Statue of Liberty
The Statue of Liberty was France's gift to America. Built in 1886, it remains a famous world symbol of freedom and one of the greatest American icons.
Travel Insurance for New York City
New York City – Travel Overview
- New York City, often called the “Big Apple”, is one of the most iconic and bustling cities in the world.
- Located in the state of New York, USA, it serves as a global hub for culture, finance, fashion, and entertainment.
- The United Nations Headquarters is located in New York City, housing top diplomats from across the world.
- New York is generally safe for tourists; however, it is advisable to buy the best US travel insurance to ensure peace of mind during your trip.
Travelers can compare and buy the best US travel insurance on American Visitor Insurance to make informed choices and get protection for medical expenses, emergency assistance, and baggage loss during their trip in New York City.
Why Travel Insurance Matters in New York City?
New York City is amongst the most visited cities globally and also one of the most expensive cities for healthcare. A simple ER visit can cost over $1,000, while hospitalization or visits to the specialists might lead to skyrocketing medical expenses.
US travel medical insurance for New York City helps visitors that allows them to obtain the necessary medical attention without the risk of incurring unplanned out-of-pocket costs.
Common health and safety issues for visitors include:
- Getting hurt during sightseeing or by accident while crossing a busy road
- Slips and fall during winter snow or rainy days
- Being down with flu or suffering from food poisoning
- Suffering from heat exhaustion in the summer months
Mount Sinai Hospital, NYU Langone Health, and NewYork-Presbyterian Hospital are some of the renowned hospitals where international travelers frequently come for treatment. It is better to have travel medical insurance for travelers to NYC that ensures easy access to these hospitals whenever one needs it.
How Much Does Visitor Health Insurance USA Cost?
How Much Is Medical Insurance for Tourists in the US?US Healthcare is extremely expensive, and even a simple doctor’s visit can become a financial burden unless insured properly.
In 2025, the cost of travel health insurance for visitors to the US ranges between $19 to $172 per month, depending on
- Age of the traveler
- Insurance company
- Type of visitors insurance
- Coverage limits
- Whether pre-existing conditions are covered
Cheaper options are available for as little as $1 to $5 per day, however the coverage is also limited.
Why is travel insurance USA is so important? A simple doctor’s visit can cost anywhere between $250 to $350, while a heart attack can cost at least $25,000. A stay in the ICU after a stroke can cost upwards of $150,000. As routine echocardiogram can range from $1,500 to $4,000 while emergency treatments for conditions like diabetes can cost anywhere from $3,500 to $7,000. Treatment for kidney failure can result in bills of over $30,000.
How Much Does Cheap Visitor Insurance in the USA Cost?
Cheap visitor health insurance for visitors to USA starts at $19 per month for fixed benefit plans. Following is the cost of visitor insurance per month.
| Plan Name | Plan max range | Deductible | Age 35 | Age 55 | Age 75 |
|---|---|---|---|---|---|
| Safe Travels Advantage | $25,000 - $150,000 | $0 | $19 - $54 | $29 - $82 | $59 -$160 |
| Visitors Care | $25,000 - $100,000 | $100 | $25 - $44 | $30 - $65 | $66 - $152 |
| Safe Travels Elite | $25,000 - $175,000 | $0 | $25 - $71 | $36 - $110 | $105 - $150 |
| Venbrook Essential | $25,000 - $150,000 | $0 | $25 - $74 | $36 - $105 | $66 - $142 |
| Visit USA Budget | $50,000 - $150,000 | $250 | $30 - $49 | $42 -$74 | $81 |
| VisitorSecure | $50,000 - $130,000 | $100 | $31 - $55 | $46 - $84 | $93 - $135 |
| Travel Medical USA Visitor Basic | $50,000 - $150,000 | $100 | $39 - $47 | $56 - $68 | $178 - $196 |
How Much Does the Best Comprehensive Visitor Insurance Cost per Month?
The cost of comprehensive visitor insurance starts around $53 month, depending on the age of the traveler, coverage limits, deductible, and optional add-ons. Higher medical maximum plans including pre-existing condition benefits and lower deductibles are more expensive.
On average, a good comprehensive health insurance plan costs between $58 to $108 per month for a 35 year old traveler.
