US Visitor travel insurance for Surat, Gujarat and for Indians visiting US or Europe

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Surat healthcare for tourists, Travel health insurance for Surat

Schengen visa insurance

Schengen Visa Insurance

Insurance plans satisfying Schengen visa requirements Know more
US Expatriates Insurance

US Expatriates Insurance

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India

Surat Visitors Insurance

Travel health insurance for visiting SuratKnow more
usa travel insurance

USA Visitors Insurance

Visitor insurance for travelers from Surat visiting USKnow more

Popular outbound destination among Indian travelers

How to find and compare best Surat Covid19 travel insurance for visitors to the USA?

It is important for international travelers visiting the USA to find the best Covid19 visitors medical insurance coverage in the midst of this pandemic. Travelers can compare visitor health insurance with Covid coverage by using our visitor insurance compare tool. In the tool, we have a question clarifying if you need to compare visitors insurance for Covid19.

Even in our display comparing best travel insurance for Covid19, we have a “filter” option where visitors can filter for Covid19 travel insurance coverage plans only. Based on your specific visitors insurance requirements we display all the available Covid travel insurance plans from top rated US insurance providers.

Travel insurance for visiting Surat

Select the type of travel health insurance for visiting Surat...

Travel insurance for Quarantine coverage

  • Travel insurance for US Citizens and US Residents traveling outside USA
  • Provides minimum coverage of $3,000 for potential or extended quarantine lodging expenses due to Covid19.
  • Provides guaranteed travel insurance for Covid19 for medical expenses of at least USD $50,000.
  • Covid-19 is covered as any other sickness
  • Safe Travels Voyager plan's trip delay benefit can be upgraded.
  • The base benefit is $3000 (which is $250 per person per day), but you can choose $4000 ($300/day) or $7000 ($500 per day). Some travelers to remote islands and to inclusive resorts choose higher options to match where they are staying to accommodate the possibility of a 10 to 14 day quarantine.
  • Travel insurance for US Citizens and US Residents traveling outside USA
  • Provides minimum coverage of $2,000 for potential or extended quarantine lodging expenses due to Covid19.
  • Provides guaranteed travel insurance for Covid19 for medical expenses of at least USD $50,000.
  • • Covid-19 is covered as any other sickness.
  • Covid Quarantine Benefit: Coverage for accommodations due to a covered Trip Delay $2,000/$150 per person per day (6 hours or more) is included in the basic coverage.
  • Optional Quarantine Benefit Upgrade at additional price Trip Delay Max Upgrade - including Accommodations (6 Hours or more) $4000 ($300/day) or $7000 ($500 per day)
  • Travel insurance for Non US Citizens and Non US Residents traveling outside their home country
  • Provides minimum coverage of $2,000 for potential or extended quarantine lodging expenses due to Covid19.
  • Provides guaranteed travel insurance for Covid19 for medical expenses of at least USD $50,000.
  • Covid-19 is covered as any other sickness
  • Travel insurance for US Citizens and US Residents
  • Provides minimum coverage of $1,000 for potential or extended quarantine lodging expenses due to Covid19.
  • Covid19 medical expenses are covered and treated the same as any other sickness
  • Offers coverage of $50,000 for emergency medical expenses
  • Offers comprehensive trip cancellation coverage
  • Travel medical insurance coverage outside USA
  • Atlas insurance offers $50 per day for each day that travelers are quarantined abroad for a maximum of 10 days.
  • Coverage must be bought for a minimum of 30 days. Show proof of quarantine mandated by a physician or governmental authority.
  • Quarantine must be due to you testing positive for COVID-19/SARS-CoV2.
  • Travel insurance for US Citizens and US Residents traveling outside US
  • Trip cancellation up to $50,000
  • Trip interruption up to 200% of trip cost
  • $500,000 medical for sickness and injury/$1,000,000 medical transportation
  • Include $2000 in travel delay benefits for quarantine/lodging.
Travel insurance for Coronavirus Covid
Covid19 travel insurance for quarantine coverage
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Best travel insurance

Compare and buy the best travel insurance plans. The best international travel insurance plans specially designed to match the needs of international travelers.

Best international travel insurance for US citizens

  • Travel medical insurance for US Citizens and US Residents traveling outside USA
  • Available up to 180 days
  • Offers emergency sickness coverage up to $500,000
  • Covid-19 covered as any other sickness
  • USA travel medical insurance coverage outside USA for US citizens
  • Available up to 365 days
  • Offers maximum coverage up to $2,000,000
  • Offers insurance coverage for Covid expenses
  • US travel health insurance for US citizens outside USA
  • Offers maximum coverage up to $1,000,000
  • Travel Medical Plus insurance offers coverage for expenses related to COVID-19
  • Short term fixed benefit cheap travel insurance USA for US citizens outside USA
  • Plan maximum options available up to $130,000 for medical expenses
  • Offers coverage for people traveling outside the U.S. and outside their home country
  • Available up to 365 days.
  • Offers medical evacuation coverage up to $500,000.
  • Offers coverage for travelling outside your home country
  • It includes coverage for Covid-19 is covered as any other illness under the medical expense maximum.
  • Testing for Covid-19 will only be covered if deemed medically necessary by a physician. The antibody test and prescreening test are not covered, as they are not medically necessary. Maximum age for plan eligibility is 64.

Best Expat insurance, Best Expatriate insurance

Compare and buy the best Expatriate insurance plans. Expat insurance is long term comprehensive global medical insurance for expats living outside their home country.

