USA covid19 visitors medical insurance, Covid19 insurance for visiting USA

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Covid travel insurance for US citizens visiting USA
Travel insurance Covid19 for US citizens visiting USA. Know more »
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Travel insurance during covid for tourists to USA
Travel insurance coronavirus for visiting USA. Know more »
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Covid19 travel insurance for travel outside USA
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Covid19 insurance for international students in the USA
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Coronavirus travel insurance for expatriates
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Covid19 Europe Schengen Visa Insurance
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COVID-19 travel medical coverage while in the USA

During 2021 summer, many countries started opening up for international tourism. Unfortunately the Delta variant became the dominant variant Covid19 across several countries. The CDC in fact believe the Delta variant to be the most contagious variant and may even partially evade the antibodies made by the immune system after a Covid19 infection or vaccination. Early studies indicate that the Delta variant infects younger people in large numbers and even vaccinated people. After a steady decline in the number of cases, the Delta variant has resulted in an increase in cases in the US especially in areas where the vaccination rates are low. The Delta variant has swept across the globe impacting USA and other countries.

Since Covid is changing so rapidly, we thought it prudent to write a blog about US travel health insurance companies that are currently offering USA Covid travel insurance coverage for visitors. Please note that you MUST NOT wait to get USA covid insurance coverage. If you are already sick or even in the incubation period for the disease before your policy begins, ALL covid 19 travel insurance usa policies will exclude coverage. So, it is important to start health insurance coverage as soon as possible and not have a break in covid insurance in usa coverage. You can purchase the coronavirus insurance USA policies below even if you started out with a different company or did not previously have covid health insurance USA.

There are currently insurance providers namely Trawick International, WorldTrips, International Medical Group, Seven corners, Global underwriters and Travel Insurance Services who offer US Visitors insurance coverage for coronavirus.
Travel Insurance with covid coverage for visiting USA

Trawick International Insurance visitors insurance covid

Trawick
Trawick International Covid19 travel insurance for USA Safe Travels USA Insurance offers coverage for coronavirus

International Medical Group covid insurance

IMG
IMG Covid19 travel Insurance Patriot America Plus and Patriot Platinum offers coverage for medical expenses arising from Coronavirus.

Global Underwriters visitor health insurance covid

Global
Global Underwriters Coronavirus travel insurance USA Diplomat America insurance offers coverage for Covid19 sickness

Best Seven Corners covid health insurance for visitors to USA

seven corners logo
Seven Corners Coronavirus US travel insurance Liaison travel plus insurance offers coverage for Covid19 infection.
If you would like a specific quote for your situation, call us, or send us an email and include your age, the length of time you need the policy (months and days) and we can give you an idea of your available options and their costs. Do let us know if we can assist you further. We are happy to assist you with your purchase or answer remaining questions you may have. We wish you safe and happy travels!

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Covid travel insurance that you are looking for...

  • Visitors to USA
  • Outside USA
  • Students
  • Expatriates
  • US citizens to US
  • Schengen Visa
  • Quarantine
  • Trip cancellation

US travel insurance for Coronavirus

These are the top rated US insurance providers offering Covid19 US visitor insurance namely Trawick International, Seven Corners, IMG, Travel Insurance Services and Global Underwriters. These US Visitors insurance plans with coverage for coronavirus are popular among visitors to USA.

Trawick International Insurance:

Trawick International offers visitor medical insurance for coronavirus (covid-19) with their Safe Travels USA Insurance. There are four Safe Travels USA plans. One is a fixed plan, and the other three are comprehensive plans. The plan called Safe Travels USA Comprehensive is the best plan for persons with pre-existing medical conditions even if over the age of 70.
You can compare all the plans at this site and buy them by choosing the "buy now" button under the name of whichever plan you are interested. You can compare all Safe Travels USA Insurance plans. You can access all the details, brochure, etc of each policy by clicking on the "Details" hotlink underneath the policy name for each policy.

Seven Corners Covid19 US travel insurance:

Seven Corners visitors insurance coverage for sickness arising from Coronavirus is like any other sickness. Seven corners Covid19 Liaison travel Plus insurance offers coverage for overseas medical expenses arising from Covid19 infection while the travellers are outside their home country. The Covid19 treatment benefit is available for COVID-19 (the disease); SARS-Cov-2 (the virus); and Any mutation or variation of SARS-CoV-2.

