Is Germany a good cruise destination?
Germany is a spectacular destination for cruising, offering a mix of breathtaking scenery, fascinating history, and vibrant culture. A cruise through Germany often includes journeys along iconic rivers such as the Rhine, Danube, Elbe, and Moselle. These waterways provide stunning vistas of vineyards, enchanting castles, and picturesque medieval towns that seem straight out of a storybook. Major stops like Berlin, Hamburg, and Cologne allow travelers to dive into Germany's rich history, explore world-class museums, marvel at landmarks like the Berlin Wall and Cologne Cathedral, and soak in the maritime charm of Hamburg.
Cruise itineraries often include smaller towns like Rüdesheim, Bamberg, and Passau, each brimming with character—offering cobblestone streets, half-timbered houses, and a glimpse into traditional German life. As your ship passes through Germany's celebrated wine regions along the Rhine and Moselle, you'll have the chance to savor exquisite Rieslings and indulge in hearty local cuisine, turning every meal into a memorable experience.
Winter cruises, especially Christmas market-themed journeys, bring an extra layer of magic with their festive atmosphere, mulled wine, and handcrafted treasures. With seamless port accessibility and scenic routes, cruising through Germany promises an unforgettable blend of history, culture, and natural beauty.
What are the top cruise destinations in Germany?
Hamburg
Hamburg, Germany's largest port city, is a vibrant gateway for ocean cruises and a key maritime hub. Nestled along the Elbe River, it boasts a rich seafaring legacy and a dynamic cultural landscape. Cruise travelers can explore iconic attractions like the architectural marvel of the Elbphilharmonie concert hall, the historic Speicherstadt warehouse district, and the captivating Miniatur Wunderland. Between excursions, you can wander through the lively St. Pauli district or unwind by the serene Alster Lakes. Hamburg serves as a starting point for thrilling cruise journeys, offering itineraries that span Scandinavia, the Baltics, and even transatlantic adventures, making it an ideal launchpad for discovering northern Europe.
Cologne
Cologne, located on the majestic Rhine River, is a quintessential stop on Rhine River cruises. The city is dominated by the towering Cologne Cathedral (Kölner Dom), a UNESCO World Heritage Site and one of Europe’s most iconic Gothic landmarks. Beyond the cathedral, visitors can explore the Old Town (Altstadt) with its charming squares, bustling breweries, and the Chocolate Museum. Cologne is also known for its lively festivals and vibrant arts scene. Cruises here often continue along the Rhine toward Amsterdam, Basel, and other charming riverside towns.
Berlin (via Warnemünde)
Berlin, Germany’s vibrant capital, is accessible via Elbe River cruises and offers an eclectic mix of modern culture and rich history. Iconic landmarks such as the Brandenburg Gate, the poignant Berlin Wall Memorial, and the grand Museum Island make it a captivating destination. The city’s diverse neighborhoods, like Kreuzberg and Prenzlauer Berg, offer trendy cafes, art galleries, and nightlife. Elbe River cruises to Berlin often connect with Prague, offering a journey through history and stunning landscapes.
Passau
Passau, known as the "City of Three Rivers," is where the Danube, Inn, and Ilz Rivers converge. This charming Bavarian town is a highlight of Danube River cruises, featuring stunning baroque architecture and a captivating riverfront. The magnificent St. Stephen’s Cathedral, home to one of the world’s largest pipe organs, is a must-see. Visitors can also explore the historic Veste Oberhaus fortress for panoramic views. Passau’s cobblestone streets and colorful buildings make it an enchanting destination for river cruisers heading toward Austria and Hungary.
What are the Top cruise destinations from Germany?
Norwegian Fjords (Norway)
Embark on an unforgettable cruise through the stunning Norwegian Fjords, where nature's grandeur takes center stage. Sail into Geirangerfjord, a UNESCO World Heritage Site, famed for its dramatic waterfalls cascading down steep cliffs and offering awe-inspiring views from every angle. Continue to Bergen, often referred to as the "Gateway to the Fjords," where you'll be charmed by its colorful wooden houses, bustling harbor, and rich cultural history. Your cruise may also include a stop in Tromsø, a magical destination perfect for witnessing the ethereal Northern Lights or basking in the surreal glow of the Midnight Sun. A journey through Norway's fjords is a remarkable experience filled with unparalleled natural beauty and unforgettable adventures.
Baltic Sea & Northern Europe
Cruising the Baltic Sea and Northern Europe offers an incredible mix of culture, history, and scenic beauty. The journey often includes Copenhagen, Denmark, where visitors can enjoy a blend of historic allure and modern Scandinavian sophistication. Stockholm, Sweden, famously known as the "Venice of the North," delights with its archipelago setting and captivating cityscape. Tallinn, Estonia, enchants with its well-preserved medieval charm, complete with cobblestone streets and striking architecture. Helsinki, Finland, offers a unique blend of contemporary design and natural beauty along its vibrant seaside. In Riga, Latvia, cruise travelers can admire stunning Art Nouveau architecture while exploring its rich historical legacy. Some itineraries also include St. Petersburg, Russia, renowned for its magnificent palaces and world-class cultural treasures. This cruise showcases the diverse and unforgettable allure of Northern Europe's finest destinations.
British Isles & Ireland
Explore the British Isles and Ireland, where each destination offers a unique charm. Edinburgh, Scotland, invites visitors to marvel at its iconic Edinburgh Castle, wander historic streets, and take in picturesque landscapes. Dublin, Ireland, is a lively city celebrated for its rich literary heritage, the famed Guinness brewery, and its vibrant atmosphere. For a more secluded experience, the Orkney and Shetland Islands captivate with their fascinating Viking history and breathtaking coastal views, providing a glimpse into the region's remote and rugged beauty.
Western Europe & Atlantic Coast
Amsterdam, Netherlands, is renowned for its picturesque canals, world-class museums, and lively nightlife, making it a vibrant cruise destination. Bruges, Belgium, offers a fairytale-like experience with its charming medieval streets, historic architecture, and rich cultural heritage. Le Havre serves as a cruise gateway to the romantic city of Paris, where travelers can explore iconic landmarks like the Eiffel Tower and the Louvre. Meanwhile, Lisbon, Portugal, captivates visitors with its sun-drenched landscapes, historic trams, breathtaking views, and a unique blend of traditional and modern culture.
Do I need travel insurance for a cruise to Germany?
While travel insurance is not mandatory for a cruise to Germany, it is highly recommended for financial and medical protection. Cruise insurance covers trip cancellations, delays, missed connections, baggage loss, and medical emergencies—including costly onboard treatments and emergency evacuations.
Given Germany’s hurricane season and the potential for unexpected disruptions, having insurance ensures peace of mind. Given the relatively low cost of cruise insurance compared to the coverage benefits provided, Cruise health insurance provides peace of mind and can make all the difference in making in one’s cruise vacation memorable.
What does trip cancellation insurance cover for cruise travel?
Trip cancellation insurance not only offers coverage for trip investment expenses, but also covers medical expenses while on a cruise trip. In case a traveler missed a cruise because a flight was delayed, or had to cancel a cruise vacation because he/she fell sick or for any other reason, the Trip Cancellation insurance will cover non-refundable trip investment expenses. It will also cover medical expenses while the traveler is on the cruise, such as falling sick and needing medical assistance.
Some cruises have medical treatment facilities to treat minor injuries, however if the injury or sickness is severe the traveler may be asked to get off the ship at the nearest port to get immediate medical care. If adequate healthcare treatment is not available at the place you got off the cruise, then you may have to get transported or evacuated to the nearest hospital, the trip protection insurance would cover these expenses.
Why do I need best cruise travel medical and trip protection insurance?
When families travel overseas, it is important to buy proper travel medical insurance. Since the family is traveling outside familiar territory which can involve long air and road travel, acclimatising to different weather patterns and eating unfamiliar food there is an element of risk involved and vulnerability to falling sick or even having an accident.
Furthermore, injuries or illnesses may happen before your trip and cause the whole trip to be cancelled. In that case, some cruise travel insurance insure the value of your trip allowing you to get your money back and rebook the trip another time. Trip insurance can be purchased for the whole travel group, so if Grandma breaks her leg and everyone decides to cancel, you can do so; even unrelated people can go on one policy for school reunions or company gatherings.
How much does Germany cruise travel insurance cost?
How much does cheap cruise insurance cost?
