to deductible and coinsurance Subject to deductible and coinsurance
Surgery
Subject to deductible and coinsurance Subject to deductible and coinsurance Subject to deductible and coinsurance Subject to deductible and coinsurance
Assistant Surgeon
20% of primary surgeon’s charge 20% of primary surgeon’s charge 20% of primary surgeon’s charge 20% of primary surgeon’s charge
Chemotherapy or Radiation Therapy
Subject to deductible and coinsurance Subject to deductible and coinsurance Subject to deductible and coinsurance Subject to deductible and coinsurance
Physical Therapy
Subject to deductible and coinsurance.$40 maximum per visit - 10visit limit per event. Available for 90 days following inpatient treatment or outpatient surgery Subject to deductible and coinsurance.$40 maximum per visit -30 visit limit Subject to deductible and coinsurance.$50 maximum per visit Subject to deductible and coinsurance.$50 maximum per visit
Transplants
$250,000 lifetime maximum $250,000 lifetime maximum $1,000,000 lifetime maximum $2,000,000 lifetime maximum
Healthy Travel Preventative Coverage
$250 lifetime maximum. Not subject to deductible or coinsurance. Applies to vaccinations and preventative prescription drugs administered by a physician within 30 days prior to the insured person’s initial effective date and before departing to any destination $250 lifetime maximum. Not subject to deductible or coinsurance. Applies to vaccinations and preventative prescription drugs administered by a physician within 30 days prior to the insured person’s initial effective date and before departing to any destination $250 lifetime maximum. Not subject to deductible or coinsurance. Applies to vaccinations and preventative prescription drugs administered by a physician within 30 days prior to the insured person’s initial effective date and before departing to any destination $250 lifetime maximum. Not subject to deductible or coinsurance. Applies to vaccinations and preventative prescription drugs administered by a physician within 30 days prior to the insured person’s initial effective date and before departing to any destination
Vision
Optional Rider Optional Rider Optional Rider $100 maximum per 24 months for exams. $150 per 24 months for materials
Podiatry Care
No Coverage No Coverage $750 per period of coverage $750 per period of coverage
Mental / Nervous
No Coverage Subject to deductible and coinsurance. Outpatient after 12 months of continuous coverage Subject to deductible and coinsurance. $10,000 maximum. Avaliable after 12 months of continuous coverage Subject to deductible and coinsurance. $50,000 lifetime maximum. Avaliable after 12 months of continuous coverage
Outpatient Treatments
Diagnostic / X-Ray: $250 maximum per visit
Lab tests: $300 maximum per visit
Specialists / Physician charges: $500 maximum limit (pre-inpatient / post-inpatient)
Diagnostic / X-Ray: $250 maximum per visit
Lab tests: $300 maximum per visit
Specialists / Physician charges: $70 per visit/examination (25 combined maximum visits)
Chiropractor charges: $50 per visit / examination
Surgery intervention consultation charges: $500 per consultation
Subject to deductible and coinsurance Subject to deductible and coinsurance
Maternity
Maternity
No Coverage No Coverage No Coverage $2,500 deductible per pregnancy.
$50,000 lifetime maximum.
$200 newborn wellness benefit for the first 31 days - 12 months after birth.
Newborn care & congenital disorders maximum of $250,000 for the first 31 days after birth.
Child Wellness (Under 18 years of age)
No Coverage $70 maximum per visit, 3 visit per period of coverage $200 maximum per period of coverage $400 maximum per period of coverage
Adult Wellness
No Coverage No Coverage $250 per period of coverage $500 per period of coverage
  Local Ambulance (U.S. only)
Emergency local ambulance
$1,500 maximum limit per event $1,500 maximum limit per event Subject to deductible and coinsurance. Subject to deductible and coinsurance.
  Dental
Emergency Dental due to Sudden Unexpected Pain, Natural Teeth
No Coverage No Coverage $100 per period of coverage Covered 100%
Non Emergency Dental due to Accident
No Coverage No Coverage $500 per period of covergae $750 maximum per calendar year; $50 individual deductible, applies to minor restorative and major restorative services.
Traumatic Dental Injury
$1,000 per period of coverage $1,000 per period of coverage Up to lifetime maximum limit Up to lifetime maximum limit
  Pre-Existing Condition
Pre-Existing Conditions Limitation
Excluded $50,000 lifetime maximum; $5,000 per period of coverage after 24 months $50,000 lifetime maximum; $5,000 per period of coverage after 24 months Covered if disclosed and not excluded by rider
  Evacuation
Emergency medical evacuation
Up to $50,000 maximum per period of coverage. Not subject to deductible or coinsurance. Up to $50,000 maximum per period of coverage. Not subject to deductible or coinsurance. Up to lifetime maximum limit. Not subject to deductible or coinsurance. Up to maximum limit. Not subject to deductible or coinsurance.
Emergency reunion
$10,000 lifetime maximum No Coverage $10,000 lifetime maximum $10,000 lifetime maximum
Return of mortal remains or cremation/burial
$10,000 lifetime maximum $25,000 lifetime maximum $25,000 lifetime maximum $50,000 lifetime maximum
Unique Advantages
Global Medical Bronze Insurance Advantages:
  • It is a fixed plan.
  • Higher deductible options for the insured to choose from.
  • Refund of full premium if policy cancellation request is received within 15 days of receipt of the relevant insurance documents.
Global Medical Silver Insurance Advantages:
  • It is a fixed benefit plan.
  • Higher deductible options for the insured to choose from.
  • Refund of full premium if policy cancellation request is received within 15 days of receipt of the relevant insurance documents.
Global Medical Gold Insurance Advantages:
  • It is a comprehensive coverage plan.
  • Adult and child wellness benefit available.
  • Mental/Nervous: $10,000/period of coverage, $50,000 Lifetime benefit, available after 12 months of continuous coverage.
  • Freedom to choose your health care provider
Global Medical Platinum Insurance Advantages:
  • It is a comprehensive coverage plan.
  • Has a plan covering up to $8 million for lifetime of the policy.
  • Maternity benefit of up to $50,000 (lifetime benefit).
  • Freedom to choose your health care provider.
  Travel Insurance
Underwriter
Global Medical Bronze Insurance Underwriter
Underwritten by Sirius International Insurance Corporation
Global Medical Silver Insurance Underwriter
Underwritten by Sirius International Insurance Corporation
Global Medical Gold Insurance Underwriter
Underwritten by Sirius International Insurance Corporation
Global Medical Platinum Insurance Underwriter
Underwritten by Sirius International Insurance Corporation
Rating
Global Medical Bronze Insurance Rating
AM Best Rating: "A" (Excellent)
Global Medical Silver Insurance Rating
AM Best Rating: "A" (Excellent)
Global Medical Gold Insurance Rating
AM Best Rating: "A" (Excellent)
Global Medical Platinum Insurance Rating
AM Best Rating: "A" (Excellent)
Underwriter

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IMG Insurance Restrictions

IMG is not available for Belarus, Russia and Ukraine residents and for travelers to these countries.

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