IMG

Global Medical Silver vs Global Medical Gold vs Global Medical Platinum Insurance

Global Medical insurance is ideal for US expatriates and for those global citizens living and working outside their home country. It offers long term comprehensive medical coverage with benefits like preventive care, pre-existing conditions coverage, maternity and wellness benefits. It offers worldwide coverage allowing the travelers to choose their choice of coverage region and also different payment options. International health insurance comparison and review benefits and coverage limits of International Medical Group (IMG) Global Medical plans to find best international health insurance plan for your needs.

Compare Global Medical Plans from IMG(Global plans from Medical Group)

Email results
Age
Gender
Payment Type
Coverage
Citizenship
Compare Travel Plans
Global Medical Bronze
Plan Maximum
$1,000,000
Deductible
  Buy Now
Global Medical Silver
Plan Maximum
$5,000,000
Deductible
  Buy Now
Global Medical Gold
Plan Maximum
$5,000,000
Deductible
  Buy Now
Global Medical Platinum
Plan Maximum
$8,000,000
Deductible
  Buy Now
Plan Highlights Most economical global coverage Cheapest and offers limited coverage Short term comprehensive coverage Long term comprehensive enhanced coverage including dental and vision benefits
Lifetime Maximum Limit $1 million/individual $5 million/individual $5 million/individual $8 million/individual
Deductible (Per Period of Coverage) $250 to $10,000 $250 to $10,000 $250 to $25,000 $100 to $25,000
Optional Coverage at additional cost Global Term Life Insurance including Accidental Death & Dismemberment; Dental and Vision Global Term Life Insurance including Accidental Death & Dismemberment; Dental and Vision Global Term Life Insurance including Accidental Death & Dismemberment; Adventure Sports Rider; Dental and Vision Global Term Life Insurance including Accidental Death & Dismemberment; Terrorism; Adventure Sports Rider;
Emergency evacuation (not subject to deductible or coinsurance) Up to $50,000 maximum per period of coverage. Not subject to deductible or coinsurance. Up to $50,000 maximum per period of coverage. Not subject to deductible or coinsurance. Up to lifetime maximum limit. Not subject to deductible or coinsurance. Up to maximum limit. Not subject to deductible or coinsurance.
Emergency Reunion $10,000 lifetime maximum No Coverage $10,000 lifetime maximum $10,000 lifetime maximum
Return of Mortal Remains (not subject to deductible or coinsurance) $10,000 lifetime maximum $25,000 lifetime maximum $25,000 lifetime maximum $50,000 lifetime maximum
Child Wellness (Under 18 years of age) No Coverage $70 maximum per visit, 3 visit per period of coverage $200 maximum per period of coverage $400 maximum per period of coverage
Adult Wellness No Coverage No Coverage $250 per period of coverage $500 per period of coverage
Maternity No Coverage No Coverage No Coverage $2,500 deductible per pregnancy.
$50,000 lifetime maximum.
$200 newborn wellness benefit for the first 31 days - 12 months after birth.
Newborn care & congenital disorders maximum of $250,000 for the first 31 days after birth.
Non Emergency Dental Optional Rider Optional Rider Optional Rider $750 maximum per calendar year; $50 individual deductible, applies to minor restorative and major restorative services.
Non Emergency Dental due to Accident No Coverage No Coverage $500 per period of covergae $750 maximum per calendar year; $50 individual deductible, applies to minor restorative and major restorative services.
Emergency Dental due to Sudden Unexpected Pain, Natural Teeth No Coverage No Coverage $100 per period of coverage Covered 100%
Traumatic Dental Injury $1,000 per period of coverage $1,000 per period of coverage Up to lifetime maximum limit Up to lifetime maximum limit
Pre-Existing Conditions Limitation Excluded $50,000 lifetime maximum; $5,000 per period of coverage after 24 months $50,000 lifetime maximum; $5,000 per period of coverage after 24 months Covered if disclosed and not excluded by rider
Local Ambulance (U.S. only) $1,500 maximum limit per event $1,500 maximum limit per event Subject to deductible and coinsurance. Subject to deductible and coinsurance.
Outpatient Treatments Diagnostic / X-Ray: $250 maximum per visit
Lab tests: $300 maximum per visit
Specialists / Physician charges: $500 maximum limit (pre-inpatient / post-inpatient)
Diagnostic / X-Ray: $250 maximum per visit
Lab tests: $300 maximum per visit
Specialists / Physician charges: $70 per visit/examination (25 combined maximum visits)
Chiropractor charges: $50 per visit / examination
Surgery intervention consultation charges: $500 per consultation
Subject to deductible and coinsurance Subject to deductible and coinsurance
Mental / Nervous No Coverage Subject to deductible and coinsurance. Outpatient after 12 months of continuous coverage Subject to deductible and coinsurance. $10,000 maximum. Avaliable after 12 months of continuous coverage Subject to deductible and coinsurance. $50,000 lifetime maximum. Avaliable after 12 months of continuous coverage
Hospitalization/ Room & Board Subject to deductible and coinsurance for average semiprivate room rate Subject to deductible and coinsurance for average semiprivate room rate.All subject to $600 per day /240 day maximum Subject to deductible and coinsurance for average semiprivate room rate Subject to deductible and coinsurance for average semiprivate room rate
Intensive Care Unit Subject to deductible and coinsurance Subject to deductible and coinsurance.$1,500 limit per day - 180 days of coverage per event Subject to deductible and coinsurance Subject to deductible and coinsurance
Surgery Subject to deductible and coinsurance Subject to deductible and coinsurance Subject to deductible and coinsurance Subject to deductible and coinsurance
Assistant Surgeon 20% of primary surgeon’s charge 20% of primary surgeon’s charge 20% of primary surgeon’s charge 20% of primary surgeon’s charge
Chemotherapy or Radiation Therapy Subject to deductible and coinsurance Subject to deductible and coinsurance Subject to deductible and coinsurance Subject to deductible and coinsurance
Podiatry Care No Coverage No Coverage $750 per period of coverage $750 per period of coverage
Physical Therapy Subject to deductible and coinsurance.$40 maximum per visit - 10visit limit per event. Available for 90 days following inpatient treatment or outpatient surgery Subject to deductible and coinsurance.$40 maximum per visit -30 visit limit Subject to deductible and coinsurance.$50 maximum per visit Subject to deductible and coinsurance.$50 maximum per visit
Transplants $250,000 lifetime maximum $250,000 lifetime maximum $1,000,000 lifetime maximum $2,000,000 lifetime maximum
Prescription Coverage Subject to deductible and coinsurance. Available for 90 days following related inpatient treatment or outpatient surgery. $600 outpatient maximum limit per event Subject to deductible and coinsurance. 90-day supply per prescription following related covered event Subject to deductible and coinsurance. 90-day supply per prescription. Outpatient only International - 100% Inside U.S. - Prescription drug card co-pay: $20 for generic / $40 for brand name where generic is not available.90-day supply per prescription
Healthy Travel Preventative Coverage $250 lifetime maximum. Not subject to deductible or coinsurance. Applies to vaccinations and preventative prescription drugs administered by a physician within 30 days prior to the insured person’s initial effective date and before departing to any destination $250 lifetime maximum. Not subject to deductible or coinsurance. Applies to vaccinations and preventative prescription drugs administered by a physician within 30 days prior to the insured person’s initial effective date and before departing to any destination $250 lifetime maximum. Not subject to deductible or coinsurance. Applies to vaccinations and preventative prescription drugs administered by a physician within 30 days prior to the insured person’s initial effective date and before departing to any destination $250 lifetime maximum. Not subject to deductible or coinsurance. Applies to vaccinations and preventative prescription drugs administered by a physician within 30 days prior to the insured person’s initial effective date and before departing to any destination
Vision Optional Rider Optional Rider Optional Rider $100 maximum per 24 months for exams. $150 per 24 months for materials
Political Evacuation and Repatriation No Coverage No Coverage No Coverage $10,000 lifetime maximum
Unique Advantages
Global Medical Bronze Insurance Advantages:
  • It is a fixed plan.
  • Higher deductible options for the insured to choose from.
  • Refund of full premium if policy cancellation request is received within 15 days of receipt of the relevant insurance documents.
Global Medical Silver Insurance Advantages:
  • It is a fixed benefit plan.
  • Higher deductible options for the insured to choose from.
  • Refund of full premium if policy cancellation request is received within 15 days of receipt of the relevant insurance documents.
Global Medical Gold Insurance Advantages:
  • It is a comprehensive coverage plan.
  • Adult and child wellness benefit available.
  • Mental/Nervous: $10,000/period of coverage, $50,000 Lifetime benefit, available after 12 months of continuous coverage.
  • Freedom to choose your health care provider
Global Medical Platinum Insurance Advantages:
  • It is a comprehensive coverage plan.
  • Has a plan covering up to $8 million for lifetime of the policy.
  • Maternity benefit of up to $50,000 (lifetime benefit).
  • Freedom to choose your health care provider.

