Americans traveling to Mexico

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Traveler's residence
Travelers (Age)
Trip cost($)/person

Destination
Trip start date
Trip end date

Travel insurance with trip protection coverage - Highlights

Trip cancellation

Reimbursement for loss of pre-paid, non-refundable payments.

Medical evacuation

Transportation to or between hospitals as needed.

Trip delay

Reimbursement of food and lodging expenses due to delay in travel.

Lost baggage

Pays sum for lost or delayed luggage by airline.

Medical expenses

Covers cost of treatment for sickness or injury during your vacation.

Age & Citizenship
Child
Residence
Destination
Start date
End date

Travel medical insurance with no trip protection - Highlights

Health care expenses

Covers medical costs for sickness or accidents during travel.

Doctor visit

Covers cost of clinic or doctor visit.

Pharmacy drugs

Expenses from doctor prescribed eligible medications.

Medical evacuation

Transportation to or between hospitals as needed.

Repat of remains

Return of moral remains to home country or local burial.

US citizens visiting Mexico

Americans traveling to Mexico

American travelers going to Mexico can refer to the details given below while planning their holiday there. A lot of Mexico specific information is available online however these are some important tips for travelers from USA.

Travel insurance for Mexico

INF travel insurance offers travel health insurance for visiting Mexico. One of their plans (Elite) has excellent coverage of pre-existing medical conditions beyond the usual coverage for "acute onset" of pre-existing conditions which is a unique offering.

You can compare their plans using this link and purchase the one you are interested in by choosing the "buy now" button for the appropriate plan: Please note that the INF Elite Insurance and Premier Insurance are cheaper per month if you purchase at least 90 days the first time you buy them. You can compare all available INF US traveler insurance.

Travel insurance for Americans traveling to Mexico

US citizens travel to Mexico often for a vacation, spending time with friends and family outside of the US, education, research, work... Mexico is very attractive for US citizens given its proximity and long border along the Southern United States. Mexico is a beautiful country with a long history and shares a long border with the United States. To its South and West Mexico is bordered by the Pacific Ocean and it has the Gulf of Mexico to its East.

Mexico is known for its cuisine like the famous Burrito, Tacos and Quesadilla. The country is also famous for its many Mayan temples and its beautiful beach destinations. The Yucatan peninsula is has many Mayan amazing ruins of Tulum, Akumal, Chetumal, Merida and Chicen Itza. They are also many incredible beach resorts - Acapulco, Zipolite, Puerto Vallarta, Cancun, Cozumel, Isla Mujeres to name a few.

We often get customer calls from US travelers to Mexico enquiring about getting travel insurance for their holiday in Mexico. Given the recent pandemic, the importance of good travel insurance is self evident. There are several plans that US citizens and US residents can count on for traveling outside the USA(Home country) with COVID coverage.

  • Trawick International Trawick International insurance company offers plans for US citizens traveling outside of the US namely safe Travel outbound. Safe Travels Outbound This plans is available for US citizens and US residents to traveling internationally. This plans is a comprehensive in nature. These plans are suitable for people traveling to Mexico with medical coverage.
  • Atlas Travel is another comprehensive travel insurance plan offered by WorldTrips that is available for US citizens going outside of the US. This plan is a worldwide coverage plan with COVID19 coverage. The plan also provides coverage for acute onset of the pre existing conditions.
  • Travel Medical Choice is another comprehensive worldwide coverage plan from Seven Corners and this plan is available for the US citizens to travel to Mexico and has coverage for COVID19.

    With the airline companies starting their international travel after a long gap of shutdown due to the COVID19 pandemic, travelers are expressing their need for the trip cancellation benefit in case they need to cancel their trip due to unknown reasons. Another important addition to the list of benefits with the travel insurance is coverage for the lodging expense for quarantine purposes in the destination country.

  • Safe Travels Voyager plan from the company Trawick International is a trip protection plan that fulfills the quarantine lodging expense in the destination country for $2000 of minimum coverage. This plan covers Covid19 and has the trip cancellation benefit. This plan is available for US citizens and US residents traveling outside of the US.

Trip Insurance plans also provide medical coverage but they are different from the travel medical insurance. To see the difference between them, please Compare Best Trip Cancellation Insurance USA vs Best Travel Insurance USA.

