Fiancee insurance USA is travel insurance that can be purchased for travel in the US and for travel outside one’s home country. K visa Insurance provides coverage for unexpected health care expenses due to accident or sickness while traveling. Travelers can compare and buy the best US travel insurance plans at American Visitor Insurance.
The Fiancee K-1 Visa is a special visa issued by the US government for foreign Fiancees of US citizens and is valid for 90 days. Visas for Fiancees of U.S. Citizens allow the Fiancee to remain in the USA till they are marry their American partners, even though they are not considered residents of America. You can find the most appropriate K1 Visa Health Insurance plan for your needs by getting quotes using our user friendly compare Fiance K1 Visa Medical Insurance.
Covers hospital expenses for sickness or accidents.
Know more »The cost of the travel insurance for US K visa holders ranges between $19 to $172 per month, based on the age of the insured, the maximum of the policy, the deductible on the policy, and the number of days of the trip. With visitor insurance, you can choose a fixed or a comprehensive plan. A fixed or limited benefit plan is generally much cheaper than a comprehensive plan because the plan has limits on what it pays out for each medical expense. The comprehensive plan is more expensive because it offers more complete coverage of medical expenses to the medical maximum.
Healthcare in the U.S. is extremely expensive, and without good travel health insurance, even a simple doctor’s visit can become a financial burden. In 2025, the cost of travel health insurance for visitors to the US ranges between $19 to $172 per month, depending on the age, the insurance company, the type of visitors insurance, the coverage limits, and whether you want coverage for pre-existing conditions. If you are looking for a cheap option, some plans cost as little as $1 to $5 per day, making it an affordable way to stay covered.
Why is travel insurance USA is so important? A routine doctor’s visit can cost between $250 to $350, while a heart attack will leave you with a bill of at least $25,000. If you need to stay in the ICU after a stroke, the cost can exceed $150,000. Even something as routine as an echocardiogram ranges from $1,500 to $4,000, depending on where you get it. Emergency treatments for conditions like diabetes complications cost anywhere from $3,500 to $7,000, and if you need treatment for kidney failure, expect to pay over $30,000.
Cheap visitor health insurance for visitors to USA starts at $19 per month for fixed benefit plans.
Following is the cost of visitor insurance per month.
Plan Name | Plan max range | Deductible | Age 35 | Age 55 | Age 75 |
---|---|---|---|---|---|
Safe Travels Advantage | $25,000 - $150,000 | $0 | $19 - $54 | $29 - $82 | $59 -$160 |
Visitors care | $25,000 - $100,000 | $100 | $25 - $44 | $30 - $65 | $66 - $152 |
Safe Travels Elite | $25,000 - $175,000 | $0 | $25 - $71 | $36 - $110 | $105 - $150 |
Venbrook Essential | $25,000 - $150,000 | $0 | $25 - $74 | $36 - $105 | $66 - $142 |
Visit USA Budget | $50,000 - $150,000 | $250 | $30 - $49 | $42 -$74 | $81 |
VisitorSecure | $50,000 - $130,000 | $100 | $31 - $55 | $46 - $84 | $93 - $135 |
Travel Medical USA visitor basic | $50,000 - $150,000 | $100 | $39 - $47 | $56 - $68 | $178 - $196 |
The cost of comprehensive visitor insurance starts around $53 month, depending on factors such as age, coverage limits, deductible, and optional add-ons. Higher-tier plans with extensive coverage, including pre-existing condition benefits and lower deductibles, tend to be more expensive. On average, a good comprehensive health insurance plan costs $58 to $108 per month for a 35 year old traveler.
Following are the cost of best health insurance for visitors to USA per month for a $250 deductible.
