US senior citizen travel insurance, Travel insurance for US Seniors

Travel insurance quote form

Do you want to insure trip cost as well as the health of the traveler?

     
     

Please click here to buy Travel Insurance for Quarantine coverage

Traveler's residence
Travelers (Age)
Trip cost($)/person

Destination
Trip start date
Trip end date

Travel insurance for U.S. citizens with trip protection coverage - Highlights

Trip cancellation

Reimbursement for loss of pre-paid, non-refundable payments.

Medical evacuation

Transportation to or between hospitals as needed.

Trip delay

Reimbursement of food and lodging expenses due to delay in travel.

Lost baggage

Pays sum for lost or delayed luggage by airline.

Medical expenses

Covers cost of treatment for sickness or injury during your vacation.

Age & Citizenship
Child
Residence
Destination
Start date
End date

Travel medical insurance with no trip protection - Highlights

Health care expenses

Covers medical costs for sickness or accidents during travel.

Doctor visit

Covers cost of clinic or doctor visit.

Pharmacy drugs

Expenses from doctor prescribed eligible medications.

Medical evacuation

Transportation to or between hospitals as needed.

Repat of remains

Return of moral remains to home country or local burial.

Are you traveling in a Group?
You can get cheaper prices by buying Group Travel Insurance!
Fill the get quotes form or contact us for best cost of travel insurance for groups!

Trip cancellation insurance for seniors

Trip cancellation insurance is very useful for seniors as it provides protection for the non-refundable cost of the trip as well as the health of the older traveler. The non-refundable expenses usually includes cost of hotel bookings, air tickets, rail and cruise ticket expenses ... Trip protection insurance can also include coverage for sports equipment like Golf or Ski equipment and car rental, however these are sometime add-on benefits and not part of the basic plan.
Depending on the type of trip protection insurance, coverage can include protection from unexpected expenses such as damaged, stolen, lost or delayed baggage. While some trip protection plans require that the trip is cancelled for an approved reason other plans are available with 'cancel for any reason' benefit. However one must buy the 'cancel for any reason' as an add on option.
US senior citizens find the Trip cancellation insurance very useful for expensive vacations, especially if it involves international travel. This is logical given the high cost of the vacation and the fact that domestic health insurance plans provide no cover for trip expenses, and very little cover for the health of the traveler when they are outside US borders. Compare and buy trip cancellation coverage.

Trip insurance with Cancel for any reason coverage

There are different reasons why one would cancel their trip. Trip cancellation insurance has a list of legitimate reasons for cancelling a trip which are covered under the trip cancellation benefit. The ‘Cancel for any reason” benefit is an add-on benefit and would offer coverage for canceling the journey for any reason and it will refund up to 75% of the non-refundable trip expenses. Some examples of this are -

  • Someone falls sick or injured and is unable to go the trip as planned.
  • Epidemics like Coronavirus, Ebola or H1N1 that is spreading rapidly
  • Natural disaster like hurricane, earthquake or volcanic eruption
  • Office work that can prevent you going on the trip due to unexpected meetings
  • Any other personal reason ...

Travel Insurance have optional benefit for “cancel for any reason” must however be bought within 21 days of initial trip payment.

Covid travel insurance for seniors

The Covid pandemic has made the value of travel insurance self-evident and travel insurance with Covid coverage is all important given the pandemic with its many variants still spreading around the globe even in 2024. Travel has become more challenging due to the many disruptions that are beyond ones control and travel insurance is invaluable in this situation.
A US citizen covid travel medical insurance policy can protect the traveler from financial difficulty in the event of a medical emergency or accident. Some travel medical insurance plans also provide coverage for quarantine expenses should one test positive for Covid while traveling. In fact Covid quarantine travel insurance is being mandated by some countries while issuing travel visas.

Medicare Coverage limits for senior US citizens traveling overseas

Most older US citizens have received the Covid vaccination in the United States and this has provided them with the opportunity to travel after having been forced to stay within safe bubble environments during the pandemic. US senior citizens must be well informed about the International travel insurance coverage limitations of Medicare while outside the US. As Medicare is an US federal health insurance program for senior citizens over 65 years, it will not offer medical coverage outside the US except when they are on cruise with the waters connecting the US states. This is offered by the Medicare Part B (medical insurance) plan. In case you are in a foreign country and need coverage for inpatient hospital expenses, doctor visits, ambulance services, or dialysis, Medicare may pay for the expenses under these conditions.

