Best travel insurance from Hong Kong to USA

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What are the different types of Hong Kong travel insurance?

Insure the health of the traveler due to accidental injuries or illness.

  • Hong Kong travel medical insurance is ideal for travelers who want comprehensive coverage for their medical expenses.
  • It offers coverage for sudden hospitalization, medical expenses due to accidental injuries or illness.
  • It also offers coverage for pre-existing conditions, emergency medical evacuation.
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Insure your vacation expenses along with health of traveler.

  • Travel insurance for Hong Kong is ideal for travelers who have invested a lot of money on a trip which is planned many months in advance.
  • It offers coverage when a trip is cancelled or interrupted due to unforeseen circumstances will protect travelers against financial losses. It will reimburse non-refundable costs like flights, hotels, cruise or tours bookings.
  • It also offers coverage for emergency medical expenses due to sudden sickness or injuries while on a trip.
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Insurance required while applying for Schengen visa.

  • Travel medical insurance for Schengen visa is ideal for travelers applying for visa as it is mandatory to buy a 30,000 Euro medical insurance.
  • It offers coverage for sudden hospitalization, medical expenses due to accidental injuries or illness.
  • It also offers coverage for pre-existing conditions, emergency medical evacuation.
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Travel insurance for USA

Insures hospitalization expenses, doctor visits while in USA.

  • Travel health insurance for travelers from Hong Kong is recommended given the high healthcare cost in US.
  • Excellent for older travelers or parents visiting the USA.
  • Satisfies most US visa requirements.
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Travel insurance from Hong Kong to USA

Do I need travel insurance for traveling from Hong Kong to the USA?

The United States has been at the top of the holiday destinations for several travelers from Hong Kong for its iconic landmarks, warm hospitality and incredible natural beauty which attracts millions of visitors across the world. The United States and Hong Kong share an active and good friendly relationship. There are several citizens of Hong Kong living in the US.

Every year many Hong Kong travelers visit the US for a vacation and also to meet friends and family. Travel to the USA is quite easy and convenient from Hong Kong to several US cities.

Traveling to the US for a vacation or to meet family and friends is exciting but being forced to go to an US hospital without insurance can be financially devastating and travelers should keep in mind that travel to a new country has unexpected risks. Travel insurance provides coverage for unexpected medical and travel emergencies.

It is important to have travel insurance to get coverage in case of an emergency to avoid huge financial loss. American visitor insurance has some of the best travel insurance plans for Hong Kong travelers to the US. For more details call or email us and we will be glad to help you.

How much does visitor health insurance USA cost?

Healthcare in the U.S. is extremely expensive, and without good travel health insurance, even a simple doctor’s visit can become a financial burden. In 2025, the cost of travel health insurance for visitors to the US ranges between $19 to $172 per month, depending on the age, the insurance company, the type of visitors insurance, the coverage limits, and whether you want coverage for pre-existing conditions. If you are looking for a cheap option, some plans cost as little as $1 to $5 per day, making it an affordable way to stay covered.

Why is travel insurance USA is so important? A routine doctor’s visit can cost between $250 to $350, while a heart attack will leave you with a bill of at least $25,000. If you need to stay in the ICU after a stroke, the cost can exceed $150,000. Even something as routine as an echocardiogram ranges from $1,500 to $4,000, depending on where you get it. Emergency treatments for conditions like diabetes complications cost anywhere from $3,500 to $7,000, and if you need treatment for kidney failure, expect to pay over $30,000.

How much does cheap visitor insurance in USA cost?

Cheap visitor health insurance for visitors to USA starts at $19 per month for fixed benefit plans.

Following is the cost of visitor insurance per month.

