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Best E2 Visa Health Insurance

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United States E2 Visa: Overview & Health Insurance Requirements

The United States E2 Visa is an investor Visa that allows foreigners to work or do business in the USA. This Visa is available only to citizens of treaty countries that maintain a commerce and navigation agreement with the U.S. The Visa is valid for 3 months up to 5 years and can be renewed indefinitely.

Foreign travelers in the US are vulnerable to certain health risks like sudden sickness or accidental injuries. While the US offers sophisticated health care treatment for foreign visitors, the US healthcare cost of hospitalization and other medical expenses for visitors are drastically high and can cause a financial nightmare. Having best health insurance for an E2 Visa holder is a necessity as it will secure E2 Visa holders from high healthcare costs in the US.

Requirements for the E2 Visa Insurance

  • The applicant must be citizen of the E2 Visa eligible country.
  • The applicant must have documents of proof of substantial funds available to be invested in the US.
  • The E2 Visa applicant must prove that he or she is entering USA to do business or develop a business in the USA.

Why E2 Visa Holders Need Health Insurance in the U.S.?

E2 visa investors and their dependents can spend a lot of time in the United States if they plan to live and operate a business. They face the imminent risk of experiencing unforeseen illnesses, accidents, and medical emergencies during their stay. The U.S. has one of the most advanced healthcare systems in the world, and a healthcare system with some of the highest costs, including:

  • Emergency room visits
  • Hospital stays and surgeries
  • Diagnostic tests
  • Prescriptions

A simple visit to the ER or doctor can cost thousands of dollars. If an E2 visa holder is unprepared for a medical emergency, they face significant financial liability due to potentially limited health insurance.

What Documents Are Required for the E2 Visa?

The following documents are required for E2 Visa applicants:

  • DS-160 Form: One completed form for each applicant.
  • Valid Passport: Must belong to an E2 treaty country and be valid for 6 months beyond your U.S. stay.
  • Recent Passport Photo: At least one recent passport size photograph which is taken within the last 6 months.
  • Proof of Intent to Go Back Home: Documents supporting ties to your home country (members of family, real estate, job/CV, etc.)
  • Proof of Legal Source of Funds for Investment: Bank statements, property sale documents, tax returns, income documents, or loan documentation to validate the source of funds which you acquired legally.
  • Proof of Funds for Investment (Strongly Recommended): Receipts, purchase contracts, wire transfer evidence, or documentation confirming your business start-up.
  • Proof of Business Activity (Strongly Recommended): Business plan, registration documents, leases, license contracts, invoices, or proof of business activity.
List of countries for E2 Visa Holders »

What Does Travel Medical Insurance for E2 Visa Insurance Cover?

How Much Does E2 Visa Health Insurance Cost in the USA?

How much is medical insurance for tourists in the US? How much does visitor health insurance cost?

The cost of visitor insurance depends on several factors:

For an average traveler, there are cheap travel insurance plans at less than a dollar a day.

Fixed vs Comprehensive Visitor Insurance Plans

  • The cheapest visitor health insurance USA is a fixed benefit plan because it only covers a set amount for each medical expense.
  • Within these parameters, travelers can choose:
    • An economical fixed plan
    • A more expensive but complete comprehensive plan
  • Downside of fixed plans: You only know what the insurance company will pay on your behalf; the amount you owe depends on the charges for each service.
  • The price of the best visitors insurance for USA is approximate and can change based on specific needs and circumstances.
  • It is a good idea to compare different plans and get quotes from multiple providers to find the best visitors insurance coverage for your budget.
Example costs:
  • Someone in their Thirties will pay about $40 per month for a fixed plan or $60 for a comprehensive plan if traveling to USA from Europe.
  • That same person would only pay $30 for a comprehensive plan to go to Europe.
  • Prices usually double for someone in their 60s, and increase further for older travelers.

How Much Does the Most Affordable Visitors Insurance for USA Cost?

The most affordable visitor health insurance USA starts from $20 per month with options up to $191 per month. The average cost of fixed benefit visitor travel insurance for the USA is calculated based on one-month quotes.