  • If you get admitted to a foreign hospital which is closer than a US hospital that can treat your emergency medical condition.
  • If you get admitted to a Canadian hospital which can treat your medical emergency while travelling between Alaska and any other state and you are crossing Canada.
  • If you get admitted to a hospital nearest to where you are staying which can treat you under emergency medical condition.

International travel insurance for US citizens enrolled in Medicare

When you are on a ship and need coverage, Medicare will not pay for health care services when the ship is more than 6 hours away from the US port. The Medicare prescription drugs plan don't offer coverage for the drugs purchased outside the United States. All the 50 US states, the District of Columbia, Puerto Rico, the U.S. Virgin Islands, Guam, the Northern Mariana Islands, and American Samoa are considered part of the U.S and accept US Medicare.

As Medicare offers limited coverage for travel outside the US, It is advisable to buy adequate international travel health insurance to get proper medical coverage while outside the US borders. All of the popular international travel destinations for US citizens like Canada, Mexico, the Caribbean islands, Latin and South American nations, Europe, Australia and Asia are not covered by regular Medicare coverage.

Medicare Supplemental Travel health insurance plans for older US travelers

Globehopper Insurance

Globehopper insurance offered by International Medical Group (IMG) is a travel health insurance is avaiable for US citizens and US permanent residents 65 years and older Qualified for Medicare, actively enrolled in Medicare Parts A & B and enrolled in a Medigap Plan or Medicare Advantage Plan, This plan is secondary to Medicare, a Medigap and/or a Medicare Advantage Plan and provides coverage for medical expenses outside the U.S. only.. The GlobeHopper Senior plan is available either as the GlobeHopper Single-Trip plan for single trips with coverage from 5 days to 365 days, or as the GlobeHopper Multi-trip plan which covers a period of 12 months with a maximum of 30 days for each overseas trip.

The GlobeHopper Senior plan is very popular as it provides coverage up to $1 million for travelers less than 79 years and $100,000 for travelers more than 80 years old. The plan includes $2,500 cover for sudden unexpected recurrence of an existing medical ailment and $25,000 for emergency medical evacuation.

Intermedical Insurance

Intermedical Insurance from Travel Insure is an affordable international travel health insurance for US citizens. It offers coverage for medical and evacuation expenses for short trips. It is available up to 12 months.

Worldmed Insurance

Worldmed Insurance from Travel Insure is an renewable long term international travel health insurance for US citizens. It offers coverage for medical and evacuation expenses. It is renewable up to 3 years.

Travel insurance for Senior Citizens

Senior Citizen Travel Insurance

Best travel insurance for seniors.

Know more »

Pre-existing conditions for Senior Citizens

Compare and buy best pre-existing plans for senior citizens.

Know more »

Annual travel insurance for Senior Citizens

Best Annual travel medical insurance for senior citizens travelling to USA.

Know more »

Travel insurance for Seniors visiting popular destinations

Canada flag

Senior Citizen travel to Canada

International travel insurance for seniors to Canada.

Know more »
Mexico flag

Senior Citizen travel to Mexico

Compare Travel Insurance for Senior citizens, Travel insurance Mexico for Seniors.

Know more »
Travel insurance for Canadians to Caribbean

Senior Citizen travel to Caribbean

Best travel insurance for seniors for the Caribbean.

Know more »
India Flag

Senior Citizen travel to India

International travel insurance for seniors to India.

Know more »
europe flag

Senior Citizen travel to Europe

International travel insurance for seniors to Europe.

Know more »

Best US senior citizen cruise travel insurance

US senior citizens going on a cruise vacation is truly adventurous and exciting, however one must take precautions to ensure that the cruise vacation is not a disappointment. US citizens are likely to pay for the cruise well in advance of the actual travel date, and it is possible that they is not able to travel on the cruise as initially planned, and it is important to have the best cruise cancellation insurance to shield them in this situation.

While most cruises companies offers some cruise protection it does not provide the coverage benefits as provided by trip insurance for cruises. While many cruise company protection usually gives cruise vouchers to US citizens if they miss the cruise, cruise travel insurance provides significantly more benefits such as coverage for trip cancellation, trip delay, baggage loss, baggage delay, medical evacuation and medical insurance for the traveler.
US travelers can further shield themselves by adding Cancel for any reason travel insurance benefit which gives flexibility of cancelling the cruise vacation for any reason, and still get reimbursed up to 75% of non-refundable trip expenses.

