GlobeHopper Senior Insurance Reviews

Best International Travel Medical Insurance for Seniors over 65 years

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GlobeHopper Seniors Travel insurance for US seniors

Globe Hopper Senior travel insurance offered by International Medical Group (IMG) is ideal for US citizens and US permanent residents over the age of 65 for travelling outside of the United States. The Globe Hopper is available either as a single trip or as a multi trip plan. GlobeHopper Senior Single-Trip helps protect travelers who need travel medical insurance coverage from five days up to 12 months while on a single trip. Medicare supplement insurance - Travelers who need secondary coverage.

GlobeHopper Senior Multi-Trip offers flexible protection to frequent travelers who prefer to purchase an annual plan to cover multiple trips throughout a 12-month period, with each trip covered up to a maximum of 30 or 45 days, depending on the plan option you choose. Option to renew plan up to 24 continuous months.

GlobeHopper Best international travel insurance for seniors

GlobeHopper Seniors Single Trip travel insurance
GlobeHopper Senior Single Trip Protects travelers who need travel insurance cover from 5 days up to 12 months while on a single trip.
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GlobeHopper Senior multi trip offers flexible protection to frequent travelers who refer to purchase an annual plan to cover multiple trips throughout a 12 - month period, each trip covered up to 30 or 45 days,depending on the plan option you choose.This plan can renewed up to 24 countinuous months.
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Globehopper Evacuation Plus rider
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge..
  • Evacuation Plus Rider
Coinsurance of GlobeHopper Senior plan
The plan pays 100%
100%
Key Highlights of Visitors Care

GlobeHopper Senior travel insurance - Key Highlights

  • This plan is available for US citizens and US permanent residents and medical expenses outside US are the only eligible expenses.
  • This insurance is available for people above 65 years of age.
  • The multi trip plan covers multiple trips in 12 month period for frequent travelers.
  • People who are qualified for Medicare and are actively enrolled in Medicare parts A and B are eligible for this plan.
  • People who are enrolled in Medigap plan or Medical Advantage plan are eligible for this plan.
  • The single trip plan covers up to 12 months in the single trip.
  • COVID-19/SARS-CoV-2 covered the same as any other illness.

A working example of using GlobeHopper Senior insurance *

Consider an example where your:
  • Insurance coverage is $50k
  • Deductible is $250 per certificate period
  • Coinsurance for claims incurred outside US and in the PPO: The plan pays 100%
  • Your claims for medical expenses is $24,250
Below is a simple calculation showing how much the plan/insurance company pays you:
  1. Subtract the deductible from claims amount - $24,250 minus $250 equals $24k. Insured bears $250
  2. Apply 100% coinsurance.
  3. Plan/insurance company pays 100%: $24,250 and insured bears $250
Expense Amount billed Amount Insurance Pays Amount Insured Owes
Deductible $250 $0 $250
Days in hospital $2k/day for 3 days $6k $0
Surgery $16k $16k $0
Prescription Drugs $600 $600 $0
X Ray $1,400 $1,400 $0
Total: $24,250 $24k $250
* Disclaimer: We have done everything to the best of our ability to make the insurance information up-to-date and accurate. However this information does change periodically and we cannot guarantee 100% accuracy.

GlobeHopper PPO network

Provider network and how to find hospital or doctor?

United Healthcare Provider Network

IMG maintains a wide network of health care providers.

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Important terms of GlobeHopper Senior travel insurance reviews?

  • Plan Maximum coverage of GlobeHopper Seniors travel insurance
    This the maximum coverage that the plan would offer for the medical expenses. GlobeHopper insurance offers maximum coverage from 50K to $100k. The coverage may vary for older travelers with reduced plan maximum.
  • What is a deductible in GlobeHopper Seniors travel insurance?
    This is the initial amount the traveler needs to pay before the insurance actually start paying. Remember higher deductible have less premium than a plan with lower deductible. GlobeHopper Seniors single trip insurance offer a set of deductible options from$0 to $2500 while GlobeHopper Seniors multi trip insurance has a range of deductible option up to $250.
  • What is a provider network of GlobeHopper Seniors travel insurance?
    It is a network of health care providers. Insurance companies form these in order to control the costs of health care. An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.
  • Renewability of GlobeHopper Seniors travel insurance
    The Globe Hopper is available either as a single trip or as a multi trip plan. The single trip plan is renewable up to 12 consecutive months while the multi trip plan provides coverage for multiple trips within 12 months but with each trip covered for 30 days.
  • Eligibility to buy GlobeHopper Seniors travel insurance Online
    This plan is available for non US citizens travelling outside their home country. For visitors over 65 years of age and visiting the US the initial period of coverage must begin within 30 days of arrival.
  • GlobeHopper Seniors Pre-existing conditions travel insurance for international travelers
    GlobeHopper Seniors single trip insurance offers sudden and unexpected recurrence of pre-existing condition maximum limit up to $2500 while GlobeHopper Senior Multi trip offers maximum limit up to $5K.
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GlobeHopper Senior Insurance cost per month