Plan Name Plan max range Deductible Age 40 Age 60 Age 70
Safe Travels Advantage $25,000 - $150,000 $0 $20 - $58 $39 - $102 $60 - $166
Visitors Care $25,000 - $100,000 $100 $25 - $47 $40 - $75 $66 - $152
Safe Travels Elite $25,000 - $175,000 $0 $26 - $76 $50 - $134 $109 - $155
Venbrook Essential $25,000 - $150,000 $0 $26 - $81 $49 - $124 $68 - $147
Visit USA Budget $50,000 - $150,000 $250 $32 - $56 $49 - $86 $84
VisitorSecure $50,000 - $130,000 $100 $34 - $62 $55 - $76 $96 - $139
Travel Medical USA Visitor Basic $50,000 - $150,000 $100 $42 - $52 $79 - $94 $173 - $191

How Much Does the Comprehensive and Best Visitors Insurance Cost Per Month?

The best travel insurance cost for USA ranges from $58 to $353 per month. The average cost of comprehensive travel insurance for the USA is based on one-month quotes with a $250 deductible.

How Much Does 6-Month Medical Insurance for Visitors to USA Cost?

For a 60-year-old traveler, the cost of USA visitor insurance for 6 months typically ranges around $122 to $1,050, based different coverage options, medical needs, and traveler’s budget on American Visitor Insurance.
The best 6 month USA travel insurance is the one which is affordable, reliable and allows the traveler stress free.

From ER visits to urgent care, stay covered for 6 months in the U.S starting from just $1.50/day!

Importance of Having Visitor Health Insurance in the USA

  • Given the high US healthcare costs, being uninsured is very risky.
  • In US hospitals, costs are much cheaper if:
    • You have short-term medical insurance for international travel
    • The hospital is part of the travel insurance USA PPO network
  • Beyond travel insurance coverage, simply having the best health insurance for travelers to the USA helps reduce your overall medical bill.
  • Therefore, it is crucial to buy travel health insurance USA or health insurance for visitors in USA before your trip.
Medical costs in the USA

A routine doctor’s visit can cost between $250 to $350, while a heart attack will leave you with a bill of at least $25,000. If you need to stay in the ICU after a stroke, the cost can exceed $150,000. Even something as routine as an echocardiogram ranges from $1,500 to $4,000, depending on where you get it.

Emergency treatments for conditions like diabetes complications cost anywhere from $3,500 to $7,000, and if you need treatment for kidney failure, expect to pay over $30,000.

E2 Visa Health Insurance Reviews

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Karen

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Margaret

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Health Insurance for E2 Visa Holders FAQs

1. Can I get health insurance on an E2 visa?

Yes. While an E2 Visa holder cannot purchase US domestic health insurance, they can purchase US visitor health insurance for an E2 Visa holder from popular and well reputed US companies.

Even if the person is already in the US on their trip, they can still purchase medical insurance for E2 Visa holders starting the next day until they return home. The US E2 Visa travel insurance must be purchased before anything happens in order to be covered.

2. How to buy travel insurance? How to find the best international travel health insurance?

There are many international travel health insurance plans for coverage both in the USA as well as around the world offered by US insurance providers. Given the several travel insurance international options, it can be confusing to find the best health insurance for international travel for your needs.

What is very useful in making this decision is to compare travel insurance USA of different companies. The travel insurance comparison allows travelers compare prices as well as coverage benefits in an objective manner.

The traveler can change relevant factors like the medical maximum coverage required, the international traveler insurance deductible, any international travel health insurance plans with coverage for pre-existing ailments.

The global travel insurance comparison also allows travelers to buy the best travel insurance based on ones needs by completing an online application and paying using a credit card. One completing the purchase the travel insurance plan is emailed to the customer.

3. Can I purchase E2 Visa health insurance after entering the United States?

It is strongly recommended to purchase E2 Visa health insurance before entering the United States. However, if you are already in the country, you can still purchase health insurance on American Visitor Insurance that meets the Visa requirements. It is important to do so as soon as possible to ensure continuous coverage.

4. Can I use government-sponsored health insurance for my E2 visa?

Government-sponsored health insurance, such as Medicaid or Medicare, is not accepted for an E2 visa. These programs are typically designed for U.S. citizens and permanent residents and may not meet the minimum coverage requirements for the visa.

5. What type of health insurance is acceptable for an E2 visa?

Acceptable health insurance for an E2 Visa should provide comprehensive coverage for both emergency and non-emergency medical services. It should also meet the minimum coverage requirements set by the U.S. government.

6. What are the minimum coverage requirements for E2 Visa health insurance?

The minimum coverage requirements for E2 Visa health insurance include coverage for hospitalization, outpatient care, emergency services, prescription drugs, and preventive care. The policy should also have a minimum coverage limit of $50,000 per accident or illness.