 Travel Insurance

Underwriter Global Medical Bronze Insurance Underwriter
Underwritten by Sirius International Insurance Corporation
Global Medical Silver Insurance Underwriter
Underwritten by Sirius International Insurance Corporation
Global Medical Gold Insurance Underwriter
Underwritten by Sirius International Insurance Corporation
Global Medical Platinum Insurance Underwriter
Underwritten by Sirius International Insurance Corporation
Rating Global Medical Bronze Insurance Rating
AM Best Rating: "A" (Excellent)
Global Medical Silver Insurance Rating
AM Best Rating: "A" (Excellent)
Global Medical Gold Insurance Rating
AM Best Rating: "A" (Excellent)
Global Medical Platinum Insurance Rating
AM Best Rating: "A" (Excellent)
Brochure and Details
Compare Travel health insurance USA
Visitor Insurance USA
Compare Travel health insurance USA

Compare Global Medical plans online

These plans are ideal for expats and their families, regular global travelers... Click here to read more

Review Global Medical online

People from foreign nations visit the US for different reasons be it a vacation.... Click here to read more

Compare Global Medical Silver plans

am looking at the global medical platinum policy . ... Click here to read more

Compare travel medical insurance

Travel insurance resources

Travel insurance resources

International travel insurance resources for travel outside your home country. Know more
Factors for travel insurance

Factors for travel insurance

Important factors to consider while deciding on the best Travel insurance. Know more
Types of travel insurance

Types of travel insurance

Different US travel insurance options, fixed benefits vs comprehensive coverage.Know more

International Medical Group, IMG travel insurance Links

Welcome to American Visitor Insurance  - Online Chat
Name is required
Email is required Email is invalid
Contact is required
Welcome to American Visitor Insurance  - Online Chat
Name is required
Email is required Email is invalid
Contact is required