Global Underwriters visitors medical insurance covid coverage:

  • Diplomat America Insurance offers coverage for covid-19 as a new sickness. It is available for Non-US citizens or residents travelling to the US. If Covid19 is pre-existing, then it's excluded. That is if the travelers is infected before the plan effective date, the travel insurance will treat it as pre-existing and will not offer coverage for it.
  • Diplomat Long term Insurance must be bought for a minimum of 3 months and has a plan maximum options of $500,000 and $1,000,000 for medical expenses.

WorldTrips visitor health insurance covid coverage:

Offer coronavirus coverage for eligible medical expenses resulting from COVID-19/SARS-CoV-2. Atlas travel insurance offers $50 per day for each day the travelers are quarantined abroad for a maximum of 10 days. Coverage must be bought for a minimum of 30 days. Show proof of quarantine mandated by a physician or governmental authority. Quarantine must be due to you testing positive for COVID-19/SARS-CoV2.

International Medical Group (IMG) covid visitor insurance:

International Medical Group IMG Coronavirus visitors insurance offers coverage for Covid19 sickness upto plan maximum.

International travel insurance for Covid-19

The top insurance providers namely Trawick International, WorldTrips, Global Underwriters, International Medical Group, Travel Insure services, HTH Worldwide and Seven Corners offer international travel medical insurance coverage for coronavirus.

Trawick International covid travel insurance

Trawick International offers international medical insurance for coronavirus (Covid19) with their Safe Travel insurance plans. Safe Travel Outbound plans are available for up to 6 months and are for US residents traveling outside the US. Safe Travel International plans are for non-US residents traveling outside the US. Note that with any of these plans, you must pre-certify in the case of covid-19 coverage (that is, you call the insurance company first before seeking testing or treatment).
Trawick International offers the following plans:

International Medical Group (IMG) covid visitor insurance

Patriot International Insurance and Patriot Platinum insurance from International Medical Group (IMG) offers coverage for Covid19 as any other Illness or Injury.

Seven Corners Covid19 travel insurance

Seven Corners international insurance coverage for sickness arising from Coronavirus is like any other sickness.
  • Liaison Travel Plus insurance offered by Seven Corners has covid health insurance for international visitors. The Seven Corners coronavirus visitor insurance treatment benefit is available for COVID-19 (the disease); SARS-Cov-2 (the virus); and any mutation or variation of SARS-CoV-2.

Travel Insurance Services covid visitor insurance

  • Intermedical insurance (coverage outside USA) from Travel Insurance Services offers coverage for Covid19 as any other sickness.

HTH Worldwide Insurance covid visitor insurance

  • Trip Protector Insurance Offers travel insurance with quarantine coverage for accommodations due to a covered Trip Delay up to a maximum - $2,000 ($200 /day )(6 hours).

Global Underwriters visitors medical insurance covid coverage

  • Diplomat Long term Insurance by Global Underwriters. The Diplomat Long Term travel insurance offers coverage for covid-19 as a new sickness and is available for both US and Non US citizens. It must be bought for a minimum of 3 months and insures up to 1 Million Dollars.

WorldTrips covid travel insurance

Offer coronavirus coverage for cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion. Atlas travel insurance offers $50 per day for each day the travelers are quarantined abroad for a maximum of 10 days. Coverage must be bought for a minimum of 30 days. Show proof of quarantine mandated by a physician or governmental authority. Quarantine must be due to you testing positive for COVID-19/SARS-CoV2.

Covid 19 student insurance for international students in the USA and US students abroad

There are many international students currently in the US on the F1 students visa or outside their home country either without any student health insurance, or having medical insurance without Covid 19 coverage. At American Visitor Insurance, we are committed to getting you the best Covid19 student medical insurance coverage given these uncertain times. In the US international students earlier had to buy affordable care act, ACA (Obamacare) compliant medical insurance. However recent changes have waived this requirement and international students can buy US international student insurance plans offered here without violating any US government requirements.

WorldTrips Covid19 Student health Insurance

For international students in the USA, Outside their home country and US students abroad there are however few student insurance plans which insure Covid 19. The one popular exception is the Student Secure insurance plan offered by WorldTrips which covers Covid19 illness. Student Secure Elite insurance includes coverage for COVID-19/SARS-CoV-2 vaccine up to $150.

International Medical Group Covid19 Student health Insurance

International Medical Group has some popular Covid19 international student health insurance plans that offers coverage for medical expenses from coronavirus namely

Seven Corners Covid19 Student health Insurance

Seven corners Liaison Student Plus insurance offers Covid19 coverage for international students studying or faculties working outside their home country. It covers international medical expenses arising from Covid19 infection. The Covid19 treatment benefit is available for COVID-19 (the disease); SARS-Cov-2 (the virus); and Any mutation or variation of SARS-CoV-2.

TravelInsure Covid19 Student health Insurance

TravelInsure Covid19 student health insurance by Study USA (Plus, Preferred and Platinum plans ONLY) offers international health insurance with coronavirus coverage for students outside their home country.

Trawick International Covid19 Student health Insurance

Trawick International Covid19 student insurance coverage for Coronavirus. Trawick international student insurance for Covid coverage are:
International students can also review and compare student health insurance for Covid19 and find the best plan with Covid coverage that fit their needs.
There are also many F1 visa international students currently stranded in the US who are not enrolled in any classes. In this situation international students are not limited to buying student insurance and can buy short term US visitors medical insurance. The visitors health insurance plans are cheaper and ideal for international students in the US while they are not enrolled in classes.
Please know we are here to help you make the best, informed decision to get coverage even for COVID-19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.

Covid19 Expatriate health insurance

Buying good expat health insurance protects expats from unanticipated medical emergencies while outside their home country.
The following companies are offering Expat medical insurance which includes coverage for coronavirus.

GeoBlue:

GeoBlue offers Xplorer Premier insurance with Covid19 coverage. Diagnostic testing for COVID-19 is covered without copay or other member contribution. Treatment for COVID-19 is covered as an Illness under the policy, unless a member failed to depart a country within a reasonable time from the date the country became subject to a level-3 travel warning by the CDC, or similar travel warning from that country’s government. Members remaining in a country in that circumstance would not be covered for COVID-19, but otherwise would retain all coverage under the policy within its normal terms and conditions.
Preventive quarantine in a hotel, cruise ship or any other location would not be covered. The plan would cover medical evacuation if deemed medically appropriate for the illness/injury, subject to the usual plan provisions.
For existing members with long-term coverage, they retain all coverage under the policy within its normal terms and conditions. In addition, the plans are waiving copay and other member contribution for diagnostic testing for COVID-19 and for covered treatment once diagnosis occurs.

International Medical Group:

International Medical Group offers Global medical insurance with Covid19 coverage for international expatriates and global citizens. It may provide coverage* for COVID-19 related care if the expats have purchased and entered the destination country prior to either: 1) the CDC issuing a Warning Level 3 (avoid nonessential travel) for their Destination Country; or 2) a government agency of their Home Country publishing or issuing a Travel Warning or Emergency Travel Advisory regarding your Destination Country. Eligible Medical Expenses that may be considered for coverage include, but are not limited to, charges for illness, injury or medical evacuation.
Disclaimer:*This is a summary of a selection of plan benefits offered only as an illustration and does not supersede in any way the Certificate of Insurance and governing policy documents (together the "Insurance Contract"). The Insurance Contract is the only source of the actual benefits provided.

Covid19 Travel insurance for US citizens visiting USA

There are two insurance providers who offer short term Covid 19 travel health insurance for US citizens visiting USA.

Global Underwriters:

  • Diplomat America Insurance offers coverage for covid-19 as a new sickness. It is available for US citizens residing outside the US and travelling to the US. If Covid-19 is pre-existing, then it's excluded. That is if the travelers is infected before the plan effective date, the travel insurance will treat it as pre-existing and will not offer coverage for it.
  • Diplomat Long term Insurance must be bought for a minimum of 3 months and has a plan maximum options of $500,000 and $1,000,000 for medical expenses.

IMG coronavirus insurance

offer covid travel insurance for US citizens visiting USA upto plan maximum.
Please know we are here to help you make the best, informed decision to get coverage even for Covid19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.

Covid 19 Europe and Schengen visa travel insurance

Most of the countries in EU is now open for international travel post Covid19 pandemic. The European Union has considered nationals of few countries "safe" to be allowed to travel to the EU. Given the health risks involved in international travel to Schengen Countries and other European countries in light of the Covid 19 pandemic, it is however prudent to buy the best Schengen Visa travel insurance for Covid19. International travelers can find good Schengen Visa travel insurance with Covid19 coverage plan by using our Covid19 Schengen travel insurance compare tool. Trawick International is a popular Schengen visa travel insurance company offering Covid-19 coverage.

Seven Corners:

Seven Corners offers Liaison Travel Plus Insurance which offers coverage for Covid19 sickness. Travelers have to choose a $0 deductible to be sure they meet Schengen visa travel insurance requirements.