Plan Name Plan max range Deductible Age 35 Age 55 Age 75
Safe Travels Advantage $25,000 - $150,000 $0 $19 - $54 $29 - $82 $59 -$160
Visitors care $25,000 - $100,000 $100 $25 - $44 $30 - $65 $66 - $152
Safe Travels Elite $25,000 - $175,000 $0 $25 - $71 $36 - $110 $105 - $150
Venbrook Essential $25,000 - $150,000 $0 $25 - $74 $36 - $105 $66 - $142
Visit USA Budget $50,000 - $150,000 $250 $30 - $49 $42 -$74 $81
VisitorSecure $50,000 - $130,000 $100 $31 - $55 $46 - $84 $93 - $135
Travel Medical USA visitor basic $50,000 - $150,000 $100 $39 - $47 $56 - $68 $178 - $196
Source: American Visitor Insurance®

How much does the best comprehensive visitor insurance cost per month?

The cost of comprehensive visitor insurance starts around $53 month, depending on factors such as age, coverage limits, deductible, and optional add-ons. Higher-tier plans with extensive coverage, including pre-existing condition benefits and lower deductibles, tend to be more expensive. On average, a good comprehensive health insurance plan costs $58 to $108 per month for a 35 year old traveler.

Following are the cost of best health insurance for visitors to USA per month for a $250 deductible.

Visitor health insurance for USA

Review US visitor insurance plan benefits.

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How much does 6 month medical insurance for visitors to USA cost?

For a 60 year old traveler, the cost of USA visitor insurance for 6 months typically ranges around $122 to $1,050, based different coverage options, medical needs, and traveler’s budget on American Visitor Insurance. The best 6 month USA travel insurance is the one which is affordable, reliable and allows the traveler stress free. From ER visits to urgent care, stay covered for 6 months in the U.S starting from just $1.50/day!

What medical benefits are included in travel insurance for USA visitors?

  • Health care expenses: Covers hospital expenses for sickness or accidents.
  • Doctor visit: Insures Doctor visits for sudden injury or sickness.
  • Pharmacy drugs: Doctor prescribed eligible pharmacy drugs expenses.
  • Medical evacuation: Medical evacuation expenses to nearest facility included.
  • Repat of remains: Repatriation of remains to home country included.
  • Pre-existing conditions: Some plans insure acute onset of pre-existing conditions.

What factors determine the cost of US travel insurance for visitors from Hong Kong?

The cost of USA travel insurance for citizens of Hong Kong depends on the following:

  • Age of the traveler: The cost of medical insurance for travelers is directly proportional to the age of the traveler. The older the traveler and greater will be the cost of the visitors health insurance.
  • Type of US travel health insurance: Comprehensive insurance provides exhaustive coverage but is more expensive than fixed benefit insurance which has a specified limit for each treatment.
  • Medical maximum coverage: The price of visitors insurance is directly dependent on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.
  • Region of coverage: Travel insurance depends on the coverage region. The cost for visitor insurance for the United States is most expensive when compared to Europe or Asia.
  • Duration of travel insurance: The cost of trip insurance directly depends on the length of travel. The longer the duration of visitor medical insurance required, the higher will be the cost..
  • Any add on benefits: Additional add-on benefits to the basic insurance for tourist plan like adventure sports coverage, coverage for pre-existing conditions… will add to the overall cost.

Can I get travel insurance with pre-existing condition coverage for Hong Kong travelers to USA?

Yes, there are several travel insurance plans that offer pre-existing condition coverage for Hong Kong travelers to USA. These plans include benefits for the acute onset of pre-existing conditions, meaning a sudden and unexpected recurrence of a known illness during your trip.

The best visitors insurance with pre existing conditions is SafeVista Comprehensive which is a popular comprehensive travel insurance plan with pre-existing conditions for travelers visiting USA which covers acute onset of pre existing conditions up to age of 99. Also, Patriot America Plus, best for travelers under 70 with acute onset coverage, Safe Travels USA Comprehensive, which offers broader benefits up to 89 years and Visitor Secure, an affordable plan with acute onset pre existing conditions coverage.

Which is the cheapest travel insurance for USA from Hong Kong?

The cheapest visitors insurance for USA from Hong Kong is Safe Travels Advantage from Trawick International. Other affordable travel insurance from Hong Kong to the USA are Venbrook Essential from Venbrook International and Visitors Care from IMG.

