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Best Travel Insurance from India to Japan 2026

Travel health insurance for Japan from India starts at less than $1/day, and covers emergency medical care,and the acute onset of pre-existing conditions.

Looking for the Best Travel Insurance for Japan from India? Get a free quote & compare Japan travel insurance plans in minutes.

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Which Travel Insurance Should I Buy from India to Japan?

*Prices vary by age, trip duration, and coverage options.

What Are the Travel Requirements for Indians Visiting Japan?

  • Tourist Visa: For individuals visiting Japan for tourism purposes, visiting friends or relatives, or attending conferences or events.
  • Business Visa: For those traveling to Japan for business-related activities.

Visa requirements vary for Indians based on travel purpose and the type of visa you are applying for. It's advisable to check with the embassy or consulate of Japan for the most accurate and up-to-date information before making travel plans.

Do Indians Need Travel Insurance to Apply for a Japan Visa?

Japan does not make travel insurance mandatory for Indian tourists.

However, the Embassy of India in Japan strongly recommends carrying “adequate medical and travel insurance” due to Japan’s high healthcare costs.

While not compulsory, insurance can strengthen your visa application and show preparedness.

What Kind of Insurance Coverage Is Recommended?

Indian travelers should choose a plan that includes:

  • At least USD 300,000 in medical coverage
  • Emergency medical evacuation and repatriation
  • Coverage for illness, accidents, or hospitalization
  • Documents proving funds, accommodation, and itinerary if requested

How Much Travel Health Insurance Should Indians Buy for Japan?

  • Medical Coverage: Minimum USD 100,000; ideal USD 300,000
  • Emergency Medical Evacuation: At least USD 100,000
  • Repatriation of Remains: USD 25,000–50,000
  • Accidental Death & Dismemberment (AD&D): USD 10,000–50,000

How Much Does Travel Insurance from India to Japan Cost in 2026?

The cost of travel insurance from India to Japan ranges from $20 to $297 per month*. The cost may varies based on the traveler’s age, length of stay, chosen medical coverage limits, and deductible amount. Plans with higher coverage limits or lower deductibles may cost more.

The international travel insurance cost per month for Japan is calculated based on a $50,000 maximum coverage and a $250 deductible for all plans, except JapanSecure, which is based on a $0 deductible option and and WorldMed, which is quoted with a $500,000 maximum coverage.

Travel Insurance Plans for Japan Age 20 Age 40 Age 60
Atlas Essential InternationalCheapest Plan
WorldTrips		 $20 $40 $86
Safe Travels International Cost Saver
Trawick International		 $24 $73 $158
Patriot International Lite
IMG		 $29 $55 $121
Travel Medical Global Basic
Seven Corners		 $29 $56 $121
Atlas JapanSecure Best Plan
WorldTrips		 $38 $75 $165
Safe Travels International
Trawick International		 $36 $107 $233
Travel Medical Global Choice
Seven Corners		 $38 $84 $190
Atlas International Premium
WorldTrips		 $38 $76 $167
WorldMed Outbound
Travel Insure		 $72 $155 $297

Source: American Visitor Insurance®

Top Travel Insurance Recommendations for Japan from India in 2026

Cheapest Travel Medical Insurance From India To Japan

Atlas Essential International
$20/month for 20-year-old

Max Coverage: $50,000 | Deductible: $250

  • Low-cost travel insurance Japan
  • Medical maximum up to $1,000,000
  • Deductible options from $0 to $5,000
  • Pre-existing conditions: Not covered

Other affordable travel medical insurance plans from India to Japan include Safe Travels International Cost Saver, Patriot International Lite .

Best Travel Medical Insurance From India to Japan

Atlas JapanSecure Insurance
$38/month for 20-year-old

Max Coverage: $50,000 | Deductible: $0

  • Japan Secure has $0 deductible and higher coverage tailored for Japan.
  • Medical maximum up to $2,000,000
  • Acute pre-existing conditions covered (under 79)

Other top recommended India to Japan travel medical insurance plans include Safe Travels International, Atlas Premium International.

Best Travel Insurance from India to Japan for Pre-Existing Conditions?

