Compare Annual Travel Insurance, Yearly travel insurance plans

Annual multi trip international travel insurance plans are ideal for businessmen and regular overseas travelers as there is no need to buy an insurance plan every time you travel and are cheaper than buying several single trip travel insurance plans. These plans provide coverage for a whole year, however there is a limit for each trip which is either 30, 45 or 70 days depending on the plan chosen.

These multi-trip plans are ideal for US residents traveling regularly to Canada, Mexico, the Caribbean islands, Latin America, South America or Europe, however they should have a regular health insurance plan to cover them within the USA. Many of these plans are also available for Non US nationals (like Canadians, Mexicans, Europeans ... who travel overseas often), as long as they have a regular domestic health insurance plan in their respective countries.

Annual Travel Insurance Plans Cost Comparison

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Age
Start Date
Coverage Period
1 year
Coverage Region
Citizenship
Patriot Multi Trip
Maximum
Deductible
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Trekker Essential
Maximum
Deductible
  Buy Now 
Atlas Multi Trip
Maximum
Deductible
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Travel Medical Annual Multi-Trip
Maximum
Deductible
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GlobeHopper Senior Multi Trip
Maximum
Deductible
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Insurance Providers
 Trip Duration
  • Trip Duration
  • Trip Duration
  • Trip Duration
  • Trip Duration
  • Trip Duration
 Ideal for
US or Non US citizens traveling outside their home country for business or pleasure Only US Citizens traveling outside their home country for business or pleasure US or Non US citizens traveling outside their home country for business or pleasure US or Non US citizens traveling outside their home country for business or pleasure Only US Citizens traveling outside their home country for business or pleasure
 Length of Coverage
The period of coverage is for 1 year from the effective date of insurance cover The period of coverage is for 1 year from the effective date of insurance cover 1 year maximum limit Your policy period is 364 days 1 year maximum limit
 Coinsurance
In PPO (Within US/Canada - Pays 90% up to $5,000
Out of PPO - Pays 80% up to $5,000, then 100% to Max Limit
Outside US/Canada - No Coinsurance
Percentage that insured pays (after Deductible). This excludes charges for services not covered in excess of covered expenses The plan pays 100% of eligible expenses after the deductible up to the overall maximum limit Inside US/Canada - 90% of the next $5,000 after deductible, then 100% to medical maximum
Outside US/Canada - 100% after deductible up to medical maximum
No Coinsurance
 Renewability
Yes in increments of 12 months up to 36 months with any break in coverage This is a non renewable plan. Subsequent periods of insurance can be purchased, in which case a new deductible and medical limit would apply. Not renewable Not renewable Not renewable
 Eligibility
Up to 76 years. Travelling outside their home country. Must have domestic health insurance policy while being covered under this plan US resident up to 85 years. Travelling outside their home country. Must be enrolled in a primary health plan Up to 76 years. Travelling outside their home country. Must maintain medical insurance that covers them while they are in their home country The applicant must be aged between 14 years and 75 years at the time of applying 65 years of age or older, U.S. citizens and U.S. permanent residents, Qualified for Medicare, actively enrolled in Medicare Parts A & B and enrolled in a Medigap Plan or Medicare Advantage Plan
 Repatriation of Remains
$50,000 Essential plan - $15,000
Choice plan - $25,000
Overall maximum limit (not subject to deductible or coinsurance) $50,000 per period of coverage $50,000 lifetime maxmium
 Emergency Medical Evacuation
Up to $1,000,000 Essential plan - $250,000
Choice plan - $500,000
$1,000,000 lifetime maximum $1,000,000 per period of coverage $2,50,000 lifetime maxmium
 Pre-existing Conditions Coverage
Recurrence of Pre-existing condition up to $5,000 max per period of coverage Emergency medical evacuation $25,000 for Recurrence of Pre-existing Condition Essential plan - Covers pre-existing conditions as any other conditions up to $50,000
Choice plan - overs pre-existing conditions as any other conditions up to $250,000
Travellers below 70 years covers acute onset of pre-ex condition - Limited benefit to medical maximum (excludes chronic and congenital conditions) Pre-ex condition cover for emergency medical evac to $25,000 Acute Onset of Pre-existing Conditions: Ages 14 days to 64 years: $20,000 and Ages 65 to 74 years : $2,500 Sudden and Unexpected Recurrence of a Pre-existing Condition cover for medical expenses up to $5,000 max per insured person,per period of coverage
Coverage for emergency medical evacuation up to $25,000
 Underwriter
Sirius International Insurance Corporation 4 Ever Life Insurance Company Underwritten by Lloyds, London Underwritten by Lloyds, London Underwritten by Lloyds, London
 Rating
AM Best Rating: A++ (Superior)
Standard & Poor’s Rating: AA-
"A-" (Excellent) AM Best Rating: A++ (Superior)
Standard & Poor’s Rating: AA-
"A" (Excellent)
 Brochure and Details
Compare and buy Travel insurance for Annual multitrip