Safe Travels Advantage
Trawick International

$20 Per month

Age: 40 years | Plan: $25,000 | Deductible: $0

  • Policy maximum limits ranges from $25,000 to $150,000
  • Deductible option $0
  • Coverage from 5 - 364 days
  • Covers acute onset of pre-existing conditions related to Cardiac Conditions or Stroke
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Venbrook Essential
Venbrook International

$25 Per month

Age: 40 years | Plan: $25,000 | Deductible: $0

  • Policy maximum limits ranges from $25,000 to $150,000
  • Deductible options $0
  • Coverage from 5 days - 12 months
  • Covers acute onset of pre-existing conditions coverage up to policy maximum
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Visitors Care
IMG

$26 Per month

Age: 40 years | Plan: $25,000 | Deductible: $0

  • Policy maximum limits ranges from $25,000 to $100,000
  • Deductible options $0 to $100
  • Coverage from 5 days - 2 years
  • Covers acute onset of pre-existing conditions coverage
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Which is best travel insurance for USA from Hong Kong?

The best travel insurance for USA from Hong Kong are Patriot America Plus by International Medical Group, Atlas America from WorldTrips, Safe Travels USA Comprehensive from Trawick International. These are comprehensive plans and offer coverage for pre-existing conditions.

Patriot America Plus IMG

  • Patriot America Plus is a comprehensive short-term travel insurance for individuals and families visiting the USA.
  • Direct Billing: First healthcare First health care Provider Network or United HealthCare United Healthcare Provider Network
  • Urgent Care: $30 per incident; no copayment if deductible is $0
  • Acute onset of pre-existing condition: Up to policy maximum for ages up to 70 years
  • Emergency medical evacuation: Up to $1,000,000
  • Patriot America Plus cost for 40 year old traveler ranges from $52 to $169 for a month.
  • Policy maximum?
    $50,000 to $1,000,000

  • Deductible options?
    $0 to $2,500

  • Period of coverage?
    5 days to 12 months

Atlas America WorldTrips

  • A popular comprehensive travel insurance plan for non-U.S. citizens visiting the United States.
  • Direct Billing: Unitedhealthcare United Healthcare Provider Network
  • Urgent Care: 15 per incident; no copayment if deductible is $0.
  • Maternity: Covers complications of pregnancy in the first 26 weeks
  • Acute onset of pre-existing conditions: Up to maximum limit, for ages up to 80 years
  • Emergency medical evacuation: Up to $1,000,000
  • Atlas America Insurance cost for 40 year old traveler ranges from $46 to $216 for a month.
  • Policy maximum?
    $50,000 and $100,000

  • Deductible options?
    $0 to $5,000

  • Period of coverage?
    Up to 364 days

Safe Travels USA Comprehensive Trawick International

  • Safe Travel USA Comprehensive is an affordable travel insurance with pre-existing conditions for Non US residents/citizens visiting USA.
  • Direct Billing: First HealthCare First health care Provider Network
  • Urgent Care: $30 per incident; no copayment if deductible is $0
  • Maternity: Emergency medical treatment for pregnancy, up to $1,000
  • Acute onset of pre-existing conditions: Up to 89 years
  • Safe Travels USA Comprehensive cost for 40 year old traveler ranges from $55 to $204 for a month.
  • Policy maximum?
    $50,000 and $100,000

  • Deductible options?
    $0 to $5,000

  • Period of coverage?
    5 days to 364 days

Visitors Protect IMG

  • Visitors Protect is a top comprehensive travel insurance plan with pre-existing conditions for travelers to the U.S., Canada, and Mexico.
  • Direct Billing: First healthcare First health care Provider Network or Unitedhealthcare United Healthcare Provider Network
  • Urgent Care: 15 per incident; no copayment if deductible is $0
  • Pre-existing conditions: Up to 99 years
  • Minimum purchase is 90 days
  • Visitors Protect Insurance cost for 40 year old traveler ranges from $300 to $750 for 3 months.
  • Policy maximum?
    $50,000 and $250,000

