Compare IMG Travel Health Insurance Plans - Benefits, Coverage & Prices
Review quotes and coverage benefits for your needs to get the best protection for your next trip - fast and easy.
Ideal for travelers outside the USA, starting at just $0.93 per day.
IMG Outreach International Travel Insurance is a short-term travel medical plan for U.S. citizens and residents traveling outside the United States. It is ideal for missionaries, volunteers, tourists, family visitors, and business travelers who want reliable, affordable medical protection.
Key Features:After buying the plan, Traveler can get all the Outreach International id card and all the plan document by using Outreach International login. At Outreach International Insurance, US Travelers can contact the Outreach International insurance customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!.
The policy maximum amount of coverage is the total dollar amount of benefits available under the Outreach International plan. Once the maximum is reached, no additional benefits will be paid. Available coverage options are $50,000, $100,000, $500,000, $1,000,000, $2,000,000.
The deductible is the amount the insured must pay before Outreach International insurance starts to cover expenses.
Outreach International insurance has deductible options of : $0, $100, $250, $500, $1,000, $2,500
Coinsurance is the percentage of eligible expenses that the insurance pays after the deductible is met. Outreach International insurance pays 100% up to the maximum limit
Yes. Outreach International covers the sudden and unexpected recurrence of a pre-existing condition. Coverage includes: Medical Treatment (for U.S. citizens traveling abroad):
Outreach International Insurance is a smart choice for U.S. citizens and residents traveling abroad who want affordable and flexible medical coverage. With budget-friendly premiums, multiple deductible options, and renewable coverage for up to two years, it’s ideal for missionaries, students, volunteers, and long-term international travelers.
The outreach International travel insurance cost per month starts at just $28 based on:
Older travelers have higher premiums due to increased medical risk. Choosing a higher maximum increases the premium, while a higher deductible lowers it.
Example: Below is the monthly cost of Outreach International insurance of coverage with a $250 deductible, provided by Outreach International Insurance.
| Age of traveler | Medical Maximum | ||||
|---|---|---|---|---|---|
| $50,000 | $100,000 | $500,000 | $1,000,000 | $2,000,000 | |
| 18–29 years | $28 | $33 | $38 | $45 | $57 |
| 30–39 years | $33 | $38 | $52 | $59 | $76 |
| 40–49 years | $59 | $62 | $71 | $80 | $104 |
| 50–59 years | $98 | $112 | $126 | $131 | $167 |
| 60–64 years | $118 | $142 | $167 | $196 | $220 |
| 65–69 years | $161 | $172 | $198 | $236 | $302 |
| 70–79 years | $236 | Not available | |||
For senior travelers aged 80–99: $469/month for $10,000 coverage with $250 deductible.
| Home Nursing Care help | Up to the maximum limit (Upon direct transfer from an acute care facility) |
| Assistant Surgeon help | 20% of the primary surgeon’s eligible fee |
| Bedside visit help | $1,500 maximum limit. Must be hospitalized in an intensive care unit. Not subject to deductible |
| Outpatient Surgical / Hospital Facility help | Up to the maximum limit |
| Laboratory help | Up to the maximum limit |
| Chemotherapy / Radiation Therapy help | Up to the maximum limit |
| Pre-Admission Testing | Up to the maximum limit |
| Reconstructive Surgery help | Up to the maximum limit (surgery is incidental to and follows surgery that was covered under the plan) |
| Anesthesia help | Up to the maximum limit |
| Chiropractic Care help | Up to the maximum limit |
| Extended Care Facility help | Up to the maximum limit (upon direct transfer from an acute care facility) |
| Emergency eye examination help | $150 maximum limit. $50 deductible per occurrence. Subject to coinsurance. (Loss or damage to prescription corrective lenses due to an accident) |
| Eligible Medical Expenses | Up to the maximum limit |
| Hospital room and board help | Average semi-private room rate, including nursing services |
| Radiology / X-ray help | Up to the maximum limit |
| Physician visits help | Physician visits or services: Up to the maximum limit |
| Physical Therapy help | Up to the maximum limit (Medical order or treatment plan required) |
| Walk-In Clinic help | $15 copay. Copay is not applicable when the $0 deductible is selected. Not subject to deductible |
| Urgent Care Clinic help | $25 copay for urgent care center. Copay is not applicable when the $0 deductible is selected. Not subject to deductible. |
| Traumatic Dental Injury help | Up to the maximum limit. Additional treatment for the same injury rendered by a dental provider will be paid at 100% |
| Surgery help | Up to the maximum limit |
| Intensive care unit help | Up to the overall maximum limit. |
| Durable medical equipment help | Up to the maximum limit |
| Dental Treatment help | Dental Treatment - Accident: $100 Limit Treatment due to an Accidental Injury and obtained at a Dental Provider’s office |
| Prescription Drugs and Medications help | Up to the plan maximum limit Obtained through Retail Pharmacy, Inpatient and Outpatient Surgery, Emergency Room and Outpatient Office Visits Dispensing maximum for Retail Pharmacy: 90 days per prescription |
| Supplemental Accident help | Maximum limit per covered accident: $300 |
| Hospital emergency room help | Outside the U.S: Up to the maximum limit Inside the U.S: Subject to a $250 deductible for each emergency room visit for treatment that does not result in direct inpatient hospital admission. Up to the maximum limit |
| Physician visits help | Up to the maximum limit |
| Sports & Activities Coverage | Up to the Maximum Limit for basic sports (non-organized, non-contact, and non-collision activities) |
| Hospital Indemnity | $100 per overnight inpatient hospitalization, maximum limit of 10 overnights. Not subject to deductible. |
| Interfacility ambulance transfer help | Company pays 100% |
| Natural disaster help | $250 per day and maximum limit of five days for accommodations. Not subject to deductible. |
| Political evacuation and repatriation help | $100,000 maximum limit. Not subject to deductible |
| Emergency medical evacuation help | $500,000 lifetime maximum (independent of the Maximum Limit) (Must be approved in advance by the company) |
