Travel insurance for New York City

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Traveler's residence
Travelers (Age)
Trip cost($)/person

Destination
Trip start date
Trip end date

Travel insurance with trip protection coverage - Highlights

Trip cancellation

Reimbursement for loss of pre-paid, non-refundable payments.

Medical evacuation

Transportation to or between hospitals as needed.

Trip delay

Reimbursement of food and lodging expenses due to delay in travel.

Lost baggage

Pays sum for lost or delayed luggage by airline.

Medical expenses

Covers cost of treatment for sickness or injury during your vacation.

Age & Citizenship
Child
Residence
Destination
Start date
End date

Travel medical insurance with no trip protection - Highlights

Health care expenses

Covers medical costs for sickness or accidents during travel.

Doctor visit

Covers cost of clinic or doctor visit.

Pharmacy drugs

Expenses from doctor prescribed eligible medications.

Medical evacuation

Transportation to or between hospitals as needed.

Repat of remains

Return of moral remains to home country or local burial.

An overview

New York City, Travel medical insurance NY

Visitor Insurance for New York

New York city despite the title above is a city which really needs no introduction. Popularly known as 'The Big Apple', New York city houses the United Nations headquarters and is arguably the most cosmopolitan city in the world. New York city which is in New York state in the northeastern part of the United States of America has nearly 20 million residents and is the most populous city.

The capital of New York state is not New York city but Albany, and to distinguish New York City from the state, the state is often referred to as 'New York State'. Both the state and city of New York were named for the 17th century Duke of York, future King James II of England.

Travel medical insurance for NYC

New York is known as the center for finance and culture and for its position as the largest gateway for immigration to the United States of America. From the early 19th century until the middle of the 20th century it became the major port of entry for immigrants coming to the USA. New York is also the destination of choice for many foreign visitors from all over the world. Tourism in New York currently attracts over 60 million visitors annually.

Visitors from the UK numbers about 1.2 million which is closely followed by visitors from China which is about 1 million visitors every year. While visitors from the UK has seen nominal growth, the number of Chinese visitors to New York has been growing at an incredible rate in the 21st century.

New Immigrants to New York and the need for new immigrants insurance

Migrating to a new city like New York and to a new country for better economic opportunities is inspiring; however it is very crucial that all new immigrants to the USA have good immigrant health insurance on arrival, especially given the Covid19 pandemic. While the US offers its immigrants a world class health care system, it is also very expensive. Good US immigrant health insurance will provide coverage for medical expenses incurred in case of any injury or illness.

Buying US immigrant insurance is easy at American Visitor Insurance and New Immigrants can compare several plans for prices and benefits according to their specific needs. The 24/7 customer support service by licensed agents will provide answers to all questions by the customers with instant policy documents by Email. Feel free to give us a call or email us and one of our customer support licensed agents will be able to help you.

Migrating to a new city like New York and to a new country for better economic opportunities is inspiring; however it is very crucial that all new immigrants to the USA have good health insurance on arrival, especially given the Covid19 pandemic. While the US offers its immigrants a world class health care system, it is also very expensive. Good US immigrant health insurance will provide coverage for medical expenses incurred in case of any injury or illness.

Student medical insurance for International Students in New York

Aspiring to study in the US is a dream for international students from all around the world. The universities in and around New York city and in the state of New York offer an all rounded education for students. New York city is undoubtedly one of the most preferred cities in the US. The NYC universities offer an unequalled multicultural environment, buzzing city life, good professional connections and exceptional opportunities to work in the country after graduating.

NYU conducts several programs and events throughout the year to comfort the transition into student life and community development. Thousands of international students flock every year for higher studies in NYC and is home to the highest number of international students in the US. There are 17,000 international students and scholars from 140 countries.

International students can buy good international student medical insurance cheaper than university plans with similar coverage. Along with Covid19 and acute onset of pre-existing conditions, coverage students can be confident of getting the student insurance plans at very affordable prices.