Atlas JapanSecure Insurance WorldTrips

star Rating: A Excellent edit_square Underwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company

JapanSecure insurance is one of the best travel insurance from India to Japan with pre-existing condition coverage.

  • Acute Onset of a Pre-Existing Condition covered up to policy maximum for travelers up to age 79.
  • Emergency medical evacuation covered up to $25,000 for any condition covered under Acute Onset of a Pre-Existing Condition.
  • Policy maximum options from $50,000 to $2,000,000.
  • Coverage from 5 days to 364 days.
Here are additional best pre existing condition travel insurance plans for Japan that Indian travelers should consider: Patriot International Lite ,Atlas Premium International and Travel Medical Global Choice

What Does Travel Health Insurance Cover from India to Japan?

🏥
Health Care Expenses

Covers hospital and medical expenses for sickness or accidental injuries during travel.

👨‍⚕️
Doctor Visit

Insures doctor visits required due to sudden illness or injury while traveling.

💊
Pharmacy Drugs

Covers eligible doctor-prescribed pharmacy drug expenses.

🚑
Medical Evacuation

Includes emergency medical evacuation to the nearest appropriate medical facility.

⚰️
Repatriation of Remains

Covers repatriation of remains to the home country in the event of death.

🩺
Pre-Existing Conditions

Some plans provide coverage for the acute onset of pre-existing conditions.

Best International Travel Insurance for Japan

Japan is one of the most fascinating destinations for Indian travelers—a place where centuries-old culture blends seamlessly with cutting-edge modern life. From the neon-lit streets of Tokyo to the peaceful temples of Kyoto and the scenic beauty of Mount Fuji, Japan offers a unique mix of tradition, technology, and natural charm.

Japan continues to attract a growing number of Indian tourists—students, families, business travelers, and solo explorers. With its efficient transportation system, cherry blossom festivals, warm hospitality, and rich culture, Japan promises an unforgettable travel experience.

Why Indians Prefer Traveling to Japan?

  • A perfect blend of tradition and technology makes Japan appealing to Indian tourists, students, and business travelers.
  • Japan is known for cleanliness, safety, punctuality, and efficiency, creating a comfortable environment for visitors.
  • Top attractions such as Tokyo, Kyoto, Osaka, Hiroshima, Mount Fuji, and Sapporo draw millions each year.
  • World-class public transport, iconic cuisine, cherry blossoms, and cultural festivals make Japan a memorable international destination.

Why Indian Travelers Need Travel Insurance for Japan?

Japan offers excellent healthcare services, but treatment can be expensive for international visitors. This makes buying the best travel insurance for Japan from India essential before your trip.

While Japan does not make travel insurance mandatory, it is strongly recommended because it protects travelers from sudden medical expenses and emergencies.

  • Medical emergencies, urgent care, and hospitalization in Japan can be costly without proper coverage.
  • Japan visitor insurance covers emergency medical treatment, doctor visits, urgent care, and hospital stays.
  • Travel medical insurance for Japan protects against unexpected illness, injuries, and emergency medical evacuation.
  • Plans can include coverage for acute onset of pre-existing conditions and COVID-19 medical care.
  • Affordable travel medical insurance for Japan options are available for budget travelers while still offering essential protection.
Best Travel Insurance for Japan from India

At American Visitor Insurance, Indian travelers can easily compare and buy affordable travel medical insurance for Japan online. We offer trusted U.S. and international insurance providers with flexible, budget-friendly medical coverage.

You can quickly compare Japan travel insurance quotes to choose the most suitable medical coverage for your trip. For assistance, call 877-340-7910 or email us. Our licensed agents will be happy to help you select the best Japan travel health insurance for Indian travelers.

Travel Insurance Coverage for Adventure Activities in Japan

Japan offers unforgettable adventure experiences — from skiing in Hokkaido and hiking Mount Fuji to kayaking in Okinawa, exploring forests in Yakushima, and diving in the Izu Peninsula. However, many standard travel insurance plans do not include high-risk or adventure activities. Indian travelers visiting Japan should carefully review their adventure insurance policy to ensure these activities are covered.