Annual travel insurance (Multi trip insurance)

Annual multi trip international travel insurance plans are ideal for businessmen and regular overseas travelers as there is no need to buy an insurance plan every time you travel and are cheaper than buying several single trip travel insurance plans. These plans provide coverage for a whole year, however there is a limit for each trip which is either 30, 45 or 70 days depending on the plan chosen.

Annual travel insurance (Multi trip insurance) for travel within USA

Travel Insure - Voyager Annual insurance

Voyager annual travel insurance plan is specifically designed for U.S. citizens or permanent residents who travel frequently for business or pleasure. Enroll just once a year and enjoy peace of mind knowing you have dependable medical coverage and assistance whenever you travel more than 100 miles from home. Go anywhere in the world, as often as you like, up to 90 days at a time during the year with Voyager Insurance.
  • Take an unlimited number of Covered Trips during the 364 day Policy period
  • Covers domestic and international trips - up to 90 days each
  • Offers two plan levels namely Silver and Gold offer options for different needs and budgets
  • Provides coverage for Emergency Accident and Sickness, Emergency Medical Evacuation, Baggage & Personal Effects, Baggage Delay, and Accidental Death and Dismemberment.
  • The Gold plan includes additional benefits like Trip Interruption and Political Natural Disaster Evacuation
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Annual travel insurance for travel outside USA - Annual travel insurance for US Business travelers

Business travelers and working professionals from USA travel abroad frequently, it is important to have proper annual travel insurance. The US frequent travelers can compare and purchase annual multi trip international travel insurance plan which covers them for the whole year.
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Advantage of Annual multi trip travel insurance - Comprehensive while affordable

  • It also works well for residents close to the Canadian or Mexican borders and who travel across the US border often. Annual multi trip travel insurance is designed to cover the health of the travelers and is not the best as trip cancellation insurance.
  • Annual multi trip travel insurance plans are relatively cheap since the coverage for trip cancellation is usually not included (some plans offer optional trip cancellation coverage on a per-trip basis for an extra fee). Even though the age of the traveler is considered, most annual multi-trip travel insurance plans are only a couple of hundred dollars annually for a traveler.

Ideal customers for Annual Multi trip travel insurance

  • Frequent international travelers such as corporate employees of multinational companies and business owners.
  • Journalists and academics who travel overseas often for research or teaching.
  • Retired pensioners who enjoy traveling to different locations.
Given that these groups travel overseas often, it is cumbersome to buy travel insurance each time, it is more convenient to buy an annual multi-trip travel insurance plan.

Steps to compare and by US travel health insurance

Step 1

Finding the available US travel insurance plans
Complete the travel insurance quote request form by providing details of the traveler and insurance requirements.

Step 2

Compare the different travel insurance options
Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.

Step 3

Buy the travel insurance that you like best
Purchase the plan that fits your requirements and budget best by using a credit card and completing the online application.

Step 4

Review the visitors insurance documents
Review the travel insurance policy documents received by email closely for coverage details and relevant contact numbers.

Group annual multi trip international travel insurance for business or corporate travelers

Compare and Buy Group Travel Insurance online for business, Multi trip travel insurance comparison

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These are certainly challenging times for international travelers as a result of the pandemic and the wars in Ukraine and Gaza. Regular corporate travelers and international business people are particularly vulnerable. It is hence very important to buy the best annual travel insurance. At American Visitor Insurance we are committed to getting you the most appropriate annual travel insurance policy for your specific needs.

  Atlas Multi trip WorldTrips year long travel insurance
Atlas Multi trip Annual Travel insurance offers coverage for unexpected medical expenses, including eligible expenses related to Covid19.

Covid Annual Insurance Plan - Atlas Multi trip by World Trips

  • Overall maximum limit up to $1,000,000
  • Deductible $250 per covered trip
  • Available for travelers up to age 75 years
Atlas MultiTrip America
(For non U.S. citizens traveling to the U.S.)

