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Travel Insurance From Israel to USA

Affordable Travel Medical Insurance for Israeli Citizens Traveling to the USA

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Travel Insurance for Israeli Citizens

Travel Medical Insurance for Israelis Traveling to the USA

Israelis traveling to the USA — whether for tourism, visiting family, studies, work, or long-term relocation should think deeply about healthcare arrangements before they leave. Medical treatment in the United States is really costly, and patients who don't have valid insurance are usually asked to pay the costs right away.

Proper Israel trip insurance, Israel vacation insurance, or trustworthy Israel travel protection will help cover unexpected medical expenses, emergency treatment, and hospital stays, giving financial security and peace of mind during the whole travel period.

Traveling medical insurance is not a must for Israel citizens visiting the US, yet it is highly recommended and at times a necessity.

Why Travel Insurance Is Crucial for Israelis Visiting the USA?

Many Israel travel insurance companies and HMOs(Kupat Holim) offer basic private health plans usually provide limited or no coverage in the USA. Even when international coverage exists, reimbursement limits are often low and claims can be complicated.

Typical Healthcare Costs in the USA
  • Emergency room visit: $2,000 – $5,000
  • Ambulance services: $800 – $2,500
  • Diagnostic tests (CT scan, MRI): $3,000 – $6,000
  • One night hospital stay: $10,000+
  • Emergency surgery: $30,000 – $100,000+

A medical emergency alone might be more expensive than a vacation. Travel medical insurance can be your savior, covering the unanticipated costs for Israeli tourists.

Which Is the Cheapest Travel Insurance for USA From Israel?

The Cheapest Israelis travel insurance to USA is Safe Travels Advantage from Trawick International.

Other Affordable travel insurance from Israelis to USA are Venbrook Essential from Venbrook International and Visitors Care from IMG.

Coverage for unexpected illnesses and injuries during short-term stays.
Policy Maximum?
$25,000 - $150,000
Deductible?
$0
Coverage?
5 - 364 days
Acute Onset?
Up to the policy maximum for ages ≤ 89
Starting at
$20/month*
Buy Online »
Provides essential coverage for emergency needs during short-term stays.
Policy Maximum?
$25,000 - $150,000
Deductible?
$0
Coverage?
5 - 364 days
Acute Onset?
Up to 79 years
Starting at
$25/month*
Buy Online »
Suitable for short-term travelers, including parents visiting the U.S.
Policy Maximum?
$25,000 - $100,000
Deductible?
$0 - $100
Coverage?
5 days - 2 years
Acute Onset?
Up to policy maximum
Starting at
$27/month*
Buy Online »

* The price shown is for a 30-day trip with a $25,000 maximum coverage and a $0 deductible for a 40-year-old traveler.

What Is the Best Travel Insurance for USA From Israel?

The Best travel insurance for USA from Israelis is Patriot America Plus.

The other top recommended best travel insurance for USA include Atlas America and Safe Travels USA Comprehensive.

Patriot America Plus
IMG

$77 Per month

Age: 40 years | Plan maximum: $50,000 | Deductible: 250

  • Comprehensive plan for non-US residents traveling to the USA.
  • Direct Billing: United Healthcare Provider Network
  • Urgent Care: $30 per incident; no copayment if deductible is $0
  • Acute onset of pre-existing condition: Up to policy maximum for ages up to 70 years
  • Emergency medical evacuation: Up to $1,000,000
Buy Online »

Atlas America
WorldTrips

$78 Per month

Age: 40 years | Plan maximum: $50,000 | Deductible: 250

  • Popular visitor insurance plan for non-US residents visiting the US.
  • Direct Billing: United Healthcare Provider Network
  • Urgent Care: 15 per incident; no copayment if deductible is $0.
  • Acute onset of pre-existing conditions: Up to maximum limit, for ages up to 80 years
  • Emergency medical evacuation: Up to $1,000,000
Buy Online »