WorldTrips:

offers coronavirus coverage for eligible medical expenses resulting from COVID-19/SARS-CoV-2. Atlas travel insurance offers $50 per day for each day the travelers are quarantined abroad for a maximum of 10 days. Coverage must be bought for a minimum of 30 days. Show proof of quarantine mandated by a physician or governmental authority. Quarantine must be due to you testing positive for COVID-19/SARS-CoV2.

Quarantine Travel Insurance

Many nations are insisting on travel insurance with Covid19 coverage and some countries are insisting on travel insurance that covers covid quarantine should the traveler test positive for Covid19. Following are the best quarantine travel insurance for covid19.
  • Travel insurance for US Citizens and US Residents traveling outside USA
  • Provides minimum coverage of $2,000 for potential or extended quarantine lodging expenses due to Covid19.
  • Provides guaranteed travel insurance for Covid19 for medical expenses of at least USD $50,000.
  • Covid-19 is covered as any other sickness
  • Covid Quarantine Benefit: Coverage for accommodations due to a covered Trip Delay $2,000/$150 per person per day (6 hours or more) is included in the basic coverage.
  • Optional Quarantine Benefit Upgrade at additional price Trip Delay Max Upgrade - including Accommodations (6 Hours or more) $4000 ($300/day) or $7000 ($500 per day)
  • Travel insurance for Non US Citizens and Non US Residents traveling outside their home country
  • Provides minimum coverage of $2,000 for potential or extended quarantine lodging expenses due to Covid19.
  • Provides guaranteed travel insurance for Covid19 for medical expenses of at least USD $50,000.
  • Covid-19 is covered as any other sickness
  • Travel insurance for Non US Citizens and Non US Residents traveling outside their home country
  • Provides minimum coverage of $2,000 for potential or extended quarantine lodging expenses due to Covid19.
  • Provides guaranteed travel insurance for Covid19 for medical expenses of at least USD $50,000.
  • Covid-19 covered as any other sickness
  • Provides a minimum coverage of $2,000 for potential or extended quarantine lodging expenses due to Covid19
  • Covid19 medical expenses are covered and treated the same as any other sickness
  • Offers coverage of $50,000 for emergency medical expenses
  • Offers comprehensive trip cancellation coverage
  • Trip Cancellation: Up to $100,000 of the trip cost
  • Travel SE insurance offers Trip Delay benefit up to $125 per day per person, to a maximum of $2,000 per person
  • US Residents on domestic and worldwide trips
  • Accident & Sickness Medical and Dental Expense: Up to $250,000 per person.
  • Trip Cancellation: Up to $100,000 of the trip cost
  • Travel LX insurance offers Trip Delay: Up to $250 per day per person, to a maximum of $2,500 per person
  • US Residents on domestic and worldwide trips
  • Accident & Sickness Medical and Dental Expense: Up to $500,000 per person.
  • Travel medical insurance coverage outside USA
  • Atlas insurance offers $50 per day for each day that travelers are quarantined abroad for a maximum of 10 days.
  • Coverage must be bought for a minimum of 30 days. Show proof of quarantine mandated by a physician or governmental authority.
  • Quarantine must be due to you testing positive for COVID-19/SARS-CoV2.
  • Travel insurance for US Citizens and US Residents traveling outside US
  • Trip cancellation up to $50,000
  • Trip interruption up to 200% of trip cost
  • $500,000 medical for sickness and injury/$1,000,000 medical transportation
  • Include $2000 in travel delay benefits for quarantine/lodging.
  • Trip cancellation insurance for US residents.
  • Provides coverage for traveler facing mandatory quarantine in their destination due to a positive Covid-19 test Trip delay up to $2000 maximum which has a limit of $250/day for 12 hours.

Covid 19 Trip insurance for coronavirus, Trip cancellation insurance for Coronavirus:

Best trip cancellation insurance

  • Trip Cancellation: 100% of trip cost up to $20,000
  • Provides coverage for U.S. residents travelling outside their home country
  • Trip Cancellation: 100% of trip cost up to $30,000
  • Provides coverage for U.S. residents travelling outside their home country
  • Trip Cancellation: Trip Cost up to $30,000
  • Insurance for Non-US residents travelling outside their home country.
  • Trip Cancellation: Up to $50,000 of the trip cost
  • US Residents on domestic and worldwide trips
  • Trip Cancellation: Up to $100,000 of Trip Cost
  • US Residents on domestic and worldwide trips
  • Trip Cancellation: Up to $25,000 of the trip cost
  • Inexpensive coverage for trip cancellation & interruption
  • Trip Cancellation: Trip Cost: Up to a Maximum of $30,000.
  • Maximum Trip Length 90 Days
  • Trip Cancellation: 100% of the Insured Trip Cost - $250 up to $25,000
  • This plan covers US citizens/US residents only for trips within the USA and abroad trip Cancellation.
  • Trip Cancellation: 100% of the Insured Trip Cost -$250 up to $25,000
  • This plan is eligible for non US citizens up to age 79 traveling outside their home Country and not going to the USA.
  • Trip Cancellation: Trip Cost: 100% of Trip Cost ($150 - $10,000 max);
  • Maximum Trip Length 90 Days
  • Trip Cancellation: Up to 100% of Trip Cost Insured
  • It covers Trip Cancellation coverage from $150 to $10,000.
  • Trip Cancellation: Up to 100% of Trip Cost Insured
  • It covers Trip Cancellation coverage from $150 to $10,000.
  • Trip Cancellation: Up to 100% of Trip Cost Insured
  • Up to 100% of Trip Cost Insured
  • Trip Cancellation: Up to 100% of Trip Cost Insured
  • It covers Trip Cancellation coverage from $150 to $10,000.
  • Trip Cancellation: Basic - $15,000 Max
  • Trip Cancellation: Plus - $100,000 Max
  • Trip Cancellation: Elite - $100,000 Max

Covid trip cancellation insurance - Cancel for any reason (CFAR)

Most travelers often plan a trip or vacation well ahead of time. A planned trip involves expensive airline tickets, hotel reservations and cruise bookings.
Due to the Coronavirus (Covid 19) outbreak, CDC, WHO or other government agency have issued travel alert to not visit a few countries. This is a serious condition that may force a traveler to cancel travel plans made in advance. The Trip Cancellation insurance with the "Cancel for any reason" benefit comes to your rescue. The travelers can cancel their expensive ticket bookings, hotel reservations and other expenses using this benefit. Trip cancellation insurance will help to receive majority of the trip investment expenses spent on a vacation. Most of trip cancellation insurance plans also cover emergency medical expenses and accidental injuries. Therefore it is advisable to buy the Trip Cancellation insurance with "cancel for any reason" while planning a trip or a vacation. You can use our compare trip insurance quotes to review quotes of trip cancellation insurance plans.

Travel Insurance Select Trip cancellation insurance for Covid-19

The Travel Insurance Select plan does not have a specific Trip Cancellation or Trip Interruption peril tied to a CDC Warning. Therefore, the main eligible coverages would be:
  • A person traveling in an affected country who becomes ill, in which case emergency medical expense or emergency medical evacuation coverage may apply, or
  • Cancel For Any Reason (CFAR) – this option must be purchased as an upgrade within 21 days of your initial trip deposit/payment. Other conditions apply – see plan details.
Crum & Forster considered this to be a foreseen event on 01/23/2020.

SevenCorners insurance for Covid-19

The Round Trip Series by SevenCorners is a three-tiered series of plans with good, better, best plan with, Round Trip Choice, and Round Trip Elite. The Round Trip Choice, and Round Trip Elite have an optional benefit that is the 'Cancel for any Reason' which is available at additional cost. It pays 75% of your prepaid, non-refundable trip payments. Coverage must be purchased within 20 days of your initial trip deposit, you must cancel 2 days or more before your departure, and you must insure all nonrefundable prepaid trip costs. You must also insure the cost of subsequent travel arrangements added to your trip within 15 days of the payment/deposit for each of those arrangements.
NOTE: Round Trip Elite insurance is not available to NY and Florida residents.
Compare Round trip insurance plans

Round Trip International offers comprehensive trip cancellation insurance for non US residents traveling outside their home country for up to 30 days. However it doesn't have the 'Cancel for any reason' optional benefit.

IMG (International Medical Group) insurance for Covid-19

The iTravelinsured insurance have no exclusion for medical expenses for Covid19 virus. Any medical expenses incurred due to CoronaVirus will be covered by Itravelinsured insurance. However cancellation of the trip due to CoronaVirus is not covered unless you have purchased the 'Cancel for any reason insurance' benefit which is offered by the Travel LX insurance and you purchased this plan within 20 days of the initial trip deposit.
Compare iTravelInsured trip plans

As ever, we wish you safe and healthy travels!

