Travel insurance for China, China travel insurance to USA

  • Compare and buy the best visitor travel insurance

    Buy visitor travel insurance

    doctor visitors insurance
    Age
    Spouse (if required)
    Residence
    Maximum coverage
    Duration
     months   days 
    Citizenship
         

    Visitor travel insurance coverage - Highlights

    Health care expenses

    Covers hospital expenses for sickness or accidents.

    Doctor visit

    Insures Doctor visits for sudden injury or sickness.

    Pharmacy drugs

    Doctor prescribed eligible pharmacy drugs expenses.

    Pre-existing conditions

    Some plans insure acute onset of pre-existing conditions.

    Medical evacuation

    Medical evacuation expenses to nearest facility included.

    Repat of remains

    Repatriation of remains to home country included.

  • Immigrant medical insurance USA

    Compare and buy the best Immigrant insurance

    Age
    Spouse
    Maximum coverage
    Citizenship
      

    US Immigrant travel insurance coverage - Highlights

    Health care expenses

    Covers hospital expenses for sickness or accidents.

    Doctor visit

    Insures Doctor visits for sudden injury or sickness.

    Pharmacy drugs

    Doctor prescribed eligible pharmacy drugs expenses.

    Pre-existing conditions

    Some plans insure acute onset of pre-existing conditions.

    Medical evacuation

    Medical evacuation expenses to nearest facility included.

    Repat of remains

    Repatriation of remains to home country included.

  • student medical insurance usa

    Compare and buy Student insurance

    Age
    Spouse
    Maximum coverage
    Duration
    months  days 
    Citizenship
     

    International student health insurance coverage - Highlights

    Doctor visit

    Covers doctor visits in case of sudden injury or sickness.

    Sports Activities

    Some plans cover high school sports activities.

    Health care expenses

    Hospital medical expenses for sickness or accidents during coverage.

    Pre-existing conditions

    International students who need coverage for existing medical ailments.

    Maternity Coverage

    Some plans offer coverage for pregnancy, maternity and new born.

    Repat of remains

    Repatriation of remains expenses to home country in case of death.

  • Compare and buy Pre-Existing insurance

    Travel worry free with insurance
    Age & Citizenship
    Child
    Residence
    Destination
    Start date
    End date
    Level of Pre-existing conditions coverage

    Visitor travel insurance Pre-existing conditions coverage - Highlights

    Health care expenses

    Covers hospital expenses for sickness or accidents.

    Doctor visit

    Insures Doctor visits for sudden injury or sickness.

    Pharmacy drugs

    Doctor prescribed eligible pharmacy drugs expenses.

    Pre-existing conditions

    Some plans insure acute onset of pre-existing conditions.

    Medical evacuation

    Medical evacuation expenses to nearest facility included.

    Repat of remains

    Repatriation of remains to home country included.

What does visitor travel insurance cover?

Health care expenses

Covers hospital expenses for sickness or accidents.

Doctor visit

Insures Doctor visits for sudden injury or sickness.

Pharmacy drugs

Doctor prescribed eligible pharmacy drugs expenses.

Pre-existing conditions

Some plans insure acute onset of pre-existing conditions.

Medical evacuation

Medical evacuation expenses to nearest facility included.

Repat of remains

Repatriation of remains to home country included.

Travel medical insurance China, Travel insurance for China visitors

Europe
Insurance plans satisfying Schengen visa requirements. Know more
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Worldwide travel health insurance for US Expatriates. Know more
China
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Visitor insurance for travelers from China visiting US.Know more

Compare the best Covid19 travel insurance China for visitors to the USA?

It is important for international travelers visiting the USA to find the best Covid19 visitors medical insurance coverage in the midst of this pandemic. Travelers can compare visitor health insurance with Covid coverage by using our visitor insurance compare tool.

In the tool, we have a question clarifying if you need to compare visitors insurance for Covid19. Even in our display comparing best travel insurance for Covid19, we have a “filter” option where visitors can filter for Covid19 travel insurance coverage plans only. Based on your specific visitors insurance requirements we display all the available Covid travel insurance plans from top rated US insurance providers.

Covid tests for Chinese travelers and Covid travel insurance

As a result of the increase in Covid cases in China in January 2023, authorities in different countries around the world are introducing travel related restrictions on travelers from China. Traveling outside one’s home country is risky, especially in light of the Covid19 pandemic healthcare costs have increased globally. It is advisable for Chinese travelers to have adequate medical coverage to covers medical expenses. Due to expensive health care cost. Following are the best Covid travel insurance for Chinese travelers.

Travel Insurance for US tourists visiting China

China's rapid economic growth and its openness to the outside world has make China increasingly becoming popular with US and European travelers making it the third most visited nation globally. Over 2 million US citizens visit China annually.China has much to offer international tourists starting with the capital Beijing which has the Great wall, Tiananmen square and the Forbidden city.

Shanghai with its rich history and modern new landscape, Xian for its Terracotta soldiers and Guilin for its Karst topography are other popular destinations. Chengdu is known for its Panda sanctuaries, the big cities of Chongqing and Guangzhou are increasingly popular and so are cruises along the Yangtze river.Other newly popular destinations include Sanya, the southernmost tip of China located on the Hainan Island and is popularly known as "Hawaii of China". Stunning white sand beaches and shimmering blue waters are main reasons to visit this place.

International tourists visiting China should however be cautious while visiting the country. The food and weather are very different from Europe and the United States and can take a toll on one’s health. Since US domestic insurance and Medicare provides little to no coverage outside the United States, it is important for international travelers to buy best travel insurance for China. Travel insurance for US citizens visiting China will cover medical expenses.

At American Visitor Insurance, international travelers can compare popular international travel medical insurance plans and buy a plan that best suits their specific needs and budget. Compare and buy best travel medical insurance for China.

Select the type of travel health insurance for visiting China...

 Travel insurance with Quarantine Coverage

Travel insurance for Quarantine coverage

  • Travel insurance for US Citizens and US Residents traveling outside USA
  • Provides minimum coverage of $3,000 for potential or extended quarantine lodging expenses due to Covid19.
  • Provides guaranteed travel insurance for Covid19 for medical expenses of at least USD $50,000.
  • Covid-19 is covered as any other sickness
  • Safe Travels Voyager plan's trip delay benefit can be upgraded.
  • The base benefit is $3,000 (which is $250 per day). Traveler’s can choose $4000 ($300 per day) or $7000 ($500 per day).
  • Travel insurance for American citizens and US Residents traveling outside USA
  • Provides minimum coverage of $2,000 for potential or extended quarantine lodging expenses due to Covid19.
  • Provides guaranteed travel insurance for Covid19 for medical expenses of at least USD $50,000.
  • Covid-19 is covered as any other sickness.
  • Covid Quarantine Benefit: Coverage for accommodations due to a covered Trip Delay $2,000/$150 per person per day (6 hours or more) is included in the basic coverage.
  • Optional Quarantine Benefit Upgrade at additional price Trip Delay Max Upgrade - including Accommodations (6 Hours or more) $4000 ($300/day) or $7000 ($500 per day)
  • Travel insurance for Non US Citizens and Non US Residents traveling outside their home country
  • Provides minimum coverage of $2,000 for potential or extended quarantine lodging expenses due to Covid19.
  • Provides guaranteed travel insurance for Covid19 for medical expenses of at least USD $50,000.
  • Covid-19 is covered as any other sickness
  • Travel insurance for US Citizens and US Residents
  • Provides minimum coverage of $1,000 for potential or extended quarantine lodging expenses due to Covid19.
  • Covid19 medical expenses are covered and treated the same as any other sickness
  • Offers coverage of $50,000 for emergency medical expenses
  • Offers comprehensive trip cancellation coverage
  • Travel medical insurance coverage outside USA
  • Atlas insurance offers $50 per day for each day that travelers are quarantined abroad for a maximum of 10 days.
  • Coverage must be bought for a minimum of 30 days. Proof of quarantine mandated by physician needed.
  • Quarantine must be due to you testing positive for COVID-19/SARS-CoV2.
  • Travel insurance for US Citizens and US Residents traveling outside US
  • Trip cancellation up to $50,000
  • Trip interruption up to 200% of trip cost
  • $500,000 medical for sickness and injury/$1,000,000 medical transportation
  • Include $2000 in travel delay benefits for quarantine/lodging.