Expat insurance plans

  • Ideal for US expatriates and for those global citizens living and working outside their home country.
  • Xplorer Premier Insurance provides unlimited annual and lifetime medical maximum.
  • It covers pre-existing conditions with creditable coverage

Best trip cancellation insurance, Best trip protection insurance

Trip cancellation plans are designed to insure both the health of the traveler as well as the cost of non-refundable trip expenses should the trip get cancelled or is interrupted.

Best trip cancellation insurance

  • Trip Cancellation: Up to 100% of insured trip cost
  • US Residents on domestic and worldwide trips
  • Travel SE Covid Quarantine Benefit: Travel SE plan offers Coverage for accommodations due to a covered Trip Delay $2,000/$125 per person per day is included in the basic coverage.
  • Trip Cancellation: Up to 100% of insured trip cost
  • US Residents on domestic and worldwide trips
  • Travel LX Covid Quarantine Benefit: Travel LX plan offers Coverage for accommodations due to a covered Trip Delay $2,500/$250 per person per day is included in the basic coverage.
  • Trip Cancellation: Up to 100% of insured trip cost
  • Inexpensive coverage for trip cancellation & interruption
  • Travel Lite Covid Quarantine Benefit: Travel Lite plan offers Coverage for accommodations due to a covered Trip Delay $500/$125 per person per day is included in the basic coverage.
  • Trip Cancellation: Up to 100% of Trip Cost Insured
  • Up to 100% of Trip Cost Insured
  • Trip Cancellation: Up to 100% of Trip Cost Insured
  • It covers Trip Cancellation coverage from $150 to $10,000.
  • Trip Cancellation: Up to 100% of Trip Cost Insured
  • It covers Trip Cancellation coverage from $150 to $10,000.
  • Trip Cancellation: Trip Cost: Up to a Maximum of $30,000.
  • Maximum Trip Length 90 Days
  • Trip Cancellation: Up to 100% of Trip Cost Insured
  • It covers Trip Cancellation coverage from $150 to $10,000.
  • Offered by Trawick International and is highly rated.
  • You can add a "Cancel for Any Reason" waiver onto the plan.
  • It can cover trips up to 90 days long.
  • Cancellation of policy must be purchased within 10 days of the initial trip deposit date.
  • Trip Cancellation: Basic - $15,000 Max
  • Trip Cancellation: Plus - $100,000 Max
  • Trip Cancellation: Elite - $100,000 Max
  • Trip Cancellation: 100% of trip cost up to $30,000
  • Provides coverage for U.S. residents travelling outside their home country
  • Trip Cancellation: 100% of trip cost up to $100,000
  • Provides coverage for U.S. residents travelling outside their home country

Cancel for any reason trip cancellation insurance

While some plans require that the trip is cancelled for an approved reason other plans are available with 'cancel for any reason' benefit. Unless you have purchased 'cancel for any reason' policy, there are many valid reasons to change the dates of trip or cancel it completely that will not be covered.

Cancel for any reason plans

  • Cancel For Any Reason: 75% of non-refundable trip cost
  • Trip Cancellation: 100% of trip cost up to $30,000
  • Cancel For Any Reason: 75% of non-refundable trip cost
  • Trip Cancellation: Tour cost to a maximum of $100,000
  • Cancel for Any Reason: Up to 75% of trip cost insured
  • Trip Cancellation: Up to 100% of Trip Cost
  • Cancel for Any Reason: 75% of non-refundable trip cost
  • Trip Cancellation: Up to a Maximum of $50,000. ($30,000 for travellers above 80 years)
  • Cancellation for Any Reason: 75% of Trip Cost
  • Trip Cancellation: Up to 100% of Trip Cost Insured

USA Senior Citizen travel insurance, USA seniors travel health insurance

Older travelers traveling outside their home country have a tough time finding good travel medical insurance to satisfy all their requirements. Here is a quick comparison of best travel health insurance for older travelers.

Travel health insurance for older US travelers

  • The GlobeHopper Multi-trip plan which covers a period of 12 months with a maximum of 30 days for each overseas trip
  • It is an affordable international travel health insurance for US citizens.
  • It offers coverage for medical and evacuation expenses for short trips.
  • It is available up to 12 months
  • It is an renewable long term international travel health insurance for US citizens.
  • It offers coverage for medical and evacuation expenses.
  • It is available up to 12 months.

Best Annual travel insurance, Best yearly travel insurance

Annual travel insurance cover multiple trips within an annual insurance plan. Annual insurance plans are ideal for businessmen and corporate travelers as there is no need to buy travel insurance every time they travel and are cheaper than buying several single trip travel insurance plans.

Annual Travel Plans

  • Patriot Multi Trip is designed by IMG to cover travelers taking multiple trips in a year.
  • Covers non US Citizens travelling multiple times annually outside their home country
  • Offers coverage for covid19 illness.
  • Trekker Essential Insurance offers maximum coverage of $50,000 for sickness and accidents.
  • Offers coverage for covid19 illness.
  • Available for both US and Non US citizens up to 75 years
  • Maximum trip length is 30 or 45 days per trip
  • Offers coverage for covid19 illness.
  • Available for US residents only up to age 81 years
  • Maximum trip length is 30 days per trip
  • Offers coverage for covid19 illness.
  • Voyager Annual (offered by USI Travel Insure) covers US citizens in and out of the US at least 100 miles away from home.
  • It does not cover trip cancellation but can be used for 90 days at a time within a year and is great for frequent travelers.
  • Available for both US and Non US citizens up to 75 years
  • Maximum trip length is 30, 45, or 60 days per trip
  • Offers coverage for covid19 illness.
Compare Annual Multitrip plans

Review and compare the best Annual insurance.