US Travel medical insurance for professionals traveling to New York

The US in general and New York is particular has millions of immigrants and working professionals arriving from all around the globe to start a new life. New York City is one of the most cosmopolitan cities in the world. Its strong economy offers opportunities for industries, digital media, biotechnology, software, media and entertainment, marketing, finance and public administration and in the healthcare industry.

Professionals working in New York should however be sure that they have good immigrant medical insurance which includes Covid19 coverage. The US healthcare is expensive and visiting an US hospital without insurance is scary. A good immigrant medical insurance plan will provide coverage for unexpected medical emergencies that may occur while staying in the US. American visitor insurance offers best US insurance covers with Covid19 and acute onset of pre-existing conditions coverage along with guaranteed best price

Things to do in New York City, Travel health insurance NYC

Exploring Manhattan: Manhattan, one of the boroughs of New York is a city in itself. Alive 24 hours of the day, it has interesting sights at every intersection. Designed as a grid, it is easy to navigate and explore Manhattan. There are many iconic buildings, museums, churches, shops, theatres, parks and much more to see in Manhattan. You can explore Manhattan by foot, take the subway of hop on the tourist bus, each having a charm of its own.

Central Park: It is one of the most breathtaking and celebrated attractions. The fresh snowfall in the winter, the spectacular floral blossoms in springs, the steamy days of simmer, leaf-turning months of fall attracts a continuous stream of visitors from all over the world.

The High Line Guide: The highline has become a destination for sunbathing, sightseeing, snacking and viewing innovative art. Some of the attraction below the High Line is interactive inflatable park, a roller rink and beer gardens. Summer visitors can enjoy food, beverages and treats from the likes of La Newyorkina, Blue Bottle Coffee, Melt Bakery, Sigmund's Pretzels and The Taco Truck.

Must Try Pizza: Pizza can be considered as New York City's official dish. A slice represents quick lunch for office goers who want grab it and eat while walking down the streets. Slice is a rescue for visitors who look for quick and inexpensive snack between sightseeing stops. The best way to pick an argument between 2 New Yorkers is by asking where you get best slice.

TV Show Tapings: It is fun and free to attend popular TV shows recorded in New York City. The wait for ticket in the queue can be longer so it is better to write them well in advance to reserve tickets. Many shows will have standby options if you are ready to wait in line.

Staten Island: This is an unspoiled paradise in the New York City which is well known for picturesque parks, kid friendly activities, coastline attractions. There are several reasons which attract visitors to Staten Island such as greenest borough, more than 9,300 acres of parkland, the revolutionary war, rich history, abolitionist movement.

Travel insurance for New York City Visitors, Visitors Health insurance New York City New York city tourism attracts hundreds of thousands of travelers annually from all over the world. Those visiting New York for the first time or those frequent travelers must be aware of the extremely high cost of health care in NYC and the need for Visitor Insurance in case of a medical emergency.

The Visitors Insurance Features section has resourceful information and informs you of the important factors that you should consider while buying visitor medical insurance. Travel insurance plans designed by American insurance providers for foreign visitors provide effective coverage and help the insured face the expensive health care system in the USA.

Travel Insurance For New York City Residents: Whether you are just in for a quick shopping trip or are thinking of a longer stay, we can find the right policy for you! Try our Compare Visitor Insurance Tool to look at different policies and options. Plans are available for the short term so that visitors can buy insurance only for the days they spend outside New York. Do not risk an unforeseen medical bill, travel with peace of mind with good travel insurance during your trip to the US.


What does visitor travel insurance cover?

Health care expenses

Covers hospital expenses for sickness or accidents.

Doctor visit

Insures Doctor visits for sudden injury or sickness.

Pharmacy drugs

Doctor prescribed eligible pharmacy drugs expenses.

Pre-existing conditions

Some plans insure acute onset of pre-existing conditions coverage.

Medical evacuation

Medical evacuation expenses to nearest facility included.

Repat of remains

Repatriation of remains to home country included.

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CFAR Covid travel insurance, CFAR travel insurance New York

A planned vacation usually includes expensive airline tickets, cruise bookings and hotel reservations, many of these done well in advance of the actual travel dates. Given the many uncertainties in our lives, the very busy nature of our work and lifestyles, one cannot be sure that our planned travel plans will not need some changes.

Any unforeseen event such as a medical epidemic like the Coronavirus, a medical condition of a friend or family member or even work related pressures can force changes in ones travel plans. It is here that best cancel for any reason covid travel insurance can make all the difference. New York Covid Travel Insurance have optional benefit for “cancel for any reason”. That is you need to pay additional amount to get this benefit.

Following are the popular Cancel for any reason travel insurance New York

Travel LX Insurance

Travel LX insurance: from International Medical Group offer primary coverage

  • ‘Cancel for any reason’ benefit is included in coverage.
  • It covers up to 75% of trip cost insured.
  • It must be purchased within 20 days of the date your initial trip deposit is received.
  • Must insure 100% of prepaid trip costs subject to cancellation penalties or restrictions (and insure travel arrangements subsequently added to your trip within 20 days of payment).
  • You must cancel your trip 2 days or more before your scheduled departure date.

Safe Travels First Class Trip Protection Insurance

The Safe Travels First Class Trip Protection from Trawick International has an optional benefit that is the 'Cancel for any Reason' which is available as a rider at an additional cost.

  • It pays 75% of your prepaid, non-refundable trip payments.
  • Coverage must be purchased within 10 days of your initial trip deposit.
  • You must insure all nonrefundable prepaid trip costs.
  • We will reimburse you for the percentage of the prepaid, forfeited, non-refundable Payments or Deposits you paid for your Trip shown on the Confirmation of Coverage If you cancel your Trip for any reason not otherwise covered by this Certificate.
  • NOTE: Safe Travels First Class Trip Protection insurance is not available to NY, MO and WA.

Safe Travels Voyager Insurance

Safe Travels Voyager from Trawick International have an optional benefit that is the 'Cancel for any Reason' which is available as a rider at an additional cost.

  • It pays 75% of your prepaid, non-refundable trip payments.
  • Coverage must be purchased within 21 days of your initial trip deposit.
  • You must cancel 2 days or more before your departure
  • You must insure all nonrefundable prepaid trip costs.

Travel insurance Select Insurance

Travel insurance Select Insurance from Travel insurance services:
  • Optional Cancel for Any Reason Benefit (if purchased, not available to residents of NY)
  • Travel insurance Select Plus and Basic options have cancel for any reason benefit
  • It covers 75% of the Trip Cost (up to a maximum of $75,000)
  • It must be purchased at the time of initial plan payment and within 21 days of initial deposit date for your trip
  • Must insure full trip cost subject to cancellation penalties or restrictions
  • Must be insured within 21 days of payment

Trip Protection Insurance

The Trip Protection Choice from Seven Corners have an optional benefit that is the 'Cancel for any Reason' which is available as a rider at an additional cost. Travel insurance Select Insurance from Travel insurance services:

Trip Protection Basic from Seven Corners have an optional benefit that is the 'Cancel for any Reason' which is available as a rider at an additional cost. Travel insurance Select Insurance from Travel insurance services:

  • It pays 75% of your prepaid, non-refundable trip payments.
  • Coverage must be purchased within 20 days of your initial trip deposit.
  • You must cancel 2 days or more before your departure
  • You must insure all nonrefundable prepaid trip costs.
  • You must also insure the cost of subsequent travel arrangements added to your trip within 15 days of the payment/deposit for each of those arrangements.
  • NOTE: Trip Protection insurance is not available to NY and Florida residents.