Covid Quarantine insurance for US citizens

Despite the removal of the Covid-19 restrictions both in the US and around the globe, it is prudent for US citizens to purchase international travel insurance which will make the whole trip worry free and provide good protection for any medical or travel related expenses in case of unexpected situations.

US travelers can either buy US Covid quarantine coverage trip insurance (includes coverage for cost of the trip), or Covid quarantine travel health insurance (insures only the health of the traveler and is cheaper than trip insurance).

 Travel medical insurance to emergency medical expenses

Best travel insurance

Compare and buy the best travel insurance plans. The best international travel insurance plans specially designed to match the needs of international travelers.

Best international travel insurance for US citizens

  • Travel medical insurance for US Citizens and US Residents traveling outside USA
  • Available up to 180 days
  • Offers emergency sickness coverage up to $500,000
  • Covid-19 covered as any other sickness
  • Coverage for travelers traveling outside their home country whose destination excludes the U.S. and its territories.
  • Deductible options from $0 to $2,500
  • Policy Maximum from $50,000 to $2,000,000
  • Renewable upto 24 continuous months
  • Covers COVID-19/SARS-CoV-2 as any other Illness or Injury.
  • Patriot Platinum Insurance is best suited for travelers expecting first-class medical coverage; vacationing families; individuals up to $8 million.
  • Deductible options from $0 to $25,000
  • Policy Maximum from $1,000,000 to $8,000,000
  • Renewable upto 24 continuous months
  • Covers COVID-19/SARS-CoV-2 as any other Illness or Injury.
  • USA travel medical insurance coverage outside USA for US citizens
  • Available up to 365 days
  • Offers maximum coverage up to $2,000,000
  • Offers insurance coverage for Covid expenses
  • US travel health insurance for US citizens outside USA
  • Available from 5 days to 364 days
  • Offers maximum coverage up to $5,000,000
  • Travel Medical Choice insurance offers coverage for expenses related to COVID-19
  • Short term fixed benefit cheap travel insurance USA for US citizens outside USA
  • Plan maximum options available up to $130,000 for medical expenses
  • Offers coverage outside the US
  • Deductible options from $0 to $1,000
  • Policy Maximum from $50,000 to $150,000
  • Offers emergency medical evacuation coverage up to $500,000
  • Offers coverage for travelling outside your home country
  • It includes coverage for Covid-19 is covered as any other illness under the medical expense maximum.
  • Testing for Covid-19 will only be covered if deemed medically necessary by a physician. The antibody test and prescreening test are not covered, as they are not medically necessary. Maximum age for plan eligibility is 64.

 Expatriate heath insurance for living outside home country

Best Expat insurance, Best Expatriate insurance

Compare and buy the best Expatriate insurance plans. Expat insurance is long term comprehensive global medical insurance for expats living outside their home country.

Expat insurance plans

  • Ideal for US expatriates and for those global citizens living and working outside their home country.
  • Xplorer Premier Insurance provides unlimited annual and lifetime medical maximum.
  • It covers pre-existing conditions with creditable coverage

 Trip cancellation insurance for trip investment expenses

Best trip cancellation insurance, Best trip protection insurance

Trip cancellation plans are designed to insure both the health of the traveler as well as the cost of non-refundable trip expenses should the trip get cancelled or is interrupted.

Best trip cancellation insurance

  • Trip Cancellation: Up to 100% of insured trip cost
  • US Residents on domestic and worldwide trips
  • Travel SE Covid Quarantine Benefit: Travel SE plan offers Coverage for accommodations due to a covered Trip Delay $2,000/$125 per person per day is included in the basic coverage.
  • Trip Cancellation: Up to 100% of insured trip cost
  • US Residents on domestic and worldwide trips
  • Travel LX Covid Quarantine Benefit: Travel LX plan offers Coverage for accommodations due to a covered Trip Delay $2,500/$250 per person per day is included in the basic coverage.
  • Trip Cancellation: Up to 100% of insured trip cost
  • Inexpensive coverage for trip cancellation & interruption
  • Travel Lite Covid Quarantine Benefit: Travel Lite plan offers Coverage for accommodations due to a covered Trip Delay $500/$125 per person per day is included in the basic coverage.
  • Trip Cancellation: Up to 100% of Trip Cost Insured
  • Up to 100% of Trip Cost Insured
  • Trip Cancellation: Up to 100% of Trip Cost Insured
  • It covers Trip Cancellation coverage from $150 to $10,000.
  • Trip Cancellation: Up to 100% of Trip Cost Insured
  • It covers Trip Cancellation coverage from $150 to $10,000.
  • Trip Cancellation: Trip Cost: Up to a Maximum of $30,000.
  • Maximum Trip Length 90 Days
  • Trip Cancellation: Up to 100% of Trip Cost Insured
  • It covers Trip Cancellation coverage from $150 to $10,000.
  • Offered by Trawick International and is highly rated.
  • You can add a "Cancel for Any Reason" waiver onto the plan.
  • It can cover trips up to 90 days long.
  • Cancellation of policy must be purchased within 10 days of the initial trip deposit date.
  • Trip Cancellation: Basic - $15,000 Max
  • Trip Cancellation: Plus - $100,000 Max
  • Trip Cancellation: Elite - $100,000 Max
  • Trip Cancellation: 100% of trip cost up to $30,000
  • Provides coverage for U.S. residents travelling outside their home country
  • Trip Cancellation: 100% of trip cost up to $100,000
  • Provides coverage for U.S. residents travelling outside their home country

 Trip cancellation insurance for Cancel for any reason

Cancel for any reason trip cancellation insurance

While some plans require that the trip is cancelled for an approved reason other plans are available with 'cancel for any reason' benefit. Unless you have purchased 'cancel for any reason' policy, there are many valid reasons to change the dates of trip or cancel it completely that will not be covered.