Following are the cost of best health insurance for visitors to USA per month for a $250 deductible.
| Plan name | Plan maximum | Age 35 | Age 55 | Age 75 |
|---|---|---|---|---|
| Atlas Essential America | $50,000 - $1,000,000 | $53 - $98 | $117 - $200 | $244 - $326 |
| Visitors Preferred | $50,000 - $1,000,000 | $53 - $99 | $123 -$231 | $244 |
| Patriot America Plus | $50,000 - $1,000,000 | $57 - $106 | $124 - $235 | $279 - $420 |
| Safe Travels USA | $50,000 - $1,000,000 | $57 - $103 | $123 - $227 | $244 - $321 |
| Venbrook Premier | $50,000 - $1,000,000 | $58 - $104 | $129 - $240 | $352 - $437 |
| Atlas America | $50,000 - $2,000,000 | $58 - $114 | $127 - $253 | $344 - $429 |
| Safe Travels USA Comprehensive | $50,000 - $1,000,000 | $66 - $122 | $143 - $269 | $285 - $455 |
| Atlas Premium America | $50,000 - $2,000,000 | $72 - $142 | $158 - $316 | $430 - $537 |
| SafeVista Comprehensive | $100,000 - $1,000,000 | $76 - $97 | $158 - $225 | $320 |
| Diplomat America | $50,000 - $1,000,000 | $81 - $142 | $176 - $303 | $342 |
| Travel Medical Choice | $50,000 - $1,000,000 | $98 - $173 | $186 - $333 | $736 - $1,000 |
| Patriot America Platinum | $1,000,000 - $8,000,000 | $108 - $226 | $240 - $494 | $604 |
| Visit USA Superior | $250,000 | $112 | $233 | $404 |
Source: American Visitor Insurance®
Get the Best Visitor Insurance Today!
Travel worry-free with the best visitor insurance from American Visitor Insurance. Compare top plans instantly and choose coverage that fits your needs and budget. Secure your policy today and stay protected abroad!
How Much Does 6-Month Medical Insurance for Visitors to USA Cost?
For a 60-year-old traveler, the cost of USA visitor insurance for 6 months typically ranges around $122 to $1,050, based different coverage options, medical needs, and traveler’s budget on American Visitor Insurance.
The best 6 month USA travel insurance is the one which is affordable, reliable and allows the traveler stress free.
Which Is the Cheapest Visitor Insurance for New York City?
The Cheapest visitors insurance for New York City is Safe Travels Advantage from Trawick International.
Other Affordable health insurance for visitors to New York City are Venbrook Essential from Venbrook International and Visitors Care from IMG.
Coverage for unexpected illnesses and injuries during short-term stays.
Policy Maximum?
$25,000 - $150,000
Deductible?
$0
Coverage?
5 - 364 days
Acute Onset?
Up to the policy maximum for ages ≤ 89
Provides essential coverage for emergency needs during short-term stays.
Policy Maximum?
$25,000 - $150,000
Deductible?
$0
Coverage?
5 - 364 days
Acute Onset?
Up to 79 years
Suitable for short-term travelers, including parents visiting the U.S.
Policy Maximum?
$25,000 - $100,000
Deductible?
$0 - $100
Coverage?
5 days - 2 years
Acute Onset?
Up to policy maximum
* The price shown is for a 30-day trip with a $25,000 maximum coverage and a $0 deductible for a 40-year-old traveler.
Which Is the Best Travel Insurance for a New York Trip?
Patriot America Plus IMG
Patriot America Plus is a comprehensive short-term travel insurance for individuals and families visiting the USA.
- Direct Billing: First healthcare
or United HealthCare 
- Urgent Care: $30 per incident; no copayment if deductible is $0
- Acute onset of pre-existing condition: Up to policy maximum for ages up to 70 years
- Emergency medical evacuation: Up to $1,000,000
- Patriot America Plus cost for 40 year old traveler ranges from $52 to $169 for a month.
Policy maximum?
$50,000 to $1,000,000Deductible options?
$0 to $2,500Period of coverage?
5 days to 12 months
Atlas America WorldTrips
A popular comprehensive travel insurance plan for non-U.S. citizens visiting the United States.
- Direct Billing: Unitedhealthcare
- Urgent Care: 15 per incident; no copayment if deductible is $0.
- Maternity: Covers complications of pregnancy in the first 26 weeks
- Acute onset of pre-existing conditions: Up to maximum limit, for ages up to 80 years
- Emergency medical evacuation: Up to $1,000,000
- Atlas America Insurance cost for 40 year old traveler ranges from $46 to $216 for a month.
Policy maximum?
$10,000 to $2,000,000Deductible options?
$0 to $5,000Period of coverage?
Up to 364 days
Safe Travels USA Comprehensive Trawick International
Affordable travel insurance with pre-existing conditions for Non US residents/citizens visiting USA.
