Policy maximum
$10k, $50k, $100k, $250k, $500k, $1M, $2M
Deductible
$0, $100, $250, $500, $1k, $2.5k, $5k
Comprehensive benefit plan
Benefits for covered medical expenses go all the way up to the plan maximum.
Acute onset of a pre-existing condition
Covers up to the age of 80 years.
Emergency medical evacuation
$1M lifetime maximum.
PPO Network
Ideal for Schengen visaAcute onset of pre-existing conditions
Atlas International is a travel medical insurance plan for coverage outside the USA. It is one of the few insurance plans that waives co-insurance within the PPO network. Atlas International insurance schengen visa review is an ideal travel medical insurance for visiting Schengen countries and satisfies Schengen visa requirements.
After buying the plan, Traveler can get all the plan document and plan id card by using Atlas International login. At American Visitor Insurance, International Travelers can contact the Atlas International customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!
Reviews, Ratings and Experiences
| Age of traveler | Medical Maximum | |||||
|---|---|---|---|---|---|---|
| $50,000 | $100,000 | $250,000 | $500,000 | $10,00,000 | $20,00,000 | |
| 14d - 17 years | $0.85 | $1.03 | $1.16 | $1.34 | $1.41 | $1.46 |
| 18 - 29 years | $0.88 | $1.07 | $1.18 | $1.37 | $ 1.44 | $ 1.49 |
| 30 - 39 years | $1.04 | $ 1.28 | $1.49 | $1.67 | $1.82 | $ 1.88 |
| 40 - 49 years | $1.76 | $ 2.02 | $ 2.12 | $2.40 | $2.56 | $ 2.65 |
| 50 - 59 years | $2.99 | $3.27 | $3.53 | $3.75 | $4.06 | $4.19 |
| 60 - 64 years | $3.77 | $3.92 | $4.18 | $ 4.61 | $4.89 | $ 5.03 |
| 65 - 69 years | $4.45 | $4.90 | ||||
| 70 - 79 years | $6.83 | $ 7.52 | ||||
| 80 + years | $ 12.50 | |||||
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.Atlas America Insurance also provides optional buy-up coverage for the following:
For coverage inside USA Atlas International insurance pays:
The Atlas Series is not available to individuals who are physically located in the states of New York, Maryland, or Washington; or in the countries of Canada or Australia at time of purchase.
Consider an example where your:
Insurance coverage $50,000
Deductible $100 per certificate period
Medical expenses Claims$23,100
Below is a simple calculation showing how much the plan/insurance company pays you:
| Expense | Amount billed | Amount Insurance Pays | Amount Insured Owes |
|---|---|---|---|
| Deductible | $100 | $0 | $500 |
| Days in hospital | $3,000/day for 3 days | $6,000 | $0 |
| Surgery | $18,000 | $18,000 | $0 |
| Prescription Drugs | $600 | $600 | $0 |
| X Ray | $1,400 | $1,400 | $0 |
| Total: | $23,100 | $26,000 | $500 |
Atlas Travel policyholders who are U.S. citizens or non-U.S. citizens traveling outside of the U.S. will be covered under Atlas International, which provides coverage outside of the United States.
Atlas Travel policyholders who are non-U.S. citizens (and home country is not the United States) traveling to the United States will be covered under Atlas America. (For the purpose of this American visitor insurance coverage, the United States also includes Puerto Rico and the U.S. Virgin Islands.)
The correct plan will be automatically selected for you when you purchase your Atlas Travel plan, depending on whether your trip includes coverage for the U.S. (You will only be covered for the U.S. if you are a non-U.S. citizen, your home country is not the United States, and all or part of your travel includes the U.S.)
Yes, you can buy Atlas International insurance as it satisfies the Schengen visa requirements as mandated by the European consulates and also offers the Schengen visa letter as required by the Schengen state consulates. Atlas International travel insurance also offers visa letter in French if required.
Yes. Atlas International plan is available for both US and Non-US citizens traveling outside the US.This plan is available from 5 days to 364 days.
Atlas International health insurance for travellers is one of the travel insurance for pre existing conditions as it offers coverage for acute onset of pre-existing are covered up to the age of 80 years. It however excludes coverage for chronic and congenital conditions. For visitors aged up to 70 years, it offers coverage up to overall maximum limit. Visitors aged between 70 to 79 years can get coverage up to the overall maximum limit or $100,000, whichever is lower.
WorldTrips maintains a wide network of health care providers.
Outside US: There is no preferred provider organization (PPO) outside the US. To find doctors and hospitals outside the US, then click hereDownload Atlas International insurance claims form
Frequently asked questions and answer about travel insurance plans.
Read more »Blog to compare different Atlas Travel insurance plans.
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