$257 ANNUAL PREMIUM (Trip Duration: 30 days)

$315 ANNUAL PREMIUM (Trip Duration: 45 days)

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Atlas MultiTrip International
(For travel outside of the U.S.)

$188 ANNUAL PREMIUM (Trip Duration: 30 days)

$230 ANNUAL PREMIUM (Trip Duration: 45 days)

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  Safe Travels insurance Trawick International annual insurance for Covid
Safe Travels Annual insurance offers Covid coverage for US residents and US citizens taking frequent trips worldwide. It provides annual travel medical insurance for COVID as long as the plan is effective before the individual gets sick. If there is a chance of cancelling the plan, then it is important to check the terms and conditions of cancellation for that particular plan.

Covid Annual Insurance for travel Plans - Trawick International

  • Maximum trip length is 30 days per trip
  • Available for travelers up to age 81 years and for U.S residents only

Safe Travels Annual Basic

by Trawick International

$155 ANNUAL PREMIUM

  • Trip cost: $2,500 per person per trip
  • Emergency medical coverage: $10,000
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Safe Travels Annual Deluxe

by Trawick International

$305 ANNUAL PREMIUM

  • Trip cost: $5,000 per person per trip
  • Emergency medical coverage: $20,000
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Safe Travels Annual Executive

by Trawick International

$675 ANNUAL PREMIUM

  • Trip cost: $10K per person per trip
  • Emergency medical coverage: $50,000
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Voyager Annual insurance Travel Insurance Services Annual travel insurance
  • Travel Insure has designed the Voyager Annual insurance plan for U.S. residents who travel frequently for business or pleasure.
  • Voyager Annual (offered by USI Travel Insure) covers US citizens in and out of the US at least 100 miles away from home.
  • It does not cover trip cancellation but can be used for 90 days at a time within a year and is great for frequent travelers.
  • There is an optional hazardous activity rider to cover such activities as sky diving and mountain climbing.
Travel Medical Annual Multi-Trip Insurance Seven Corners Annual Travel medical Insurance
  • Seven Corners has designed the Travel Medical Annual Multi-Trip Insurance product for frequent international travelers which provides Covid annual travel insurance coverage.
  • Frequent travelers can customize their annual travel health insurance by selecting the trip length, choosing from 30, 45, and 60 day trip lengths.
  • It covers up to $100,000 (Travelers in ages between 65 to 74 years old are limited to $50,000) in medical expenses.
  • It also has an additional $1 million for emergency medical evacuation and repatriation. If medically necessary, the coverage will transport you to a facility with appropriate care. Please note that the Travel Medical Annual Multi-Trip Insurance requires you to maintain continuous medical coverage in your home country.
  GlobeHopper Senior Multi-Trip Insurance IMG Covid19 Annual Travel Insurance
  • This plan is available for US citizens and US permanent residents and medical expenses outside US are the only eligible expenses.
  • Annual Frequent travelers can customize their Covid travel insurance coverage by selecting the trip length, choosing from 30 or 45 day trip lengths.
  • It covers up to $1,000,000 (Travelers in ages between 65 to 79 years) for ages 80 to 99 years it covers up to $100,000.
  • People who are qualified for Medicare and are actively enrolled in Medicare parts A and B are eligible for this plan.
  • People who are enrolled in Medigap plan or Medical Advantage plan are eligible for this plan.

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Single Trip vs Multi Trip travel insurance

Annual multi trip travel insurance – FAQs

01. What are the advantages of Annual multi trip travel insurance?

  1. These plans provided coverage for unlimited international trips in a 12 month period
  2. The maximum trip duration can range from 30 days to 70 days (GeoBlue Trekker)
  3. These are ideal for businessmen and for work related frequent overseas travel
  4. Some plans require a primary health plan, but cover pre-existing conditions and medical evacuation

02. How long does annual travel insurance last? How long does annual trip insurance last?

The annual multi-trip policies we sell will last for one year starting from the start date. So, if you purchase a plan starting April 1, 2019, it will be in force until March 31, 2020.

03. How does annual travel insurance policy work? How does yearly travel insurance work? How does annual medical travel insurance policy work?

