Student and Exchange Scholar (J1 visa) group insurance

Student Group Travel Insurance

Student group insurance is designed for students traveling to and from the US. These plans are avialable for US and international students traveling outside their home country. Typical groups are high school sporting teams, international student groups visiting USA and these trips can range from a few days to a semester to even a year or more. For larger groups, we can even custom negotiate a group price. For more information, please click on get quotes:

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student group travel insurance plans

Student Medical Insurance - FAQ's

Do international students need health insurance? Do f1 students need health insurance ?

Without doubt, all students should have health insurance while they are in the US. The US health care costs are the highest in the world and a minor injury or accident could set you back tens of thousands of dollars. Being healthy and taking care of yourself is, of course, highly recommended, but accidents happen to us all and when we least expect. Students should have proper insurance before anything emergency situation arises so that you do not find yourself in serious debt.

How much does health insurance cost for a college student ?

The health insurance cost for the college student will depend on the coverage benefits of the student insurance plan, the age of the student, the medical maximum coverage required and the deductible for the plan. The cost of student health insurance coverage within the US is more expensive when compared to coverage outside the US.

Why should international students compare health insurance ?

Most international student health insurance plans seem similar on first impressions. However, while they have many benefits in common and the premium is also similar, different student insurance plans do have some additional benefits or perhaps some specific constraints. In order to choose the best plan based on the students requirements and to get sufficient coverage from the international student insurance plan, it is important to compare different features available in the student health insurance plan.

The following are important factors for comparing student health insurance plans:

Policy Maximum: This is the maximum amount on the insurance plan which normally ranges from $50,000 up to $1,000,000. This is the maximum a policy can cover in case of an extreme emergency as per the policy guidelines and conditions mentioned in the policy.

Deductible: The deductible options can range anywhere from $50 up to $5000 between the plans. A larger deductible means lower premium price and vice versa. Picking a large deductible thus low premium by choosing a comprehensive plan is usually recommended, as most of the comprehensive plans have an one time deductible and is cost effective.

Pre existing condition coverage: This is very important benefit factor as many customers need this benefit. The student plans have a minimum 6 month waiting period for coverage of pre-existing conditions.

Coverage for mental illness and drug abuse: This coverage is required by most of the universities.

Cancellation and Renewability: Each plan have their unique cancellation and renew-ability policies. It is important to pay attention to it if there is any ambiguity while booking insurance initially.

Sports and other unique activities: Some of the plans provide coverage for intercollegiate and interscholastic sports...
Based on these factors, American Visitor Insurance provides an excellent compare student medical insurance facility where getting quotes as per students’ requirements. Once the required information is entered in the form, a summary of popular student insurance plans are displayed which can be compared.

Student Group travel insurance

US College students traveling overseas

College students traveling as a group of five or more students either for a vacation or as part of an academic program can buy student group insurance. Travel to Europe, Canada, Latin America and Asia is popular with students from US colleges. These programs are usually for a foreign language immersion program or cultural exchange travel overseas.

High School students group insurance

High school students travel overseas for trips ranging from a couple of days to a couple of weeks. Canada, Europe and Latin America are popular destinations usually as part of a cultural experience or for learning a foreign language. International Student Group travel insurance is cheaper than buying individual plans.

College sporting team group insurance

Most international travel insurance plans do not cover sporting activities. Coverage for sporting activities is part of some insurance plans. Some of the popular sporting team which travel overseas are college athletic teams, soccer teams, basketball teams, football teams, field hockey teams, ice hockey teams, Gymnastics teams, rowing teams, Tennis groups and Volleyball teams.


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We have many years of expertise in identifying and providing the most appropriate group insurance plan for student groups. Do you need to satisfy specific university or different consulate requirements, we will help you satisfy those needs. Setting up a group insurance plan can be time consuming, however we can do the hard work for you. We can set up the group plan such that on completing a single credit card transaction, all the insurance cards can be issued to a single address.

Do international students need travel insurance?

Without doubt, all students should have health insurance while they are in the US. The US health care costs are the highest in the world and a minor injury or accident could set you back tens of thousands of dollars. Being healthy and taking care of yourself is, of course, highly recommended, but accidents happen to us all and when we least expect. Students should have proper insurance before anything emergency situation arises so that you do not find yourself in serious debt. Compare and buy travel insurance for group of students studying abroad.

Does college offer students group health insurance?

Most colleges offer group health insurance for their students. This may be required if the student does not have any other insurance. Check with your institution as to what is available. However the student insurance plans that are offered in American Visitor Insurance are usually cheaper than University insurance while offering similar coverage. Students can compare the coverage of the University insurance along with the plans on this website and make an informed decision.

Cheap student group insurance plans

Patriot Group Travel

  • Maximum coverage options up to $2 milllion
  • Deductible up to $2,500
  • Key Features Can be purchased for less than whole months; Great price with many options for maximum and deductibles
  • Plan Limitation may not be accepted at all institutions

Atlas Group Travel

  • Maximum coverage options up to $1,000,000
  • Deductible up to $2,500
  • Key Features can be purchased for less than whole months; Company is willing to sign letters verifying they meet J1 requirements.
  • Plan Limitation some institutions may not accept it.

