Visitor Insurance plans with comprehensive coverage are better when compared to the fixed or scheduled benefit insurance plans because they do have limits on coverage for each medical service and offers coverage for travelers up to the policy medical maximum.
For example: Typically for all covered medical expenses during the plan period the insured pays the deductible plus 20% of the first $5,000 as co-insurance; after which the plan pays 100% of the eligible medical expenses upto the plan maximum. There are other variances of the co-insurance, where the plan pays 90% and insured pays 10% up to $5,000
There are many Comprehensive plans offered by reputed insurance companies available for review and purchase on the website. The coverage can be accessed in the plan details or the plan brochure. You can compare popular plans by clicking here. All the available insurance plans are listed below:
What is Comprehensive travel insurance?
Comprehensive travel insurance plan provides exhaustive coverage when compared to fixed or scheduled benefit plans. The plan pays for all expenses after the deductible and co-insurance component. Comprehensive travel insurance for USA plan is recommended given the high costs of health care around the world. The plan is worth every penny of premium paid in the event of catastrophic medical emergencies.
These comprehensive travel insurance plans do not have benefit limits based on the type of medical expense. Benefits for covered medical expenses go all the way up to the plan maximum (less deductible and co-insurance)
Compare quotes and details of popular comprehensive benefit visitor insurance plans: