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RoundTrip Choice Trip Cancellation Insurance

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Seven Corners RoundTrip Choice reviews

  • U.S residents and U.S citizens who wish to travel within the U.S or travel overseas /internationally.
  • Cover can be purchased for travelers of 14 days for up to the age of 99 years.
  • The coverage needs to be taken for a maximum of 90 days
  • The plan offers protection for trip costs, medical expenses, and luggage for worldwide travel and also offers coverage for non-refundable, prepaid trip costs if your trip gets cancelled or interrupted.
  • Underwriter: Underwritten by United States Fire Insurance Company.
  • Rating: A (Excellent) by AM Best.
  • The extra rider Cancel for Any Reason (CFAR) should be purchased within 15 days of the initial trip deposit date.
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RoundTrip Choice Cruise insurance coverage highlights

  • Covers medical expenses up to $500,000
  • Medical evacuation up to $1 million
  • Covers pre-existing conditions
  • Missed connection up to $250 per day to a maximum of $1,500. Pays additional transportation costs to join your cruise or tour if you miss your connection due to a delay of 3 or more hours. Also covers accommodations, meals, and non-refundable trip payments for the unused portion of the cruise or tour.
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Why RoundTrip Choice Travel Insurance?

RoundTrip Choice Travel Insurance helps you to safeguard your trip cost as well as the medical expenses and Baggage while you are travelling and have an option to expand your coverage as per your choice. Increased benefits with options to increase coverage benefits

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Cruise travel insurance

Seven Corners Best cruise insurance for US travelers

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Protect your investment

This plan can help protect you from losing everything you spent on your trip, if any sudden illness prevents you from taking the trip of a lifetime.

Protect your medical expenses

If you become sick or injured while traveling, your health insurance here at home may not cover it, it helps protect against financial hardship.

Protect your belongings

If something is stolen or damaged during your trip, this plan helps to replace it.
Plan Benefits

