M1 visa travel health insurance, Health insurance for M1 visa holder

Find the best international student health insurance plan for your needs.

Where is the student studying?


What is the student's nationality?


Is the traveler looking for?


Does the traveler need Schengen Visa Insurance or Long term Europe Visa insurance?


What visa does the student have?


Sports coverage required?


Maternity coverage required?


Travel insurance with vacation cost coverage included?


Type Of Insurance?


Are you a resident of Latin America or the Caribbean?

Enter age
Spouse's age (if traveling)
   Students insurance cost details

What does international student health insurance cover?

Health care expenses

Health care expenses

Hospital medical expenses for sickness or accidents during coverage.
Sports Activities

Sports Activities

Some plans cover high school sports activities.
Doctor visit

Doctor visit

Covers doctor visits in case of sudden injury or sickness.
Dental Coverage

Dental Coverage

Expenses from sudden dental pain and accidental dental injuries.
Maternity Coverage

Maternity Coverage

Some plans offer coverage for pregnancy, maternity and new born.
Repat of remains

Repat of remains

Repatriation of remains expenses to home country in case of death.

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Resourceful health insurance information for international students ...

Find out the best insurance for your budget and needs
Step by step guide to buying the best travel insurance online
Best student group travel medical insurance
Tourists, Cruises, Students, J1 visa, OPT status, Immigrants...
M1 Visa Health Insurance

Need for M1 visa health insurance

If you want to engage in vocational training or non-academic pursuits in an US institution you will need to be issued a M-1 visa. Students issued the M1 visa for vocational training in US colleges. While health insurance is not mandatory as it is for the J1 visa, it is still extremely important given the expensive healthcare costs within the United States. The Health insurance for M1 visa holder plans offered by the university is usually a good option, however it is quite expensive for international students on the M1 visa. An alternative option is to purchase affordable medical insurance for M1 visa holders that are offered on our website which are listed in this page.

M1 visa Requirements

You will require M-1 visa if you:

  • Study for more than 18 hours a week; or
  • Receive academic credit for the program of study or the program of study is required for your degree; or
  • Are enrolled in an online degree program and you are required to travel to the United States for a short course of study which is more than 18 hours a week.

M1 visa insurance - Frequently asked questions

What is the best health insurance for international students? What is the best insurance for international students?

The best student medical insurance will vary for each student. There is no single student insurance which will work as the best international student health insurance plan for all students. The factors to consider while identifying the best student insurance will be the coverage benefits, the provider network and the cost of the health insurance for international students.

Is there health insurance for college students?

US citizens are eligible to purchase health insurance plans through their state's health insurance marketplace. Non-US citizens can purchase visitor insurance plans. Those foreign students on the F or J visas qualify specifically for "student" health insurance plans which are often cheaper than visitor insurance. Students can compare student medical insurance plans and make an informed choice.

Does college offer health insurance?

Most colleges offer group health insurance for their students. This may be required if the student does not have any other insurance. Check with your institution as to what is available. However the student insurance plans that are offered in American Visitor Insurance are usually cheaper than University insurance while offering similar coverage. Students can compare the coverage of the University insurance along with the plans on this website and make an informed decision.

What is the best health insurance for international students in USA? What is the cheapest health insurance for international students in USA?

There are different factors for buying best student insurance for USA students. While the best student insurance for USA varies from students to students, the following list can be considered the best student insurance for students to USA based on their popularity.

US student F1 visa medical insurance FAQs
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Insure your family

Insure your family

Students on M1 visa may have their dependants also travelling with them. Some university plans may not offer coverage for spouse or children of M1 visa holders. Here we offer popular international student health insurance which you can compare and select the best M1 visa travel health insurance plan for your needs. Compare and buy best health insurance for students with M1 visa.

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Different types of US Visitors insurance

Fixed Benefit travel insurance

A fixed benefit travel insurance plan is the cheapest travel insurance plan option. Fixed benefit travel insurance is cheap because it has a fixed limit of coverage for different medical benefits.
Fixed benefit travel insurance plans work well in case of small ailments but can be inadequate in the event of a serious medical ailment or hospitalisation.