Compare Annual Multitrip insurance quotes
Find the best Annual Multitrip plans

Covid travel insurance with Quarantine coverage for US travelers returning back to the USA

US Citizens who have traveled overseas should get tested for COVID19 before their international flight back to the US. This COVID19 test is required even for vaccinated travelers. Testing Covid positive will force US travlers to quarantine outside the USA. In this therefore prudent for US citizens to buy travel insurance with Covid quarantine expenses included. This can be handy should the traveler be forced to stay in Quarantine as a result of a positive Covid test.

US travelers can either buy US Covid quarantine coverage trip insurance (includes coverage for cost of the trip), or Covid quarantine travel health insurance (insures only the health of the traveler and is cheaper than trip insurance).

Travel Insurance Surat, Tourist insurance Surat – FAQs

There are some USA Covid travel insurance plans available for travel to Surat that cover Covid19 as a new illness. International travelers can compare best Covid travel insurance plans and buy it online. These US covid travel insurance plans are available for visitors from Surat to the US, US citizens and US residents traveling abroad as well as non US travelers traveling outside their home country.

This is precisely the question that our entire website is dedicated to answering. We strive to be a one-stop shopping comparison site giving you a range of options for your travel situation. Do you want to insure your parents or other family members who are visiting the US? We can give you a range of excellent visitor medical insurance options! What is the value of a special cruise with your family? We can get you an ideal travel insurance plan.

Are you a older traveller with well-controlled diabetic who is planning a vacation abroad? We have a plan that can set your mind at ease and cover whatever may befall you. Remember we have licensed agents that can assist you to in finding the right plan.

It is definitely a good idea! Health Care can become highly expensive for visitors in countries like the US, where not having health insurance can take a toll on the medical expense. Having travel insurance can be a huge relief which comes in handy during any major unexpected sickness or injury while in a foreign country.

Popular tourist destinations in Surat

Buy travel insurance for Delhi

Jagdish Chandra Bose Aquarium

The aqua life include - turtles, American lobster, snowflake eel, lionfish, alligator gar, stingrays, cichlid, man-eater piranhas, ghost fish, and soon.

Buy visitor insurance for Delhi

Iskcon Temple, Surat

Iskcon temple, locally known as Shri Shri Radha Damodar Mandir, has been founded by the Iskcon foundation in 1978.

Delhi travel insurance

Ambika Niketan Temple

Goddess Ambika has ashtabhuja, meaning eight hands, and is seen looking graceful in a beautiful sari, smiling sweetly to bless all her followers.

Travel insurance Delhi

Chintamani Jain Temple

Chintamani Jain Temple looks very simple from the outside but surprises the visitor with its brilliant piece of creativity and skill.

Trip insurance vs Travel health coverage vs Global medical insurance
Confused whether to buy trip, travel or global health insurance? Understand the differences!
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International travel Insurance for Surat residents

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Health insurance for visitors to USA...
It is heart breaking that so many international travelers have to change their international travel plans due to COVID19. All countries around the world include the USA were very badly impacted by the pandemic. The US has recorded over 33.5 million Covid19 patients and sadly over 603,967 fatalities.

As a measure to prevent the spread of the pandemic, all airline passengers more than two years old traveling to the USA must provide a negative COVID19 viral test taken within 72 hours from the start of travel. Alternatively, international travelers to the United States should provide documentation from a licensed health care provider of having fully recovered from COVID-19 within 90 days before travel.

In this context it is important to have best pandemic travel insurance coverage. International travelers to the USA can compare health insurance plans at American Visitor Insurance to find the best tourist medical insurance.

Travel Insurance with covid coverage for visiting USA

Travel Insurance with covid19 coverage for visiting USA

Trawick International travel insurance

Trawick International offers visitor medical insurance for coronavirus with their Safe Travels USA Insurance. The Safe Travels USA Comprehensive plan is ideal for travelers with pre-existing medical conditions even for travelers older than 70 years.

You can compare Safe Travels USA Covid19 travel insurance plans and buy it online to get coverage as early as the following day. After buying the Trawick travel insurance, travelers can download a visa letter which indicates that Safe travels USA visitors insurance covers covid19 illness.

Seven Corners visitors medical insurance

Travel Medical Plus Insurance offers best Seven Corners health insurance for visitors to USA. The Sevencorners visitor health insurance treatment benefit is available for COVID-19 (the disease); SARS-Cov-2 (the virus); and any mutation or variation of SARS-CoV-2.

International Medical Group (IMG) Coronavirus insurance

International Medical Group (IMG) travel insurance offers coronavirus insurance for USA. IMG's Patriot America Plus and Patriot Platinum insurance plans cover COVID-19 like any other illness. The Patriot America Plus Insurance and Patriot America Platinum insurance include COVID coverage up to the policy maximum.

Global Underwriters US visitor insurance

Diplomat America visitors insurance by Global Underwriters offers coverage for covid-19 as a new sickness. It is available for Non-US citizens or residents travelling to the US. Diplomat Long term Covid19 medical insurance must be bought for a minimum of 3 months and has a plan maximum options of $500,000 and $1,000,000 for medical expenses. You can compare Diplomat Insurance for visitors to USA.

Please know we are here to help you make the best, informed decision to get coverage even for COVID-19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.

Best health insurance for visitors to USA, Best travel insurance for USA

Compare and buy the best visitor health insurance plans. The best visitors insurance for USA plans that we display are specially designed to match the needs of international travelers.

