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WorldTrip Pre-existing Condition Coverage Plans

Compare and buy worldTrip best medical insurance for pre-existing conditions

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General definition of pre-existing condition

"A condition a person has been diagnosed with, is being treated for, or has with reasonable medical certainty before the start of the plan". So a person does not need to know they have the condition for it to be considered pre-existing (a diagnosis is not required).

Acute onset of pre-existing condition

Acute onset of pre-existing conditions means sudden, unexpected emergency due to a pre-existing condition that can be dangerous to life and the traveler cannot wait to get treatment in the home country but to receive treatment immediately. It should be noted that for acute onset coverage, treatment must be sought within the defined time period for the plan and chronic and congenital conditions may not be covered.

Look back period The look back period for a policy determines whether you have a Pre-Existing Condition. It is the period of time that the insurance provider looks back to see if there has been any changes in a medical condition.

What does visitor travel insurance cover?

medical expensesHealth care expenses
Covers hospital expenses for sickness or accidents.
doctor visitDoctor visit
Insures Doctor visits for sudden injury or sickness.
pharmacy drugsPharmacy drugs
Doctor prescribed eligible pharmacy drugs expenses.
pre-ex conditionPre-existing conditions
Some plans insure acute onset of pre-existing conditions.
medical evacuation Medical evacuation
Medical evacuation expenses to nearest facility included.
repatriation of remains Repat of remains
Repatriation of remains to home country included.

WorldTrips plans offering best Pre-existing insurance plans

Atlas America

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  • Atlas America insurance Eligibility
    • Non-US Citizens traveling outside their home country
  • Atlas America insurance Coinsurance
    • Plan pay 100% of eligible expenses after the deductible up to the overall maximum limit.
  • Atlas Travel insurance restrictions
    • The Atlas Series is not available to individuals who are physically located in the states of New York, Maryland, or Washington; or in the countries of Canada or Australia at time of purchase.
For eg - Age: 40 years; Duration: 1 Month; Deductible: $0
Estimate Plan Cost Coverage: $50,000 - $2,000,000 Price range: $ 110.40 - $222.90 Buy now

Atlas International

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  • Atlas International insurance Eligibility
    • Only US Citizens and non-US citizens whose travel does not include the continental USA, Alaska, Hawaii, Puerto Rico, and the US Virgin Islands, except US citizens whose travel includes an Incidental Trip to the USA, and who are at least 14 days of age are eligible for coverage under this plan.
  • Atlas International insurance Coinsurance
    • Plan pay 100% of eligible expenses after the deductible up to the overall maximum limit.
  • Atlas Travel insurance restrictions
    • The Atlas Series is not available to individuals who are physically located in the states of New York, Maryland, or Washington; or in the countries of Canada or Australia at time of purchase.
For eg - Age: 40 years; Duration: 1 Month; Deductible: $0
Estimate Plan Cost Coverage: $50,000 - $2,000,000 Price range: $65.10 - $103.80 Buy now

Atlas Premium

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  • Atlas Premium insurance Coinsurance
    • Plan pay 100% of eligible expenses after the deductible up to the overall maximum limit.
  • Atlas Travel insurance restrictions
    • The Atlas Series is not available to individuals who are physically located in the states of New York, Maryland, or Washington; or in the countries of Canada or Australia at time of purchase.
For eg - Age: 40 years; Duration: 1 Month; Deductible: $0
Estimate Plan Cost Coverage: $50,000 - $2,000,000 Price range: $186.90 - $314.10 Buy now

VisitorSecure Fixed Benefit Plan

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  • Eligibility to buy VisitorSecure insurance
    • Travelers traveling outside their home country and who are over 14 days of age.
    • US citizens must be traveling outside of the continental US, Alaska, Hawaii, Puerto Rico, and the US Virgin Islands in order to be eligible.
    • For individuals coming to the US who are over age 65, coverage must be effective within 30 days of arrival.
  • Acute Onset of Pre-Existing Conditions
    • Up to the maximum limit.(Insured person must be under 70 years of age)
    Pre-Existing condition medical evacuation
    • $25,000 maximum limit for emergency medical evacuation
  • VisitorSecure insurance restrictions
    • The VisitorSecure is not available to individuals who are physically located in the states of New York, Maryland, or Washington; or in the countries of Canada or Australia at time of purchase.
For eg - Age: 40 years; Duration: 1 Month; Deductible: $0
Estimate Plan Cost Coverage: $50,000 - $130,000 Price range: $42- $76.50 Buy now

World trips Pre-existing Insurance - Frequently Asked Questions

Does Atlas America insurance cover pre-existing conditions?

Atlas America is a best travel insurance pre existing conditions Insurance that offers coverage for acute onset of pre-existing are covered up to the age of 80 years. It excludes coverage for chronic and congenital conditions. For visitors aged up to 70 years, it offers coverage up to overall maximum limit. Visitors aged between 70 to 79 years can get coverage up to the overall maximum limit or $100,000, whichever is lower.

Why should I buy travel insurance from WorldTrips insurance?

World Trips offers coverage around the world with the fully comprehensive travel medical insurance and trip protection products .WorldTrips was acquired by Tokio Marine in 2015 and functions as a member since the acquisition. WorldTrips insurance offer some of the unique travel medical and trip protection plans for international travelers worldwide.

Can I buy travel insurance from WorldTrips?

WorldTrips insurance previously known as Tokio Marine HCC – Medical Insurance Services Group has received A+ rating from the from S&P Global Ratings. WorldTrips travel insurance reviews indicate that it currently offers travel medical insurance for over 180 countries and trip protection insurance products for the US residents.

Does Atlas Premium Insurance cover covid illness?

WorldTrips Covid19 travel insurance by Atlas Premium travel insurance for coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion

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WorldTrips travel Features

Schengen Visa Letter
You can obtain the visa letter as required by the consulates after purchasing the insurance policy. Click on the button to obtain the letter.
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WorldTrips Claims

Claims Department: WorldTrips-Claims Department, Box. No. 2005, Farmington Hills, MI 48333-2005, U.S.A.
Toll Free Number: 1-800-605-2282, For Outside U.S : (317)262-2132

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US Immigrant

Older Travelers

Pre-existing conditions

J1 visa

Schengen Visa

Find the best US visitor insurance coverage

best health insurance for visitors USA

Atlas America insurance by WorldTrips

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WorldTrips student insurance plans

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WorldTrips medical insurance plans - VisitorSecure

Review and compare Visitorsecure medical insurance plans...

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Frequently asked questions - WorldTrips travel insurance

Frequently asked questions from WorldTrips travel insurance...

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Expertise in offering travel insurance
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Customers from over
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