Cost of best travel insurance for US citizens

  • How much does travel health insurance for US citizens cost?

    Age - 70 years, Duration - 1 Month, Deductible - 0
    Providers
    Travel Medical Plans
    Estimate Plan Cost* with plan maximum coverage
    • Medical coverage for unexpected illnesses & accidents up to policy maximum
    • Covers Covid19 as any other Illness or Injury.
    • This plan is available for people above 65 years of age.
    • Insured person satisfy only one deductible within each 12 months coverage period
    • Safe Travels International Cost Saver includes medical, emergency medical evacuation for anyone while traveling from their Home Country
    • Up to 100% of Trip Cost Insured
    • Safe Travels International is a PRIMARY Travel Medical
    • It covers COVID-19 as any other illness
    • Atlas International plan for coverage outside the USA
    • Covers Covid Quarantine benefit
    • Atlas Premium International is the best travel medical insurance with high coverage limits
    • Covers Covid Quarantine benefit.
    • Coverage for non-U.S. residents and non-U.S. citizens while traveling outside of your home country
    • Does not cover COVID19
    • Travel Medical Choice plan is available for anyone traveling outside their home country
    • Does not cover COVID19
    • Travel Medical plan have a comprehensive medical coverage
    • Offers coverage for coronavirus sickness
    • Diplomat International Insurance offers medical insurance coverage to travelers of any age travelling outside their home country
    • Covers Covid-19 as any other illness
    • It is an ideal plan for people who are traveling outside the U.S. and outside their home country
    • Covid-19 is covered as any other illness under the Medical Expense maximum
  • How much does trip cancellation insurance for US citizens cost?

    Age - 70 years, Duration - 15 days, Trip Cost - $1,000, Deductible - 0
    Providers
    Trip Insurance Plans
    • Trip Cancellation: Up to $100,000 of the trip cost
    • Inexpensive coverage for trip cancellation & interruption
    • Travel Lite Covid Quarantine Benefit: Travel Lite plan offers Coverage for accommodations due to a covered Trip Delay $500/$125 per person per day is included in the basic coverage. US Residents on domestic and worldwide trips.
    • Trip Cancellation: Up to $100,000 of the trip cost
    • US Residents on domestic and worldwide trips
    • Travel SE Covid Quarantine Benefit: Travel SE plan offers Coverage for accommodations due to a covered Trip Delay $2,000/$125 per person per day is included in the basic coverage.
    • Trip Cancellation: Up to $100,000 of Trip Cost
    • US Residents on domestic and worldwide trips
    • Travel LX Covid Quarantine Benefit: Travel LX plan offers Coverage for accommodations due to a covered Trip Delay $2,500/$250 per person per day is included in the basic coverage.
    • Trip Cancellation: Up to 100% of Trip Cost Insured
    • Up to 100% of Trip Cost Insured
    • Quarantine coverage
    • Provides a minimum coverage of $3,000 for potential or extended quarantine lodging expenses due to Covid19
    • Trip Cancellation: Up to 100% of Trip Cost Insured
    • Provides a minimum coverage of $1,000 for potential or extended quarantine lodging expenses due to Covid19
    • Covid19 medical expenses are covered and treated the same as any other sickness
    • Offers coverage of $50,000 for emergency medical expenses
    • Offers comprehensive trip cancellation coverage
    • Trip Cancellation: Up to 100% of Trip Cost Insured.
    • Trip Delay up to $500 ($100 per day) for 12 hours or more.
    • Trip Cancellation: Up to 100% of Trip Cost Insured
    • Trip Delay up to $750 ($150 per day) for 6 hours or more.
    • Trip cancellation: 100% of Trip Cost (Up to a maximum of $50,000. ($30,000 age 81+)
    • US residents traveling within the United States and abroad
    • Cancel for Any Reason available in most states
    • Trip Cancellation: Trip Cost: Up to a Maximum of $30,000.
    • Maximum Trip Length 90 Days
    • Available for US citizens and US residents whose home country is US and must be travelling outside USA
    • Includes $500 in travel delay benefits for Covid quarantine/lodging.
    • Trip cancellation up to $5,000/Trip interruption up to 125% of trip cost
    • Offers $75,000 medical for sickness and injury/$500,000 medical transportation
    • Available for US citizens and US residents whose home country is US and must be travelling outside USA
    • Includes $2000 in travel delay benefits for Covid quarantine/lodging.
    • Trip cancellation up to $50,000/Trip interruption up to 200% of trip cost
    • Offers $500,000 medical for sickness and injury/$1,000,000 medical transportation
    • Available for US citizens and US residents whose home country is US and must be travelling outside USA
    • Includes $1,000 in travel delay benefits for Covid quarantine/lodging.
    • Trip cancellation up to $25,000/Trip interruption up to 150% of trip cost
    • Offers $250,000 medical for sickness and injury/$1,000,000 medical transportation
    • Trip Cancellation: 100% of trip cost up to $30,000
    • Provides coverage for U.S residents and U.S citizens who wish to travel within the U.S or travel overseas /internationally.
    • Trip Cancellation: 100% of trip cost up to $30,000
    • Provides coverage for residents of Missouri, New York, Pennsylvania and Washington travelling in the United States /internationally.
    • Trip Cancellation: 100% of trip cost up to $20,000
    • Provides coverage for residents of Missouri, New York, Pennsylvania and Washington travelling in the United States /internationally.
    • Trip Cancellation: 100% of trip cost up to $100,000
    • Provides coverage for U.S residents and U.S citizens who wish to travel within the U.S or travel overseas /internationally..

