The United States E2 Visa is an investor Visa that allows foreigners to work or do business in the USA. This Visa is available only to citizens of treaty countries that maintain a commerce and navigation agreement with the U.S. The Visa is valid for 3 months up to 5 years and can be renewed indefinitely.
Foreign travelers in the US are vulnerable to certain health risks like sudden sickness or accidental injuries. While the US offers sophisticated health care treatment for foreign visitors, the US healthcare cost of hospitalization and other medical expenses for visitors are drastically high and can cause a financial nightmare. Having best health insurance for an E2 Visa holder is a necessity as it will secure E2 Visa holders from high healthcare costs in the US.
E2 visa investors and their dependents can spend a lot of time in the United States if they plan to live and operate a business. They face the imminent risk of experiencing unforeseen illnesses, accidents, and medical emergencies during their stay. The U.S. has one of the most advanced healthcare systems in the world, and a healthcare system with some of the highest costs, including:
A simple visit to the ER or doctor can cost thousands of dollars. If an E2 visa holder is unprepared for a medical emergency, they face significant financial liability due to potentially limited health insurance.
The following documents are required for E2 Visa applicants:
The cost of visitor insurance depends on several factors:
For an average traveler, there are cheap travel insurance plans at less than a dollar a day.
Fixed vs Comprehensive Visitor Insurance Plans
The most affordable visitor health insurance USA starts from $20 per month with options up to $191 per month. The average cost of fixed benefit visitor travel insurance for the USA is calculated based on one-month quotes.
| Plan Name | Plan max range | Deductible | Age 40 | Age 60 | Age 70 |
|---|---|---|---|---|---|
| Safe Travels Advantage | $25,000 - $150,000 | $0 | $20 - $58 | $39 - $102 | $60 - $166 |
| Visitors Care | $25,000 - $100,000 | $100 | $25 - $47 | $40 - $75 | $66 - $152 |
| Safe Travels Elite | $25,000 - $175,000 | $0 | $26 - $76 | $50 - $134 | $109 - $155 |
| Venbrook Essential | $25,000 - $150,000 | $0 | $26 - $81 | $49 - $124 | $68 - $147 |
| Visit USA Budget | $50,000 - $150,000 | $250 | $32 - $56 | $49 - $86 | $84 |
| VisitorSecure | $50,000 - $130,000 | $100 | $34 - $62 | $55 - $76 | $96 - $139 |
| Travel Medical USA Visitor Basic | $50,000 - $150,000 | $100 | $42 - $52 | $79 - $94 | $173 - $191 |
The best travel insurance cost for USA ranges from $58 to $353 per month. The average cost of comprehensive travel insurance for the USA is based on one-month quotes with a $250 deductible.
| Plan name | Plan maximum | Age 40 | Age 60 | Age 70 |
|---|---|---|---|---|
| Atlas Essential | $50,000 - $1,000,000 | $58 - $109 | $131 - $266 | $263 - $328 |
| Safe Travels USA Cost Saver | $50,000 - $1,000,000 | $71 - $117 | $139 - $250 | $237 - $299 |
| Venbrook Premier | $50,000 - $1,000,000 | $77 - $135 | $176 - $346 | $352 - $437 |
| Patriot America Lite | $50,000 - $1,000,000 | $72 - $130 | $153 - $289 | $252 - $337 |
| Atlas America | $50,000 - $2,000,000 | $78 - $154 | $177 - $378 | $355 - $444 |
| Patriot America Plus | $50,000 - $1,000,000 | $77 - $139 | $164 - $311 | $287 - $434 |
| Travel Medical Basic | $50,000 - $1,000,000 | $80 - $138 | $167 - $314 | $252 - $337 |
| Safe Travels USA Comprehensive | $50,000 - $1,000,000 | $90 - $168 | $172 - $351 | $294 - $470 |
| SafeVista Protect | $100,000 - $1,000,000 | $93 - $127 | $215 - $248 | $320 |
| Diplomat America | $50,000 - $1,000,000 | $125 -$214 | $229 - $301 | $353 |
For a 60-year-old traveler, the cost of USA visitor insurance for 6 months typically ranges around $122 to $1,050, based different coverage options, medical needs, and traveler’s budget on American Visitor Insurance.
The best 6 month USA travel insurance is the one which is affordable, reliable and allows the traveler stress free.
