Travel insurance to Europe from USA
Answer these questions to find the best insurance plan for your needs (International travelers, students, all US visa’s and Schengen visa).Which is the best travel insurance for Europe from USA?
We have different well known travel insurance from USA to Europe that we recommend, specifically if you need a letter in order to get your visitor visa. The most economical price will depend on the age(s) of the traveler. We have designed our website to help customers choose the exact plan that is most economical and appropriate for them. You can compare Europe travel insurance quotes by filling the travel dates and travellers ages in the above form on our website.Do I need travel insurance for Europe?
If you are a US national or have the nationality which does not need the Schengen visa, then travel insurance is not mandatory. However travel insurance for Europe from USA is mandatory if you want a long term stay (over 90 days) in Europe . Also, given the high cost of health care in Europe and the fact that US domestic health insurance provides little coverage in Europe, and the nominal cost of travel medical insurance europe, it is prudent for international travelers to buy good travel insurance for travel to Europe.
Schengen Visa information for US citizens and US residents (Non US citizens)
US Citizens with a valid US passport can travel to the Schengen states up to a maximum of 90 days without the need of a Schengen visa.
Requirements for traveling to the Schengen region:
- A valid US passport with a minimum of three months validity beyond the departure date from the Schengen area.
- Valid reason for travel.
- Proof of adequate financial resources to support oneself during the entire stay in the Schengen region.
- Any compliance or entry requirements specific to the country of travel or transit.
US residents but non US citizens visiting the Schengen region
Most Non US citizens need to apply for the Schengen visa. Please check "Nationalities who need Schengen visa". US residents but Non US citizens need to provide the proof of resident status in the US (Green card, valid US visa and copy of valid I-20 or valid I-AP66, visas...) to apply for a Schengen/short stay visa. The visa and the US resident status must be valid for at least 3 months after the last day of stay in the Schengen area.Long Term Stay in the Schengen Region (More than 90 days)
If you want to stay in the Schengen area for more than 90 days you must apply for a residence permit and not a Schengen visa. One of the requirements for Long Term Europe stay visa is the mandated Schengen visa insurance. Specific instructions for residence permit is available on the respective embassy/consulate's website.Please note that it is prudent to give adequate processing time while applying for the Schengen visa. This is particularly true during the peak travel months in Summer and in Winter.
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Long term Europe visa insurance
Americans visiting Europe for more than 90 days within a 180 day period should apply for an extended stay visa. A mandatory requirement for this extended stay visa is Travel Medical insurance with coverage up to 30,000€ (or the equivalent in USD) while living in Europe. A Visa Letter should be provided by the insurer clearly indicating that the traveler is insured for medical expenses, emergencies and hospitalization throughout the stay in Europe. It should also state any limit in the amount of coverage (or "unlimited" if there is no limit of coverage).
Even if insurance is not mandated and you do not need a visa (Americans do not need a visa to visit Europe for less than 90 days), travel medical insurance offered on this website are strongly recommended simply because health care is expensive in Europe and your US domestic insurance rarely travels beyond the US national borders. Medicare the other domestic US health insurance plans have very limited coverage outside the United States, and travel medical insurance is required to be financially safe while traveling.
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Schengen visa insurance requirements
Europe travel insurance for the citizens of the US is also called as the Schengen Visa Insurance. The requirements of the coverage for visitor insurance as per the Schengen Visa guidelines are medical benefits of at least €30,000 (the equivalent being about $50,000 USD) with coverage for accidents, sudden illness, repatriation. The insurance company must have a representative office in the Europe.
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Holidaying in Europe and the need for Europe travel health insurance
Europe as a continent is by far the world largest tourist attraction and has over 600 million international travelers annually. France and Spain are ranked as the top countries for attracting international tourists. These figures are easy to explain given the range of tourist attractions that Europe offers. Each region of the continent has something unique to offer in terms of nature and scenic beauty as well as manmade artefacts, art, music, culture and culinary traditions. Western Europe has its charms along the Atlantic coast and Iberian peninsula. Southern Europe has the Mediterranean sea and cultural influence from northern Africa and the middle east. Eastern Africa with its rich history and orthodox Christian traditions. Northern Europe's Scandinavian countries have their distinct landscapes. All these regions come together to make Europe a dream vacation destination for any tourist.