* Factors that determine the cost of US travel insurance plans

1.
Age of the traveler
The cost of travel insurance is directly proportional to the age of the traveler. The older the traveler and greater will be the cost of the visitors health insurance.
2.
Type of travel insurance:
Comprehensive travel insurance which provide exhaustive coverage are more expensive than fixed benefit travel insurance.
3.
Medical maximum coverage and deductible options
The price of visitors medical insurance is directly dependant on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.
4.
Region of coverage
Travel insurance depends on the coverage region. The cost for visitor health insurance for the United States is most expensive.
5.
Duration of travel insurance
The longer the duration of visitor medical insurance required, the higher will be the cost.
6.
Any add on benefits
Additional add-on benefits like adventure sports coverage … will increase the cost of coverage.
Compare and buy Travel insurance for Annual multitrip

Annual travel insurance (Multi trip insurance)

Annual multi trip international travel insurance plans are ideal for businessmen and regular overseas travelers as there is no need to buy an insurance plan every time you travel and are cheaper than buying several single trip travel insurance plans. These plans provide coverage for a whole year, however there is a limit for each trip which is either 30, 45 or 70 days depending on the plan chosen.

Annual travel insurance (Multi trip insurance) for travel within USA

Travel Insure - Voyager Annual insurance

Voyager annual travel insurance plan is specifically designed for U.S. citizens or permanent residents who travel frequently for business or pleasure. Enroll just once a year and enjoy peace of mind knowing you have dependable medical coverage and assistance whenever you travel more than 100 miles from home. Go anywhere in the world, as often as you like, up to 90 days at a time during the year with Voyager Insurance.
  • Take an unlimited number of Covered Trips during the 364 day Policy period
  • Covers domestic and international trips - up to 90 days each
  • Offers two plan levels namely Silver and Gold offer options for different needs and budgets
  • Provides coverage for Emergency Accident and Sickness, Emergency Medical Evacuation, Baggage & Personal Effects, Baggage Delay, and Accidental Death and Dismemberment.
  • The Gold plan includes additional benefits like Trip Interruption and Political Natural Disaster Evacuation
Buy now

Annual travel insurance for travel outside USA - Annual travel insurance for US Business travelers

Business travelers and working professionals from USA travel abroad frequently, it is important to have proper annual travel insurance. The US frequent travelers can compare and purchase annual multi trip international travel insurance plan which covers them for the whole year.
Get quotes »

Importance of American traveler insurance

Traveling long distances has many unexpected and accidental incidents that need to be taken care in a professional manner in order to have an enjoyable experience. US travel Insurance very important while traveling which takes care of medical expenses due to sudden sickness or injury. In the US healthcare is closely linked to insurance coverage. US travel insurance providers have preferred provider networks and the hospital billing is much lower for insured patients when compared to uninsured patients. Having the best US traveler insurance reduces hospital bill along with paying for the outrageous cost of healthcare in the US.

US travel insurance plans can also insure trip expenses along with insuring the health of the traveler. Trip cancellation Insurance cover trip cancellation, trip interruption, travel delay, loss of luggage, baggage delay... Cancel for any reason travel insurance is an additional benefit available which will refund 75% of the trip cost in case of trip cancellation if the traveler cancels the trip for any reason. These benefits are very useful for traveler who are not sure of their travel schedules so that they should do not need to lose their travel investment if they do not travel.