Cancel for any reason plans

  • Cancel For Any Reason: 75% of non-refundable trip cost
  • Trip Cancellation: 100% of trip cost up to $30,000
  • Cancel For Any Reason: 75% of non-refundable trip cost
  • Trip Cancellation: Tour cost to a maximum of $100,000
  • Cancel for Any Reason: Up to 75% of trip cost insured
  • Trip Cancellation: Up to 100% of Trip Cost
  • Cancel for Any Reason: 75% of non-refundable trip cost
  • Trip Cancellation: Up to a Maximum of $50,000. ($30,000 for travellers above 80 years)
  • Cancellation for Any Reason: 75% of the Insured Trip Cost within 21 days of trip deposit - some restrictions apply. Not available in NY or WA.
  • Trip Cancellation: Up to 100% of Trip Cost Insured

 US seniors traveler insurance, Medicare supplement international travel insurance

USA Senior Citizen travel insurance, US seniors travel insurance

Older travelers traveling outside their home country have a tough time finding good travel medical insurance to satisfy all their requirements. Here is a quick comparison of best travel health insurance for older travelers.

Travel insurance for older US travelers

  • The GlobeHopper Multi-trip plan which covers a period of 12 months with a maximum of 30 days for each overseas trip
  • It is an affordable international travel health insurance for US citizens.
  • It offers coverage for medical and evacuation expenses for short trips.
  • It is available up to 12 months
  • It is an renewable long term international travel health insurance for US citizens.
  • It offers coverage for medical and evacuation expenses.
  • It is available up to 12 months.

 Annual travel insurance, Yearly travel insurance

Best Annual travel insurance, Best yearly travel insurance

Annual travel insurance cover multiple trips within an annual insurance plan. Annual insurance plans are ideal for businessmen and corporate travelers as there is no need to buy travel insurance every time they travel and are cheaper than buying several single trip travel insurance plans.

Annual Travel Plans

  • Patriot Multi Trip is designed by IMG to cover travelers taking multiple trips in a year.
  • Covers non US Citizens travelling multiple times annually outside their home country
  • Trekker Essential Insurance offers maximum coverage of $50,000 for sickness and accidents.
  • Available for both US and Non US citizens up to 75 years
  • Maximum trip length is 30 or 45 days per trip
  • Available for US residents only up to age 81 years
  • Maximum trip length is 30 days per trip
  • Voyager Annual (offered by USI Travel Insure) covers US citizens in and out of the US at least 100 miles away from home.
  • It does not cover trip cancellation but can be used for 90 days at a time within a year and is great for frequent travelers.
  • Take an unlimited number of Covered Trips during the 364 day Policy period
  • Covers domestic and international trips - up to 90 days each
  • Offers two plan levels namely Silver and Gold offer options for different needs and budgets
  • Provides coverage for Emergency Accident and Sickness, Emergency Medical Evacuation, Baggage & Personal Effects, Baggage Delay, and Accidental Death and Dismemberment.
  • The Gold plan includes additional benefits like Trip Interruption and Political Natural Disaster Evacuation
Compare Annual Multitrip plans

Review and compare the best Annual insurance.

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Types of US travel insurance

Single Trip Travel Insurance

Compare and Buy Best US Single trip travel Insurance for travel within the US and overseas

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Single Trip vs MultiTrip Travel Insurance

Compare Single trip vs multi trip insurance plans offered by US insurers.

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Compare and buy Travel insurance for Annual multitrip

Annual travel insurance (Multi trip insurance)

Annual multi trip international travel insurance plans are ideal for businessmen and regular overseas travelers as there is no need to buy an insurance plan every time you travel and are cheaper than buying several single trip travel insurance plans. These plans provide coverage for a whole year, however there is a limit for each trip which is either 30, 45 or 70 days depending on the plan chosen.

Annual travel insurance (Multi trip insurance) for travel within USA

Travel Insure - Voyager Annual insurance

Voyager annual travel insurance plan is specifically designed for U.S. citizens or permanent residents who travel frequently for business or pleasure. Enroll just once a year and enjoy peace of mind knowing you have dependable medical coverage and assistance whenever you travel more than 100 miles from home. Go anywhere in the world, as often as you like, up to 90 days at a time during the year with Voyager Insurance.
  • Take an unlimited number of Covered Trips during the 364 day Policy period
  • Covers domestic and international trips - up to 90 days each
  • Offers two plan levels namely Silver and Gold offer options for different needs and budgets
  • Provides coverage for Emergency Accident and Sickness, Emergency Medical Evacuation, Baggage & Personal Effects, Baggage Delay, and Accidental Death and Dismemberment.
  • The Gold plan includes additional benefits like Trip Interruption and Political Natural Disaster Evacuation
Buy now

Annual travel insurance for travel outside USA - Annual travel insurance for US Business travelers

Business travelers and working professionals from USA travel abroad frequently, it is important to have proper annual travel insurance. The US frequent travelers can compare and purchase annual multi trip international travel insurance plan which covers them for the whole year.
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Importance of American traveler insurance

Traveling long distances has many unexpected and accidental incidents that need to be taken care in a professional manner in order to have an enjoyable experience. US travel Insurance very important while traveling which takes care of medical expenses due to sudden sickness or injury. In the US healthcare is closely linked to insurance coverage. US travel insurance providers have preferred provider networks and the hospital billing is much lower for insured patients when compared to uninsured patients. Having the best US traveler insurance reduces hospital bill along with paying for the outrageous cost of healthcare in the US.

US travel insurance plans can also insure trip expenses along with insuring the health of the traveler. Trip cancellation Insurance cover trip cancellation, trip interruption, travel delay, loss of luggage, baggage delay... Cancel for any reason travel insurance is an additional benefit available which will refund 75% of the trip cost in case of trip cancellation if the traveler cancels the trip for any reason. These benefits are very useful for traveler who are not sure of their travel schedules so that they should do not need to lose their travel investment if they do not travel.

Factors to consider

While buying Travel Insurance

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While buying Travel Medical Insurance

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American traveler insurance including trip cancellation coverage

US citizens should consider buying travel insurance especially if traveling outside their home state. The travel insurance plans are designed for US vacationers with coverage for insuring the health of the traveler as well the trip expenses cost. Some examples of coverage benefits are trip cancellation, trip delay, Covid quarantine travel insurance, medical evacuation, injury of family member, travel companion or pet, theft of passport, traffic accident, inclement weather resulting in delay or cancellation of common carrier.

Travelers can also include the Cancel for Any reason (CFAR) travel insurance which gives travelers the option of cancelling their travel and recouping most of their non-refundable trip expenses. Travel insurance provides coverage in the following ways:
  1. Non refundable cost of the trip.
  2. Unexpected medical expenses of the traveler.
  3. Loss or damage to the insured’s possessions.
Following are the trip insurance plans:
Resources for US air travelers

Information about US mobile passport control and TSA pre check for US passport holders.

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US expatriate insurance

Health insurance for U.S. expats is essential for providing access to quality healthcare while living abroad. Expatriates often need coverage that goes beyond what their domestic U.S. health insurance provides because most U.S.-based health insurance plans do not cover medical expenses incurred outside the United States.

Click here to read more »

Travel insurance, Trip insurance FAQs

Trip insurance FAQs

01. What should I do if I test positive while I am away from the US? Am I covered for Covid19?

If you're tested positive while you are on your trip and need medical care, your travel insurance policy will provide you with the coverage for Covid medical expenses and quarantine expenses if you have included Covid cover in the policy. American visitor insurance has some of the best affordable Covid plans for your travel. Email us or feel free to give us a call for more clarifications.