Comprehensive travel insurance

Comprehensive travel insurance plans provide exhaustive coverage for health expenses up to the policy medical maximum amount. In contrast to fixed benefit plans there are no limits for each benefit. Comprehensive insurance is more expensive when compared to fixed benefit plans but provides significantly better coverage in case of a medical emergency or hospitalisation.

Steps to buy
US visitor travel insurance online

 Step 1: Finding the available US travel insurance plans

Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.

Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.

Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.

Review the travel insurance documents received by email closely for coverage details and relevant contact numbers

Step by step travel insurance

Factors that determine the cost of US travel insurance plans

Age of the traveler

The cost of travel insurance is directly proportional to the age of the traveler. The older the traveler and greater will be the cost of the visitors health insurance.

Type of travel insurance

Comprehensive travel insurance which provide exhaustive coverage are more expensive than fixed benefit travel insurance.

Medical maximum coverage and deductible options

The price of visitors medical insurance is directly dependant on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.

Region of coverage

Travel insurance depends on the coverage region. The cost for visitor health insurance for the United States is most expensive.

Duration of travel insurance

The longer the duration of visitor medical insurance required, the higher will be the cost.


  1. Three-year Maximum - The M-1 visa is limited to a maximum of three years presence in the U.S. for study.
  2. No Extension beyond 3 years - An M-1 visa cannot be extended beyond three years.
  3. Certificate not Completed - If the student is not able to complete the full degree within the maximum period allowed by the M-1 visa, as extensions and changes of status from the U.S. are not allowed, she/he would be required to return to her/his home country to apply for the appropriate visa to re-enter the U.S. to continue her/his studies to complete the degree.
  4. Change of Status not Allowed - Those on an M-1 visa cannot apply to change their visa status to another status such as F-1 or another visa type from within the U.S.
  5. Optional Practical Training (OPT) - M-1 has a six month maximum limitation on optional practical training.
    • OPT may only be used following the completion of a career/professional training or certificate program.
    • A M-1 may not utilize OPT prior to certificate/program completion.
  6. Employment Eligibility - M-1 visa holders are not eligible for employment in the U.S., even on campus.
  7. Curricular Practical Training - M-1 visa holders are not eligible for curricular practical training

Applying for the M1 Visa

The first step is to obtain from the school or vocational institution the Form I-20M-N entitled Certificate of Eligibility for Nonimmigrant (M1) student status. Schools that have received U.S. Government approval to enroll foreign students have the authority to issue these forms. An M1 visa cannot be processed without the Form I-20M-N. Item 11 at the bottom of page one of the Form I-20M-N must be completed and signed by the applicant and submitted together with the following:

  • DOS Form DS-160, Nonimmigrant Visa Application.
  • A copy of your passport which is valid for at least six months beyond the period of stay in the U.S. and with at least one blank page.
  • Two identical color photographs showing full face without head covering against a light background. You may wear a headdress if required by a religious order of which you are a member.
  • Evidence demonstrating sufficient funds to cover all expenses including the tuition fee and living expenses. Such evidence may include detailed bank statements of accounts showing that adequate funds are available for transfer, evidence of scholarships and/or combination of finances which will meet the estimated total expenses, including tuition, of your proposed stay in the U.S.
  • Evidence demonstrating that you have a residence abroad to which you intend to return at the end of your stay in the U.S. This is generally established by evidence of family, professional, property, employment or other ties and commitments to some country other than the U.S. sufficient to cause the applicant to return there at the conclusion of your stay
  • Your academic qualifications - such evidence may include complete transcripts of grades and test records for the last four years of school and evidence of TOEFL (Test of English as a Foreign Language) scores.
Credit: US Immigration Visapro

Difference between M1 and F1 visas

The M-1 Vocational Student visa differs from the F-1 Academic Student in that the M-1 student:

  • Cannot change their educational objectives
  • Can only be authorized to reduce course load for a medical reason; no more than 5 months maximum allowed
  • Cannot take online courses or distance learning courses unless they are required to be physically present for class (often called a "blended course")
  • Can only attend school with extensions for a maximum of 3 years
  • Can transfer schools only in the first 6 months. Permission must be granted permission from the Department of Homeland Security (using the form I-539) prior to the transfer (the transfer process is quite lengthy and is not advisable)
  • Cannot accept employment, except practical training; Practical Training is a max of 6 months
  • Cannot change status to "H" status if basis of "H" was training or education received as M-1 student; nor can a student's request to change nonimmigrant status be granted to "M" if student is doing it to ultimately qualify for an "H"
  • A student in "M" status also cannot change to "F" status (None of these regulations apply to M2's.)
  • Can travel to Canada and/or Mexico on an expired visa and return, but not to any of the adjacent islands
Credit: Florida Institute of Technology
Student health insurance for top US colleges and universities
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Covid F1 student health insurance

Despite the spread of the BA.5 Omicron sub-variant, all international students with the F1 and J1 visa's are now allowed in the US. International students should however check the university updates and the covid19 requirements before travelling to US.

Unfortunately, even years after the pandemic started in China, Covid is again making a comeback with new immune-evasive variants. The Covid situation is made even more complicated in the US with influenza and the respiratory syncytial virus (RSV) which spreading earlier and faster than usual. International students should buy the best student travel insurance with covid-19 coverage. In case one contacts covid19 infections the illness will be covered and this includes the new sub-variants. Regardless of the variant a covid cover will provide students with coverage for the Covid infection.

There are many international students in the US either without proper US student medical insurance, or with F1 student insurance that does not cover Covid19. Given the health risk involved due to the Covid19 pandemic, it is very important for students to buy good Student medical insurance which includes coverage for Covid19. A Covid-19 coverage will offer protection towards the coronavirus illness just like any other illness under the benefits of the policy regardless of the variant. At American Visitor Insurance, we offer several international student health insurance with Covid19 coverage. The Covid-19 cover provides coverage just like any other illness irrespective of the variant.

Earlier international students in the US had to buy affordable care act, ACA (Obamacare) compliant medical insurance, however recent changes have removed this requirement. International students can now buy student health insurance plans offered on our website without violating US government requirements. These are some international student health insurance plans with Covid19 coverage. Students while studying in the US need not worry about getting coverage for mutated variants. Irrespective of the variant covid-19 cover will provide students with the coverage if contracted the illness.

International Medical Group Covid19 health insurance plans for international students in the US

The International Medical Group offers affordable student health insurance coverage for Covid19 medical expenses. Their popular Covid19 International student health insurance plans that offer coverage for medical expenses from coronavirus are

TravelInsure Covid19 insurance for F1 students

TravelInsure Covid19 student health insurance by Study USA (Plus, Preferred and Platinum plans ONLY) offers international health insurance with coronavirus coverage for students outside their home country.

Seven Corners Covid19 Health insurance for F1 and F2 visa Insurance

Seven Corners offers Liaison Student Plus insurance for international students and faculties outside their home country. It covers student medical expenses arising from Covid19 illness. The treatment benefit is available for COVID19 (the disease); SARS-Cov-2 (the virus); and any mutation or variation of SARS-CoV2.

GeoBlue Covid19 insurance for F1 students

GeoBlue Covid19 student health insurance by Navigator for Student with coronavirus coverage covers medically necessary COVID-19 testing and treatment is covered.

International students can compare student insurance plans to most appropriate plan that suits their specific needs.

Compare student insurance plans

There are some F1 visa students still stranded in the USA or on the OPT status who are not enrolled in any classes. In this situation students are not limited to buying US student health insurance and can buy short term US visitors medical insurance. The visitors health insurance plans are cheaper and work well for international students while they are not enrolled in classes. International students can review US visitors medical insurance plans that fit your needs.

Please know we are here to help you make an informed decision to get international students insurance! Let us know how we can assist you. Feel free to contact us by email or phone at any time.

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