Plan name | Plan maximum | Age 35 | Age 55 | Age 75 |
---|---|---|---|---|
Atlas Essential America | $50,000 - $1,000,000 | $53 - $98 | $117 - $200 | $244 - $326 |
Visitors Preferred | $50,000 - $1,000,000 | $53 - $99 | $123 -$231 | $244 |
Patriot America Plus | $50,000 - $1,000,000 | $57 - $106 | $124 - $235 | $279 - $420 |
Safe Travels USA | $50,000 - $1,000,000 | $57 - $103 | $123 - $227 | $244 - $321 |
Venbrook Premier | $50,000 - $1,000,000 | $58 - $104 | $129 - $240 | $352 - $437 |
Atlas America | $50,000 - $2,000,000 | $58 - $114 | $127 - $253 | $344 - $429 |
Safe Travels USA Comprehensive | $50,000 - $1,000,000 | $66 - $122 | $143 - $269 | $285 - $455 |
Atlas Premium America | $50,000 - $2,000,000 | $72 - $142 | $158 - $316 | $430 - $537 |
SafeVista Comprehensive | $100,000 - $1,000,000 | $76 - $97 | $158 - $225 | $320 |
Diplomat America | $50,000 - $1,000,000 | $81 - $142 | $176 - $303 | $342 |
Travel Medical Choice | $50,000 - $1,000,000 | $98 - $173 | $186 - $333 | $736 - $1,000 |
Patriot America Platinum | $1,000,000 - $8,000,000 | $108 - $226 | $240 - $494 | $604 |
Visit USA Superior | $250,000 | $112 | $233 | $404 |
Review US visitor insurance plan benefits.
For a 60 year old traveler, the cost of USA visitor insurance for 6 months typically ranges around $122 to $1,050, based different coverage options, medical needs, and traveler’s budget on American Visitor Insurance. The best 6 month USA travel insurance is the one which is affordable, reliable and allows the traveler stress free. From ER visits to urgent care, stay covered for 6 months in the U.S starting from just $1.50/day!
Travelers entering the U.S. on a K-1 fiancée visa need short-term travel medical insurance to cover them during the period before marriage and adjustment of status. The best K visa insurance plans are Patriot America Plus and Atlas America offering comprehensive coverage for medical emergencies and the acute onset of pre-existing conditions.
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Comprehensive travel insurance which provide exhaustive coverage are more expensive than fixed benefit travel insurance.
The cost of health insurance is directly proportional to the age of the applicant. The older the traveler and greater will be the cost of the Fiancee visa health insurance in USA.
The price of medical insurance for US Fiancee visa is directly dependant on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.
Travel insurance for US Fiancee visa depends on the coverage region. The cost for health insurance for the United States is most expensive.
The longer the duration of medical insurance required, the higher will be the cost.
Additional add-on benefits to the basic travel insurance plan like adventure sports coverage, coverage for pre-existing conditions… will add to the overall cost.
For short-term coverage until your wedding and a fiancee can be placed on their spouse’s insurance policy
Read more »Major medical insurance coverage if you don’t have any domestic options
Read more »Health insurance is usually a requirement for the K1 fiancee visa application process. The US government wants to ensure that the foreign fiancee will not become a burden on the healthcare system. K1 visa applicants for the fiancee visa can compare and buy good fiancee insurance on American Visitor Insurance.
The minimum coverage requirements generally include coverage for hospitalization, emergency care, and outpatient services. K1 visa applicants can compare visitors medical insurance plans on American Visitor Insurance to compare coverage details and ensure that your chosen plan satisfies your requirements.
Some international health insurance plans may be accepted for the fiancee visa application, however it is safer to buy US plans and to confirm with the U.S. embassy in your home country. American Visitor Insurance works with top US insurance providers who offer K1 fiancee visa insurance.
The fiancee visa health insurance coverage should be valid for the full length of the fiancee visa process. This typically is between 6 to 9 months. It is very important to ensure that the fiancee visa insurance does not expire before the visa is approved.
If you do not have health insurance that meets the minimum coverage requirements, your fiancee visa application may be denied. It is important to ensure that you have the necessary fiancee visa health insurance in place while submitting your application.
There are some USA Covid travel insurance plans available for Fiancee visa holders that cover covid19 as a new illness. Fiancee visa Holders in USA can compare best Fiancee visa Covid health insurance plans and buy coronavirus coverage insurance online.