The Cheapest cruise insurance cost ranges from $39 to $1,278 for a 15 days trip. This cruise insurance cost may varies based on travlers age, cruise destination, cruise duration.
For example here we are showing cost for 55 year old traveler with 15 days duration of trip.
| Plan name | Trip cost $1,000 | Trip cost $5,000 | Trip cost $10,000 | Trip cost $20,000 |
|---|---|---|---|---|
| Safe Travels Protect | $39 | $161 | $349 | Not Available |
| Safe Travels Explorer | $45 | $186 | $455 | $879 |
| Itravelinsured Lite | $53 | $267 | $569 | $1,178 |
| iTravelInsured choice | $57 | $175 | $382 | Not Available |
| Cruise Travel Insurance | $88 | $275 | $520 | $1,028 |
Source: American Visitor Insurance®
How much does Luxury cruise insurance cost?
The Luxury cruise insurance cost ranges from $1,097 to $24,167 for a 15 days trip. This cruise insurance cost may varies based on travlers age, cruise destination, cruise duration.
For example here we are showing cost for 55 year old traveler with 15 days duration of trip
| Plan name | Trip cost $30,000 | Trip cost $50,000 | Trip cost $100,000 | Trip cost $150,000 |
|---|---|---|---|---|
| Itarvelinsured SE | $1,097 | $3,177 | $6,352 | $9,527 |
| Safe Travels Armor | $1,445 | $2,430 | $4,940 | Not Available |
| Safe Travels Voyager | $1,728 | $2,821 | $5,553 | Not Available |
| Travel insurance Select Elite | $3,213 | $5,355 | $10,710 | $16,065 |
| ITravelinsured LX | $4,835 | $8,057 | $16,112 | $24,167 |
Source: American Visitor Insurance®
How does cruise travel insurance compare to other insurances?
Cruise medical insurance and cruise travel insurance are related but serve different purposes. Here's a comparison to clarify the differences:
| Plan Type | Cruise Travel Insurance | Travel medical insurance |
|---|---|---|
| Purpose | Covers cruise trips like trip cancellation, medical emergencies on cruise, evacuation, baggage, delays. | Medical coverage for visitors to the USA or abroad for illness/injury. |
| Medical Coverage | Includes evacuation coverage as in cruise medical insurance. Typically $50,000 to $1,000,000+; covers onboard treatment, emergency evacuation. | Medical expenses during the cruise (e.g., doctor visits, hospital stays, medications). $25,000 up to $2,000,000 depending on plan. |
| Trip Cancellation/Interruption | Expenses due to canceling or cutting short a cruise due to illness, injury, or other covered reasons (e.g., family emergency), this coverage helps recover prepaid costs. Up to 150% trip cost; includes Cancel For Any Reason (CFAR) options (time-sensitive). | Usually not included or limited; focus is on medical coverage. |
| Trip Delay / Missed Connection | Covered; e.g., $500 missed connection, travel delay benefits | Rarely covered; focus on medical |
| Baggage Loss/Delay | Reimburses for lost, stolen, or delayed luggage. Covered up to $2,500 with item limits. | Not typically covered |
| Pre-Existing Condition Coverage | Some plans offer acute onset coverage; CFAR add-ons available | Some plans cover acute onset pre-existing conditions (e.g., Diplomat America) |
| Coverage Area | Worldwide, focused on cruise itinerary | USA and international travel depending on plan |
| Deductible Options | Varies by plan, often $0 to $250 | $0 to $500 deductible options available |
| Typical Cost Range | From a few hundred to several thousand dollars depending on trip cost, age, coverage. | Monthly premiums from $20 (basic) to $300+ (high coverage) |
| Additional Benefits | Emergency evacuation, repatriation, travel assistance, CFAR waiver, itinerary change | Telehealth, COVID-19 coverage, acute pre-existing condition, repatriation. |
| Ideal For | Travelers who want more than just medical coverage, especially those who are concerned about loss due to trip cancellations, delays, or other unexpected disruptions. | Primarily for health-related coverage, especially those who have health conditions or are concerned about limited healthcare access during the cruise. |
Which Cruise insurance to Choose?
- If you're primarily concerned about health risks, cruise medical insurance may suffice.
- If you want protection for your entire trip (e.g., medical, trip disruptions, luggage issues), cruise travel insurance is more comprehensive.
Both types of cruise insurance can often be bundled, so it's worth comparing plans to get the best mix of coverage based on your needs.
What factors should I consider while buying cruise insurance?
There are several factors to consider when choosing an insurance to cover your cruise. Firstly, you may be offered insurance by the cruise line. BEFORE you accept it, consider if you would rather insure the whole trip (including air travel to and from the ports or your travel by vehicle to the port of disembarkation) AND whether you would like to also have health insurance while you are on your cruise and for all the stops along the way.
If you think you might want a more complete plan, consider checking options on American Visitor Insurance to compare prices and opt out of the cruise company option. If you’ve decided on a more inclusive plan, then the main thing that limits your choices will be how much you want to insure the trip for (it should include all non-refundable portions of your trip cost) and how much medical expense coverage you think you will need. Remember that if something happens while at sea, you may need emergency medical evacuation from the ship which is covered by all our trip cancellation policies and may NOT be included in the policy offered by the cruise line.
For example, the iTravelInsure insurance from IMG can cover trips from $10,000 or less per person up to $150,000 per person and offer medical coverage from $100,000 maximum to $500,000 maximums. If you have questions or concerns about plans we offer, please feel free to give us a call and chat with us today!
What if I need to be airlifted off of the cruise?
The plans offer a benefit called emergency medical evacuation. This benefit can move you from your cruise ship to the closest hospital that can attend you. It can also move you between hospitals if your current hospital cannot accommodate your needs. Also, it can move you to a hospital close to your home if a physician deems it necessary.
Which is the best Germany cruise insurance with medical evacuation?
Traveling to Germany is an extraordinary adventure and a thrilling experience, but it requires thorough preparation due to its extreme environment and isolation. Natural disasters or severe weather conditions can lead to serious illnesses or injuries which may require treatment beyond the capabilities of local facilities. Evacuation from Germany involves specialized procedures which can be extremely expensive.
Evacuations often involve multiple stages, including transport to a research station and then airlift to a hospital with better medical facilities. Sometimes helicopters are used for short-distance evacuations to nearby research stations or ships or fixed-wing aircraft is used for long-distance evacuations, often requiring specially equipped planes for ice landings and take-offs.
Following are some of the best Germany Cruise medical evacuation insurance:
- iTravelInsured Travel Choice Insurance: iTravelInsured Travel Choice provides coverage for medical evacuation up to $500,000, with the option to increase coverage to $1,000,000. This plan offers trip cost up to $10,000. The iTravelInsured Travel Choice cost for a 50-year-old traveller is $382, based on a trip cost of $10,000 and a trip duration of 15 days.
- Seven Corners Cruise Insurance: Emergency medical evacuation covered up to $500,000. This plan is ideal for cruises and offers trip cost up to $30,000. The cost of Cruise travel insurance for a 50-year-old traveler is $520 based on a trip cost of $10,000 and a trip duration of 15 days.
- Safe Travels Journey Insurance: Safe Travels Journey provides coverage for medical evacuation and repatriation of remains up to $500,000. This plan offers trip cost up to $50,000. The Safe Travels Journey cost for a 50-year-old traveler is $532, based on a trip cost of $10,000 and a trip duration of 15 days.
- Safe Travels Voyager Insurance: Emergency medical evacuation covered up to $1,000,000. This plan is ideal for first class cruises and offers trip cost up to $100,000. The Safe Travels Voyager cost for a 50-year-old traveler is $620, based on a trip cost of $10,000 and a trip duration of 15 days.
- Trip Protection Choice Insurance: Trip Protection Choice Insurance offers coverage for Emergency medical evacuation up to $1,000,000. This plan is ideal for first class cruises and offers trip cost up to $100,000. The Trip Protection Choice cost for a 50-year-old traveler is $707, based on a trip cost of $10,000 and a trip duration of 15 days.
- ITravelinusred Travel LX Insurance: iTravelInsured Travel LX provides coverage for medical evacuation up to $1,000,000. Ideal for elite luxury cruises and offers trip cost up to $150,000. The iTravelInsured Travel LX cost for a 50-year-old traveller is $1,101, based on a trip cost of $10,000 and a trip duration of 15 days.
What does cruise travel insurance cover?
1. Accidental and Medical expenses
One might believe that the regular health insurance covers your health while on a cruise and might question the need for cruise medical insurance. However one might be rudely shocked as many US health insurance plans do not cover you outside the US borders (including Medicare). The travel insurance for cruise trip pays for the medical treatment for any sickness or accident that one can encounter during the trip. The cruise health insurance coverage varies on the cruise insurance chosen, but can provide coverage up to $500k.
2. Trip cancellation and inability to go on the cruise
Given the uncertainties involved in planning vacations very early, it is likely that one cannot go on a cruise as planned. The best cruise insurance coverage pay a complete refund for valid reasons like the accidental death or injury of the traveler or a non-traveling family member. The Cancel for any reason travel insurance benefit in a cruise cancellation insurance gives further flexibility and provides 75% refund of the non-refundable expenses for not taking the cruise for any reason.
3. Trip interruption
The trip interruption benefit of a travel insurance for cruise trip can pay up to 150% of the trip cost in the event that the traveler has to cut short his/her cruise vacation and return home in an emergency. This benefit takes in to consideration the high costs that one can incur for flight tickets should they need to buy tickets in an emergency. This benefit provides peace of mind to the vacationer during the cruise holiday.
4. Medical Evacuation
The best travel insurance for cruise trip also provides coverage for medical evacuation up to $1M if the vacationer has to be evacated to get access to proper medical treatment in the event of a medical emergency. Some cruise insurance plans also offer up to $50K for non medical evacuation.
5. Missed connection
The missed connection benefit provides up to $500 additional transportation costs to join the cruise or tour for any delay of the stipulated time of travel.
6. Repatriation of remains
The repatriation of remains benefit pays for the repatriation expenses in the event of death of the traveler for any reason. The best cruise insurance offers up to $1M as part of this benefit. There is also another repatriation benefit in the event of an accident during the vacation. These benefits are for the death, loss of sight or loss of limbs due to an accident that occurs during the cruise holiday.
7. Baggage loss and baggage delay
This baggage loss benefit by the best insurance for cruises offers up to $2,500 with a $250 maximum per item for baggage loss and $500 after initial delay of 12 hours. Given all these benefits, it is important that cruise vacationers buy the best cruise travel insurance given the relative low cost of cruise insurance.
The cruise insurance protection offered by cruise lines provides very little benefits given their cost, this is particularly important for Seniors cruise vacationers who are most vulnerable and likely to need the benefits offered by the best cruise travel insurance plans.
Cruise travel insurance protection timelines
Going on a cruise vacation can be an expensive and a simple delay or missing a flight can spoil the entire vacation. Given the constant changes in the weather conditions, delays with airline and airport chaos, factors like covid pandemic in famous cruise destinations, travelers should have good Cruise travel insurance to protect the money spent on the cruise.
Cruise travel insurance provides coverage well before the start of the cruise, continues with the coverage during the cruise at Sea till the Cruise journey is completed. Given below are the coverage details at different stages of the Cruise.
1. Cruise insurance protection before the commencement of the Cruise
Cruise insurance offers protection against the traveler’s monetary investment on the cruise from the time the cruise travel insurance has been purchased and the initial booking for the Cruise has been made. The cruise insurance will reimburse the trip expenses if anything goes wrong before the start of the trip. If the travelers are unable to reach their cruise or got delayed for some covered reason like illness or bad weather then the trip expenses can be reimbursed.
Cruise insurance will reimburse all of the trip expenses under the Trip Cancellation cover if the cruiser is not able to reach the cruise in time for any covered reason. Covered reasons like bad weather, illness, injury, or death can be insured. If the insurance includes Cancel for any reason, then the traveler can simply decide not to take the cruise and still get reimbursed up to 75% of the non-refundable cruise expenses.
2. Cruise insurance coverage during the journey
Many cruisers are not aware of the high healthcare cost on a cruise ship. The basic diagnosis and treatment of regular health conditions can cost thousands of dollars on board a cruise ship. In case the passenger has to be evacuated to the nearest port the cost of evacuation can be astronomical. Cruise insurance offers travelers medical insurance coverage for unanticipated illness or injury during the cruise.
