Vacation Travel Insurance

Compare and buy US travel insurance

Why do I need vacation travel medical insurance?

A vacation is a richly deserved break from ones regular schedule. It is something that the traveller has spent a lot of time and money planning and preparing. While one can hope for the best, it is important to prepare for unplanned adverse situations during the vacation.

The worst thing that can happen during a vacation is to have a medical problem, be it falling sick or having an accident. Not only will this ruin a vacation, it can also be financially disastrous if you do not have proper travel insurance.

Good travel medical insurance can shield the traveler from the adverse consequences of medical related expenses on a vacation.
vacation travel insurance
budget

How much does vacation health insurance cost?

Given the typical cost of international holiday the cost of vacation travel insurance is quite negligible. The travel insurance premium will vary depending on whether you are buying trip insurance, or travel medical insurance and other factors such as the vacation destination, the age of the traveler, the insurance coverage, the deductible, the co-insurance as well as any additional riders like an adventure sports coverage rider.

HealthCare cost for visitor in USA
type of insurance

Type of insurance plans

Insurance policies are broadly classified as Fixed visitor insurance and Comprehensive visitor insurance. You can compare fixed benefit and comprehensive insurance and choose the best family travel insurance.
benefit period

Benefit period

The longer the benefit period the better the coverage. Some plans limit the time duration that the plan will pay.
deductible

Deductible and Coinsurance

Deductible is the amount that customer pays for the incurred expense before insurer pays. Co insurance is a fraction of the total amount that customer pays.
renewability

Renewability

There are both renewable and non renewable plans. Please check the plan details for renewability information.

Things to know before traveling:

  • Research the destination before you travel.
  • Keep your travel baggage light.
  • Keep travel documents safe at different places.
  • Carry medicines in their original containers to avoid any problem at customs clearance.
  • Buy popular travel insurance plans to get financial assistance during medical emergency.
  • Carry sufficient cards or cash for your trip, do not assume that you will be able to access you ATM at all times.
  • If you are a first time visitor buy a city map to get your bearings right while traveling.
  • Do take precautions not to travel alone in lonely streets or be wary of rough neighborhoods.
  • Keep sufficient fluids to keep you hydrated while traveling.
  • Carry your prescriptions and a spare pair of glasses for any emergency.
travel bag

Visitor Insurance FAQ

Absolutely! This is when we recommend making your purchase; once you have vacation dates set. You can, however, change dates later should you need to with most vacation travel insurance policies.

International vacation medical insurance is very reasonably priced. This is more so if you are traveling outside the US, but even for travel to the US. Vacation travel medical insurance coverage is only for sudden illness or accident, but can include baggage loss and trip interruption. The price is based on the age of the insured and the length of time they need it for.

Absolutely! When you travel, you never know what will happen. Of course, we hope your travels are safe and healthy and without incident, but vacation insurance can help should you get hurt or sick or if the airline loses your baggage. International health insurance companies have seen it all from all over the world, they will be there to help you. Isn’t that reassurance worth the cost?

Most people, particularly US citizens, can travel abroad without any requirement for vacation travel health insurance. However, you should make sure that your holiday travel insurance will cover you fully for any sickness or accident while you are away. Note that Medicare generally will NOT cover expenses outside the US.

Here are the most common reasons for trip cancellation in vacation insurance accepted for coverage on a trip protection policy: (1) Illness or injury of the insured or travel companion, (2) Death of an immediate family member, (3) bankruptcy, (4) jury duty, (5) terrorist incident at the destination, and (6) strike of travel provider.

Resourceful visitor insurance information

Trip Cancellation insurance for US citizens on vacation within USA

Trip cancellation insurance for Vacation which will reimburse for cost of the trip when the pre-planned vacation is cancelled or interrupted. The trip cancellation insurance are only available to US residents (you do not necessarily have to be a US citizen, a US address will do). These policies, if you go on your vacation as expected, also cover any sudden medical expenses. The vacation insurance are well thought out for travelers with reunion costs; costs for dependent children should they need an escort home; lost baggage and connections, etc. These can be an excellent way to protect the investment that is made on a Vacation. Compare Best Trip Cancellation Insurance for Vacation and buy a plan to protect the vacation investment expenses.

Following are the among the popular Vacation travel insurance for US citizens or US residents for vacations within the US:
  1. Round Trip Series offered by SevenCorners
  2. iTravel Series offered by International Medical Group (IMG).
The Round Trip Series by SevenCorners is a three-tiered series of plans with good, better, best plan with Round Trip Economy, Round Trip Choice, and Round Trip Elite. There is an additional cost for the number of days which exceed 30 days, but you can have a trip last up to 90 days. There is also the optional coverage for loss of ski days and equipment and lost golf rounds and rental. Note that insuring a trip for $0 to $500 gives the same, lowest rate available.
Compare round trip insurance plans

The iTravel Series offered by IMG is also a three-tiered series of plans: Travel Lite, Travel SE, and Travel LX. The Travel SE has a nice benefit that children under 10 are "free" with a paying adult which can make it very affordable for family travel. Note that insuring a trip for $0 to $499 gives the same, lowest rate available for the plans.
Compare iTravelInsured trip plans
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