- Direct Billing: First HealthCare
- Urgent Care: $30 per incident; no copayment if deductible is $0
- Maternity: Emergency medical treatment for pregnancy, up to $1,000
- Acute onset of pre-existing conditions: Up to 89 years
- Covers up to $1,000,000 for medical expenses and $2,000,000 for emergency evacuation.
- The plan also includes a wellness visit benefit.
- Safe Travels USA Comprehensive cost for 40 year old traveler ranges from $55 to $204 for a month.
Policy maximum?
$50,000 to 1,000,000Deductible options?
$0 to $5,000Period of coverage?
5 days to 364 days
Visitors Protect IMG
Top comprehensive travel insurance plan with pre-existing conditions for travelers to the U.S., Canada, and Mexico.
- Direct Billing: First healthcare or Unitedhealthcare
- Urgent Care: 15 per incident; no copayment if deductible is $0
- Pre-existing conditions: Up to 99 years
- Minimum purchase is 90 days
- Visitors Protect Insurance cost for 40 year old traveler ranges from $300 to $750 for 3 months.
Policy maximum?
$50,000 to $250,000Deductible options?
$250 to $5,000Period of coverage?
Minimum purchase 90 days
SafeVista Protect INF
Popular comprehensive travel insurance plan with pre-existing conditions for travelers visiting USA
- Direct Billing: Unitedhealthcare
- Urgent Care: Up to $25 co-payment
- Acute on set of pre-existing conditions: Up to 99 years
- SafeVista Protect Insurance cost for 40 year old traveler ranges from $74 to $127 for one month.
Policy maximum?
$100,000 to $1,000,000Deductible options?
$0 to $5,000Period of coverage?
10 days to 364 days
Venbrook Premier Venbrook International
Ideal for non-U.S. residents visiting the United States who are seeking comprehensive travel medical insurance with higher coverage limits.
- Urgent Care: $30 copay if the $0 deductible is chosen
- Acute onset of pre-existing conditions: Up to maximum limit, for ages up to 70 years
- Emergency medical evacuation: Up to $1,000,000
- Venbrook Premier Insurance cost for 40 year old traveler ranges from $40 to $140 for a month.
Policy maximum?
$50,000 to $1,000,000Deductible options?
$0 to $5,000Period of coverage?
5 days to 12 months
Which Is the Best Visitor Insurance With Pre-Existing Conditions for NYC?
Many older travelers who are visiting New York City are likely to have pre-existing medical conditions. It is very important for senior citizens to buy good visitor medical insurance with best available coverage for pre-existing conditions.
Note: Most plans do not cover chronic pre-existing conditions. Some plans cover the acute onset of pre-existing conditions, and a few offer broader pre-existing condition coverage.
Best Travel Insurance That Covers Pre-Existing Conditions
- Patriot America Plus: Best travel medical insurance for parents under 70 with coverage for acute onset of pre-existing conditions while traveling to the USA.
- Safe Travels USA Comprehensive: Offers extensive medical coverage and covers up to age 89 with broader acute onset pre-existing condition benefits.
- Visitor Secure: Cheap visitor insurance plan for international travelers to the US, with acute onset of pre-existing conditions covered up to the selected plan maximum.
- INF Elite X: Best comprehensive travel insurance with pre-existing conditions for non-U.S. residents, covering up to age 99.
- INF Premier X: Affordable travel insurance for seniors visiting the USA with pre-existing condition coverage up to age 99.
What Is "Acute Onset of Pre-Existing Conditions"?
It refers to a sudden and unexpected flare-up of a pre-existing condition that requires immediate medical attention. This must occur without warning and before returning to the home country.
Senior citizens should understand these coverage definitions well and buy the most appropriate visitor medical insurance with pre-existing conditions for their unique needs.
Compare Plans with Pre-Existing Coverage »What Are the Best Travel Tips for Visiting New York City?
- Keep your passport, travel insurance ID, and emergency phone numbers handy and easy to reach.
- Head to Urgent Care clinics for minor health issues because they are faster and cheaper than ER visits.
- Before going out, always check the subway service alerts and the local weather.
- In winter, be careful with icy sidewalks and slippery subway stairs.
- Expect a lot of walking; wear comfortable shoes and stay hydrated.
- Contact your insurance provider for help locating nearest hospitals or clinics.
Find the Right Travel Insurance for Your Trip to New York City
It doesn't matter if you are in Times Square, a student at NYU, or visiting your family, the right travel medical insurance will give you the assurance that you need in one of the world's most expensive healthcare places. Select a plan based on your travel purpose below:
🗽 For Tourists Visiting New York Sights
In case your trip includes not just the Statue of Liberty but also Central Park and Times Square, it would be wise to have a plan that offers coverage for unexpected health issues, injury or even accident that might interrupt your sightseeing. Short-term visitor insurance for New York City travelers is ideal for both tourist and city explorers.