Popular destinations in Europe
US travelers in Europe and the need for travel insurance Europe
Data provided by the US department of Commerce show that three European countries feature amongst the top five nations visited by Americans. Beyond US's immediate neighbors of Mexico and Canada, the European nations of United Kingdom, France and Italy are most visited countries by US citizens. While the UK attracts about three million Americans annually, France and Italy attract close to two million US citizens every year. Americans also travel to other European countries like Germany, Spain, Switzerland, Greece, Austria, Belgium, Portugal in very large numbers.Americans travel to Europe every year for different reasons. Leisure remains the main purpose of travel followed by visiting friends and relatives and finally it is work... The top ports of departure for US residents traveling overseas are New York, Miami, Los Angeles, Newark, Atlanta and Chicago which among them account for over 60 percent of all US departures.
Travelers can compare plans and select one that best fits their needs as well as satisfy Schengen Visa requirements (this is needed for long term stay, more than 90 days, in Schengen countries by US citizens). For US residents who are non US citizens, travel medical insurance is mandatory to be issued the Schengen visa. Given the cost of health care in Europe, travel insurance for europe from usa is recommended even for short trips to Europe even if not mandated by consular requirements.
Americans travelling to Europe even for a short holiday must be aware of the places, people, culture, health care... A little time spent online researching information about Europe is useful. Similarly, medical insurance for Europe travel can be compared and bought on our website with ease.
Most popular medical evacuation travel insurance for Europe
Emergency medical evacuation insurance commonly called “Medevac insurance” offer coverage for expenses arising from international security evacuation, medical evacuation and repatriation.
The Atlas Medevac insurance from Tokio Marine is a very popular emergency medical evacuation insurance among US citizens visiting Europe.
Information for US Students going to Europe
The US while having an excellent network of Universities is also an expensive place to study. This is one of the reasons that some American students are choosing to study in in Europe, which is cheaper with many countries offering free higher education to US students. Germany, France, Norway, Slovenia, Czech Republic, Finland, Sweden and Iceland are some of the European countries that offers free education for US students. Along with being more affordable, Europe is famous for its culture and history. It also provides a wonderful immersive experience to learn one of the European languages, like French, German, Spanish or Italian. Studying in Europe is a wonderful experience for any student with the opportunity to explore and learn in such an incredible continent.
Travel insurance plans for older US travelers with Medicare coverage
US senior citizens with Medicare need international travel insurance as Medicare offers limited or no coverage outside USA. Travelling overseas involves risks especially for older travelers and costs of medical evacuation and health care outside the United States is expensive. Buying Medicare Supplemental international Travel insurance coverage for older US travelers is strongly recommended.
KNOW MORETravel health insurance for older US travelers (65+ years) visiting Europe
It is wonderful to see so many older Americans traveling to Europe. However while visiting Europe is exciting, US citizens should realise that Medicare and its supplements provide very little coverage outside US borders. There is a travel health insurance plan specifically designed for older American travelers. Indianapolis based International Medical Group (IMG) offers GlobeHopper Senior as an affordable overseas travel medical insurance option for US citizens and US permanent residents 65 years and older. The GlobeHopper Senior plan is available either as the GlobeHopper Single-Trip plan for coverage from 5 days to 365 days, or as a GlobeHopper Multi-trip plan which covers 12 months with a maximum of 30 days per each overseas trip. The GlobeHopper Senior plan is very popular since it provides coverage of $1 million up to the age of 79 years and $100,000 for travelers more than 80 years old. The plan includes $2,500 cover for sudden unexpected recurrence of a pre-existing condition and $25,000 for emergency medical evacuation.
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