IMG GlobeHopper Senior Insurance - Common Questions

01. What is Globehopper Senior Insurance?

GlobeHopper Senior plan is temporary health insurance for travelers age 65+, this plan is available for US citizens and US permanent residents travelling outside of the United States.The Globe Hopper is available either as a single trip or as a multi trip plan. The single trip plan is renewable up to 12 consecutive months while the multi trip plan provides coverage for multiple trips within 12 months but with each trip covered for 30 days.

02. Who is eligible for Globehopper Senior travel medical Insurance?

The Globehopper Senior is available for US citizens and US permanent residents over the age of 65 for travelling outside of the United States.

03. Does Globehopper Senior Insurance cover pre-existing conditions?

Yes.This plan covers Sudden and Unexpected Recurrence of a Pre-Existing Condition up to $2.5k maximum limit for single trip and Up to $5k for Multi trip.

04. How much does IMG Globehopper Senior cost?

The cost of Globe Hopper Senior insurance is dependent on the following factors the age of the traveler,length of coverage,the plan maximum and the deductible.

The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. This plan is available for travellers over 65 years. $50k, $100k , $500K and $1M coverage is available for people age 65 to 79 years. For above 80 years $50k and $100k is available.

05. How do I purchase Globehopper Medical Isnurance for Senior?

You can purchase Globehopper Senior medical insurance on American Visitor Insurance at buy Patriot Platinum Travel Insurance. You can also call them at (877)-340-7910 to get more information on how to apply for Patriot Platinum travel health insurance from licensed insurance agents.

06. Is IMG travel insurance legit? Is IMG a real insurance company?

International Medical Group (IMG) has been offering travel insurance products since 1990. Based in Indianapolis, IMG has more than 300 employees and offers 25+ travel insurance products for travelers to the US as well as for US citizens traveling overseas. Their products are ideal people traveling to the United States as tourists on B1 visa, international students on F1 visa, Exchange scholars on J visa, professionals on the H1B visa as well as US travelers who are looking for trip cancellation insurance for travel insurance.

07. Does IMG sell Cancel for Any Reason Insurance?

Yes, IMG does offer Cancel for any reason coverage as an add-on product on some of their trip insurance plans.

08. What does IMG insurance stand for?

International Medical Group (IMG) is an Indiana based company offering travel insurance products since 1990. IMG has over 320 employees and offers over 25 travel insurance products for travelers to the US as well as for US citizens traveling overseas.

09. Is IMG a good travel insurance company?

International Medical Group (IMG) has been accredited by the Better Business Bureau since 2005 and has an A- rating.

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GlobeHopper Seniors Travel Insurance Information

  • GlobeHopper Seniors Travel Insurance Advantages

    • Best Senior travel insurance for people aged 65 to 99 years.
    • This plan covers pre-existing conditions.
    • Covers Emergency medical evacuation up to $250k maximum limit.
    • Covers covid-19 coverage.
  • GlobeHopper Seniors Travel Insurance Disadvantages

    • This plan is not available for people below 65 years age.

Resourceful links for IMG GlobeHopper Senior travel insurance

GlobeHopper Insurance FAQ

Frequently asked questions and answer about travel insurance plans.

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GlobeHopper insurance blog

Blog to compare different GlobeHopper insurance plans

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GlobeHopper insurance forum

Customer queries about GlobeHopper insurance plan

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IMG trip cancellation

Compare and review benefits of IMG trip plans.

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GlobeHopper Insurance Restrictions

GlobeHopper Insurance is not offering coverage for residents of Belarus, Russia, or Ukraine and travelers visiting Belarus, Russia, or Ukraine.

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