Travel Insurance RoundTrip Choice Insurance Benefits

Plan Benefits of RoundTrip Choice Insurance
Trip Cancellation Tour cost to a maximum of $100,000
Trip Interruption 150% of Trip Cost
Trip Delay $250 per day up to $2,000
Missed Tour or Cruise Connection Up to $250 per day to a maximum of $1,500
(if you miss your connection due to a delay of 3 or more hours)
Refunds After 10-day review period plan costs are nonrefundable
Emergency Medical Expense $500,000
Emergency Medical Evacuation / Repatriation $1,000,000
Lost Baggage / Personal Effects $250 per item up to $2,500
Baggage Delay $100 per day up to $500
Political Evacuation 20,000 (This benefit pays to transport you to the nearest safe place or to your primary residence if you must leave your trip because a Travel Advisory or Travel Warning is issued by the U.S. State Department for you to leave a country you are visiting due to 1)civil, military or political unrest; or 2) you being expelled or declared persona non-grata by a country you are visiting. This benefit is not available if a Travel Advisory or Travel Warning is issued before your arrival in that country or if the country is listed as an Excluded Countrybefore your arrival there. Benefits are payable only if arrangements are made by Seven Corners Assist.)
Pre-existing condition Covered if the traveler enrolls in this plan within 20 days of your initial payment or deposit for your trip and buy coverage for all nonrefundable prepaid trip costs.
Additional Trip Interruption You insured $0 Trip Cost Up to a maximum of $1,000 per person(If you insured a trip cost of $0, and you interrupt your trip for a covered reason, this reimburses you for the additional cost for one-way airfare to return you to your originally scheduled return destination.)
Single Supplement Up to 100% of Trip Cost up to a maximum of $500
Change Fee Up to $300
Frequent Traveler Reward Up to $500
Pet Kennel Up to $100 per day to a maximum of $500
Accidental Death & Dismemberment Benefits Common Carrier $40,000
Accidental Death & Dismemberment Benefits 24-Hour Other than Common Carrierr $20,000
Rental Car Damage $35,000
(Provides rental car protection for your trip)
Cancel for Any Reason Yes, 75% of non-refundable trip cost
(If the trip is cancelled 2 days before departure, if coverage is purchased within 20 days of initial trip payment and if all the nonrefundable prepaid trip costs is insured)
Cancel For Work Reasons Yes, 100% of non-refundable trip cost
If trip is cancelled due to the work related reasons as follows:
Company merger/acquisition.
Transfer which requires relocation of your principal residence.
Requirement to work during the trip.
Place of employment unsuitable for business due to fire, flood, burglary, or natural disaster.
Lost Golf Rounds or Equipment Rental $1,000
Pays for prepaid golf tickets or greens fees if you cannot play 9 holes of an 18-hole round due to weather.
Also pays for equipment rental if your checked sports equipment is lost, stolen, damaged or delayed 12 hours or longer.
Lost Ski Days or Equipment Rental $1,000
(if coverage purchased within 20 days of initial payment)
Pays for your lift ticket if you cannot ski because 50% or more of the trails are closed.
Also pays for equipment rental if your checked sports equipment is lost, stolen, damaged or delayed 12 hours or longer
Event Ticket Registration Fee Protection $15,000
Insurance Benefits are not payable for any loss due to, arising or resulting from:
  • Suicide, attempted suicide or any intentionally self-inflicted injury of you, a traveling companion, family member or business partner booked to travel with you, while sane or insane; an act of declared or undeclared war;
  • Participating in maneuvers or training exercises of an armed service, except while participating in weekend or summer training for the reserve forces of the United States, including the National Guard;
  • Riding or driving in races, or speed or endurance competitions or events; mountaineering (engaging in the sport of scaling mountains generally requiring the use of picks, ropes, or other special equipment);
  • Participating as a member of a team in an organized sporting competition or participating as a professional in a stunt, athletic or sporting event or competition; participating in skydiving or parachuting, parasailing, hang gliding, bungee cord jumping, extreme skiing, skiing outside marked trails or heli-skiing, mountaineering, any race, speed contests not including any of the regatta races, spelunking or caving, hot air ballooning, or scuba diving if the depth exceeds 120 feet (40 meters) or if you are not certified to dive and a dive master is not present during the dive;
  • Piloting or learning to pilot or acting as a member of the crew of any aircraft; being intoxicated or under the influence of any controlled substance unless as administered or prescribed by a legally qualified physician;
  • The commission of or attempt to commit a felony or being engaged in an illegal occupation; normal childbirth or pregnancy (except complications of pregnancy) or voluntarily induced abortion;
  • Dental treatment (except as coverage is otherwise specifically provided herein);
  • Amounts which exceed the maximum benefit amount for each coverage as shown in the Schedule of Benefits;
  • Due to a pre-existing condition, as defined in the plan documents. The pre-existing condition limitation does not apply to the emergency medical evacuation or return of remains coverage; any amount paid or payable under any worker’s compensation, disability benefit or similar law;
  • A loss or damage caused by detention, confiscation or destruction by customs;
  • Elective treatment and procedures;
  • Medical treatment during or arising from a trip undertaken for the purpose or intent of securing medical treatment;
  • An assessment from a legally qualified physician advising you in writing that you, a traveling companion, family member or business partner booked to travel with you are not medically fit to travel, as defined in the plan documents, at the time of purchase of coverage for a trip.

Baggage Exclusions and Limitations

Additional Exclusions for Baggage and Personal Effects:
  • Animals;
  • Automobiles and automobile equipment;
  • Boats or other vehicles or conveyances;
  • Trailers;
  • Motors;
  • Aircraft;
  • Bicycles, except when checked as baggage with a Common Carrier;
  • Household effects and furnishings;
  • Antiques and collectors items;
  • Sunglasses, contact lenses, artificial teeth, dentures, dental bridges, retainers, or hearing aids;
  • Artificial limbs or other prosthetic devices;
  • Prescribed medications; keys, money, stamps and credit cards (except as otherwise specifically covered herein);
  • Securities, stamps, tickets and documents (except as coverage is otherwise specifically provided herein);
  • Professional or occupational equipment or property, whether or not electronic business equipment;
  • Or telephones or PDA devices , computer hardware or software;
Additional Exclusions for Baggage and Personal Effects:
  • Benefits are not payable for any loss caused by or resulting from: Breakage of brittle or fragile articles;
  • Wear and tear or gradual deterioration; confiscation or appropriation by order of any government or custom’s rule;
  • Theft or pilferage while left in any unlocked vehicle; property illegally acquired, kept, stored or transported;
  • Your negligent acts or omissions;
  • Or property shipped as freight or shipped prior to the scheduled departure date.