Annual medical travel insurance is a great way for frequent travelers to get coverage while they are away from home and/or traveling internationally. It is convenient since you make a one time payment for a year's coverage. Most policies have a maximum number of days you can be covered consecutively. Note there is not a limit on the total number of days, just the number of consecutive days of coverage. This number varies by policy, but can be 30, 45, or 90 days.

04. Which insurance companies offer the best annual travel insurance plans for frequent travelers?

There are several companies that offer annual insurance for frequent travelers. The costs are very economical and the benefits are limited to mostly medical emergencies. The companies only cover US citizens or residents if they have their own private insurance. Most companies only cover you while traveling outside your home country. One policy will cover you while you are at least 100 miles away from your home, so can also be used for domestic trips (say, out of state) and can boost your own domestic coverage in some situations.

05. Why is annual travel insurance cheaper than single trip travel insurance? Why is oneyear travel insurance cheaper than single trip travel insurance?

Regular international travelers should buy the annual travel insurance as it is cheaper than single trip travel insurance over the course of the year. With a one year travel insurance one can make several trips without any additional expenses for the entire year as long as each trip is within the trip period of the plan.

Annual travel blog insurance plans

Annual multi-trip travel insurance

Compare and buy Annual multi-trip travel insurance

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Importance of Business Travel insurance

Find the importance of Business Travel insurance

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Multi-trip Coverage with Primary Health Care plan

Multi-trip Coverage for US citizens and US residents with a Primary Health Care Plan

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Travel insurance FAQs

Frequently asked questions for US citizens

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 Trip Cancellation insurance for Business travelers

Given the cost of a preplanned trip especially if it involves traveling overseas can be quite expensive. A planned business travel can involve expensive airline tickets, hotel reservations and cruise bookings, much of these done well in advance of the actual trip. Given the hectic nature of our work and lifestyles, one cannot be absolutely certain that none of our planned travel plans will not need last minute changes. A serious medical situation of an immediate family member or even work related pressures can force a change in travel plans. It is here that Trip protection or trip cancellation insurance can make all the difference.

Even if the trip starts on schedule, there can be unplanned adverse situations such as lost baggage, delay in flights resulting in missed hotel or cruise bookings or even a medical ailment during the trip. Again, in these situations trip insurance can be invaluable. There are different types of trip insurance plans available, some which cover cancellation for clearly defined specific reasons, some others which provide trip protection insurance for cancellation for any reason.

Get quote for trip cancellation plans 

Annual Multitrip Insurance - FAQs

  • Is IMG a good insurance company?

    IMG is an award-winning provider of global insurance benefits and assistance services. International Medical Group (IMG) has been in the international travel health insurance market for 27 years and the company has been providing excellent world class medical insurance plans during this time. IMG on average takes less than 30 days to settle its claims.
    International Medical Group provides US citizens and non-US citizens with international insurance resources to ease the stress of an unfamiliar culture or medical system. Whether you need individual coverage for a vacation, or group coverage for employees in locations around the world. It has an IMG international travel insurance plan to meet your needs.


    Does IMG travel insurance cover Covid?

    Yes, IMG offers travel insurance with coverage for Covid19 as for any other illness. Imglobal has trip cancellation insurance products (insures the cost of the trip as well as health of the traveler) as well as travel health insurance products (insurance only the health of the traveler). IMG also has products for international students, exchange scholars and expatriates.


    Does IMG sell Cancel for Any Reason Insurance?

    Yes, IMG does offer Cancel for any reason coverage as an add-on product on some of their trip insurance plans.


    What does IMG insurance stand for?

    International Medical Group (IMG) is an Indiana based company offering travel insurance products since 1990. IMG has over 320 employees and offers over 25 travel insurance products for travelers to the US as well as for US citizens traveling overseas.


    Is IMG a good travel insurance company?

    International Medical Group (IMG) has been accredited by the Better Business Bureau since 2005 and has an A- rating.

  • Are Geoblue Travel insurers a reliable insurance company?
    GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association.Geoblue travel insurance for more than 20 years have assisted globally in the complications of international healthcare and provide confidence for its members to travel safe and peacefully.
    The travel insurance solutions provided by Geoblue provide excellent coverage for US citizens traveling overseas, travelers on work, study, Expats who live and travel internationally often.

    Is there coverage for Covid-19 illness in Geoblue travel insurance?
    GeoBlue Voyager plan covers COVID-19 as a covered illness up to age 95.The essential treatment is covered however there may be policy deductible applicable.

