WorldTrips Travel Insurance Reviews

WorldTrips travel insurance offers a gamut of travel insurance plans designed for both international visitors to the United States and U.S. residents traveling overseas. Underwritten by Tokio Marine HCC, WorldTrip travel insurance plans provide customizable options for travel medical insurance, specialized coverage designed to meet the needs of international travelers, US tourists on B1 visa, international students on F visa in the US, J visa holders in the US, satisfy Schengen visa requirements for Europe, digital nomads, groups, and frequent travelers with annual travel insurance plans.

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Which is the best travel insurance for WorldTrips?

Available plans

VisitorSecure Fixed benefit

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star Rating: "A++ (Superior) Standard & Poor’s Rating: AA- " edit_square Underwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company

VisitorSecure is a cheap visitor insurance designed for international travelers visiting the US or for travel abroad

  • Coinsurance: Plan pays fixed sum.
  • Direct billing: Through United health care ppo.
  • Acute on set of pre-existing conditions: Covered up to policy maximum for ages up to 70 years.
  • Urgent care clinic: $130 allowable per visit, 10 visits max.
  • Emergency medical evacuation: Up to $50,000 maximum.
  • Repatriation of remains:$25,000 per member.
  • Renewable: Can be renewed and extended up to 364 days.
  • Policy maximum?
    $50,000 $75,000 $100,000 $130,000

  • Policy maximum?
    0-69 : $0, $50, or $100
    70-99: 70-99

  • Period of coverage?
    5 days to 364 days

  • Maximum age eligibility
    Up to 99 years

Atlas America Insurance Comprehensive benefit

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star Rating: "A++ (Superior) Standard & Poor’s Rating: AA-" edit_square Underwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company

Atlas America Insurance is ideal for travelers to the USA needing flexible, comprehensive coverage with acute onset of pre-existing condition benefits.

  • Coinsurance: After deductible, plan pays 100% up to policy maximum.
  • Direct Billing: Through United Healthcare Provider Network.
  • Acute on set of pre-existing conditions: Up to policy maximum for ages up to 79 years.
  • Emergency medical evacuation: Up to $1,000,000.
  • Maternity: Covers complications of pregnancy in the first 26 weeks.
  • Urgent Care 15 per incident : no copayment if deductible is $0.
  • Border entry Protection : Up to $500 if denied entry to the U.S. on a valid B-2 visa.
  • Adventure Sports : Includes coverage for eligible sports injuries and illnesses during vacation at no additional cost
  • Renewable : Can be renewed and extended up to 364 days
  • Repatriation of Remains: Equal to the elected overall maximum limit
  • Per return: Up to $1,000 maximum limit
  • Optional add-on benefits
  • Policy maximum?
    $50,000, $100,000, $250,000, $500,000, $1,000,000, $2,000,000

  • Deductible options?
    $0, $100, $250, $500, $1,000, $2,500, $5,000

  • Period of coverage?
    5 days to 364 days

  • Maximum Age eligibility?
    Up to 99 years

Atlas Essential America Comprehensive benefit

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star Rating: A++ (Superior) Standard & Poor’s Rating: AA- edit_square Underwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company

Atlas Essential America is ideal for budget-conscious travelers to the USA looking for basic coverage with essential medical benefits.

  • Coinsurance: After deductible, pays 75% of eligible expenses after the deductible to the overall maximum limit.
  • Direct Billing: Through United Healthcare Provider Network.
  • Emergency medical evacuation: Up to $500,000.
  • Urgent Care: 15 per incident; no copayment if deductible is $0.
  • Adventure Sports: Includes coverage for eligible sports injuries and illnesses during vacation at no additional cost.
  • Renewable : Can be renewed and extended up to 364 days.
  • Repatriation of Remains : Up to $25,000 maximum limit.
  • Policy maximum?
    $50,000, $100,000, $250,000, $500,000, $1,000,000

  • Deductible options?
    $0, $100, $250, $500, $1,000, $2,500, $5,000

  • Period of coverage?
    5 days to 364 days

  • Maximum Age eligibility
    Up to 99 years

Atlas America Premium Comprehensive benefit

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star Rating: "A++ (Superior) Standard & Poor’s Rating: AA-" edit_square Underwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company

Atlas America Premium is ideal for travelers to the USA seeking high-end coverage with superior policy limits and enhanced benefits, including acute onset of pre-existing conditions.