To see the other trip insurance plans that provide coverage for trip cancellation and other benefits from the Trawick International, please Compare Trip Cancellation Insurance by Trawick International.

Entry requirements at Airports:

  • All US citizens must show a valid passport, book or card to enter Mexican territory. There is no need for visa or tourist card for stays of less than 72 hours within the border zone.
  • When you are traveling beyond the border zone or entering the country by air, US citizens are required to pay fee to obtain tourist card (FM-T), which is available at border crossings.
  • The FM-T is available at Mexican tourist offices and airports, within the border zone. Major airlines will provide this form during your trip.
  • On the FM-T form you need to enter the information like numbers of days you will be in the country, passport number, destination, city of origin and other related information.
  • If you are a business traveller then you must complete and file form FM-N 30 DAYS. This will authorize to do business activities but not to accept employment for a period of 30 days.
  • If you are entering Mexico for other purposes besides tourism and business or for stays of more than 180 days then you require a visa and a valid US passport.
  • American citizens who are planning to work or live in Mexico must request to the corresponding Mexican visa at the Mexican Embassy or at a Mexican consulate in the USA.
  • 16 years or older US citizens must show either a US passport or a card form in order to re-enter the country by land or by sea.

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Holidays in Mexico

Most of the cities you enter in Mexico you will find celebrations full of music, food and folklore. The most important festivities in Mexico are;

  • Holy Week (Easter) (at the end of March or beginning of April)
  • The "Grito de Independencia" (on September 15th)
  • The Day of the Dead (on November 1st and 2nd)
  • The day of Our Lady of Guadalupe (on December 12th)
  • Christmas and New Year

In the month February, merry carnivals take place with the symbolic burning of evil spirits, with parades of floats, the crowning of the king and queen and lots of music and fun. Travelers must be aware that the banks are closed on holidays.

General - FAQ's

01. Which is the best travel insurance for Mexico from USA?

Good question and we try hard to find the best answer to this question! Given the unique needs of different travelers, there is not one Mexico travel insurance plan that always works best for everyone. If you are a traveler with concerns about existing medical conditions, then you will be looking at different plans as opposed to a different traveler without any life-threatening pre-existing condition.

We endeavor to give our customers all the relevant information so they can find the best Mexico travel insurance plan. Our top-rated travel medical insurance for Mexico quote comparison tool helps travelers compare different travel health insurance plans based on price and coverages in an objective manner. If you want some more guidance, our licensed agents are here to help you with your choice!.

02. What insurance do I need for Mexico?

US citizens to Mexico can purchase a travel insurance cover that provides coverage for all unexpected medical and travel emergencies along with the Coronavirus coverage.

Including Cancel for Any reason coverage is helpful in an event of sudden closure of borders due to Covid19 and the need to cancel your travel plans under short notice. Travel insurance with quarantine coverage is useful should one be infected by Covid and is forced to quarantine while in Mexico.

03. Will my travel insurance cover me in Mexico?

If the traveler already has an existing travel insurance, travellers need to include Mexico as the covered country before traveling to Mexico to get coverage. Please review your travel insurance policy details to ensure that you have appropriate coverage.

The following are different factors to consider while buying travel insurance – Does the travel insurance provide adequate coverage for the health of the traveler, does it cover the trip expenses should there be delays or cancellation, do you need cancel for any reason coverage which insures the trip if one needs to cancel unexpectedly, does it cover Covid19 related expenses including quarantine.

Things to know before traveling

  • Research the destination before you travel.
  • Keep your travel baggage light.
  • Keep travel documents safe at different places.
  • If you are not accustomed to Mexican cuisine then you should careful with what you eat and drink.
  • Carry medicines in their original containers to avoid any problem at customs clearance.
  • Buy popular travel insurance plans to get financial assistance during medical emergency.
  • Carry sufficient cards or cash for your trip, do not assume that you will be able to access you ATM at all times.
  • If you are a first time visitor buy a city map to get your bearings right while traveling.
  • Do take precautions not to travel alone in lonely streets or be wary of rough neighborhoods.
  • Keep sufficient fluids to keep you hydrated while traveling.
  • Carry your prescriptions and a spare pair of glasses for any emergency.

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US visitors insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

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