Cancel for any reason plans

  • Cancel For Any Reason: 75% of non-refundable trip cost
  • Trip Cancellation: 100% of trip cost up to $30,000
  • Cancel For Any Reason: 75% of non-refundable trip cost
  • Trip Cancellation: Tour cost to a maximum of $20,000
  • Cancel for Any Reason: Up to 75% of trip cost insured
  • Trip Cancellation: Up to $100,000 of Trip Cost
  • Cancel for Any Reason: 75% of non-refundable trip cost
  • Trip Cancellation: Trip Cost Up to a Maximum of $50,000. ($30,000 for travellers above 80 years)
  • Cancellation for Any Reason: 75% of Trip Cost
  • Trip Cancellation: Up to 100% of Trip Cost Insured

Frequently asked questions for travel insurance with coronavirus coverage

I am currently stranded in the United States, and I cannot get home. How do I extend my visitor insurance so I am covered?

If you already have a visitors insurance plan, you should be able to extend it till you return to your home country. If you purchased the visitors insurance before the coverage for Covid19 was made an exclusion (this exclusion was introduced by different companies based on the CDC recommendations), then your newly extended policy will also provide coverage for Covid19. If you purchased your visitors insurance after Covid19 was an exclusion, then the extended policy will continue to exclude coverage for Covid19. It is important that there is no lapse of coverage in your insurance coverage before you apply for the renewal.
There are however some US visitors insurance providers, namely Trawick International, Global Underwriters, International Medical Group (IMG), Seven Corners who are still providing coverage for Covid19. In fact these companies also allow travelers who are already in the US but currently uninsured to buy their visitors insurance and get coverage for Covid19 within the US.

Yes, you can buy US traveler insurance that will cover Coronavirus (Covid19). The US insurance providers currently offering coverage for COVID19 are Trawick International, Global Underwriters, International Medical Group (IMG), Seven Corners, Travel Insurance Services. Other US insurance providers do not offer coverage for COVID19 as they the CDC declared COVID19 a global pandemic. Testing for COVID19 however will be considered preventive care, and all the traveler insurance plans will exclude preventive care expenses.

Visitors medical insurance is only for unplanned medical expenses not for preventive care or for pre-existing conditions. US visitors insurance will therefore not provide any coverage for getting tested for COVID19 (preventive care) or for treatment of COVID19 if you have already contracted the virus. If however you have not contracted the COVID19 virus, the following US insurance providers, namely Trawick International, Global Underwriters, International Medical Group (IMG), Seven Corners, Travel Insurance Services are providing coverage which will include COVID19. Please contact our customer service and our licensed agents will provide you any assistance or clarification that you need.

Some USA Coronavirus travel insurance plans cover covid 19, however the coronavirus ailment will be considered pre-existing if the visitors buy the USA coronavirus travel insurance after being infected by the virus. Hence it is important to buy travel insurance before one starts the international travel. Currently these USA insurance providers offer the best Coronavirus travel medical insurance coverage - Trawick International, International Medical Group (IMG), Seven Corners, Travel Insurance Services and Global Underwriters. The travel insurance plans are available for foreign visitors in the USA, for US citizens and residents traveling outside the USA as well as for non US travelers traveling outside their home country.

Generally, the accepted incubation period for the virus has been established at 14 days. This is not always the case, but many countries have adopted a standard two week quarantine period for their visitors and it seems likely you will show symptoms within this time frame should you have it. Further evidence shows that you are most contagious during the early part of your infection, so this period would allow that most contagious time to be over.

So, what we are really concerned about is: What if I get sick with COVID-19 during the first 14 days of my trip? What will the insurance company do? This is a valid question for both parties concerned. The answer is: we don’t know. It will depend on many factors. If the place you are going does good contact tracing, perhaps you will be notified that some place where you were, there was a confirmed case and you should quarantine for that reason. If you get sick after that, you will have some evidence of where you picked up the infection.

Currently the US authorities are insisting on a RTPCR test taken 3 days prior to traveling to the US. After arriving in the United States you must follow public health recommendations provided by CDC if your test result is positive or if you have symptoms of Covid 19 by self-isolation to protect others from the infection.

For outbound travelers CDC has not placed a mandatory requirement of test report; however you need to check with the destination country for Covid 19 requirements before departure

All flights entering the US even for transit requires a negative covid 19 test report.

If your return flight is well before the end of 3 days then you can use the covid 19 test reports which were used for departure. In case the return travel is more than 3 days after the test was taken then a retest is necessary.

You need to take the RTPCR test no more than 3 days prior to your departure date. Ensure that you receive your test results before you reach the airlines and also have documentation for the result.

