Best travel insurance for non US citizens to USA
Why do non US citizens need travel Insurance for USA?
US Healthcare is the among the most expensive anywhere in the world. If you are visiting the USA for a vacation, or for work, or a regular corporate traveler, or visiting family, buying the best travel medical insurance is most important to be safe from unexpected medical expenses which are very expensive in USA.
Even a simple physicians visit costs thousands of dollars without health insurance, and a hospital stay can run into tens of thousands. US travel medical insurance actually reduces price as being part of a PPO network while covering these costs and giving one peace of mind while traveling.
What does visitor health insurance for non US citizens cover?
Visitor medical insurance for Non US citizens provides coverage for unexpected medical and travel expenses that happen when a person is visiting the United States.
Most US travel insurance plans for non-US citizens visiting the US include:
- Physician's office visit and appointments
- Hospitalization and Surgery
- Emergency Medical Evacuation
- Prescription medications
- Urgent Care Visits
- Emergency Dental Treatment
- Acute Onset of Pre-existing Conditions
- COVID-19 related charges
Top 5 mistakes Non US citizens make while buying Visitor Insurance for USA
- Waiting till the travel starts.
- Buying the cheapest plan without understanding policy details.
- Ignoring pre-existing condition coverage especially for older travelers.
- Not checking the provider networks (PPO network).
- Checking on COVID-19 coverage details.
When to purchase the travel insurance for non US citizens?
The best time to buy travel insurance for non US citizens is before coming to the United States. Some plans do allow enrollment after arrival, but your benefits may be limited. It is better to purchase the coverage starting from the date of departure to ensure protection from the day one. Buying travel insurance for non US residents is easy at American visitor insurance. On purchasing the insurance, travelers will get policy documents by Email. Travel have access to 24/7 customer support by licensed US insurance agents. For more details travelers can call customer service or email the team and one of the licensed agents we will be glad to help further.
How much does travel insurance for USA cost per month in 2025?
How much does the cheapest visitors insurance for USA cost?
The cheapest visitor health insurance USA starts from $20 per month with options up to $191 per month. The cost depends on the age of the visitor, medical maximum coverage and deductible.
The average cost of fixed benefit visitors travel insurance for USA is based on quotes for one month.
| Plan Name | Plan max range | Deductible | Age 40 | Age 60 | Age 70 |
|---|---|---|---|---|---|
| Safe Travels Advantage | $25,000 - $150,000 | $0 | $20 - $58 | $39 - $102 | $60 - $166 |
| Visitors care | $25,000 - $100,000 | $100 | $21 - $45 | $40 - $75 | $66 - $148 |
| Safe Travels Elite | $25,000 - $175,000 | $0 | $26 - $76 | $50 - $134 | $109 - $155 |
| Visit USA Budget | $50,000 - $150,000 | $250 | $32 - $56 | $49 - $86 | $84 |
| VisitorSecure | $50,000 - $130,000 | $100 | $34 - $62 | $55 - $76 | $96 - $139 |
| Travel Medical USA visitor basic | $50,000 - $150,000 | $100 | $42 - $52 | $79 - $94 | $173 - $191 |
How much does the comprehensive and best visitors insurance cost per month?
The best travel insurance cost for USA ranges from $58 to $353 per month. The cost depends on the age of the visitor, medical maximum coverage and deductible.
The average cost of comprehensive travel insurance for USA is based on quotes for one month with $250 deductible.
| Plan name | Plan maximum | Age 40 | Age 60 | Age 70 |
|---|---|---|---|---|
| Atlas Essential America | $50,000 - $1,000,000 | $58 - $109 | $131 - $266 | $263 - $328 |
| Safe Travels USA Cost Saver | $50,000 - $1,000,000 | $71 - $117 | $139 - $250 | $237 - $299 |
| Visitors Preferred | $50,000 - $1,000,000 | $77 - $144 | $148 - $301 | $253 |
| Patriot America Lite | $50,000 - $1,000,000 | $72 - $130 | $153 - $289 | $252 - $337 |
| Atlas America | $50,000 - $2,000,000 | $78 - $154 | $177 - $378 | $355 - $444 |
| Patriot America Plus | $50,000 - $1,000,000 | $77 - $139 | $164 - $311 | $287 - $434 |
| Travel Medical Basic | $50,000 - $1,000,000 | $80 - $138 | $167 - $314 | $252 - $337 |
| Safe Travels USA | $50,000 - $1,000,000 | $80 - $157 | $147 - $295 | $252 - $332 |
| Diplomat America | $50,000 - $1,000,000 | $125 -$214 | $229 - $301 | $353 |
Visitor health insurance for USA
Review US visitor insurance plan benefits.
What must a good travel medical insurance plan for non US residents include?
When purchasing a visitor health insurance plan for the US, analyze these key features:
- High medical coverage for at least $50,000 – $100,000
- Emergency medical evacuation & repatriation
- Coverage for covid and related quarantine charges
- Optional pre-existing conditions coverage conditions
- Network access to U.S. hospitals and doctors
- 24/7 customer support by licensed US insurance agents
Unique consideration for Senior citizens traveling to USA
Senior citizens over 60 or 70 years old require higher coverage due to age related health risks. Many travel health insurance providers offer tailored plans for elderly visitors that include:
- Coverage for pre-existing conditions
- Lower deductibles
- Extended coverage options
Travel medical insurance for seniors over 50 years
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