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Seven Corners RoundTrip Insurance - Frequently asked questions

Should I buy cruise insurance?

  1. Coverage for any sickness (including Covid19) or injury during the cruise
  2. Missed cruise connection coverage. This is important given the chaotic situation with crowded airports and resulting flight delays
  3. Cancel for any reason gives traveler full flexibility to cancel or change one’s travel plans

What are the criteria to purchase a Round trip plan?

Travelers who are US Residents living in the US are eligible to purchase the Round Trip plans. They can choose to buy these plans for traveling within the US as well as overseas /internationally outside the US.

What are some of the covered reasons for trip cancellation benefits?

Generally all plans would cover specific covered reasons like Sickness, Injury or Death, Felonious Assault, Court Ordered Appearance, Military Duty for Natural Disaster Relief, Jury Duty, Termination/Layoff, Strike, Weather, Hijacking, Terrorist Incident, Traffic Accident, Bankruptcy/Default, Quarantine and Residence Uninhabitable. However travelers should check the policy documents carefully before buying the policy.

Will my travel insurance plan cover me for Covid-19?

If you have included covid-19 coverage in the policy you will be provided covid-19 coverage. In an event of contracting the illness or ordered into quarantine from an authorized person, reimbursement of medical expenses and trip costs may be given. Contact the travel insurance provider for more details.

How is Trip Cancellation different from Trip Interruption?

Trip cancellation is a benefit that is available when the trip is canceled before the journey begins or the start date of the insurance policy. Trip interruption is a benefit that begins after the journey begins.

Can I cancel the plan if I change my mind?

Yes, one can cancel the policy within the 14-day free window period from the effective date of the insurance or the scheduled departure date. The insurance provider will process the refund of the premium paid as long as there has been no claim under the policy.

Am I covered for pre-existing conditions under the plan?

Coverage for acute onset of pre-existing conditions coverage depends from policy to policy and the benefits included. The Round-trip choice plan offers coverage for pre-existing conditions if the purchase of the plan is made within a given time .Travelers should review the policy documents for benefit exclusions and limitations while purchasing the policy.

What does the trip cost cover?

The trip cost should provide coverage for non-refundable payment made for the trip. In case of any sudden cancellation of the trip, the cost paid for air tickets, hotel reservations, tour costs etc. would be covered. Those are otherwise non- refundable.

Am I allowed to cancel the trip for any reason?

Cancel for any reason is an extra rider that needs to be included while purchasing the Round-trip Choice plan. CFAR must be purchased within 20 days of the initial payment date of the travel. It’s best to review the policy terms and conditions for the exclusions and restrictions in the policy chosen.

Iam extending my travel, can I renew or extend my coverage of travel insurance?

Unfortunately trip plans cannot be renewed or extended. In case if you need to extend the trip plan a fresh policy needs to be brought for the period of your stay.

Does my trip insurance policy begin as soon as I buy it?

Yes, the insurance policy will begin the day after you have purchased your policy and offer coverage for extra riders like trip cancellation earlier to the departure date.

Is Coronavirus vaccination covered under the Round trip covers?

Coronavirus vaccination is a preventive measure for Covid-19 illness. Round-trip doesn't cover COVID-19 vaccinations however it offers coverage for COVID-19 just like any other medical illness when contracted after the inception date of the policy. Travelers can check policy specifications for limitations and exclusions of the cover.

Is seven corners a real insurance company? Is Seven Corners Legit ? Is Seven Corners a good insurance company ?

Seven corners Inc. has been offering travel insurance products since 1997. Seven corners travel insurance is based out of Carmel, Indiana has over 200 employees and offers both domestic and international travel insurance plans . With their Liaison travel insurance and Inbound USA insurance products Seven corners insurance provides travelers with health coverage ,safety and security for travelers away from home country and with the US.