02. While I am away from the US, if I contract coronavirus and need to extend my stay can I extend my travel insurance cover?

At American visitor insurance you can find travel insurance policies that allow you to extend the travel insurance dates if you have tested positive and require staying longer than you estimated due to covid19.

03. Can I extend the trip protection plan?

Yes, the trip protection plan will automatically get extended till the time you are quarantined and you have returned to the destination country. However you need to inform the insurance provider of the changes at the earliest.

04. Can I extend my travel medical insurance?

Yes you can extend the travel medical insurance for an additional cost. Contact the insurance provider to do so.

05. Is there any Trip protection cover for Covid expenses in a travel insurance plan?

Yes, there are trip protection benefits included in the travel insurance plans for covid expenses that you may have to include while purchasing the policy. This cover will cover you for a trip delay due to Covid and expenses incurred due to the delay. You should contact the insurance provider for more clarity regarding this coverage.

06. If I have a travel insurance plan with Covid coverage what am I covered for?

If you have a travel insurance plan with Covid coverage, if you have contracted Covid and are getting a treatment by qualified physician, The expenses of the quarantined room/hotel room, expenses related for the treatment and if one is staying in a hotel room for quarantine a proof of the unavailability of hospital bed must be produced. Do check the policy documents for more clarity.

07. Do I need travel insurance to cover Quarantine due to Covid?

Since Covid is still a health hazard, it is prudent to buy travel insurance with the Quarantine benefit included. This Quarantine benefit is required should you test positive in the Covid test and have to quarantine. Travelers can review the different Covid19 travel insurance plans with Quarantine benefit included. There are travel insurance options for both US citizens as well as for non US citizens traveling outside their home country.

08. Is there a plan that provides quarantine benefits/lodging in case I come in contact with someone who is Covid positive?

Safe Travels Explorer plan is one of the plans that provides quarantine benefits for $2000 due to Covid. There are other plans which have this benefit namely namely Safe Travels Explorer Plus, Safe Travels Voyager... All of these provide lodging benefits up to $2000.

09. In case I miss my flight due to forced quarantine, will the insurance cover for the flight expense?

There are trip insurance plans that specifically cover trip cancellation due to covered trip delay. Some of the trip plans and their eligibility are here:

Travel insurance for Chinese citizens

China Travel Insurance – FAQ’s

01. Does China travel insurance cover Covid19 illness?

There are some USA Covid travel insurance plans available for travel to China that cover Covid19 as a new illness.International travelers can compare best Covid travel insurance plans and buy it online. These US covid travel insurance plans are available for visitors from China to the US, US citizens and US residents traveling abroad as well as non US travelers traveling outside their home country.

02. What is the best travel insurance for China? What is the best Shanghai travel insurance in China?

This is a great question and we strive to answer this question to the best of our ability. Given the different needs of different travelers there is not one policy that is always best for everyone.

If you are a traveler with concerns about a pre-existing medical condition that cause an emergency, then you will be looking at different plans when compared to someone without a life-threatening pre-existing condition. We endeavor to give our clients as much information as possible so they can find the China travel insurance plan that is best. If you want more guidance, our licensed agents are here to help you with your choice!

03. How do I file a travel insurance China claim?

The China travel insurance claim can be filed by submitting the scanned copy of the hospital bill and receipts to the insurance company over the email along with the completed claim form. The customer gets the money reimbursed from the insurance company after they receive the bill.

If the hospital provider and insurance company agree for the direct billing, then the doctor's provider can directly send the bill to the insurance company and they can pay the money directly to the doctor. More details

04. Do I need travel insurance for China visa?

The healthcare costs in China is expensive and it is important to buy best travel insurance to China. This is true for both US as well as international travelers visiting China. Even though it might not compulsory to have travel health insurance while visiting China, it is nonetheless very important to buy good short term medical insurance for China visitors to insure oneself against being forced to pay for healthcare facilities while on a vacation. Customers can compare and find cheap travel insurance for China and buy the most appropriate plan for their needs.

05. Does travel insurance cover me if I cancel my flight?

With our travel medical insurance plans, if you cancel your flight and therefore your trip, you can simply get a refund on your policy since it has not started yet. If you purchased a trip protection policy, then you may get any non-reimbursed expenses back as long as your cancellation was for a covered reason OR you could get a percentage back (usually 50%) if you purchased a policy with a “cancel for any reason” clause. Check the brochure for the list of covered reasons for cancellation.

travel insurance for visiting China

china Flag  China - General information

China is a vast country located in East Asia which has a diverse geography, encompassing high mountains, vast plateaus, fertile plains, deserts, and coastal regions. It shares borders with 14 countries, including Russia, Mongolia, India, and Vietnam. The country is the fourth largest in the world in terms of land mass covering an area of approximately 9.6 million square kilometers (3.7 million square miles). China has the second largest population in the world with around 1.4 billion people. The capital of China is Beijing which serves as the political, cultural, and educational center of the country. China has the world's second-largest economy, and it has experienced rapid economic growth over the past few decades. The country is a major global manufacturing hub and is known for its exports of goods and services.

Location

East Asia

Capital

Beijing

Currency

Renminbi

Best time to visit

April, May, September, October

Population

Around 1.41 billion

Language

Mandarin Chinese

Vacation spots

Beijing, Shanghai, Xian, Guilin, Chengdu, Guangzhou, Hangzhou, Suzhou, Shenzhen, Zhangjiajie, Yangshuo County, Lijiang.

Popular tourist destinations in China

Popular tourist destinations in China

Buy travel insurance for China

West Lake

The focal point of a visit to Hangzhou is beautiful West Lake surrounded by hills and old temples.

Buy visitor insurance for China

The Great Wall of China

One of the iconic symbols of China, the Great Wall is the longest wall in the world, and it is one of "the New Seven Wonders of the World".

China travel insurance

Longmen Grottoes

The Longmen Grottoes are densely dotted along the Xiangshan and Longmenshan mountains in the eastern central part of China.

Travel insurance China

Zhangjiajie National Forest Park

It is the first national forest park in China and is part of the Wulingyuan Scenic Areas With weird-looking peaks, wildlife and abundant sub-tropical vegetation.

Travel insurance China information

travel insurance medical insurance

Travel insurance China resources

International travel insurance resources for China visa holders.

Factors for travel insurance China online

Factors for travel insurance China online

Important factors while deciding on the best travel insurance to China

Types of China travel insurance online

Types of China travel insurance online

Understanding different types of China visa travel insurance options.

China travel insurance claims procedure

China travel insurance claims procedure

China travel insurance online claims process for medical care hospital.

Popular destination cities in China

Travel Health Insurance Coverage for expats living in China

Global plans have the following advantages:
  • Our Global plans provide excellent coverage for all age groups
  • These plans work both in the US and in China
  • These plans can provide cover for preventive care and pre-existing conditions
  • Though expensive, this is quality coverage anywhere in the world
Trip insurance vs Travel health coverage vs Global medical insurance

Confused whether to buy trip, travel or global health insurance? Understand the differences!

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International travel Insurance for China residents

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Health insurance for visitors to USA...