Best health insurance for visitors to USA - Comprehensive plans
IMG
  • Patriot America Plus Covid insurance offers coverage for coronavirus illness.
  • Covers acute onset of pre-existing conditions till maximum limit (up to 70 years).
  • Available for US citizens visiting USA
WorldTrips
  • Atlas America Covid insurance offers coverage for coronavirus illness.
  • Covers acute onset of pre-existing conditions till maximum limit (up to 79 years).
Global underwriters
  • Diplomat America Covid insurance offers coverage for coronavirus sickness
  • Available for US citizens visiting USA
trawick
  • Covers acute onset of pre-existing conditions up to policy maximum for age up to 69 years.
  • It offers coverage for visitors up to 89 years.
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  • INF Traveler USA Covid insurance offers coverage for coronavirus illness.
  • This plan is available for Non-US Citizens. Anyone visiting USA, Canada and Mexico can enroll in this plan.
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  • Treats Coronavirus/covid19 as a new sickness & covered by the plan
  • Comprehensive plan with full pre existing condition coverage which is unique.
  • Covers 90% of eligible medical expenses.
  • There is a minimum purchase of 90 days required to buy this plan
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  • INF Traveler USA 90 covers 90% of elgibile medical expenses
  • Treats Coronavirus/covid19 as a new sickness & covered by the plan
  • Minimum purchase of 30 days is required for this plan.
  • This is a comprehensive plan too but does not cover pre existing condition
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  • INF Elite Covid19 insurance offers coverage for coronavirus.
  • Treats Coronavirus/covid19 as a new sickness & covered by the plan.
  • Best comprehensive plan that covers all pre-existing conditions up to 99 years.
seven corners
  • Travel Medical Plus Covid insurance offers coverage for coronavirus sickness
  • Covers treatment of acute onset of pre-existing conditions (up to 79 years)
Best travel insurance for USA – Fixed benefit plans
IMG
  • Optional pre-existing conditions rider offers coverage for Stroke or Myocardial Infarction (heart attack) for travelers of any age.
  • Plan can be renewed up to 2 year.
WorldTrips
  • It offers coverage for acute onset of pre-existing conditions up to 70 years.
  • Plan can be renewed up to 364 days.
trawick
  • Safe Travels Elite Covid insurance covers coronavirus illness.
  • Covers acute onset of pre-existing conditions up to 89 years.
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  • INF Premier Covid insurance covers coronavirus illness.
  • Covers all pre-existing conditions, this means doctors, appointments, blood tests & labs, specialist care, urgent care visits, & hospital stays are all covered for pre-existing conditions.
  • Renewable up to 364 days
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  • INF Standard Covid insurance covers Coronavirus illness.
  • This is a fixed plan and is available for both US and Non US citizens visiting the US.
seven corners
  • Offers coverage for acute onset of pre-existing conditions up to 79 years.
  • Renewable up to 364 days

Best travel insurance for pre-existing conditions, Best Visitors insurance with pre-existing conditions coverage

A pre-existing condition is a medical ailment that existed before the start of the visitors insurance cover. One of the biggest concerns for travelers and very important is to select pre-existing condition for medical insurance. It is recommended to to find good visitor insurance with Pre-existing conditions coverage, which is particularly important for older travelers and parents.

Best travel insurance with pre-existing condition coverage - Comprehensive plans
IMG
  • Covers acute onset of pre-existing conditions up to chosen maximum limit (aged up to 70 years).
  • Patriot America Plus Covid insurance offers coverage for coronavirus illness.
  • Available for US citizens visiting USA
WorldTrips
  • Covers acute onset of pre-existing conditions up to chosen maximum limit (aged up to 79 years).
  • Atlas America Covid insurance offers coverage for coronavirus illness.
trawick
  • Covers Acute Onset of a Pre-Existing Condition: Up to 69 years the limit is up to the Medical Maximum purchased per Period of Coverage. For any coverage related to cardiac disease, coverage is limited to $25,000 up to age 69 years, with a $25,000 Maximum Lifetime Limit for Emergency Medical Evacuation. Any repeat recurrence within the same policy period will no longer be considered Acute Onset of a Pre-Existing Condition and will not be eligible for additional coverage.
  • It offers coverage for visitors up to 89 years.
trawick
  • Covers Up to $1,000 for sudden, unexpected recurrence of a Pre-existing Condition
  • Safe travel USA Covid insurance offers coverage for coronavirus.
  • It offers coverage for visitors up to 89 years.
trawick
  • Covers unexpected recurrence of a pre-existing medical conditions up to $1000
  • This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date
  • Eligible for foreign residents visiting USA and worldwide
  • It offers coverage for visitors up to 89 years.
seven corners
  • Travel Medical Plus Covid insurance offers coverage for coronavirus sickness
  • Covers expenses for treatment of acute onset of pre-existing conditions (up to 79 years)
  • Acute onset of pre-exisitng conditions are available for Worldwide including US - $50,000 up to 65 years; $5,000 for 65 to 79 years and Worldwide excluding US - $50,000 up to 65 years; $10,000 for 65 to 79 years.
seven corners
  • The policy maximum for this comprehensive insurance starts from $50,000 and provides up to $5,000,000. For people above age 80 years, they get a policy maximum of $15,000
  • Acute onset of pre-exisitng conditions are available for Worldwide including US - $5,000 up to 65 years; $2,500 for 65 to 79 years and Worldwide excluding US - $25,000 up to 65 years; $5,000 for 65 to 79 years.
seven corners
  • This is a comprehensive plan with excellent coverage.
  • This plan offers full pre existing condition coverage.
  • Elite plan with policy maximum $150,000 covers pre-existing condition coverage up to $25,000 maximum with deductible $1,500 for age 0 to 69 years.
  • Policy maximum $75,000 covers pre-existing condition coverage up to $20,000 maximum with deductible $1,500 for age 70 to 99 years.
  • This plan need to be purchased for a minimum of 3 months.
seven corners
  • This is a comprehensive plan with full pre existing condition coverage which is unique.
  • Pre-existing complications from covid-19 covered
  • Elite 90 plan with policy maximum $150,000 covers pre-existing condition coverage up to $25,000 maximum with deductible $1,500 for age 0 to 69 years $1,500 for age 0 to 69 years.
  • Policy maximum $75,000 covers pre-existing condition coverage up to $20,000 maximum with deductible $1,500 for age 70 to 99 years.
  • Covers accident & sickness while traveling to USA, Canada, and Mexico and covers 90% of eligible medical expenses
  • This plan need to be purchased for a minimum of 3 months.
Best travel insurance for USA – Fixed benefit plans
IMG
  • Optional pre-existing conditions rider offers coverage for Stroke or Myocardial Infarction (heart attack) for travelers of any age.
  • Plan can be renewed up to 2 year.
Travel Insure
  • Visit USA Insurance is an excellent medical insurance for tourists and holiday travelers, parents of students studying in the United States, new immigrants and visiting scholars in the USA.
  • Visit USA offers 3 plans to satify your requirements and budget.
seven corners
  • This fixed plan from INF provides full pre existing condition coverage which includes doctor appointments, blood tests, specialty care, urgent care visits and hospital stays.
  • Plan covers pregnancy and childbirth if the plan is purchased before conception, before the trip begins.
  • The Premier provides the only pre-existing short-term medical insurance for ages up to 99 years old.
  • In-patient, out-patient, specialist care covered for pre-existing.
  • This plan need to be purchased for a minimum of 3 months.
WorldTrips
  • It offers coverage for acute onset of pre-existing conditions up to 70 years.
  • Plan can be renewed up to 364 days.

