US Health Care costs and the need for visitor health insurance

Rising US visa medical insurance premiums is an important factor in one's cost of living and has increasingly reduced the disposal income with a major portion of the income going to health care deductibles, co-payments and co-insurance. People cannot guess when a medical incident might occur and how expensive it is going to be and this causes financial stress in people which in itself is not good for one’s health.

The cost of routine physician visit is so much more expensive in the US that in situations where the cost is $176 in the US will cost around $11 in Spain. A person's echocardiogram costs $1,714 in Massachusetts, $5,435 in New Jersey while if this patient lived in Japan it would cost him $100. Americans pay a way too much for specific services compared to those of other countries. Obscene price increase for selected drugs such as the Turing Pharmaceutical decision to raise the price for Dara prim from $13.50 to $750 a tablet.

The cost of common ailments like Diabetes Mellitus with Hyperglycemia admitted to an emergency room would cost around $25,000. Stroke resulting in ICU for about 10 days would cost $120,000, Heart attack treatment with medical bills for ambulance, hospital emergency room, ICU, EKG and MRI heart scans and continuing care from cardiologists would cost about $20,000, The average treatment cost of acute kidney failure in the USA was over $22,000 in 2018.