  • Coinsurance:After deductible, plan pays 100% up to policy maximum
  • Direct billing: United Healthcare Provider Network.
  • Acute onset of pre-existing condition: Up to policy maximum for ages up to 79 years.
  • Emergency medical evacuation:Up to $1,000,000 lifetime maximum.
  • Maternity: Covers complications of pregnancy in the first 26 weeks.
  • Urgent Care 15 per incident: no copayment if deductible is $0.
  • Border entry Protection : Up to $500 if denied entry to the U.S. on a valid B-2 visa.
  • Adventure Sports : Covers eligible sports injuries and illness during vacation at no extra cost.
  • Renewable : Can be renewed and extended up to 364 days.
  • Repatriation of Remains : Equal to the elected overall maximum limit.
  • Per return : Up to $1,000 maximum limit.
  • Policy maximum?
    $50,000, $100,000, $250,000, $500,000, $1,000,000, $2,000,000

  • Deductible options?
    $0, $100, $250, $500, $1,000, $2,500, $5,000

  • Period of coverage?
    5 days to 364 days

  • Maximum Age eligibility ?
    Up to 99 years

Atlas Essential International Comprehensive benefit

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star Rating: A++ (Superior) Standard & Poor’s Rating: AA- edit_square Underwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company

Atlas Essential International is ideal for travelers outside the U.S. seeking affordable, basic international medical coverage for emergencies and essential care.

  • Coinsurance :Usual, reasonable, and customary. You may be responsible for any charges exceeding the payable amount
  • Direct billing: No PPO network
  • Pre-existing condition: Not Covered
  • Emergency medical evacuation: Up to $500,000 lifetime maximum
  • Urgent Care: $15 per incident; no copayment if deductible is $0
  • Renewable: Can be renewed and extended up to 364 days
  • Repatriation of Remains: Up to $25,000 maximum.
  • Policy maximum?
    $50,000, $100,000, $250,000, $500,000, $1,000,000

  • Deductible options?
    $0, $100, $250, $500, $1,000, $2,500, $5,000

  • Period of coverage?
    5 days to 364 days

  • Maximum Age eligibility
    Up to 99 years

Atlas International Comprehensive benefit

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star Rating: Rating: A++ (Superior) Standard & Poor’s Rating: AA- edit_square Underwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company

Atlas International is ideal for travelers outside the U.S. looking for comprehensive medical coverage that meets Schengen visa requirement and protection for unexpected health emergencies.

  • Coinsurance: After deductible, plan pays 100% up to policy maximum.
  • Direct billing: No Provider network.
  • Acute onset of pre-existing condition: Up to policy maximum for ages up to 79 years.
  • Emergency medical evacuation: Up to $1,000,000.
  • Maternity: Covers complications of pregnancy in the first 26 weeks.
  • Urgent Care: 15 per incident; no copayment if deductible is $0.
  • Adventure Sports : Includes coverage for eligible sports injuries and illnesses during vacation at no additional cost.
  • Renewable : Can be renewed and extended up to 364 days.
  • Repatriation of Remains : Equal to the elected overall maximum limit.
  • Optional add-on benefits
  • Policy maximum?
    $50,000, $100,000, $250,000, $500,000, $1,000,000, $2,000,000

  • Deductible options?
    $0, $100, $250, $500, $1,000, $2,500, $5,000

  • Period of coverage?
    5 days to 364 days

  • Maximum Age eligibility ?
    Up to 99 years

Atlas Premium International Comprehensive benefit

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star Rating: A++ (Superior) Standard & Poor’s Rating: AA- edit_square Underwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company

Atlas Premium International is ideal for travelers looking for premium international coverage with high limits, enhanced benefits, and Schengen visa compliance.