Senior Citizen travel insurance for above 60 years

Older travelers or parents aged above 60 years visiting foreign nations have a tough time in finding good medical insurance to satisfy all their requirements. Here is a quick comparison of popular visitor medical insurance plans that provide coverage for 60+ travelers.

WorldTrips
  • The best travel health insurance for 60 year old travelling to the US is Atlas America.
  • With the best travel insurance plans for people under 80 years, you get covered up to policy maximum for acute onset of pre-existing conditions for people up to age 79.
WorldTrips
IMG
Patriot America Plus Plan offer coverage upto choosen plan maximum for travelers under 70 years. This is a comprehensive plan from IMG and is is similar to the Patriot America with the unique difference in the benefit that covers acute onset of pre existing conditions up to the age of 70
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  • This is a comprehensive plan and is the plan with excellent coverage.
  • This plan covers all pre existing conditions including blood tess, doctor appointments, specialist care...for US and NON US citizens coming to the US, which is unheard of, when it comes to visitor insurance plans.
  • This plan provides a maximum of $25,000 for pre existing conditions up to age 69 subjected to a deductible of $1,500.
  • This plan need to be purchased for a minimum of 3 months.
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  • Covid-19 medically necessary testing & treatment covered 100% as any other new sickness with no cost sharing.
  • Covers 90% of elgibile medical expenses
  • This plan covers eligible accident & sickness (excluding pre-existing conditions) while traveling to USA, Canada, and Mexico
  • Minimum purchase of 30 days is required for this plan
  • This is a comprehensive plan too but does not cover pre existing condition.
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  • This is a comprehensive plan with full pre existing condition coverage which is unique. This includes doctor appointments, blood tests and lab, specialist care, urgent care visits and hospital stays are covered for pre existing condition
  • Pre-existing complications from covid-19 covered
  • This plan provides a maximum of $25,000 for pre existing conditions up to age 69 subjected to a deductible of $1,500.
  • Covers accident & sickness while traveling to USA, Canada, and Mexico and covers 90% of eligible medical expenses
  • This plan need to be purchased for a minimum of 3 months.
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  • This is another comprehensive plan from INF.
  • This plan differs from the other INF comprehensive plans where it does not cover pre existing conditions.
IMG
Patriot Platinum plan covers acute onset of pre existing condition up to the age of 70 for up to $1,000,000. $25,000 maximum limit for medical evacuation.
seven corners
Travel Medical Basic offers coverage up to $5,000 for acute onset of pre-existing condition in including USA and $25,000 for exclusing USA till 65 years.
seven corners
  • Travel Medical Plus Travelers must be at least 14 days old and under 75 years to be covered by this plan.
  • You may buy coverage for yourself, your legal spouse, domestic partner, or civil partner, your unmarried children under the age of 19, and your traveling companions.
seven corners
The Inbound plans (Inbound USA Basic, Inbound USA Choice) cover acute onset of pre-existing conditions for people up to age 79.

