INF Elite Insurance Reviews

Best for Full Pre-Existing conditionsVisitors WorldwideVisitors to the USAA rated comprehensive plan

Key benefits of INF Elite Insurance

Comprehensive plan

COVID-19 covered

Full Pre-existing conditions

PPO network

Urgent Care & Doctor Visit

Dental & Vision discount coverage

INF Elite Insurance Reviews

Policy maximum
  • Ages 0 to 69 years: $150k $250k $300k $500k $1M
  • Ages 70 to 99 years: $75k
Deductible options
  • Ages 0 to 69 years:$100 $250 $500 $1,000 $2,500 $5,000
  • Ages 70 to 99 years: $250 $500 $1,000 $2,500 $5,000
Insurance provider
INF Elite Plan rating
AM Best Rating: A
INF Elite insurance underwriter
Underwritten by Crum & Forster SPC.
Plan life
364 days (Minimum Enrolment 90 days).
Key Highlights of Visitors Care

INF Elite Insurance - Key Highlights

  • Covers accident & sickness while traveling to USA, Canada, and Mexico
  • Includes doctor appointments, blood tests and lab, specialist care, urgent care visits and hospital stays are covered for pre existing conditions
  • Available for visitors already in the US with a 5 day waiting period for any new sickness and 15 days for Covid-19. It is also required for customers in this situation to send an I94 and health attestation form signed and dated.
  • The member also needs to submit their I-94 form.
  • Pre-Existing Complications from COVID-19 Covered
  • Covers All new medical conditions
  • Stable Pre-Existing Conditions are Covered as New Sickness
  • Covers 80% of Eligible Medical Expenses
  • Acute Onset is Considered New Sickness
  • Urgent Care & Doctor Visit arranged by MeMD
  • COVID-19 Medically Necessary Testing & Treatment covered as any other new sickness.
View complete details of benefits

A working example of using Elite travel insurance *

Consider an Elite Insurance Plan A example where your:
  • Insurance coverage is $75,000
  • Deductible is $500 per injury or sickness
  • Your claims for medical expenses is $14,500
Below is a simple calculation showing how much the plan/insurance company pays you:
  1. Subtract the deductible from claims amount - $14,500 minus $500 equals $14,000.Insured bears $500.
  2. The insurance provider pays fixed amounts based on the schedule of benefits (as shown in the table) and you have to pay the remaining balance.
Expense Amount billed Amount Insurance Pays Amount Insured Owes
Deductible $500 $0 $500
Hospital Room & Board including Laboratory Tests,
X-rays, Prescription Medical and other miscellaneous
$2,000/day for 3 days Up to $1,600/day,
3 day maximum
Surgical Treatment $6,000 $4,800 $1,200
Prescription Drugs $600 $480 $120
Diagnostic X-rays & Lab Services $1,400 $1,120 $280
Total: $14,500 $11,200 $3,300
* Disclaimer: We have done everything to the best of our ability to make the insurance information up-to-date and accurate. However this information does change periodically and we cannot guarantee 100% accuracy.

Need Help
Contact our customer service team
We are here to help you!

What are some insurance terms important in Elite Insurance reviews?

Review Elite Insurance to know these important aspects of international visitor insurance for USA:
  • Plan Maximum coverage of Elite travel insurance:
    This the maximum coverage that the plan would offer for the medical expenses. Elite insurance offers maximum coverage up to $300,000 for age 0-69 and offers $75,000 for age 70-99.
  • What is a deductible in Elite visitors insurance?
    This is the initial amount the traveler needs to pay before the insurance actually start paying. Remember higher deductible have less premium than a plan with lower deductible. Elite 90 insurance offer a set of deductible options for the travelers to choose from. Elite 90 insurance has a range of deductible options from $50 to $5,000 for age 0-69 and $250 to $5,000 for 0-99.
  • What is a provider network of Elite Network Medical Insurance?
    It is a network of health care providers. Insurance companies form these in order to control the costs of health care. An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.
  • Renewability of Elite Travel health insurance
    Sometime the travel plans may change and a US visitor may be required to extend their period of stay.Elite Insurance can be renewed up to 364 days.
  • Eligibility to buy Elite Insurance Online
    It provides coverage for Non-US Citizens and US Citizen Expatriates visiting the United States.
  • Elite Insurance Full Pre-existing conditions Visitors Insurance for international travelers
    Elite Insurance plan covers pre-existing condition coverages up to $25,000, $30,000, $40,000, or $50,000 subject to deductibles of $1,500, $2,000, $2,500, $5,000, or $10,000 for age 0 to 69 years and for policy maximum $75,000 covers pre-existing condition coverage up to $20,000 maximum with deductible $1,500 for age 70 to 99 years.
  • Underwritten by Crum & Forster SPC.
Get quotes for INF Elite Plan travel insurance!