Patriot Group Exchange

  • Maximum coverage options up to $500,000
  • Deductible $100
  • Key Features specifically for students and exchange scholars; Meets J1 requirements if purchased for minimum of $100,000.
  • Plan Limitation Must be purchased for whole months only.

Best insurance for international students, Cheapest F1 student health insurance

Students when they travel outside their home country to study along with the university academic experience also get an opportunity to experience a new culture and to see different parts of the world and meet new people with varied backgrounds. We work with several US insurance providers that offer excellent student F1 health insurance . We have developed an excellent compare F1 visa student travel insurance tool and have article and FAQ's with information for the best travel insurance for f1 students studying abroad. Our international student insurance plan comparison facilities lists the student travel insurance that satisfies the student requirements.

Students can find the cheapest health insurance for international students in USA as well as outside the USA. Other than the cost, we also display relevant coverage details of health insurance for international students on F1 visa studying in the USA.

Following are the list of popular countries where international students and US students visit to pursue their studies.

Student health insurance

Nationalities of large international student groups in the US

Popular 'Study Abroad' destinations for US students

Due to covid-19 there were travel restrictions placed by the USA on the entry of international students. This was changed on April 26, 2021 for F and J visa students. The Department of State (DOS) changed the National Interest Exception (NIE) policy on travel ban of International students. Students with F and J visa are now allowed to enter the US for the fall semester beginning August 2021. International students should check the university updates and the covid19 requirements before traveling to the US.

Well traveling during covid-19 is risky due to the new Omicron and Delta variant which is more contagious. International students should purchasing a good student travel insurance with covid-19 coverage. In case one contacts covid 19 infections the illness will be covered and this includes the Omicron and Delta variants. Regardless of the variant a covid-19 cover will provide students with the coverage for coronavirus infection.

There are many international students in the US either without proper US student medical insurance, or with F1 student insurance that does not cover Covid19.Given the health risk involved due to the new Delta and Omicron variants of the Covid19 pandemic. It is very important for students to purchase good Student medical insurance which includes coverage for Covid19. A Covid-19 cover will offer protection towards the coronavirus illness just like any other illness under the benefits of the policy regardless of the variant. At American Visitor Insurance, we offer several international student health insurance with Covid19 coverage. The Covid-19 cover provides coverage just like any other illness irrespective of the variant Earlier international students in the US had to buy affordable care act, ACA (Obamacare) compliant medical insurance, however recent changes have removed this requirement.

International students can now buy student health insurance plans offered on our website without violating US government requirements. These are some international student health insurance plans with Covid19 coverage. Students while studying in the USneed not worry about getting coverage for mutated variants. Irrespective of the variant covid-19 cover will provide studnets with the coverage if contracted the illness.

International Medical Group Covid19 health insurance plans for international students in the US

The International Medical Group offers affordable student health insurance coverage for Covid19 medical expenses. Their popular Covid19 International student health insurance plans that offer coverage for medical expenses from coronavirus are

TravelInsure Covid19 insurance for F1 students

TravelInsure Covid19 student health insurance by Study USA (Plus, Preferred and Platinum plans ONLY) offers international health insurance with coronavirus coverage for students outside their home country.

Seven Corners Covid19 Health insurance for F1 students

Seven Corners offers Liaison Student Plus insurance for international students and faculties outside their home country. It covers student medical expenses arising from Covid19 illness. The treatment benefit is available for COVID19 (the disease); SARS-Cov-2 (the virus); and any mutation or variation of SARS-CoV2.

GeoBlue Covid19 insurance for F1 students

GeoBlue Covid19 student health insurance by Navigator for Student with coronavirus coverage covers medically necessary COVID-19 testing and treatment is covered.
Good News for international students!

Due to covid-19 there were travel restrictions placed by USA on the entry of international students. This was changed on April 26, 2021for F and J students. The Department of State (DOS) changed the National Interest Exception (NIE) policy on travel ban of International students. Students with F and J visa are now allowed to enter US for the fall semester beginning August 2021. International students should check the university updates and the covid19 requirements before travelling to US.

Well travelling during covid-19 is risky due to the new delta and omicron variants that are more contagious. International students should purchasing a good student travel insurance with covid-19 coverage. In case one contacts covid19 infections the illness will be covered. regardless of which variant the illness caused. The Covid-19 cover provides coverage just like any other illness irrespective of the variant

International students can compare student insurance plans to most appropriate plan that suits their specific needs.

There are some F1 visa students still stranded in the USA or on the OPT status who are not enrolled in any classes. In this situation students are not limited to buying US student health insurance and can buy short term US visitors medical insurance. The visitors health insurance plans are cheaper and work well for international students while they are not enrolled in classes. International students can review US visitors medical insurance plans that fit your needs.

Please know we are here to help you make an informed decision to get international students insurance! Let us know how we can assist you. Feel free to contact us by email or phone at any time.

Health insurance for international students in USA
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