Older traveler medical insurance for above 70 years

Senior travelers find it difficult to get good travel insurance. These plans range from being affordable to providing the most coverage, the price vary correspondingly depending on the coverage offered.

trawick
  • Safe Travels USA Comprehensive is a very popular option for coverage of acute onset of pre-existing condition for people above 70.
  • Seniors travel insurance plan provides a coverage of $25,000 for acute onset of pre- existing condition and for heart related diseases a maximum of $15,000 upon attaining age 70.
  • For the age of 65 and above this plan however provides a policy maximum of $50,000 only.
WorldTrips
  • Atlas America plans from WorldTrips have upgraded their benefits for acute onset of pre-existing conditions up to age 80.
  • There is also a higher policy maximum option available for people above 70 up to the age of 79.
WorldTrips
  • Atlas Premium plans from WorldTrips have upgraded their benefits for acute onset of pre-existing conditions up to age 80.
  • There is also a higher policy maximum option available for people above 70 up to the age of 79.
IMG
  • The highest maximum that can be purchased for a comprehensive plan is Patriot Platinum which offers pre-existing condition coverage up to $2,500 for any condition.
  • In the $50,000 range there are many fixed benefit and comprehensive plan options available.
IMG
Visitors Care which offer limited coverage of $2,500. Visitors care insurance offers coverage for acute onset of pre-existing conditions with sublimits up to chosen plan maximum.
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  • This plan provides a maximum of $20,000 for people over 70 up to the age of 99 for coverage of pre existing conditions.
  • This plan is definitely the most suitable for people with pre existing condition as it is the full pre existing coverage plan.
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  • INF Elite 90 plan This plan provides a maximum of $20,000 for people over 70 up to the age of 99 for coverage of pre existing conditions.
  • Covers 90% of eligible medical expenses.
  • Pre-existing complications from covid-19 covered.
  • This plan is definitely the most suitable for people with pre existing condition as it is the full pre existing coverage plan.
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  • INF Traveler USA 90 This plan provides a policy maximum of $75,000 for people over 70 up to the age of 99.
  • This plan does not cover pre existing conditions including acute onset of pre existing conditions.
  • Covers 90% of elgibile medical expenses and minimum purchase of 30 days is required for this plan.
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  • This plan provides a policy maximum of $75,000 for people over 70 up to the age of 99.
  • This plan covers Urinary Tract infection for older travelers above 70 years.
  • This plan does not cover pre existing conditions including acute onset of pre existing conditions.
seven corners
  • Travel Medical Plus Travelers must be at least 14 days old and under 75 years to be covered by this plan.
  • You may buy coverage for yourself, your legal spouse, domestic partner, or civil partner, your unmarried children under the age of 19, and your traveling companions.

Senior Citizen travel insurance for above 80 years

Visitor insurance for 80 years old USA are available for senior travelers above 80 years of age with suitable benefits. Compare some of these health insurance over 80 years old traveling in US offered by reputed US insurance companies. Travelers can get quotes and buy travel insurance for seniors over 80 years.

trawick
The Safe Travels USA Comprehensive is also very useful for this age group as it provides a policy maximum of $50,000 and provides coverage for acute onset of pre-existing conditions for $25,000 and $15,000 for heart related pre-existing condition.
trawick
  • Non-US citizens and Non-US residents traveling outside their home country but not to the United States. This includes emergency medical evacuation, repatriation and security evacuation benefits.
  • It is ideal for foreign residents visiting USA and then other countries worldwide. Travelers on transit visa in US can also purchase this plan.
trawick
  • This Policy provides coverage to non-US citizens who reside outside the USA and are traveling outside of their Home Country to visit solely the United States, or to visit a combination of the United States and other countries worldwide.
  • This Policy is not available to green card holders in the USA. This Policy is not available to anyone age 90 or above.
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  • INF Elite plan This plan provides a maximum of $20,000 for people over 70 up to the age of 99 for coverage of pre existing conditions.
  • This plan is definitely the most suitable for people with pre existing condition as it is the full pre existing coverage plan.
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  • INF Elite 90 plan This plan provides a maximum of $20,000 for people over 70 up to the age of 99 for coverage of pre existing conditions.
  • Covers 90% of eligible medical expenses.
  • Pre-existing complications from covid-19 covered.
  • This plan is definitely the most suitable for people with pre existing condition as it is the full pre existing coverage plan.
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  • INF Traveler USA 90 This plan provides a policy maximum of $75,000 for people over 70 up to the age of 99.
  • This plan does not cover pre existing conditions including acute onset of pre existing conditions.
  • Covers 90% of elgibile medical expenses and minimum purchase of 30 days is required for this plan.
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  • INF Traveler USA plan plan provides a policy maximum of $75,000 for people over 70 up to the age of 99.
  • This plan does not cover pre existing conditions including acute onset of pre existing conditions.
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  • This fixed plan from INF provides full pre existing condition coverage which includes doctor appointments, blood tests, specialty care, urgent care visits and hospital stays.
  • For age 70 to 99 years for policy maximum $100,000 covers pre-existing condition maximum of $15,000/$25,000 with deductible $1,000/$5,000.
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  • This plan is available for people traveling to the USA and are not US Citizens, US Residents or Greencard Holders.
  • It is available for travelers of ages 70 to 89 years
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  • Inbound USA Basic insurance and Inbound USA Choice insurance with a higher deductible and up to $100,000 maximum.
  • Inbound Choice Insurance is meant for immigrants to the US with or without green cards renewable up to 3 years, it is also available for any legal visitors to our lovely country.
  • Senior Travelers above 90 years are also eligible to buy the Inbound USA Basic and Inbound USA Choice insurance.

