Travel health insurance for Germans visiting the USA

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Travel medical insurance for Germans stranded in the USA because of Coronavirus

The COVID-19 pandemic has really changed the shape of travel for the time being. I have recently gotten many calls from Germans who have told me their insurance coverage from Germany is now voided since the Germany government has now asked all Germans to stay in Germany and avoid non-essential travel. Many of our Germans friends were already out of the country and enjoying warmer climes in the US and/ or have altered their travel plans.
If you have any doubts as to your coverage, we urge to to check on your benefits with your insurance provider and know that we have alternatives should you need coverage now (even though you are already in the US) either due to cancellation or expiration of the policy.
There are currently three US insurance providers namely Trawick International, INF insurance and Global Underwriters who offer US Visitors insurance coverage for coronavirus.

Trawick International Insurance:

Trawick International offers visitor medical insurance for coronavirus (covid-19) with their Safe Travels USA Insurance.The Safe Travels USA Comprehensive plan is ideal for travelers with pre-existing medical conditions even for travelers older than 70 years . You can compare all Safe Travels USA Insurance plans compare all Safe Travels USA Insurance plans and buy it online to get coverage as early as the following day.

Global Underwriters:

Diplomat America Insurance by Global Underwriters offers coverage for covid-19 as a new sickness. It is available for Non-US citizens or residents travelling to the US. Pre-existing ailments are however excluded, which means that travelers infected before the plan effective date, will be considered as an pre-existing medica condition and will not provide coverage for that ailment.

INF travel insurance:

INF Insurance offers visitors health insurance for coronavirus in the US, Canada and Mexico. INF insurance covers covid-19 as any other illness. One of their plans (Elite) has excellent coverage of pre-existing medical conditions beyond the usual coverage for "acute onset" of pre-existing conditions which is a unique offering. You can compare their plans using this link and purchase the one you are interested in by choosing the "buy now" button for the appropriate plan: Please note that the Elite Network insurance and Premier Insurance are cheaper per month if you purchase at least 90 days the first time you buy them. You can compare all available INF US visitor insurance.

As ever, we wish you safe and happy travels. Do call us with questions or concerns you may have.

Review and find the best travel insurance with Covid 19 coverage

International travel has become more difficult thanks to the Covid 19 pandemic. Given the high costs of healthcare especially in light of Covid 19, it is important to have excellent travel insurance with coverage for Covid 19. This will mitigate the financial risks of international travel . At American Visitor Insurance, travelers can find the ideal Covid travel insurance plan by using the visitors insurance comparison tool. Travelers should provide relevant information such as the travelers age, the duration of travel and other relevant details like the medical maximum coverage, the deductible and the need for Covid travel insurance coverage. The comparison utility will display the available travel insurance plans based on the travelers requirements. Travelers can further filter the displayed plans by filtering the list of plans, and one of the filter option is specifically about coverage for Covid illness. The traveler can then review these filtered plans based on price and other coverage benefits to select the Covid travel insurance plan that they like best.

Travel insurance for German tourists in the US

German tourists in the US and need for US travel insurance

Herzlich willkommen ! Over 2 million German tourists visit the US annually. The Germans are the second largest nationality of Europeans after the British and the seventh worldwide as visitors to the US. The average period of stay for German visitors to the US was 11 nights in 2017.

The main purpose of Germans visiting the US is; vacation (59 percent), visiting friends and family (18 percent), work (13 percent), convention, trade shows, conferences (6 percent), and education-related travel (three percent). The top activities while in the United States include shopping (86 percent), sightseeing (81 percent), visiting smaller towns and countryside (45 percent) and seeing historical sites (40 percent).

usa travel insurance for germans
German tourists are mostly attracted to New York state and to New York City. They also like the wide open spaces in the Pacific North West, California, Florida and the mid-western region of the United States which between them is home to many national parks. Tourists from Germany also visit the cities of New York, Boston, Los Angeles, San Francisco, Philadelphia and Washington D.C. in large numbers. The most visited US states are New York, Florida, and California. There are over 350 weekly non-stop transatlantic flights from Germany to the US as of the winter of 2018/2019. Six airlines (American Airlines, Condor, Delta Air Lines, Eurowings, Lufthansa and United Airlines) offer non-stop flights from five German airports to 23 U.S. airports.

