Extreme Sports Travel Insurance, Hazardous Sports Insurance

Sports enthusiasts traveling overseas participating in any extreme sports activity should have adequate hazardous sports travel insurance coverage. US Domestic health insurance plans or common overseas travel medical insurance plans are not designed to cover hazardous sports activity, for which you must purchase sports travel insurance.

Tourists and athletes who travel abroad, for hazardous athletic activities can meet with accidents resulting in expensive medical care. To avoid paying huge medical bills, one must have adequate hazardous sports travel insurance coverage.

At American Visitor Insurance, athletes from any part of the globe can buy adventure travel insurance plans with coverage for extreme sports. Get free sports travel insurance plan quotes at American Visitor Insurance and make an informed choice. The hazardous sports travel insurance coverage as begin as early as the following day or at any later date according to the online application.

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Insurance Plans offering coverage for Adventure Sports

Diplomat America

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For Non US citizens taking part in hazardous sport activities or athletic events in USA.

  • Travelers of any country of citizenship are eligible for coverage under this plan.
  • Covers activities like motorcycling, scuba, diving, jet, snow and water skiing, mountain climbing, sky diving, amateur racing, piloting, bungee jumping, spelunking, whitewater rafting, surfing and parasailing.
  • Athletic events include tennis, swimming, cross country, track, baseball, softball, volleyball and golf sports only.
  • Also offers coverage for medical expenses, medical evacuation, political and disaster evacuation expenses.
Global Underwriters

Diplomat International Insurance

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For Non US citizens and US Citizens taking part in hazardous sport activities or athletic events outside their home country. This plan does not offer coverage in USA.
  • US Citizens outside USA are eligible for coverage under this plan. Non US citizens outside their home country excluding USA are eligible for this coverage
  • Covers activities like motorcycling, scuba, diving, jet, snow and water skiing, mountain climbing, sky diving, amateur racing, piloting, bungee jumping, spelunking, whitewater rafting, surfing and parasailing.
  • Athletic events include tennis, swimming, cross country, track, baseball, softball, volleyball and golf sports only.
  • Also offers coverage for medical expenses, medical evacuation, political and disaster evacuation expenses.
  • Coverage period is from a minimum of 15 days to a maximum of 12 months.
  • Underwritten by Insurance Company of State of Pennsylvania, member of American International Group (AIG) of companies.
Atlas America   BUY ONLINE Brochure Details
  • Atlas does not have a separate sports rider, instead it automatically covers all adventure sports so long as it is not undertaken for professional gain, money, or prize.
  • If you plan to participate in sporting activities such as mountain climbing or whitewater rafting, Atlas Travel insurance includes coverage for eligible injuries and illnesses that occur while taking on vacation, adventure, and extreme sports activities at no additional cost.
  • The accidental death and dismemberment benefit is deleted during participation in sports activities.
  • The plan coverage period is from a minimum of 5 days to a maximum of 1 years.
  • Underwritter is Lloyds, London.
IMG
Patriot America, Patriot Platinum, Patriot International Insurance plans providing sports coverage Each Patriot plan covers injuries incurred during amateur athletic activities which are non-contact and engaged in by the insured person solely for leisure, recreation, entertainment or fitness purposes. Some of these sports and activities include, but are not limited to, motor cycle/motorscooter riding, scuba diving (to 10m), snorkeling, wakeboarding, and water skiing.

However, activities not covered include amateur or professional sports or other athletic activity which is organized and/or sanctioned, or which involves regular or scheduled practices, games or competition.
  • An Adventure Sports Rider available to all under 65 yrs.
  • The following hazardous activities are excluded unless the Adventure Sports Rider is purchased:
    Abseiling, BMX, bobsleigh, bungee jumping, canyoning, caving, hang gliding, heli-skiing, high diving, horseback riding, hot air ballooning, inline skating, jet skiing, jungle zip lining, kayaking, mountain biking, paragliding, parascending, piloting a non-commercial aircraft, rappelling, rock climbing or mountaineering (ropes and guides to 4500m from ground level), scuba diving (to 50m), skydiving, snow boarding, snowmobiling, snow skiing, spelunking, surfing, trekking, whitewater rafting (to Class V), and wildlife safaris.
  • To be covered under the Adventure Sports Rider, these adventure activities must be engaged in solely for leisure, recreation, or entertainment purposes.
  • The following are excluded even with the RIDER:
    Injury sustained while participating in contact sports of any kind, racing of any kind, BASE jumping, kiteboarding, mountaineering or climbing or trekking above elevation 4500 meters above ground level or without proper ropes or guides; luge, Moto-X, rodeo activity, ski jumping, whitewater rafting exceeding Class V difficulty, scuba below 50 meters; and/or adventure sports not expressly covered hereunder are excluded regardless of which plan or rider is selected.
Seven-corners
Liaison Travel Basic, Liaison Travel Choice insurance plans providing sports coverage
  • EXCLUSIONS:
    Injury sustained while taking part in mountaineering*, hang gliding, parachuting, bungee jumping, racing by horse or motor vehicle or motorcycle, motorcycle / motor scooter riding (whether as a passenger or driver), scuba diving involving underwater breathing apparatus (unless PADI or NAUI certified), water skiing, wakeboard riding, jet skiing, windsurfing, snowmobiling, snow skiing and snow boarding.
  • Mountaineering shall mean the sport, hobby or profession of walking, hiking, and climbing up mountains either:
    • Utilizing harnesses, ropes, crampons or ice axes; or
    • Ascending 4500 meters or above.
  • Optional Hazardous Sports Coverage available to ALL travelers.
  • To cover motorcycle / motor scooter riding (whether as a passenger or driver), hang gliding, parachuting, bungee jumping, water skiing, wakeboard riding, jet skiing, windsurfing, snow skiing, snowmobiling and snow boarding. Parachuting shall mean an activity involving the breaking of a free fall from an airplane using a parachute.
Medical expenses are covered if you are injured while participating in a non-contact amateur sport under Liaison Student plans
  • It includes high school, interscholastic, intercollegiate, intramural or club sports exclusive to the following list of covered sports: tennis, squash, ultimate frisbee, kickball, volleyball, track & field, water-polo, baseball, basketball, aerobics, dancing, sailing, sea kayaking/canoeing, horseback riding, surfing, snow skiing, snowboarding, roller skating, rollerblading and swimming.