Most policies offer benefits for on-board medical treatment, as well as additional coverage for an evacuation in case of an emergency. Cruisers whose primary domestic health insurance does not offer coverage outside of the US borders or to any inaccessible locations should choose comprehensive cruise insurance.
Vacationers who are concerned about the medical emergency that can arise while on the cruise should choose to buy a comprehensive cruise insurance policy that covers Emergency Medical treatment and Medical Evacuation. There are also a few Cruise travel insurance plans that offer coverage for acute onset of Pre-existing conditions.
3. Cruise insurance for bad weather conditions like a hurricane
Most of the vacationers plan for a cruise trip during the summer which ironically is the hurricane season. This makes cruising risky as it is exposed to cancellations due to bad weather conditions. Cruise travel insurance offers coverage for Hurricane & adverse weather, where cruisers can reimburse the cost of the trip in case the trip gets cancelled due to extreme weather, a storm at their destination or any delays due to weather.
How cruise travel insurance offers coverage for illness and evacuation?
The travellers on cruises are not aware of the expensive healthcare cost while on a cruise ship. The basic diagnosis and treatment of regular health conditions can cost thousands of dollars on board a cruise ship. In case the passenger has to be evacuated to the nearest port the cost of evacuation can be astronomical.
Cruise insurance offers travelers medical insurance coverage for unanticipated illness or injury during the cruise. Most policies offer benefits for on-board medical treatment, as well as additional coverage for an evacuation in case of an emergency.
Cruisers whose primary domestic health insurance does not offer coverage outside of the US borders or to any inaccessible locations should choose comprehensive cruise insurance. There are also a few Cruise travel insurance plans that offer coverage for acute onset of Pre-existing conditions.
How to buy insurance for a cruise?
At AmericanVisitorInsurance, you can find several trip insurance plans or cruise insurance plans and almost all cover 100% and more than 100% for trip cancellation and trip interruption respectively. Make sure you know what you require and look carefully that satisfies your requirements. Go through the exclusions to know what is not covered as well. Here is a step by step guide to buy the insurance:
- Visit our cruise page and scroll to see the available plans for your criteria.
- Click on the link provided for each plan and view the benefits.
- Once you decide on the plan, please click on the Buy link provided and fill the form and complete the application online.
- Make the premium payment to the plan online by paying through your credit card.
- Once the transaction is completed successfully, you will receive a confirmation email to your email address.
Make sure to save the confirmation email safely as this will have your policy details and also the Certificate number of the plan which is very useful for all the future conversations with the insurance company.
What affects the cost of Germany cruise travel insurance?
There are various factors that affect the cost of the cheap cruise travel insurance. A standard policy with Trip Cancellation coverage will cost between 5% and 10% of a traveler’s total trip cost.
- Age of the traveler: The cost of travel insurance is directly proportional to the age of the traveler. The older traveler usually pay higher premiums due to increased health risks
- Type of travel insurance: Comprehensive travel insurance policies for germany cruises which provide exhaustive coverage are more expensive than fixed benefit travel insurance.
- Medical maximum coverage and deductible options: Higher medical coverage limits lead to higher premiums, while selecting a higher deductible can lower costs.
- Destination: Best cruise travel insurance for Germany trips may cost more due to factors like hurricane risks and potential medical evacuations.
- Trip duration: Longer cruises generally result in higher insurance costs due to extended coverage needs.
- Additional Benefits: Add-ons like Cancel for Any Reason (CFAR), coverage for adventure activities in Germany cruise insurance, or higher baggage limits can increase costs.
Travelers can check with the cruise if they will provide a refund or voucher if you cancel. If yes, then travelers do not need to insure the cost of the cruise to make the travel insurance policy a little cheaper.
What to look for in cruise health insurance for Germany cruises?
Look for the following while looking for cruise insurance:
- Ensure that the plan provides good coverage for Emergency Medical Evacuation, Repatriation, Accidental Death and Dismemberment in case of any unforeseen emergencies.
- Make sure that the cruise insurance covers trip cancellation, trip interruption, loss of luggage, personal property, travel delay and baggage delay. This makes it easier to recover the trip cost or the cost of personal property or damage in case the trip gets cancelled or delayed respectively.
- Check to see what the age of the traveler is. If the traveler is a senior traveler, look if they need coverage for any existing conditions. Our senior cruise travel insurance page has plans suitable for senior travelers going on a cruise.