Pre-existing conditions visitors insurance

Tips for travelers with pre-existing conditions

Here are some travel insurance tips for travelers with pre-existing conditions

  1. Choose a travel medical insurance with pre-existing conditions coverage.
  2. Read the policy carefully to understand what is covered and what is not.
  3. Be aware of look back period for coverage of pre-existing conditions.
  4. Consider buying an US travel health insurance plan with higher medical coverage.
  5. Keep a copy of your medical records and list of medications when you travel.
  6. Take your Doctor's prescription and medications during your trip.
  7. Learn how to access healthcare at your destination.
  8. Contact your US traveler insurance provider immediately in case of a medical emergency.
  9. Disclose all pre-existing conditions when purchasing visitor health insurance.
  10. Follow all procedures while submiting a claim.

What is visitors insurance for pre-existing conditions?

There are many health insurance for us visitors options for international travel. However, many usa travel insurance for visitors plans exclude pre-existing conditions. Hence the traveler insurance will not cover the costs of treating a pre-existing medical condition. However at American Visitor Insurance, we offer some travel medical insurance plans that have coverage for pre-existing conditions and the policy clearly states what is covered for a pre-existing conditions, as well as specifying a limit to this coverage.

Some travel health insurance plans like Atlas America, Patriot America Plus offer coverage for an acute onset of a pre-existing conditions, ie, when there is a sudden medical emergency without any prior symptom that needs to be treated immediately. This typically includes emergency medical treatment, hospitalization and evacuation expenses related to the acute onset of the pre-existing condition. INF insurance however has the INF Elite insurance which covers pre-existing conditions going beyond the acute onset coverage. It is important to compare visitors insurance for pre-existing conditions on American Visitor Insurance both for the price as well as pre-existing conditions coverage before making a decision.

How does travel insurance for pre-existing conditions work?

The travel health insurance plans which cover pre-existing conditions have clear definitions of what is a pre-existing condition, the look back period for pre-existing condition, whether the travel insurance coverage is limited to acute onset of pre-existing conditions, and if it provides full coverage for pre-existing conditions the coverage limit within the policy for pre-existing conditons. Any travel health insurance coverage for pre-existing conditions will depend on all these.

Factors to consider while purchasing visitors health insurance for pre existing conditions?

The following are important factors for buying travel insurance for pre-existing conditions

  1. The definition of pre-existing conditions and the look back period under the policy.
  2. The eligibility age limit for pre-existing conditions coverage.
  3. Whether pre-existing condition coverage is limited to acute onset of pre-existing conditions.
  4. The coverage limit for pre-existing conditions which is different from the policy medical maximum.
  5. The deductible and out of pocket expenses for pre-existing conditions coverage.

Why is health insurance for travel to USA with pre-existing conditions coverage important?

Traveling anywhere outside worldwide is supposed to be an eye opening, special and a relaxed trip experience. Traveling with a health condition brings in more challenges in order to get covered for the unexpected medical expense in case of odd surprises during the trip. This calls out for an insurance plan that covers the pre-existing conditions that will relieve the unnecessary stress of taking extra care of yourself during your most memorable travel experience.

The plans also will be expensive considering the risks involved to cover pre-existing conditions. Many of the travel insurance plans exclude pre-existing conditions. At American Visitor Insurance we offer plans that cover acute onset of pre-existing conditions as well as some cover full pre-existing conditions.

Pre-existing conditions coverage - FAQ's

01. How do I know if my pre-existing condition is covered by travel insurance?

Unfortunately, this simple question has a fairly complicated answer. The answer is: it depends. Firstly, it depends on whether you are a US resident traveling outside the US or a visitor to the US. US residents can purchase trip cancellation insurance that can cover pre-existing conditions and even plans that are travel medical only without cancellation often are more generous in their coverage of pre-existing conditions. These plans may have specific requirements in order to waive the usual exclusion of coverage for pre-existing conditions (like purchase them within a certain number of days of your initial trip deposit or that you have a primary domestic insurance plan in the US), so you should check these details carefully if this is important to you.

Non-US residents or US residents traveling into the US have much more limited options to insure their pre-existing conditions are covered. Some plans offer coverage for "acute onset" of pre-existing conditions. However, this is misleading, since a careful look at their definition excludes chronic or congenital disorders from such coverage. Chronic illnesses are those that worsen over time and congenital disorders are issues one is born with. They exclude emergencies due to chronic illness because they will say that is not "acute" it is simply a worsening of your condition. There are only two policies we know of that offer coverage for pre-existing medical conditions. They are INF Premier and INF Elite plans.

Firstly, they define pre-existing conditions in the following way: A pre-existing condition is a condition for which the insured received treatment or took medication for in the previous 12 months before the start of the policy. If the medication dosage has not changed and is taken as a maintenance medication, this would NOT count as a flare up or treatment of the condition. In that case, very stable conditions that have no flare ups in the past 12 months are not even excluded as pre-existing conditions. Conditions that have had flare ups or doctor recommended treatment or change in medication, are still covered by the plans but with a higher deductible and a lower maximum.

INF Elite (also INF Elite 90) are comprehensive plans offering fairly complete coverage. INF Premier is a fixed plan. Find details on these plans here.

The above plans must be purchased for at least 90 days and can be quite pricey for seniors, but they offer the only real coverage for chronic conditions.

The other option, of course, is to take a plans with little ($1K) or no coverage for pre-existing conditions and take a risk that that condition will not flare up during the trip.

02. What does full coverage for Pre-Existing Conditions mean?

INF plans boast they offer "full" coverage for pre-existing conditions. This can be a little misleading. Firstly, any regular treatment or medication that is required by the condition is never covered. The main advantage to the INF Elite and INF Premier is that they cover sudden illness/injury regardless of whether it is pre-existing or not. The only difference is that a pre-existing condition will be covered with a higher deductible at at a lower maximum than any other "new" illness or injury. However, coverage is not limited to an emergency or life-threatening situation.