Safe Travels USA Comprehensive
Trawick International

$90 Per month

Age: 40 years | Plan maximum: $50,000 | Deductible: 250

  • Travel medical insurance plan which offers extensive medical coverage.
  • Direct Billing: First health care Provider Network
  • Urgent Care: $30 per incident; no copayment if deductible is $0
  • Acute onset of pre-existing conditions: Up to 89 years
  • Emergency medical evacuation: Up to $2,000,000 and up to $1,000,000 for medical expenses
Buy Online »
Additional top travel insurance plans for visitors to USA are:
  • Venbrook Premier: Comprehensive travel medical insurance plan for visitors to the USA, offering coverage for emergency medical treatment, hospitalization, and evacuation with limits up to $1,000,000.
    Includes coverage for the acute onset of pre-existing conditions, ideal for travelers seeking broad protection.
  • Patriot America Lite: Cheap short-term health insurance plan for visitors to the US. Offers coverage for emergency medical treatment and medical evacuation, with limits up to $1,000,000.
    ⚠️ Does not include COVID coverage or acute onset of pre-existing conditions.
  • Travel Medical Basic: Affordable coverage for emergency medical treatment and evacuation during short-term travel to the US. Covers acute onset of pre-existing conditions for visitors under 80 years.
    Includes COVID coverage and is recommended for group travelers.

Who Should Buy Travel Insurance?

Travel insurance is suitable for:

  • Israeli tourists traveling on ESTA or B-1/B-2 visas.
  • Parents and grandparents visiting family in the USA.
  • Students studying or attending exchange programs.
  • Professionals and temporary workers before employer coverage begins.
  • New immigrants during gaps in U.S. health coverage.
  • Travelers departing from major cities such as Tel Aviv or Jerusalem often search for travel insurance Jerusalem or short-term tourist insurance Israelis before planning international trips.

How Much Does Israelis Travel Insurance Cost?

How much is medical insurance for tourists in the US? How much does visitor health insurance cost?

The cost of best travel insurance for USA from Israel can start as low as $20 per month and go up to $300+ per month.

The best US visitor health insurance from Israel depends on:

It is a good idea to compare different plans and get quotes from multiple providers to find the best visitors insurance coverage for your budget.

How Much Does the Most Affordable Visitors Insurance for USA Cost?

The most affordable visitor health insurance USA starts from $20 per month with options up to $191 per month. The average cost of fixed benefit visitor travel insurance for the USA is calculated based on one-month quotes.

Plan Name Plan max range Deductible Age 40 Age 60 Age 70
Safe Travels Advantage $25,000 - $150,000 $0 $20 - $58 $39 - $102 $60 - $166
Visitors Care $25,000 - $100,000 $100 $25 - $47 $40 - $75 $66 - $152
Safe Travels Elite $25,000 - $175,000 $0 $26 - $76 $50 - $134 $109 - $155
Venbrook Essential $25,000 - $150,000 $0 $26 - $81 $49 - $124 $68 - $147
Visit USA Budget $50,000 - $150,000 $250 $32 - $56 $49 - $86 $84
VisitorSecure $50,000 - $130,000 $100 $34 - $62 $55 - $76 $96 - $139
Travel Medical USA Visitor Basic $50,000 - $150,000 $100 $42 - $52 $79 - $94 $173 - $191

How Much Does the Comprehensive and Best Visitors Insurance Cost Per Month?

The best travel insurance cost for USA ranges from $58 to $353 per month. The average cost of comprehensive travel insurance for the USA is based on one-month quotes with a $250 deductible.

How Much Does 6-Month Medical Insurance for Visitors to USA Cost?

For a 60-year-old traveler, the cost of USA visitor insurance for 6 months typically ranges around $122 to $1,050, based different coverage options, medical needs, and traveler’s budget on American Visitor Insurance.
The best 6 month USA travel insurance is the one which is affordable, reliable and allows the traveler stress free.

From ER visits to urgent care, stay covered for 6 months in the U.S starting from just $1.50/day!

Factors To Buy Best Travel Medical Insurance USA

1 Age of the Traveler
The cost of medical insurance for travelers is directly proportional to the age of the traveler. The older the traveler and greater will be the cost of the visitors health insurance.
2 Type of US Travel Health Insurance
Comprehensive insurance provides exhaustive coverage but is more expensive than fixed benefit insurance which has a specified limit for each treatment.
3 Medical Maximum Coverage
The price of visitors insurance is directly dependent on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.
4 Region of Coverage
Travel insurance depends on the coverage region. The cost for visitor insurance for the United States is most expensive when compared to Europe or Asia.
5 Duration of Travel Insurance
The cost of trip insurance directly depends on the length of travel. The longer the duration of visitor medical insurance required, the higher will be the cost.
6 Any Add-on Benefits
Additional add-on benefits to the basic insurance for tourist plan like adventure sports coverage, coverage for pre-existing conditions… will add to the overall cost.