- Look for a plan that provides higher policy maximum limits, in case of any unexpected medical emergencies.
- Ensure that the plan provides flexible and comprehensive coverage in order to have sufficient coverage while outside the country.
- See if you can find a plan with Cancel for any reason insurance benefit, in case you are unsure of any possibility of cancelling the trip due to any kind of emergency situation back home.
Which is the cheapest cruise insurance for trips to Germany?
Finding affordable travel insurance for Germany cruises involves comparing various plans to identify one that balances cost with adequate coverage. Here are some options to consider:
ITravelinsured Choicefrom IMG
- Most popular Cruise cancellation insurance for U.S. residents covers trip costs up to $10,000.
- Medical evacuation and repatriation of remains are covered up to $500,000, with the option to enhance coverage up to $1,000,000.
- This plan provides accident and Sickness medical expense covered up to $100,000, with the option to enhance coverage up to $250,000.
- Missed cruise connection covered up to $500 .
- Optional cancel for any reason benefit covered up to $75% of non-refundable trip cost.
For more coverage details on baggage delay, trip delay, and other benefits, please refer to the brochure for the full schedule of benefits.
Safe Travels Protect from Trawick International
- Cheapest Cruise cancellation insurance from Trawick International offers trip cost up to $14,000.
- This plan provides a maximum of $25000 for emergency accident and sickness medical expense.
- Emergency Evacuation coverage is covered up to $250,000 and $350,000 for Repatriation of remains.
- Missed Cruise connection covered up to $250 for delays of 12 hours or more.
For more details on missed connection coverage, trip cancellation, and other benefits, please refer to the brochure for the full schedule of benefits.
Cruise Travel Insurance from Seven corners
- Specifically designed for cruise travelers, offers trip cost up to $30,000.
- Medical evacuation and repatriation of remains are covered up to $500,000.
- This plan provides accident and Sickness medical expense covered up to $250,000.
- Missed cruise connection covered to $250 per day up to $1,500.
- Optional cancel for any reason benefit covered up to $75% of non-refundable trip cost.
For more details on this plan, including coverage for baggage delay, trip cancellation, and Cancel for Any Reason, please refer to the brochure for a complete list of benefits.
Safe Travels Explorer from Trawick International
- Affordable Cruise insurance for domestic and international leisure or business trips, trip cost up to $30,000
- Medical evacuation and repatriation of remains are covered up to $200,000.
- This plan provides accident and Sickness medical expense covered up to $250,000.
- Missed cruise connection covered to $500.
For more details on this plan, including coverage for baggage delay, trip cancellation, and Cancel for Any Reason, please refer to the brochure for a complete list of benefits.
Can I insure a luxury cruise vacation to Germany?
Yes. There are now insurance plans available that will allow travelers to insure up to $150,000!
Safe Travels Voyager from Trawick International
- Best for cruise travelers looking for higher benefit limits, with trip cost coverage up to $100,000.
- Emergency medical evacuation and repatriation is covered for $10,00,000.
- Emergency accident and sickness medical expense is covered for $250,000.
- Missed cruise connection is covered for up to $1,000.
- Optional cancel for any reason benefit covered up to $75% of non-refundable trip cost
To learn more about iTravelInsured LX, refer to the plan brochure for the full schedule of benefits.
ITravelinsured Travel SE from IMG
- Ideal for luxury travelers taking lavish vacations to both domestic and international destinations, offers trip cost up to $150,000
- Medical evacuation and Repatriation of Remains covered up to $500,000.
- Accident and Sickness medical expense covered up to $250,000.
- Pet kennel benefit covered up to $100 per day with $300 maximum per pet.
- Missed cruise connection covered up to $500 per person.
To learn more about iTravelInsured SE, refer to the plan brochure for the full schedule of benefits.
Trip Protection Choice from Seven Corners
- Ideal for first class travellers taking expensive vacations, offers trip cost up to $100,000.
- Medical evacuation and Repatriation of Remains covered up to $1,000,000.
- Accident and Sickness medical expense covered up to $500,000.
- Missed cruise connection covered up to $250 per day up to $1,500 (3 hours)
- Optional Sports Equipment Rental covered up to $2,500 per item up to $5,000
- Optional cancel for any reason benefit covered up to $75% of non-refundable trip cost.