  • Coronavirus health insurance for foreigners in USA

    Most countries have opened their borders now for international tourism. Unfortunately, even years after the pandemic started in China, Covid is again making a comeback with new immune-evasive variants.

    The Covid situation is made even more complicated with influenza and the respiratory syncytial virus (RSV) which is also spreading across the globe. Though there is a risk with the new variants, authorities have relaxed their strict controls thanks to improved vaccination coverage.

    However, while Covid appears to be less virulent and no longer as dangerous thanks to a large percentage of the population having vaccinations and booster shots, Covid

    Travel Insurance with covid coverage for visiting USA
    still remains a threat and disrupter for travelers due to its many different sub variants. Covid can still result in significant medical expenses either due to being quarantined in a foreign country or needing medical care in a hospital. This reinforces the importance of having the best international travel insurance, especially when coming to the US, given the high cost of US health care.

    Budget travel insurance with covid19 coverage for visiting USA

    Trawick International travel insurance

    Trawick International offers visitor medical insurance for coronavirus with their Safe Travels USA Insurance. The Safe Travels USA Comprehensive plan is ideal for travelers with pre-existing medical conditions even for travelers older than 70 years. You can compare Safe Travels USA Covid19 travel insurance plans and buy it online to get coverage as early as the following day. After buying the Trawick travel insurance, travelers can download a visa letter which indicates that Safe travels USA visitors insurance covers covid19 illness.

    Seven Corners visitors medical insurance

    Travel Medical Choice Insurance offers best Seven Corners health insurance for visitors to USA. The Sevencorners visitor health insurance treatment benefit is available for COVID-19 (the disease); SARS-Cov-2 (the virus); and any mutation or variation of SARS-CoV-2.

    International Medical Group (IMG) Coronavirus insurance

    International Medical Group (IMG) travel insurance offers coronavirus insurance for USA. IMG's Patriot America Plus, Patriot Platinum insurance ,Visitors Protect insurance and Visitors Care insurance plans cover COVID-19 like any other illness. The Patriot America Plus Insurance and Patriot America Platinum insurance include COVID coverage up to the policy maximum.

    Global Underwriters US visitor insurance

    Diplomat America visitors insurance by Global Underwriters offers coverage for covid-19 as a new sickness. It is available for Non-US citizens or residents travelling to the US. Diplomat Long term Covid19 medical insurance must be bought for a minimum of 3 months and has a plan maximum options of $500,000 and $1,000,000 for medical expenses. You can compare Diplomat insurance for visitors to USA.

    Travel Insurance Services travel insurance

    Please know we are here to help you make the best, informed decision to get coverage even for COVID-19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.

  • Best health insurance for visitors to USA, Best travel insurance for USA

    Compare and buy the best visitor health insurance plans. The best visitors insurance for USA plans that we display are specially designed to match the needs of international travelers.
    Best health insurance for visitors to USA - Comprehensive plans
    • Patriot America Plus Covid insurance offers coverage for coronavirus illness.
    • Covers acute onset of pre-existing conditions till maximum limit (up to 70 years).
    • Available for US citizens visiting USA
    • Visitors Protect Covid insurance offers coverage for coronavirus illness.
    • This plan covers pre existing conditions for age 69 and below up to $25,000 and for ages 70 and above it covers up to $20,000 with deductible up to $1,500.
    • Atlas America Covid insurance offers coverage for coronavirus illness.
    • Covers acute onset of pre-existing conditions till maximum limit (up to 79 years).
    • Diplomat America Covid insurance offers coverage for coronavirus sickness
    • Available for US citizens visiting USA
    • Covers acute onset of pre-existing conditions up to policy maximum for age up to 69 years.
    • It offers coverage for visitors up to 89 years.
    • Covers Covid insurance offers coverage for coronavirus sickness
    • Covers treatment of acute onset of pre-existing conditions (up to 79 years)
    • INF Elite Covid19 insurance offers coverage for coronavirus.
    • Treats Coronavirus/covid19 as a new sickness & covered by the plan
    • Best comprehensive plan that covers all pre-existing conditions up to 99 years.
    • Treats Coronavirus/covid19 as a new sickness & covered by the plan
    • Comprehensive plan with full pre existing condition coverage which is unique.
    • Covers 90% of eligible medical expenses.
    • There is a minimum purchase of 90 days required to buy this plan
    • Treats Coronavirus/covid19 as a new sickness & covered by the plan
    • Covers Preventive & maintenance care and coverage for full body physicals.
    • Coverage for TDAP, Flu, etc Vaccines
    • Covers 90% of eligible medical expenses.
    • There is a minimum purchase of 90 days required to buy this plan
    • INF Traveler USA 90 covers 90% of elgibile medical expenses
    • Treats Coronavirus/covid19 as a new sickness & covered by the plan
    • Minimum purchase of 30 days is required for this plan.
    • This is a comprehensive plan too but does not cover pre existing condition
    • INF Traveler USA Covid insurance offers coverage for coronavirus illness.
    • This plan is available for Non-US Citizens. Anyone visiting USA, Canada and Mexico can enroll in this plan.
    Best travel insurance for USA – Fixed benefit plans
    • Optional pre-existing conditions rider offers coverage for Stroke or Myocardial Infarction (heart attack) for travelers of any age.
    • Plan can be renewed up to 2 year.
    • Offers coverage for acute onset of pre-existing conditions up to 79 years.
    • Renewable up to 364 days
    • It offers coverage for acute onset of pre-existing conditions up to 70 years.
    • Plan can be renewed up to 364 days.
    • Safe Travels Elite Covid insurance covers coronavirus illness.
    • Covers acute onset of pre-existing conditions up to 89 years.
    • This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date
    • INF Premier Covid insurance covers coronavirus illness.
    • Covers all pre-existing conditions, this means doctors, appointments, blood tests & labs, specialist care, urgent care visits, & hospital stays are all covered for pre-existing conditions.
    • Renewable up to 364 days
    • INF Standard Covid insurance covers Coronavirus illness.
    • This is a fixed plan and is available for both US and Non US citizens visiting the US.
  • Best travel insurance for pre-existing conditions, Best Visitors insurance with pre-existing conditions coverage