  • Deductible options?
    $250 to $5,000

  • Period of coverage?
    Minimum purchase 90 days

SafeVista Comprehensive INF

  • SafeVista Comprehensive is a popular comprehensive travel insurance plan with pre-existing conditions for travelers visiting USA.
  • Direct Billing: Unitedhealthcare United Healthcare Provider Network
  • Urgent Care: Up to $25 co-payment
  • Acute on set of pre-existing conditions: Up to 99 years
  • SafeVista Comprehensive Insurance cost for 40 year old traveler ranges from $74 to $127 for one month.
  • Policy maximum?
    $100,000 and $1,000,000

  • Deductible options?
    $250 to $5,000

  • Period of coverage?
    10 days to 364 days

Venbrook Premier Venbrook International

  • Venbrook Premier is ideal for non-U.S. residents visiting the United States who are seeking comprehensive travel medical insurance with higher coverage limits.
  • Urgent Care: $30 copay if the $0 deductible is chosen
  • Acute onset of pre-existing conditions: Up to maximum limit, for ages up to 70 years
  • Emergency medical evacuation: Up to $1,000,000
  • Venbrook Premier Insurance cost for 40 year old traveler ranges from $40 to $140 for a month.
  • Policy maximum?
    $50,000 and $100,000

  • Deductible options?
    $0 to $5,000

  • Period of coverage?
    5 days to 12 months

What is the best travel insurance for seniors from Hong Kong visiting USA?

If you're planning to invite your seniors from Hong Kong to USA, it is important to choose the right visitor health insurance for seniors, which is essential due to the high healthcare costs in the US. The best travel insurance for visitors to USA should include benefits like doctor visits, hospitalization, emergency medical evacuation, and coverage for the acute onset of pre-existing conditions, a crucial feature for senior travelers.
Popular plans include Patriot America Plus, ideal for those under 70; Safe Travels USA Comprehensive for broader coverage up to age 89; and Visitor Secure, an affordable option with acute onset coverage. These plans offer peace of mind, making them highly recommended choices for seniors from Hong Kong visiting the U.S.

Senior visiting the US for an extended stay?

Find the best long-term travel medical insurance for seniors that offers comprehensive medical coverage during extended stays in the USA.

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What should Hong Kong travelers consider when choosing the travel insurance for USA?

Traveling from Hong Kong to the USA is an exciting experience, but healthcare system in the US is extremely costly. Having the best travel insurance for visitors to the USA from Hong Kong is crucial for peace of mind and financial safety. To ensure you have the right protection, here are the key factors to consider when choosing short-term visitor health insurance from Hong Kong to the USA:
  • Choose a comprehensive medical plan: It offers wider coverage than fixed-benefit options, including hospitalization, emergencies, and doctor visits.
  • Opt for high coverage limits: Given the cost of care, select coverage of at least $100,000–$500,000. Some international travel insurance for the USA offers $1 million coverage.
  • Understand deductibles: Lower deductibles mean less out-of-pocket spending but may slightly raise premiums.
  • Emergency medical evacuation: The best health insurance for Hong Kong tourists in the USA includes evacuation or repatriation for serious medical events.
  • Look for coverage of pre-existing conditions: Especially important for senior travelers, choose plans covering acute onset of such conditions.
  • Check network hospitals & cashless claims: Affordable travel health insurance form Hong Kong to the USA often includes direct billing at in-network hospitals, reducing upfront costs.

How can I buy international travel insurance for USA from Hong Kong?

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Finding the best health insurance for foreigners

Complete the travel insurance quote request form by providing details of the traveler and insurance requirements.

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Compare the different travel insurance options

Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.

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Buy the US travel health insurance that you like best

Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.

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Review insurance plan documents received by email

Review the international travel health insurance policy for coverage details and relevant contact numbers

Traveling to the U.S.? Stay protected against any border entry issues!

Border entry issues at the US border can be unpredictable. Our Border entry protection visitor insurance covers unexpected delays, denial of entry, and related travel disruptions. Protect your US travel investment with specialized border entry insurance available on American Visitor Insurance.

USA travel insurance FAQ's

1. Is travel insurance necessary for seniors visiting the USA from Hong Kong?

Yes, travel insurance for seniors from Hong Kong to USA is highly necessary. Medical care in the United States is among the most expensive in the world. A simple emergency room visit can cost thousands of dollars, and hospital stays or surgeries can run into tens or even hundreds of thousands. Without travel medical insurance from Hong Kong to USA, these costs must be paid out-of-pocket without proper coverage.

Seniors are more likely to have age-related health issues or complications during travel, making it even more important to have comprehensive protection. Senior travel insurance from Hong Kong to the USA covers emergency medical treatment, hospitalization, urgent care, and in some cases, the acute onset of pre-existing conditions. Buying international travel insurance from Hong Kong to USA gives peace of mind to both the traveler and their family, ensuring access to quality healthcare and support in case of unexpected medical situations.

2. How to find the best international travel health insurance?

There are different factors for buying best health insurance for USA visitors. Visitors should compare fixed benefits and comprehensive visitor insurance plans. Foreign visitors to USA travel insurance customers should understand the concepts of deductibles and co-insurance and Pre-existing conditions travel health insurance. A prudent and well informed traveler will make the correct choice while buying tourist insurance in USA for his or her unique needs.

There are many international US travel health insurance plans for coverage both in the USA as well as around the world. Given the several international travel insurance options, it can be confusing to find the best health insurance for international travel. What is very useful in making this decision is to compare US visitor travel insurance available on American Visitor Insurance.

The compare US travel insurance tool allows travelers compare prices as well as coverage benefits in an objective manner. The traveler can change relevant factors like the medical maximum coverage and the deductible and coverage for pre-existing ailments or hazardous sports. After finding the best travel insurance for your needs, travelers can buy it by completing an online application and paying using a credit card. One completing the purchase the travel insurance plan is emailed to the customer.

3. Why is travel insurance for USA so expensive?

There is no denying that travel insurance to USA is unfortunately very expensive. The main reason for this is simply because the cost of healthcare in the USA is very expensive and the travel insurance USA costs are directly related to the healthcare costs. One more factor for some USA travel insurance plans to be very expensive is that there are specially designed travel insurance for USA plans available for older travelers, with higher medical coverage as well as some plans with coverage for pre-existing ailments.

4. What does comprehensive travel insurance for Hong Kong travelers to the USA include?

What does comprehensive travel insurance for Hong Kong travelers to the USA include? Comprehensive travel insurance for Hong Kong visitors to the USA offers extensive coverage beyond basic medical expenses. These plans usually include emergency hospitalization, trip cancellation, baggage loss, and even emergency evacuation. They are ideal for travelers who want peace of mind and complete protection during their stay in the U.S.

Choose a comprehensive travel insurance plan to ensure you're fully covered for both medical and travel-related emergencies while in the USA.

5. Why buy US health insurance for tourists with covid coverage?

Buying U.S. health insurance with COVID-19 coverage is important for tourists visiting the US. Although the situation has improved since the peak of the pandemic, covid still poses health risks, particularly with the new Omicron-related sub variants like XBB, JN.1, which are starting to surge again in the summer of 2025. These variants can cause seasonal surges and localized outbreaks, particularly during the fall and winter months.

Getting the best visitor coverage is invaluable as good traveler insurance is the most important value addition that can be made to one's trip. Some top rated tourist health insurance plans on American Visitor Insurance covers medical emergencies, accidents and even quarantine expenses if a traveler tests positive for COVID-19 while in the U.S.

Medical care in the United States is among the most expensive in the world. A single COVID-related emergency room visit, hospitalization, or treatment can cost thousands to tens of thousands of dollars. Without travel medical insurance, these costs must be paid out-of-pocket. Having reliable America travel insurance provides peace of mind and helps ensure a safe, worry-free journey.

What are the different USA visa health insurance?

What are the different types of travel insurance?

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Single Trip Travel Insurance

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Single Trip vs MultiTrip Travel Insurance

Compare Single trip vs multi trip insurance plans offered by US insurers.

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Best travel health insurance in USA information

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Travel medical insurance USA resources
International travel insurance resources for USA visa holders.

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Factors for travel insurance USA online
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Types of USA tourist insurance online
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USA vacation insurance claims process
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Best international medical insurance

Travel insurance from USA to Hong Kong

Best travel medical insurance from USA to Hong Kong

USA travelers venturing to Hong Kong are in for an enchanting experience that seamlessly fuses history, culture, and natural beauty. From the bustling streets of Hanoi, with its vibrant markets and historic sites, to the serene waters of Ha Long Bay adorned with limestone islands, Hong Kong offers a diverse range of attractions.

The ancient town of Hoi An enchants with its well-preserved architecture and lantern-lit evenings, while the bustling city of Ho Chi Minh City, formerly Saigon, reflects modern Hong Kong's dynamic spirit. The lush landscapes of Sapa and the Mekong Delta provide opportunities for trekking and exploring traditional villages.

Travel insurance for Hong Kong from USA

Before embarking on this journey, it's crucial for USA travelers to navigate entry requirements, which may involve obtaining a visa in advance. Additionally, staying informed about any health and safety precautions, as well as local customs, enhances the experience of discovering Hong Kong's rich tapestry of experiences, flavors, and landscapes.

Travel insurance is highly recommended for US citizens traveling to Hong Kong. Finding the best travel insurance Hong Kong from USA on American Visitor Insurance is very easy. Travel insurance Hong Kong typically includes medical coverage for illnesses or injuries, trip cancellation or interruption coverage, baggage loss or delay coverage, and emergency assistance services. Compare the best travel insurance for US citizens to Hong Kong plans on American Visitor Insurance and choose one that best suits your needs. Having best travel insurance Hong Kong from USA ensures that you can enjoy their vacation with peace of mind, knowing they are financially protected and have access to support services if needed.

Do US citizens need travel insurance for Hong Kong?

US citizens need travel insurance for Hong Kong to protect against unexpected events that can disrupt their trip. This includes medical emergencies, as Hong Kong healthcare costs can be high and your regular US health insurance may not cover you. Travel insurance also covers trip cancellations, lost or delayed baggage, travel delays, and personal liability. It ensures that travelers are financially protected and can handle unforeseen circumstances, providing peace of mind during their vacation.

US citizens do not need a visa to travel to Hong Kong for short stays (up to 90 days) for tourism, business, or family visits. Hong Kong is a British Crown Dependency, and while it is not part of the UK or the EU, it follows similar entry requirements for US travelers, meaning a valid passport is the only documentation needed for visits under 90 days.

Travel insurance for Hong Kong from USA quotes »

Hong Kong FlagGeneral information about Hong Kong

domain
Capital
Hong Kong
globe
Location
Asia
groups
Population
Around 7.4 million
language
Language
Chinese
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Currency
HKD or HK$
calendar_month
Best time to visit
March to April and Oct. to Nov.
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Vacation spots
Victoria Peak, Star Ferry, Tian Tan Buddha, Hong Kong Disneyland, Hong Kong Skyline.

What are the best Hong Kong vacation spots?

Travel insurance for Wong Tai Sin Temple

Wong Tai Sin Temple

The temple complex is made up of several buildings, including the Hall of Three Saints, the Good Wish Garden, and another hall dedicated to Confucius and his 72 disciples.

Travel insurance for Ocean Park

Ocean Park

Ocean Park is a marine mammal park, oceanarium, animal theme park and amusement park situated in Wong Chuk Hang and Nam Long Shan in the Southern District of Hong Kong.

Travel insurance for Dragon's Back Hike

Dragon's Back Hike

This popular trail offers spectacular views out over the ocean, Big Wave Bay, Mount Collinson, Stanley etc.

Travel insurance for Tsim Sha Tsui

Tsim Sha Tsui

Tsim Sha Tsui offers Avenue of Stars, Space Museum,shopping, entertainment hub etc.

What is the best travel insurance for Hong Kong?

The best travel insurance from USA to Hong Kong are Atlas International from WorldTrips, Patriot International Lite by International Medical Group, Travel Medical Global Basic from Seven Corners.