To learn more about iTravelInsured Choice, refer to the plan brochure for the full schedule of benefits.
ITravelinsured Travel LX from IMG
- Ideal for elite luxury travelers taking expensive vacations to both domestic and international destinations, offers trip cost up to $150,000.
- Medical evacuation and Repatriation of Remains covered up to $1,000,000.
- Accident and Sickness medical expense covered up to $500,000.
- Pet kennel benefit covered up to $100 per day with $500 maximum per pet.
- Missed cruise connection covered up to $500 per person
- Optional cancel for any reason benefit covered up to $75% of non-refundable trip cost.
- Search and rescue benefit covered up to $10,000 per person
To learn more about iTravelInsured Choice, refer to the plan brochure for the full schedule of benefits.
Best Luxury cruise travel insurance
Can I get coverage for pre-existing conditions on a Germany cruise?
Yes, several travel insurance plans, including Seven Corners Cruise Insurance, Safe Travels Voyager, iTravelInsured Travel Plans, and Trip Protection Choice, offer coverage for pre-existing medical conditions on a Germany cruise. However, coverage is subject to specific conditions. Many plans provide a waiver for pre-existing conditions if the policy is purchased within a certain time frame after booking the trip.
This waiver ensures that unexpected medical issues related to pre-existing conditions, including emergency treatment and medical evacuations, are covered. Without it, coverage may be limited, and related expenses could be excluded. Always review the policy details and eligibility criteria before purchasing.
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Do seniors with Medicare need travel insurance for international trips?
US pensioners and older travelers with Medicare need good international travel insurance given that Medicare offers little coverage outside USA. Any travel overseas involves risks especially for older travelers and the costs of medical evacuation and health care outside the US is expensive.
In this context buying Medicare Supplemental international travel insurance coverage for US senior citizen travelers is strongly recommended.
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Best Cruise insurance for Seniors
Compare and Buy Cruises Travel Insurance with cancel for any reason for senior citizens.
Click here to read more »Germany Cruises insurance - FAQ's
1. What are the best travel insurance providers for Germany cruises?
American Visitor Insurance policies work well in this situation and cover emergency medical expenses, including hospital stays and medical evacuation, which can be particularly costly without insurance. American visitor insurance offers customers some of the best travel Insurance Germany plans at guaranteed best prices.
2. Why do I need travel insurance for a Germany cruise?
Cruise insurance provides financial protection in case of potential risks or unexpected events that may arise while traveling in a cruise or whilTravel insurance is essential for a Germany cruise to cover unexpected situations such as medical emergencies, trip cancellations, lost luggage, or delays. It provides financial protection and peace of mind while traveling. Refer the American Visitor Insurance there are lot of plans which will cover the all coverages that set for your trip.
3. Are there specific insurance plans designed for cruises in Germany?
There are lot of cruise plans in American Visitor Insurance offer cruise-specific plans that include benefits like missed port coverages, onboard medical care, and reimbursement for excursions if canceled. Compare plans to find one tailored to cruises.
4. What happens if I need to cancel my cruise?
Travel insurance often reimburses prepaid expenses if you cancel due to unforeseen events like illness, family emergencies, or severe weather.
5. Is cruise insurance necessary for trips within Germany's rivers, like the Rhine or Danube?
Yes, river cruises can encounter cancellations or delays like any other type of cruise, and travel insurance provides financial protection for such scenarios.
6. Are group travel insurance options available for family or friends cruising together?
Absolutely! American visitor insurance has lot of Group policies often provide discounts and ensure that everyone in the group receives the same level of coverage.
7. Does the policy cover loss or damage to passports while in Germany?
Many policies include assistance and reimbursement for replacing lost or stolen passports during your trip.
8. Are there age restrictions or limitations for cruise travel insurance?
Some insurers may have age limits or charge higher premiums for senior travelers. However, many providers, like American visitor insurance, specialize in policies for older adults. Be sure to check for any age-related exclusions or limitations on medical coverage.
9. Can I buy travel insurance after booking the cruise?
Yes, but purchasing it sooner is recommended to take advantage of cancellation coverage. Some benefits, like coverage for pre-existing conditions, may only apply if you buy insurance shortly after booking.
Cruise travel insurance reviews
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