Factors to consider

While buying Travel Insurance

Click here to read more »

While buying Travel Medical Insurance

Click here to read more »

American traveler insurance including trip cancellation coverage

US citizens should consider buying travel insurance especially if traveling outside their home state. The travel insurance plans are designed for US vacationers with coverage for insuring the health of the traveler as well the trip expenses cost. Some examples of coverage benefits are trip cancellation, trip delay, Covid quarantine travel insurance, medical evacuation, injury of family member, travel companion or pet, theft of passport, traffic accident, inclement weather resulting in delay or cancellation of common carrier.

Travelers can also include the Cancel for Any reason (CFAR) travel insurance which gives travelers the option of cancelling their travel and recouping most of their non-refundable trip expenses. Travel insurance provides coverage in the following ways:
  1. Non refundable cost of the trip.
  2. Unexpected medical expenses of the traveler.
  3. Loss or damage to the insured’s possessions.
Following are the trip insurance plans:
Resources for US air travelers

Information about US mobile passport control and TSA pre check for US passport holders.

Click here to read more »

US expatriate insurance

Health insurance for U.S. expats is essential for providing access to quality healthcare while living abroad. Expatriates often need coverage that goes beyond what their domestic U.S. health insurance provides because most U.S.-based health insurance plans do not cover medical expenses incurred outside the United States.

Click here to read more »

Covid19 travel insurance for US citizens

The Covid19 pandemic is a global challenge and continues to be the biggest concern for all countries. There have been exceptional global travel restrictions placed at national borders to prevent the transmission of the virus. Due to forced lockdown so many US travelers are stranded outside the US. At American Visitor Insurance, we are committed to getting you the best Covid19 travel insurance for Americans. US travelers can find the ideal travel insurance with Covid19 coverage plan by comparing Covid19 travel insurance for US citizens.

Following are the insurance providers Trawick International, INF insurance, WorldTrips, Global Underwriters and Seven Corners who offer international travel medical insurance coverage for coronavirus.

Travel Insurance Covid coverage with quarantine lodging requirements

There are some USA Covid travel insurance plans available that covers potential quarantine lodging expenses due to Covid. International travelers can buy the best Covid travel insurance online. Safe Travels Voyager insurance by Trawick International is available for U.S. Citizens and U.S. Residents with Covid medical expenses are covered and treated the same as any other sickness. It satisfies the travel health insurance requirements:

  • It includes minimum coverage of $2,000 for potential quarantine lodging expenses.
  • It can be purchased for the entire duration of travel.
  • It offers medical coverage expenses for at least USD $50,000.

The Safe Travel Voyager insurance plan provides a visa letter stating that the travel insurance covers Covid illness. This visa letter can be downloaded online after completing the travel insurance purchase. To only satisfy the health insurance for visitors requirements, you can use a $0 trip cost and the date you purchased your plane ticket or travel package as the trip deposit date.

Buy travel insurance for quarantine
quarantine coverage

Best travel insurance for covid cover

You can purchase the policies below even if you started out with a different company or did not previously have US health insurance. Ideally, you should start a plan from the day you leave your home country until you expect to return. The policies below can be extended for at least 6 months of coverage.
There are currently insurance providers namely Trawick International, INF insurance, WorldTrips, International Medical Group, Travel Insurance Services, Global underwriters and Seven Corners who offer international travel medical insurance coverage for coronavirus.

International Medical Group (IMG):

Patriot International Lite Insurance and Patriot Platinum Insurance from International Medical Group (IMG) offers coverage for Covid as any other Illness or Injury.

Trawick International Insurance:

Trawick International offers international medical insurance for coronavirus (covid-19) with their Safe Travel insurance plans. Safe Travel Outbound plans are available for up to 6 months and are for US residents traveling outside the US. Trawick International offers the following plans:

You can compare Safe Travels Outbound plans

Global Underwriters:

Diplomat Long term Insurance must be bought for a minimum of 3 months and has a plan maximum options of $500,000 and $1,000,000 for medical expenses. Pre-existing ailments are however excluded, which means that travelers infected before the plan effective date, will be considered as an pre-existing medical condition and will not provide coverage for that ailment.

Seven Corners covid travel insurance for Coronavirus:

Travel Medical Plus Insurance is the Seven Corners travel insurance that covers covid for US citizens travelling outside US. The Seven corners international medical insurance treatment benefit is available for COVID.