  • Coinsurance: After deductible, plan pays 100% up to policy maximum
  • Direct billing: No Provider Network.
  • Acute onset of pre-existing condition: Up to policy maximum for ages up to 79 years.
  • Emergency medical evacuation: Up to $1,000,000.
  • Maternity: Covers complications of pregnancy in the first 26 weeks.
  • Urgent Care : 15 per incident; no copayment if deductible is $0.
  • Adventure Sports: Includes coverage for eligible sports injuries and illnesses during vacation at no additional cost.
  • Renewable : Can be renewed and extended up to 364 days.
  • Repatriation of Remains : Equal to the elected overall maximum limit.
  • Policy maximum?
    $50,000, $100,000, $250,000, $500,000, $1,000,000, $2,000,000

  • Deductible options?
    $0, $100, $250, $500, $1,000, $2,500, $5,000

  • Period of coverage?
    5 days to 364 days

  • Maximum Age eligibility ?
    Up to 99 years

Atlas Multi trip Comprehensive benefit

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star Rating: AM Best A++ (Superior) Standard & Poor’s Rating: AA- edit_square Underwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company

Atlas Multi trip insurance covers multiple trips throughout the year, each up to 30 or 45 days based on the chosen plan.

  • Eligibility: US or Non US citizens traveling outside their home country for business or pleasure
  • Coinsurance: plan pays 100% up to policy maximum
  • Acute on set of pre-existing conditions: Covers up to overall maximum limit, under age 70.
  • Emergency medical evacuation: Up to $1,000,000 lifetime maximum.
  • Border entry protection: Up to $500 for B-2 visa holders denied entry at the U.S. border.
  • Lost luggage : Up to $10,000.
  • Repatriation of Remains : Up to maximum limit.
  • Trip Interruption : Up to $10,000.
  • Policy maximum?
    Up to $10,000

  • Deductible options?
    $250

  • Maximum Age insured
    Up to 79 years

Student Secure Smart Comprehensive benefit

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star Rating: A++ (Superior) Standard & Poor’s Rating: AA- edit_square Underwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company

StudentSecure smart is a cheapest student insurance for international students studying outside their home country.

  • Coinsurance: In PPO Network: 80% of the first $100,000, then 100% to the max limit, Out of PPO Network: Usual, reasonable, and customary; you may pay excess charges.
  • Direct Billing: Through United Healthcare Provider Network.
  • Acute onset of Pre-existing condition: $25,000 up to policy maximum.
  • Sports: leisure, recreational, entertainment, and fitness are covered up to the max limit
  • Payment option: Monthly or Annual Payment options available.
  • Renewal: Can be renewed and extended up to 4 years.
  • Mental health: Physician Office Visit: $500 max, Inpatient: Up to $5,000 (excludes drug and alcohol abuse).
  • Student health Centre: $25 per visit.
  • Paper application: Student Secure Smart insurance application form.
  • Policy maximum?
    $200,000

  • Deductible options?
    $0

  • Period of coverage?
    30 days to 364 days

  • Maximum Per Injury or Illness
    $100,000

StudentSecure Budget Comprehensive benefit

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star Rating: A++ (Superior) Standard & Poor’s Rating: AA- edit_square Underwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company

StudentSecure Budget is ideal for international students seeking affordable coverage with added benefits like emergency medical evacuation and maternity coverage.

  • Coinsurance: Up to $1,000,000 per personIn PPO Network: 80% of the first $45,000, then 100% to the max limit, Out of PPO Network: Usual, reasonable, and customary; you may pay excess charges.
  • Direct Billing: Through United Healthcare Provider Network.
  • Acute onset of Pre-existing condition: $25,000 up to policy maximum.
  • Pre-existing condition : Covers after 12 months of waiting period.
  • Maternity : Covers up to $5,000 up to maximum limit.
  • Sports :Sports, leisure, recreational, entertainment, and fitness are covered up to the max limit.
  • Payment option : Monthly or Annual Payment options available.
  • Renewal : Can be renewed and extended up to 4 years.
  • Mental health :Physician Office Visit: Max 30 visits, Inpatient: Max 30 days (includes drug and alcohol abuse).
  • Student health Centre : $25 per visit.
  • Paper application : Student Secure Budget Insurance application form.
  • Policy maximum?
    $500,000

  • Deductible options?
    $0

  • Period of coverage?
    30 days to 364 days

  • Maximum Per Injury or Illness
    $250,000

StudentSecure Select Comprehensive benefit

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star Rating: Rating: : A++ (Superior) Standard & Poor’s Rating: AA- edit_square Underwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company

StudentSecure Select is ideal for international students wanting mid-level coverage with broader benefits, including mental health, maternity, and emergency services.