No, the Covi19 test expenses will not be covered by any of the travel insurance plans if required purely for travel purposes (ie as required by a country to allow entry or by an airline). The expenses can be covered if it is prescribed by a medical practitioner during the travel as part of required medical examination.

A travel insurance cover provides coverage for all unexpected emergencies that may occur during the travel. Preventive measures is not insured by most travel insurance providers, Covid 19 vaccine is a preventive measure and is hence not covered unless it is mentioned in the policy document.

Getting a Covid 19 vaccine is strongly encouraged in the US and many US domestic health insurance providers may offer Covid 19 vaccine. However a travel health insurance plan is not replacement for domestic US health insurance thus will not provide coverage for Covid 19 vaccine.

Covid 19 visitor medical insurance

Extending the US visitor visa while stranded due to Coronavirus (Covid19) Pandemic

The coronavirus (Covid-19) pandemic has stranded many travelers in the US for lack of travel options. The international travel restrictions has forced many foreign travelers to cancel their return journey who are on temporary or short term US visas. These travelers will now have to extend or renew their visa status in order to stay for longer durations in the US. The following is the procedure to extend the US short term visa:
  • The traveler should complete the I-539 form for extension of a Non-Immigrant Visa
  • The traveler should submit a letter stating the reason with detailed explanation for extension.
  • The traveler should submit a copy of form I-94 that that he/she received on entry into the US
  • The traveler should provide documentary evidence that the extended stay is temporary along with the booked return tickets
  • The traveler should provide proof that the stay is completely taken care and he/she are financially covered and will not be a public charge in the United States.
  • The traveler should confirm that if the applicant has received any state benefits after 11-Feburary-2020; they need to be supported with proof of documents separately. The applicant should not have accessed any monetary state benefits or supplementary income from state post this period.

Pay the required renewal fees

Pay $370 filling fees +$85 for biometric fees depending on the petition at the USCIS.

Visa extension processing

The USCIS will issue a receipt with 13-digit case number on submission of the extension application. The traveler should provide this case number to check the status of the application and its processing times (customer service number helpline number is: 1-800-375-5283).
While you are in the US in an unplanned situation thanks to COVID-19, it is very important to buy best travel health insurance with Covid-19 coverage to secure yourself from unexpected illness. Travelers can compare popular travel health insurance to buy good US visitor insurance with Covid-19 coverage.

Visitor medical Insurance for covid19 in USA, Covid19 Visitors insurance coverage

International travelers have been stunned by the dramatic speed at which the Coronavirus has spread across the globe. What started in China has now spread rapidly across more than 180 countries. Shockingly the country most devastated by Covid 19 is the United States. As of 4th July, there have been more than 33.5 million positive cases of Covid19 resulting in 603,967 deaths in the United States. The US states with most Coronavirus cases are in New York, New Jersey, Pennsylvania, Maryland, Massachusetts, California, Michigan, Florida, Louisiana, Illinois, Texas, Washington State, Georgia and Colorado. This has disrupted normal life in these states with schools and colleges being closed and many work places asking their employees to work from home.

International visitors to the US should be aware that US airports are implementing increased screening measures for detecting the disease to protect passengers and destinations. The US authorities are insisting on a negative RT-PCR covid test 72 hours prior to boarding an airline traveling to the US. Now, more than ever before is the need for adequate US visitor medical insurance. The cost of healthcare to treat coronavirus in USA is quite expensive and may reach tens of thousands of dollars for in-patient hospitalizations, lab tests, and other needed medical facilities. Older travelers who are more likely to become victims of illness such as the flu and pneumonia are particularly vulnerable and it is important to stay secure by buying good US visitors insurance.

Updated 6th August 2021

Travel insurance for Coronavirus Covid Compare Coronavirus visitor insurance coverage benefits in the United States

Trawick International travel insurance:

TRAVEL MEDICAL Plans do not require that you purchase the insurance before you leave on the trip. The TRIP CANCELLATIONS Plans do require it is purchased before you leave. The plans available for a US Citizen is Safe Travels Outbound or Safe Travels Outbound Cost Saver - these are pay and claim plans. Plans available for people in the USA- that are not US Citizens, US Residents or Greencard Holders are Safe Travels USA, Safe Travels USA Cost Saver, Safe Travels Comprehensive, and Safe Travels for Visitors to the USA. These plans require pre-certification for the virus.
The plans available for people who are stuck in a country that is not their home country and not the USA - Safe Travels International - this is a pay and claim plan.