A routine doctor’s visit can cost between $250 to $350, while a heart attack will leave you with a bill of at least $25,000. If you need to stay in the ICU after a stroke, the cost can exceed $150,000. Even something as routine as an echocardiogram ranges from $1,500 to $4,000, depending on where you get it.
Emergency treatments for conditions like diabetes complications cost anywhere from $3,500 to $7,000, and if you need treatment for kidney failure, expect to pay over $30,000.
"After rigorous searching for suitable student health insurances online, I stumbled upon the American visitor Insurance."
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Yes. While an E2 Visa holder cannot purchase US domestic health insurance, they can purchase US visitor health insurance for an E2 Visa holder from popular and well reputed US companies.
Even if the person is already in the US on their trip, they can still purchase medical insurance for E2 Visa holders starting the next day until they return home. The US E2 Visa travel insurance must be purchased before anything happens in order to be covered.
There are many international travel health insurance plans for coverage both in the USA as well as around the world offered by US insurance providers. Given the several travel insurance international options, it can be confusing to find the best health insurance for international travel for your needs.
What is very useful in making this decision is to compare travel insurance USA of different companies. The travel insurance comparison allows travelers compare prices as well as coverage benefits in an objective manner.
The traveler can change relevant factors like the medical maximum coverage required, the international traveler insurance deductible, any international travel health insurance plans with coverage for pre-existing ailments.
The global travel insurance comparison also allows travelers to buy the best travel insurance based on ones needs by completing an online application and paying using a credit card. One completing the purchase the travel insurance plan is emailed to the customer.
It is strongly recommended to purchase E2 Visa health insurance before entering the United States. However, if you are already in the country, you can still purchase health insurance on American Visitor Insurance that meets the Visa requirements. It is important to do so as soon as possible to ensure continuous coverage.
Government-sponsored health insurance, such as Medicaid or Medicare, is not accepted for an E2 visa. These programs are typically designed for U.S. citizens and permanent residents and may not meet the minimum coverage requirements for the visa.
Acceptable health insurance for an E2 Visa should provide comprehensive coverage for both emergency and non-emergency medical services. It should also meet the minimum coverage requirements set by the U.S. government.
The minimum coverage requirements for E2 Visa health insurance include coverage for hospitalization, outpatient care, emergency services, prescription drugs, and preventive care. The policy should also have a minimum coverage limit of $50,000 per accident or illness.
In some cases, health insurance from your home country may be accepted for an E2 Visa if it meets the minimum coverage requirements. However, it is recommended to purchase health insurance from a U.S.-based provider such as those available on American Visitor Insurance to ensure it is specifically designed for the U.S. healthcare system.
Yes, you can include your dependents, such as your spouse and children, in your E2 Visa health insurance plans on American Visitor Insurance. They will be covered under the same policy, but additional premiums may apply.
Yes, you can change your E2 Visa health insurance provider, but it is essential to ensure that the new policy meets the minimum coverage requirements. It is recommended to consult with an immigration attorney or insurance agent before making any changes to your health insurance coverage.
Your E2 Visa health insurance coverage should be valid for the complete duration of your stay in the United States. It is important to maintain continuous coverage to comply with the Visa requirements.
The Trump administration has recently made a decision that affects some E2 Visa holders and requires them to have medical insurance requirements for E2 Visa holders. At this time, there are no specific requirements for E2 investors Visa health insurance, so E2 Visa holders can buy comprehensive health care insurance for E2 Visa holder we offer for whatever length of time is required. Other travelers, while not required to have US travel insurance, should consider getting adequate non immigrant Visa E2 health insurance coverage due to high costs of medical care in the US.
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Thank you for contacting us for your insurance needs. For your trip back to the US, you can purchase the Patriot America Plus by IMG. This is a comprehensive plan that will cover you for new sickness. This is a policy suitable for US citizen residing outside the US and visiting the US.
Here is the link of the plan on our website: Patriot america plus From here you can get a price quote, read the details and brochure of the plan, and buy the plan.
Please let us know in case of any questions.
Sincerely,E2 Visa holder insurance resources
International travel insurance resources for E2 Visa Holders while in the US.
Factors for E2 Visa holder insurance
Important factors to consider while buying E2 Visa medical insurance.
Types of E2 Visa insurance options
Different US E2 Visa insurance, fixed benefits vs comprehensive coverage.
E2 Visa insurance claims procedure
E2 Visa holder insurance claims process for medical care in hospital.