Most adventure travel insurance plans for Japan offer coverage for injuries, emergency medical treatment, and evacuation related to activities such as winter sports, mountain trekking, water sports, or outdoor excursions. If your itinerary includes adventure activities, choosing the right policy helps avoid unexpected medical expenses during your Japan trip.

  • Confirm that your plan covers adventure and outdoor sports like skiing, hiking, diving, kayaking, and cycling.
  • Some policies exclude high-risk or hazardous activities — review the terms before buying.
  • If you plan to climb Mount Fuji or dive in Okinawa, ensure your Japan adventure insurance includes emergency medical coverage.
  • Choose a policy with emergency evacuation and repatriation benefits for injuries during adventure activities.

👉 Selecting the best travel insurance for adventure sports in Japan helps Indian travelers explore mountains, islands, forests, and national parks safely. Compare top-rated plans and choose one that fits your adventure itinerary.

Medical Emergencies and Healthcare Access in Japan

Japan is known for its world-class healthcare system, modern hospitals, and highly trained medical professionals. However, treatment costs for tourists can be high, especially in major cities like Tokyo, Osaka, or Kyoto. Indian travelers must pay for all medical services unless they have the right insurance, which makes comprehensive travel health insurance for Japan essential.

Most Japan travel health insurance plans cover hospitalization, sudden illness, accidents, emergency evacuation, and prescription medication. Some insurers also offer cashless treatment at network hospitals in Japan, allowing visitors to access urgent medical care without upfront payments.

  • Covers doctor visits, diagnostic tests, medicines, treatment, and hospital charges.
  • Emergency evacuation provides timely transport to the nearest suitable medical facility.
  • 24/7 helpline assistance across cities like Tokyo, Osaka, Kyoto, and Sapporo.
  • Multilingual assistance to help travelers manage emergencies and communication challenges.
Choosing the best travel medical insurance from India to Japan ensures financial protection and peace of mind throughout your trip.

Travel Safety and Emergency Coverage for Travelers to Japan

Japan is a safe and welcoming destination with efficient transport, clean cities, and rich cultural attractions. However, travelers may still face unexpected issues such as lost baggage, delays, natural disturbances, or sudden emergencies. Having the best travel insurance for Japan provides crucial protection during your trip.

Comprehensive travel insurance from India to Japan includes personal accident benefits and emergency support throughout your stay.

  • Adventure Sports Coverage: Many plans include protection for safe activities like skiing, hiking, and diving.
  • Personal Accident Benefits: Coverage for accidental injury, disability, or accidental death during your Japan trip.
  • 24/7 Emergency Assistance: Global help for medical, travel, or safety emergencies across Japan.

With a reliable international travel insurance for Japan, Indian travelers can explore confidently, knowing they are protected from medical and travel-related risks.

Factors for Cost of Travel Insurance From India to Japan

👤 Age of the Traveler

The cost of travel insurance is directly proportional to the age of the traveler. Older travelers generally pay higher visitor health insurance premiums.

🧾 Type of Travel Insurance

Comprehensive travel insurance plans that offer extensive coverage are more expensive. Travelers can choose between single trip or multi trip travel insurance .

🏥 Medical Maximum Coverage

Travel insurance pricing depends on the maximum medical coverage selected and is inversely proportional to the deductible chosen.

🌍 Region of Coverage

Travel insurance costs vary by region. Coverage in certain countries is more expensive than in others.

🗓️ Duration of Travel Insurance

Longer visitor medical insurance durations result in higher insurance costs.

🎯 Add-On Benefits

Optional add-on benefits such as adventure sports coverage increase the overall cost of travel insurance.

How to Buy the Best Travel Insurance from India to Japan?

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1: Find the Best Travel Insurance for Japan

Fill in the travel insurance quote form with traveler information, trip dates, and coverage requirements for your journey from India to Japan for complete protection.

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2: Compare Top Travel Insurance Plans for Japan

Easily review and compare Japan travel insurance plans based on medical coverage and premiums to find the best fit for your trip with complete confidence.

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3: Buy Your Preferred Travel Insurance Plan Online

Easily select your preferred international travel insurance plan and complete the online payment within minutes using a credit or debit card.