Disclaimer:
* The policy covers COVID-19 subject to the terms and conditions of the policy normal limits and policy conditions including pre-ex, so if you already have the virus - it will not cover you. If you are in the incubation period when you buy, it will be considered pre-existing condition.
* Testing for COVID-19 will be covered under your policy if you are sick, are referred by a medical practitioner and it is carried out at an approved facility, subject to the terms and conditions in your policy.
* In the event that a test proves positive and requires treatment, members can be assured that all associated treatment costs would be covered under the normal benefit limits and terms of their policy. Please ensure these are pre-authorized with the GBG Assistance team.

Global Underwriters insurance:

Global Underwriters offers travel insurance coverage for coronavirus as any new sickness. If COVID is pre-existing before buying the travel insurance, then it's excluded – if the traveler is infected before the plan effective date, the travel insurance will treat it as pre-existing and will not cover it. Coronavirus testing would be covered if a medical physician deems it necessary to test for COVID after the insurance plan is effective. All Covid related medical expenses would be covered if the symptoms started during the effective date of the policy and will be paid according to the parameters of the policy.
While the language of coverage is similar across the industry, there are some variations in coverage between US visitor insurance providers that offer coverage for Coronavirus (COVID-19). Travelers should carefully compare and understand the different travel insurance policies before buying travel medical insurance for coronavirus to make sure they are protected. Diplomat America Insurance offers coverage for covid-19 as a new sickness. It is avaiable for Non-US citizens or residents travelling to the US. If it is pre-existing, then it's excluded. That is of the travelers is infected before the plan effective date, the visitors insurance will treat it as pre-existing and will not offer coverage for it. Diplomat Long term Insurance must be bought for a minimum of 3 months and has a plan maximum options of $500,000 and $1,000,000 for medical expenses.
Seven Corners visitors insurance coverage for sickness arising from Coronavirus is like any other sickness. Seven corners Liaison travel Plus insurance offers coverage for overseas medical expenses arising from Covid19 infection while the travellers are outside their home country. The Covid19 treatment benefit is available for COVID-19 (the disease); SARS-Cov-2 (the virus); and Any mutation or variation of SARS-CoV-2.

International Medical Group (IMG) travel insurance coronavirus

International Medical Group (IMG) is offering covid 19 international travel insurance starting 1st Sept, 2020. IMG's Patriot America Plus and Patriot Platinum insurance plans cover COVID-19 like any other illness. The Patriot America Plus Insurance and Patriot America Platinum insurance include COVID coverage up to the policy maximum regardless of purchase date or travel dates. IMG’s student insurance offers international student health insurance coverage for medical expenses arising from Covid illness Patriot Exchange and Student Health Advantage

Best WorldTrips covid health insurance for visitors to USA

Atlas America, Atlas Premium and Atlas Essential insurance with coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion. On March 11, 2020, the U.S. Department of State issued a Global Level 3 Travel Advisory urging U.S. residents to reconsider traveling abroad to any country. If you are an Atlas Travel, Atlas Premium, Atlas MultiTrip, or Atlas Group policyholder, this activates your political evacuation benefit as long as your location has not been under a level 3 or higher advisory in the past 10 days, or prior to your arrival.
If the CDC Issues a Level 3 Travel Warning for the Location Where You Are Currently Traveling: Coronavirus-related expenses will be covered for up to 10 days following the date the level 3 warning is issued, given that your expenses do not arise directly or indirectly from another policy exclusion. Once 10 Days Have Passed from the Date the CDC Issued the Level 3 Travel Warning for Your Current Location: You will no longer be covered for coronavirus-related expenses. You will still be covered for all other eligible expenses.
WorldTrips travel insurance will cover sickness arising from novel Coronavirus as an eligible illness, unless the virus has been contracted in a location for which the US Centers for Disease Control (CDC) has issued a Level 3 Travel Warning. Further there is a policy exclusion if the CDC has issued a level 3 Travel Warning if a) the warning has been in effect within the 6 months immediately prior to your date of arrival, or b) within 10 days following the date the warning is issued you have failed to depart the country or location.

Diagnostic testing for COVID-19 is covered without copay or other member contribution.
Treatment for COVID-19 is covered as an Illness under the policy, unless a member failed to depart a country within a reasonable time from the date the country became subject to a level-3 travel warning by the CDC, or similar travel warning from that country’s government. Members remaining in a country in that circumstance would not be covered for COVID-19, but otherwise would retain all coverage under the policy within its normal terms and conditions.
Preventive quarantine in a hotel, cruise ship or any other location would not be covered. The plan would cover medical evacuation if deemed medically appropriate for the illness/injury, subject to the usual plan provisions.

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