**Note: Residents of New York cannot buy this insurance, but visitors and travelers to New York are eligible to buy these plans and are covered for CFAR

Trip Protection Elite

Trip Protection Elite Insurance from Seven Corners:
  • The extra rider Cancel for Any Reason (CFAR) pays 75% of your prepaid, non-refundable trip payments.should be purchased within 15 days of the initial trip deposit date
  • Coverage for residents of Missouri, New York, Pennsylvania and Washington travelling in the United States /internationally.
  • Covers trips up to 90 days.
  • The plan offers protection for trip costs, medical expenses, and luggage for worldwide travel and also offers coverage for non-refundable, prepaid trip costs if your trip gets cancelled or interrupted
  • Pre-existing conditions are covered by Trip Protection Elite.

Popular New York City tourism destinations

Buy travel insurance for New York city

Statue of Liberty

The Statue of Liberty was France's gift to America. Built in 1886, it remains a famous world symbol of freedom and one of the greatest American icons.

Buy visitor insurance New York city

Metropolitan Museum

The Metropolitan Museum of Art, or the Met, as it is commonly known, was founded in 1870. The permanent collection of The Met contains more than two million works of art, spanning a period of 5,000 years.

New York city travel insurance

Empire State Building

The Empire State Building is one of New York's most famous landmark buildings. Topped with a mooring mast for airships, the Empire State Building immediately became a landmark and a symbol for NYC.

Travel insurance New York city

Brooklyn Bridge

The Brooklyn Bridge, with its Gothic-shaped arches and suspension cables, is one of the city's most recognizable landmarks and has inspired generations of poets, songwriters, and painters.

General - FAQ's

01. Why is travel insurance to New York City so expensive?

There is no denying that travel insurance to New York City is sadly very expensive. The main reason for this is simply because the cost of healthcare in the New York City is very expensive and the travel insurance New York City costs are directly related to the healthcare costs.

One more factor for some New York City travel insurance plans to be very expensive is that there are specially designed travel insurance New York City plans available for older travelers, with higher medical coverage as well as some plans with coverage for pre-existing ailments.

02. Is it too late to buy visitor insurance in New York City?

It's never too late to buy medical insurance for visitors to usa unless the traveler is already sick or injured. As long as the traveler is fine, health insurance to the visitors of New York City can be purchased at any time to provide coverage in case of future accident or illness.

There are a few policies for coverage in the New York City which have time limits on when you can purchase them since your latest arrival to the New York City. However, there are companies who do not mind how long you have been in the country, Find the best time to buy travel insurance

03. Which is the best visitor insurance in New York City?

The best visitor insurance in New York City will vary from visitor to visitor depending on their unique needs. There is no single visitors medical insurance which will work best for all visitors to the New York City. While some visitors will look for the cheapest visitors insurance plan, others will look for the most comprehensive visitors insurance coverage.

The price will be higher if you need health insurance for visitors to New York City with pre-existing conditions. It is recommended to compare different visitor insurance plans based on price as well as the different benefits coverage options. Visitors should also read different visitors insurance reviews before they buy visitor insurance New York City

04. What happens if a tourist gets sick in New York City? What happens if a tourist goes to the hospital in the New York City? How are tourist emergency hospital bills handled? What is involved in seeing a Doctor in the New York City as a tourist? How is the medical treatment in New York City for foreigners handled?

The above are common concerns of tourists visiting the New York City. It is extremely important for US tourists to know that healthcare in the US is very expensive and that most US residents have health insurance to cover their medical expenses. Given this situation, it is important for US tourists to have the best travel insurance for US as they are fully responsible for any medical expenses that they incur in the country.

Being forced to get medical treatment in New York City without insurance can be financially catastrophic, and the best way to shield oneself from this situation is to buy New York City travel insurance for the entire duration of one’s visit to the country.

05. Can travelers to the US get New York City travel insurance?

If the traveler is already in the US or started the trip, he/she can still purchase most of the New York City travel insurance plans (some have a limited time after arrival in the US for eligibility to buy US travel insurance). Travelers should remember that the New York City visitor insurance cover purchased will commence only after the start of the policy.