Atlas International
WorldTrips

$53 Per month

Age: 40 years | Plan: $50,000 | Deductible: $250

  • Coverage medical expenses, emergency evacuation, and repatriation.
  • Policy maximum covers up to 2,000,000
  • Offers coverage for acute onset of pre-existing conditions for visitors aged under 79 years
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Patriot International Lite
IMG

$54 Per month

Age: 40 years | Plan: $50,000 | Deductible: $250

  • Coverage includes emergency medical evacuation, hospital room and board...
  • Policy maximum covers up to 1,000,000
  • Offers coverage for acute onset of pre-existing conditions for visitors aged under 70 years
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Travel Medical Global Basic
Trawick International

$54 Per month

Age: 40 years | Plan: $50,000 | Deductible: $250

  • Coverage includes emergency medical evacuation, repatriation, emergency services.
  • Policy maximum covers up to 1,000,000
  • Covers acute onset of pre-existing condition upto 79 years.
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Do travel insurance plans provide a visa letter for Hong Kong?

All the travel insurance plans that are available from our compare engine provide a VISA LETTER which is the official document that you must show to be allowed to board the plane to go to Hong Kong (and upon arrival). While it is enough to have it available on your phone, a hard copy can be a good back up if you can arrange it. Access to the Hong Kong travel insurance visa letter varies depending on the exact company you purchase from. Regardless, if you have any issues with getting the required Hong Kong visa letter document, please call us as soon as possible so we can assist you!

Do I need cruise travel insurance for Hong Kong?

Hong Kong opens borders for Cruises with travel insurance requirements

Here is some good news for all cruise travelers to Hong Kong!! Hong Kong has now relaxed its international border to cruise ships post covid pandemic. The Hong Kong Broadcasting Corporation (FBC) said that the Pacific Islands has received over 118,000 travelers in the six months post the air travel began and Hong Kong sees potential increase in Hong Kong tourism both via air and through Hong Kong water. The tourism industry is the backbone of the Hong Kong economy and it contributes about 35 % of Hong Kong's gross domestic product and 150,000 individuals are employed.

As part of the continuous effort to improve the Hong Kong economy the Risk Mitigation Taskforce of Hong Kong are welcoming back the cruise ships back into Hong Kong waters. While going on Hong Kong cruise is fun and thrilling, it is crucial that all Cruise passengers travel to Hong Kong from USA buy the best travel insurance for Hong Kong cruise given the relatively low cost of cruise insurance.

The cruise insurance protection offered by cruise lines provides very little benefits, this is particularly important for Seniors cruise vacationers who are most vulnerable and likely to need the benefits offered by the best cruise travel insurance plans. Buying Cruise travel insurance Hong Kong is easy at American Visitor Insurance. For more details call or email us for further assistance and one of our licensed agents will help further.

What are the best travel insurance for cruises?

Going on a cruise vacation is truly exciting, however one must take suitable action to ensure that the cruise vacation is not a disappointment. Vacationers are likely to book for the cruise well in advance of the actual travel dates, and it is possible that one is not able to make the cruise as planned.

Best Cruise trip insurance ensures that vacationers can vacation investment should there be a disruption and one cannot make the cruise. Most cruises offers Cruise protection, but that is not the same as trip insurance for cruises.

A cruise protection usually gives vouchers for the traveler if they miss the cruise, but getting money back is not the norm, which is what trip insurance for cruises offer.

Vacationers can shield themselves best by purchasing the Cancel for any reason insurance benefit. This gives the flexibility of cancellation the cruise vacation for any reason, and the traveler can get reimbursed up to 75% of the non-refundable trip expenses. The cruise insurance protection offered by cruise lines provides very little benefits given their cost, this is particularly important for Seniors cruise vacationers who are most vulnerable and likely to need the benefits offered by the best cruise travel insurance plans.

Travel insurance for Hong Kong from USA FAQ's

1. What is a reasonable amount to pay for travel insurance Hong Kong?

International travel insurance trip to Hong Kong costs can vary from being as cheap as $1 a day up to $10 a day depending on the age, the travel destination, the medical coverage and if the traveler needs coverage for pre-existing health conditions.