Traveling to Germany

Germany has always been a popular destination for American vacationers, expatriates and students. As the largest country in western Europe, with a population of 80 million residents, its cultural centers like Berlin, Munich, Stuttgart, Frankfurt and Hamburg attract millions of tourists annually making Germany the seventh most visited nation globally. As the most powerful economy in Europe, the German labor force is renowned for its strong work ethic and technological innovation especially in the automotive and manufacturing sectors. This attracts many US businesses and workers who collaborate with Germany industry.

Long term Europe Visa Insurance

US citizens who want to stay in any of the 25 Schengen countries for more than 90 days in a 180 day period need a Long Stay Visa. One of the requirements for this visa is proof of medical insurance with medical expenses coverage up to €30,000 (or the equivalent in US dollars) which is valid during the whole stay in the Schengen countries. The insurance company should provide a visa letter stating coverage amounts for medical expenses, emergency medical evacuation and repatriation while in Europe (or 'unlimited' if there is no limit of coverage).

Long term German Visa Insurance

People traveling to Germany on work visa, tourist visa, student visa for one year can avail of the Long stay German visitor visa insurance. The long term German visa insurance plans satisfy the visa insurance requirements made compulsory by the consulate. The medical insurance plans for the long stay tourist visa in Germany offer a minimum coverage of 30,000 euro with a zero deductible, emergency medical evacuation and repatriation coverage.
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Germany Travel Insurance, Travel medical insurance Germany - FAQ's

There are some USA Covid travel insurance plans available for travel to Germany that cover covid 19 as a new illness. International travelers can compare best Covid travel insurance plans and buy it online. These US covid travel insurance plans are available for visitors from Germany to the US, US citizens and US residents traveling abroad as well as non US travelers traveling outside their home country.

If you need a visa for traveling to Germany (Schengen visa), then - Yes, Germany travel insurance is necessary for applying for the Schengen visa. The Germany visa travel insurance requirement is a minimum coverage of 30,000 Euros. If you a citizen of a country which does not need a visa for traveling to Germany, then buying travel insurance for Germany is not mandatory for visits of less than 90 days. However given the cost of healthcare in Germany, and that domestic health insurance offers little health insurance outside your home country, it is strongly recommended to buy travel insurance for Germany.

Travelers to Germany who need the Schengen visa can buy Germany visa travel insurance on our website. Our Schengen visa travel insurance quote facility displays the travel insurance that satisfy Germany visa consulate requirements. Once you complete buying the Germany visa travel insurance online, you can download the required Germany visa letter which you can submit while applying for the Schengen visa.

The cost for the Germany visa travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of Germany travel insurance required, the greater will be the cost. Our Germany visa insurance application quote facility lists the travel insurance that satisfy Germany visa consulate requirements.

Anyone traveling to Germany from any of the list of 'Schengen visa required countries' needs the Schengen visa (Germany is included in the Schengen visa). For travelers from any of the 'Schengen visa exempted countries', who want to stay in Germany for more than 90 days also need to get the Long stay in Europe visa

One should apply for the Schengen visa in the consulate of the Schengen state that you are traveling to. The traveller should complete the required Schengen visa application, along with other required documents, such as the travel itinerary, proof of adequate financial means and Schengen visa insurance letter. Please refer to the Schengen state consulate that you are visiting for the complete information regarding applying for the Schengen visa.

This depends on the travelers and their specific situation. The Trump administration has recently made a decision that affects some German travelers especially if they are trying to immigrate to the US and requires them to have health insurance while in the US. At this time, there are no specific requirements on the travel insurance, so travelers from Germany can buy any of the plans we offer for whatever length of time is required. Travelers from Germany should anyway consider getting adequate coverage given the high costs of US medical care.

To help travelers from Germany find the best visitor insurance in USA, we work with all the reputed insurers and give our customers a wide range of options. German visitors can compare the different visitors insurance plans using the compare German visitors medical insurance tool. Here visitors can review the different options based on their price along with the different coverage benefits. Since the best visitor insurance for Germans varies depending on the needs of different travelers, the compare visitor health insurance tool helps visitors from Germany find the best US visitor insurance plan for their specific needs.