06. Is there travel medical insurance available for Non-US citizens to New York City?

Yes, there are various travel insurance options for non-US citizens traveling to the US. American visitor insurance offers travelers some of the best New York City travel insurance choices that offer coverage for unexpected medical and travel events. For more details travelers can call the customer service or email and the team will be glad to help.

07. Should travelers include New York City medical insurance for a trip to the US?

Traveling to the US involves a change in weather and food, long travel hours and difference in time from the home country. Often these changes increase the travel risks for unexpected illness or injury. It is not mandatory to include a New York City visitor medical insurance for traveling to the US; however given the travel risks it's good to get travel medical insurance.

Healthcare in the US is very expensive and if there is need for hospitalization travelers may end up in a huge financial trauma. A good New York City travel insurance plan will provide coverage for medical expenses incurred in case of any injury or illness especially during the pandemic.

07. How much does travel insurance cost for New York City?

The cost of travel insurance for New York City depends on factors, such as:

  • The age of the travelers
  • The length of your trip
  • The type of coverage you choose
  • The deductible and co-payment options
  • The insurance provider and plan you select

Travel insurance for NY city typically costs between 5% to 10% of the total trip cost depending on the plan you choose. Travelers can compare and get free quotes on American Visitor Insurance, a visitors medical insurance for New York City for a 50-year-old traveler can range from $2 to $5 per day, depending on the coverage limit and deductible. A travel insurance that covers trip cancellation, interruption, baggage loss, and medical expenses can range from $5 to $20 for the same traveler.

On American Visitor Insurance, visitors can easily compare visitors insurance and compare travel insurance based on the price as well as coverage details and buy the US travel insurance plan that is best suited to their needs.

08. Is travel insurance necessary for a trip to New York City?

Travel insurance is not mandatory for a trip to New York City, but it is wise to protect yourself from unforeseen risks and expenses given the very high cost of healthcare and all other expenses in NY city. Travel insurance can cover some of the following scenarios:

  • You get sick or injured and need medical treatment or evacuation
  • You have to cancel or cut short your trip due to an emergency or a covered reason
  • You miss your flight or connection due to a delay or cancellation
  • You lose your baggage or passport or have them stolen
  • You face a legal liability or lawsuit for causing injury or damage to someone else

Travel insurance can give you peace of mind and financial security in case something goes wrong during your trip.

On American Visitor Insurance, tourists to NY city should compare visitors insurance and compare travel insurance based on the price as well as coverage details and buy the US travel insurance plan to find the best one for your needs and budget.

09. What does travel insurance for New York City typically cover?

Travel insurance for New York City typically covers some or all of the following:

  • Medical expenses: This covers the cost of medical treatment or evacuation if you get sick or injured during your trip. Some plans may also cover dental expenses, prescription drugs, or repatriation of remains.
  • Trip cancellation and interruption: This covers the non-refundable prepaid expenses of your trip if you have to cancel or cut short your trip due to an emergency or a covered reason, such as illness, death of a family member, jury duty, etc. Some plans may also cover trip delay or missed connection expenses.
  • Baggage loss and delay: This covers the cost of replacing or repairing your baggage or personal items if they are lost, stolen, damaged, or delayed during your trip. Some plans may also cover baggage delay expenses, such as the cost of buying essential items until your baggage arrives.
  • Travel documents and money: This covers the cost of replacing your passport, visa, tickets, or other travel documents if they are lost, stolen, or damaged during your trip. Some plans may also cover the loss of cash or travelers checks.
  • Accidental death and dismemberment: This covers the payment of a lump sum amount to you or your beneficiary if you die or suffer a loss of limb or sight due to an accident during your trip.

The coverage limits of travel insurance for New York City varies depending on the provider and travel insurance plan selected.

10. Does travel insurance cover medical expenses in New York City?

Yes, most US travel insurance plans cover emergency medical expenses in New York City, up to a certain limit and subject to certain exclusions. Medical expenses can include the cost of medical treatment or evacuation if you get sick or injured during your trip.

