Trawick International Annual Travel Insurance

What Is Annual Travel Insurance?

Annual Travel Insurance from Trawick International cover multiple trips within the policy term, with a maximum trip length per journey (such as 30 or 45 days, depending on the plan). Coverage may include trip cancellation and interruption, emergency medical expenses, medical evacuation, trip delays, and baggage protection.

Trawick International offers different annual plan options, such as Select, Prime and Preferred, allowing travelers to choose coverage levels based on their needs and budget. Annual travel insurance is ideal for business travelers, vacationers, and anyone who travels several times a year and wants convenient, cost-effective protection under one policy.

Best Annual Travel Insurance Plans for 2026

Annual travel insurance is a comprehensive trip cancellation plan designed for frequent travelers who embark on multiple trips throughout the year.
  • Safe Travels Annual Select: plan provides continuous, year-round coverage, allowing frequent travelers to take unlimited trips within the policy period without purchasing a new plan each time. It covers major travel risks including trip cancellation, emergency medical expenses, lost or delayed baggage, and other unforeseen travel events.
  • Safe Travels Annual Preferred: plan includes all Basic plan benefits plus itinerary change coverage. It provides up to $5,000 for trip cancellation and interruption, $20,000 in emergency medical expenses, and baggage coverage per policy year. Coverage begins the day after purchase.
  • Safe Travels Annual Prime: This annual travel insurance plan offers year-round coverage with unlimited trips, combining Basic and Deluxe benefits plus sports equipment rental coverage. It includes $10,000 trip cancellation and interruption, $50,000 emergency medical, and $1,000 baggage coverage for US CITIZENS/US RESIDENTS.

Safe Travels Annual Select Insurance Comprehensive plan

  • Safe Travels Annual Select eligibility
    • Available for travelers up to age 70 at the time of purchase.
    • Coverage for 364 days starting the day after purchase.
    • Free Look Period - varied by state.
    • Valid for US residents traveling within the US or internationally.
  • Safe Travels Annual Select key highlights
    • Trip delay, baggage, sports equipment rental, and up to $10,000 in excess emergency medical coverage.
    • Up to $2,500 per person per policy for trip cancellation/interruption.
    • Flat Rate of $199 per person for trips of up to 45 days and 100 miles from home.
    • Not available in WA or NY
    • This plan is only available U.S. Residents
  • Safe Travels Annual Select benefits
    • Emergency medical coverage: $10,000
    • Trip cost: $2,500 per person, per trip
    • Trip Cancellation: 100% of Trip Cost($2,500 max.)
    • Trip Interruption: 100% of Trip Cost($2,500 max.)

Safe Travels Annual Preferred Insurance Comprehensive plan

  • Safe Travels Annual Preferred eligibility
    • Available for travelers up to age 81 at the time of purchase.
    • Coverage for 364 days starting the day after purchase.
    • Up to 45 days per trip.
    • Valid for US residents traveling within the US or internationally.
  • Safe Travels Annual Preferred key highlights
    • Coverage for trips over 100 miles from home.
    • Up to $5,000 per person per policy for trip cancellation/interruption.
    • Flat Rate of $412 per person for trips of up to 45 days and 100 miles from home.
    • 10 Day Free Look Period.
    • Not available in WA or NY.
    • Covers itinerary change, trip delay, baggage, sports equipment rental, and up to $20,000 in excess emergency medical coverage.
  • Safe Travels Annual Preferred benefits
    • Emergency medical coverage: $20,000
    • Trip cost: $5,000 per person per trip
    • Trip Cancellation: 100% of Trip Cost($5,000 max.)
    • Trip Interruption: 100% of Trip Cost($5,000 max.)

