Hazardous sports Travel Insurance, Adventure sports travel insurance, extreme sports travel insurance

Insurance Plans offering coverage for Adventure Sports

Diplomat Insurance with Sports Rider Option

For Non US citizens taking part in hazardous sport activities or athletic events in USA.

Travelers of any country of citizenship are eligible for coverage under this plan.
Covers activities like motorcycling, scuba, diving, jet, snow and water skiing, mountain climbing, sky diving, amateur racing, piloting, bungee jumping, spelunking, whitewater rafting, surfing and parasailing.
Athletic events include tennis, swimming, cross country, track, baseball, softball, volleyball and golf sports only.
Also offers coverage for medical expenses, medical evacuation, political and disaster evacuation expenses.

Diplomat International Insurance

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For Non US citizens and US Citizens taking part in hazardous sport activities or athletic events outside their home country. This plan does not offer coverage in USA.

US Citizens outside USA are eligible for coverage under this plan. Non US citizens outside their home country excluding USA are eligible for this coverage
Covers activities like motorcycling, scuba, diving, jet, snow and water skiing, mountain climbing, sky diving, amateur racing, piloting, bungee jumping, spelunking, whitewater rafting, surfing and parasailing.
Athletic events include tennis, swimming, cross country, track, baseball, softball, volleyball and golf sports only.
Also offers coverage for medical expenses, medical evacuation, political and disaster evacuation expenses.
Coverage period is from a minimum of 15 days to a maximum of 12 months.
Underwritten by Insurance Company of State of Pennsylvania, member of American International Group (AIG) of companies.

Atlas America and Atlas International Insurance

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Atlas does not have a separate sports rider, instead it automatically covers all adventure sports so long as it is not undertaken for professional gain, money, or prize.
If you plan to participate in sporting activities such as mountain climbing or whitewater rafting, Atlas Travel insurance includes coverage for eligible injuries and illnesses that occur while taking on vacation, adventure, and extreme sports activities at no additional cost.
The accidental death and dismemberment benefit is deleted during participation in sports activities.
The plan coverage period is from a minimum of 5 days to a maximum of 1 years.
Underwritter is Lloyds, London.

IMG Patriot plans providing sports coverage

Patriot International Insurance

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Patriot America, Patriot Platinum, Patriot GoTravel, Patriot International Insurance plans providing sports coverage Each Patriot plan covers injuries incurred during amateur athletic activities which are non-contact and engaged in by the insured person solely for leisure, recreation, entertainment or fitness purposes. Some of these sports and activities include, but are not limited to, motor cycle/motorscooter riding, scuba diving (to 10m), snorkeling, wakeboarding, and water skiing.

However, activities not covered include amateur or professional sports or other athletic activity which is organized and/or sanctioned, or which involves regular or scheduled practices, games or competition.

An Adventure Sports Rider available to all under 65 yrs.
The following hazardous activities are excluded unless the Adventure Sports Rider is purchased:
Abseiling, BMX, bobsleigh, bungee jumping, canyoning, caving, hang gliding, heli-skiing, high diving, horseback riding, hot air ballooning, inline skating, jet skiing, jungle zip lining, kayaking, mountain biking, paragliding, parascending, piloting a non-commercial aircraft, rappelling, rock climbing or mountaineering (ropes and guides to 4500m from ground level), scuba diving (to 50m), skydiving, snow boarding, snowmobiling, snow skiing, spelunking, surfing, trekking, whitewater rafting (to Class V), and wildlife safaris.
To be covered under the Adventure Sports Rider, these adventure activities must be engaged in solely for leisure, recreation, or entertainment purposes.
The following are excluded even with the RIDER:
Injury sustained while participating in contact sports of any kind, racing of any kind, BASE jumping, kiteboarding, mountaineering or climbing or trekking above elevation 4500 meters above ground level or without proper ropes or guides; luge, Moto-X, rodeo activity, ski jumping, whitewater rafting exceeding Class V difficulty, scuba below 50 meters; and/or adventure sports not expressly covered hereunder are excluded regardless of which plan or rider is selected.

Seven Corners plans providing sports coverage

EXCLUSIONS:
Injury sustained while taking part in mountaineering*, hang gliding, parachuting, bungee jumping, racing by horse or motor vehicle or motorcycle, motorcycle / motor scooter riding (whether as a passenger or driver), scuba diving involving underwater breathing apparatus (unless PADI or NAUI certified), water skiing, wakeboard riding, jet skiing, windsurfing, snowmobiling, snow skiing and snow boarding.
Mountaineering shall mean the sport, hobby or profession of walking, hiking, and climbing up mountains either:
- Utilizing harnesses, ropes, crampons or ice axes; or
- Ascending 4500 meters or above.
Optional Hazardous Sports Coverage available to ALL travelers.
To cover motorcycle / motor scooter riding (whether as a passenger or driver), hang gliding, parachuting, bungee jumping, water skiing, wakeboard riding, jet skiing, windsurfing, snow skiing, snowmobiling and snow boarding. Parachuting shall mean an activity involving the breaking of a free fall from an airplane using a parachute.

Medical expenses are covered if you are injured while participating in a non-contact amateur sport under Liaison Student plans

It includes high school, interscholastic, intercollegiate, intramural or club sports exclusive to the following list of covered sports: tennis, squash, ultimate frisbee, kickball, volleyball, track & field, water-polo, baseball, basketball, aerobics, dancing, sailing, sea kayaking/canoeing, horseback riding, surfing, snow skiing, snowboarding, roller skating, rollerblading and swimming.