  • Coinsurance: In PPO Network: 80% of the first $25,000, then 100% to the max limit, Out of PPO Network: Usual, reasonable, and customary; you may pay excess charges.
  • Direct billing : Though United Healthcare Network.
  • Acute onset of Pre-existing condition: $25,000 up to policy maximum.
  • Pre-existing condition: Covers after 6 months of waiting period.
  • Maternity: Covers up to $10,000 up to maximum limit.
  • Sports: Sports, leisure, recreational, entertainment, and fitness are covered up to the max limit. intercollegiate, interscholastic, intramural, or club sports covers up to $5,000 max limit.
  • Payment option : Monthly or Annual Payment options available.
  • Renewal Can be renewed and extended up to 4 years.
  • Mental health: Physician Office Visit : Max 30 visits, Inpatient: Max 30 days (includes drug and alcohol abuse).
  • Student health Centre : $10 per visit.
  • Paper application : Student Secure Select insurance application form.
  • Policy maximum?
    $1,000,000

  • Deductible options?
    $0

  • Period of coverage?
    30 days to 364 days

  • Maximum Per Injury or Illness
    $500,000

StudentSecure Elite Comprehensive benefit

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star Rating: Rating: A++ (Superior) Standard & Poor’s Rating: AA- edit_square Underwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company

StudentSecure Elite is ideal for international students looking for exclusive coverage with maximum benefits and comprehensive protection

  • Coinsurance: In PPO Network: 80% of the first $10,000, then 100% to the max limit, Out of PPO Network: Usual, reasonable, and customary; you may pay excess charges.
  • Direct billing : though United Healthcare Network.
  • Acute onset of Pre-existing condition: $25,000 up to policy maximum.
  • Pre-existing condition: Covers after 6 months of waiting period.
  • Maternity: Covers up to $15,000 up to maximum limit.
  • Sports: Sports, leisure, recreational, entertainment, and fitness are covered up to the max limit. intercollegiate, interscholastic, intramural, or club sports covers up to $5,000 max limit.
  • Payment option: Monthly or Annual Payment options available.
  • Renewal : for a monthCan be renewed and extended up to 4 years.
  • Mental health: Physician Office Visit : Max 40 visits, Inpatient: Max 40 days (includes drug and alcohol abuse)Student health Centre: $10 per visit.
  • Paper application : Student Secure Elite insurance application form.
  • Policy maximum?
    $5,000,000

  • Deductible options?
    $0

  • Period of coverage?
    30 days to 364 days

  • Maximum Per Injury or Illness
    $1,000,000

Atlas Group Insurance Comprehensive benefit

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star Rating: Rating: A++ (Superior) Standard & Poor’s Rating: AA- edit_square Underwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company

Atlas group insurance for Groups of 5 or more travelers travelling outside their home country

  • Coinsurance:After deductible, plan pays 100% up to policy maximum
  • Direct billing: Through United healthcare network.
  • Acute onset of pre-existing condition: Up to policy maximum for ages up to 79 years.
  • Emergency medical evacuation: Up to $1,000,000.
  • Urgent Care : 15 per incident; no copayment if deductible is $0.
  • Renewable: Can be renewed and extended up to 364 days.
  • Repatriation of Remains: Equal to the elected overall maximum limit.
  • Policy maximum?
    $50,000, $100,000, $250,000, $500,000, $1,000,000, $2,000,000

  • Deductible options?
    $0, $100, $250, $500, $1,000, $2,500, $5,000

  • Period of coverage?
    5 days to 364 days

  • Maximum Per Injury or Illness
    Up to 99 years

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Who is eligible to purchase WorldTrips insurance plans?

WorldTrips visitors insurance plans are available to a wide range of travelers. Eligibility typically includes:

  • International visitors traveling to the United States
  • U.S. citizens or residents traveling abroad for tourism, study, or business
  • Senior travelers and parents visiting family in the U.S.
  • Travelers with acute onset of pre-existing conditions (coverage varies by age and plan)
  • Students on F1/J1 visas needing medical coverage for their studies
  • Digital nomads or long-term international travelers seeking flexible medical plans
  • Groups of five or more traveling together, eligible for group coverage under Atlas Group
  • Travelers to Europe requiring Schengen visa insurance
  • Frequent travelers requiring multi-trip annual coverage with Atlas MultiTrip
  • Travelers needing short-term coverage, from 5 days up to 364 days (with renewal options for some plans)

Why choose WorldTrips visitor insurance?