    A pre-existing condition is a medical ailment that existed before the start of the visitors insurance cover. One of the biggest concerns for travelers and very important is to select pre-existing condition for medical insurance. It is recommended to to find good visitor insurance with Pre-existing conditions coverage, which is particularly important for older travelers and parents.
    Best travel insurance with pre-existing condition coverage - Comprehensive plans
    • Covers acute onset of pre-existing conditions up to chosen maximum limit (aged up to 70 years).
    • Patriot America Plus Covid insurance offers coverage for coronavirus illness.
    • Available for US citizens visiting USA
    • This plan covers pre existing conditions for age 69 and below up to $25,000 and for ages 70 and above it covers up to $20,000 with deductible up to $1,500.
    • The plan is available for individuals traveling outside their country of residence and traveling to the US, Mexico, or Canada.
    • Covers acute onset of pre-existing conditions up to chosen maximum limit (aged up to 79 years).
    • Atlas America Covid insurance offers coverage for coronavirus illness.
    • Covers Acute Onset of a Pre-Existing Condition: Up to 69 years the limit is up to the Medical Maximum purchased per Period of Coverage. For any coverage related to cardiac disease, coverage is limited to $25,000 up to age 69 years, with a $25,000 Maximum Lifetime Limit for Emergency Medical Evacuation. Any repeat recurrence within the same policy period will no longer be considered Acute Onset of a Pre-Existing Condition and will not be eligible for additional coverage.
    • It offers coverage for visitors up to 89 years.
    • This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date
    • Covers Up to $1,000 for sudden, unexpected recurrence of a Pre-existing Condition
    • Safe travel USA Covid insurance offers coverage for coronavirus.
    • It offers coverage for visitors up to 89 years.
    • This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date
    • Covers unexpected recurrence of a pre-existing medical conditions up to $1000
    • This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date
    • Eligible for foreign residents visiting USA and worldwide
    • It offers coverage for visitors up to 89 years.
    • Travel Medical Choice Covid insurance offers coverage for coronavirus sickness
    • Covers expenses for treatment of acute onset of pre-existing conditions
    • Acute onset of pre-exisitng conditions are available for Worldwide including US - $50,000 up to 65 years; $5,000 for 65 to 79 years and Worldwide excluding US - $50,000 up to 65 years; $10,000 for 65 to 79 years.
    • The policy maximum for this comprehensive insurance starts from $50,000 and provides up to $5,000,000. For people above age 80 years, they get a policy maximum of $10,000
    • Acute onset of pre-exisitng conditions are available for Worldwide including US - $5,000 up to 65 years; $2,500 for 65 to 79 years and Worldwide excluding US - $25,000 up to 65 years; $5,000 for 65 to 79 years.
    • This is a comprehensive plan with excellent coverage.
    • This plan offers full pre existing condition coverage.
    • Elite plan with policy maximum $150,000 covers pre-existing condition coverage up to $25,000 maximum with deductible $1,500 for age 0 to 69 years.
    • Policy maximum $75,000 covers pre-existing condition coverage up to $20,000 maximum with deductible $1,500 for age 70 to 99 years.
    • This plan need to be purchased for a minimum of 3 months.
    • This is a comprehensive plan with full pre existing condition coverage which is unique.
    • Pre-existing complications from covid-19 covered
    • Elite 90 plan with policy maximum $150,000 covers pre-existing condition coverage up to $25,000 maximum with deductible $1,500 for age 0 to 69 years $1,500 for age 0 to 69 years.
    • Policy maximum $75,000 covers pre-existing condition coverage up to $20,000 maximum with deductible $1,500 for age 70 to 99 years.
    • Covers accident & sickness while traveling to USA, Canada, and Mexico and covers 90% of eligible medical expenses
    • This plan need to be purchased for a minimum of 3 months.
    • Covers Preventive & maintenance care and coverage for full body physicals.
    • Pre-existing complications from covid-19 covered
    • Elite Plus plan with policy maximum $150,000 covers pre-existing condition coverage up to $25,000 maximum with deductible $1,500 for age 0 to 69 years $1,500 for age 0 to 69 years.
    • Policy maximum $75,000 covers pre-existing condition coverage up to $20,000 maximum with deductible $1,500 for age 70 to 99 years. Coverage for TDAP, Flu, etc Vaccines.
    • This plan need to be purchased for a minimum of 3 months.
    Best travel insurance for USA – Fixed benefit plans
    • Optional pre-existing conditions rider offers coverage for Stroke or Myocardial Infarction (heart attack) for travelers of any age.
    • Plan can be renewed up to 2 year.
    • Visit USA Insurance is an excellent medical insurance for tourists and holiday travelers, parents of students studying in the United States, new immigrants and visiting scholars in the USA.
    • Visit USA offers 3 plans to satify your requirements and budget.
    • It offers coverage for acute onset of pre-existing conditions up to 70 years.
    • Plan can be renewed up to 364 days.
  • Senior Citizen travel insurance for above 60 years

    Older travelers or parents aged above 60 years visiting foreign nations have a tough time in finding good medical insurance to satisfy all their requirements. Here is a quick comparison of popular visitor medical insurance plans that provide coverage for 60+ travelers.
    WorldTrips gives the best plans with extremely good coverage.
    • The best travel health insurance for 60 year old travelling to the US is Atlas America.
    • With the best travel insurance plans for people under 70 years, you get covered up to policy maximum for acute onset of pre-existing conditions for people up to age 79.
    Seven Corners gives the best plans with extremely good coverage
    • Travel Medical Basic offers coverage up to $5,000 for acute onset of pre-existing condition in including USA and $25,000 for exclusing USA till 65 years.
    • Travel Medical Choice Travelers must be at least 14 days old and under 75 years to be covered by this plan.
    • You may buy coverage for yourself, your legal spouse, domestic partner, or civil partner, your unmarried children under the age of 19, and your traveling companions.
    International Medical Group gives the best plans with extremely good coverage.
    • Patriot America Plus Plan offer coverage upto choosen plan maximum for travelers under 70 years. This is a comprehensive plan from IMG and is is similar to the Patriot America with the unique difference in the benefit that covers acute onset of pre existing conditions up to the age of 70
    • Visitors Protect plan offer maximum limits from $50,000 to $250,000.
    • The plan is available for individuals traveling outside their country of residence and traveling to the US, Mexico, or Canada.
    • Covers medical evacuation, emergency reunion, repatriation of remains, Accidental Death & Dismemberment, etc.
    • Patriot Platinum Plan covers acute onset of pre existing condition up to the age of 70 for up to $1,000,000. $25,000 maximum limit for medical evacuation.
    INF Travel insurance gives the best plans with extremely good coverage for older travelers especially for the pre existing conditions. There are fixed benefit and comprehensive health insurance for non us citizens over 65 years options available. However, comprehensive plans are recommended due to their benefit coverage flexibility.
    • This is a comprehensive plan and is the plan with excellent coverage.
    • This plan covers all pre existing conditions including blood tess, doctor appointments, specialist care...for US and NON US citizens coming to the US, which is unheard of, when it comes to visitor insurance plans.
    • This plan provides a maximum of $25,000 for pre existing conditions up to age 69 subjected to a deductible of $1,500.
    • This plan need to be purchased for a minimum of 3 months.
    • Covers Preventive & maintenance care and coverage for full body physicals.
    • This is a comprehensive plan and is the plan with excellent coverage.
    • This plan covers all pre existing conditions including blood tess, doctor appointments, specialist care...for US and NON US citizens coming to the US, which is unheard of, when it comes to visitor insurance plans.
    • Pre-Existing complications from Covid-19 covered.
    • This plan provides a maximum of $25,000 for pre existing conditions up to age 69 subjected to a deductible of $1,500.
    • This plan need to be purchased for a minimum of 3 months.
    • This is a comprehensive plan with full pre existing condition coverage which is unique. This includes doctor appointments, blood tests and lab, specialist care, urgent care visits and hospital stays are covered for pre existing condition
    • Pre-existing complications from covid-19 covered
    • This plan provides a maximum of $25,000 for pre existing conditions up to age 69 subjected to a deductible of $1,500.
    • Covers accident & sickness while traveling to USA, Canada, and Mexico and covers 90% of eligible medical expenses
    • This plan need to be purchased for a minimum of 3 months.
    • Covid-19 medically necessary testing & treatment covered 100% as any other new sickness with no cost sharing.
    • Covers 90% of elgibile medical expenses
    • This plan covers eligible accident & sickness (excluding pre-existing conditions) while traveling to USA, Canada, and Mexico
    • Minimum purchase of 30 days is required for this plan
    • This is a comprehensive plan too but does not cover pre existing condition.
    • This is another comprehensive plan from INF.
    • This plan differs from the other INF comprehensive plans where it does not cover pre existing conditions.
  • Older traveler medical insurance for above 70 years