However, you should be aware that:

  • Travel insurance does not cover routine or preventive care, such as check-ups, vaccinations, or physical exams.
  • Travel insurance usually does not cover pre-existing medical conditions, or might cover an acute onset of a pre-existing condition.
  • Travel insurance does not cover expenses related to pregnancy, childbirth, or abortion, unless they are due to a complication or an emergency.
  • Travel insurance does not cover expenses related to mental or nervous disorders, substance abuse, or suicide attempts.
  • Travel insurance does not cover expenses related to cosmetic or elective surgery, unless they are medically necessary due to an accident.

Travelers should also keep all the receipts and documents related to your medical expenses and contact your insurance provider as soon as possible in case of a claim.

11. Does travel insurance cover trip cancellation or interruption for New York City?

Yes, US travel insurance plans with trip cancellation or interruption coverage for New York City will cover these expense, up to a certain limit and subject to certain exclusions. Trip cancellation or interruption can include the non-refundable prepaid expenses of your trip if you have to cancel or cut short your trip due to an emergency or a covered reason. Some plans may also cover trip delay or missed connection expenses.

However, you should be aware that:

  • Travel insurance does not cover cancellations or interruptions due to a change of mind, a pre-existing medical condition, a pandemic, a war, a terrorist attack, or a natural disaster, unless you have a specific rider that covers them.
  • Travel insurance does not cover cancellations or interruptions due to a work-related reason, unless you have a specific rider that covers them or you can provide proof of involuntary job loss.
  • Travel insurance does not cover cancellations or interruptions due to a visa denial, unless you have a specific rider that covers them or you can provide proof of timely and complete visa application.
  • Travel insurance does not cover cancellations or interruptions due to a travel advisory or warning, unless you have a specific rider that covers them or you can provide proof of unavoidable and unforeseeable circumstances.

12. Will travel insurance reimburse me for lost baggage in New York City?

Yes, most US travel insurance plans with trip cancellation coverage will reimburse you for lost baggage in New York City, up to a certain limit and subject to certain exclusions. Lost baggage can include the cost of replacing or repairing your baggage or personal items if they are lost, stolen, damaged, or delayed during your trip. Some plans may also cover baggage delay expenses, such as the cost of buying essential items until your baggage arrives.

13. Can I purchase travel insurance for New York City if I am already in the city?

This depends on the insurance provider and plan you select. Some travel insurance companies allow you to purchase travel insurance for New York City if you are already in the city, but they may have some restrictions or limitations, such as:

  • A waiting period before the coverage starts, usually 24 to 72 hours A reduced coverage limit or benefit amount
  • A higher premium or deductible
  • A proof of health or medical examination
  • An exclusion of pre-existing medical conditions or any illness or injury that occurred before the purchase
  • Other travel insurance companies may not allow you to purchase travel insurance for New York City if you are already in the city, as they may consider it a high-risk or fraudulent situation.

14. Does travel insurance cover COVID-19-related issues in New York City?

Some travel insurance plans may cover COVID-19-related issues in New York City, but not all of them. It depends on the provider and plan you choose, the date of purchase, and the type of coverage you have.

Popular tourists to New York

Popular Cruises in New York City

Discover historic New England and its cruise ports and quaint towns, picturesque parks and fabulous food New England’s cruises offer incredible food, several natural attractions, charming towns.

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Covid19 travel insurance for international travelers

While travelling in the midst of a coronavirus pandemic, one must ensure that they have the right travel health insurance with proper Covid19 coverage. At America visitor insurance travelers can get visitors insurance for Covid -19 illness.

We offer a range of options for visitors where they can compare using our Visitors insurance for Covid19 comparison tool based on the factors like the travelers age, duration of travel, the maximum coverage required, deductible and the need for pre-existing conditions or for covid coverage.

Travelers can narrow down their search further by applying the “filter” option for Covid19 available in the tool. Please know we are here to help you make the best, informed decision to get coverage even for COVID19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.

US visitors insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

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