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4: Review Policy Details Before Traveling

Check your policy details carefully — including medical benefits, emergency contacts, and claim procedures — before traveling to Japan.

Why Buy Japan Travel Insurance from American Visitor Insurance?

With over 20 years of experience, American Visitor Insurance helps Indians travelers choose the most suitable travel medical insurance for Japan, including coverage for seniors, long stays, and pre-existing conditions.

  • Visa support letters for Japan travel
  • Guidance on pre-existing condition coverage
  • Help correcting application or passport errors
  • Multilingual customer support

Cheap Travel Insurance from India to Japan – FAQ’s

1. Do I need travel insurance for Japan from India?

While travel insurance for Japan from India is not mandatory for entry, it is strongly recommended. Japan has excellent but expensive healthcare, so having the best travel insurance India protects you from high medical bills, emergencies, trip disruptions, and unexpected situations.

2. How can I get cheapest travel insurance for Japan from India?

To get the cheapest travel insurance from India to Japan, here are a few practical steps:

  • Compare Multiple Plans: Use the American Visitor Insurance comparison tool to compare the best travel insurance for Japan from India based on benefits, medical coverage, and pricing.
  • Choose Basic Coverage: Select only the benefits you truly need. Avoid add-ons that increase cost unless necessary.
  • Opt for Zero Deductible: A zero deductible gives you full protection without paying first out-of-pocket.
  • Check Group Plans: If you are traveling as a group, group travel insurance can be up to 10% cheaper.
  • Review Exclusions: Always check what is not covered, especially concerning pre-existing medical conditions or adventure activities.
  • Consider Annual Plans: If you travel frequently, an annual Japan travel insurance plan can be more cost-effective.

3. How can I buy best travel insurance from India to Japan?

You can easily compare and buy the best travel insurance from India to Japan on American Visitor Insurance. Use the comparison tool to check benefits, pricing, and the cheapest travel insurance from India to Japan that fits your budget and travel needs.

4. Is Japan friendly for tourists?

Absolutely! Japan is considered one of the safest, cleanest, and most tourist-friendly countries in the world. The hospitality, efficient public transport, and cultural warmth make it a favorite destination for Indian travelers.

5. Is travel insurance a mandatory visa requirement in Japan?

No, travel insurance to Japan from India is not mandatory for a tourist visa. However, buying the best travel insurance to Japan from India is highly recommended due to the high cost of medical treatment, emergencies, lost baggage, and flight disruptions.

Most Indian travelers choose affordable Japan travel medical insurance for peace of mind during their trip.

6. Can I get Japan travel insurance without paying anything out-of-pocket?

Yes. Some travel medical insurance for Japan plans offer $0 deductible options, which means you don’t have to pay anything upfront for covered medical expenses. For example, the Atlas Japan Secure plan available through American Visitor Insurance provides zero-deductible coverage, so the plan starts paying from the first dollar for eligible doctor visits, hospital stays, and emergencies. This helps reduce unexpected out-of-pocket costs during your trip.

Embassy of India in Japan

apartmentIndian Embassy in Tokyo

location_on 2-2-11 Kudan-Minami, Chiyoda-ku, 102-0074, Tokyo, Japan

call +81-3-32622391

print +81-3-32344866

email embassy@indembassy-tokyo.gov.in

apartmentIndian Consulate in Osaka

location_on 10th Floor, Semba IS Bldg, 9-26, Kyutaromachi, 1-Chome, Chuo-ku, 541-0056, Osaka, Japan

call +81-6-62617299

print +81-6-62617201

email cons.osakakobe@mea.gov.in

Japan Flag

General Information About Japan

Japan is an East Asian island nation known for its rich culture, advanced technology, and scenic landscapes. From historic temples and serene gardens to bustling modern cities, Japan offers a unique blend of tradition and innovation for international travelers.

📍 Located in East Asia, Japan is famous for cities like Tokyo, Kyoto, Osaka, and its beautiful cherry blossoms. The official language is Japanese, and the local currency is the Japanese Yen (JPY).