WorldTrips covid health insurance for international travel:

Atlas International, Atlas Premium and Atlas Essential insurance with coronavirus coverage will cover eligible medical expenses resulting from COVID.

INF travel insurance:

If US citizens are visiting Canada or Mexico, they can consider buying INF insurance. As ever, we here at American Visitor Insurance try to bring you the most accurate and up-to-date information we can about the policies available to you and your loved ones during these trying times. If you have any questions or doubts, feel free to call us anytime or send us an email. Remember that if you want a specific quote from us, we need to know the age(s) of the traveler(s) and the dates (or amount of time) they will need the policy for and where they are traveling to (and sometimes from).

US Travel insurance with quarantine coverage

The pandemic had disrupted international travel across the globe with different countries shielding their nations by enforcing strict safety measures for international travelers. However even in 2024, some countries are still insisting on travel insurance with quarantine coverage. At American Visitor Insurance, we offered international travelers different options to compare and buy the best Quarantine travel insurance.

  • Quarantine Benefit Coverage for accommodations due to a covered Trip Delay $3,000/$250 per person per day (6 hours or more) is included in the basic coverage.
  • Optional Quarantine Benefit Upgrade at additional price Trip Delay Max Upgrade - including Accommodations (6 Hours or more) $4000 ($300/day) or $7000 ($500 per day).
  • Quarantine Benefit Coverage for accommodations due to a covered Trip Delay $1,000/$150 per person per day (12 hours or more).
  • Travel insurance plan only available to U.S. Citizens and U.S. Residents.
  • Quarantine Benefit Coverage for accommodations due to a covered Trip Delay. Maximum - $2,000 ($200 /day )(6 hours).
  • Travel insurance for US Citizens and US Residents traveling outside US.

US citizens traveling overseas from the USA, Travel insurance America

These are certainly uncertain times for international travelers with corporate travel being particularly vulnerable to the pandemic, the Ukraine war and labor shortages in Europe and the Geo-political tensions in Asia. Even though international travelers are allowed to the US without any restriction the risks of the pandemic still remain. In this context it is still very important to buy the best annual travel insurance. If you are an international traveler without health insurance or if it will run out soon, do consider buying an alternative annual travel insurance. At American Visitor Insurance we are committed to getting you the most appropriate international travel insurance the policy you need even under these difficult circumstances.
WorldTrips Coronavirus annual travel insurance Atlas Multi trip offers coverage for unexpected medical expenses, including eligible expenses related to Covid19
  • Available for both US and Non US citizens up to 75 years
  • Maximum trip length is 30 or 45 days per trip
Trawick International Covid19 yearly travel insurance Safe Travel Basic/Deluxe/Executive Annual provides annual comprehensive travel medical coverage for COVID19.
  • Available for US residents only up to age 81 years
  • Maximum trip length is 30 days per trip
Seven Corners annual multitrip covid19 insurance Wander Frequent Traveler Plus covers frequent international travelers and provides Covid19 annual travel insurance
  • Available for both US and Non US citizens up to 75 years
  • Maximum trip length is 30, 45, or 60 days per trip
GeoBlue Coronavirus annual travel insurance Trekker Essential offers coverage for unexpected medical expenses, including eligible expenses related to Covid19
  • Trekker Essential Insurance offers maximum coverage of $50,000 for sickness and accidents.
The plans offered here provide coverage for medical expenses related to hospitalization, medical evacuation and repatriation. Thanks to the adventurous nature of Americans and recently to the strength of the US Dollar, there has been a huge increase in the number of Americans traveling overseas. Over 72.5 million US travelers went overseas in 2016.
The top five destinations are: Mexico (27 million), Canada (12.9 million), the Europe (12.5 million). Within Europe United Kingdom, France, Italy and Spain are the most popular.
However recent trends indicate that while travel to traditional destinations of Canada, Mexico and Europe have remained steady, new destinations such as India, China, South Korea, Dubai, Israel, regions in Central and South America have found favor with US travelers. Here is an article which says in detail how to insure your trip expenses.
insurance for us citizens traveling abroad

Best American travel insurance, Best US citizen travel insurance

Traveling on a hard earned vacation to a dream destinatin can be expensive. Planning the details of a vacation, booking the airline, cruise and hotel tickets involve both time and money. Ensure that your well deserved vacation or even your business travel is not wrecked by unforeseen adverse circumstances by purchasing proper travel insurance. At American visitor insurance, we have tools and provide information to help you find the best travel insurance for us citizens.

