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Travel insurance for US citizens visiting Europe

Travel insurance quote form

Do you want to insure trip cost as well as the health of the traveler?

     
     

Please click here to buy Travel Insurance for Quarantine coverage

Traveler's residence
Travelers (Age)
Trip cost($)/person

Destination
Trip start date
Trip end date

Travel insurance with trip protection coverage - Highlights

cancellation

Trip cancellation

Reimbursement for loss of pre-paid, non-refundable payments.

medical evacuation

Medical evacuation

Transportation to or between hospitals as needed.

delay

Trip delay

Reimbursement of food and lodging expenses due to delay in travel.

baggage

Lost baggage

Pays sum for lost or delayed luggage by airline.

medical expenses

Medical expenses

Covers cost of treatment for sickness or injury during your vacation.

Age & Citizenship
Child
Residence
Destination
Start date
End date

Travel medical insurance with no trip protection - Highlights

medical expenses

Health care expenses

Covers medical costs for sickness or accidents during travel.

doctor visit

Doctor visit

Covers cost of clinic or doctor visit.

pharmacy drugs

Pharmacy drugs

Expenses from doctor prescribed eligible medications.

medical evacuation

Medical evacuation

Transportation to or between hospitals as needed.

repatriation of remains

Repat of remains

Return of moral remains to home country or local burial.

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Long term travel insurance for US citizens visiting Europe

US citizens visiting Europe

Good news! At present, the US dollar is very strong against other currencies, even the Euro! Hopefully, this will mean that more of us can make the jump over the pond for some new foods, culture, and adventure! If you are planning such a getaway and think you want to spend some significant time over there, you should know that you need to have travel insurance for US citizens traveling to Europe.

Other than it being a requirement for long term stay in Europe, it is prudent to buy insurance even for short stays in Europe since health care is expensive. While many US citizens think that they have excellent health coverage and may not need to purchase anything separate for Europe, you must be aware that domestic US insurance plans have very little or no coverage outside US national borders. US travelers can be in for a shock if they are depending on an US domestic insurance plan to get coverage for a medical emergency outside the US.

For stays longer than 90 days, US citizens will need to apply for a visa and will need proof of travel health insurance for Europe from USA that meets requirements. Other nationalities need international insurance coverage even if they intend to stay fewer days.

The requirements for the visa while not particularly strict (we have many international policies which can meet and/or exceed their requirements) can be cumbersome to find.The requirements by European Schengen country state consulates that can be difficult to meet are the following:

  1. Insurance company must have an office in the EU
  2. You need coverage for repatriation (return of mortal remains)
  3. Coverage for emergency medical evacuation, and finally
  4. You need a letter from your insurance company spelling out your coverage. (The requirement for maximum (€30,000) is generally not a problem with US policies).
Believe it or not, most often, US insurance companies refuse to provide the letter needed (#4) even though they may actually meet other requirements. Many policies, however, do NOT cover for repatriation and emergency medical evacuation nor have a foreign office in Europe. Also, our US customers may be surprised to find out that Medicare will not pay for services rendered outside the US (except under extremely limited circumstances).

However, don’t worry too much about getting this travel insurance for US residents visiting Europe. The requirements US citizens for the long term European visa are exactly like those for the Schengen visa for non US citizens, so any plans we sell for Schengen visa will work for you. Furthermore, they are very economically priced and are guaranteed (no medical tests or questions). Best medical insurance for European travel can be purchased with a credit card and you will immediately (or within the hour) have access to the required Schengen visa letter (unless you are purchasing from the lovely state of Maryland, in which case we will need at least 2 business days to get your letter).

Furthermore, we have many clients who purchase even short term best travel insurance for Europe from USA because our international policies will pay directly to foreign hospitals and doctors without the insured having to pay out of pocket and get reimbursed after their trip is over. The health insurance for travel to Europe we recommend for this coverage have many additional travel benefits (lost baggage, trip interruption, concierge service) so that you can feel safe and secure knowing that should anything happen, you will have someone who understands international health situations and you will get through the process and back home as well cared for as may be!

Travel to Europe has never been easier and possibly cheaper! Now is the perfect time to plan that nice long trip you’ve been hoping to take! Don’t let vacation health insurance for Europe requirements set you back! Fill the travel health insurance Europe form and get immediate quotes from multiple insurers to find the best deal for travel insurance for US citizens visiting Europe!

As ever, we wish you safe and happy travels!

Europe travel insurance for us citizens, Long term Europe travel insurance - FAQ's

Does Europe travel insurance cover covid19 illness?

There are some USA Covid travel insurance plans available for travel to Europe that cover covid19 as a new illness. US citizens can find the ideal Europe travel insurance with Covid19 coverage plan by using the Covid19 Europe travel insurance compare tool. Trawick International is one of the top travel insurance company offering Covid-19 coverage.

It offers Safe Travels Outbound Insurance which covers covid19 as any sickness. The Safe Travels Outbound Insurance is available for available for US citizens and US residents travelling to Europe. These plans also offer Schengen visa letter specifying that they Covid19 as any sickness. The visa letter can also be translated to different languages as requested.

Do US citizens need travel insurance for Europe? Do I need travel insurance for Europe?

If you are a US citizen or have the nationality which does not need the Schengen visa, then travel insurance to Europe is not mandatory. However travel insurance for Europe from USA is mandatory if you need a Schengen visa or if you want to stay over 90 days in Europe. Given the Covid pandemic, the war in Ukraine, the high cost of health care in Europe, the fact that US domestic health insurance provides little coverage in Europe and that international travel has become more uncertain with flight delays and pandemic restriction, it is strongly recommended that US citizens buy the best Europe covid travel insurance.

Given the relatively low cost of covid travel insurance for Europe, it is prudent for international travelers to buy the best travel insurance for Europe which can actually save significant money in the event of any adverse medical or travel related situation.

Which is the best European health insurance card for US citizens?

We have different well known travel insurance for US citizens traveling to Europe that we recommend, specifically if you need a letter in order to get your Schengen tourist visa for Europe. The cheapest plan will depend on the age(s) of the traveler. We have designed our website to help customers choose the exact plan that is most economical and appropriate for them. You can compare Europe travel insurance quotes by filling the travel dates and travelers ages in the quote form on our website.

Does US health insurance work in Europe? Does American health insurance work in Europe?

Unfortunately, the domestic US insurance plans have very little coverage outside US national borders and you must be aware of this. You may want to check with the current US domestic insurer for more details.

Can I use my US health insurance in Europe?

Most US health insurance plans including Medicare offer little to no coverage outside US borders. It is important for US citizens to buy good travel insurance for Europe.

What kind of insurance do I need to travel to Europe?

US citizens can either buy travel medical insurance for Europe which focuses on insuring the health of the traveler or Trip Cancellation travel insurance, which insures the cost of the trip along with providing health insurance coverage while outside the United States.

US Travel insurance that covers Covid quarantine expenses

The Covid19 pandemic has disrupted international travel across the globe and different countries are trying to shield their nations by enforcing strict safety measures for international travelers. Some countries are also insisting on Covid19 travel insurance with quarantine coverage should the traveler test positive for the Covid virus while traveling in the country. International travellers can compare and buy the best Covid19 Quarantine coverage travel insurance plans:

TrawickSafe Travels Voyager

  • Covid Quarantine Benefit: Coverage for accommodations due to a covered Trip Delay $2,000/$150 per person per day (6 hours or more) is included in the basic coverage.
  • Optional Quarantine Benefit Upgrade at additional price Trip Delay Max Upgrade - including Accommodations (6 Hours or more) $4000 ($300/day) or $7000 ($500 per day).

TrawickSafe Travels Explorer

  • Covid Quarantine Benefit: Coverage for accommodations due to a covered Trip Delay $2,000/$150 per person per day (12 hours or more).
  • Covid19 medical expenses are covered and treated the same as any other sickness.

hth logoTrip Protector Insurance

  • Covid Quarantine Benefit: Coverage for accommodations due to a covered Trip Delay. Maximum - $2,000 ($200 /day )(6 hours).
  • Travel insurance for US Citizens and US Residents traveling outside US.

Schengen visa information

group travel

Schengen visa insurance

Schengen visa group travel insurance quote Know more
europe

Long Term visa insurance

Travel insurance for long term Europe visa Know more
europe

Visiting Europe insurance

Travel insurance for US citizens visiting Europe Know more
Quarantine travel insurance coverage

Quarantine travel insurance

Covid19 Quarantine Travel Insurance

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Schengen insurance for Covid pandemic

Most Schengen countries now have lifted the entry ban for International travelers. Irrespective of different consulate visa requirements, given the health risks involved in international travel and in light of the Covid pandemic and the Ukraine war it is important for all travelers to have the best travel insurance for Europe.

As a result of the surge in the Covid sub-variants, it is very important to have good Schengen Visa travel insurance with Covid19 coverage. Travelers can find the ideal Schengen travel insurance with Covid19 coverage by using the Covid19 Schengen travel insurance compare tool.

Trawick International, WorldTrips, International Medical Group and Seven Corners are the top Schengen visa travel insurance companies offering Covid-19 coverage. Trawick International offers Safe Travels International Insurance and Safe Travels Outbound Insurance which cover covid19 as any sickness. The Safe Travels International Insurance are available for Non US citizens and Non US residents while the Safe Travels Outbound Insurance is available for available for US citizens and US residents.

WorldTrips offer Atlas Travel insurance which includes Covid19 expenses. International Medical Group (IMG) offers Patriot International Lite insurance for Covid19 coverage. Seven Corners offers Travel Medical Plus Insurance which includes coverage for Covid19 sickness. These plans also offer Schengen visa letter specifying that they insure Covid19 as any other sickness. The visa letter can also be translated to different languages as requested.

Trawick
Trawick International offers Schengen visa travel insurance with coronavirus coverage. This travel insurance satisfies Schengen visa requirements.
  • International travelers traveling outside their home country not to the USA.
  • Coverage for accommodations due to a covered Trip Delay $2,000/$150 per person per day (12 hours) is included in the basic coverage.
  • Optional Quarantine Benefit Upgrade at additional price Trip Delay Max Upgrade - including Accommodations (12 Hours) $4000 ($300/day) or $7000 ($500 per day).
  • US Citizens and US residents traveling outside the United States
  • This plan is available for a US Citizens and US residents traveling outside the United States
  • Coverage for accommodations due to a covered Trip Delay $2,000/$150 per person per day (6 hours or more) is included in the basic coverage.
seven corners logo
Seven Corners offers Travel Medical Plus Insurance with coverage for Covid19 sickness. It satisfies Schengen visa requirements with $0 deductible
  • Available for both US citizens and non US Citizens traveling to Europe up to 65 years.
WorldTrips
WorldTrips Atlas travel insurance with coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Satisfy Schengen visa requirements
  • Available for both US and Non US citizens at moderate price with required benefits.
  • Available for both US and Non US citizens at affordable price with premium benefits.
  • Available for both US and Non US citizens at affordable price with fewer benefits
IMG
Patriot International Lite Insurance from International Medical Group (IMG) offers coverage for COVID-19/SARS-CoV-2 as any other Illness or Injury.
  • Coverage for travelers traveling outside their home country whose destination excludes the U.S. and its territories.
  • Travel SE plan offers Coverage for accommodations due to a covered Trip Delay $2,000/$125 per person per day is included in the basic coverage.
  • Travel LX plan offers Coverage for accommodations due to a covered Trip Delay $2,500/$250 per person per day is included in the basic coverage.

Popular tourist destinations in Europe

Popular tourist destinations in Europe

porto buildings insurance

Porto

Porto is exceptional in more ways than one and the "Cidade Invicta" (unvanquished city) is history, is architecture, culture, gastronomy, trade, encounters and discoveries, will seduce you.

basel river bridge insurance

Basel

Basel is situated in the heart of Europe. A combination of authentic Swiss quality and a multicultural population make this city unmistakably cosmopolitan and innovative.

rome building insurance

Rome

Roma is a can't-miss spot on your trip to Europe. The aroma of fresh Italian cooking wafts through alleys, and historical sites sit at every turn.

eiffel tower paris insurance

Paris

Paris, France's capital, is a major European city and a global center for art, fashion, gastronomy and culture. The city is known for its cafe culture and designer boutiques along the Rue du Faubourg Saint-Honoré.

List of Schengen countries

Resourceful Schengen visa travel health insurance information

US visitors insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

US visitors insurance providers

IMG
SevenCorners
WorldTrips
Global Underwriters
GeoBlue
Trawick
TravelInsure
INF

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