Travel insurance for Germany is not mandatory but is highly recommended, especially for travelers from the USA. It is essential to have travel medical insurance to cover medical emergencies, trip cancellations, lost or delayed luggage, and other unforeseen events during your trip to Germany.
Patriot International Lite: Best travel insurance for Germany with coverage for US and Non US citizens. Coverage for acute onset of pre-existing conditions up to maximum limit up to 70 years.
View more plans »Travel Insurance is mandatory while applying for the Germany Schengen visa which allows you to travel to Germany and the 29 countries in Europe. The Finns consulate has guidelines for the insurance which satisfy Germany visa requirements.
Tourist insurance coverage for emergency cases, hospital stays, evacuation is the minimum requirement that will put your mind at ease when you are in Germany. We have the best travel insurance for Germany which satisfies Germany visa requirements.
Germany has always been a popular destination for American vacationers, expatriates and students. As the largest country in western Europe, with a population of 80 million residents, its cultural centers like Berlin, Munich, Stuttgart, Frankfurt and Hamburg attract millions of tourists annually making Germany the seventh most visited nation globally.
As the most powerful economy in Europe, the German labor force is renowned for its strong work ethic and technological innovation especially in the automotive and manufacturing sectors. This attracts many US businesses and workers who collaborate with Germany industry.
One should remember that while most advanced countries offer the world’s best healthcare systems, it is also expensive. Visiting a hospital without insurance is scary. It is vital that Americans have good travel medical insurance while traveling to Germany. A travel medical insurance plan will provide coverage for medical expenses incurred in case of any injury or illness.
At American Visitors Insurance one can compare several plans for prices and benefits from the comparison tool and also can get instant policy documents by Email. Their 24/7 customer support assistance by one of the licensed service agents will provide answers to all questions by the customers. Buying travel medical insurance for international travel is easy at American Visitor Insurance. Feel free to give us a call or email us and one of our customer support licensed agents will be able to help you.
Oktoberfest is the most famous beer festival in the world. It is held annually in Munich, Germany, typically from late September to the first weekend in October. Oktoberfest attracts millions of visitors each year, making it one of the largest festivals in the world. On average, Oktoberfest draws about 6 to 7 million visitors each year. In some years, this number can exceed 7 million. Approximately 15-20% of attendees are from outside Germany, representing countries such as the United States, the UK, and various European nations.
The festival attracts a diverse crowd, from young adults to families and seniors, creating a lively mix of cultures and backgrounds. These tourists come to enjoy the lively atmosphere, traditional Bavarian music, delicious food, and, of course, a wide variety of beers, mainly from Munich breweries. Visiting Oktoberfest is a memorable experience filled with culture, community, and, of course, great beer!
When traveling to the Oktoberfest, international travel insurance provides crucial protection for your trip. It is in fact mandatory to buy Oktoberfest travel insurance for those who need German visa. Traveling to Germany can be an exciting experience but a sudden sickness or injury occurs may requires emergency medical treatment which will be and Insurance helps cover these unexpected expenses. Many US travelers book their trip well in advance. Should they need to cancel or change their travel plans due to illness, family emergencies, or other unforeseen circumstances, Oktoberfest travel insurance with trip cancellation coverage can reimburse them for non-refundable expenses like flights and hotel bookings.
Other benefits of travel insurance for Oktoberfest include coverage for costs of replacing loss of items or personal belongings. Travel insurance for Germany Oktoberfest can cover evacuation to a medical facility or back to their home country. Knowing that travelers are protected against unexpected events with the best US travel insurance available on American Visitor Insurance, they can fully enjoy the festivities without worry.
Travel insurance is crucial for those traveling from the USA to Germany for several important reasons:
Due to this, citizens from the USA going to Germany must also get extensive travel insurance, which can reduce the risks and enable an even more safely hassle-free trip.
Plan Name | Maximum coverage | Deductible | Cost # |
---|---|---|---|
Atlas International Insurance WorldTrips | $50K | $250 | $53 |
Patriot International Lite Insurance IMG | $50K | $250 | $54 |
Safe Travels Outbound Insurance Trawick International | $50K | $250 | $75 |
Intermedical Insurance Travel Insure | $50K | $250 | $71 |
VisitorSecure Insurance WorldTrips | $50K | $100 | $33 |
Voyager Essential Insurance GeoBlue | $50K | $0 | $72 |
# Approximate cost of travel insurance is for a 40-year-old traveler for 1 month.
Trip insurance cost is based on several factors such as the age, trip length and trip cost. There are cheap trip insurance plans starting at $25 per month.