👪 For Parents Visiting Family in NYC
The elderly and parents who are visiting family members are more likely to experience sudden health issues or flare-ups of their existing health conditions. It would be wise to pick a health insurance coverage for senior parents visiting New York that allows the sudden onset of pre-existing conditions so you can get good medical care without paying a lot of money out of pocket.
💼 For Business Travelers
If you are visiting to New York for meetings or conferences, choose a travel medical coverage for New York that would cover medical evacuation, accidents, and loss of luggage. Travel disruptions or unexpected illness should not ruin your trip for business.
🪪 For Green Card Holders in New York
Domestic health insurance plans might not be available for permanent residents or recent Green Card holders living in the New York. In the meantime, health insurance for Green Card holders in New York provides affordable coverage until you become eligible for U.S. marketplace or employer-based health plans. It will also help to cover the doctor's appointment, emergencies, and hospitalization expenses during your transition period.
🎓 For International Students in New York
Students at universities such as Columbia, NYU, or Fordham need coverage that meets school and visa requirements. Choose international student health insurance in New York that include doctor visits, preventive care, and mental health support for comprehensive protection during your studies.
Travel Medical Coverage USA New York
What Are the Popular Tourist Destinations in New York City?
Metropolitan Museum of Art
With over two million works spanning 5,000 years, The Met is the largest and most visited art museum in the U.S. It’s a cultural centerpiece and a top NYC attraction.
Empire State Building
The Empire State Building is one of New York’s most iconic landmarks. Topped with a mooring mast for airships, the Empire State Building became a landmark for NYC.
Trip Insurance vs Travel Health Coverage vs Global Medical Insurance
Confused whether to buy trip, travel or global health insurance? Understand the differences!
Read More »Tourist Insurance New York City – FAQs
1. Do I need travel insurance for New York City?
The healthcare costs in the US is very expensive and it is important to buy best travel insurance to the USA. This is true for all international travelers visiting New York and the rest of the US.
Even though it might not compulsory to have travel health insurance while as a tourist in the US, it is nonetheless very important to buy good short term medical insurance for US visitors to insure oneself against being forced to pay for healthcare facilities while on a vacation. Customers can compare and find cheap travel insurance for New York and buy the most appropriate plan for their needs.
2. What does New York travel insurance cover? What travel insurance covers New York?
Travel insurance for New York policies vary widely, and while they provide coverage for many situations. It is therefore important to compare plans on American Visitor Insurance to understand what the travel insurance plan covers. Travel insurance covers New York with the following benefits:
- Trip Cancellation/Interruption: Coverage for non-refundable trip expenses if the trip is canceled or interrupted for covered reasons such as illness, injury, or unforeseen events.
- Emergency Medical Expenses: Coverage for medical expenses incurred due to illness or injury during the trip.
- Travel Delay: Reimbursement for additional expenses incurred due to travel delays.
- Lost or Delayed Baggage: Coverage for lost, stolen, or delayed baggage and personal belongings.
- Emergency Evacuation: Coverage for the cost of emergency evacuation to the nearest adequate medical facility.
3. Can I still get travel insurance for the New York?
Yes, travelers can buy travel insurance if the traveler has already started a trip. However travelers should keep in mind that the cover is provided for any illness or injury that occurs after the inception of the policy.
New York City Travel Guide
Find NYC travel tips, safety information, and expert guidance to choose the right travel medical insurance for New York City.
NYC Travel Insurance Reviews
Reviews, Ratings and Experiences from our customers
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Visitor Insurance for New York
Find the Best US Visitor Insurance Coverage - Blogs and Articles
Affordable travel insurance Online
Fixed benefit or scheduled benefit plans are the most affordable travel insurance plans.
Learn More »Best international travel insurance
International travel insurance plans covering pre-existing conditions which many older travelers look for.
Learn More »Compare US travel insurance online
Compare quotes online for best travel insurance online, Fixed vs comprehensive travel insurance USA.
Learn More »Advantages of buying travel insurance online
Compare and buy the best travel medical insurance plans online.
Learn More »Buy cheap travel insurance for USA
There are many cheap international insurance plans also known as visitor insurance plans.
Learn More »How does travel insurance work?
Coinsurance & Deductible - How visitor travel insurance works.
Learn More »Travel Insurance for Domestic Trips in the US
Should I Get Travel Insurance for Domestic Travel Within the U.S., Even When Visiting New York City?