    Is Geoblue Travel insurers a good company?
    GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association.GeoBlue provides easy access and peace of mind to travelers and expats living around the globe. Their elite network of providers, innovative online tools, telemedicine tools and exceptional customer service set completely different standards for a full, reliable, suitable protection of your health and safety in the global community.

    What cover does a Geoblue Travel insurer offer in Covid travel insurance? Does it have Quarantine coverage for US travelers?
    Geoblue provides coverage for Covid-19 as a new sickness in their Covid travel insurance covers. They have various travel insurance plans for Short-term travelers, multi trip travelers, student plans and long term insurance plans with coronavirus coverage. No, coverage for quarantine is not available with the Geoblue travel insurance plans.

    Why should I buy travel insurance from Geoblue Travel insurers?
    GeoBlue is a self-governing licensee of the Blue Cross Blue Shield Association who offer borderless access with a premium quality healthcare system with high-tech service for all travelers to feel secure while traveling around the world. Travelers can be rest assured that their travel requirements will be covered for a safe trip.

    Who can buy Trekker Essential plan?
    Trekker Essential multitrip international medical insurance is popular among:
    • Leisure traveler
    • Business traveler
    • Early retiree/Medicare
    • Employers, Chamber of Commerce, retirement communities
    • Financial consultants

    What are the key highlights of Trekker Essential insurance?
    Following are some of the key benefits of buying Trekker Annual multitrip travel health insurance
    • Up to $250,000 international medical limit
    • Illness and accident
    • Emergency medical transportation
    • Supplemental coverage
    • An annual plan for multiple trips

    How GeoBlue Trekker Essential insurance plan works?
    • Customer signs up online, at least 1 day prior to departure.
    • Sale is tracked to you when the customer uses your unique web link or brochure.
    • Welcome information is sent electronically or via mail. Member has instant access to their electronic ID card, claim forms and more.
    • Members are invited to register on the website, mobile site or app.
    • Buy once, travel all year. Travelers receive a renewal notice each year.
  • What are the benefits of Atlas travel insurance?

    Atlas insurance is short term travel health insurance designed for anyone, as long as they are outside their home country. Atlas Travel Insurance provides coverage for those who are traveling, studying, volunteering, or living outside of their home country. It offers core travel insurance benefits, with coverage from as little as Five days. There are three Atlas travel insurance plans to choose from Atlas Premier, Atlas International and Atlas Essential.

    The benefits offered on the Atlas Travel Medical Insurance plan provide a range of high quality travel insurance benefits to cover you in the event of an unexpected accident or injury when you are abroad. This includes coverage for medical expenses, evacuation, repatriation, emergency reunion and other related benefits.


    What is the coverage area of WorldTrips Atlas travel insurance?
    Atlas insurance is short term travel health insurance designed for anyone, as long as they are outside their home country.

    How do I purchase Atlas Travel Medical Insurance?
    You can purchase Atlas Travel Medical Insurance on American Visitor Insurance at buy Atlas America Travel Insurance. You can also call them at (877)-340-7910 to get more information on how to apply for Atlas travel health insurance from licensed insurance agents.

    What are the requirements for applying for Atlas Travel Insurance?
    The main requirements for applying for Atlas insurance is the travelers passport details and the travel dates. You can apply for Atlas travel insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.

    Does Atlas MultiTrip Insurance cover covid illness?
    WorldTrips Covid19 travel insurance by Atlas MultiTrip travel insurance for coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.
  • What are the benefits of Travel Medical Annual Multi-Trip travel insurance?
    Travel Medical Annual Multi-Trip Insurance offers annual medical insurance protecting you when traveling outside of your home country. Annual multi trip travel insurance ideal for business and corporate travelers taking multiple trips worldwide. It is recommended to buy Travel Medical Annual Multi-Trip for frequent flyers as it is cheaper and easier than buying regular travel insurance.This includes coverage for medical expenses, evacuation, repatriation, emergency reunion and other related benefits

    Does Travel Medical Annual Multi-Trip plan cover COVID-19?
    Yes. Annual Travel Medical Multi-Trip insurance offers Covid19 Cover. See the schedule of benefits and benefit highlights in this brochure for details. Please be aware this coverage is not a general health insurance plan, but an interim, limited benefit period, travel medical program intended for use while away from your home country.

    What is the coverage area of Travel Medical Annual Multi-Trip Insurance?
    This plan is available for those traveling outside their home country which is their country of residence. The applicant must be aged between 14 years and 75 years at the time of applying.