Review and compare the best INF Elite Plan insurance quotes.

Compare INF Elite Plan insurance quotes »

Steps to buy travel insurance

Complete the quote form by entering your travel information

Review the best insurance plans of reliable US providers

Compare travel insurance plans based on price and benefits

Select the best travel insurance for your needs and buy it online

INF Elite insurance cost - FAQ's

01. INF insurance does not cover medical tourism

INF insurance will not cover visitors to US if they are already sick, if a traveller is already in the hospital, expecting to use the insurance, if travelers have scheduled medical procedures, or if travelers are seeking on-going treatment. If a visitor proceeds to do any of the preceding, it may result in the cancellation of coverage, full refund of the amount paid, and all claims denied.
INF has a 5 day waiting period for new sickness / pre-existing coverage if the traveler has already arrived in the United States.

02. Elite Insurance reviews advantages?

Elite Insurance Reviews Covid19 travel insurance by INF for coronavirus will cover eligible medical expenses resulting from COVID19/SARS-CoV-2.

03. Does Elite Insurance Coronavirus Reviews cover covid illness?

INF Covid19 travel insurance by Elite travel insurance reviews for coronavirus coverage will cover eligible medical expenses resulting from COVID19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

04. How is the deductible paid and how is the plan maximum offered for INF Elite visitor insurance? Is it per injury/per sickness and is there a cap with the maximum coverage?

INF Elite visitor medical insurance will cover on a per incident (sickness) basis up to the policy maximum. And the deductible is applied per sickness as well. There's no "lifetime maximum" for the plan - theoretically you could go to the hospital 10 times and get $1.5 million in claims.

05. What are the eligibility and requirements for INF Elite travel insurance?

INF Elite Travel Insurance is for non U.S. residents and non U.S. citizens who are traveling to the United States, Canada, or Mexico. The plan is available for ages 18 years to 99 years. The coverage duration is from 90 days to 364 days and can be extended for up to 364 days. The plan must be purchased before departing from the home country. The minimum requirement to buy INF Elite plans is that you must have a valid visa or passport stamp when entering the US.

06. Does INF Elite Travel Insurance cover quarantine benefit or emergency medical evacuation for Covid19?

No, INF Elite Travel Insurance does not cover quarantine benefit or emergency medical evacuation for Covid19.

07. Does INF Elite Travel Insurance cover pre-existing conditions related to Covid19?

Yes, INF Elite Travel Insurance can cover pre-existing conditions related to Covid19, such as worsening pre-existing conditions or acute onset of pre-existing conditions. A worsening pre-existing condition is one that is otherwise stable but has become worse in a new manifestation. An acute onset of pre-existing condition is a sudden, rapid, unpredictable emergency related to a pre-existing issue. The plan will pay 80% of eligible medical expenses up to the policy maximum within the United Healthcare PPO network, and 60% of eligible medical expenses outside of the PPO network, after the deductible is satisfied.

08. Why to buy INF Elite travel medical insurance for Pre-Existing Conditions?

INF Elite travel medical insurance is designed for travelers with pre-existing conditions who need a higher level of coverage than what standard travel medical insurance provides. This plan offers comprehensive medical coverage, including coverage for pre-existing conditions, emergency medical evacuation, and emergency reunion. It also offers a high maximum benefit limit and a low deductible, making it an excellent choice for those with significant medical needs.

Additionally, INF Elite offers coverage for acute onset of pre-existing conditions, making it a good option for travelers to the US who have pre-existing conditions but may experience sudden acute symptoms during their trip.

INF Provider network and how to find hospital or doctor?

INF maintains a wide network of health care providers.
United Healthcare Provider Network
Find Provider Network
Compare best INF elite travel insurance for USA

INF Travel insurance for Covid19

At American Visitor Insurance, we are committed to getting you the best travel insurance coverage for Covid19. INF offers travel insurance plans for coverage in the USA, Canada and Mexico. INF Insurance: offers INF Premier, INF Premier Plus, INF Elite, INF Elite Plus, INF Safe Traveler USA, INF Elite 90, Hop Travel Assist, Hop Mindoro Assist, Hop WorldHopper and Hop Trip Assist Plus with Covid19 coverage. Please know we are here to help you make the best, informed decision to get coverage even for covid19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.

Resourceful links of best INF travel insurance

INF Insurance FAQ

Commonly asked questions about INF Travel insurance.

Read more »

INF Visitor medical Insurance blog

INF healthcare offers comprehensive visitors insurance for travel to USA.

Read more »

Compare INF Fixed Plans

Compare the plan benefits of INF visitor insurance Fixed Plans.

Read more »

Compare INF Comprehensive Plans

Compare the plan benefits of INF visitor insurance Comprehensive Plans.

Read more »

INF Resourceful travel insurance links

script async src="">