Plan Name | Trip cancellation | Cost # |
---|---|---|
Safe Travels Flex Trawick International | 100% of Trip Cost (Up to a Max. of $45K) | $25 |
Safe Travels Protect Trawick International | 100% of Trip Cost (Up to a Max. of $14k) | $32 |
iTravelInsured Travel Lite IMG | 100% of Trip Cost | $42 |
Trip Protection Economy Seven Corners | 100% of Trip Cost (Up to a Max. of $20k) | $43 |
iTravelInsured Choice IMG | 100% of Trip Cost | $50 |
SafeTravels Armor Trawick International | 100% of Trip Cost (Up to a Max. of $15k) | $55 |
Trip Protector Preferred HTH worldwide | 100% of Trip Cost (Up to a Max. of $50k) | $70 |
iTravelInsured Travel LX IMG | 100% of Trip Cost | $106 |
# Approximate cost of Trip insurance plans is for a 40-year-old traveler, 15 days trip length and $1K trip cost, based on sample quotes obtained from americanvisitorinsurance.com
Starting in 2025, US travelers to Germany should apply for an ETIAS (European Travel Information and Authorization System). ETIAS is an electronic travel authorization system similar to the US ESTA (Electronic System for Travel Authorization). However, ETIAS is not a visa, but a pre-travel clearance for short stays up to 90 days in Germany. Along with ETIAS it is important for travelers from USA to buy travel insurance for Germany, since Medicare and most US health insurance plans do not provide coverage in Germany.
US Green Card holders will need an Germany visa to travel there if the country of their passport requires a visa for travel to the Schengen countries. Travel insurance for Germany visa for Green Card Holders is required while applying for an Germany visa. Green card holders travel insurance requirements for Germany include medical expenses of at least €30,000. US Green Card Holders can buy travel insurance to satisfy Germany visa requirements for their visa application on American Visitor Insurance.
Berlin's most famous historic landmark is the Brandenburg Gate, once a symbol of a divided nation and now a symbol of unity and peace.
The city's zoo, was established in 1907 to house a collection of exotic animals owned by a local fishmonger, Carl Hagenbeck.
Also known as the King's Lake.This lovely Bavarian lake is one of the great beauty spots of the region known as Berchtesgadener Land.
The Palace with huge park and many works of art like exquisite Chinese House, an extremely elaborate garden pavilion, and a wonderful Roman Baths complex.
Travelling in groups? Get the best Group travel insurance quotes!
Click here to read more »Germany is one of the safer countries to travel in anywhere in the world. Its crime rates have been dropping in recent years. However, foreigners need to be watchful while they are outside their familiar surroundings. The should be on the lookout for petty criminals and pickpockets, particularly near popular tourist zones like shopping centers, bus terminals, train stations, museums and hotels.
Be careful so as to protect all personal belongings, and ensure that all valuables are kept in a safe location. It is safe to keep a copy of your passport at all times in case of an emergency. During the summer months, there is intense heat and dehydration is common. Make sure that you stay hydrated by drinking lots of fluids at regular intervals.
It is prudent to know the location of the US embassy and police contact information in case of any emergency. There is an U.S. Embassy in Berlin for any emergency.
FAQs about travel insurance for Germany travelers.
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Click here to read more »If you need a visa for traveling to Germany (Schengen visa), then - Yes, Germany travel insurance is necessary for applying for the Schengen visa. The Germany visa travel insurance requirement is a minimum coverage of 30,000 Euros.
If you a citizen of a country which does not need a visa for traveling to Germany, then buying travel insurance for Germany is not mandatory for visits of less than 90 days. However given the cost of healthcare in Germany, and that domestic health insurance offers little health insurance outside your home country, it is strongly recommended to buy travel insurance for Germany.
Travelers to Germany who need the Schengen visa can buy Germany visa travel insurance on our website. Our Schengen visa travel insurance quote facility displays the travel insurance that satisfy Germany visa consulate requirements. Once you complete buying the Germany visa travel insurance online, you can download the required Germany visa letter which you can submit while applying for the Schengen visa
The cost for the Germany visa travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of Germany travel insurance required, the greater will be the cost. Our Germany visa insurance application quote facility lists the travel insurance that satisfy Germany visa consulate requirements.
Anyone traveling to Germany from any of the list of 'Schengen visa required countries' needs the Schengen visa (Germany is included in the Schengen visa). For travelers from any of the 'Schengen visa exempted countries', who want to stay in Germany for more than 90 days also need to get the Long stay in Europe visa
One should apply for the Schengen visa in the consulate of the Schengen state that you are traveling to. The traveller should complete the required Schengen visa application, along with other required documents, such as the travel itinerary, proof of adequate financial means and Schengen visa insurance letter. Please refer to the Schengen state consulate that you are visiting for the complete information regarding applying for the Schengen visa.