If you are planning to travel anywhere outside your state, travel insurance is strongly recommended. Even if you do have health insurance, many health plans have limits on coverage when you are out of your local geographic area and/or may not cover you at all when in another state in an emergency.
We offer travel insurance coverage for domestic trips 100 miles or more from home, with coverage extending to all states, including, but not limited to, destinations such as Hawaii, Florida, or Alaska.
While travel insurance covers emergency medical expenses, it can also help reduce the out-of-pocket costs when using healthcare facilities within the PPO network. Many travel insurance policies also cover other benefits, such as trip interruption or cancellation, lost or delayed baggage, and 24/7 assistance when traveling anywhere in the United States, which can give you added comfort on any trip.
Domestic Travel Insurance for Your Trip to New York City
- Irrespective of whether you are traveling within the other U.S. states, New York City travelers should have good domestic travel insurance coverage for their trips.
- Residents traveling more than 100 miles from their primary residence can purchase U.S. domestic trip protection insurance.
- This coverage is ideal for trips within New York City and for travel outside the state.
✈️ Travel Disruptions in New York City
- NYC's main airports including JFK, LaGuardia, and Newark Liberty often have flight delays that happen frequently, mainly because of the heavy air traffic, bad weather, and long security checks.
- Lost or delayed baggage, missing connections, or transport being interrupted can have an impact on the journey, particularly in a crowded area like New York City.
- Unexpected trips or medical emergencies may lead to missed tours, hotel bookings, or even the need for medical evacuation to a top hospital in NYC. Travel insurance helps safeguard against these risks.
💰 Financial Loss & Trip Cancellations
- Traveling to New York City is usually a costly affair—Broadway, Statue of Liberty, and observation decks are some of the things to do in NYC which can get expensive while popular places like Times Square or Central Park can increase your overall expenses a lot.
- Unexpected cancellations due to illness (yours or a family member’s), work obligations, or other uncontrollable events can result in major financial losses.
- Plans offering Cancel for Any Reason (CFAR) provide the highest flexibility for travelers visiting NYC.
🏥 Health & Medical Emergencies
Along with travel disruptions, there is also the health of the traveler during the journey itself. An accident or an unanticipated health emergency while traveling will be covered by travel insurance even if one has regular health insurance.
The Best domestic travel insurance in New York can serve as secondary insurance, and in some cases as primary insurance, ensuring out-of-pocket expenses are minimized.
Which Is the Cheapest New York City Domestic Trip Insurance Plans?
The Cheapest domestic travel insurance for New York City trips within the US is Pathway domestic insurance.
Other affordable domestic travel insurance for New York Trips include Trip Protection Economy, and Travelex Advantage insurance.
These plans offer essential coverage at low cost, making them ideal for U.S. residents seeking budget-friendly protection for travel within the country.
Pathway Domestic
Trawick International
$19 Per monthAge: 20 years | Trip Cost: $1,000 | Trip Duration: 15 days
- Offers trip cost up to $14,000
- Trip cancellation up to 100% trip cost
- Emergency medical coverage up to $250,000
- Medical evacuation up to $250,000
Trip Protection Economy
Seven Corners
$26 Per monthAge: 20 years | Trip Cost: $1,000 | Trip Duration: 15 days
- Offers trip cost up to $10,000
- Trip cancellation up to 100% trip cost
- Emergency medical coverage up to $10,000
- Medical evacuation up to $100,000
- Offers trip cost up to $10,000
- Trip cancellation up to 100% trip cost
- Emergency medical coverage up to $50,000
- Medical evacuation up to $250,000
Additional cheap trip insurance plans for New York are:
- iTravelInsured Choice: Affordable trip protection insurance from IMG covering trip cancellations, interruptions, delays, and lost baggage. Coverage up to $10,000.
✅ Includes enhanced medical coverage, cruise protection, and sports coverage, making it ideal for family vacations and road trips. (Cancel for Any Reason is not available for New York residents.) - Safe Travels Protect: Budget-friendly travel insurance plan offering essential protection for trip cancellations, interruptions, and emergency medical expenses within the U.S. Coverage up to $14,000.
✅A simple and affordable plan offering solid coverage for cancellations, delays, and medical emergencies, ideal for budget-conscious domestic travelers. - Pathway Essential: An affordable trip cancellation insurance option that covers the basics trip cancellations, interruptions, delays, and emergency medical care offering up to $14,000 in protection. Perfect for budget-minded travelers who want dependable coverage at the lowest cost..