These US Fiancee visa covid travel insurance offer coverage for medical expenses for treatment of Coronavirus treatment while in the USA.
All travel medical insurance policies that visitors to the U.S purchases are also suitable for those on K visas until they obtain a Green card. There are many insurance plans that travelers with K visa can purchase.
Travelers can compare numerous plans for prices and benefits from the comparison tool above according to their requirements. Travelers can also get instant policy documents by Email.
While travelling along with the Fiancee travelers should purchase 2 separate policies. Legally married Spouse can be included in the single policy document. The pricing and benefits will remain the same weather it’s a combined policy or 2 separate policies.
It would be beneficial to buy two separate policies as any changes that require to be made can be done easily independently on each policy. In a combined policy, making any changes for one insured may become an issue.
Yes. Fiancee visa holders can buy travel health insurance in the US. We recommend the travel insurance for K visa holders be purchased from the day they leave their home country until they return, however, most companies allow you to purchase it even after the traveler has already started their journey.
K1 visa medical insurance is for unexpected medical expenses while on your trip. Many travel insurance for K visa plans also cover baggage loss/ delay, trip delays, and have other benefits to help travelers with unexpected problems (loss of documents, etc). Since they are meant to be used in an emergency, you can use any doctor/hospital. In a non-emergency situation, you should consult your documentation and try to stay in-network (if applicable) while in the US since this will likely help defray your out-of-pocket cost.
Fiancees can use Urgent Care clinics, make appointments at a doctor's office or go the the hospital, if needed. However, they will have to pay out-of-pocket for any and all medical care they receive. This is why we recommend getting a travel or US K visa health insurance plan for the duration of their stay.
The types of US travel insurance plans are fixed benefit and comprehensive visitors insurance. CompareComprehensive vs fixed benefit visitors insurance for USA.
Feature | Fixed benefit visitor insurance USA |
Comprehensive visitor insurance USA |
Cost | Affordable with lower premiums | More Expensive due to extensive coverage |
Coverage | Fixed amount per benefit limited or coverage under certain conditions | Benefits for covered medical expenses up to the plan maximum |
Deductibles | Usually higher deductibles for lower cost | Often lower deductibles, more coverage |
PPO network | Usually no PPO network participation | Offers PPO network access with discounted rates |
Payment method | Usually requires you to pay upfront and then seek reimbursement from the insurer | Allows direct billing(cashless), so the insurer handles payments to the provider |
Pre-existing conditions coverage | Not all plans offer coverage. Some offer coverage up to a specified limit | Some plans offer coverage, while some others offer coverage only for acute onset of pre-existing conditions |
Recommended for | Budget conscious travelers who only need basic coverage. | Travelers who want comprehensive coverage for any medical needs. |
Finding the available medical insurance for Fiancee visa plans
Complete the health insurance quote request form by providing details of the Fiancee visa holder and insurance requirements.
Compare the different US Fiancee visa insurance options
Compare the price and the benefits of the different travel insurance for Fiancee visa holders options to identify what fits your needs best.
Buy the best health insurance for Fiancee visa that you like
Purchase the plan that fits your requirements and budget best by using a credit card and completing the online application.
Review the health insurance for Fiancee visa plan documents received by email
Review the visa insurance policy documents received by email closely for coverage details and relevant contact numbers.
immigrant insurance plan, or for a visitors insurance plan. Those who need coverage for preventive care, pre-existing conditions and a pregnancy in the short-term may choose from a special list of visitors insurance plans.
Choose visitors travel for medical emergency while outside home country.
Click here to read more »Understanding different types of travel health insurance plans.
Click here to read more »Important information while purchasing visitor health insurance for international travelers.
Click here to read more »Travel insurance online claims process for getting medical care in a hospital.
Click here to read more »Customer queries and answers about K1 health visa insurance for K1 visa holders or fiancee.
Read more »So, you've decided to tie the knot with that special someone from abroad? Congratulations!
Read more »Confused whether to buy trip or travel or global insurance? Know the differences!
Read more »You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide, INF insurance, HTH Worldwide and Venbrook International.
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