Best health insurance for tourist in USA, Best travel insurance for USA

Which is the best visitor insurance in USA?

Best health insurance for visitors to USA - Comprehensive plans
  • Safe travel USA Comprehensive Covid insurance offers coverage for coronavirus.
  • Covers acute onset of pre-existing conditions up to policy maximum.
  • It offers coverage for visitors up to 89 years.
  • Atlas America Covid insurance offers coverage for coronavirus illness.
  • Covers acute onset of pre-existing conditions till maximum limit (up to 70 years).
  • Patriot America Plus Covid insurance offers coverage for coronavirus illness.
  • Covers acute onset of pre-existing conditions till maximum limit (up to 70 years).
  • Available for US citizens visiting USA
  • Liaison Travel Plus Covid insurance offers coverage for coronavirus sickness
  • Covers treatment of acute onset of pre-existing conditions (up to 75 years)
  • Diplomat America Covid insurance offers coverage for coronavirus sickness
  • Available for US citizens visiting USA
  • INF Elite Network Covid19 insurance offers coverage for coronavirus.
  • Treats Coronavirus/covid19 as a new sickness & covered by the plan
  • Best comprehensive plan that covers all pre-existing conditions up to 99 years.
  • Visit USA Covid insurance offers coverage for coronavirus sickness
  • Visit USA travel insurance is an excellent medical insurance for tourists and holiday travelers, parents of students studying in the United States, new immigrants and visiting scholars in the USA
Best travel insurance for USA – Fixed benefit plans
  • Safe Travels Visitors to USA Covid insurance covers coronavirus illness.
  • Covers acute onset of pre-existing conditions up to 89 years.
  • It offers coverage for acute onset of pre-existing conditions up to 70 years.
  • Plan can be renewed up to 364 days.
  • Optional pre-existing conditions rider offers coverage for Stroke or Myocardial Infarction (heart attack) for travelers of any age.
  • Plan can be renewed up to 2 year.
  • Offers coverage for acute onset of pre-existing conditions up to 79 years.
  • Renewable up to 364 days
  • INF Premier Covid insurance covers coronavirus illness.
  • Covers all pre-existing conditions, this means doctors, appointments, blood tests & labs, specialist care, urgent care visits, & hospital stays are all covered for pre-existing conditions.
  • Renewable up to 364 days

International travel insurance for global destinations

International travel insurance for USA

Travel insurance for USA
  • J visa insurance for US Exchange scholars and their dependents (J1 visa insurance and J2 visa insurance)
  • Snowbirds travel insurance for USA travelers from Canada and the UK (for warmer USA weather during winter)

General FAQ's

Co-Insurance: After paying the deductible, percentage or amount of covered expenses that the insured pays. For example, an insurance policy brochure may mention that the policy will pay 80% of the first $5,000 and 100% thereafter of the usual and customary charges; In some health insurance plans, it is also called "co-payment".

Deductible: Amount to be paid by the insured person before the insurance company begins to pay for the covered expenses. Deductible may be either per sickness/injury or once per policy period or once per year depending upon the insurance policy you purchase. You will not get receive any reimbursement later from insurance company for the deductible you pay. e.g., Let us consider that you have purchased an insurance policy with a $50,000 policy maximum, $250 deductible per policy period and 80/20 co-insurance. Suppose you incur a covered expense of $10,250; then the insurance company will pay the covered expenses according to policy terms after you make a a payment of the deductible (i.e. $250).

Fixed benefit vs
Comprehensive
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