travel
Trip Cancellation Insurance vs Travel Medical Insurance
Click here

Trip cancellation and travel insurance for US citizens and US residents

Another option is to purchase trip or travel insurance which will reimburse you for cost of the trip should you have to cancel or interrupt your trip. These policies are only available to US residents (you do not necessarily have to be a US citizen, a US address will do). These policies, if you go on your trip as expected, also cover any sudden medical expenses that should arise. These policies are well thought out for travelers with reunion costs; costs for dependent children should they need an escort home; lost baggage and connections, etc. These can be an excellent way to protect the investment you make on a trip. Compare Best Trip Cancellation Insurance and buy a plan to protect your trip investment expenses.

Long term Europe visa insurance for US citizens

US citizens are rarely required to buy insurance while they travel abroad. However, for Americans who wish to stay in Europe for a longer stay, they have requirements similar to other citizens for "Schengen visas". One requirements for being issued a Schengen long term visa is to have proper health insurance in Europe. These travel insurance plans are very affordable and can be purchased easily once you choose the one that's right for you. Compare Popular travel health insurance plans for long term Europe Visa.
travel insurance

American travel insurance, Travel insurance USA - FAQs

Does travel insurance cover Covid19 illness for US citizens?

There are some USA Covid travel insurance plans available for travel that cover Covid19 as a new illness. US citizens can compare best Covid travel insurance plans and buy it online. There are currently three US insurance providers namely namely Trawick International, INF insurance and Global Underwriters who offer US international travel insurance coverage for coronavirus. US students studying abroad can buy the Student Secure Covid19 health insurance plan from TokiomarineHCC: which will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2

How much is international travel health insurance?

For those who are looking for long term Global medical insurance coverage, or International health insurance (as opposed to short term travel medical insurance), these must be purchased annually but can be paid for monthly, semi-annually, biannually or annually. The annual option will be the most cost-effective. An annual plan which includes coverage in the US for a person aged 35 can cost from $942 per year for a fixed plan with a $1 million maximum to $1700 for a comprehensive plan with a $5 million maximum and both with a $1000 deductible. A person who does not need coverage in the US, can pay either $706 or $1274 for those same plans. Coverage which would include maternity costs would be as low as $2100 for outside the US or $3087. Remember that the application process for these plans does require an extensive questionnaire about medical history and is not guaranteed like other short term plans available

Do I really need travel insurance for domestic travel?

The answer to that question is: Do you really have coverage when you are traveling domestically? The ugly truth of today's world is that our domestic insurance plans seem to cover less and less and are more and more expensive. I can only speak for myself, but in my case, me and my family are covered well only in-state. If we travel out of state, the coverage drops to 70% which, to my mind, is crazy un-safe (but that's just me). So, I have purchased a secondary plan which covers me while I am 100 miles or more away from home. This, thankfully, includes most nearby and frequents out-of-state destinations. Now I feel the family can go skiing out-of-state worry free.

Travel insurance plans for older US travelers with Medicare coverage

US senior citizens with Medicare need international travel insurance as Medicare offers limited or no coverage outside USA. Travelling overseas involves risks especially for older travelers and costs of medical evacuation and health care outside the United States is expensive. Buying Medicare Supplemental international Travel insurance coverage for older US travelers is strongly recommended.

Travel health insurance for US senior citizens (65+ years) overseas

Globehopper insurance offered by International Medical Group (IMG) is a travel health insurance plan specifically designed for US citizens and US permanent residents 65 years and older. The GlobeHopper Senior plan is available either as the GlobeHopper Single-Trip plan for single trips with coverage from 5 days to 365 days, or as the GlobeHopper Multi-trip plan which covers a period of 12 months with a maximum of 30 days for each overseas trip. The GlobeHopper Senior plan is very popular as it provides coverage up to $1 million for travelers less than 79 years and $100,000 for travelers more than 80 years old. The plan includes $2,500 cover for sudden unexpected recurrence of an existing medical ailment and $25,000 for emergency medical evacuation.

Europe Travel Insurance

Travel insurance for USA, US travel medical insurance

Trip insurance for US citizens traveling within the United States

Many of us have limited medical insurance which includes high deductibles and coinsurance rates. This is particularly true when we travel even if within the US but outside our home state. It is therefore important to buy trip insurance even when traveling within the US. At American Visitor Insurance, we also offer trip insurance for US citizens traveling within the United States.