| Return of Mortal Remains help | $50,000 Local Burial / Cremation at place of death Maximum Limit: $5,000 |
| Emergency local ambulance help | Up to the maximum limit. |
| Return of minor children help | Up to $50,000 |
| Political Evacuation & Repatriation | Up to $10,000 (Must be approved in advance by the company) |
| Natural disaster evacuation help | $100 per day and maximum limit of 5 days for accommodations. Not subject to deductible. |
| Emergency reunion help | $50,000 maximum limit (Must be approved in advance by the company) |
| Remote transportation help | $5,000 per certificate period / $20k maximum limit |
| Terrorism help | Up to $50,000 maximum limit. Not subject to deductible |
| Accidental death & dismemberment help | $25,000 principal sum. Not subject to deductible |
| Personal liability help | $25,000 combined maximum limit. Injury to a third person: $100 per injury deductible. Damage to a third person’s property: $100 per damage deductible. No coverage for injury to a related third party or damage to related third person’s property |
| Pet return help | $1,000 maximum limit. Not subject to deductible |
| Small Pet Common Air Carrier Accidental Death help | $500 maximum limit. Not subject to deductible (For a pet cat or dog up to 30 pounds traveling with the insured person) |
| Return travel help | $10,000 maximum limit. Not subject to deductible |
| Identity theft help | $500 maximum limit. Not subject to deductible |
| Common carrier accidental death help | $50,000 per insured adult and $250,000 maximum limit per family. Not subject to deductible. |
| Trip Interruption | Up to $5,000. Not subject to deductible. |
| Incidental Trip | 14 day maximum |
| Lost luggage help | Limit $250, $50 maximum per item |
| Acute Onset of Pre-Existing Conditions help | United States citizens: Age 64 and under without a primary health plan:
Age 69 and under:
|
| Pre-Existing condition medical evacuation | $25,000 maximum limit for emergency medical evacuation |
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
Adventure Sports Rider is available for individuals up to 65 years of age.
If you are a thrill-seeking traveler who enjoys life's more adventurous activities, you may want to consider adding supplemental coverage to your plan. The Adventure Sports Rider provides coverage for injuries sustained during certain extreme sports that would otherwise be excluded from your insurance policy.
This plan covers any illness or injury sustained while participating in adventure activities. The covered adventure sports include: abseiling, BMX, bobsledding, bungee jumping, canyoning, caving, hot air ballooning, jungle zip lining, parachuting, paragliding, parascending, rappelling, skydiving, spelunking, and windsurfing.
| Age | Maximum limit |
|---|---|
| 0-49 years | $50,000 certificate period |
| 50-59 years | $30,000 certificate period |
| 60-64 years | $15,000 certificate period |
Provides coverage for approved medical evacuations for sudden and unexpected medical conditions that are non life-threatening, and where hospitalization is medically necessary.
This rider specifically offers benefits for accidents and emergencies experienced while playing amateur sports, which would otherwise not be covered. This rider also provides emergency medical evacuation, emergency reunion, and return of mortal remains benefits that are not subject to the plan's pre-existing conditions exclusion.
Device Protection ensures peace of mind by covering your cell phone against unexpected mishaps while traveling.
Whether you're staying connected with loved ones, using maps, or capturing memories, your phone is essential — and this coverage helps you stay digitally connected even if something goes wrong.
Mobile Device Protection - More Details picture_as_pdf
Bolt Device Protection - More Details picture_as_pdf
Inpatient or Outpatient Services:
| Benefit | Limits |
|---|---|
| Teladoc Consultation |
|
When outside the U.S., you can also enjoy access to quality healthcare worldwide with our IMG's proprietary International Provider Access (IPA network) that includes more than 45,000 accomplished physicians and facilities allows you to access quality care worldwide. The IPA search tool will identify providers with direct billing.
local_hospital Find PPO Network Providers »To file a claim with Outreach International Insurance, follow these steps:
Download Form
Get claim form online
Call Support
1-800-628-4664
Submit Documents
Mail to International Medical Group, PO Box 240429, Apple Valley, MN 55124, USA.
Email Help
customercare@imglobal.com
Covers emergency medical treatment, hospitalization, surgery, prescription drugs, emergency evacuation, repatriation, and optional adventure sports coverage.
From 5 days to 12 months initially, renewable up to 24 months.
Currently, telehealth services are not included in Outreach International Insurance
Customers can buy Visitors Protect insurance on Outreach International Insurance by completing the online application. You can get coverage for primary, spouse and your children(dependents) on one application. After completing the online application you can to pay using your Credit Card and once the transaction is completed successfully, you will receive a confirmation email from IMG with the identification card, declaration of insurance and Certificate of insurance outlining the details of the plan.
Yes, you can include family members or dependents. Separate applications may be required for adult dependents over 18 years old.
Outreach International plans are designed to provide essential medical coverage for travelers at competitive rates. By focusing on flexible benefits, customizable coverage limits, and cost-efficient administration, these plans help international travelers get reliable protection without paying for unnecessary extras. This makes Outreach International an excellent choice for budget-conscious tourists, students, and business travelers who want peace of mind while traveling abroad.
Outreach International insurance is not available for residents of Belarus, Russia, Iran, and Ukraine, and is also not available for travelers visiting these countries.
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Review quotes and coverage benefits for your needs to get the best protection for your next trip - fast and easy.