What Are the Coverages of Travel Medical Insurance?

A superb travel medical insurance policy suitable for Israelis must include the following aspects:

🏥 Emergency Medical Treatment

A chance for unexpected diseases or unintentional injuries during the period of stay in the USA is covered.

💳 Cashless Hospitalization

Availability of PPO hospital networks where insurance and provider costs are billed directly.

🚑 Emergency Medical Evacuation

Transport to the closet proper medical facility or to Israel if it is not safe for you to stay there.

⚰️ Repatriation of Remains

Covers costs in case of death abroad.

🩺 Pre-Existing Conditions

Some insurance plans cover the acute onset of pre-existing conditions based on age and policy terms.

💊 Prescription Drugs

Limited coverage for medications prescribed during treatment.

📞 24/7 Assistance Services

Aid in emergencies is available in several languages with respect to hospital coordination and claims support.

Can Israelis Buy Insurance After Leaving Israel?

Yes. Many U.S. travel medical insurance plans allow Israelis to purchase coverage even after departure, as long as:

  • No medical emergency has already occurred.
  • Coverage starts after a short waiting period (varies by plan).

This is helpful for last-minute travelers.

Is Travel Insurance Required for ESTA or US Visas?

U.S. immigration authorities do not mandate travel insurance, however:

  • U.S. hospitals will not provide free care to visitors.
  • Lack of insurance can result in denied treatment or massive bills.
  • Visa officers and travel advisors strongly recommend coverage.

Am I Covered? Real-Life Travel Insurance Scenarios for Israelis Visiting the USA

Will I be covered in case I get sick after I have landed in the USA?

Definitely. The majority of travel medical insurance policies cover unforeseen sickness that starts after the date of your coverage, including doctor appointments, tests, and hospitalization.

How about in case I need an ambulance in New York or any other city in the U.S.?

The emergency ambulance transports are generally covered in the travel medical insurance. In case you are not covered, the charges for an ambulance alone could reach over $1,000.

What if my little one requires immediate medical attention while visiting family?

Travel insurance will compensate for emergency medical treatment for kids which includes visits to hospitals, staying in the hospital, etc. if the sickness is sudden and unexpected.

What would happen if my pre-existing condition suddenly gets worse?

There are some plans that will cover acute onset of pre-existing conditions, but with age limits and policy terms. Generally, routine or ongoing care is not covered.

Common Mistakes Israeli Travelers Make When Buying Insurance

Common Mistakes Israeli Travelers Make When Buying Insurance The Israeli tourists pick up the wrong insurance without even realizing it. Here are the biggest mistakes to avoid:

  • Choosing very low coverage limits for travel to the USA.
  • Assuming Israeli HMO or Kupat Holim coverage applies in the U.S.
  • Relying only on credit card travel insurance with limited benefits.
  • Buying insurance that expires before the return date.
  • Not checking age-based benefit reductions, especially for parents and seniors.

Being aware of these mistakes helps travelers choose stronger, more reliable protection.

Israeli Local Travel Add-Ons vs U.S. Travel Medical Insurance

Many Israelis already have travel add-ons offered by Israel travel insurance companies(local insurers or HMOs). However, these plans often differ significantly from U.S.-based travel insurance that provide stronger Israel travel protection while abroad.

Feature Israeli HMO Travel Add-On U.S. Travel Medical Insurance
Emergency room coverage Limited Comprehensive
Cashless hospital access ❌ No ✅ Yes (PPO networks)
Emergency evacuation Limited Included
High medical coverage limits ❌ No ✅ Yes
Designed for U.S. healthcare costs ❌ No ✅ Yes

This comparison helps explain why many Israelis choose U.S.-based travel insurance for visits to America.

What Happens If You Travel Without Insurance?

Visitors in the USA will have to pay for medical care as it is not covered for them.

A realistic example:

  • ER visit: $3,000
  • CT scan: $5,000
  • Overnight hospital stay: $10,000+

Non-insured patients may be asked to pay in full or at least a substantial part of the costs before receiving any treatment, which could be a heavy financial burden at such times. Travel medical insurance is the only means that could save you from these unexpected costs.