03. What does "acute onset of pre-existing conditions" mean?

The "Acute Onset of a Pre-Existing Condition" is a sudden and unexpected outbreak or recurrence of a pre-existing medical condition which occurs without any advance warning either in the form of physician recommendations or symptoms and requires immediate care (within 24 hours of first symptoms). A Pre-Existing Condition that is a chronic or congenital condition or that gradually becomes worse over time will not be considered acute onset.

The acute onset coverage benefit does not include coverage for known, scheduled, required, or expected medical care, drugs or treatment existent or necessary prior to the effective date of coverage. An example of this might be someone who has a food allergy or bee allergy and is unknowingly exposed to their allergen and requires immediate medical attention.

04. What is the difference between Full Pre-Existing & Acute Onset Insurance?

Acute onset of a pre-existing condition can be defined as the sudden & unexpected occurrence of a pre-existing condition which requires in-patient, emergency hospitalization within 24 hours of exhibiting first symptoms. The main difference between acute onset & full pre-existing is that with Full Pre-Existing coverage, is that one is covered for all pre-existing conditions and associated medical costs and this includes follow up visits, hospitalizations and doctor’s visits, etc. The acute onset coverage will only cover the in-patient hospitalization expense.

05. What are the limits of Full Pre-Existing plans under INF travel insurance?

Full Pre-existing means we will cover any issue regarding a pre-existing condition, however, if one is traveling to the United States solely for medical treatment, that will not be covered. INF plans do not cover any medical tourism related claims. Pre-existing conditions under the INF plans are covered with a higher deductible and a lower maximum than other illnesses or injuries. These are chosen or specified when you purchase you plan.

06. Do INF travel insurance plans really cover all pre-existing conditions?

Yes, the INF policies will cover any pre-existing issue that the traveler may have during their stay in the United States. This includes blood pressure, diabetes, kidney related issues and arthritis, all of which are covered by the INF Premier, INF Premier Plus, INF Elite, INF Elite Plus and INF Elite 90 Plans.

07. Why are Full Pre-Existing plans more expensive than other visitor medical insurance usa plans?

The insurance company takes on an enormous risk by insuring individuals and including coverage for pre-existing conditions without any prior medical examination. Under the INF plans, you are paying more, but you are getting the full value for the money you pay given the very high cost of US healthcare. With the INF Premier, INF Premier Plus, INF Elite, INF Elite Plus and INF Elite 90 Plans, even though it is expensive, you can have the comfort of knowing that you are covered for any emergency or contingency. This peace of mind given the expensive US healthcare expense is what makes INF plans worth it despite being expensive.

08. What services are covered under best travel insurance for usa visitors with full pre-existing coverage?

The list of covered services under Visitors insurance full pre-existing conditions coverage can be found on the American Visitor Insurance website of the INF Premier, INF Premier Plus, INF Elite, INF Elite Plus and INF Elite 90 Plan pages. INF plans are open to green card holders

What is the best US visitors insurance with pre-existing conditions coverage?

The best US visitors insurance with pre-existing conditions coverage is listed here :

  1. The INF Elite plans are designed for travelers who need coverage for full pre-existing medical conditions up to age 99 years. INF Elite plans are comprehensive plans available for people traveling to the US and provide flexible coverage. Minimum Purchase of 90 days is required on the plans.
  2. Safe Travels USA Comprehensive offers coverage for acute on set of pre-existing conditions up to 89 years. For persons under 70 covers medical treatment to policy maximum (cardiac-related treatment up to $25,000). For persons above 70 Acute Onset benefits is reduced to a maximum of $35,000 (cardiac-related treatment up to $15,000).
  3. Atlas America Insurance is a comprehensive visitor insurance for acute on set of pre-existing conditions that covers Non-US citizens and Non-US residents while visiting the US up to age 79 years.
    The plan provides acute onset of non-chronic pre-existing conditions coverage..
  4. Patriot America plus is Comprehensive travel insurance covers acute on set of pre-existing conditions up to chosen maximum limit aged up to 70 years. This plan is available for Non US citizens travelling to the USA and US citizens and Non US citizens living abroad can buy this plan for visiting the US for short while. Plan is suitable for Green Card holders as long as they reside outside the US.
  5. Visitors Protect is Comprehensive visitor medical insurance offers pre-existing conditions up to age 99 years. Minimum Purchase of 90 days is required on the plan. It is an affordable plan for visitors visiting the US.
  6. Safe Travels USA is a cheap travel medical insurance plan that covers sudden, unexpected recurrence of a Pre-existing Condition for Non-US Citizens and Non-US Residents while visiting the USA up to 89 years.
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US Immigrant health insurance mandatory for prospective Surat immigrants to the US

The Trump administration had introduced rules making it mandatory for prospective new US immigrants to show proof of adequate US health insurance while applying for the immigrant visa. The aim of this mandatory US health insurance for immigrants is to reduce the burden on the US hospitals, the overall US health care system and finally on US tax payers by uninsured new immigrants.

At American Visitor insurance we offer immigrant health insurance plans which work well for prospective new US immigrants. After buying this immigrant medical insurance, customers will immediately receive the health insurance policy document by email. Customers can use this immigrant insurance document as proof of US health insurance while applying for the Immigrant visa. Given this rule as well as the very high cost of healthcare in the US, it is strongly recommended to buy medical insurance for new US immigrants.

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