Popular tourist destinations in Germany

Buy travel insurance for Germany

Charlottenburg Palace and Park

The huge palace With extraordinary features, including a massive 50-meter-high central dome and Rococo décor throughout its expansive rooms, and a large garden.

Germany travel insurance

Koblenz

Koblenz, the former residence of numerous well-preserved historic attractions lies in a beautiful location at the junction of the River Mosel and the Rhine.

Buy visitor insurance Germany

Marksburg Castle

In the heart of the UNESCO World Heritage section of the Rhine Valley, the picturesque old town of Braubach, on the east bank of the river.

Travel insurance Germany

International Maritime Museum

A great place to discover more about Hamburg's rich maritime history and all things sea-related in a massive red-brick heritage building.

travel insurance for visiting Germany

Germany - General information

Germany Flag
map  Location

Western Europe

house  Capital

Berlin

language  Language

German, English

currency  Currency

Euro

population  Population

Around 82 million

calendar  Best time to visit

March to May, late October to November.

map  Vacation spots

Berlin, Munich, Frankfurt, Cologne, Heidelberg, Hanburg, Black forest, Potsdam, Koblenz, Passau.

Popular tourist destination cities in Germany

Munich

Munich

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Frankfurt

Frankfurt

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Berlin

Berlin

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Safety suggestions for travelers to Germany

Germany is one of the safer countries to travel in anywhere in the world. Its crime rates have been dropping in recent years. However, foreigners need to be watchful while they are outside their familiar surroundings. The should be on the lookout for petty criminals and pickpockets, particularly near popular tourist zones like shopping centers, bus terminals, train stations, museums and hotels. Be careful so as to protect all personal belongings, and ensure that all valuables are kept in a safe location. It is safe to keep a copy of your passport at all times in case of an emergency. During the summer months, there is intense heat and dehydration is common. Make sure that you stay hydrated by drinking lots of fluids at regular intervals.
It is prudent to know the location of the US embassy and police contact information in case of any emergency. There is an U.S. Embassy in Berlin for any emergency.

German visa information and requirements

  • Travel insurance coverage of €30,000 (the equivalent being about $50,000 USD) with coverage for accidents, sudden illness for the entire length of stay.
  • A repatriation benefit.
  • An emergency medical evacuation benefit.
  • The insurance provider must have an office in Europe.
germany

Dietary considerations in Germany

German food while largely similar can take some adjusting for US nationals. The local cuisine has a lot of meat, potatoes with heavy noodles. Travelers should be prepared for dietary changes and the impact it can have on the travellers physique. US citizens should also be watchful about alcohol and tobacco usage given that it is quite common here when compared to the US. Ensure that you stay moderate in your alcohol consumption and in smoking.

International medical insurance for students from Germany in the United States

There are about 10,000 students from Germany currently studying in the United States. Most of the students from Germany are in Undergraduate programs while about 25% are Graduate student and another 10% in the Optional Practical Training (OPT) status.

Given the expensive healthcare system in the US it is important for students from Germany to buy adequate student medical insurance in the United States. While most Universities offer student medical insurance, the college student insurance is expensive, and students would prefer outside student insurance if the university allows it. The international student insurance plans that we provide are more affordable than college student insurance plans while having similar benefits. Our OPT student insurance plans are also very popular with German students on the Optional Practical Training (OPT) status.
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New US immigrant insurance

The Trump administration has issued a proclamation requiring all new immigrants to the US to have proper health insurance in the US. This new rule will be effective from November 2019. This rule will directly impact prospective new US immigrants from Germany who are family members of US citizens and are applying for an immigrant visa. Failure to show proof of adequate US immigrant health insurance will be grounds to reject the visa according to the new rule.
The details of the new immigrant insurance requirements are still to be announced, however the US medical immigrant insurance plans that we offer on American Visitor Insurance work ideally as short term health insurance that new US immigrants from Germany till they start working and get insurance through an employer or become eligible for other domestic US insurance.

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