    Senior travelers find it difficult to get good travel insurance. These plans range from being affordable to providing the most coverage, the price vary correspondingly depending on the coverage offered.
    • Safe Travels USA Comprehensive is a very popular option for coverage of acute onset of pre-existing condition for people above 70.
    • Seniors travel insurance plan provides a coverage of $25,000 for acute onset of pre- existing condition and for heart related diseases a maximum of $15,000 upon attaining age 70.
    • For the age of 65 and above this plan however provides a policy maximum of $50,000 only.
    • Atlas America plans from WorldTrips have upgraded their benefits for acute onset of pre-existing conditions up to age 80.
    • There is also a higher policy maximum option available for people above 70 up to the age of 79.
    • Atlas Premium plans from WorldTrips have upgraded their benefits for acute onset of pre-existing conditions up to age 80.
    • There is also a higher policy maximum option available for people above 70 up to the age of 79.
    • The highest maximum that can be purchased for a comprehensive plan is Patriot Platinum which offers pre-existing condition coverage up to $2,500 for any condition.
    • In the $50,000 range there are many fixed benefit and comprehensive plan options available
    • Travelers must be at least 14 days old and under 99 years to be covered by this plan.
    • Offers coverage from 90 days to 12 months.
    • This plan covers pre existing conditions for ages 70 and above it covers up to $20,000 with deductible up to $1,500.
    • Travel Medical Choice Travelers must be at least 14 days old and under 75 years to be covered by this plan.
    • You may buy coverage for yourself, your legal spouse, domestic partner, or civil partner, your unmarried children under the age of 19, and your traveling companions.
    • Visitors Care which offer limited coverage of $2,500. Visitors care insurance offers coverage for acute onset of pre-existing conditions with sublimits up to chosen plan maximum.
    • INF Elite plan This plan provides a maximum of $20,000 for people over 70 up to the age of 99 for coverage of pre existing conditions.
    • This plan is definitely the most suitable for people with pre existing condition as it is the full pre existing coverage plan.
    • INF Elite 90 plan This plan provides a maximum of $20,000 for people over 70 up to the age of 99 for coverage of pre existing conditions.
    • Covers 90% of eligible medical expenses.
    • Pre-existing complications from covid-19 covered.
    • This plan is definitely the most suitable for people with pre existing condition as it is the full pre existing coverage plan.
    • Covers Preventive & maintenance care and coverage for full body physicals.
    • Coverage for TDAP, Flu, etc Vaccines.
    • INF Elite Plus plan This plan provides a maximum of $20,000 for people over 70 up to the age of 99 for coverage of pre existing conditions.
    • Covers 90% of eligible medical expenses.
    • Pre-existing complications from covid-19 covered.
    • This plan is definitely the most suitable for people with pre existing condition as it is the full pre existing coverage plan.
    • INF Traveler USA 90 This plan provides a policy maximum of $75,000 for people over 70 up to the age of 99.
    • This plan does not cover pre existing conditions including acute onset of pre existing conditions.
    • Covers 90% of elgibile medical expenses and minimum purchase of 30 days is required for this plan.
    • INF Traveler USA plan This plan provides a policy maximum of $75,000 for people over 70 up to the age of 99.
    • This plan does not cover pre existing conditions including acute onset of pre existing conditions.
  • Senior Citizen travel insurance for above 80 years

    Visitor insurance for 80 years old USA are available for senior travelers above 80 years of age with suitable benefits. Compare some of these health insurance over 80 years old traveling in US offered by reputed US insurance companies. Travelers can get quotes and buy travel insurance for seniors over 80 years.
    • Travel Medical USA Visitor Basic insurance and Travel Medical USA Visitor Choice insurance with a higher deductible and up to $100,000 maximum.
    • Inbound Choice Insurance is meant for immigrants to the US with or without green cards renewable up to 3 years, it is also available for any legal visitors to our lovely country.
    • Senior Travelers above 90 years are also eligible to buy the Travel Medical USA Visitor Basic and Travel Medical USA Visitor Choice insurance.
    • The Safe Travels USA Comprehensive is also very useful for this age group as it provides a policy maximum of $50,000 and provides coverage for acute onset of pre-existing conditions for $25,000 and $15,000 for heart related pre-existing condition.
    • Non-US citizens and Non-US residents traveling outside their home country but not to the United States. This includes emergency medical evacuation, repatriation and security evacuation benefits.
    • It is ideal for foreign residents visiting USA and then other countries worldwide. Travelers on transit visa in US can also purchase this plan.
    • This Policy provides coverage to non-US citizens who reside outside the USA and are traveling outside of their Home Country to visit solely the United States, or to visit a combination of the United States and other countries worldwide.
    • This Policy is not available to green card holders in the USA. This Policy is not available to anyone age 90 or above.
    • Available for individuals traveling outside their country of residence and traveling to the US, Mexico, or Canada.
    • It is available for travelers of ages 14 days to 99 years.
    • This plan covers pre existing conditions for ages 70 and above it covers up to $20,000 with deductible up to $1,500.
    • This plan is available for people traveling to the USA and are not US Citizens, US Residents or Greencard Holders.
    • It is available for travelers of ages 70 to 89 years
    • INF Elite plan This plan provides a maximum of $20,000 for people over 70 up to the age of 99 for coverage of pre existing conditions.
    • This plan is definitely the most suitable for people with pre existing condition as it is the full pre existing coverage plan.
    • INF Elite 90 plan This plan provides a maximum of $20,000 for people over 70 up to the age of 99 for coverage of pre existing conditions.
    • Covers 90% of eligible medical expenses.
    • Pre-existing complications from covid-19 covered.
    • This plan is definitely the most suitable for people with pre existing condition as it is the full pre existing coverage plan.
    • INF Traveler USA 90 This plan provides a policy maximum of $75,000 for people over 70 up to the age of 99.
    • This plan does not cover pre existing conditions including acute onset of pre existing conditions.
    • Covers 90% of elgibile medical expenses and minimum purchase of 30 days is required for this plan.
    • Covers Preventive & maintenance care and coverage for full body physicals.
    • Coverage for TDAP, Flu, etc Vaccines.
    • INF Elite Plus plan This plan provides a maximum of $20,000 for people over 70 up to the age of 99 for coverage of pre existing conditions.
    • Covers 90% of eligible medical expenses.
    • Pre-existing complications from covid-19 covered.
    • This plan is definitely the most suitable for people with pre existing condition as it is the full pre existing coverage plan.
    • INF Traveler USA plan plan provides a policy maximum of $75,000 for people over 70 up to the age of 99.
    • This plan does not cover pre existing conditions including acute onset of pre existing conditions.
    • This fixed plan from INF provides full pre existing condition coverage which includes doctor appointments, blood tests, specialty care, urgent care visits and hospital stays.
    • For age 70 to 99 years for policy maximum $100,000 covers pre-existing condition maximum of $15,000/$25,000 with deductible $1,000/$5,000.