This depends on the travelers and their specific situation. The Trump administration has recently made a decision that affects some German travelers especially if they are trying to immigrate to the US and requires them to have health insurance while in the US. At this time, there are no specific requirements on the travel insurance, so travelers from Germany can buy any of the plans we offer for whatever length of time is required. Travelers from Germany should anyway consider getting adequate coverage given the high costs of US medical care.
To help travelers from Germany find the best visitor insurance in USA, we work with all the reputed insurers and give our customers a wide range of options. German visitors can compare the different visitors insurance plans using the compare German visitors medical insurance tool. Here visitors can review the different options based on their price along with the different coverage benefits. Since the best visitor insurance for Germans varies depending on the needs of different travelers, the compare visitor health insurance tool helps visitors from Germany find the best US visitor insurance plan for their specific needs.
Confused whether to buy trip, travel or global health insurance? Understand the differences!
Click here to read more »Herzlich willkommen ! Over 2 million German tourists visit the US annually. The Germans are the second largest nationality of Europeans after the British and the seventh worldwide as visitors to the US. The average period of stay for German visitors to the US was 11 nights in 2017.
The main purpose of Germans visiting the US is; vacation (59 percent), visiting friends and family (18 percent), work (13 percent), convention, trade shows, conferences (6 percent), and education-related travel (three percent).
The top activities while in the United States include shopping (86 percent), sightseeing (81 percent), visiting smaller towns and countryside (45 percent) and seeing historical sites (40 percent).
German tourists are mostly attracted to New York state and to New York City. They also like the wide open spaces in the Pacific North West, California, Florida and the mid-western region of the United States which between them is home to many national parks. Tourists from Germany also visit the cities of New York, Boston, Los Angeles, San Francisco, Philadelphia and Washington D.C. in large numbers.
The most visited US states are New York, Florida, and California. There are over 350 weekly non-stop transatlantic flights from Germany to the US as of the winter of 2018/2019. Six airlines (American Airlines, Condor, Delta Air Lines, Eurowings, Lufthansa and United Airlines) offer non-stop flights from five German airports to 23 U.S. airports.
The number of German students in the US fell by 47%, from 10,193 students in 2014/15 to 5,364 in 2020/21, and there was a 59.4% increase in 2021/22 from 5,364 to 8,550. There are about 8,550 students from Germany currently studying in the United States. Most of the students from Germany are in Undergraduate programs while about 25% are Graduate student and another 10% in the Optional Practical Training (OPT) status.
Given the expensive healthcare system in the US it is important for students from Germany to buy adequate student medical insurance in the United States. While most Universities offer student medical insurance, the college student insurance is expensive, and students would prefer outside student insurance if the university allows it.
The international student insurance plans that we provide are more affordable than college student insurance plans while having similar benefits. Our OPT student insurance plans are also very popular with German students on the Optional Practical Training (OPT) status.
Get Quote arrow_circle_rightThere is a very strong historic relationship of immigration from Germany and the United States of America, and this has been further strengthened with large amount of trade and commerce between the two countries. Millions of Germans have migrated to the US in different stages of the US history. From the 1770s migration began to the United States from Germany and the rest of Europe largely for better living conditions.
The Germans have contributed hugely to the building of modern day American nation. However irrespective of how far the Germans have spread in the US and however diverse their way of life has been, the remain strongly connected to their cultural heritage. While in the US the German-Americans have their newspapers, stores and churches which keeps them rooted to the German culture.
In an attempt to keep the connections back in their ancestral country, many Germans travel back and forth between Germany and the US to meet family and friends. There is an attempt to imbibe German culture to the next generation while also visit family whom they have left behind while migrating to the US. Travelling overseas to Germany requires detailed planning and it often exposes one to risks.
Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.
Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.
Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.
Review the international travel health insurance policy for coverage details and relevant contact numbers
The cost of medical insurance for travelers is directly proportional to the age of the traveler. The older the traveler and greater will be the cost of the visitors health insurance.
Comprehensive insurance provides exhaustive coverage but is more expensive than fixed benefit insurance which has a specified limit for each treatment.
The price of visitors insurance is directly dependent on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.
Travel insurance depends on the coverage region. The cost for visitor insurance for the United States is most expensive when compared to Europe or Asia.
The cost of trip insurance directly depends on the length of travel. The longer the duration of visitor medical insurance required, the higher will be the cost.
Additional add-on benefits to the basic insurance for tourist plan like adventure sports coverage, coverage for pre-existing conditions… will add to the overall cost.
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