Top medical insurance claims for older travelers visiting USA

The top Eight visitor medical insurance claims for older travelers visiting the US are:

Ailment and average cost of treatment

• Type 2 Diabetes Mellitus with Hyperglycemia
  Patients admitted to the hospital Emergency Room(ER) and discharged within 1-2 days. The average bill across the US for a hypoglycemic event is around $25,000.
• Cerebral Infarction, also known as stroke
  This can involve a 4-5 day stay in the Intensive Care Unit (ICU) coupled with at least 2 MRI scans and follow up treatments with a Neurologist. The average cost of a cerebral infraction is nearly $100,000.

• Septicemia, blood poisoning caused by bacteria often due to Urinary Tract infection. The average cost of septicemia in 2018 was over $50,000
• Cerebral Artery Occlusion
  Ischemic stroke- the occlusion of a cerebral artery that causes damage to the brain tissue dependent on blood supply for the affected blood vessel. Treatment for this kind of stoke will definitely need ICU care for 8-10 days, many brain scans from MRI and PET machines, and skilled follow up care. The average cost of cerebral artery occlusion in 2018 was nearly $120,000.
• Non-ST-elevation myocardial infarction,commonly known as heart attack
  Typical medical bills will include ambulance, hospital emergency room, ICU, EKG and MRI heart scans and continuing care from cardiologists. The average cost for Non-ST-elevation myocardial infarction in 2018 was close to $20,000.
• Persistent atrial fibrillationwhich results in irregular or rapid heartbeat
  Common symptoms experienced by older travelers due to extreme weather conditions can include dizziness, nausea and heart palpitations. According to INF claims data, the average cost of an atrial fibrillation in 2018 was almost $12,500.
• Hypertensive emergency
  A Hypertensive emergency is high blood pressure with a systolic blood pressure of over 180 mmHg or having a diastolic blood pressure over 110mmHh. This level of high blood pressure can permanently damage organs such as the brain, kidney, eyes, or heart. INF claims data found that the average treatment of hypertensive emergencies was over $85,000 in 2018.
• Acute Kidney Failure
  Acute Kidney Failure is a complication caused by different pre-existing conditions such as high blood pressure, urinary tract infections or diabetes. The average treatment cost of acute kidney failure in the USA was over $22,000 in 2018.

What medical benefits are included in travel insurance for USA visitors?

The best travel insurance to USA from UK offers comprehensive protection against unexpected medical and travel-related expenses. Key coverage includes:

• Emergency Medical Treatment : Covers Doctor visit, hospitalization, surgery, and emergency care for unexpected illnesses or injuries.
• Prescription Medications: Pays for necessary medicines prescribed during your trip.
• Medical Evacuation & Repatriation: Covers transportation to the nearest suitable medical facility or return to the UK if needed.
• Pre-existing conditions: Some policies offer acute onset of pre-existing conditions.

Best health insurance for foreigners in USA

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Healthcare in the U.S. is extremely expensive, and without good travel health insurance, even a simple doctor’s visit can become a financial burden. In 2025, the cost of travel health insurance for visitors to the US ranges between $20 and $172 per month, depending on the age, the insurance company, the type of visitors insurance, the coverage limits, and whether you want coverage for pre-existing conditions. If you are looking for a cheap option, some plans cost as little as $1 to $5 per day, making it an affordable way to stay covered.

Why is travel insurance USA is so important ? A routine doctor’s visit can cost between $250 to $350, while a heart attack will leave you with a bill of at least $25,000. If you need to stay in the ICU after a stroke, the cost can exceed $150,000. Even something as routine as an echocardiogram ranges from $1,500 to $4,000, depending on where you get it. Emergency treatments for conditions like diabetes complications cost anywhere from $3,500 to $7,000, and if you need treatment for kidney failure, expect to pay over $30,000.

The cost of comprehensive visitor insurance starts around $53 month, depending on factors such as age, coverage limits, deductible, and optional add-ons. Higher-tier plans with extensive coverage, including pre-existing condition benefits and lower deductibles, tend to be more expensive. On average, a good comprehensive health insurance plan costs $58 to $108 per month for a 35 year old traveler.

The best visitor health insurance for visitors to USA cost is calculated based on one-month quotes.