Safe Travels Annual Prime Insurance Comprehensive plan

  • Safe Travels Annual Prime eligibility
    • Available for travelers up to age 81 at the time of enrollment.
    • Coverage for 364 days starting the day after purchase.
    • Up to 45 days per trip.
    • Valid for US residents traveling within the US or internationally.
  • Safe Travels Annual Prime key highlights
    • Coverage for trips over 100 miles from home.
    • Up to $10,000 per person per policy for trip cancellation/interruption.
    • Flat Rate of $723 per person for trips of up to 45 days and 100 miles from home.
    • 10 Day Free Look Period and not available in WA or NY
    • Trip delay is covered for $750(12 hours/$100 per day).
  • Safe Travels Annual Prime benefits
    • Emergency medical coverage: $50,000
    • Trip cost: $10,000 per person per trip
    • Trip Cancellation: 100% of Trip Cost($10,000 max.)
    • Trip Interruption: 100% of Trip Cost($10,000 max.)

Who Should Buy Annual Travel Insurance?

  • International Vacationers – Great for travelers planning several overseas trips within a year.
  • Business Travelers – Ideal for professionals attending meetings, conferences, and international assignments.
  • Remote Workers & Digital Nomads – Continuous coverage for those working and traveling across different destinations.
  • Travelers Seeking Peace of Mind – Enjoy emergency medical, trip cancellation, evacuation, and baggage coverage all year long.
  • Families Who Travel Often – One convenient annual policy instead of buying separate plans for every trip.
  • Cost-Conscious Travelers – Save money with multi-trip travel insurance compared to single-trip policies.

Compare Trawick Annual Travel Insurance Plans

Trawick International Annual Travel Insurance provides year-round coverage under one convenient policy. Ideal for frequent travelers, it eliminates the need to buy separate insurance for every trip and includes trip cancellation, emergency medical, evacuation, and baggage protection.

Coverage Benefit Annual Select Annual Preferred Annual Prime
Annual Premium $199 $412 $723
Maximum Trip Length 45 Days 45 Days 45 Days
Policy Duration 364 Days 364 Days 364 Days
Trip Cancellation Up to $2,500 Up to $5,000 Up to $10,000
Trip Interruption $2,500 $5,000 $10,000
Emergency Medical Coverage $10,000 $20,000 $50,000
Emergency Medical Evacuation $50,000 $100,000 $250,000
Trip Delay Coverage $200 $500 $750
Baggage Coverage $500 $750 $1,000+

Why Buy Annual Travel Insurance from American Visitor Insurance?

Choosing the right annual travel insurance can be overwhelming. American Visitor Insurance makes it easy to compare, understand, and buy the best multi-trip plans in one place.

  • Compare Top Annual Travel Insurance Plans - Compare top-rated annual travel insurance plans with American Visitor Insurance to find affordable multi-trip coverage that fits your budget and travel needs.
  • Plans with Flexible Coverage Options - Travelers can choose plans with different levels of trip cancellation, emergency medical, and evacuation coverage including options that may offer pre-existing condition waivers when eligible.
  • Certified Insurance Experts - American Visitor Insurance provides access to knowledgeable, licensed insurance professionals who can explain coverage details, answer questions, and help you choose the best annual travel insurance plan at no additional cost.

Annual Travel Insurance - FAQ’s

1.  Does Annual Travel Insurance cover international travel?

Yes, most annual travel insurance plans cover both domestic and international travel. However, some restricted or sanctioned countries may be excluded.

2. Is Annual Travel Insurance cheaper than single-trip insurance?

If you travel multiple times per year, annual travel insurance is often more cost-effective than buying separate single-trip policies for each trip.

3. How does annual travel insurance work?

Annual travel insurance provides coverage for multiple trips within a 12-month period under one single policy. It automatically protects each trip you take during the year, up to the maximum trip duration allowed (usually 30–45 days per trip).

4. How many trips are covered per year?

Most annual travel insurance plans cover unlimited trips within the policy year. However, each trip must stay within the maximum trip length specified in the policy.

5. Does annual travel insurance include trip cancellation?

Yes, many comprehensive annual travel insurance plans include trip cancellation and trip interruption coverage. This reimburses prepaid, non-refundable expenses if you cancel for a covered reason.

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