WorldTrips visitor medical insurance stands out for its comprehensive coverage, flexibility, and trusted reputation among international travelers to the United States. Here are the key reasons to consider it:

  • 25+ years’ experience: With over 25 years of experience, WorldTrips is consistently recognized as a top travel insurance provider for its cost-effectiveness, coverage options, and customer service.
  • Comprehensive medical coverage: Coverage for new illnesses, accidents, hospitalization, prescription medications, and emergency medical evacuation.
  • Global PPO network: Access in-network healthcare providers in the U.S. through the UnitedHealthcare PPO network to minimize out-of-pocket costs.
  • Customizable plans: Choose your deductible, policy maximum, and optional benefits to fit your needs and budget.
  • Coverage for Acute onset of pre-existing conditions: Many plans, such as Atlas travel insurance, provide benefits for the sudden and unexpected recurrence of pre-existing medical conditions (typically for travelers under age 80).
  • COVID-19 coverage: COVID-19 is treated as any other eligible illness in most plans, with benefits for testing, treatment, and quarantine if medically necessary.
  • Strong Financial Backing : WorldTrips is underwritten by TMHCC Insurance SPC Ltd and Houston Casualty Company with an A++ (Superior) financial strength rating from AM Best, giving you confidence in the company’s ability to pay claims.
  • 24/7 multilingual assistance: Access to emergency support services including medical referrals, hospital coordination, translation help, and travel documentation support.

How to choose the best WorldTrips travel insurance plan for your trip?

Choosing the right WorldTrips travel insurance plan depends on your travel purpose, destination, age, budget, and medical needs. Here are some tips to guide your selection:

  • Determine the purpose of your trip: Whether you're visiting the USA, traveling for study abroad, going on a vacation, or traveling for business—WorldTrips has customized plans for different travel needs like Atlas America, Atlas International, VisitorSecure and StudentSecure.
  • Check your existing health insurance coverage: If your domestic plan has no international coverage then select a plan with comprehensive emergency medical benefits, medical evacuation, and acute onset of pre-existing conditions.
  • Consider age and pre-existing conditions: For individuals under the age of 80, many plans (like Atlas Travel,VisitorSecure) offer some benefits for the acute onset of pre-existing conditions, but these will only be limited. Read the age limitations and the condition-specific exclusions carefully before clicking to purchase.
  • Look for maternity or student coverage: If you're an international student or need maternity benefits, consider StudentSecure because it includes pregnancy-related benefits (on select tiers) and meets most school visa requirements.
  • Be sure to check the destination requirements: Some countries have minimum coverage amounts or benefits. Be sure you coverage meets the visa or immigration health insurance requirements; in particular, for Schengen visas or J1/F1 student visas.
  • Include Border entry protection (If Required): If you're concerned about visa issues or entry denials, Atlas America and Atlas Premium plans offer border entry protection benefit up to $500.

How do I file a claim with WorldTrips visitor medical insurance?

WorldTrips travel insurance claim process To file a claim with WorldTrips health Insurance, follow these steps:

  • Download the Claims Form: Access the WorldTrips insurance claims form online.
  • WorldTrips travel insurance customer service: Call the toll-free number 1-800-605-2282 for guidance or assistance.
  • Complete and Submit Documents: Fill out the claims form and send it, along with any required supporting documents, to the Claims Department.
  • Mailing Address: WorldTrips PO Box 240358 Apple Valley, MN 55124
  • Email Assistance: For additional help or inquiries, email service@worldtrips.com.

Know more about WorldTrips claims

WorldTrips Insurance Reviews

"I bought the Atlas America travel insurance for my parents visiting from India through American Visitor Insurance. The buying process was straightforward, and we received policy documents instantly. We had peace of mind knowing they had coverage for unexpected medical needs in the U.S......"

Jay L

"I got the Atlas America insurance policy for my 69-year-old mother. We specifically looked for coverage that included acute onset of pre-existing conditions. American Visitor Insurance made it easy to find the right plan, and WorldTrips gave us......"

Megha S

"American Visitor Insurance made it easy to compare plans, and the price was great even with my husband’s pre-existing condition. Their support was patient and very helpful....."