Visa-Specific Insurance Guidance for Israelis

✈️ ESTA Travelers

Insurance is not mandatory, but essential. ESTA travelers receive no healthcare benefits in the USA, and even short trips carry medical risk.

🧳 B-1 / B-2 Visitors

Longer stays increase the chance of medical needs. Parents and older visitors should consider higher coverage limits and lower deductibles.

🎓 Students (F-1 / J-1)

Many universities require minimum insurance standards. Travel medical insurance can help meet requirements during initial arrival or exchange programs.

🏠 New Immigrants (Olim)

Travel insurance takes care of covering the gaps that might occur before employer-sponsored or U.S. health plans start.

How Travel Insurance Claims & Emergency Support Help You in the USA

Understanding claims builds confidence before buying:

  • Visit an in-network hospital when possible.
  • Insurance is usually billed straight away (cashless treatment).
  • Reimbursement can be claimed on out-of-network expenses.
  • 24/7 assistance helps with hospital coordination and emergencies.

This transparency reassures travelers during stressful situations.

Who Should Choose Higher Coverage Limits?

Traveling the USA brings with it the risk of high medical costs that can occur just for the normal emergencies. Limiting the coverage may help reduce premium costs but it will surely leave travelers uncovered financially if serious medical treatment is needed. On the other hand, higher coverage limits give stronger protection and enormous peace of mind which is especially true for some certain groups of travelers.

Higher coverage limits come to the rescue in the case of

1️⃣ Seniors Above 60 Years of Age

As age increases, the more probable it is to need medical attention.

  • The elder generation is indeed more prone to requiring emergency treatment or getting admitted in the hospital.
  • Some insurance policies will at the age of 60 start reducing the benefits thus making the need for higher limits more important.
  • The sum of $250,000 to $1,000,000 is frequently advisable for the old aged travelers.

Higher limits help in offsetting the age-related risks and the high cost of hospital stays in the USA.

2️⃣ Families with Kids

Health issues of little ones may arise suddenly; they take place even during short trips.

  • ER visits because of fever, infections, or accidents are frequent.
  • In case of kids, the emergency care and diagnostics can are going to be quite expensive.
  • The higher limits will cover several family members at the same time without quickly exhausting the benefits.

Families get the advantage of higher limits that present them with flexibility and financial security.

3️⃣ Visits Longer Than 3 Months

The medical risks are higher during the longer stays.

  • The longer you stay, the higher the chance of illness or injury.
  • The long stay may need further treatment or the continuation of the prescription.
  • Over time, the medical costs can get high.

For more than 90 days' stay, higher coverage limits keep on providing continuous protection throughout the journey.

4️⃣ Travelers Visiting Multiple U.S. Cities

Traveling across different states increases exposure to varying healthcare costs.

  • Prices for emergency care vary a lot depending on the city and state.
  • New York, Los Angeles, and San Francisco are the major cities with the most expensive hospitals.
  • Using out-of-network doctors can significantly add to one's expenses.

Insurance with higher limits can help absorb the cost differences and unexpected fees.

5️⃣ Anyone with a Medical History

Even stable medical conditions can flare up unexpectedly.

  • Some plans cover acute onset of pre-existing conditions, subject to terms.
  • Diagnostic tests and observation alone can be expensive.
  • Higher limits help cover emergencies without exhausting benefits early.

Travelers with any medical history should avoid minimum coverage options.

Why Higher Coverage Limits Matter in the USA?

Healthcare costs in the USA are among the highest in the world:

  • A single ER visit can cost several thousand dollars.
  • Hospital stays and emergency procedures can reach tens of thousands.
  • Evacuation for medical reasons could be over $50,000.

Higher coverage limits reduce out-of-pocket risk and prevent coverage shortfalls during emergencies.
Choosing higher coverage limits is not about expecting an emergency—it’s about being prepared for one. For travelers to the USA, especially those in the categories above, higher limits offer better access to care, smoother claims handling, and peace of mind.

When American Visitor Insurance compares different plans, travelers are given the opportunity to pick easily the higher coverage limits that are compatible with their age, travel duration, and health needs.