It caters to different types of travelers coming to the United States such as on B1 visa, students on F1 visa and professionals on the H1B visa. They also offer travel insurance coverage for US travelers who want trip cancellation insurance for travel insurance.

Do Seven corners travel insurance cover Covid?

Yes, Seven corners covid insurance has Covid19 coverage as any other illness with their Travel Medical Plus plan. The Liaison Travel Plus insurance product covers covid19 for international travelers and this coverage benefit is provided regardless of the variant of SARS-CoV-2.

Does Seven corners offer Cancel for Any Reason Insurance?

Yes, Seven corners insurance offers Cancel for any reason cover as an add-on cover that can be included in their Round trip insurance plans.

Seven Corners Covid travel insurance Faqs

Will International travel insurance policies cover COVID-19 if they stay in one country or if they travel or not at all?

International travel insurance will cover all expenses from Covid-19.

Many travelers are currently stuck in countries with their other policies running out and non-renewable. Can they purchase a International travel insurance policy?

Yes they can purchase a International travel insurance plan that will offer them coverage for Covid-19.

Will International travel insurance policies cover any other illness, injury or accident as long as the person does not travel?

Yes, International travel insurance offers coverage for other illness, injury or accident as long as the person does not travel.

Can they travel (say from US to Canada and back)?

If the US government allows them to travel then yes!

Seven Corners Trip Cancellation insurance for Coronavirus Covid19

Cancel for Any Reason (CFAR)- An optional benefit you can add to RoundTrip Choice for an additional cost. CFAR pays 75% of your nonrefundable trip cost if you cancel your trip for any reason you choose.
You must meet these requirements to make a CFAR claim with our RoundTrip plans:
  1. Cancel your trip 2 days or more before your scheduled departure date (your trip start date).
  2. Buy the insurance plan with CFAR coverage within 20 days of the date your initial trip deposit is received.
  3. Insure all nonrefundable prepaid trip costs (including the cost of subsequent travel arrangements added to your trip within 15 days of paying for them).
The trip protection plans do not include a specific covered reason that will allow you to cancel your trip for fear of travel due to COVID.
Trip Interruption Coverage
Benefits may include coverage for Trip Interruption if an insured interrupts their trip for an applicable covered reason. Possible covered reasons include:
  • Quarantine
Trip Delay Coverage
Benefits may include coverage for Travel Delay if you are delayed the required amount of time (stated in the plan document) for an applicable covered reason.
Possible covered reasons that could apply for COVID-19 include:
  • Any delay of a Common Carrier (the delay must be certified by the common carrier)
  • Quarantine
Missed Connection
Benefits may include coverage for Missed Connection. To trigger this coverage, you must miss a cruise or tour departure due to a delay for the required time length (stated in the plan document) if the delay is caused by a covered reason.
Covered reasons that could apply for COVID-19 include:
  • Any missed connection of a common carrier (the delay must be certified by the common carrier)
  • Quarantine
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Seven Corners Insurance related coverage

Seven Corners Insurance related coverage

Seven Corners Assist

Seven Corners Assist

What happens if you become ill in a remote area without specialized medical care? Seven Corners will make sure you receive the care you need! If necessary, they will arrange and pay to evacuate you to the nearest appropriate medical facility.

24/7 Travel Assistance

Seven Corners can help you locate appropriate medical care, arrange second opinions, arrange emergency medical evacuations, medical transportation home after treatment, escorts & transportation for unaccompanied children, and medical record transfers.

24/7 Medical Assistance

Seven Corners can help you locate appropriate medical care, arrange second opinions, arrange emergency medical evacuations, medical transportation home after treatment, escorts & transportation for unaccompanied children, and medical record transfers.

special-coverageRound Trip Choice Insurance Restrictions

  • State Restrictions: The plan will not accept a mailing address in Missouri (MO), Montana (MT), New York (NY), Oregon (OR), Pennsylvania (PA) & Washington (WA).
  • Country Restrictions: The plan will not accept an address in North Korea (PRK) the round trip choice travel insurance is not available.
  • Destination Restrictions: The plan will not cover trips to Antarctica (ATA), Cuba (CUB), Iran (IRN), North Korea (PRK) & Syria (SYR).

Seven Corners international travel insurance - Resourceful links