✅ Budget-friendly plan that provides reliable coverage for trip cancellations, delays, and medical emergencies perfect for cost-conscious travelers.
What Are the Best Domestic Travel Insurance Plans for New York City?
The Best domestic travel insurance for New York residents is iTravelInsured Travel LX.
Other top-rated options include Pathway Premium and Travelex Ultimate Insurance.
These plans provide comprehensive coverage with features such as:
- Higher trip limits
- Robust emergency medical benefits
- Optional Cancel for Any Reason (CFAR)
- Additional travel protections
Ideal for travelers seeking maximum coverage and peace of mind within the USA.
Pathway Premium
Trawick International
$43 Per monthAge: 20 years | Trip Cost: $1,000 | Trip Duration: 15 days
- Offers trip cost up to $100,000
- Trip cancellation up to 100% trip cost
- Emergency medical coverage up to $100,000
- Medical evacuation up to $1,000,000
- Offers trip cost up to $50,000
- Trip cancellation up to 100% trip cost
- Emergency medical coverage up to $250,000
- Medical evacuation up to $1,000,000
- Offers trip cost up to $150,000
- Trip cancellation up to 100% trip cost
- Emergency medical coverage up to $500,000
- Medical evacuation up to $1,000,000
Additional top domestic trip insurance plans are:
- Trip Protection Elite: The best trip plans for NY residents traveling to the USA offer comprehensive travel insurance that provides protection for trip cancellations, interruptions, missed connections, and lost baggage, with coverage up to $30,000.
✅ Includes optional Cancel for Any Reason (CFAR), Cancel for Work Reasons, Lost Ski Days & Equipment Rental and Rental Car Damage. - Trip Protector Preferred: Premium domestic travel insurance plan offering coverage for trip cancellations, delays, baggage loss, and emergency medical expenses within the U.S. Coverage up to $50,000.
✅ Includes 24/7 concierge assistance and access to a nationwide medical network, ideal for frequent travelers. - Travel Insurance Select Elite: Top-tier domestic travel insurance plan providing protection for trip cancellations, interruptions, delays, and emergency medical coverage across the U.S. Coverage up to $100,000.
✅ Includes optional Cancel for Any Reason (CFAR) upgrade and pre-existing condition waiver for added flexibility.
How Much Does Domestic Travel Insurance for New York City Cost?
The price of U.S. Domestic Travel Insurance for New York starts at $19 for a 15 day trip with a $1,000 trip cost.
The cost of New York domestic travel insurance typically depends on several factors, including:
- Trip duration
- Traveler’s age
- Coverage limits
- Optional add-ons and policy features
On average, domestic vacation travel insurance costs between 4% and 8% of your total trip price.
| Plan Name | Trip cancellation (100% of Trip Cost) | Age 20 | Age 40 | Age 60 | Age 70 |
|---|---|---|---|---|---|
| Pathway Domestic | Up to $14,000 | $19 | $25 | $42 | $59 |
| Trip Protection USA | Up to $20,000 | $23 | $23 | $38 | $38 |
| Safe Travels Protect | Up to $14,000 | $24 | $32 | $39 | $74 |
| Pathway Plus | Up to $50,000 | $32 | $43 | $70 | $98 |
| Trip Protection Economy | Up to $10,000 | $26 | $36 | $54 | $54 |
| Travelex Advantage | Up to $10,000 | $36 | $42 | $62 | $87 |
| Itravelinsured Choice | Up to $10,000 | $39 | $50 | $73 | $110 |
| Pathway Premium | Up to $100,000 | $43 | $56 | $90 | $126 |
| Trip Protector Economy | Up to $50,000 | $47 | $55 | $71 | $75 |
| Travelex Ultimate | Up to $50,000 | $57 | $69 | $91 | $125 |
| Trip Protection Elite | Up to $30,000 | $53 | $70 | $96 | $96 |
| Itravelinsured LX | Up to $100,000 | $102 | $114 | $138 | $171 |
Source: American Visitor Insurance®
Why Do I Need Medical Evacuation Insurance for Travel Within the US?
Domestic travel insurance for medical evacuation is quite cheap in the context of the total trip cost and is very important to get access to quality healthcare. This coverage protects US travelers who are traveling far from New York City whether on a cruise or in remote areas like national parks and mountain ranges and in need of emergency medical care. Regular US health plans will not cover costly air ambulance transport, making emergency medical evacuation coverage essential.
