Annual multi-trip plans are ideal for businessmen and regular overseas travelers as there is no need to buy an insurance plan every time you travel and are cheaper than buying several single trip travel insurance plans. These plans provide coverage for a whole year, however there is a limit for each trip which is either 30, 45 or 70 days depending on the plan chosen.
These multi-trip plans are ideal for US residents traveling regularly to Canada, Mexico, the Caribbean islands, Latin America, South America or Europe, however they should have a regular health insurance plan to cover them within the USA. Many of these plans are also available for Non US nationals (like Canadians, Mexicans, Europeans ... who travel overseas often), as long as they have a regular domestic health insurance plan in their respective countries.
Since business people and working professionals travel overseas quite often, it is important to have proper international travel insurance. Buying an annual multi-trip travel insurance plan which insures the traveler for the whole year is ideal for regular international travelers.
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Advantages of Annual travel insurance (Multiple international trips within one year)
These plans provided coverage for unlimited international trips in a 12 month period
The maximum trip duration can range from 30 days to 70 days (GeoBlue Trekker)
These are ideal for businessmen and for work related frequent overseas travel
Some plans require a primary health plan, but cover pre-existing conditions and medical evacuation
How long does annual travel insurance last?
The annual multi-trip policies we sell will last for one year starting from the start date. So, if you purchase a plan starting April 1, 2019, it will be in force until March 31, 2020.
How does annual travel insurance work?
Annual travel insurance is a great way for frequent travelers to get coverage while they are away from home and/or traveling internationally. It is convenient since you make a one time payment for a year's coverage. Most policies have a maximum number of days you can be covered consecutively. Note there is not a limit on the total number of days, just the number of consecutive days of coverage. This number varies by policy, but can be 30, 45, or 90 days.
Which insurance companies offer the best annual travel insurance for frequent travelers?
There are several companies that offer annual insurance for frequent travelers. The costs are very economical and the benefits are limited to mostly medical emergencies. The companies only cover US citizens or residents if they have their own private insurance. Most companies only cover you while traveling outside your home country. One policy will cover you while you are at least 100 miles away from your home, so can also be used for domestic trips (say, out of state) and can boost your own domestic coverage in some situations.