7. Can I purchase health insurance from my home country for my E2 visa?

In some cases, health insurance from your home country may be accepted for an E2 Visa if it meets the minimum coverage requirements. However, it is recommended to purchase health insurance from a U.S.-based provider such as those available on American Visitor Insurance to ensure it is specifically designed for the U.S. healthcare system.

8. Can I include my dependents in my E2 Visa health insurance?

Yes, you can include your dependents, such as your spouse and children, in your E2 Visa health insurance plans on American Visitor Insurance. They will be covered under the same policy, but additional premiums may apply.

9. Can I change my E2 Visa health insurance provider?

Yes, you can change your E2 Visa health insurance provider, but it is essential to ensure that the new policy meets the minimum coverage requirements. It is recommended to consult with an immigration attorney or insurance agent before making any changes to your health insurance coverage.

10. How long should my E2 Visa health insurance coverage be valid?

Your E2 Visa health insurance coverage should be valid for the complete duration of your stay in the United States. It is important to maintain continuous coverage to comply with the Visa requirements.

11. Do non immigrant Visa E2 need health insurance?

The Trump administration has recently made a decision that affects some E2 Visa holders and requires them to have medical insurance requirements for E2 Visa holders. At this time, there are no specific requirements for E2 investors Visa health insurance, so E2 Visa holders can buy comprehensive health care insurance for E2 Visa holder we offer for whatever length of time is required. Other travelers, while not required to have US travel insurance, should consider getting adequate non immigrant Visa E2 health insurance coverage due to high costs of medical care in the US.

What Factors Affect the Cost of E2 Visa Insurance?

1 Age of the E2 visa holder
The cost of health insurance is directly proportional to the age of the applicant. The older the traveler and greater will be the cost of E2 visa health insurance in USA.
2 Types of US E2 travel insurance
Comprehensive travel insurance which provide exhaustive coverage are more expensive than fixed benefit travel insurance.
3 Medical Maximum Coverage
The price of medical insurance for US E2 Visa is directly dependant on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.
4 Region of Coverage
Travel insurance for US E2 Visa depends on the coverage region. The cost for health insurance for the United States is most expensive.
5 Duration of US Visa insurance for E2 visa
The longer the duration of medical insurance required, the higher will be the cost.
6 Any Add-on Benefits
Additional add-on benefits to the basic travel insurance plan like adventure sports coverage, coverage for pre-existing conditions… will add to the overall cost.

How Can I Buy the Best Health Insurance for E2 Visa Holders Online?

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Finding the available medical insurance for E2 Visa plans
Complete the health insurance quote request form by providing details of the E2 Visa holder and insurance requirements.
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Compare the different US E2 Visa insurance options Compare the price and the benefits of the different travel insurance for E2 Visa holders options to identify what fits your needs best.
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Buy the best health insurance for E2 Visa that you like
Purchase the plan that fits your requirements and budget best by using a credit card and completing the online application.
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Review health insurance for E2 plan documents received by email
Review the Visa insurance policy documents for coverage details and relevant contact numbers

Have Questions?

Need help understanding your policy?

Our Customer Service team is available 24x7, putting your needs first every step of the way.

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Insurance for Travelers Coming to the US on an E2 Visa

Hi,
I will enter the US tomorrow on an E2 investors visa. I need to get health insurance. Could you get me a quote for my monthly payments? Maybe you can provide me with a plan for next year?
Thank you,
Zack
Dear Zack,

Thank you for contacting us for your insurance needs. For your trip back to the US, you can purchase the Patriot America Plus by IMG. This is a comprehensive plan that will cover you for new sickness. This is a policy suitable for US citizen residing outside the US and visiting the US.

Here is the link of the plan on our website: Patriot america plus From here you can get a price quote, read the details and brochure of the plan, and buy the plan.


Please let us know in case of any questions.

Sincerely,
www.americanvisitorinsurance.com
Customer care
(877) 340 7910

Best Travel Health Insurance in USA Information

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E2 Visa holder insurance resources
International travel insurance resources for E2 Visa Holders while in the US.

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Factors for E2 Visa holder insurance
Important factors to consider while buying E2 Visa medical insurance.

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Types of E2 Visa insurance options
Different US E2 Visa insurance, fixed benefits vs comprehensive coverage.

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E2 Visa insurance claims procedure
E2 Visa holder insurance claims process for medical care in hospital.

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What Are the Different USA Visa Health Insurance?

Health Insurance for E2 Visa Insurance Holders

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