Amen U

"I used American Visitor Insurance to compare student insurance options and chose the StudentSecure plan from WorldTrips. It was affordable, met my university's insurance requirements, and even included mental health coverage. I would highly recommend it for F1 visa students looking for dependable travel medical insurance....."

Vinay R

"I got a really great deal using WorldTrips Atlas insurance for my son. American Visitor Insurance helped me compare plans and provided a quote within minutes it was by far the best option on the market. Thank you for the quick and helpful service!....."

Leo N

How can I find a doctor or medical provider with WorldTrips insurance?

Finding a Doctor with WorldTrips Insurance

Accessing medical care Outside the U.S.:

WorldTrips gives you the flexibility to visit any licensed provider abroad. There is no PPO network outside the U.S., but travelers with a Travel Medical Plan can use Air Doctor to find trusted, vetted healthcare professionals.

Air Doctor Services (International Use):

  • In-Clinic Visits – Book a local appointment at a nearby clinic
  • Telehealth Consultations – Speak to a doctor virtually for advice or follow-ups
  • In-Hotel Visits – Arrange a doctor visit to your hotel, if available

For U.S. coverage under Atlas Travel plans, Air Doctor offers telehealth (video) services only. In-person care should be sought through the UnitedHealthcare PPO networkUnited Healthcare Provider Network

Accessing medical care in the U.S.

When in the U.S., use the UnitedHealthcare PPO Network to reduce costs and ensure smooth claims. Present your insurance ID card at any in-network provider or hospital.

Know more about WorldTrips PPO network

How much does WorldTrips insurance cost?

The cost of WorldTrips travel insurance is based on several factors, with daily premiums typically ranging from $1 to $25 per traveler, depending on the plan and coverage selected. Most travelers pay between $2 and $6 per day, making it a flexible and affordable option for both international visitors to the U.S. and U.S. residents traveling abroad.

WorldTrips offers a wide range of plans including Atlas Travel, StudentSecure, and Atlas medevac, each designed for specific travel needs like tourism, study, or medical evacuation.

Key factors affecting WorldTrips insurance pricing

  • Traveler’s Age: Premiums increase with age. Younger travelers pay less, while older adults—especially those over 60—may see higher rates.
  • Trip Duration: Longer trips result in a higher total premium but may offer a lower daily cost on some plans.
  • Plan Type: Plans like Atlas America (for visitors to the U.S.) and studentSecure (for students) vary in pricing based on included benefits.
  • Coverage Limits: Plans offering higher medical maximums (e.g., $50,000 vs. $2,000,000) cost more but provide better protection.
  • Deductible Choices: Opting for a lower or zero deductible raises the premium, while higher deductibles reduce the cost.
  • Pre-Existing Condition Coverage: Plans that cover the acute onset of pre-existing conditions may cost slightly more than basic coverage plans.
  • Travel Destination: Traveling to high-cost healthcare destinations (like the U.S.) increases pricing compared to lower-cost regions.

Which WorldTrips insurance plan is best for visitors to the USA?

The best WorldTrips plan for visitors to the USA is Atlas America. Specifically designed for non-U.S. residents traveling to the United States, It provides comprehensive coverage for new illnesses, injuries, and the acute onset of pre-existing conditions (for travelers under 80). The plan includes access to the UnitedHealthcare PPO network, emergency medical evacuation and adventure sports. Coverage ranges from 5 to 364 days, with limits up to $2 million and flexible deductibles making it a trusted and convenient choice for non-U.S. residents visiting the U.S

Summary for WorldTrips insurance

WorldTrips travel insurance offers flexible and reliable coverage for both international travelers visiting the U.S. and U.S. residents traveling abroad. Underwritten by TMHCC Insurance SPC Ltd and Houston Casualty Company, WorldTrips plans like Atlas America, Atlas Travel, VisitorSecure and StudentSecure are tailored for tourists, students, business travelers, and more. Key benefits include coverage for new illnesses and injuries, acute onset of pre-existing conditions, emergency medical evacuation, and access to top provider networks such as UnitedHealthcare PPO. With affordable pricing, customizable coverage limits and deductibles, and 24/7 global assistance, WorldTrips is a trusted choice for short- or long-term travel protection.