WorldTripsFixed Benefit travel insurance USA by WorldTrips

Compare and buy WorldTrips Fixed Benefit insurance

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What are Fixed Benefit travel insurance plans?

Fixed Benefits plans have specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum.

WorldTrips WorldTrips: Fixed Benefit travel insurance

  • VisitorSecure Insurance Eligibility
    • Travelers traveling outside their home country and who are over 14 days of age.
    • US citizens must be traveling outside of the continental US, Alaska, Hawaii, Puerto Rico, and the US Virgin Islands in order to be eligible.
    • For individuals coming to the US who are over age 65, coverage must be effective within 30 days of arrival.
  • VisitorSecure Insurance International Emergency Care
    • Emergency Evacuation
      $50,000 lifetime maximum, except as provided under acute onset of pre-existing condition. Available only to members under age 70.
    • Return of mortal remains or cremation/burial
      $25,000 per member.
  • Acute Onset of Pre-Existing Condition (only available to members under age 70)

    • $50,000 lifetime maximum, except as provided under acute onset of pre-existing condition. Available only to members under age 70.
  • Visitor Secure Insurance Restrictions
    • The VisitorSecure is not available to individuals who are physically located in the states of New York, Maryland, or Washington; or in the countries of Canada or Australia at time of purchase.
  • Visitor Secure Insurance - Key highlights
    • Visitor Secure is available for people traveling to the US and abroad.
    • Visitor Secure plan has four types of plans namely Plan A, Plan B, Plan C and Plan D.
    • The plan has the following deductible options and overall policy maximum options for people of different age groups:
    • Deductible options Plan A Plan B Plan C Plan D
      Age 14 days to 59 years $0, $50, $100 $0, $50, $100 $0, $50, $100 $0, $50, $100
      Age 60 to 69 years $0, $50, $100 $0, $50, $100 $0, $50, $100 NA
      Age 70 to 79 years $100 or $200 $100 or $200 NA NA
      Age 80 and above $100 or $200 NA NA NA
      Overall policy maximum options Plan A Plan B Plan C Plan D
      Age 14 days to 59 years $50,000 $75,000 $100,000 $130,000
      Age 60 to 69 years $50,000 $75,000 $100,000 NA
      Age 70 to 79 years $50,000 $75,000 NA NA
      Age 80 and above $10,000 NA NA NA
    • Visitor Secure plan provides coverage for hospital room and board including miscellaneous. The price varies depending on the type of plan.
    • The plan covers Inpatient Intensive Care Unit, Private Duty Nurse, Physician visits, Consultant physician, Surgery and price varies between the types of plans.
    • Outpatient treatment facilities such as surgical facility, pre admission testing, diagnostic x-ray and labs,prescription drugs, Urgent Care are covered with this plan.
    • He Plan provides coverage for acute onset of pre-existing conditions up to the age of 70.
    • Emergency medical evacuation available for up to $50,000 lifetime maximum for age below 70.
    • Repatriation of remains is covered upt o $25,000 per member.
    • Emergency Quarantine Indemnity for Covid-19 is available with this plan with $50 a day for up to 10 days.
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WorldTrips travel Features

Schengen Visa Letter
You can obtain the visa letter as required by the consulates after purchasing the insurance policy. Click on the button to obtain the letter.
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WorldTrips Claims

Claims Department: WorldTrips-Claims Department, Box. No. 2005, Farmington Hills, MI 48333-2005, U.S.A.
Toll Free Number: 1-800-605-2282, For Outside U.S : (317)262-2132

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