Safety & Travel Tips for Israelis Visiting the USA

  • Emergency number in the USA: 911
  • Use hospitals within PPO networks for smoother billing.
  • Carry prescriptions in original packaging
  • Contact insurance assistance before non-emergency treatment.
  • Keep policy details accessible on your phone
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Travel Insurance for Israelis Citizens

Travel Health Insurance for USA From Israel

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Expatriate Insurance

Expatriate heath insurance for living outside home country
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Pre-existing Coverage

Comprehensive coverage for pre-existing conditions/ailments.
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Senior Citizens

Visitor health insurance for parents and senior citizens visiting USA
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What Are the Different USA Visa Health Insurance?

Different Types of US Visitors Travel Insurance

Fixed Benefit Travel Insurance

  • A fixed benefit or scheduled benefits travel insurance plan is the cheapest US travel insurance plan, however this is because the Fixed benefit travel insurance have a fixed limit of coverage for different medical benefits.
  • Fixed benefit international travel medical insurance works well for small ailments but can be inadequate for more serious medical conditions involving hospitalisation.
View Plan Details »

Comprehensive Travel Insurance

  • Comprehensive travel insurance provide full coverage for medical expenses up to the policy medical maximum limit. As opposed to fixed benefit international travel medical insurance there are no coverage limits for each benefit.
  • It is much more expensive when compared to fixed benefit plans but also provides significantly superior coverage especially in case of a serious medical emergency or hospitalisation.
View Plan Details »

Why Buy Travel Insurance for Israelis From American Visitor Insurance?

  • Compare multiple plans easily: American Visitor Insurance provides user friendly side-by-side comparison of travel medical insurance plans for Americans traveling to Hungary from leading U.S. insurers like IMG, Trawick International, WorldTrips, BlueCross BlueShield, Travelex, Seven Corners, Global Underwriters, HTH Worldwide and Travel Insure.
  • Customized for your trip: Choose from a range of travel insurance plans designed for different trip durations and coverage levels — from short vacations to extended stays in Israel.
  • Ideal for all travelers: Whether you’re traveling for leisure, business, education, or a long-term stay in Israel, you can find a plan customized to your trip type and duration.
  • Affordable & transparent pricing: No hidden fees. You see the best price directly from the insurer, guaranteed.
  • Easy online purchase: Buy Israel travel insurance for U.S. citizens in minutes with an instant policy documents emailed to you.
  • Expert support: Our licensed customer support team at American Visitor Insurance is available 24/7 to answer any questions during the purchase process. They can assist while completing online applications, extend coverage when it is needed, cancelling a plan if travel plans change, and to file insurance claims necessary.
  • Trip cancellation coverage and best CFAR plans: Travel insurance for U.S. travelers visiting Israel including coverage for trip cancellation, medical emergencies, and Cancel For Any Reason (CFAR) benefits.

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Travel Insurance From Israel to Europe

Schengen Visa and Long Term Europe Visa Insurance

Residents of Israel who do not hold an Israeli passport and visiting the Schengen Countries must apply for Schengen Visa. One of the mandatory requirement for applying for Schengen visa is Travel medical insurance.

Coverage for emergency cases, hospital stays, evacuation is a minimum requirement that can put your mind at ease when Israelis are in a foreign country with many unknown factors related to medical affairs of that country. We have several Schengen visa insurance for residents of Israel visiting European countries which satisfy Schengen visa requirements.

Israeli citizens or Travelers with Israeli passport do not need Schengen visa to visit the Schengen countries up to 90 days. But if they wish to stay more than 90 days on work, study, do business or settle down in Europe, they have to apply for national or resident visa of that Schengen visa country.

While applying for Long term Europe residence permit visa, Israelis have to buy adequate travel medical insurance with the following requirements.

  • Medical coverage of at least 30,000 Euros (about $50,000 USD)
  • A repatriation benefit.
  • An emergency medical evacuation benefit.
  • Valid for the entire duration of stay in Europe.
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After buying adequate Israeli travel health insurance, the Schengen visa letter or long term Europe visa letter will be emailed to you that you can use while applying for visa. The Europe insurance Visa Letter will indicate that the traveler is insured for medical expenses, emergencies and hospitalization throughout the stay in Europe. As health care is expensive in Europe buying best travel insurance Israel for Europe is required to be financially safe while traveling.