These short-term trip insurance plans can be bought for trips up to 30 days and will cover the travelers while they are away from home on a designated trip. Travelers can insure the cost of our trip, which includes the cost of a airline ticket, a cruise, hotels, or any other non-reimbursable costs of a trip, or we can keep this coverage to a minimum ($50 to $100 per person) and get coverage mainly for the medical benefits while on the trip.

These trip insurance plans are designed for travelers with coverage for trip interruption, taking care of children, pets, and travel companions while traveling. They can provide peace of mind while traveling within the country or even to a different country! You can use our TRIP QUOTE COMPARE ENGINE to compare trip insurance plans.

These plans insure you in three ways:
  1. Cost of your trip,
  2. Unexpected medical expenses while on the trip
  3. Loss or damage to your possessions.
us citizens visting usa

Interesting facts about US international travelers

  • An estimated 39 percent of US travelers were from the Mid-Atlantic States (New York, New Jersey and Pennsylvania), followed by 19 percent from South Atlantic states and 14 percent from the Pacific states.
  • The top ports of departure were New York, Miami, Los Angeles, Newark, Atlanta and Chicago which accounted for over 60 percent of US departures.
  • The main reason for overseas travel accounting for 40 percent of travelers was leisure/recreation/holiday. Visiting family and friends was the second most popular reason at 37 percent.
  • The average length of travel (number of nights) outside the US increased to 18.5 nights in 2009 compared to 18.0 nights in 2008.
  • Top leisure activities for US travelers other than dining in restaurants and shopping were visiting historical places, visiting small towns and villages, sightseeing in cities, visiting cultural heritage sites and touring the countryside.

Travel tips for Americans traveling overseas

Americans visiting a foreign country must seek the appropriate visa from the consulate. The visa application can be submitted at the nearest consulate or embassy office. The processing of visa can take a certain time depending on the country of visit.
trip insurance us citizens
US citizens are encouraged to submit the application well in advance to their travel dates. Those who are traveling abroad from the US for the first time can easily learn about the food habits, languages, people, culture... onine. It helps to do a little research about the weather, restaurants, sightseeing spots, currency... before leaving the USA.

Is travel insurance for US citizens and US residents while outside the United States required?

Americans traveling overseas must be aware that their US domestic health insurance policy rarely travels with them outside the US national borders. International travelers need to buy insurance. Travelers should also be aware of the difference between Travel Insurance and Travel Medical Insurance. Travel insurance will insure the financial investment for the trip which typically includes the cost of lost baggage and cancelled flights. However it may not cover costs for medical expenses that a traveler may incur while abroad.
Travel Medical Insurance on the contrary does cover the costs of medical expenses that the traveler may unexpectedly incur while overseas. Given the high cost of healthcare, proper medical insurance coverage during one's overseas journey is not a luxury but a basic requirement.
Travel medical insurance plans are available as either fixed or comprehensive medical benefit plans. US travelers can choose the type of plan that best fits their needs using the compare tool on our website.

Is international travel insurance for US citizens and US residents a good idea?

Travel insurance is a great way to protect your investment in travel and/or take care of you and your loved ones while traveling abroad. Many of the domestic US policies will not cover or have limited coverage while abroad. You should definitely check to see what yours will do for you when you travel. The nice part about the travel insurance plans is they are economical and they have literally thought of everything and have experience with just about everything you can imagine. They will not only cover the expenses you may incur in a hospital, but they will also give you a per diem for each day spent in the hospital. Did you know that in some countries, your food is not included in your hospital expense and stay? Also, if you are incapacitated, what about your kids or pets along on the trip? Plans offer an economy fare ticket for someone of your choosing to come to you and get the kids home safely without you. Don't want to be left behind in a foreign hospital? You can arrange for someone of your choosing to come to your bedside until you can return home. Of course, we would rather think about everything going smoothly and well, but a little time and cost can really save the day and help you should you need it!

Most popular medical evacuation travel insurance for Europe

Emergency medical evacuation insurance commonly called “Medevac insurance” are popular among US citizens travelling to Ireland offer coverage for expenses arising from international security evacuation, medical evacuation and repatriation.

The Atlas Medevac insurance from WorldTrips covers Emergency medical evacuation for US citizens.

Plan Details  Brochure  Buy Now
International medical Evacuation

List of best visitors insurance companies in USA

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

List of best visitors insurance companies in USA


Expertise in offering travel insurance
20+ years!

Customers from
All U.S. states!

Customers from over
180 countries!