🌤️ The best time to visit Japan is from March to May and September to November, when the weather is pleasant and perfect for sightseeing, festivals, and outdoor activities.

💡 Travelers visiting Japan are advised to purchase Japan travel health insurance to stay protected against medical expenses, travel delays, and baggage loss during their trip.

  • Travel insurance for Japan General Information Japan

    • location_city Capital: Tokyo
    • location_on Location: East Asia
    • euro Currency: Japanese yen
    • language Language: Japanese
    • groups Population: Around 123 million
    • event Best time to visit: March to May, Sep. to Nov.
    • map Vacation spots: Tokyo, Kyoto, Osaka, Chiba, Hakone, Yokohama, Nara, Nagoya, Sapporo, Kobe, Hiroshima, Kamakura, Nikko.

  • What Are the Popular Tourist Destinations in Japan?

    Hiroshima Peace Memorial

    Hiroshima Peace Memorial

    Peace Memorial Museum with its numerous exhibits dealing with the issue of world peace, Memorial Cenotaph and Flame of Peace, as well as the Atom Bomb Dome.

    Itsukushima Shrine

    Itsukushima Shrine

    Itsukushima Shrine, a Shinto temple dedicated to the Princess daughters of the wind god Susanoo.

    Fukuoka's Castle

    Fukuoka's Castle

    Fukuoka Castle (Fukuoka-jo) is one of the highlights of a visit to Fukuoka and also well known for its many events and festivals.

  • What are the Main Airports in Japan

    City Airport Name IATA Code
    Tokyo Narita International Airport NRT
    Tokyo Haneda Airport (Tokyo International Airport) HND
    Osaka Kansai International Airport KIX
    Osaka Itami Airport (Osaka International Airport) ITM
    Nagoya Chubu Centrair International Airport NGO
    Sapporo New Chitose Airport CTS
    Fukuoka Fukuoka Airport FUK
    Okinawa (Naha) Naha Airport OKA

Popular Tourist Destination Cities in Japan

Kyoto travel insurance

Kyoto
Osaka travel insurance

Osaka
Tokyo travel insurance

Tokyo
Chiba travel insurance

Chiba

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How Expensive Is Healthcare in Japan for Indian Tourists?

Medical Service Estimated Cost (JPY) Notes / Source
ER (Emergency Room) Visit JPY 10,000 – 30,000 Typical private hospital ER charges in Japan.
Hospital Room (Per Day) JPY 30,000 – 80,000 Private hospital daily room rate.
Major Surgery JPY ~500,000 – 1,500,000+ Costs vary based on hospital and procedure complexity.
Bypass / Very Major Surgery JPY ~2,000,000 – 5,000,000+ Estimated cost at private hospitals.
Ambulance (Private) JPY 0 (Public) – 20,000+ (Private services) Public ambulances are free; private services may charge.
Medical Emergency / Surgery Without Insurance Example: Appendectomy ~ JPY 500,000–900,000+ Common cost range for uninsured international tourists.

Common Medical Problems for Indians in Japan

  • Cold, flu, or respiratory infections
  • Food allergies due to unfamiliar ingredients
  • Accidents from winter sports, hiking, or city travel
  • Heat exhaustion during summer
  • Chronic illness flare-ups (hypertension, diabetes)

How Do Indian Travelers File a Medical Claim With Japan Travel Insurance?

Filing a claim is simple when the correct steps are followed. For Indians visiting Japan, most Japan travel insurance plans purchased on American Visitor Insurance offer easy online claim submission and 24/7 customer support.

Steps to file a medical claim:

  • Call the insurance assistance number immediately
    Use the emergency number on your policy to report the incident.
  • Visit a recommended private or approved hospital
    The assistance team will guide you to a suitable medical facility in cities or tourist areas.
  • Collect all medical documents
    Keep bills, prescriptions, reports, discharge papers, and doctor notes for claims.
  • Submit documents online through the claims portal
    Most insurers provide a digital portal or email option.
  • Receive reimbursement or direct billing support
    Some hospitals may work directly with insurers; otherwise, reimbursement is provided after review.
This process applies to all major Japan travel medical insurance plans offered on American Visitor Insurance.