🗺️ Annual Travel Insurance for Travel Within USA from New York City
Voyager Annual insurance by Travel Insure
Designed for U.S. citizens or permanent residents who travel frequently for business or pleasure
- Take an unlimited number of covered trips during the 364 day Policy period
- Covers domestic and international trips - up to 90 days each
- Offers two plan levels namely Silver and Gold offer options for different needs and budgets
- Provides coverage for Emergency Accident and Sickness, Emergency Medical Evacuation, Baggage & Personal Effects, Baggage Delay, and Accidental Death and Dismemberment
- The Gold plan includes additional benefits like Trip Interruption and Political Natural Disaster Evacuation
Enroll just once a year and enjoy peace of mind knowing you have dependable medical coverage and assistance whenever you travel more than 100 miles from home. Go anywhere in the world, as often as you like, up to 90 days at a time during the year with Voyager Insurance.
What Are the Famous Destinations in USA?
01. Famous Museums as travel destinations in USA
02. Popular National Park destinations in USA
03. Top Nature destinations in USA
04. Top Snowbird tourism destinations in USA
05. Popular Golfing vacation destinations in USA
06. Best Amusement Parks in the USA
07. List of Casinos in USA
08. Best Shopping Malls in USA
09. Top Ski resorts in USA
International travel insurance from NYC
What Is the Importance of International Travel Insurance?
Traveling long distances can involve many unexpected and accidental incidents that need to be managed professionally for an enjoyable experience.
- US Travel Insurance is very important while traveling as it covers medical expenses due to sudden sickness or injury.
- US travel health insurance providers have preferred provider networks, and hospital billing is much lower for insured patients compared to uninsured patients.
- Having the best US traveler insurance helps reduce hospital bills while covering the high cost of healthcare in the US.
- US travel insurance plans can also insure trip expenses along with insuring the health of the traveler.
- Trip Cancellation Insurance cover trip cancellation, trip interruption, travel delay, loss of luggage, baggage delay.
- Cancel for Any Reason Insurance is an additional benefit available which will refund 75% of the trip cost in case of trip cancellation if the traveler cancels the trip for any reason.
These benefits are very useful for traveler who are not sure of their travel schedules so that they should do not need to lose their travel investment if they do not travel.
Which Is the Best Trip Cancellation Insurance for New York Residents?
Trip Protection Elite is a premium travel insurance plan designed specifically for residents of New York. This plan provides comprehensive protection for trip cancellations, interruptions, missed connections, and lost baggage, and also includes Cancel for Any Reason (CFAR) coverage, giving travelers flexibility to cancel their trip for reasons not covered by standard plans.
You are covered when traveling inside and outside of the United States. With coverage limits up to $30,000, Trip Protection Elite ensures peace of mind for travelers seeking maximum flexibility and protection.
Optional and Key Benefits Include:
- Cancel for Any Reason (CFAR): Reimburses 75% of your non-refundable trip cost and rental car damage
- Air Flight Only Accident Coverage: Options for $100,000, $250,000, or $500,000.
- Cancel for Work Reasons: Covers 100% of your non-refundable trip cost.
- Lost Ski Days & Equipment Rental: Up to $1,000 ($500 for ski days / $500 for equipment).
- Lost Golf Rounds & Equipment Rental: Up to $1,000 ($500 for golf / $500 for equipment).
Can New York Residents Get Cancel for Any Reason Coverage?
Yes. Trip Protection Elite offers Cancel for Any Reason (CFAR) coverage specifically for residents of New York. This optional benefit allows you to cancel your trip for reasons not covered by standard travel insurance, reimbursing up to 75% of your non-refundable trip cost. Coverage applies whether you are traveling inside or outside the United States, giving travelers maximum flexibility and peace of mind.
Do New York City Residents Need Travel Insurance for Visiting Europe?
- Long-Term Travel Requirement: US citizens from New York City visiting Europe for more than 90 days are required by Schengen state consulates to buy Long term Europe travel insurance with a minimum of 30,000 Euros medical coverage for the Long term Europe travel visa.
- Healthcare Costs in Europe: Healthcare in Europe is expensive, and US domestic health insurance and US Medicare plans offer little coverage outside US borders.
- Recommendation for All Visits: Even for short visits, it is highly recommended for US citizens traveling from New York City to buy proper Europe travel insurance to avoid unexpected medical costs.
Schengen Visa Insurance for New York Residents Traveling to Europe
Since US domestic insurance has little coverage in Europe, it is important to buy proper visitors insurance while visiting Europe. We have Europe travel health insurance specific to your needs.
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Schengen Visa Document
Satisfy Schengen visa requirements for less than 90 days and for long term stay of more than 90 days in Europe.
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Travel Health Insurance
Travel medical insurance that will cover medical expenses and hospital bills of the visitor in Europe.