Chinese in the US - An Overview

Over three million Chinese tourists visit the United States annually. This number has been increasing dramatically and is expected to reach 4.5 million by 2022.The large Chinese community in the US retains strong ties with family and friends who visit them from China often. Chinese tourists are also hugely attracted to the glitz and glamour of American cities like New York, Los Angeles, Washington D.C., Chicago, Boston and Philadelphia.
Travel insurance for China

Chinese tourists to the US should however take care to buy proper US travel insurance for Chinese visitors given the high cost of health care for visitors here. US travel insurance works best in the US as opposed to travel insurance by other international providers.

This is particularly true as the US healthcare system is familiar with these US travel insurance plans and work well within the US hospital network. At American Visitor Insurance, we offer excellent US travel medical insurance options for visitors of all ages including older travellers, visitors with pre-existing medical ailments, pregnant tourists, children and students.

为中国客户提供保险
New US immigrant insurance

New US Immigrant health insurance

The Trump administration had introduced rules making it mandatory for prospective new US immigrants to show proof of adequate US health insurance while applying for the immigrant visa. The aim of this mandatory US health insurance for immigrants is to reduce the burden on the US hospitals, the overall US health care system and finally on US tax payers by uninsured new immigrants.

At American Visitor insurance we offer immigrant health insurance plans which work well for prospective new US immigrants. After buying this immigrant medical insurance, customers will immediately receive the health insurance policy document by email. Customers can use this immigrant insurance document as proof of US health insurance while applying for the Immigrant visa. Given this rule as well as the very high cost of healthcare in the US, it is strongly recommended to buy medical insurance for new US immigrants.

New US immigrant insurance blogs

US Immigrant health insurance plans

Compare popular US immigrant plans suitable for immigrants regardless whether permanently in the US or traveling out or waiting for Green Cards

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Difference between visitors and immigrant Insurance

Find out the difference between US visitors insurance and new immigrant insurance. Compare and buy the best immigrant insurance for USA!

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US Health insurance mandatory for new US immigrants

The US government has made it compulsory for new immigrants coming to the US to have proper US immigrant health insurance coverage.

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Schengen visa insurance for China residents visiting Europe

The European consulates that are part of the Schengen treaty (Spain, France, Italy, Germany, ....) insist on adequate travel medical insurance for Chinese nationals who are visiting any of the Schengen countries. Nationalities who require Schengen visa.
We offer several travel insurance plans that satisfy Schengen visa consulate requirements:

Schengen visa insurance requirements

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Find the best US New Immigrants health insurance plans

Insurance for Chinese students in the US

There are currently over 350,000 Chinese students in the US, and China is the country which sends the largest number of international students to USA. Chinese students constitute over 32% of all international students studying in USA. About 40% of Chinese students are in undergraduate programs while about 35% are graduate students.

It is important for Chinese students to have good student medical insurance while in the US. While most universities offer college insurance, the plans that we offer are more affordable when compared to University plans while providing comparable benefits. International students can make an informed decision regarding Student insurance for Chinese students by comparing different student insurance plans.
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Special group rates for Chinese travelers visiting USA

More and more groups are making the long trip to visit us here in the US! Welcome! Be aware that if you have a group of five or more, you can get special discounted rates for your group. Group plans can include coverage for a chaperone, chaperone replacement, and other benefits. If you have very large groups (100+), our friendly agents can help get an even more competitive quote from the companies we work with.

We have experience in helping groups get the insurance coverage they need and would be happy to help you make this part of your trip planning as easy as possible. Feel free to call (877)-340-7910 or email us with any questions you may have!

Group insurance for Chinese travelers
Maternity or Pregnancy Coverage

Medical insurance to cover pregnancy and maternity in the United States.

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Popular destinations for Chinese international tourists

US travel insurance for China tourists - FAQ's

01. Why is travel insurance for USA so expensive?

There is no denying that travel insurance to USA is unfortunately very expensive. The main reason for this is simply because the cost of healthcare in the USA is very expensive and the travel insurance USA costs are directly related to the healthcare costs. One more factor for some USA travel insurance plans to be very expensive is that there are specially designed travel insurance for USA plans available for older travelers, with higher medical coverage as well as some plans with coverage for pre-existing ailments.

02. How to buy travel insurance? How to find the best international travel health insurance?

There are many international travel health insurance plans for coverage both in the USA as well as around the world offered by US insurance providers. Given the several travel insurance international options, it can be confusing to find the best health insurance for international travel for your needs. What is very useful in making this decision is to compare travel insurance USA of different companies. The travel insurance comparison allows travelers compare prices as well as coverage benefits in an objective manner.

The traveler can change relevant factors like the medical maximum coverage required, the international traveler insurance deductible, any international travel health insurance plans with coverage for pre-existing ailments, travel insurance international coverage for Covid19. The global travel insurance comparison also allows travelers to buy the best travel insurance based on ones needs by completing an online application and paying using a credt card. One completing the purchase the travel insurance plan is emailed to the customer.

Places to see in Tibetan Plateau

Travel medical insurance China, Travel insurance to China from USA links

Travel Insurance from USA to China FAQ

FAQs about travel insurance for China.

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Travel Insurance USA to China Blog

Blog about travel health insurance China.

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Travel Insurance to China from USA Forum

Customer Queries for USA travelers to China.

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Travel Insurance USA Claims

Claims about the travel insurance to China.

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US medical insurance for visitors to global destinations

US health insurance for travelers to USA

American flag insurance

Popular outbound destination among China travelers

Covid19 travel insurance

Covid travel insurance

US citizen travel insurance
Travel insurance for US citizens.
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Travel insurance for tourists to USA
Travel insurance with covid coverage for USA.
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Travel insurance outside USA
Travel insurance outside USA with Covid19.
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International student insurance
Student travel insurance that covers covid.
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Cruises travel insurance
Covid19 travel insurance for cruises.
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Europe Schengen Visa Insurance
Schengen Visa Covid19 travel insurance.
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Quarantine Travel Insurance
Trip delay and Quarantine coverage.
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Trip cancellation insurance
Trip cancellation insurance with covid19.
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New US Immigrant insurance
US immigrant/Green Card Covid insurance.
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Travel insurance for expatriates
Expatriate covid19 travel health insurance.
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Overseas travel insurance for US residents

Find the best US visitor insurance coverage - Blogs and Articles

Affordable travel insurance Online

Fixed benefit or scheduled benefit plans are the most affordable international travel insurance plans.

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Best international travel insurance

International travel insurance plans covering pre-existing conditions which many older travelers look for.

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Compare US travel insurance online

Compare quotes online for best travel insurance online, Fixed vs comprehensive travel insurance USA.

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Advantages of buying travel insurance online

Compare and buy the best travel medical insurance plans online.

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Buy cheap travel insurance

There are many cheap international insurance plans also known as visitor insurance plans.

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How does travel insurance work?

Coinsurance & Deductible - How visitor travel insurance works.

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Travel insurance for trip cancellation for Non US residents

US visitors insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

US visitors insurance providers


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