    Does Travel Medical Annual Multi-Trip Insurance covers pre-existing conditions?
    Yes, Travel Medical Annual Multi-Trip Insurance offers coverage for Acute onset of pre-existing conditions are covered up to $25,000 for age under 69 years and a coverage of $2,500 for age of 70-79 for Including USA. For Excluding USA it offers Acute onset of pre-existing conditions are covered up to $25,000 for age under 64 years and a coverage of $5,000 for age of 65-79.

    How much does Travel Medical Annual Multi-Trip insurance cost?
    The cost of Travel Medical Annual Multi-Trip insurance will vary depending on the age of the traveler, the type of coverage, the travel destination and the duration of travel. Typically, visitors travel insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers.

    How do I purchase Travel Medical Annual Multi-Trip Insurance?
    You can purchase Travel Medical USA Insurance on American Visitor Insurance at buy Travel Medical Annual Multi-Trip. You can also call them at (877)-340-7910 to get more information on how to apply for Travel Medical Annual Multi-Trip health insurance from licensed insurance agents.

    What are the requirements for applying Travel Medical Annual Multi-Trip Insurance?
    The main requirements for applying for Travel Medical Annual Multi-Trip insurance is the travelers passport details and the travel dates. You can apply for Travel Medical Annual Multi-Trip insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.
  • Is IMG travel insurance legit? Is IMG a real insurance company?
    International Medical Group (IMG) has been offering travel insurance products since 1990. Based in Indianapolis, IMG has more than 300 employees and offers 25+ travel insurance products for travelers to the US as well as for US citizens traveling overseas. Their products are ideal people traveling to the United States as tourists on B1 visa, international students on F1 visa, Exchange scholars on J visa, professionals on the H1B visa as well as US travelers who are looking for trip cancellation insurance for travel insurance.

    What is the eligibility to buy GlobeHopper Senior Multi-Trip Insurance Yearly travel insurance for covid19?
    The applicant must be aged between 65 years and 99 years at the time of applying.

    Does IMG sell Cancel for Any Reason Insurance?
    Yes, IMG does offer Cancel for any reason coverage as an add-on product on some of their trip insurance plans.

Annual Travel Insurance Plans

Annual travel insurance is ideal for

  • Corporate and business travelers who make short trips but travel overseas often.
  • The annual travel insurance is designed for insuring the health of the traveler and not on the expense of the trip
  • It also works for leisure travelers who make many short vacations overseas.
  • It is ideal for residents close to the international border and who travel overseas often.

Annual travel insurance does not work well for

  • Travelers who make one or two international trips in an year
  • Travelers who need to insure the trip expense where trip cancellation insurance is important and not just on insuring the health of the travelers.
  • Travelers who are overseas for extended period of time, exceeding the annual travel plan period for each trip (usually 60 to 90 days)
Are you looking for Long term travel insurance?

If so, please use our 'Compare international health insurance' to compare quotes.

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Difference between travel medical Insurance and annual travel insurance

Dear Admin,

As I mentioned by call, my question is what's the difference between travel medical plan and annual plan? I selected from 9/9/2020 to 8/2021 in the travel medical plan but it showed me a similar price as I chose the annual plan.

Thank you so much.
Regards,
Kamyar
Dear Kamyar,

Thanks for your inquiry!.The difference between the travel medical insurance and the annual travel Insurance plans are: Annual travel insurance are available for the entire 12 month period (365 days) from the day you start the policy. During this period, you can make multiple international trips to your destination country. However, there will be either a 30 day or 45 day time period limit for each trip (depending on the plan that you choose).

These plans are suitable for corporate travelers and ideal for frequent work related overseas travel. On the contrary, in a travel medical insurance plan, you can buy the plan for your desired time period like a few days, one month, 3 months, 4 months... and you will have to make payment only for that coverage duration. Your plan is effective only for that time period. If you want, you can extend/renew the plan later before the plan expires. Usually they will have a maximum plan lifetime of one year until which you can renew them if need be.

Please let us know if we can help you further in any way.


Regards,
Sincerely,
www.americanvisitorinsurance.com
(877) 340 7910

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Frequently asked questions

Travel Insurance Frequently Asked Questions

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Annual Travel Insurance

Annual travel insurance for US citizens

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Corporate Travel Insurance

Travel Insurance for Corporate travelers and Employees

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