2. Which is the best travel insurance to Hong Kong?

There is no single travel insurance which works well for all customers. The best travel insurance will vary for different travelers based on their budget and the medical benefits needed. International travelers should use the compare travel insurance tool in American Visitor Insurance to compare prices and benefits and make an informed decision.

3. Is Hong Kong open for international tourists?

Yes, Hong Kong is open for international tourists, and all major travel restrictions have been lifted. Travelers from many countries, including the United States, benefit from a visa exemption, allowing them to enter and stay in Hong Kong for up to 90 days without a visa.

Although travel is permitted, it is highly recommended to purchase the best travel medical insurance for Hong Kong. Having international travel health insurance ensures coverage for medical emergencies, hospital visits, or unexpected health issues while abroad. Whether you're visiting for leisure, business, or volunteer work, travel insurance for Hong Kong offers peace of mind and financial protection.

4. Do I need visa to enter Hong Kong?

Whether you need a visa or not to enter Hong Kong depends on your nationality and duration of stay in Hong Kong. If you are planning for short trip to Hong Kong which is much less than 4 months, then you do not need Visa to enter Hong Kong and this is true for nationalities of the United States, United Kingdom, Australia and India. If you are not from any of these countries or if you are planning to stay longer than 4 months, then you might need a visa. It is advisable to contact the Hong Kong embassy for more details.

5. Do I need insurance to travel to Hong Kong from the USA?

While travel insurance is not mandatory to enter Hong Kong from the USA, it is strongly recommended. U.S. travelers should consider purchasing comprehensive travel medical insurance for Hong Kong to cover unexpected situations like medical emergencies, trip delays, or baggage loss. Hong Kong does not have the same level of medical infrastructure as the U.S., and without insurance, healthcare costs may need to be paid out of pocket.

Buying affordable travel insurance for Americans visiting Hong Kong also ensures access to the PPO network in case of evacuation or international medical assistance. Whether you're traveling for vacation, business, or volunteering, having reliable health insurance for Hong Kong travel offers peace of mind and financial protection.

6. How to compare & buy cheapest travel insurance for Hong Kong?

Compare & buy cheapest travel insurance

  • Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.
  • Compare the cost of Hong Kong insurance for tourists and review the benefits to identify what fits your needs best.
  • Buy health insurance for Hong Kong Now that fits your needs and budget best by using a credit card and completing the online application. You can contact American Visitor Insurance, we are open 24 hours, 7 days a week with customer support staff in different time zones of the country.
  • Review the travel insurance documents received by email closely for coverage details and relevant contact numbers

7. Is it safe to vacation in Hong Kong?

Traveling to Hong Kong can be an enriching experience with its beautiful beaches, vibrant culture, and rich history. However, it's important to stay informed about local conditions, as certain regions may experience political unrest or health-related challenges. To travel with peace of mind, it's highly recommended to purchase comprehensive travel insurance for Hong Kong, especially travel health insurance for Hong Kong from the USA. These plans can provide coverage for medical emergencies in Hong Kong, trip cancellations, and even evacuation coverage for Hong Kong travelers if needed.

Travel insurance from Hong Kong to Europe

Which are the best long-stay travel insurance plans for visiting Europe?

Traveling to Europe for an extended period more than 90 days, whether for work, study, or leisure, requires the long term Europe travel insurance coverage to ensure peace of mind and financial protection. Long-term travel insurance for Europe is designed for travelers staying beyond the typical short-term trip duration, providing comprehensive medical coverage, emergency assistance, and trip-related benefits. For those applying for a long term travel in Europe visa, travel medical insurance must meet specific requirements, including a minimum coverage of at least €30,000 in medical expenses (around US $34,035 as of May 2025) and emergency medical evacuation.

Long term European visa is also essential to cover unexpected medical expenses, trip cancellations, and loss of personal belongings. American Visitors Insurance offer the best international travel medical insurance plans based on the different coverage benefits offered. Travelers can compare coverage benefits and buy the best Europe long stay travel insurance.

Which are the best visitors insurance companies in USA?

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

Which are the best visitors insurance companies in USA?

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