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Trip Protection Insurance
Travel health insurance that covers trip cancellation and other vacation related medical expenses.
Read More »Do Seniors With Medicare Need Travel Insurance for International Trips?
US senior citizens having Medicare and travelling overseas from New York City need to be aware of the limited to no coverage by their health insurance outside US national borders. Older travelers are therefore advised to buy Medicare supplemental travel medical insurance to cover unexpected expenses from emergency sickness or injuries outside USA.
How Much Does International Travel Insurance Cost for US Citizens?
Travel insurance for travel outside the US starts as low as $20 for a month. Travel insurance provides coverage for doctor visits and emergency hospital stays while ensuring access to necessary care and financial protection against high medical costs abroad. This table gives the average travel health insurance cost for different ages.
The average cost based on the quotes for one month
| Plan Name | Maximum Coverage | Deductible | Age 20 | Age 40 | Age 60 |
|---|---|---|---|---|---|
| Atlas Essential International Insurance | $50,000 | $250 | $20 | $40 | $86 |
| Atlas International Insurance | $50,000 | $250 | $27 | $54 | $117 |
| Patriot International Lite Insurance | $50,000 | $250 | $29 | $55 | $121 |
| Safe Travels Outbound Insurance | $50,000 | $250 | $26 | $77 | $168 |
| Diplomat International Insurance | $50,000 | $250 | $32 | $86 | $181 |
| Intermedical Insurance | $50,000 | $250 | $48 | $73 | $121 |
| VisitorSecure Insurance | $50,000 | $100 | $29 | $34 | $55 |
| Voyager Essential Insurance | $50,000 | $250 | $32 | $58 | $116 |
| Travel Medical Outbound USA Basic | $50,000 | $0 | $29 | $55 | $121 |
Source: American Visitor Insurance®
Cost of Travel Insurance
Factors to consider while buying travel insurance, trip cancellation.
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Cost of Travel Medical Insurance
Factors to consider while buying visitor travel medical insurance.
Know More »Is It Better to Have Annual Travel Insurance for Frequent Travelers?
Annual multi-trip international travel insurance plans are ideal for business travelers and frequent international traveler as there is no need to buy an insurance plan every time you travel and are cheaper than buying several single trip travel insurance plans. These plans provide coverage for a whole year, however there is a limit for each trip which is either 30, 45 or 70 days depending on the plan chosen.
Business travelers and working professionals from USA travel abroad frequently, it is important to have proper annual travel insurance. The US frequent travelers can compare and purchase annual multi trip international travel insurance plan which covers them for the whole year.
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Overseas Travel Insurance for US Residents
Affordable coverage for medical emergencies abroad
How Do I Buy the Best Travel Insurance for Cruises?
Going on a cruise vacation is truly exciting, however one must take suitable action to ensure that the cruise vacation is not a disappointment. Vacationers are likely to book for the cruise well in advance of the actual travel dates, and it is possible that one is not able to make the cruise as planned.
- Best cruise trip insurance ensures that vacationers can vacation investment should there be a disruption and one cannot make the cruise.
- Most Cruises offers Cruise protection, but that is not the same as trip insurance for Cruises.
- A cruise protection usually gives vouchers for the traveler if they miss the cruise
- Trip insurance, on the other hand, offers cash reimbursement.
- Vacationers can shield themselves best by purchasing the Cancel for any reason insurance benefit.
- This gives the flexibility of cancellation the cruise vacation for any reason
- The traveler can get reimbursed up to 75% of the non-refundable trip expenses.
The cruise insurance protection offered by cruise lines provides very little benefits given their cost, this is particularly important for Seniors cruise vacationers who are most vulnerable and likely to need the benefits offered by the best cruise travel insurance plans.
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What Are the Best Cruise Travel Insurance Plans?
- Cruise cancellation up to $30,000
- Missed Tour or Cruise Connection up to $250 per day up to $1,500
- Trip Inconvenience up to $250 each inconvenience up to $500
- Medical Evacuation up to $500,000
- Cruise cancellation up to $10,000
- Missed Tour or Cruise Connection up to $500
- Trip Inconvenience up to $100
- Medical Evacuation up to $500,000
- Cruise cancellation up to $100,000
- Missed Tour or Cruise Connection up to $500
- Emergency medical coverage up to $100,000
- Medical Evacuation up to $1,000,000
Popular Outbound Destinations for New York Travelers
Best International Medical Insurance
International travel insurance resources
Compare and buy international travel insurance USA
Read More »Resources for US Air Travelers
Information about US mobile passport control and TSA pre check for US passport holders.
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