International travel insurance for U.S. students, often called as overseas student health insurance is a type of insurance policy designed to cover American students while they are studying, or traveling abroad. It provides financial protection and medical support for unexpected events that may occur during their time outside the U.S.
Students can purchase the best health insurance for studying abroad plans online on American Visitor Insurance. International students can compare a wide range of study abroad health insurance options online and choose the most suitable travel medical insurance plan.
Coverage can begin as early as the next day after purchase. International student travel insurance typically covers:
Student travel insurance is a type insurance that covers the specific needs and risks of travel insurance for exchange students who are studying abroad either in the United States, or US students abroad. It can provide coverage for medical expenses, trip cancellation, loss of baggage, personal liability, and more.
When US students who are traveling abroad, either as a group or as individuals, be it for a short visit of a few days, or for longer stays of a semester abroad or even longer, it is important to have very good student insurance from the US since healthcare in different countries might not be good and this insurance can help them better access the best healthcare available.
Having best student travel insurance will also help US students with trip cancellation or any trip interruption expenses given the possible disruptions in international travel while outside the United States. US students may also want to look for optional features such as cancel for any reason (CFAR), which allows you to cancel your trip for any reason and get a partial refund of your trip cost.
The US student abroad cost ranges from $26 to $289 per month. The price depends on the factors such as student's age, coverage duration, medical benefits, deductible, and co-insurance.
The best student health insurance abroad cost per month for an international student aged 20 years.
| Insurance Plans | Policy maximum | Deductible | Cost |
|---|---|---|---|
| StudentSecure Smart WorldTrips | $200,000 | $0 | $26 |
| Patriot Exchange Program IMG | $50,000 | $250 | $39 |
| StudentSecure Budget WorldTrips | $500,000 | $0 | $47 |
| Student Health Advantage Standard IMG | $500,000 | $250 | $82 |
| StudentSecure Select WorldTrips | $1,000,000 | $0 | $80 |
| Student Health Advantage Platinum IMG | $1,000,000 | $25 | $246 |
| Navigator Student GeoBlue | Unlimited Coverage | $0 | $289 |
Source:American Visitor Insurance®
Review student insurance plan benefits.
At American Visitor Insurance we offer the best student insurance for US students studying outside USA. This is very important for US students while outside the USA to have the best health insurance coverage for sudden sickness or unexpected injury. One can compare student insurance USA plans based on cost and benefits. Do contact our customer support for clarification or if the University has specific requirements.
One can buy the student insurance USA online, to instantly get the student insurance USA ID Card and policy details. These can used to avail any of the student insurance benefits.
Click here for popular countries for US Students study abroad »The cheapest U.S. student abroad health insurance is offered by StudentSecure Smart plan, starting at just $26 per month. Other affordable student health insurance option includes StudentSecure Budget and Patriot Exchange Program. This cost mainly depends on different factors such as student's age, coverage duration, medical benefits, deductible, and co-insurance.
Some highlights of the GeoBlue Navigator Student medical insurance:
Student group travel insurance offers coverage for groups of U.S. students traveling internationally for study abroad programs, educational tours, volunteer work, or other group activities. This coverage protects students against unexpected medical emergencies, trip interruptions, and travel-related risks while overseas, ensuring peace of mind for students, parents, and organizers.
Read more »Sports team group insurance provides coverage for U.S. school, college, or recreational teams participating in sports events abroad. It safeguards athletes, coaches, and organizers from medical expenses due to sports injuries, travel disruptions, and other unforeseen incidents, allowing teams to focus on performance and cultural exchange without financial worries.
Read more »US Students who study outside their home country should compare and buy good student medical insurance. As students in a foreign land, they should be focusing on their academic pursuits and not be burdened by stressful issues such as huge medical bills.
Healthcare in most developed countries is very expensive and since US students are outside their home country, and exposed to a new living environment, cuisine and weather, they are also vulnerable to fall sick.
The domestic health insurance may not cover students while in a foreign country. It is therefore very important to have the best travel insurance for students studying abroad to keep one secure in the event of a medical emergency.
If a student falls ill or gets injured abroad without insurance, they could face high medical costs and limited access to quality care. They would be responsible for covering all medical expenses out of pocket, including emergency treatment and hospital stays. In severe cases, they could face additional challenges with medical evacuation or repatriation, which could add extra expenses.
Yes, evacuation and repatriation are included in study abroad health insurance plans. The GeoBlue Navigator insurance plan includes comprehensive coverage for medical evacuation and repatriation. Specifically, it offers a maximum benefit of $250,000 for emergency medical evacuation, ensuring that members can be transported to the nearest appropriate medical facility or back to the U.S. when medically necessary.
Yes, health insurance for American students studying abroad covers medical care overseas, including emergency treatment, hospital stays, doctor visits, and prescription medications. It ensures that students have access to healthcare while abroad, protecting them from high medical costs in foreign countries. However, coverage details can vary by plan, so students can compare and review the policy details to find the best student health insurance abroad.
Usually not. Most domestic health insurance plans do not cover students while they are outside the U.S., or they provide limited coverage. That’s why specialized study abroad insurance is recommended.
Some plans allow this, but it’s strongly recommended to buy through American visitor insurance before departure to ensure uninterrupted coverage.
Yes. Many providers offer flexible options to adjust coverage levels, deductibles, and add-ons like dental or vision, depending on your needs and budget.
Yes. Most providers allow you to renew or extend your insurance online, as long as there’s no gap in coverage.
Not all policies cover them if you have ongoing health needs, confirm your plan includes relevant treatment and prescription coverage.
In many countries (like Germany, France, or Australia), yes. You may be asked to show proof of medical coverage when applying for a student visa.
Student travel insurance covers specific needs and risks of US students traveling or studying abroad. It provides coverage for medical expenses, trip cancellation, loss of baggage, personal liability, any sporting activity and more while outside the USA. When US students are traveling abroad, either in a group or alone, be it for a short trip, or for longer stays of a semester abroad, it is important to have the best student insurance from the US since healthcare is different outside the US and this US student health insurance can provide access to the best healthcare available.
Having good student travel insurance will also help US students with trip cancellation insurance or any trip interruption expenses given the likely disruptions in international travel while outside the United States. US students may also want to look for additional features such as cancel for any reason (CFAR) travel insurance which allows you to cancel your trip for any reason and get a partial refund of your trip cost.
| Plan Name | Trip cancellation | Cost |
|---|---|---|
| iTravelInsured Travel Lite IMG | 100% of Trip Cost | $32 |
| iTravelInsured Travel SE IMG | 100% of Trip Cost | $37 |
| iTravelInsured Travel LX IMG | 100% of Trip Cost | $94 |
Yes, Geoblue Voyager plans offers coverage for Students or teachers going abroad for a semester.
Complete the student insurance quotes request form by providing details of the student and insurance requirements.
Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.
Purchase the plan that fits your requirements and budget best by using a credit card and completing the online application.
Review the travel insurance policy documents received by email closely for coverage details and relevant contact numbers.
“ After rigorous searching for suitable student health insurances online, I stumbled upon the American visitor Insurance website and the customer representatives were really patient and helpful in guiding me with the best plan that suits me. ”
“ We want to appreciate the fine service provided by your friendly employees from the NJ office, in helping us navigate insurance plans and successfully purchase plans for my parents. They are extremely courteous, patient, efficient and knowledgeable. ”
“ Your customer service provided me with perfect service and helped me very much to find policy I needed (for J2 visa). She was very polite and answered all my questions. I'm fully satisfied with the service. Thank you very much! ”
Commonly asked questions about international student travel insurance.
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